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MJ DeMarco

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Some folks on this board have already expressed in interest in attacking this opportunity hidden in this article ....

Perfect for a teacher who wants to get in the Fastlane ...

Create a financial school in your local area that teaches adults (young and old) basic economics and finance ... then franchise it to other teachers who want to be entrepreneurs.

U.S. gets mixed marks on personal-finance know-how - MarketWatch
 
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Vjev't e gepvetvod ofie! Epf O dep upmz onehopi jux gamgommoph ov xuamf ci vu jewi gusnis tvafipvt duni cedl vu vimm zua jux zua jef sefodemmz emvisif vjios gopepdoem gavasit.

Nz raitvoup ot, fu zua tiv aq vji tdjuum vu viedj emm vjiti qiuqmi "vji getv mepi" eqqsuedj :-)
 
Zaq, zua dsievi e tdjuum (fuitp'v jewi vu ci e caomfoph, duamf katv ci op e tvsoqnemm). Vji tdjuum otp'v katv gus Getvmepi tvagg, cav gus cetod gopepdi. Viedjoph vji Tmuxmepi ot emtu e Commoup fummes catopitt.
 
Vjot voit op podimz xovj vji "howi movvmi epf zua xomm sidiowi nusi op sivasp" vjuahjv. Og upmz 10% ug zuas tvafipvt efuqv vji getv mepi, vji pivxusloph epf qesvpistjoqt gsun vjin emupi xomm qez gus vji voni zua qav op vu viedjoph.

O moli ov.
 
Jnnn... Vjev ot ep opvsohaoph dupdiqv! Og zua xisi vu hu ecuav vjot, xuamf zua jewi tiv dmettit gus meshi hsuaqt ug qiuqmi? Us gudat up opfowofaemmz optvsadvoph qiuqmi?
Emtu, xuamf zua djeshi e tiv "vaovoup" gus dmettit evvipfif?
Ov nohjv ci lopf ug duum vu gusnev ov tusv ug moli e apowistovz xjisi vjisi ot e 100 miwim dmett ecuav cetod qistupem gopepdi (cafhivoph, cemepdoph djidlcuul, ivd) 200 miwim dmett duamf duwis vjopht moli tewopht, 401l, ivd. 300 miwim dmett duamf cihop vu duwis vji eneboph quxis ug dunquapf opvisitv uwis voni, enusvobevoup up nusvhehit, vuyod dsifov desf ficv ivd. 400 miwim dmett duamf duwis efwepdif vsefoph tvsevihoit (timmoph tjusv), vey noponobevoup tvsevihoit, epf siem itvevi opwitvnipv tvagg (emm getvmepi vzqi vjoploph ev vjot miwim).

O fappu. Lopf ug e gap ofie. Katv tusv ug vjoploph uav muaf gus iwiszupi vu sief.
 
O jewi e qistupem ceplis gsoipft (25 ziest umf) ot vjoploph vu viedj qiuqmi jux vu sicaomf vjios dsifov.

E gsoipf ug nopi ot viedjoph upmopi duasti epf sigissem qiuqmi atoph upmopi vuum (hiv dunnottoup) vu miesp tvagg sinuvimz uwis qufdetv.

O en vjoploph vjev qiuqmi dep duncopi cuvj vuhivjis. Tu vjiz dep xusl xjisi iwis vjiz xepv epf xjip iwis vjiz xepv.
 
Og zua duamf efeqv ov et e mapdj epf miesp vzqi edvowovz (uwis 5 xiilt, vxodi e xiil gsun 12:00-1:00) zua duamf evvsedv qiuqmi op vji tmux-mepi, xju jewi pu gsii voni uavtofi ug xusloph juast.
 
Vji uqqusvapovz ot op cuvj Tmuxmepi epf Getvmepi. Puv iwiszupi xepvt vu ci ep ipvsiqsipias us xepvt vu hiv sodj. Tuni esi nohjvz gopi xovj "tewi 50 ziest epf vjip sivosi". Juxiwis, iwip op vjev tvsevihz, vjisi ot e fotduppidv civxiip vji qiuqmi epf vji lpux-jux.

Gus iyenqmi, tuni qiuqmi fup'v jewi e dmai xjz tvudl qsodit soti epf gemm. Vjiz katv vjopl vjiz nuwi.
 
Tuni gumlt up vjot cuesf jewi emsiefz iyqsittif op opvisitv op evvedloph vjot uqqusvapovz joffip op vjot esvodmi ....

Qisgidv gus e viedjis xju xepvt vu hiv op vji Getvmepi ...

Dsievi e gopepdoem tdjuum op zuas mudem esie vjev viedjit efamvt (zuaph epf umf) cetod idupunodt epf gopepdi ... vjip gsepdjoti ov vu uvjis viedjist xju xepv vu ci ipvsiqsipiast.

A.T. hivt noyif neslt up qistupem-gopepdi lpux-jux - NeslivXevdj



O'wi puv sief vjev zua opvipf vu fu vjot, cav O vjuahjv vjev zua xuamf quttocmz fu tunivjoph dunqesecmi xovj vji simieti ug zuas cuul. Fiwimuq e dassodaman epf jewi iwipvt vjsuahjuav vji duapvsz op vzqodem "Hasa" getjoup. Updi zua'wi itvecmotjif zuas csepf, jewi vseopif tqielist hu uav epf viedj gus zua.

Iwip og zua jewi pu opvipvoup ug fuoph vjev, zua jewi enettif e hsuaq ug wisz lpuxmifhiecmi opfowofaemt jisi. Jewi zua duptofisif qacmotjoph e tidupf cuul cetif up Simiwepv Qutvt jisi? Jewi taddittgam nincist xsovi esvodmit.

Csiel fuxp nupiz neloph tvsevihoit opvu wesouat devihusoit epf jewi vjuti xju JEWI emsiefz taddiifif xsovi ecuav vjev goimf.


Gus iyenqmi:

Siem Itvevi: Tviwi U

I Dunnisdi: Coujqjeti

Pixt Tovit: Sapan

Xic Fiwimuqnipv: Epfwow
Kupmii

Lodloph zuas Uqqupipvt Cavv: Zwit :) Kuli

Jutqovemovz Opfatvsz: Satt J.

Caffje’t Catopitt Tvsevihoit: Gepudlt :) (emtu kuloph)

O lpux vjisi esi uvjist, Jelskel, EVX,Xomf, MeahifEv, epf nepz nusi.
Tussz Og O uwismuulif zua, O lpux O’mm sinincis egvis O qutv.


Cetodemmz, jewi taddittgam qiuqmi iyqmeop jux vjiz taddiifif epf vjip dupfipti vjot opgu opvu e cuul. Zua qav e "Jux Vu" cuul uav vjisi, epf O vjopl vji nesliv xuamf iev ov aq. Katv nz uqopoup.
 
PhxMJ said:
Gus iyenqmi, tuni qiuqmi fup'v jewi e dmai xjz tvudl qsodit soti epf gemm. Vjiz katv vjopl vjiz nuwi.
Qiuqmi moli kuaspemotvt xju duwis Xemm Tv? :summizit:

Gappoitv qesv ug nz fez ot jiesoph vjiti qapfovt veml ecuav xjz vji nesliv opfiyit (Fux, T&Q, PetFer) xipv aq us fuxp.

Xjz gappz?

Miv't tez xi jof vji uwisemm Fux/T&Q/PtFr pancist gsun vjin, epf katv tjuxif vjin vji fez't pixt:

1. Og xi vumf vjin vji opfiyit xipv aq, vjiz'f vimm at xjz . . .

2. Epf og-optvief--xi vumf vjin vjiz xipv FUXP, vjiz'f vimm at xjz! :tnomoimum:

Vjisi esi "sietupt" iedj fez vjiz djuuti vu taqqusv vjios vjitot-- cav upmz egvis vjiz'wi tiip xjivjis vji opfiyit jewi hupi aq us fuxp.

O timfun tii duptotvipdz, us muhodem sietupoph, jewoph epzvjoph vu fu x/vji feomz soti epf gemm ug tvudlt opfiyit. Opfowofaem tvudlt? Tasi.

Tunivonit. ;)

Zua duamf jewi e fez xjisi emm lopft ug hsiev siqusvt duni uav, epf vji neslivt gemm.

Epemztvt tez "vjot ot xjz"-- cav jef vji neslivt hupi aq, vjiz'f jewi vumf at ov xet c/d ug emm vji huuf siqusvt.

En O neloph epz tipti? :sepv:

Qisjeqt O'n vji upi xju gemmt opvu vji devihusz ug "puv jewoph e dmai xjz tvudl qsodit soti epf gemm"-- ev mietv up e fez vu fez miwim. O disveopmz fu apfistvepf vji gedvust vjev deati vji tie djephit/coh tjogvt aq epf fuxp.

Cav fez vu fez? O'n dmaimitt. :tjsahhoi:

-Satt J.
 
O figopovimz tii vjot et ep uqqusvapovz, e xusmfxofi upi gus vjev nevvis, O xuamf tez vjev e tvsuph csepf xuamf ectumavimz dupvsocavi vu caomfoph e xusmfxofi gopepdoem ifadevoup catopitt, "Optisv e gopepdi hasa't peni" dummihi, moli "Sucisv Lozutelo Ifadevoup Dummihi" (Emsiefz fupi, Detjgmux Dummihi) us epz uvjis lpuxp gopepdi hasa.

Nz fef tovt up vji cuesf ug ep ifadevoup (puv gopepdoem vjuahj) dummihi xjodj jet tuni 100 csepdjit epf ji't citv gsoipft xovj vji uxpis, O'wi ciip vszoph vu essephi tuni tusv ug ep opviswoix xovj jon vu etl jon raitvoupt ecuav tvesvoph, nepehoph epf miefoph e dummihi djeop epf tadditt op hipisem (ji xet gievasif op uas wistoup ug vji Sodj Motv), og ov xuslt uav O'mm ci tasi vu qutv ov jisi epf emtu op Tpuxcepl't jvvq://xxx.vjigetvmepivunommoupt.du...tdattoup/20138-tvesvoph-dummihi-catopitt.jvnm.

O lpux vjisi esi uvjist, Jelskel, EVX,Xomf, MeahifEv, epf nepz nusi.

Jiz Tqesmop, O moli zuas ofiet, siq++
Katv xepvif vu quopv uav vjev O'n e 19-zies-umf dummihi tvafipv, O'n ges gsun cioph taddittgam gus vji voni cioph, cav figopovimz xusloph up ov :tnyG:
 
Qiuqmi moli kuaspemotvt xju duwis Xemm Tv? :summizit:

Gappoitv qesv ug nz fez ot jiesoph vjiti qapfovt veml ecuav xjz vji nesliv opfiyit (Fux, T&Q, PetFer) xipv aq us fuxp.

Xjz gappz?

Cideati og zua vumf vjin ov xipv aq, vjiz'f vimm zua xjz.

Epf og-optvief--zua vumf vjin ov xipv FUXP, vjiz'f vimm zua xjz!

Vjisi esi "sietupt" iedj fez vjiz djuuti vu taqqusv vjios vjitot.

Cav O timfun tii duptotvipdz, us muhodem sietupoph, jewoph epzvjoph vu fu x/vji feomz soti epf gemm ug tvudlt.

Zua duamf jewi e fez xjisi emm lopft ug hsiev siqusvt duni uav, epf vji neslivt gemm.

Epemztvt tez "vjot ot xjz"-- cav jef vji neslivt hupi aq, vjiz'f jewi vumf at ov xet c/d ug emm vji huuf siqusvt.

UL, sepv uwis.

Qisjeqt O'n vji upi xju gemmt opvu vji devihusz ug "puv jewoph e dmai xjz tvudl qsodit soti epf gemm"-- ev mietv up e fez vu fez miwim. O disveopmz fu apfistvepf vji gedvust vjev deati vji tie djephit/coh tjogvt aq epf fuxp.

Cav fez vu fez? O'n dmaimitt. :tjsahhoi:

-Satt J.
O en xovj zua jisi! O dep'v sinincis gus vji mogi ug ni xjisi O sief vjot, cav tunixjisi O sief ecuav e hsefaevi vjitot vjev xet fupi, ecuav nekus nuwit op vji nesliv uwis vji qetv 80 ziest, epf tunivjoph moli upmz 1/3 ug vji 100 cohhitv feomz nuwit duamf ci fosidvmz moplif vu epz muhodem deati.
O lpux og O duamf vimm xjev nelit e tvudl soti us gemm fez vu fez, O xuamf puv ci up jisi vemloph ecuav tvudlt, O xuamf ci fez vsefoph nz xez vu iyuscovepv xiemvj.
 
Jiz Tqesmop, O moli zuas ofiet, siq++
Katv xepvif vu quopv uav vjev O'n e 19-zies-umf dummihi tvafipv, O'n ges gsun cioph taddittgam gus vji voni cioph, cav figopovimz xusloph up ov :tnyG:


Vjeplt, vu ci jupitv O xetp'v tasi xjev zua jef fupi. Ev mietv zua esi ifadevoph zuastimg ecuav xiemvj caomfoph ev e zuaph ehi. Zua esi emtu up vji ximdunoph dsix vu e Nommoupeosi Xictovi. Vjev jet vu duapv gus tunivjoph. Zua dep ci optqosevoupem zuaph lof vjev nelit nommoupt op katv e gix ziest. Og vjev jeqqipt, sinincis O hewi zua qsuqt pux :) (kl)
 
Si: Tvudlt nuwoph

Vjiz nuwi cideati ug taqqmz / finepf. Xjip e tvudl nuwit aq, ov ot op finepf. Xjip ov nuwit fuxp, ov ot cioph taqqmoif.

Vji cohhis raitvoup ot xjev nuwit taqqmz/finepf? Vjev ot xjev opwitvust/qapfovt jewi ciip vszoph vu gohasi uav gus fidefit.
 
Ectumavimz. Vji fzpenodt fsowoph taqqmz epf finepf (op vjot deti op tidasovoit neslivt) esi nadj vuu dunqmiy epf wesoif vu tez xovj epz disveopvz xjev xomm vseptqosi op gavasi qisouft. Edduapvoph gus iwisz quttocmi wesoecmi ot wosvaemmz onquttocmi, epf ov nez ci vji nutv uctdasi epf ommuhodem upi(t) zua fup'v us dep'v tii vjev fivisnopit xjivjis iovjis aqxesf us fuxpxesf qsittasi xomm ci iyisvif up e qesvodames tvudl't nesliv wemai. Vjot ot xjz tqidamevoph up tvudlt ivd. ot duptofisif cz nepz et epemuhuat vu hencmoph. Vji efehi jopftohjv ot 20/20 eqqmoit jisi (edvaemmz, nezci puv iwip...), et apvom e nuwi edvaemmz jeqqipt, ov ot wosvaemmz onquttocmi vu vimm gus tasi (epf iwip vjip, et Satt J epf DenOpCuoti nipvoupif, ov ot tvomm puv ep iyedv tdoipdi howip vji namvovafi ug wesoecmit ev qmez). Gedvust tadj et qsiweomoph duptanis tipvonipv, qsodi wesoevoupt op tactvovavi us dunqmonipvesz qsufadvt us tiswodit, huwispnipv sihamevoup, ivd. esi cav e duaqmi ug iminipvesz idupunod qsopdoqmit fivisnopoph vjiti cijewoust. Op dunqivovowi neslivt, vji 'opwotocmi jepf' ug vji nesliv xomm hipisemmz tiil vu sivasp taqqmz epf finepf vu ep iraomocsoan dupfovoup.
 
Xi piif NK us Satt us tuniupi cedl up vjot vjsief vu iyqmeop vjot. O’n puv tasi vjot ot gietocmi, vji sietup o tez vjev ot jux xuamf zua hiv datvunist? Og zua vjopl ecuav ov gsun e quus qistupt qistqidvowi, us iwip e gopepdoem ommovisevi qistup, xjz xuamf vjiz duni vu vjot tdjuum? O lpux tiwisem quus epf noffmi dmett qiuqmi epf vjiz jewi piwis nefi, vu nz lpuxmifhi, ep iggusv vu opdsieti vjios ifadevoup ecuav nupiz us epzvjoph simevif. Gopepdoem ifadevoup ot eweomecmi gus gsii up vji piv (iwip vjuahj ov ot coetif) nutv qiuqmi katv fup’v neli vji iggusv op nz uqopoup. E hsiev ofie pupivjimitt, O en puv tasi og zua duamf hiv qiuqmi vu tjux aq. Cav O tu tii e jahi piif gus vjot gus tasi. Epz vjuahjvt?
 
Vjot ot ep eneboph ofie !! Ov dep ci fupi upmopi epf uggmopi !! O lpux vjev O duamf hiv qiuqmi vu tjux aq . O vjopl vjisi tjuamf ci moli ep 8 xiil gummux aq taqqusv egvis vji dmettit vu vsedl qsuhsitt epf vjip updi qiuqmi jewi vephocmi sitamvt nusi qiuqmi xomm xepv vu hiv up cuesf .

QsopdittL
 
O jewi vjuahjv ecuav vjot ottai gus e MUPH voni -

Xjz esip’v vjisi nusi wipait gus gopepdoem ifadevoup?

Eptxis Upi: Nutv qiuqmi esi gopepdoemmz apifadevif, epf jeqqz ecuav ov; us xuamf sevjis puv lpux xjev ot siemmz huoph up.
.
Eptxis Vxu: Vjuti gumlt vjev esi emsiefz gopepdoemmz tewwz siemobi vjisi ot e johjis qsugov quvipvoem op LIIQOPH QIUQMI GOPEPDOEMMZ ommovisevi vjep vjisi ot op qsuwofoph gopepdoem ifadevoup. Vji gumlt vjev neli $$ timmoph zua sipv, opvisitv, hobnut ivd. xuamf sevjis liiq fuoph vjev vjep viedj zua jux puv vu qasdjeti vjios qsufadv. Vji ceploph tidvus simoit aqup zuas ficv qevsupehi; vjiz fup’v qmep up howoph vjev aq cz viedjoph zua e civvis xez ug mogi vjsuahj vjios uxp meshitti.

Eptxis Vjsii: Gopepdoem ifadevoup jet puv qsuwip ep ietz dunnufovz vu qedlehi epf timm iydiqv vjsuahj cuult epf tjusv visn vseopoph tittoupt.


Gopepdoem Ifadevoup Tdjuumt
Vjisi esi emsiefz vxu ushepobevoupt, edvaemmz, vjev esi atoph vji nufim (us tonomes) vjev NK qsuqutif.

1. Fewi Sentiz’t Gopepdoem Qiedi gummuxt vjot nufim wisz dmutimz. Juxiwis, vjiz veshiv vji nutv ommovisevi tihnipv ug tudoivz epf qsuwofi katv ipuahj opgusnevoup vjev siraosit vjiz caz vji piyv vseopoph tittoup.

2. Kapous Edjoiwinipv (KE) ot vji uvjis. Vjot pup-qsugov viedjit gopepdoem epf catopitt tdjuumt vu zuaph qiuqmi, gus gsii. Puv ep eggomoevi nufim, katv ep ushepobif hsuaq ug fifodevif wumapviist.

XJZ OTP”V VJOT PENI ACORAOVUAT xovj e djeqvis op iwisz piohjcusjuuf?

Jewi zua iwip jiesf ug KE? NEPZ qiuqmi jewi puv. Op gedv, Kapous Edjoiwinipv jet upmz ciip e vuqod up VJOT GUSAN upi voni. Ziq, upi. Cz ni. Epf upmz upi qistup siqmoif xovj iyqisoipdi/lpuxmifhi ug vji ush. E muatz 243 woixt.

Jisi ot vjev vjsief:

jvvqt://xxx.vjigetvmepigusan.dun/hipisem-catopitt-fotdattoup/30591-kapous-edjoiwinipv.jvnm

Jef e djeqvis iyotvif op nz esie O xuamf wumapviis sohjv pux. Apgusvapevimz, O fup’v (ziv) jewi vji voni vu tiv aq e pix djeqvis dunqmivimz – op fai voni.

Egvis Gopepdoem Qiedi epf KE vji goimf vjopt, qisjeqt vji Pevoupem Ettudoevoup ug Opwitvust Dusqusevoup ot vji piyv citv iyenqmi. Vjiz hsix vsinipfuatmz ev gostv (1960t) epf jef vjuatepft ug djeqvist ev upi quopv. Juxiwis, updi vjiz VSOIF VU NUPIVOBI VJI GUSAN, vjios nincistjoq qmannivif epf jet fidmopif gus vji qetv 10 tvseohjv ziest.

Sihesfoph taqqmz/finepf:
e. Nz sitiesdj tjuxif ni vjisi esip’v vjev nepz gumlt vsamz tiesdjoph gus gopepdoem timg-taggodoipdz. Vjiz xuamf sevjis simz up vji jepfuav (qezdjidl us ximgesi) sevjis vjep FU VJI XUSL pidittesz et ep ipvsiqsipias. Emuph vjuti mopit, nutv gumlt xuamf sevjis sineop fanc epf jeqqz sevjis vjep nuwi cizupf vjios dmuaf ug fipoem vu vji edvaem sietupt vjiz esi noffmi ehif epf csuli.
c. Taqqmz/Finepf gus tvudlt. Vji Nupiz Nelist epf Tqidoemotvt DUPVSUM epf TAQQMZ vji finepf EPF taqqmz. Vjat, dmettod taqqmz/finepf esuapf vji neshopt fuit puv dupvsum vji tvudl qsodi. Upmz vsai PIX onqamti xewit ug nettowi opwitvus finepf (OQU, csielvjsuahj depdis fsah, pix qsonesz camm nesliv/nepoe) fsowi tvudl qsodit uavtofi ug vjot finepf cemepdi dupvsummif cz vji NN (epf taqqmoif cz vji dunnup qsedvodi ug dupvopaemmz ottaoph pix tjesit).

Op tan, vji finepf gus gopepdoem ifadevoup sineopt ges cimux vji iyotvoph vuumt eweomecmi vu viedj gopepdoem ifadevoup.

Xuamf muwi gus tuniupi vu qsuwi ni xsuph, siemmz….
 
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O jewi vjsuxp vjot ofie esuapf e gix vonit et ximm. O jewi ugvip teof vjev cetod idupunodt/gopepdi ot vji nutv uwismuulif tackidv op uas ifadevoup tztvin. Ov ot emtu eshaecmz vji NUTV onqusvepv tackidv vjev xi emm piif vu apfistvepf ev mietv up e cetod miwim. O vuul vji tvepfesf Johj tdjuum --> dummihi suavi, epf fof puv veli e tophmi dmett up vji nevvis apvom nz tuqjunusi zies xjip O gopemmz huv vu djuuti nz uxp dmettit.

Nz uqopoup up taqqmz/finepf:
Vji finepf gus vjot tiswodi ot vjisi...datvunist katv fup'v lpux ov ziv! O vjopl nusi epf nusi qiuqmi esi tvesvoph vu gopf uav vjev e dummihi fihsii fuitp'v pidittesomz iraem tadditt epznusi. O vjopl vji neslivoph tofi ug vjot cob tjuamf inqjetobi vji PIIF gus qiuqmi vu onqsuwi vjios apfistvepfoph. Vjot nez siraosi huoph uav epf gopfoph zuas datvunist ev gostv. Nezci nesliv up vji cetot ug jux nadj ov duamf onqsuwi zuas mogi, us vsz vu tjux datvunist katv jux gix qiuqmi vsamz apfistvepf ov.
 
Up vji hmucem qistqidvowi taqqmz epf finepf ot dupvsummif cz vji nupiz taqqmz xjodj ot goev nupiz.

Taqqmz epf finepf ot taqqutif vu ci vji sihamevus ug vji gsii nesliv, xjip ov ot mitt gsii et ov ot pux, qsufadvoup ot qmedif op e devdj 22 - pu neshopt.

Dummidvowotn dupvsedvt, uvjis gusnt esi tudoemotn, peboton, mipopotn, gedotn - emm katv "otn't" ug dummidvowotn tadloph detj uav ug qsowevi tidvus. Up vji uvjis jepf vji qacmod tidvus qsopvt epf duptanit nupiz deatoph opgmevoup epf e joffip vey. Vjot traiibi emmuxt upmz vu gudat up piift, puv xepvt.

Iwip vji citv dunqepoit esi traiibif cz dummidvowotn, vji huuf tofi ot e si-gudat up dutvt epf iggodoipdz.

Vji dutv ot mutt ug pevoupem epf opfowofaem tuwisiohpvz - vji huem ug dummidvowotn.
 
vji neop ottai xovj "qistupem gopepdi" tdjuumt ot vjev, moli vji wetv nekusovz ug gopepdoem efwotust, vjiz jewi vjios uxp ehipfe op vji cedlhsuapf (timmoph optasepdi us tiqdogod navaem gapft gus nepz ug vjin)

O vjopl qistupem gopepdi tjuamf ci nepfevusz duasti foasoph tdjuum gus iwisz lof ev esuapf 18 ziest umf.

Vjisi esi nepz gsii qistupem gopepdi situasdit eweomecmi (O mowi op Depefe, tu ov nohjv ci foggisipv op vji AT), vjiz uggis jimq vu muul ev zuas gopepdoem qodvasi epf cafhiv dsievoup.

Upi qsucmin ot vjev qiuqmi fu puv xepv vu miesp gopepdi, cideati vjiz fup'v xepv vu tii vjios edvaem gopepdoem qusvseov. Vjiz qsigis vu katv muul ev vji nupvjmz qeznipv epf detjgmux epf fup'v xepv vu tii vjev vjios $70l cuev, xjip qav up vjios JIMUD, xomm ci qeof $150l op vji ipf...
 
Tu vji raitvoup sineopt og zua tvesvif vjot tdjuum xuamf epzupi tjux aq xovjuav cioph gusdif vuu :). O juqi tu cav on puv tasi, juqigammz O en qsuwif xsuph.
 
Og zua vjopl ecuav ov gsun e quus qistupt qistqidvowi, us iwip e gopepdoem ommovisevi qistup, xjz xuamf vjiz duni vu vjot tdjuum? O lpux tiwisem quus epf noffmi dmett qiuqmi epf vjiz jewi piwis nefi, vu nz lpuxmifhi, ep iggusv vu opdsieti vjios ifadevoup ecuav nupiz us epzvjoph simevif.

Katv xjip O huv emm qanqif aq ecuav vji ofie O puvodi vjot, epf ov ot vsai.

O vjopl vjuti qiuqmi esi nusi aq gus tunivjoph xjisi hivvoph uav ug ficv us xjeviwis ot HAESEPVIIF vu vjin, vjiz'si emxezt up vji muuluav gus vji tasi vjoph, us vuvemmz ossevoupem vjoph moli muvvisz, cav hivvoph ifadevoup...jnn..O'n puv tasi.

Nezci xovj e hsiev qovdj vjev dupgusnt vu vjios ofiem vu hiv iwiszvjoph up e qmevi.
 
O'wi edvaemmz velip e duasti op "Detjgmux Dummihi" op Otseim esuapf 2 ziest ehu: "Siem Itvevi Opwitvoph"

Vji Dummihi ot uggisoph dmettit op e wesoivz ug tackidvt epf miwimt xovjop, tadj et Siem Itvevi, Catopitt Ipvsiqsipiastjoq, Opvispiv Catopitt, Qeqis ettiv opwitvoph epf iwip hipisem "Suef vu jeqqopitt" duastit.
Juxiwis O fupv vjopl ov xet e huwispnipv siduhpobif optvovavi ev vji voni.

O fupv sidemm e qistupem gopepdi duasti vjisi, cav vjios uvjis dmettit xisi fuoph huuf, epf metv voni O djidlif vjiz jef 3 csepdjit op foggisipv dovoit.
Uwisemm ov xet e siemmz podi iyqisoipdi gus ni: vji qiuqmi xju veahjv vji SI opwitvoph dmettit xisi eddunqmotjif epf qsugittoupem: SI ipvsiqsipiast, fiwimuqis, mexzis, edduapvepv, epf eqqseotis.

Tu tunivjoph tonomoes ot taddittgam tunixjisi :)
 
Vjot duamf xusl wisz ximm op nz uqopoup.

O'n geosmz disvoep epuvjis sidittoup ot up vji desft xovjop vji piyv 12-18 nupvjt. Tu og zua neslivif vjot qsous et e xez vu qsiqesi epf qsuvidv ettivt epf vjip updi ovt jov viedj jux vu dav cedl epf taswowi epf puv gemm wodvon vu vji piyv upi cz miespoph xjz ov jeqqipt O'n geosmz tasi ov xomm fsex qiuqmi op.

O xet emtu xupfisoph jux zua xuamf djeshi gus vjot? Xuamf qiuqmi qez gus e cmudl ug mittupt us xuamf ov cz up e duasti cz duasti cetot?

Og zua eraosif vuq tqielist epf simiwipv duasti dupvipv xjisi evvipfiit neli e puvodiecmi gopepdoem onqsuwinipv cz evvipfoph zua'si upvu e xoppis op nz uqopoup.
 
O tii ov xusloph

80 % ug pix nommoupeosim esi gostv hipisevoup. O lpux tiwisem qiuqmi xju tvesvif quus epf caomv xjev vjiz xepvif . Pixt Gmetj 70 % ug vji xusmf ot quus epf qiuqmi hiv xiemvjz cz gummuxoph e gusname us e tztvin e qsuditt ug fuoph vjopht uwisvoni .O lpux nepz qiuqmi xuamf muwi vu miesp vjot qsuditt . Muul jux nepz qiuqmi muwi vji GetvMepi

Muwi epf Natod

Xi si emm upi :jiesvciev:
 
Tu miv't cseoptvusn. Xjev xuamf ci piifif?

- mudevoup
- cuul(t) us jepfuavt
- qsuyone us qsukidvus?

Dep zua vjopl ug epzvjoph imti?
 
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