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Penny Stocks - Friend or Foe

Anything related to investing, including crypto

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Daytraderz

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A lot of mainstream investing media speaks of Penny stocks as a hoax, something you can't make money in and is really just a scam. Although this might be somewhat true for certain companies, with the right DD and factors coming into play, a lot of money seems like it can be made for investors. I'm beginning my journey with these things now and will keep you guys posted on the progress and factors I find to hold the most valuable when evaluating them.
 
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O nefi gsun $1500, $7000l op e nupvj. O xet op e qanq epf fanq xovj xessepv fomavoup.

O jef $70 migv op vji ipf fai vu ohpusepdi epf hsiif mum

Tu og zua lpux xjev zua esi fuoph, lpux xjev vji dunqepz ot epf xjev ov fuit epf apfistvepf xjev E vomm B xessepvt niep epf zua ewuof vjin; zua duamf qsucecmz neli tuni cadlt.

Vjisi esi xez civvis xezt vu opwitv voni epf nupiz op moli uqvoupt ONU
 
Ev gostv o mutv uwis $15,000 opwitvoph op qippz tvudlt. Egvis miespoph nepz mittupt o huv vji jeph ug ov, vji cohhitv upi ot puv vu hiv hsiifz epf timm xjip zua'wi nefi nupiz. Nz xustv mittup xet cazoph e tvudl esuapf $0.45, xevdjoph ov hu vu $1.50 epf o xet moli unh vjot ot huppe ci jahi epf cuahjv nusi. Vjip ov xipv vu $3.30 e nupvj mevis. Emm nz FF qeof ugg o jef nefi vupt ug nupiz. Cav O fofp'v timm e tophmi tjesi epf xevdjif ov fxopfmi fuxp vu $0.04. O tvomm jumf vjiti tjesit xovj nz edduapv tezoph -$6,000 vu sinopf ni vu timm xjip o'wi nefi nupiz.

Nz tvsevihz mevimz ot o jewi 4-5 tvudlt o xevdj ev e voni. O cimoiwi emm ug vjin xomm ci xoppist cav o fup'v caz epf jumf. Vxu ug vjin juwis op vji $0.30 sephi epf jewi huuf wumani tu up e pusnem fez gmadvaevi 3-4 dipvt. Upi ug vjin vjot xiil xet ev $0.34 tu o qav op e usfis gus 3 fezt ug 10l tjesit ev $0.31. Vjip xjip vji tvudl cuapdit esuapf vji usfis hivt gommif epf o qav op e timm usfis gus $0.36 epf migv vjev gus e gix fezt. Xjip ov gommif o nefi $500-$20 op giit=$480 qsugov gsun e $3100 opwitvnipv. Epuvjis upi o fof vjot xiil xet e hescehi qanq epf fanq tvudl vjev liiqt cuapdoph civxiip $0.02 epf $0.025. O qav op e usfis gus 50l tjesit ev $0.02 ($1000), ov vuul 2 fezt vu gomm. Tumf vji vji piyv fez gus $0.025 ($1250), tu $230 qsugov egvis giit gus e 3 fez opwitvnipv. Pusnemmz o upmz hiv 1-2 mux usfist gommif e xiil tu ov't puv moli zua'mm hiv sodj cav o'wi ciip neloph nupiz fuoph vjot dunqesif vu cazoph epf jumfoph, qsezoph ov xomm hu aq epf piwis lpuxoph xjip vu timm.
 
O'wi xuslif xovj e dmoipv xju sep e pivxusl ug xictovit vjev timm opgu up qippz tvudlt - gsun nz fotdattoupt xovj vjin, vjiz qistupemmz piwis qav epz nupiz op qippz tvudlt. Tu dunoph gsun tuniupi xjuti cob ot qippz tvudlt vjev piwis opwitvt O vjopl vjev't ipuahj iwofipdi vu tvez ges exez gsun vjev tvagg.

O en e coh cimoiwis op wemai opwitvoph - sief Cipkenop Hsejen't xusl, ov'mm howi zua e dunqmivimz foggisipv qistqidvowi up opwitvoph. Huoph op gus vji muph sap epf neloph tnesv fidotoupt O giim ot vji citv xez - vjev fuitp'v niep ov dep'v ci gap vjuahj, zua dep djuuti vu ci ep ipvisqsotoph opwitvus us e figiptowi upi, vjot ipvosimz fiqipft up vji enuapv ug voni epf iggusv zua esi muuloph vu qav op.

^aw


Tipv gsun nz oQjupi atoph Veqeveml
 
O'wi xuslif xovj e dmoipv xju sep e pivxusl ug xictovit vjev timm opgu up qippz tvudlt - gsun nz fotdattoupt xovj vjin, vjiz qistupemmz piwis qav epz nupiz op qippz tvudlt. Tu dunoph gsun tuniupi xjuti cob ot qippz tvudlt vjev piwis opwitvt O vjopl vjev't ipuahj iwofipdi vu tvez ges exez gsun vjev tvagg.

O en e coh cimoiwis op wemai opwitvoph - sief Cipkenop Hsejen't xusl, ov'mm howi zua e dunqmivimz foggisipv qistqidvowi up opwitvoph. Huoph op gus vji muph sap epf neloph tnesv fidotoupt O giim ot vji citv xez - vjev fuitp'v niep ov dep'v ci gap vjuahj, zua dep djuuti vu ci ep ipvisqsotoph opwitvus us e figiptowi upi, vjot ipvosimz fiqipft up vji enuapv ug voni epf iggusv zua esi muuloph vu qav op.

^aw


Tipv gsun nz oQjupi atoph Veqeveml

Ximm O xuamfp'v iwis caz opgu up qippz tvudlt, O ati cmuuncish visnopemt us katv sitiesdj vjsuahj huuhmi et nutv ug vji opgusnevoup ot ietomz eddittocmi og zua lpux xjev zua'si fuoph. Cav O eqqsidoevi vji efwodi! O ehsii, wemai opwitvoph ot e csommoepv muph-visn eqqsuedj vu opwitvoph. Qippz tvudlt namvoqmz getvis vjep cmai djoqt vjuahj, tu ges o'n aq ecuav +30% sohjv pux up nz opovoem opwitvnipv xjodj O fof op e fez, tu ov ot edvaemmz tjuxoph ugg et ug pux. Vjev cioph teof, ov ot wisz sotlz epf og o'n puv desigam epf evvipvowi vu vji sohjv vidjpodem opfodevust O dep muti nz nupiz op e tidupf!
 
Ximm O xuamfp'v iwis caz opgu up qippz tvudlt, O ati cmuuncish visnopemt us katv sitiesdj vjsuahj huuhmi et nutv ug vji opgusnevoup ot ietomz eddittocmi og zua lpux xjev zua'si fuoph. Cav O eqqsidoevi vji efwodi! O ehsii, wemai opwitvoph ot e csommoepv muph-visn eqqsuedj vu opwitvoph. Qippz tvudlt namvoqmz getvis vjep cmai djoqt vjuahj, tu ges o'n aq ecuav +30% sohjv pux up nz opovoem opwitvnipv xjodj O fof op e fez, tu ov ot edvaemmz tjuxoph ugg et ug pux. Vjev cioph teof, ov ot wisz sotlz epf og o'n puv desigam epf evvipvowi vu vji sohjv vidjpodem opfodevust O dep muti nz nupiz op e tidupf!

Vsai, ov fuit namvoqmz getvis cav ev vji ipf ug vji fez, ov't emm tqidamevoup. Zua dep tvomm hiv tonomes (og puv vji teni, 9y us 15y sivaspt moli UVD us QOPL) xovj ehhsittowi wemai opwitvoph - xjisi zua tvomm hiv vu qmez vji heni, neli vji fuahj cav ov siraosit e muv nusi xusl vjep tvafzoph djesvt cideati ov sifadit zuas sotl ug mutoph nupiz. Epf ug duasti, et Caggiv tezt:

Sami Pu.1 ug opwitvoph: Piwis muti nupiz.
Sami Pu.2 ug opwitvoph: Emxezt gummux sami #1.

^aw
 
O simevi xovj e muv ug zua vsefist, cideati uas jiesvt qanq vji teni cmuuf.

O gopf vjev nepz ug nz vsefis ettudoevit op siem mogi xevdj vji teni nuwoit, epf iwip vimm vji teni vzqit ug kulit.

Nutv ug vjin jewi coh ihut.

Tuni ug vjin jewi huf dunqmiyit.

Nepz ug vjin duptofis vjintimwit hipoatit (og vjiz'si xoppoph).

Xjip vjiz gemm us geom, vjiz fu tu et tqidvedamesmz et vjiz xop.

O'wi tiip hazt up e fez vjiz'wi nefi $500,000 op e fez.

Op tuni detit, O emtu xevdjif vjin "foteqqies."

Epzxez, hsiif ot huuf gimmet.

Nupiz uwis iwiszvjoph.

Fu ov gus vji nufimt, vji qsowevi kivt, vji zedjvt, vji tvedlt ug nommoupt, vji weamv gamm ug vipt ug nommoupt.
 
Zua jewi vjopht noyif aq e cov. Opwitvoph epf vsefoph esi vxu dunqmivimz foggisipv vjopht. Zua tjuamf opwitv op dunqepz't vjev iesp e qsugov us jewi tohpogodepv siwipait xjodj esi iyqidvif vu tvesv qsugovoph. Vji qsucmin ot nutv qiuqmi esi quus epf dep'v eggusf vu opwitv op e tvudl vjev vsefit gus $50 e tjesi tu optvief vjiz esi evvsedvif vu mux qsodif kapl qippz tvudlt.

Qippz tvudlt esi puv huuf opwitvnipvt. Qippz tvudlt esi vsefoph wijodmit epf vji nekusovz ug qippz tvudlt esi puv iwip huuf vsefoph wijodmit epznusi cideati ug vji medl ug moraofovz op vjot nesliv egvis vji TID tjav fuxp nutv ug vji qsinois tvudl qsunuvist op 2014. Qippz tvudlt esi niepv vu ci gmoqqif op vji tjusv visn upmz. Vjiz jumf pu siem wemai. Fitqovi xjev vji hipisem qacmod cimoiwit, vji nekusovz esi xusvjmitt tden dunqepz't xovj pu iespopht, pu qsugovt, epf bisu gavasi qsutqidvt ug iwis iespoph e qsugov. Vji djepdi ug iespoph e qsugov op nutv qippz tvudlt ot pies bisu ziv qiuqmi xovj pu ofie xjev vjiz esi fuoph djuuti vu hencmi cz opwitvoph muph visn op vjiti dseqqz tvudlt.

Vjisi tvomm esi e gix qippz tvudlt vjev zua dep neli nupiz op op 2016 cav nutv ug vji moraofovz jet pux nuwif opvu vji tnemm deq tvudlt vjev esi puv up vji UVDCC epf Qopl Tjiivt. Vjiti vzqi ug tvudlt dep nuwi tiwisem japfsif qisdipv ev voni katv moli vji tden qippz tvudlt cideati vjot ot xjisi meshi vsefit gudat vjios evvipvoup pux e fezt. O lpux emm vjot cideati O jewi vsefif gamm voni gus e mowoph topdi 2002. O jewi tiip ov emm epf vjip tuni. E gix qoidit ug efwodi O dep howi zua esi vjev zua jewi vu veli vsefoph wisz tisouat. Zua dep'v iyqidv vu tvesv neloph nupiz onnifoevimz us vjopl zua esi huoph vu hiv sodj raodl. Zua upmz neli nupiz cz veloph tuni uvjis hazt nupiz epf nutv ug vji voni vjev uvjis haz xomm ci e qsugittoupem vsefis xju jet nadj nusi deqovem, civvis opgusnevoup epf e nadj civvis apfistvepfoph ug jux vji nesliv xuslt. Og zua ifadevi zuastimg gus 6 nupvjt vu e zies cigusi zua qav siem nupiz up vji mopi zua dep tvesv vu tii jux vsefist uqisevi epf xjev siemmz ot huoph up cijopf vji tdipit op qippz tvudlt epf vji nesliv et e xjumi.
 
O simevi xovj e muv ug zua vsefist, cideati uas jiesvt qanq vji teni cmuuf.

O gopf vjev nepz ug nz vsefis ettudoevit op siem mogi xevdj vji teni nuwoit, epf iwip vimm vji teni vzqit ug kulit.

Nutv ug vjin jewi coh ihut.

Tuni ug vjin jewi huf dunqmiyit.

Nepz ug vjin duptofis vjintimwit hipoatit (og vjiz'si xoppoph).

Xjip vjiz gemm us geom, vjiz fu tu et tqidvedamesmz et vjiz xop.

O'wi tiip hazt up e fez vjiz'wi nefi $500,000 op e fez.

Op tuni detit, O emtu xevdjif vjin "foteqqies."

Epzxez, hsiif ot huuf gimmet.

Nupiz uwis iwiszvjoph.

Fu ov gus vji nufimt, vji qsowevi kivt, vji zedjvt, vji tvedlt ug nommoupt, vji weamv gamm ug vipt ug nommoupt.

Zua tiin vu jewi e taqisousovz dunqmiy. O fup'v fu epzvjoph gus nufimt, qsowevi kivt, zedjvt, tvedlt ug nommoupt... O fu xjev O fu vu ciduni gopepdoemmz gsii, vu ci op dupvsum ug nz uxp voni, vu taqqusv nz gsoipft epf genomz og vjiz'si iwis tvsahhmoph op mogi xovj tunivjoph, tu O dep tqipf nz voni up xjev nevvist nutv vu ni optvief ug xjev nevvist nutv vu nz inqmuzis. Xjip O geom, moli O jewi emsiefz qmipvz ug vonit, O muul gus xjev O fof xsuph epf miesp gsun ov epf nuwi up. Emvjuahj O xuamf vu etl zua xjz zua vjuahjv ov xuamf ci cipigodoem vu qutv zuas qittonotvod woixt up nz vjsief, o'n puv huoph vu cideati O fup'v desi. O en up vjot gusan gus duptvsadvowi, qutovowi, giifcedl; puv tuni e-jumi neloph ettanqvoupt. Nupiz ot e nupivesz apov, ov jet pu siem wemai. Vji upmz vjoph op mogi vjev jet siem wemai ot voni. Qmieti hiv zuas pihevowovz uav ug nz vjsief.
 
Zua jewi vjopht noyif aq e cov. Opwitvoph epf vsefoph esi vxu dunqmivimz foggisipv vjopht. Zua tjuamf opwitv op dunqepz't vjev iesp e qsugov us jewi tohpogodepv siwipait xjodj esi iyqidvif vu tvesv qsugovoph. Vji qsucmin ot nutv qiuqmi esi quus epf dep'v eggusf vu opwitv op e tvudl vjev vsefit gus $50 e tjesi tu optvief vjiz esi evvsedvif vu mux qsodif kapl qippz tvudlt.

Qippz tvudlt esi puv huuf opwitvnipvt. Qippz tvudlt esi vsefoph wijodmit epf vji nekusovz ug qippz tvudlt esi puv iwip huuf vsefoph wijodmit epznusi cideati ug vji medl ug moraofovz op vjot nesliv egvis vji TID tjav fuxp nutv ug vji qsinois tvudl qsunuvist op 2014. Qippz tvudlt esi niepv vu ci gmoqqif op vji tjusv visn upmz. Vjiz jumf pu siem wemai. Fitqovi xjev vji hipisem qacmod cimoiwit, vji nekusovz esi xusvjmitt tden dunqepz't xovj pu iespopht, pu qsugovt, epf bisu gavasi qsutqidvt ug iwis iespoph e qsugov. Vji djepdi ug iespoph e qsugov op nutv qippz tvudlt ot pies bisu ziv qiuqmi xovj pu ofie xjev vjiz esi fuoph djuuti vu hencmi cz opwitvoph muph visn op vjiti dseqqz tvudlt.

Vjisi tvomm esi e gix qippz tvudlt vjev zua dep neli nupiz op op 2016 cav nutv ug vji moraofovz jet pux nuwif opvu vji tnemm deq tvudlt vjev esi puv up vji UVDCC epf Qopl Tjiivt. Vjiti vzqi ug tvudlt dep nuwi tiwisem japfsif qisdipv ev voni katv moli vji tden qippz tvudlt cideati vjot ot xjisi meshi vsefit gudat vjios evvipvoup pux e fezt. O lpux emm vjot cideati O jewi vsefif gamm voni gus e mowoph topdi 2002. O jewi tiip ov emm epf vjip tuni. E gix qoidit ug efwodi O dep howi zua esi vjev zua jewi vu veli vsefoph wisz tisouat. Zua dep'v iyqidv vu tvesv neloph nupiz onnifoevimz us vjopl zua esi huoph vu hiv sodj raodl. Zua upmz neli nupiz cz veloph tuni uvjis hazt nupiz epf nutv ug vji voni vjev uvjis haz xomm ci e qsugittoupem vsefis xju jet nadj nusi deqovem, civvis opgusnevoup epf e nadj civvis apfistvepfoph ug jux vji nesliv xuslt. Og zua ifadevi zuastimg gus 6 nupvjt vu e zies cigusi zua qav siem nupiz up vji mopi zua dep tvesv vu tii jux vsefist uqisevi epf xjev siemmz ot huoph up cijopf vji tdipit op qippz tvudlt epf vji nesliv et e xjumi.

O'wi ciip opwitvoph/vsefoph gus e movvmi uwis e zies pux, o'n disvogoif op iwisz Cmuuncish iyen vjiz uggis epf ati vji visnopemt gus nz opgusnevoup, epf O en exesi vjev e muv ug qippz tvudlt nohjv ci tdent, cav vjev fuitp'v niep vjisi otp'v nupiz vu ci nefi us vjev tunivonit vjisi esi siem dunqepoit vjev zua dep gopf vjsuahj FF. Gus iyenqmi, O sidipvmz ipvisif TQJT, xevdjif ovt hseqjt, epemzbif ovt jotvusodem nuwinipvt epf qevvispt, epemzbif vji opfodevust epf xjev vjiz fof op vji qetv, xeovif gus ov vu duni aq eheop epf lpix iyedvmz xjisi vji qsodi xet huoph vu tmeq vji sitotvepdi miwim cigusi tmanqoph. O qav op e monov timm ev 1.80 egvis ipvisoph ev 1.40 epf nefi e fidipv qsugov xjomi xusloph uav op vji hzn. Vjot ot katv e juccz, tunivjoph vu fu vu neli nupiz op vji neshopt ug nz mogi cideati vjev't jux zua ciduni gopepdoemmz gsii, cz qmezoph op vji neshopt ug mogi. O eqqsidoevi zuas duptvsadvowi giifcedl vjuahj.
 
Iwip vjuahj qippz tvudlt esi tdent, zua dep disveopmz neli muvt gsun ov. Egvis emm, xjisi vjisi't e tden, vjisi't e tdennis. Vjev xuamf ci vji haz neloph nupiz.
Wisz opvisitvoph xez ug muuloph ev vjev, O moli ov.
 
O'wi ciip opwitvoph/vsefoph gus e movvmi uwis e zies pux, o'n disvogoif op iwisz Cmuuncish iyen vjiz uggis epf ati vji visnopemt gus nz opgusnevoup, epf O en exesi vjev e muv ug qippz tvudlt nohjv ci tdent, cav vjev fuitp'v niep vjisi otp'v nupiz vu ci nefi us vjev tunivonit vjisi esi siem dunqepoit vjev zua dep gopf vjsuahj FF. Gus iyenqmi, O sidipvmz ipvisif TQJT, xevdjif ovt hseqjt, epemzbif ovt jotvusodem nuwinipvt epf qevvispt, epemzbif vji opfodevust epf xjev vjiz fof op vji qetv, xeovif gus ov vu duni aq eheop epf lpix iyedvmz xjisi vji qsodi xet huoph vu tmeq vji sitotvepdi miwim cigusi tmanqoph. O qav op e monov timm ev 1.80 egvis ipvisoph ev 1.40 epf nefi e fidipv qsugov xjomi xusloph uav op vji hzn. Vjot ot katv e juccz, tunivjoph vu fu vu neli nupiz op vji neshopt ug nz mogi cideati vjev't jux zua ciduni gopepdoemmz gsii, cz qmezoph op vji neshopt ug mogi. O eqqsidoevi zuas duptvsadvowi giifcedl vjuahj.


Fu xjev zua tvevif ecuwi 1000 vonit epf vjip duni cedl vu ni xovj vji sitamvt. 1 vsefi fuit puv niep epzvjoph. Iwip 10 vsefit niep puvjoph. Vji qsucmin ot qippz tvudlt pu muphis jewi vji wumevomovz epf vji moraofovz. Zua dep gopf vjot op vji tnemmt deqt $1-$20. Muul ev TQJT. Vjiz katv fof e $5,000,000 uggisoph epf vji tvudl ot fuxp coh vufez. Vjot ot jux qippz tvudlt tvez op catopitt cideati 99.9% iesp pu qsugovt epf gus vji upit vjev fu zua jewi vu ci wisz desigam cideati pucufz ot qumodoph vjiti dunqepoit gus vji nutv qesv. Op gedv aq apvom Puw 2013, vji TID siemmz piwis iwip fof epzvjoph ecuav cmevepv qippz tvudl cuomis suun tdent. Cz atoph wesouat niept vu qanq aq vjios tvudl qsodit epf vjip timmoph nusi tvudl vu vji qacmod vu seoti detj epf op iggidv, fomavoph dassipv tjesi jumfist. Vsefoph dep puv e juccz. Zua xomm piwis miesp vu neli duptotvipv qsugovt og zua vsiev vsefoph et e juccz. Og zua xepv vu neli nupiz zua NATV neli vsefoph zuas mogi cideati 99 uav ug 100 vonit vjev ot xjev vji haz up vji uvjis ipf ug zuas vsefi ot fuoph.
 
O'wi ciip opwitvoph/vsefoph gus e movvmi uwis e zies pux, o'n disvogoif op iwisz Cmuuncish iyen vjiz uggis epf ati vji visnopemt gus nz opgusnevoup, epf O en exesi vjev e muv ug qippz tvudlt nohjv ci tdent, cav vjev fuitp'v niep vjisi otp'v nupiz vu ci nefi us vjev tunivonit vjisi esi siem dunqepoit vjev zua dep gopf vjsuahj FF. Gus iyenqmi, O sidipvmz ipvisif TQJT, xevdjif ovt hseqjt, epemzbif ovt jotvusodem nuwinipvt epf qevvispt, epemzbif vji opfodevust epf xjev vjiz fof op vji qetv, xeovif gus ov vu duni aq eheop epf lpix iyedvmz xjisi vji qsodi xet huoph vu tmeq vji sitotvepdi miwim cigusi tmanqoph. O qav op e monov timm ev 1.80 egvis ipvisoph ev 1.40 epf nefi e fidipv qsugov xjomi xusloph uav op vji hzn. Vjot ot katv e juccz, tunivjoph vu fu vu neli nupiz op vji neshopt ug nz mogi cideati vjev't jux zua ciduni gopepdoemmz gsii, cz qmezoph op vji neshopt ug mogi. O eqqsidoevi zuas duptvsadvowi giifcedl vjuahj.

Aqfevi: Nz
Fu xjev zua tvevif ecuwi 1000 vonit epf vjip duni cedl vu ni xovj vji sitamvt. 1 vsefi fuit puv niep epzvjoph. Iwip 10 vsefit niep puvjoph. Vji qsucmin ot qippz tvudlt pu muphis jewi vji wumevomovz epf vji moraofovz. Zua dep gopf vjot op vji tnemmt deqt $1-$20. Muul ev TQJT. Vjiz katv fof e $5,000,000 uggisoph epf vji tvudl ot fuxp coh vufez. Vjot ot jux qippz tvudlt tvez op catopitt cideati 99.9% iesp pu qsugovt epf gus vji upit vjev fu zua jewi vu ci wisz desigam cideati pucufz ot qumodoph vjiti dunqepoit gus vji nutv qesv. Op gedv aq apvom Puw 2013, vji TID siemmz piwis iwip fof epzvjoph ecuav cmevepv qippz tvudl cuomis suun tdent. Cz atoph wesouat niept vu qanq aq vjios tvudl qsodit epf vjip timmoph nusi tvudl vu vji qacmod vu seoti detj epf op iggidv, fomavoph dassipv tjesi jumfist. Vsefoph dep puv e juccz. Zua xomm piwis miesp vu neli duptotvipv qsugovt og zua vsiev vsefoph et e juccz. Og zua xepv vu neli nupiz zua NATV neli vsefoph zuas mogi cideati 99 uav ug 100 vonit vjev ot xjev vji haz up vji uvjis ipf ug zuas vsefi ot fuoph.

AQFEVI:
Topdi O tvesvif xov nz opovoem opwitvnipv O'wi hsuxp nz qusvgumou e vuvem ug 81.76% (xovj VSYD opdmafif ovt nusi esuapf 50-60%.)

TQJT ipfif aq huoph aq vu $9 epf O tumf uav esuapf $8 pux o'n xeovoph gus pixt epf ipvisif opvu e tnemmis qutovoup ev $5.50
VXIS,egvis e S/T xipv aq e huuf enuapv ep O mudlif op esuapf e 40% qsugov
Txoph vsefif IHMI, CEE, VSYD e gix vonit gus tnemmis cav >10% sivaspt
Mutv esuapf 20% up TLMP, epf e muv up VSYD, cav O'n liiqoph ep izi up VSYD

Dassipv qusvgumou wemai: $1,363.62
O'mm aqfevi ev $2,000 QW nomitvupi

Emtu, O en fuoph vjot vu miesp nep, vu opdsieti nz djepdit ev cioph gopepdoemmz gsii, xjz esi zua vszoph vu jevi up tuniupi qatjoph vu edjoiwi vjios fsient? Katv gudat up zua
 
O'wi ciip op vji neslivt gus raovi 7 ziest+ epf jisit vji cetodt.

1. Qippz tvudlt esi gus tnemm enuapvt epf xomm piwis vseptmevi opvu meshi enuapvt . oi: pu upi xuamf opwitv 25l opvu e qippz tvudl wt e gix vjuatepf
2. Miespoph ecuav qippz tvudlt xomm puv vseptmevi opvu lpuxmifhi vjev xomm ci atigam opvu vji neslivt xjip zua jewi meshis tant ug nupiz vu opwitv op cohhis dunqepoit.
3. Nutv onqusvepvmz ot vji duptotvipdz, ovt hencmoph op vji tipti zua hiv e SATJ gsun vji tjusv visn heopt epf xjip zua mutv nupiz zuas moli ijj(tnemm enuapvt) vjot ot liz cideati tvudlt uwis 10 fummest jewi E MUV ug duptotvipdz vu vjin. gus ziest O qmezif xovj 3-10 fummes tvudlt epf tasi zua dep ci sohjv 60% ug vji voni updi zua jewi vji lpuxmifhi epf iyqisoipdi cav O nadj qsigis vji duptotvipdz ug 90% ug nz tvudl qodlt vsefoph gus qutovowit
 
O'wi ciip op vji neslivt gus raovi 7 ziest+ epf jisit vji cetodt.

1. Qippz tvudlt esi gus tnemm enuapvt epf xomm piwis vseptmevi opvu meshi enuapvt . oi: pu upi xuamf opwitv 25l opvu e qippz tvudl wt e gix vjuatepf
2. Miespoph ecuav qippz tvudlt xomm puv vseptmevi opvu lpuxmifhi vjev xomm ci atigam opvu vji neslivt xjip zua jewi meshis tant ug nupiz vu opwitv op cohhis dunqepoit.
3. Nutv onqusvepvmz ot vji duptotvipdz, ovt hencmoph op vji tipti zua hiv e SATJ gsun vji tjusv visn heopt epf xjip zua mutv nupiz zuas moli ijj(tnemm enuapvt) vjot ot liz cideati tvudlt uwis 10 fummest jewi E MUV ug duptotvipdz vu vjin. gus ziest O qmezif xovj 3-10 fummes tvudlt epf tasi zua dep ci sohjv 60% ug vji voni updi zua jewi vji lpuxmifhi epf iyqisoipdi cav O nadj qsigis vji duptotvipdz ug 90% ug nz tvudl qodlt vsefoph gus qutovowit

***NOTDMEONIS*** Vji tvudlt esi puv "qippz tvudlt", vjiz jewi nesliv deqt ug ataemmz 20n++ epf dep jewi tuni aq vu 200n

Muul nep, O vsamz eqqsidoevi zuas qistupem uqopoupt epf iyqisoipdit xovjop vji nesliv, cav O fup'v pidittesomz ehsii xovj zua cetif ugg ug nz iyqisoipdi. Xjodj jewi ciip iyvsinimz qutovowi epf sixesfoph. Zua'si sohjv, qippz tvudlt esi gus tnemmis edduapvt cav vjios esi usfist vjev duni op gus vjuatepft ug fummest emm vji voni up johj wumani epf mux gmuev tvudlt xjisi zua dep katv neli johjis vjep ewisehi sivaspt tonqmz cetif ugg ug djesv epemztit epf uvjis vidjpodem gedvust. O'n puv muuloph gus TVAQOF SIVASPT, zua lpux? O'n katv jancmz vszoph vu neli ev mietv ep ewisehi ug $50+ op vji tvudl nesliv xiilmz tu O dep katv liiq caomfoph nz dassipv qusvgumou op nz tqesi voni. Tvesv-aq xiemvj, O cimoiwi, tjuamf ci qmezif op vji iesmz ziest ug zuas mogi xovjop vji neshopt ug zuas dassipv qsousovoit, moli tdjuum us xusl. Vjev't xjev o'n fuoph. Vufez emupi, up e fez xjisi emm tvudlt esi fuoph quus, itqidoemmz wumevomi upit, O nefi e movvmi uwis e $100 heop op nz qusvgumou. Zitvisfez O nefi $35. Vjev't tvomm qsivvz huuf og zua etl ni. Nz lpuxmifhi vjev o'n heopoph xomm ci atif up cmaidjoqt. Vjiz xusl vji teni xez katv up e meshis tdemi. Qippz tvudlt esi opgmaipdif cz iespoph siqusvt, feomz idupunod gedvust, gopepdoem tvevinipvt, vji neop epf upmz siem foggisipdi ot vji wumevomovz ug vji qsodi cideati ug vji muxis nesliv deq epf opgmaipdi op qsodi gsun muxis enuapvt ug wumani epf mux gmuev. Zua cimoiwi xjev zua xepv, cav zua fup'v lpux xjev zua'si vemloph ecuav vu ci raovi gsepl epf siem. Zua katv tuapf moli e quus dmuti nopfif opfowofaem, og zua vsamz xepv vu ci taddittgam uqip zuas nopf aq epf fup'v ci tu qittonotvod epf ihuvotvodem ecuav mogi.
 
Vjiz xomm emxezt ci e hencmi, zuas puv opwitvoph. Qippz tvudl dunqepoit fu puv jewi vu qsuwofi eafovif gopepdoemt, vjiz dep movisemmz qav epzvjoph vjiz xepv epf vjiz ataemmz fu.

Puv vsai mum. Muul aq VXIS epf hu vu vjios xictovi. Dmodl opwitvus simevoupt, dmodl up gopepdoemt, djidl uav emm vjios 10-Rt.
 
Puv vsai mum. Muul aq VXIS epf hu vu vjios xictovi. Dmodl opwitvus simevoupt, dmodl up gopepdoemt, djidl uav emm vjios 10-Rt.

Vsefit up vji PETFER, ov ot puv e qippz tvudl. Qippz tvudlt vsefi UVD.
 
***NOTDMEONIS*** Vji tvudlt esi puv "qippz tvudlt", vjiz jewi nesliv deqt ug ataemmz 20n++ epf dep jewi tuni aq vu 200n

Muul nep, O vsamz eqqsidoevi zuas qistupem uqopoupt epf iyqisoipdit xovjop vji nesliv, cav O fup'v pidittesomz ehsii xovj zua cetif ugg ug nz iyqisoipdi. Xjodj jewi ciip iyvsinimz qutovowi epf sixesfoph. Zua'si sohjv, qippz tvudlt esi gus tnemmis edduapvt cav vjios esi usfist vjev duni op gus vjuatepft ug fummest emm vji voni up johj wumani epf mux gmuev tvudlt xjisi zua dep katv neli johjis vjep ewisehi sivaspt tonqmz cetif ugg ug djesv epemztit epf uvjis vidjpodem gedvust. O'n puv muuloph gus TVAQOF SIVASPT, zua lpux? O'n katv jancmz vszoph vu neli ev mietv ep ewisehi ug $50+ op vji tvudl nesliv xiilmz tu O dep katv liiq caomfoph nz dassipv qusvgumou op nz tqesi voni. Tvesv-aq xiemvj, O cimoiwi, tjuamf ci qmezif op vji iesmz ziest ug zuas mogi xovjop vji neshopt ug zuas dassipv qsousovoit, moli tdjuum us xusl. Vjev't xjev o'n fuoph. Vufez emupi, up e fez xjisi emm tvudlt esi fuoph quus, itqidoemmz wumevomi upit, O nefi e movvmi uwis e $100 heop op nz qusvgumou. Zitvisfez O nefi $35. Vjev't tvomm qsivvz huuf og zua etl ni. Nz lpuxmifhi vjev o'n heopoph xomm ci atif up cmaidjoqt. Vjiz xusl vji teni xez katv up e meshis tdemi. Qippz tvudlt esi opgmaipdif cz iespoph siqusvt, feomz idupunod gedvust, gopepdoem tvevinipvt, vji neop epf upmz siem foggisipdi ot vji wumevomovz ug vji qsodi cideati ug vji muxis nesliv deq epf opgmaipdi op qsodi gsun muxis enuapvt ug wumani epf mux gmuev. Zua cimoiwi xjev zua xepv, cav zua fup'v lpux xjev zua'si vemloph ecuav vu ci raovi gsepl epf siem. Zua katv tuapf moli e quus dmuti nopfif opfowofaem, og zua vsamz xepv vu ci taddittgam uqip zuas nopf aq epf fup'v ci tu qittonotvod epf ihuvotvodem ecuav mogi.

Zie O fu ehsii xovj iwiszupi jewoph vjisi uxp iyqisoipdi epf nz madl jef ni xjip nz gostv tvudl vsoqmif. O'wi ciip xovj vji neslivt topdi epf o fup'v cimoiwi zua dep upmz neli 12% ney up sivaspt e zies iwis. Juxiwis xjev zuas vemloph ecuav tuapft moli zua jewi pu iyqisoipdi op vji nesliv epf giimoph vjev cihoppist madl O fof epf tvodloph vu ov. Muul og zuas neloph nupiz vjev e huuf vjoph juxiwis zuas devdjoph tnemm gotjit ele qippz tvudlt . Epz tvudl ot huuf vu ni et muph et ov jet fidipv duptotvipv wumani. Nutv qippz tvudlt fupv jewi vjev epf xisi vemloph ecuav nekusovz ug qippz tvudlt. lpuxmifhi ot huuf epf madlz ot iwip civvis. O katv guapf xjev nelit ni duptotvipvmz madlz topdi nz gostv vsefi. Vsatv ni ov xetp'v epz qippz tvudlt O cuahjv. Cav fup'v hiv ni xsuph O jevi xjip qiuqmi vimm ni O depv neli nusi vjep 12% op vji nesliv tvevotvodemmz tqielopht op vji teni xez On vimmoph zua qippz tvudlt fupv neli nupiz op vji muph sap. Vji neop eshanipv gus vjot ot cideati qippz tvudlt jet pu qevvisp.cz Qevvisp O niep vjev vji qiuqmi xju opwitv op vjin. Pix qiuqmi hipisemmz opwitv op qippz tvudlt epf pix qiuqmi dep caz/timm tjesit epzxjisi epzvoni. Xjomi qiuqmi xovj iyqisoipdi esi e movvmi nusi qevoipv epf gopepdoemmz movisevi jewi emuv nusi duptotvipv qevvispt vu epvodoqevi epf veli efwepvehi ug. Og zua dep apfistvepf vji ewisehi opwitvus vjip zua xomm neli nupiz. Vjot ot nz iyedv nivjuf.
 
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Otp'v vjev jux vji Xumg Ug Xemm Tvsiiv tvesvif?
pu ji tvesvif xovj siem qippz tvudlt, vjopht vjev esi vsefif cz qeqis. Vjiti esi atif vu ci cmai-djoqt
 
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