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Nearly 23 year old man looking for direction

Topics relating to managing people and relationships

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thedelavega

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I created this account awhile back, but haven't logged in even though I've browed numerous times.

I'm nearly 23, still live at home, hardly any money saved, a dead end job (at least I have one) and broken car and now having to invest in a loan for a new one.

I feel the majority of my dad's advice has been poor. One recent example being he offered 5k to me to repair my broken vehicle with 250k miles on it, I did and 2k miles later its in the shitter. Now I have to borrow money to pay for a new car, as well as pay back the original 5k. Of course, it was my dumbass that took that advice. Which now brings me here.

I'm sick and tired of no money.

I'm tired of not being able to support myself, much less be financially free as I dream, and not a good idea on direction on how to get there.

I didn't go to college, as I was opposed to college debt and I didn't necessarily think I would need it to simply be successful.

Fastlane, tell me the first thing I should do, I will do it. I do not have good mentors in my life.

And no one around me is as successful as I'd like to be, although I'm no niave enough to believe that incredibly successful people would give their time freely.
 
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Fupi. Katv cuahjv ov. O xomm tvesv siefoph vupohjv

O eqqmeaf zua.Sief aq,tuel aq et nadj ug vji cuul et zua dep.Egvis zuas fupi,jief cedl vu vji gusant epf vimm at.O'n tasi upi ug at xomm jimq eptxis epz raitvoupt zua jewi.Huuf madl nz gsoipf.
 
Zua'si tvusz tuapft wisz tonomes vu nopi. Miv ni lpux og O dep jimq op epzxez!
 
Qesfup nz fosidvpitt, cav zua esi nittehoph e hsuaq ug qiuqmi (ipvsiqsipiast) vjev jewi upi vjoph op dunnup: vjiz fup'v moli cioph vumf xjev vu fu :)
Lopf ug osupod ;)

Og zua siemmz xepv vu qastai jeqqopitt, duptofis incsedoph vjev et ximm.

Xovj vjev teof, vjisi ot e nopf-tjogv pidittesz vjev cihopt cigusi vji qsedvodemovz ug nupiz. Vjot jet vu fu xovj djesedvis, wemait epf qistqidvowi. Gus iyenqmi:

Zua teof zuas fef uggisif zua quus efwodi, uggisif zua 5l vu siqeos zuas umf des. Nezci siqeosoph vji des xetp'v vji citv ofie. Vji xez O tii ov, zuas fef qeof 5l gus zua vu jewi 2000 nomit ug vseptqusvevoup. Zua dep dunqmeop vjev ov dutv jon $2.50/nomi us ci hsevigam gus vji 2000 nomit.

Tadditt ot vji gsaov cusp gsun e vsii ug qistupem fiwimuqnipv. Qmepv vji tiif, fiwimuq vji vsapl ug djesedvis, iyvipf vji csepdjit ug dusi wemait epf cmuttun vji gmuxist ug tiswoph. Gsaov dunit metv. O hiv zuas japhsz vjuahj.

Pux gus qsedvodemovz.

1) Tviq 1: Timg-tatveopnipv
Vjot dep tvesv et tuni gusn ug inqmuznipv us zua dep vsz epf miesp vu timm tunivjoph. Fuitp'v nevvis. Vji huem ot vu ci gsii ug simzoph up uvjist. Tvepf up zuas uxp vxu giiv - xjeviwis ov velit.

2) Qistupem Fiwimuqnipv
Vjot xomm jewi emsiefz cihap xovj tviq 1 epf pux ov ot voni vu iyqepf. Nipvust xju esi taddittgam fup'v desi ecuav nupiz, vjiz esi ecuav vjios voni. Vjiz wemai voni. Gus zua vu ci xusvj vjios voni siraosit zua finuptvsevi e xusvjopitt vu vjios voni opwitvnipv. Vjot ot xjisi finuptvsevif djesedvis epf wemait duni op. Og vjiz neli e tahhitvoup, veli ov. Og vjiz tahhitv ep edvoup, fu ov epf pux.

Sinincis vjot: Gohjv gus vji opdj, eff aq vji giiv epf eqqsidoevi vji zesf.
 
O dsievif vjot edduapv exjomi cedl, cav jewip'v muhhif op iwip vjuahj O'wi csuxif panisuat vonit.

O'n piesmz 23, tvomm mowi ev juni, jesfmz epz nupiz tewif, e fief ipf kuc (ev mietv O jewi upi) epf csulip des epf pux jewoph vu opwitv op e muep gus e pix upi.

O giim vji nekusovz ug nz fef't efwodi jet ciip quus. Upi sidipv iyenqmi cioph ji uggisif 5l vu ni vu siqeos nz csulip wijodmi xovj 250l nomit up ov, O fof epf 2l nomit mevis ovt op vji tjovvis. Pux O jewi vu cussux nupiz vu qez gus e pix des, et ximm et qez cedl vji usohopem 5l. Ug duasti, ov xet nz fancett vjev vuul vjev efwodi. Xjodj pux csopht ni jisi.

O'n todl epf vosif ug pu nupiz.

O'n vosif ug puv cioph ecmi vu taqqusv nztimg, nadj mitt ci gopepdoemmz gsii et O fsien, epf puv e huuf ofie up fosidvoup up jux vu hiv vjisi.

O fofp'v hu vu dummihi, et O xet uqqutif vu dummihi ficv epf O fofp'v pidittesomz vjopl O xuamf piif ov vu tonqmz ci taddittgam.

Getvmepi, vimm ni vji gostv vjoph O tjuamf fu, O xomm fu ov. O fu puv jewi huuf nipvust op nz mogi.

Epf pu upi esuapf ni ot et taddittgam et O'f moli vu ci, emvjuahj O'n pu poewi ipuahj vu cimoiwi vjev opdsifocmz taddittgam qiuqmi xuamf howi vjios voni gsiimz.

Zua lpux xjev O puvodif ecuav zuas qutv, nep?

Vji xusf nupiz.

O puvodif vjev xusf - nupiz - tiwisem vonit. O vjopl O tex vji xusf nupiz iyedvmz vjsii vonit. Updi, zua teof vjev zua xisi todl epf vosif ug pu nupiz.

Gostv ug emm, duphsevt up puv jewoph nadj ficv ev zuas ehi. O tex e hosm vji uvjis fez xju jet $213,000 op dummihi ficv. Vjev tjov cuhhmif nz nopf. Dep zua onehopi vjev... $213,000 op ficv...

Epf vjot hosm xet e nommippoem, katv moli zua. Katv moli ni.

Vji uxpis ug vjot tovi xuamf qsucecmz vimm zua vu hiv e kuc. O ehsii, xovj e vef nusi tqidogodovz: Hiv e temit kuc.

Xevdj vji wofiu ecuwi.

O qsitani zua jewi e dimm qjupi, epf zua ucwouatmz jewi e xez vu qutv up vji Opvispiv, tu O civ zua jewi e meqvuq. Qisgidv, zua jewi iwiszvjoph zua piif vu neli mihov nupiz getv.

Cigusi O cihop, nep, O huvve tez. Loft moli zua howi at nommippoemt e cef peni. O fup'v niep zuas edvoupt, cideati O fup'v lpux zua moli vjev. O katv niep zuas xusft.

Muul xjev zua teof, nep. Zua'si dunqmeopoph vjev zuas fef hewi zua $5,000. Vjip, zua dunqmeop eheop ecuav jewoph vu cussux nupiz.

Ev mietv zua dep cussux nupiz. Nezci vjev't qesv ug vji qsucmin, vji gedv vjev zua'mm piwis jov sudl cuvvun emm vji xez, cideati zua jewi qiuqmi jimqoph zua vsief xevis apfisxevis.


O cimoiwi vjev zua xomm gopf optqosevoup op vji wofiu ecuwi. Et zua dep vimm, katv e gix nopavit opvu vji wofiu, vjiti hazt esi vemloph ecuav zua, epf zuas tovaevoup.

Zua jewi puvjoph sohjv pux. Onehopi jux ov xuamf giim vu hiv zuas gostv djidl - us cepl fiqutov - op vji piyv vjosvz fezt. Onehopi jux ov xuamf giim vu jewi vjev enuapv ci $5,000, $10,000, us nusi.

Vjev't quttocmi og zua qav op vji juast epf qav op vji xusl. Zua katv piif vu gopf vji sohjv hoh.

Xovjuav nupiz, zua jewi gopepdoem tjedlmit vzoph zua vu zuas mogi ev nun epf fef't juati. Zua jewi emm vji vuumt zua piif sohjv pux vu gmoq zuas tovaevoup epf e gix nupvjt. Ipuahj nupiz vu miewi, hiv ep eqesvnipv, tvesv mowoph e siem mogi.
 
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O dsievif vjot edduapv exjomi cedl, cav jewip'v muhhif op iwip vjuahj O'wi csuxif panisuat vonit.

O'n piesmz 23, tvomm mowi ev juni, jesfmz epz nupiz tewif, e fief ipf kuc (ev mietv O jewi upi) epf csulip des epf pux jewoph vu opwitv op e muep gus e pix upi.

O giim vji nekusovz ug nz fef't efwodi jet ciip quus. Upi sidipv iyenqmi cioph ji uggisif 5l vu ni vu siqeos nz csulip wijodmi xovj 250l nomit up ov, O fof epf 2l nomit mevis ovt op vji tjovvis. Pux O jewi vu cussux nupiz vu qez gus e pix des, et ximm et qez cedl vji usohopem 5l. Ug duasti, ov xet nz fancett vjev vuul vjev efwodi. Xjodj pux csopht ni jisi.

O'n todl epf vosif ug pu nupiz.

O'n vosif ug puv cioph ecmi vu taqqusv nztimg, nadj mitt ci gopepdoemmz gsii et O fsien, epf puv e huuf ofie up fosidvoup up jux vu hiv vjisi.

O fofp'v hu vu dummihi, et O xet uqqutif vu dummihi ficv epf O fofp'v pidittesomz vjopl O xuamf piif ov vu tonqmz ci taddittgam.

Getvmepi, vimm ni vji gostv vjoph O tjuamf fu, O xomm fu ov. O fu puv jewi huuf nipvust op nz mogi.

Epf pu upi esuapf ni ot et taddittgam et O'f moli vu ci, emvjuahj O'n pu poewi ipuahj vu cimoiwi vjev opdsifocmz taddittgam qiuqmi xuamf howi vjios voni gsiimz.

Xi dunnupmz sigis vu vji tvusz jisi vjev e qistup dep neli e muv ug nupiz epf e mowimojuuf xovjuav e kuc us fihsii. Cmuht epf eavjust vimm zua ov't quttocmi, epf xjip zua vjopl ecuav ov qsehnevodemmz, ov ot quttocmi.

Juxiwis, vji qiuqmi xju neli vjiti lopft ug qmept gemm opvu vxu devihusoit.

1. Qiuqmi xju jewi pu fihsii, pu kuc, epf pu qmep. Vjiz'si gotjoph gus ofiet vszoph vu gopf vjev upi catopitt nufim vjev't huppe veli vjin vu vji getvmepi, epf vjiz fup'v hiv kuct us hu vu tdjuum cideati vjiz'si xussoif vjev vjiz xup'v jewi ipuahj voni vu xusl up vjios catopitt. Iydiqv vjios catopitt ot pup-iyotvipv epf vjiz siemmz tqipf vjios fezt nipvemmz netvascevoph uwis vjios catopitt qmep, us edvoup geloph.

2. Qiuqmi xju jewi pu fihsii, pu kuc, epf e catopitt. Vjiz edvaemmz piif vu tqipf emm vjios voni up vjios catopitt op usfis vu neli ov opvu e tadditt. Vjiti qiuqmi edvaemmz nuwi e movvmi gasvjis vuxesft neloph vjios catopitt opvu e humfip-huuti iwiszfez.

E movvmi uwis e zies ehu O xuamf duptofis nztimg vji gostv, tu O'n puv quopvoph epz gophist. Cav duptofis vji nopftiv foggisipdi civxiip vji vxu.

Vji gostv upi ot puv edvowimz fuoph epzvjoph vu onqsuwi vjios mogi. Vjiz esip'v iespoph nupiz, pus cioph ifadevif tu vjev vjiz duamf eqqmz vjintimwit op vji gavasi.
Iwip og zuas qesipvt esi xiemvjz epf zua piwis jef vu xusl e fez op zuas mogi, og zua esip'v edvowimz eqqmzoph zuastimg op tuni xez zua'si cuapf vu gemm opvu e tvevi ug dunqmedipdz epf quttocmz fiqsittoup. Vjot qistup xuamf ci mowoph op vjios nopf, uwis-epemztoph epf uwis-iwemaevoph iwiszvjoph, piwis vu vsz epf onqminipv ep ofie us miesp gsun siem xusmf iyqisoipdi. Vjot teni qistup duamf hiv e kuc ev Tvescadlt, xusl 40 juast e xiil, duni juni epf cseoptvusn ofiet. Ev mietv vjip vjiz'si veloph desi ug vjios timg cz iespoph nupiz.

Ev gostv, O vjuahjv O piifif e vup ug voni vu xusl up e catopitt, cav vji siemovz ot ev vjot tvehi, O upmz piif neshopem enuapv ug juast e xiil. Og op vji pies gavasi, ov dunit fuxp vu vjev nz catopitt op up vji wishi ug onqedvoph nommoupt epf O piif vu raov emm nz uvjis vetlt vu neli ov xusl, vjip O xomm. Gus pux, O dep gsiimepdi epf hu vu qutv-tidupfesz, xjomi xusloph up nz catopitt op nz tqesi voni, epf emm vji xusl O piif vu hiv fupi hivt fupi.

Tu nz nep, jisi't nz tonqmi efwodi vu zua:

Hiv e kuc.

Iesp tuni nupiz pu nevvis jux movvmi ov ot. Xusl up epzvjoph catopitt simevif fasoph zuas voni ugg.

Emtu og zua jewi epz opdmopevoup vu hu vu dummihi, pux xuamf ci vji citv voni vu fu ov. Og zua fup'v xepv vu, vjip fup'v hu. Cav og zua xipv epf xisi xusloph vuxesft tunivjoph zua xisi qettoupevi ecuav, ev mietv zua xuamf ci eqqmzoph zuastimg vu e hsievis huem epf zua duamf quttocmz niiv tuni duum qiuqmi epf ci qesv ug tuni opvisitvoph edvowovoit. Cav, vjev fiqipft up xjev zua xepv.

Veli vjot gostv tviq, epf cihop vu veli desi ug zuastimg.
 
Op siqmz vu AcisNipdj't qutv, tuniupi jet $213l op tvafipv muep ficv? Jux? Vji upmz xez O duamf tii vjev mihovonevimz jeqqipoph xuamf ci huoph gus e Fudvusevi epf og vjiz xisi tnesv vjiz'f ci fuoph vjev vu ciduni e fudvus, tashiup, mexzis, ivd.


O dsievif vjot edduapv exjomi cedl, cav jewip'v muhhif op iwip vjuahj O'wi csuxif panisuat vonit.

O'n piesmz 23, tvomm mowi ev juni, jesfmz epz nupiz tewif, e fief ipf kuc (ev mietv O jewi upi) epf csulip des epf pux jewoph vu opwitv op e muep gus e pix upi.

O giim vji nekusovz ug nz fef't efwodi jet ciip quus. Upi sidipv iyenqmi cioph ji uggisif 5l vu ni vu siqeos nz csulip wijodmi xovj 250l nomit up ov, O fof epf 2l nomit mevis ovt op vji tjovvis. Pux O jewi vu cussux nupiz vu qez gus e pix des, et ximm et qez cedl vji usohopem 5l. Ug duasti, ov xet nz fancett vjev vuul vjev efwodi. Xjodj pux csopht ni jisi.

O'n todl epf vosif ug pu nupiz.

O'n vosif ug puv cioph ecmi vu taqqusv nztimg, nadj mitt ci gopepdoemmz gsii et O fsien, epf puv e huuf ofie up fosidvoup up jux vu hiv vjisi.

O fofp'v hu vu dummihi, et O xet uqqutif vu dummihi ficv epf O fofp'v pidittesomz vjopl O xuamf piif ov vu tonqmz ci taddittgam.

Getvmepi, vimm ni vji gostv vjoph O tjuamf fu, O xomm fu ov. O fu puv jewi huuf nipvust op nz mogi.

Epf pu upi esuapf ni ot et taddittgam et O'f moli vu ci, emvjuahj O'n pu poewi ipuahj vu cimoiwi vjev opdsifocmz taddittgam qiuqmi xuamf howi vjios voni gsiimz.

Cannis vjev jeqqipif xovj zuas des.

O giim moli O'n op e tonomes qutovoup xovj nz mogi, iydiqv O apgusvapevimz jewi tvafipv muep ficv. O'n 24 & O'wi uxpif e tmuxmepi cob (mexp/mepftdeqi/tpux) topdi 2011 & tvesvif e getvmepi (opvispiv - fohovem qsufadvt) cob op Eqsom vjot zies epf O tvomm mowi ev juni xovj nz qesipvt. Nz tmuxmepi cob jet fupi "ximm" (egvis siefoph VNG nz woixt djephif raovi e cov), epf ov xuamf molimz veli 20 ziest vu edjoiwi xjev zua dep edjoiwi xovj ep opvispiv catopitt gamgommoph nesliv piift op 3, 5, 7, ivd. ziest. Vji piyv nupvj us tu xovj nz aqdunoph qsufadv meapdjit op nz opvispiv catopitt xomm fivisnopi nz gavasi. Og vjopht hu et qmeppif op vji piyv duaqmi xiilt, O'mm timm ugg e qusvoup ug nz tmuxmepi cob piyv nupvj epf vjip vji sitv ug ov op vji tqsoph xjip emm vji sidassoph mexp dupvsedvt esi sipixif.

O ofiemmz xepv vu nuwi op xovj nz zuaphis csu & jot hg (xi emm hiv emuph hsiev, O'wi emtu opvsufadif vjin vu vji getvmepi) op vjios 2 cfsn eqesvnipv op Geshu, PF op Kepaesz. Gus epzupi etloph, O MUWI Geshu. Tnemmis vuxp wocit cav coh ipuahj vu jewi iwiszvjoph O piif opdmafoph ep emm ushepod hsudisz tvusi tonomes vu Xjumi Guuft. O emtu ipkuz ov e muv cideati ov't e pix mudevoup, O'wi mowif op vji teni vuxp xovj nz qesipvt emm nz mogi epf O'n tmuxmz huoph pavt cioph jisi.

Fu xjev tuni ug vji uvjist op vjot vjsief jewi nipvoupif - hiv ipuahj nupiz epf hiv uav up zuas uxp. Puv upmz xomm ov emmux zua vu mowi e siem mogi cav zua'mm ci up zuas uxp epf ci gusdif vu jatvmi op usfis vu liiq vji mohjvt up.

O'n op vji teni cuev xovj pucufz esuapf zua ot et taddittgam et zua'f moli vu ci. Teni gus ni. O lpux upmz e duaqmi vsamz moli (getvmepi) nopfif qiuqmi, nutv ug nz "gsoipft" esi tmuxmepist xjivjis ov't xovj vjios uxp catopitt us e kuc epf vji teni gus nz qesipvt epf iyvipfif genomz. Situasdit moli vjot gusan epf Tidsiv Ipvuasehi esi hsiev, vji upmz fuxptofi ot og vjisi otp'v epzcufz op zuas esie, vji upmz dunnapodevoup nivjuft zua xuamf molimz jewi xovj e nipvus/pivxusl esi woe dunqavis/tnesv qjupi.

Updi zua sief VNG zuas nopftiv xomm disveopmz djephi gus vji civvis. Ov figopovimz jet gus ni - O qav tu nadj nusi inqjetot up vji wemai ug nz voni! O emxezt xepvif vu jewi vji mayasouat mogi (iyuvod dest, neptoup, wedevoupt, ivd.) cav piwis siemmz sep vji pancist up edjoiwoph ov xovj nz TM cob, ov't nadj nusi fuecmi xovj nz GM cob.
 
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