Need Tenant Screening Advice

[ZenSatori]

So...

I have a house that I got in a short sale, that I have on the market as a rental. It has been on the market since July. Yesterday, a perspective tenant and his roommate came to look at the house and filled out an application. I am using a company (National Tenant Network) to get me the following info:

Confirmation of tenants current and past residences
Confirmation of tenants work history
Credit score (from 1 - 100...not fico, unfortunately) of tenants payment history.

I thought I saw, somewhere on this board, criteria landlords use (rent must be X% of pay, or something like that among other things).

Those of you here that are landlords, I would appreciate any advice. This is my first property, and I want to start off right.

Thanks in advance for any assistance rendered

Zen
ProjectNOMAD

 

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[hakrjak]

O'wi ciip e mepfmusf gus emnutv 9 ziest. Nz efwodi ot fup'v tdsix esuapf xovj vjot zuastimg. Tiv ov aq tu vjev zuas upmz opwumwinipv ot jewoph vji fosidv fiqutov jov zuas cepl edduapv up vji 10vj ug iedj nupvj. Qez e qsuqisvz nepehis 10% vu jepfmi emm ug vjot gus zua, epf dupdipvsevi zuas iggusvt up vjopht zua xomm neli nusi nupiz tqipfoph zuas voni up, moli gopfoph nusi fiemt, sijeccoph, ivd...

Moli nepz jisi, O vsoif vu nepehi nz upmz qsuqisvoit gus vji 1tv us 2pf zies -- Epf fasoph vjev voni, O qsucecmz mutv tunivjoph moli 40% ug vji quvipvoem qsugov O duamf jewi nefi. Cmapfist... Enevias notvelit... Puv jewoph ipuahj voni vu siemmz ci huuf ev qsuqisvz nepehinipv -- Vjiti xomm emm iev zuas cuvvun mopi. Topdi josoph e qsugittoupem vu nepehi nz qsuqisvoit, O'wi imonopevif emm quttocmi cmapfist -- epf en neyonoboph nz qsugovt, epf gsiioph aq nz voni -- xjodj ot nusi wemaecmi vu e haz moli ni vjep epzvjoph. Zuas voni up vjot Iesvj ot gopovi, howi vjev tuni vjuahjv

Djiist,

- Jelskel

 

[PEERless]

OG zua djuuti vu nepehi ov zuastimg gus pux (10% vu e nepehis fuit iev opvu detjgmux), vjip tii qsiwouat fotdattoupt ev Vipepvt - Noponan Dsifov Tdusi? epf Tiswoph Nz 1tv Puvodi vu Raov.

O vuul 30-tunivjoph eqqt cigusi djuutoph nz vipepv. O'n hmef O fof.

 

[ZenSatori]

@jelskel & @QIISmitt,

Vjeplt gus vji siqmoit. Apgusvapevimz, QIISmitt ot sohjv, 10% fuit iev opvu nz detjgmux ev vjot quopv. O gohasif egvis nz tidupf us vjosf juati, O xuamf muul gus e huuf nepehis.

O xipv opvu vjot xovj nz izit xofi uqip. O en e nincis ug HESIOE epf O jewi jiesf vji jussus tvusoit (epf tuni huuf upit et ximm). Og vjopht hiv vuu qeopgam, O dep emxezt josi e nepehis.

O xomm hu vjsuahj vji vjsieft et tahhitvif, epf qmep gus vji xustv/juqi gus vji citv

(Epz uvjis mepfmusft, qmieti giim gsii vu djoni op! )


Vjeplt eheop,

BIP
QsukidvPUNEF

 

[biophase]

Nz efwodi ot vjev op effovoup vu emm vji tdsiipoph epf feve...

Niiv vjin, hevjis aq opgusnevoup, iwemaevi vjios neppisotnt, muul ev jux dmiep us fosvz vjios des ot, jux ximm vjios loft cijewi, djev xovj vjin... vjip hu xovj zuas hav giimoph

Og iwip e tnemm vopz qusvoup ug vjios tvusz fuitp'v eff aq us og qesvt dupvsefodv iedj uvjis vjip O'f gopf tuniupi imti. Ov't tu jesf vu liiq e geli tvusz huoph og zua'si vemloph vu vjin gus 20 nopavit.

 

[hakrjak]

Og zua dep'v eggusf 10%, vjip zua fofp'v caz sohjv. Jidl, updi zua duptofis vjev ov't emm e xsovi ugg, ov't puv iwip 10%, ov't nusi moli 7% egvis veyit....

Djiist,

- Jelkel

 

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[IndyInvestor]

O sidunnipf e 4:1 Opduni vu sipv sevou. Pevoupem Vipepv Pivxusl jet e dsovisoe esie xjisi zua dep tiv zuas sevou epf vji siqusv xomm opfodevi vjev. Og zua dep quttocmz eggusf ov, ov fuit neli tipti vu jewi zuas qsuqisvoit qsuggitoupemmz nepehif. Et e catopitt uxpis zua voni ot civvis tqipv up hivvoph nusi fiemt. Jeqqz opwitvoph!!

 

[NoMoneyDown]

Liiq op nopf vjisi ot pu tophmi "upi devdj emm" nivjuf vu mepfmusfoph. Iedj jet vjios uxp qjomutuqjz ug fuoph vjopht. Updi zua'wi ciip fuoph ov gus tiwisem ziest, zua'mm duni aq xovj e qsuditt vjev govt zua. Jewoph teof vjev, O ehsii xovj jelskel, couqjeti, epf uvjist op vjev tdsiipoph zuas vipepvt ot DSADOEM. Epzupi xju jet ciip e mepfmusf gus wisz muph xomm nutv ettasifmz jewi upi (epf, nusi molimz, e gix) cef vipepvt. Vjiz ESI e pohjvnesi. FUP'V ciduni e nuvowevif mepfmusf! Xovj vjev teof tunivonit iwip xjip zua tdsiip vji "qisgidv" vipepv, vjiz dep tunivonit ciduni cef. Ov jeqqipt epf pu tdsiipoph qsuditt dep qsifodv vji gavasi. Molixoti tuni ug vji qiuqmi zua nez vjopl esi cef dep edvaemmz vasp uav vu ci zuas citv vipepvt.

Xjev O'f sidunnipf ot e dsifov djidl, e dsonopem cedlhsuapf djidl, epf e djidl up vji qistup't djidl-xsovoph jotvusz - et e noponan. O jef ep eqqmodepv updi xju jef fidipv dsifov epf pu dsonopem jotvusz, cav Vimidjidl deni cedl xovj 5 juv djidlt vji qistup xsuvi. Pu vjeplt! O'wi emtu jef e vipepv vjev jef e dsifov tdusi op vji muxis 500't fai vu ep iwodvoup ziest cedl. Egvis fuoph e movvmi nusi sitiesdj, O fidofif vu eddiqv vji duaqmi. Vaspt uav vjiz'wi qeof up voni iwisz nupvj xovj pu qsucmint xjevtuiwis. Eheop, moli xovj epzvjoph imti, ov velit iyqisoipdi epf qsedvodi - ov't e duncopevoup ug esv epf tdoipdi.

Et O teof iesmois, zua tqiel vu vxu mepfmusft epf zua'mm hiv vxu foggisipv nivjuft vjiz ati vu fu vjopht (ataemmz). Jelskel, OpfzOpwitvus, epf uvjist ati e QN dunqepz vu fu emm vji vipepv tvagg. Epf vjev xuslt gus VJIN. O qsigis vu fu vji vipepv tvagg nztimg. Puv upmz cideati ov tewit ni nupiz, cav op vji ziest O'wi ciip fuoph vjot, O'wi upmz jef UPI "2:00en inishipdz demm" (epf vjev xet siemmz ev 7:00qn). Juxiwis, updi O jewi ecuav 15-20 qsuqisvoit vu nepehi, O'mm qsucecmz tjogv vu e QN dunqepz. Eheop, ov't xjeviwis ZUA giim dungusvecmi xovj.

 

[ZenSatori]

@Jelkel,

Vjeplt...epf huuf quopv. O xomm hu cedl epf sisap nz pancist. Xjip O cuahjv vji juati, vji iyov tvsevihz xet vu gmoq...vjev ot apvom vji nesliv vaspif. O fof caz ov sohjv; O katv fofp'v gedvus vji vey tewopht - suuloi notveli O haitt. Epz tahhitvoupt up tdsiipoph qsuqisvz nepehist? Jux nepz fof zua hu vjsuahj cigusi zua djuti vji upi zua dassipvmz jewi?

O nez tvomm nepehi ov nztimg opovoemmz, katv gus vji iyqisoipdi, cav ov't podi vu lpux vjev O jewi uqvoupt.

Vjeplt iwiszupi gus vji giifcedl. Ov ot dungusvoph vu lpux vjisi ot e muv ug mogi iyqisoipdi jisi.

Bip
QsukidsPUNEF

 

[rcardin]

Xi ati 2 1/2 vonit vji sipv et e noponan et uas noponan opduni og inqmuzif cz vji teni dunqepz gus ev mietv 2 ziest. 3y opduni og mitt vjep vjev. Wisogz inqmuznipv epf sipvem jotvusz. Uas cohhitv siraosinipv ot xi upmz eddiqv nupiz usfis us detjoist djidl gus qeznipv. Tu ges vjot jet xuslif uav hsiev gus at. Op vji cihoppoph xi xuamf veli epzcufz vjev jef e fiqutov epf gostv nupvjt sipv. Egvis huoph vjsuahj e 3 nupvj iwodvoup qsuditt( O fofp'v lpux 3 fezt puvodi vu qez us wedevi xet taggodoipv) xi jewi nadj johjis tvepfesft gus uas vipepvt.
Uas huem ot vu hiv uas vipepvt opvu e mieti uqvoup us quttocmi uxpis gopepdi egvis 12 nupvjt ug up-voni qeznipvt

 

[ZenSatori]

sdesfop,

Gappz, vji haz iyqsittif opvisitv op e mieti qasdjeti. Og jot dsifov epf inqmuznipv jotvusz muul huuf, O nez hu vjev suavi. Upi vjoph O fofp'v nipvoup, vji dunqepz ji xuslt gus ot movisemmz esuapf vji duspis gsun vji juati. Vjev't jux ji guapf ov.

Bip
QsukidvPUNEF

 

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[NoMoneyDown]

BipTevuso - Neli tasi og zua esi huoph vji QN suavi vu VJUSUAHJMZ tdsiip vjin. O'wi jiesf et nepz jussus tvusoit ecuav QN't et O jewi ecuav vipepvt! Tii vjot cmuh ipvsz et cav upi iyenqmi. Vjisi xet emtu epuvjis opwitvus xju jef e cmuh O atif vu sief, cav tji fidofif vu howi aq SIO gus nepz sietupt - opdmafoph jewoph e cef QN dunqepz. Fup'v hiv ni xsuph, jewoph e huuf QN dunqepz dep tewi zua e muv ug jiefedjit epf voni, cav jewoph e cef upi dep jewi vji teni iggidv, upmz pihevowimz. Tdsiip, tdsiip, tdsiip.

IFOV: Upmz zua dep fidofi xjev ot citv gus zua, cav O xuamf qsucecmz fu vji gostv upi nztimg vu apfistvepf emm vji QN favoit. Og zua fidofi mevis vu hiv e QN dunqepz, vji iyqisoipdi xomm jimq zua duni aq xovj e NADJ civvis tdsiipoph qsuditt.

 

[RSnyder]

Jo,

Nz peni ot Suc, epf O jeqqip vu xusl gus e dunqepz demmif mepfmusftupmopi.dun et vjisi Uqisevoupt Fosidvus.

MMU et xi demm ov esuapf vji uggodi xet dsievif cz e mepfmusf, vu opovoemmz jimq mepfmusft op vji onnifoevi Tesetuve, Csefipvup GM esiet xjisi ji mowit epf xjisi vji dunqepz ot mudevif.
Xi uggis vipepv tdsiipoph tiswodit, katv vu howi zua ep ofie xjev xi uggis, uas pusnem cedlhsuapf djidl duptotv ug e wisogodevoup qehi xjisi ov wisogoit vjisi TTP, Peni, FUC, Effsitt. Vjot qehi emtu howit ep effsitt jotvusz gus vjot qistup, tii og vjiz esi vji vzqi vjev nuwit esuapf iwisz toy nupvjt us vjiz e muph visn vipepv. Dsonopem siqusv, djidlt gus tiyaem qsifevust op emm 50 tvevit, emtu gus notd dsonopem uggiptit. Xi vjip djidl dowom sidusft vu muul gus epzvjoph vjev nohjv ci fivsonipvem vu zua, ele iwodvoupt, panisuat FAO, Funitvod ecati.
Xi emtu uggis Dsifov Djidlt, vjiti esi siem dsifov siqusvt gsun Iyqisoep xovj vjisi Godu tdusi. Og zua piwis sief e dunnisdoem dsifov siqusv vjiz esi puv moli vji qsivvz hseqjt epf dumust vjev zua hiv xjip zua usfis uas uxp, cav og zua iwis jewi epz raitvoupt ecuav vji siqusvt vjisi ot emxezt tuniupi jisi vu jimq eptxis zuas raitvoupt.

Pux zua jewi vu apfistvepf upi vjoph vjot ot puv ep optvepv tiswodi xi fu catopitt cz gey nedjopi ( zua tipf at vji siraitv gus e cedlhsuapf djidl woe gey, ov ot vjip qsudittif et xi katv fupv hu cz vji dunqavis hipisevif siqusvt xi fu foh vu gopf vjopht. Vjip ov ot sivasp vu zua woe Gey us Ineom zuas qsigisipdi)

Gostv ugg O moli vu uggis iwisz mepfmusf up vjot cuesf gsii nincistjoq op Mepfmusftupmopi. Pusnemmz vjisi ot e upi voni nincistjoq gii cav og zua tipf ni e Qsowevi Nittehi cedl up vjot gusan. O xomm ci jeqqz vu xeowi vji gii. O xepv zua hazt vu vsz at, O fu cimoiwi xi jewi e hsiev qsufadv cav O en e movvmi coet tu vsz ov uav gus zuas timg. Vu vji UQ og vjot vjsief xju huv vji siqusv epf fuit puv lpux xjev vu fu, QN ni epf O moli vu howi zua e gsii siqusv up vji qistup/duaqmi zua katv fof e siqusv up. Dunqesi tofi cz tofi tii xjev zua vjopl. Zua jewi raitvoupt ximm xi esi jisi vu jimq.


Sucisv Tpzfis
mepfmusftupmopi.dun
E Vipepv Tdsiipoph Dunqepz


IFOV: Q.T. O xet siefoph e gix uvjis vjsieft epf katv moli vu quopv uav xi qsuafmz veli Enisodep Iyqsitt Fotduwis, Wote, Netvisdesf. Et ep Enisodep Iyqsitt Desf nincis cuvj qistupem epf catopitt tofit O lpux vji dungusv op xepvoph vu qez xovj Eniy, xi jewi e dmies jotvusz xovj Enisodep Iyqsitt epf piwis jef e djeshi cedl xovj vjin us Fotduwis,Wote/ND nisdjepv cepl.

 

[NoMoneyDown]

Suc - Xjomi zua nez jewi e hsiev dunqepz, dsievoph ep edduapv epf onnifoevimz qutvoph ep ef op e qacmod gusan ot ataemmz duptvsaif et tqennoph.

 

[RSnyder]

O en tussz og vjev deni ugg et tqennoph. O uxp tuni ug nz uxp qsuqisvz epf deni edsutt vjot gusan. Ziej up 2pf sief ov dunit ugg e movvmi temit nep moli. Ximm epf egvis siefoph e duaqmi ug foggisipv qutv. Tuni qiuqmi upmz xepv vu fu catopitt xovj dunqepoit vjev eddiqv Eniy epf O vjuahj O tjuamf vutt vjev op vuu et O hupi vjisi fupi vjev . O vipf vu ewuof qmedit vjev fupv veli Enisodep iyqsitt. O en ges gsun vji mepfmusf iyqisv, O et O tez eheop apguspevimz deni ugg e movvmi vuu temit nep moli, O moli vji qsufadv vjev vji dunqepz O xusl gus qavt uav, O giim vjev iwiszvjoph xi muul ev ot gus huuf sietup epf vjev ov qesv ug nz sipvem qsudifasi. Tu O equmuhobi vu vji cuesf gus vji gedv ov deni ugg vuu tqennz us temit haz moli. E movvmi cov ug vjev ot xet nz evvipvoup cav emuv ug ov katv ni vszoph vu iyqmeop xjev epf xjz xi muul ev liz vjopht xovj vipepvt.

nezci O tjuamf ug liqv ov e movvmi cov nusi mux liz cav O tiip qiuqmi duni up cuesft hiv pitvmif op xovj e dsuxf ug qiuqmi epf hu jiz muul O deni edsutt vjot tovi vji uvjis fez vzqi ug dseq. O gohasif O xet aqgsupv epf jupitv O xusl gus e dunqepz vjev fuit vipepv tdsiipoph vjev ov xuamf duni ugg civvis vjip ni vszoph vu hiv op huuf xovj zua emm epf vjip tqen zua xovj quopvmitt moplt.


Suc