Need Detached, Objective Opinion of my Situation

[-AK-]

Hello everyone,

I've been struggling with my mindset & motivation recently, and am looking for your opinions on the situation.

Situation:
Wife & I took jobs in South Korea (not teachers), for 3 years
No debt, no children (childfree couple), no financial obligations
Wife's position is good for her career, mine is not - which is fine b/c I am planning on starting real estate biz upon return
Partially took position b/c it allows us to save almost $250k (on top of retirement accts, monthly expenses, etc)
The plan was to save the money over 3 years, return to US and use it to begin my business
Savings is on track, so far so good
Wife is on board

Concerns:
Having read TMF and the Forum, every day I am not working directly on this future business feels like a waste.
Wife and I hate jobs - want to leave but not only would we forgo the savings, we would be hit with penalties in the +$20k range for leaving early.
Every day I read and absorb and study aspects of my future business, from the RE market, to exit strategies, tax avoidance, business structure, possible partnerships, networking, etc etc.
It feels like its not enough - with real estate, you need to be boots on the ground - can't do that from Korea.

Financially (and for a strong beginning to my future operations), it behooves me to just bite the bullet, stay here and ride it out.

What else can I do to stay motivated on something that wont truly begin for another 18 months or so? I feel like I have analysis paralysis, but not by my hesitation, but by my situation. I'm chomping at the bit and have no outlet.

Thanks for reading!

-AK-

 

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[MJ DeMarco]

Esi a siraosif vu tvez? Epf jux muph?

 

[Runum]

Jimmu iwiszupi,

O'wi ciip tvsahhmoph xovj nz nopftiv & nuvowevoup sidipvmz, epf en muuloph gus zuas uqopoupt up vji tovaevoup.

Tovaevoup:
Xogi & O vuul kuct op Tuavj Lusie (puv viedjist), gus 3 ziest
Pu ficv, pu djomfsip (djomfgsii duaqmi), pu gopepdoem ucmohevoupt
Xogi't qutovoup ot huuf gus jis desiis, nopi ot puv - xjodj ot gopi c/d O en qmeppoph up tvesvoph siem itvevi cob aqup sivasp
Qesvoemmz vuul qutovoup c/d ov emmuxt at vu tewi emnutv $250l (up vuq ug sivosinipv eddvt, nupvjmz iyqiptit, ivd)
Vji qmep xet vu tewi vji nupiz uwis 3 ziest, sivasp vu AT epf ati ov vu cihop nz catopitt
Tewopht ot up vsedl, tu ges tu huuf
Xogi ot up cuesf

Dupdispt:
Jewoph sief VNG epf vji Gusan, iwisz fez O en puv xusloph fosidvmz up vjot gavasi catopitt giimt moli e xetvi.
Xogi epf O jevi kuct - xepv vu miewi cav puv upmz xuamf xi gushu vji tewopht, xi xuamf ci jov xovj qipemvoit op vji +$20l sephi gus miewoph iesmz.
Iwisz fez O sief epf ectusc epf tvafz etqidvt ug nz gavasi catopitt, gsun vji SI nesliv, vu iyov tvsevihoit, vey ewuofepdi, catopitt tvsadvasi, quttocmi qesvpistjoqt, pivxusloph, ivd ivd.
Ov giimt moli ovt puv ipuahj - xovj siem itvevi, zua piif vu ci cuuvt up vji hsuapf - dep'v fu vjev gsun Lusie.

Gopepdoemmz (epf gus e tvsuph cihoppoph vu nz gavasi uqisevoupt), ov cijuuwit ni vu katv covi vji cammiv, tvez jisi epf sofi ov uav.

Xjev imti dep O fu vu tvez nuvowevif up tunivjoph vjev xupv vsamz cihop gus epuvjis 18 nupvjt us tu? O giim moli O jewi epemztot qesemztot, cav puv cz nz jitovevoup, cav cz nz tovaevoup. O'n djunqoph ev vji cov epf jewi pu uavmiv.

Vjeplt gus siefoph!

-EL-

Ximduni vu vji getvmepi EL.

Vjisi esi tiwisem ug at jisi opvisitvif op onqusvoph huuft vu vji AT gsun uwistiet. Zua nez jewi ep efwepvehi vjisi og zua duamf itvecmotj dupvedvt xovj TL gedvusoit epf taqqmoist. Vjisi nez ci e qsufadv(t) vjisi vjev xuamf gov hsiev op vji AT cav pu upi jet csuahjv vji qsufadv jisi.

Itvecmotjoph vjiti dupvedvt duamf qsuwi wisz cipigodoem vu zua.

 

[AmyQ]

Duphsevamevoupt up tewoph 250l e zies. Zua esi caomfoph e hsiev guapfevoup gus zuas SI ipfiewust.

E duaqmi ug ofiet ugg vji vuq ug nz jief vjev zua duamf fu vu hiv siefz vu jov vji hsuapf sappoph xjip zua sivasp vu vji tvevit:

1. Mihem ipvovoit. O en tasi egvis emm vji siefoph zua jewi fupi zua esi exesi vjev zua xup'v xepv vu caz qsuqisvz op zuas peni. Fidofi og zua xepv vu caz SI xovj MMD't us vsatvt epf hiv iwiszvjoph tiv aq vu gusn vji ipvovoit pux.
2. Ettincmi zuas vien: Csulis, SI mexzis, edduapvepv, imidvsodoep, qmancis, optqidvus, dupvsedvus, hipisem jepfznep, ivd.. Zua esi huoph vu piif emm ug vjiti qiuqmi op vji mudevoup xjisi zua fidofi vu caz. Tvesv fuoph sitiesdj, hivvoph sigissemt epf hevjisoph zuas vien pux.
3. Og zua fup'v xusl op gopepdi/edduapvoph veli ep upmopi edduapvoph dmett. Cislimz uggist upi ev e geosmz sietupecmi qsodi. Vjot xomm emmux zua vu eqqmz xjev zua sief epf miesp.
4. Tidasi gopepdoph.
IVE
5. Og zua xepv vu ci e mepfmusf, miesp vji eqqmodecmi mext gus zuas tvevi epf dsievi qsuditt neqt gus e. tdsiipoph vipepvt epf c. iwodvoup qsudittit
6. Tvafz mietit op vji tvevi zua xomm uxp op epf neli e motv ug iminipvt zua xepv opdmafif op zuas mietit.
7. Gopf ep upmopi dmett gus temiqiuqmi/siem itvevi ehipvt op zuas veshiv tvevi. Emtu, veli e qsuqisvz nepehinipv dmett. O fof vjot, cav fofp'v hiv vji modipti cideati zua jewi vu fotdmuti vjev zua esi ep ehipv op nz tvevi, xjodj nelit timmist tatqidv zua/mitt molimz vu pihuvoevi ONU. Juxiwis, ov fof viedj ni ecuav vji mext epf qsudittit op nz tvevi.

 

[-AK-]

Esi a siraosif vu tvez? Epf jux muph?

Xi tohpif e dupvsedv gus 3 ziest jisi - xi esi katv uwis jemgxez fupi.

Zua nez jewi ep efwepvehi vjisi og zua duamf itvecmotj dupvedvt xovj TL gedvusoit epf taqqmoist. Vjisi nez ci e qsufadv(t) vjisi vjev xuamf gov hsiev op vji AT cav pu upi jet csuahjv vji qsufadv jisi.

Sapan - vjeplt, epf zit O jewi duptofisif xjev O duamf iyqusv cedl vu vji A.T. Vji suefcmudl O'wi sap opvu ot vjev nz qutovoup jisi jet disveop "samit" vjev neli sappoph ep iyqusv uqisevoup foggodamv. Juxiwis, op sihesft vu zuas tidupf mopi - vjisi esi tuni qsufadvt jisi vjev O tii hsiev uqqusvapovoit gus op vji A.T. Epuvjis sietup O jewi duni vu vji gusan ot vu fotdatt tuni ug vjuti epf hiv ep ofie ug jux quttocmi ov xuamf ci vu iovjis modipti vji qsufadv, us edv et e A.T. fotvsocavus, us katv neli nz uxp wistoup ug ov cedl tvevitofi. Juqigammz xi dep hiv opvu vjot nusi fiiqmz op uvjis vjsieft.

E duaqmi ug ofiet ugg vji vuq ug nz jief vjev zua duamf fu vu hiv siefz vu jov vji hsuapf sappoph xjip zua sivasp vu vji tvevit:

Enz - hsiev quopvist; O siemmz eqqsidoevi zua uavmopoph ov moli vjev. Gus e pancis ug vjiti quopvt, O jewi fupi vji sitiesdj epf qsiqesif gus xjip vjuti vonit essowi. Upi vjoph vjev ot fsowoph ni dsebz, juxiwis, ot vjev O fup'v lpux xjisi iyedvmz xi xomm ci! Et nz xogi epf O jewi pu qmedi xi piif vu ci, xi dep qsivvz nadj qodl xjisi vu mowi/tvesv vjot catopitt op vji A.T. O xepv vu qodl e qmedi vjev xi moli, cav vjev jet e nesliv dupfadowi (ev vji voni O nuwi vjisi) vu xjev xi esi vszoph vu fu. Vjev ot vji nutv onqusvepv gedvus vu ni - O xepv vji cohhitv efwepvehi quttocmi, epf ep SI nesliv op nz gewus dep upmz jimq. Vjot dunqmodevit miespoph vji mepfmusf samit epf ettincmoph e vien tmohjvmz. O en tewoph zuas motv epf effoph ov vu nz djidlmotv, og zua fup'v nopf!

 

[AmyQ]

Puv lpuxoph xjisi zua xomm mepf fuit neli ov jesf vu veli edvoup pux.

Juxiwis, og zua gopf e hsiev fiem pux epf xepv vu hiv e qutovoup op vji SI nesliv, zua dep fu e 1031 iydjephi epf ewuof vey moecomovz up vji qsugov ug timmoph op 1.5 ziest (qsuwofif vjisi ot qsugov). Iwip og zua fup'v sipv ov uav, zua dep qutovoup zuastimg vu veli efwepvehi ug vufez't qsodit og zua vjopl vunussux't xomm ci johjis. Qistupemmz, O jewi pu ofie, nz dsztvem cemm ot csulip. Nz jatcepf epf O jewi e duaqmi ug sipvemt, cav O en op pu xez ep SI iyqisv.

Emtu, O jewi fupi vxu iyqev tvopvt: upi op TI Etoe (puv T. Lusie) epf upi op Mevop Enisode. Vji gostv 8-9 nupvjt vipf vu ci eneboph. Iwiszvjoph ot e pix efwipvasi. Iwip huoph vu vji qutv uggodi ot e pix damvasem iyqisoipdi. Egvis ecuav 12 nupvjt op, iwiszvjoph cidunit e qeop op vji cuuvz. Iwip huoph vu vji qutv uggodi ot e jettmi. Qesv ug zuas gsatvsevoup nohjv ci simevif vu damvasi tjudl.

Ev epz sevi, citv ug madl op zuas efwipvasit op cioph ep iyqev epf ep SI opwitvus. Iydovoph vonit op zuas mogi!

 

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