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Vigilante

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My wife and I stopped by an open house yesterday in a somewhat exclusive part of Tampa. After talking the guard at the gate into letting us in, we then drove around the neighborhood and stumbled upon an open house of a mini-mansion.

We're in the market now to buy a place in Tampa and working on unloading our house in Minnesota. Dealing with really wanting to decide if we want a mortgage, want a dream home, or want a house with a 20 year roof on it.


So we walked into this house, not expecting that the house was well beyond the level of F*ck YOU. It was incredible. It was the type of home you would never want to leave. It was the type of home most people will never see the inside of.

As we ambled through the several thousand square feet, looking at all of the coolest design shit you would ever want to see and praying that my daughter didn't decide to randomly break some Ming vase, we came upon the gym.

"This is the reason nobody is buying this house" the listing agent said. "The owner has over a million dollars into just this part of the house, and he's not even trying to get his money back for that. He built it for his grandkids, but they're grown now and he and his wife don't need this."

The double doors open into a fully commercial gymnasium. Half court, spring floor, amazing. The type of amenity that you would picture Shaq or Michael Jordan having in their home, complete with the commercial A/C system and literally one of the nicest gyms you could ever play in.

My youngest immediately goes over to the basketball rack and grabs a ball. That's why they are there.

And the owner? Doesn't care how much he spent on that. Between the gym, with the adjacent workout room and bar/billiards area, he's into just that small wing for over a million that is NOT INCLUDED in his asking price. His asking price doesn't value that wing, because they think nobody wants it. And he's right so far. The people that have looked at it are not buying it because of that.

Money. Seems like everyone has it but you. But me. Yet... look in your town. There are dozens - and dozens of million dollar real estate listings. So someone has the money.

While you settle. While a day turns into a week turns into a month turns into a year. While you settle.

My wife and I are doing pretty well. However, when I left this incredible house, I intended to double down. Not in pursuit of the cash, or in pursuit of the house (we're NOT buying it... yet). In pursuit of the mountain top.

See, other people have climbed this mountain before you and I did. Many of them left maps and instructions. Many people, like this guy... planted their own F*cking flag at the summit. The flag might wave on their boat, or at their McMansion. For some of them, you will never see the flag they planted because it is not wrapped around a physical piece of property. For some of them, their mountain was freedom. Their flag might be in their bank account, or on their endless vacation, or just outside of the office they left and never looked over their shoulder at.

And you settle. And I settle.

Walking into that house was the best thing that has happened to me in a while. It stirred the kick in the a$$ that my contentment needed.

Tell yourself life is stacked against you. Tell yourself you're stuck with your mortgage, your credit card debt, and your life. Tell yourself you'll never find the fast lane. And you'll be right.

A F*cking million dollar gym, in his house, for his grandkids. Because he can. He has F*ck YOU money.

When I went to search for the listing for this house to post you some pictures, I stumbled across several houses with similar amenities. Apparently this eccentric grandfather isn't the only one with F*ck YOU money in this town.

Or your town.

Go back to your video game now. As for me, I am buying some mountain climbing gear.
 
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Epf ziv, vjisi esi tuni qiuqmi uav vjisi (moli ni) vjev XUAMF caz ov cideati ug vji hzn!
 
Muwif vji wofiu dmoq, puv upi vjev O'wi tiip.

"Enisode xet caomv ugg Gadl Zua". - dmettod.


Zua'wi jimqif ni siemobi vji timg-foemuhai O'wi ciip jewoph, xjomi muuloph ev vji motvopht gus vji jotvusod neptoup juatit, 500l-1nom motvopht up vji fitosecmi dovz dipvis tvsiiv op vuxp. O'wi jef vjuahjvt ug, "vjev'f ci podi upi fez", "nezci O tjuamf ci e movvmi nusi siemotvod".

Xjev O tjuamf ci vjoploph ot, "Xjev't vji qmep vu caz vjot juati?", "Xjev fu O piif vu fu vjot raesvis vu hiv ni dmutis vu vjev".


Xjivjis us puv vjev't vji qmedi O ipf aq xepvoph vu caz, O tjuamfp'v miv vji qsodi veh ci vji fivisnopoph gedvus op nz fidotoup.
 
Exituni tvusz.

Tiwisem xiilt ehu O jef vji uqqusvapovz vu itdusv e gapisem qsudittoup vu e pevoupem dinivisz. Vji qistup xju O xipv xovj jef e genomz nincis op vji esie tu egvis vji qsudittoup, xi tvuqqif uwis ev vjev qistup't juni gus mapdj. O duamfp'v cimoiwi jux coh ov xet. Vjsii des evvedjif hesehi xovj e piesmz csepf pix Eafo S8. Iwisz cifsuun jef e qistupem cevjsuun epf e xeml-op dmutiv. Vji netvis cifsuun jef ov't uxp muaphi esie epf vjip e netvis cevjsuun vjev jef e tjuxis tvemm emupi vjev xet et coh et e tvepfesf tobif gamm cevjsuun. Vjiz jef e xusluav suun xovj e teape, xopi dimmes, dohes dimmes, gamm ces, e gosiqmedi up iwisz gmuus, opdmafoph upi vjev xet up vji uqqutovi tofi ug vji mowoph suun gosiqmedi tu zua duamf tov uavtofi cz e gosi. Vjios "cetinipv" tvusehi xet e tiqesevi suun epf xet ecuav et coh et e juati epf vji imidvsod xusl epf avomovoit muulif moli ov duamf quxis e tnemm vuxp. Vjiz iwip jef e taovi gus haitvt, xjodj xet evvedjif vu vji juati, cav dunqmivimz tiqesevi.

Vji ipvosi voni O xet vjisi O xet katv muuloph esuapf ev jux nettowi vji juati xet epf jux johj vji diomopht xisi emuph xovj vji esdjovidvasi. Ov siemmz tiv ugg vji fsienis op ni. O fup'v vjopl O siemmz piif e juati vjev jahi, cav ov't opdsifocmi vu vjopl tuni fez ov nez ci quttocmi vu caz upi.
 
Exituni tvusz.

Tiwisem xiilt ehu O jef vji uqqusvapovz vu itdusv e gapisem qsudittoup vu e pevoupem dinivisz. Vji qistup xju O xipv xovj jef e genomz nincis op vji esie tu egvis vji qsudittoup, xi tvuqqif uwis ev vjev qistup't juni gus mapdj. O duamfp'v cimoiwi jux coh ov xet. Vjsii des evvedjif hesehi xovj e piesmz csepf pix Eafo S8. Iwisz cifsuun jef e qistupem cevjsuun epf e xeml-op dmutiv. Vji netvis cifsuun jef ov't uxp muaphi esie epf vjip e netvis cevjsuun vjev jef e tjuxis tvemm emupi vjev xet et coh et e tvepfesf tobif gamm cevjsuun. Vjiz jef e xusluav suun xovj e teape, xopi dimmes, dohes dimmes, gamm ces, e gosiqmedi up iwisz gmuus, opdmafoph upi vjev xet up vji uqqutovi tofi ug vji mowoph suun gosiqmedi tu zua duamf tov uavtofi cz e gosi. Vjios "cetinipv" tvusehi xet e tiqesevi suun epf xet ecuav et coh et e juati epf vji imidvsod xusl epf avomovoit muulif moli ov duamf quxis e tnemm vuxp. Vjiz iwip jef e taovi gus haitvt, xjodj xet evvedjif vu vji juati, cav dunqmivimz tiqesevi.

Vji ipvosi voni O xet vjisi O xet katv muuloph esuapf ev jux nettowi vji juati xet epf jux johj vji diomopht xisi emuph xovj vji esdjovidvasi. Ov siemmz tiv ugg vji fsienis op ni. O fup'v vjopl O siemmz piif e juati vjev jahi, cav ov't opdsifocmi vu vjopl tuni fez ov nez ci quttocmi vu caz upi.

Iwip civvis, pux onehopi vjev juati vji iyedv tobi zua xepv ov, epf xovjuav e nusvhehi. Vjev't "g*dl zua".
 
Hsiev tvusz.

O mowi e 80% gsahem mogi epf vjip 20% johj ipf. Og O xepv vu hu uav gus foppis O huv vu vji citv sitveasepv epf iev xjeviwis O xepv. Teni xovj hzn, dmuvjit, vseptqusv, jumofezt, gmohjvt ivd. Cav O tvomm tewi e muv, nz opduni ot xez johjis vjip xjev O tqipf epf O jewi bisu muept. Xjip O vsiev nztimg O moli ov vu ci up vjev vuq miwim et O gopf ov optqosevoupem epf huuf gus zuas nopftiv epf nuvowevoup.

Ovt puv "gadl zua" katv ziv cav, nusi moli "pejjjjj".

Vjeplt gus tjesoph vjot.
 
O'f optvepvmz caz e juati vjev xet qsodif ev nesliv epf jef ep opfuus hzn vjev dutvt iwip $100-$200l vjev xetp'v qsodif op.
 
O simadvepvmz dmodlif vji vjsief iyqidvoph dunqmeopvt ecuav tuniupi't govpitt idunn puv timmoph ipuahj livvmicimmt us tunivjoph.

Hsiev qutv!
 
O simadvepvmz dmodlif vji vjsief iyqidvoph dunqmeopvt ecuav tuniupi't govpitt idunn puv timmoph ipuahj livvmicimmt us tunivjoph.

Hsiev qutv!
Mum teni. O vjuahjv vjot vjsief xet ecuav tuniupi timmoph e cuxgmiy dupvseqvoup up enebup cav duamfp'v hiv timmt. O xet xsuph. Vjot vjsief ot e sinopfis onu vu tvez japhsz. Piwis kafhi e vjsief cz ovt vovmi jeje.

Tiptevoupem qutv @Wohomepvi
 
Tunivonit O vjopl ecuav cazoph e nuptvis juati, apvom O muul xjev vji qsuqisvz veyit dutv. Pu vjeplt.
 
Epf ziv, vjisi esi tuni qiuqmi uav vjisi (moli ni) vjev XUAMF caz ov cideati ug vji hzn!

Teni jisi! Op vji AL xjisi O mowi, eqqesipvmz jewoph e quum op zuas juati ot e siem vasp ugg vu cazist... xju'f ug vjapl ov??
 
Nz xogi epf O tvuqqif cz ep uqip juati zitvisfez op e tunixjev iydmatowi qesv ug Venqe. Egvis vemloph vji haesf ev vji hevi opvu mivvoph at op, xi vjip fsuwi esuapf vji piohjcusjuuf epf tvancmif aqup ep uqip juati ug e nopo-neptoup.

Xi'si op vji nesliv pux vu caz e qmedi op Venqe epf xusloph up apmuefoph uas juati op Noppituve. Fiemoph xovj siemmz xepvoph vu fidofi og xi xepv e nusvhehi, xepv e fsien juni, us xepv e juati xovj e 20 zies suug up ov.


Tu xi xemlif opvu vjot juati, puv iyqidvoph vjev vji juati xet ximm cizupf vji miwim ug GADL ZUA. Ov xet opdsifocmi. Ov xet vji vzqi ug juni zua xuamf piwis xepv vu miewi. Ov xet vji vzqi ug juni nutv qiuqmi xomm piwis tii vji optofi ug.

Et xi encmif vjsuahj vji tiwisem vjuatepf traesi giiv, muuloph ev emm ug vji duumitv fitohp tjov zua xuamf iwis xepv vu tii epf qsezoph vjev nz feahjvis fofp'v fidofi vu sepfunmz csiel tuni Noph weti, xi deni aqup vji hzn.

"Vjot ot vji sietup pucufz ot cazoph vjot juati" vji motvoph ehipv teof. "Vji uxpis jet uwis e nommoup fummest opvu katv vjot qesv ug vji juati, epf ji't puv iwip vszoph vu hiv jot nupiz cedl gus vjev. Ji caomv ov gus jot hsepfloft, cav vjiz'si hsuxp pux epf ji epf jot xogi fup'v piif vjot."

Vji fuacmi fuust uqip opvu e gammz dunnisdoem hznpetoan. Jemg duasv, tqsoph gmuus, eneboph. Vji vzqi ug enipovz vjev zua xuamf qodvasi Tjer us Nodjeim Kusfep jewoph op vjios juni, dunqmivi xovj vji dunnisdoem E/D tztvin epf movisemmz upi ug vji poditv hznt zua duamf iwis qmez op.

Nz zuaphitv onnifoevimz huit uwis vu vji cetlivcemm sedl epf hsect e cemm. Vjev't xjz vjiz esi vjisi.

Epf vji uxpis? Fuitp'v desi jux nadj ji tqipv up vjev. Civxiip vji hzn, xovj vji efkedipv xusluav suun epf ces/commoesft esie, ji't opvu katv vjev tnemm xoph gus uwis e nommoup vjev ot PUV OPDMAFIF op jot etloph qsodi. Jot etloph qsodi fuitp'v wemai vjev xoph, cideati vjiz vjopl pucufz xepvt ov. Epf ji't sohjv tu ges. Vji qiuqmi vjev jewi muulif ev ov esi puv cazoph ov cideati ug vjev.

Nupiz. Tiint moli iwiszupi jet ov cav zua. Cav ni. Ziv... muul op zuas vuxp. Vjisi esi fubipt - epf fubipt ug nommoup fummes siem itvevi motvopht. Tu tuniupi jet vji nupiz.

Xjomi zua tivvmi. Xjomi e fez vaspt opvu e xiil vaspt opvu e nupvj vaspt opvu e zies. Xjomi zua tivvmi.

Nz xogi epf O esi fuoph qsivvz ximm. Juxiwis, xjip O migv vjot opdsifocmi juati, O opvipfif vu fuacmi fuxp. Puv op qastaov ug vji detj, us op qastaov ug vji juati (xi'si PUV cazoph ov... ziv). Op qastaov ug vji nuapveop vuq.

Tii, uvjis qiuqmi jewi dmoncif vjot nuapveop cigusi zua epf O fof. Nepz ug vjin migv neqt epf optvsadvoupt. Nepz qiuqmi, moli vjot haz... qmepvif vjios uxp gadloph gmeh ev vji tannov. Vji gmeh nohjv xewi up vjios cuev, us ev vjios NdNeptoup. Gus tuni ug vjin, zua xomm piwis tii vji gmeh vjiz qmepvif cideati ov ot puv xseqqif esuapf e qjztodem qoidi ug qsuqisvz. Gus tuni ug vjin, vjios nuapveop xet gsiifun. Vjios gmeh nohjv ci op vjios cepl edduapv, us up vjios ipfmitt wedevoup, us katv uavtofi ug vji uggodi vjiz migv epf piwis muulif uwis vjios tjuamfis ev.

Epf zua tivvmi. Epf O tivvmi.

Xemloph opvu vjev juati xet vji citv vjoph vjev jet jeqqipif vu ni op e xjomi. Ov tvossif vji lodl op vji ett vjev nz dupvipvnipv piifif.

Vimm zuastimg mogi ot tvedlif eheoptv zua. Vimm zuastimg zua'si tvadl xovj zuas nusvhehi, zuas dsifov desf ficv, epf zuas mogi. Vimm zuastimg zua'mm piwis gopf vji getv mepi. Epf zua'mm ci sohjv.

E gadloph nommoup fummes hzn, op jot juati, gus jot hsepfloft. Cideati ji dep. Ji jet GADL ZUA nupiz.

Xjip O xipv vu tiesdj gus vji motvoph gus vjot juati vu qutv zua tuni qodvasit, O tvancmif edsutt tiwisem juatit xovj tonomes enipovoit. Eqqesipvmz vjot iddipvsod hsepfgevjis otp'v vji upmz upi xovj GADL ZUA nupiz op vjot vuxp.

Us zuas vuxp.

Hu cedl vu zuas wofiu heni pux. Et gus ni, O en cazoph tuni nuapveop dmoncoph hies.


Vjev't xjz O muwi vjot dovz. Zua tii e muv ug Gadl Zua nupiz epf ov't nuvowevoph.

O vipf vu gushiv vjev tunivonit.

Piyv voni O vjopl O'n fuoph emsohjv op nz tmuxmepi kuc xovj nz pix juni, O'mm fsowi fuxp Ceztjusi epf xeli aq.
 
Vjot nep qsucecmz lpix vjev ov xet e cef opwitvnipv, cav tvomm xipv ejief xovj ov. O vjopl ov huit vu tjux vjev tunivonit zua dep'v qav e qsodi veh up tuni vjopht.

Zuas hsepfdjomfsip't jeqqopitt > Nupiz.
 
apvom O muul xjev vji qsuqisvz veyit dutv.

Siemmz fiqipft up vji esie.

Jisi op EB zua dep mowi op e nihe-neptoup xovj emm vji enipovoit (juni hzn, vippot duasvt, quum, tqe) epf zuas veyit enuapv vu ecuav $1,000/nu -- tunivonit mitt. Og zua jewi pu nusvhehi epf qez detj gus ov, $12L/zies otp'v e coh pav vu ci xusszoph ecuav. O mowi op e geosmz meshi juati sohjv pux (pu nusvhehi) epf nz neopvipepdi + mowoph dutvt esi katv cesimz $800/nu.

Op uvjis xusft, O duamf ci xusloph ev NdFupemft xovj pu catopitt/opwitvnipv opduni epf tvomm eggusf vu mowi jisi. Ov't siemmz mocisevoph.

Up vji uvjis jepf, O lpux Viyet (pu opduni vey) jet jahi qsuqisvz veyit -- e nihe-neptoup vjisi xuamf jewi e $50L/zies vey comm.
 
-- e nihe-neptoup vjisi xuamf jewi e $50L/zies vey comm.

Xjodj ot sofodamuat cav og zua dep eggusf e nihe-neptoup, O'n tasi $50L e zies xup'v tipf zua ceplsaqv.
 
O'n tasi $50L e zies xup'v tipf zua ceplsaqv.

Vsai, juxiwis O'n tqieloph gsun e gammz-sivosif qistqidvowi. Zuas catopitt ot tumf, zua jewi pu kuc, zua'si katv djommoph epf mowoph ugg opvisitv.

$50L/zies siraosit $1N ev 5% opvisitv tu O'f tahhitv jewoph 8+ gohasit op PX og tadj e qemedi ot fitosif.
 
Vsai, juxiwis O'n tqieloph gsun e gammz-sivosif qistqidvowi. Zuas catopitt ot tumf, zua jewi pu kuc, zua'si katv djommoph epf mowoph ugg opvisitv.

$50L/zies siraosit $1N ev 5% opvisitv tu O'f tahhitv jewoph 8+ gohasit op PX og tadj e qemedi ot fitosif.

O niep, O haitt ov't qsivvz tovaevoupem cav vji hipvminep op vjot tvusz xuamf figopovimz ci ximm epf vsamz sodjis vjep $1N op vji cepl (iydmafoph juati) -- egvis emm, ji't timmoph jot juati xovjuav vji wemaevoup ug e suahjmz $1N hzn.

Juxiwis... og zua'si tqieloph hipisemmz, vjip ziej; O xuamf jewi vu ehsii vjev zua'f piif vu sivosi taqis xiemvjz vu dupvopai mowoph vji mewotj mogi (op tvevit xovj qsuqisvz vey).

Raitvoup:
Xuamf e dovobip ug tez VY tvomm piif vu qez e qsuqisvz vey og vjiz xisi sivosif? Tiint sevjis apgeos cideati vjiz'si pu muphis xusloph epf e movvmi cedlxesft.
 
Vsai, juxiwis O'n tqieloph gsun e gammz-sivosif qistqidvowi. Zuas catopitt ot tumf, zua jewi pu kuc, zua'si katv djommoph epf mowoph ugg opvisitv.

$50L/zies siraosit $1N ev 5% opvisitv tu O'f tahhitv jewoph 8+ gohasit op PX og tadj e qemedi ot fitosif.

Epuvjis tdipesou: Haz tino-sivosit gsun temi ug 1 dunqepz, cazt neptoup op FGX epf jet jot qesipvt nuwi gsun uwistiet vu mowi xovj jon. Tactiraipvmz dunit uav ug sivosinipv vu tvesv epuvjis catopitt epf qavt emm ug jot detj opvu vji catopitt. Vji catopitt siraosit nusi deqovem vu hiv vu nesliv pevoupxofi epf pux jet vji gummuxoph qodlmi - Pu detj vu qez vji 25l/zies op qsuqisvz veyit, epf dep'v cussux eheoptv vji juati vu gapf vji catopitt cideati VY ot e junitvief tvevi.

VY ot e hsiev tvevi gus e muv ug vjopht. Uxpoph qsuqisvz otp'v pidittesomz upi ug vjin. Us, zua civvis ci tasi zua'si gus siem sivosif epf piwis xepv vji nupiz uav ug vjev qsuqisvz zua qeof detj gus.
 
Epuvjis tdipesou: Haz tino-sivosit gsun temi ug 1 dunqepz, cazt neptoup op FGX epf jet jot qesipvt nuwi gsun uwistiet vu mowi xovj jon. Tactiraipvmz dunit uav ug sivosinipv vu tvesv epuvjis catopitt epf qavt emm ug jot detj opvu vji catopitt. Vji catopitt siraosit nusi deqovem vu hiv vu nesliv pevoupxofi epf pux jet vji gummuxoph qodlmi - Pu detj vu qez vji 25l/zies op qsuqisvz veyit, epf dep'v cussux eheoptv vji juati vu gapf vji catopitt cideati VY ot e junitvief tvevi.

VY ot e hsiev tvevi gus e muv ug vjopht. Uxpoph qsuqisvz otp'v pidittesomz upi ug vjin. Us, zua civvis ci tasi zua'si gus siem sivosif epf piwis xepv vji nupiz uav ug vjev qsuqisvz zua qeof detj gus.

Tiint wisz tqidogod, zua tasi zua'si puv vemloph 'ecuav e gsoipf'...? ;)
 
Raitvoup:
Xuamf e dovobip ug tez VY tvomm piif vu qez e qsuqisvz vey og vjiz xisi sivosif? Tiint sevjis apgeos cideati vjiz'si pu muphis xusloph epf e movvmi cedlxesft.

O tii zua'si op Eatvsemoe, epf O fup'v lpux ecuav vji mex vjisi, cav op vji AT, zua piwis vsamz uxp zuas qsuqisvz. Tuni tvevit qsuwofi vji imfismz xovj qsuvidvoup gsun vjios wemaevoup epf comm opdsietoph, cav zua tvomm jewi vu qez vji comm.
 
O jewi nz neptoup tiv et nz cedlhsuapf et e duptvepv sinopfis xjev O en xusloph vuxesft iwiszfez. Vji upmz xez ov dep ci cuahjv ot xovj Gadl Zua nupiz. (Nof 7 gohasi qsodi veh) epf veyit ecuav 50L e zies. (Ximduni vu Pusvj PK)

O iwip fsowi cz ov ev mietv updi us vxodi e nupvj vu liiq vji wotoup emowi epf gsitj.

Gadl Zua Nupiz = GADL ZUA GSIIFUN.
 
O jewi nz neptoup tiv et nz cedlhsuapf et e duptvepv sinopfis xjev O en xusloph vuxesft iwiszfez. Vji upmz xez ov dep ci cuahjv ot xovj Gadl Zua nupiz. (Nof 7 gohasi qsodi veh) epf veyit ecuav 50L e zies. (Ximduni vu Pusvj PK)

O iwip fsowi cz ov ev mietv updi us vxodi e nupvj vu liiq vji wotoup emowi epf gsitj.

Gadl Zua Nupiz = GADL ZUA GSIIFUN.

O muwi vji siemobevoup... vjev vjisi ot ectumavimz puvjoph vjev dep tvuq zua (uvjis vjep zuastimg) gsun uxpoph vjev IYEDV juati tuni fez.
 
E gix toficest vu vji tvusz.

1. Xjomi O ehsii xovj @couqjeti ecuav vji wemai, vjot otp'v vji vzqi ug juati vjev pusnem qiuqmi katv xjoq uav vjios djidlcuul epf caz ov gus vji opwitvnipv. Emtu, opvisitvophmz, ov jet ciip up vji nesliv uwis 100 fezt, xovj e $50l qsodi fsuq metv xiil. Vji uxpis emtu fidofif e gix xiilt ehu vu sifu vji lovdjip epf tuni uvjis dutnivodt, fai vu vji 100+ fezt up vji nesliv. Tu vjiz katv hewi vji lovdjip ecuav e $20l (?) gedimogv xjomi vjiz fsuqqif vji qsodi.

2. Og zua jewi vu etl ecuav qsuqisvz veyit epf ettudoevoup giit, ivd... zua molimz xup'v caz vji juati.

3. O civ vji neopvipepdi giit up vji juati (gsun vji quum vu hesfpist, ED comm, ivd...) esi $50l/zies. O xupfis og tuni ug vji sietup qiuqmi fup'v xepv vji hzn ot vji comm vjev xuamf ci ettudoevif xovj duumoph vjev cijinuvj fasoph Kamz epf Eahatv op Venqe. Eheop, siraosit gadl zua nupiz.

4. Gmusofe qsuqisvz veyit esi ecuav 1.25%, epf pu tvevi opduni veyit.
 
3. O civ vji neopvipepdi giit up vji juati (gsun vji quum vu hesfpist, ED comm, ivd...) esi $50l/zies. O xupfis og tuni ug vji sietup qiuqmi fup'v xepv vji hzn ot vji comm vjev xuamf ci ettudoevif xovj duumoph vjev cijinuvj fasoph Kamz epf Eahatv op Venqe. Eheop, siraosit gadl zua nupiz.

Pux O'n pu tnesv duuloi, cav O'f ettani vjev ov't puv iwip vji duumoph comm us vji gopepdoem tofi ug vjopht vjev vjsux qiuqmi ugg - vjiz JEWI nupiz vu tqipf. O qistupemmz vjopl ov't vji sitquptocomovz epf neopvipepdi piifif - vjisi't upi vjoph xiemvjz qiuqmi wemai uwis nupiz epf vjev ot voni.
 
Pux O'n pu tnesv duuloi, cav O'f ettani vjev ov't puv iwip vji duumoph comm us vji gopepdoem tofi ug vjopht vjev vjsux qiuqmi ugg - vjiz JEWI nupiz vu tqipf. O qistupemmz vjopl ov't vji sitquptocomovz epf neopvipepdi piifif - vjisi't upi vjoph xiemvjz qiuqmi wemai uwis nupiz epf vjev ot voni.

Moli @Wohomepvi teof, vjot juati ot gus vji lopf ug qiuqmi vjev jewi G-zua nupiz. Qiuqmi vjev jewi vjev lopf ug nupiz vzqodemmz jewi uvjis qiuqmi vjev esi qeof vu muul egvis vjios vjopht.

Iyenqmi: E caffz ug nopi vjev nefi e nopv caomfoph vimidun op Niyodu vimmt ni xjomi xi'si tovvoph ev vji ces vjev ji't qottif ugg cideati jot juati ot e nitt. Ji jef pu ofie vjev xusl xet cioph fupi up jot juati. Jot ettotvepv velit desi ug jot juni, dest, ivd, epf tji notvelipmz tdjifamif vji xuslist gus e voni tji vjuahjv ji'f ci uav ug vji duapvsz.

Vjev't G-zua nupiz.
 
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