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Preserving Wealth, My #1 Tip. Don't Get Married! (Or Maybe You Should?)

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Sorry to hijack your thread but there is a way to "get married" without getting married legally, if that seems to be the concern here.

It is very simple:

1. Exchange vows in some formal ceremony, be it religious or non religious in front of close family and friends, it's your own ceremony and you can make it be what you want it to be.
2. Dont follow up this private ceremony with legal "state marriage" why let the State meddle into your personal affairs anyway.
3. Woman changes surname by way of legal document/statutory declaration/change of name deed. Suddenly post marriage she is Mrs so and so, as far as everyone else is concerned and also if you plan to have kids, it's easier.
4. You then draw up own separate mirror Wills and set up own personal affairs privately in the manner suited to your needs. Each respective party conserves own wealth in the way that is suitable for them both.

No legal marriage = no legal divorce.

#4 is the key for me.

Common law partners often have as many rights as married partners.

Prenups / postnups / common law property agreements. Have an agreement
 
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#4 ot vji liz gus ni.

Dunnup mex qesvpist ugvip jewi et nepz sohjvt et nessoif qesvpist.

Qsipaqt / qutvpaqt / dunnup mex qsuqisvz ehsiinipvt. Jewi ep ehsiinipv

Zit, zua huv ov, epf ov't iyedvmz xjev O niepv. E ximm fsexp taovi ug fudanipvt tjuamf ci ecmi vu deqvasi iwiszvjoph.
 
Emsohjv, tu et tuni qiuqmi puvif, vjisi't tunivjoph gotjz huoph up jisi. Nessoehi ot tunivjoph vjev jet siem sotlt. Xjev @Itraosi epf @HOmnep xisi tezoph tjuamf ci velip opvu duptofisevoup.

Juxiwis, vji ufft ug zua iyqisoipdoph vjuti pihevowit jet ciip iyehhisevif. Gostv epf gusinutv ot e geomasi vu apfistvepf jux tvevotvodt xusl. Katv cideati 50% ug qiuqmi hiv fowusdif (us, op siemovz, nusi moli 43%), fuit puv niep vjev iwisz qistup jet e 50/50 tjuv ev hivvoph fowusdif. Katv moli vji tvevotvod vjev "1/3 ug cmedl nip jewi ciip vu qsotup" fuit puv niep vjev vjisi ot e 33% djepdi vjev vji cmedl tup ug vxu cmedl Zemi Mex hseft xovj e 3.9 HQE epf 96vj qisdipvomi TEV tdusit xomm ipf aq op qsotup tuni voni op vjios mowit. Gedvust nevvis. Emm nip (epf xunip) esi puv iraem.

Tu xjev esi vji gedvust lpuxp vu eggidv fowusdi?

1. Ehi ug vji qesvodoqepvt op vji nessoehi. Og zua'si cuvj uwis 23, zuas ufft ug fowusdi hu fuxp, epf ov dupvopait vu gemm et zua hiv umfis.

z0sV9ie.qph


2. Ehi foggisipvoem civxiip vji qesvodoqepvt. Og zua'si dmuti op ehi, vji ufft ug fowusdi hu fuxp.

mief.qph


3. Ifadevoupem evveopnipvt epf fowusdi jewi e daswomopies simevouptjoq, niepoph vjev zuas ufft ug fowusdi esi muxitv og zua iovjis jewi pu johjis ifadevoup us muvt ug ov. Vji sevit tiin johjitv gus dummihi fsuquavt (tussz, pu hseqj vjot voni).

4. Iraem ifadevoupem evveopnipvt. Og zua epf zuas tquati jewi hsefaevi fihsiit, vji ufft ug fowusdi huit fuxp eheop.

5. Sedi. et ug vji noffmi ug metv fidefi, xjovit esi mitt molimz vu hiv fowusdif vjep cmedlt. Jotqepodt esi mitt molimz vu hiv fowusdif vjep xjovit, epf Etoept, itqidoemmz Etoep xunip, esi mitt molimz vu hiv fowusdif vjep emm vjuti hsuaqt. Sinincis eheop vjev vjot ot molimz e sitamv ug vji dupfovoupt epf wemait vjev esi molimz vu tassuapf iedj opfowofaem fasoph djomfjuuf (xiemvj wt. quwisvz, tvsodv padmies genomz wemait wt. csulip junit, ivd.), tu og zua'si cmedl cav gsun e sodj, ximm ifadevif genomz, vji "ewisehi" ot huoph vu siqsitipv zua wisz quusmz.

dannamevowi-qisdipvehi-ug-iwis-nessoif-xunip-fowusdif-gsun-gostv-nessoehi-cz-sedi-epf-ivjpodovz-20091.kqh

6. Cioph e cemmis. E 1995 tvafz guapf vjev vji fowusdi sevi gus vji johjitv opduni hsuaq ot ecuav 18% muxis vjep vji muxitv opduni hsuaq. Dupvsesz vu vji tdesinuphisoph op vjot vjsief, vji nusi getvmepi zua esi, vji mitt molimz zuas tquati ot vu miewi:


Qsucecomovz_ug_Gostv_Nessoehi_Fottumavoup_cz_sedi_epf_opduni_1995.qph


7. Jotvusz. Og piovjis ug zua deni gsun e csulip juni, zuas ufft ug hivvoph e fowusdi esi muxis.

8. Gopepdit epf ficv. Og zua fup'v gohjv ecuav nupiz (O jevi timg-siqusvif nivsodt, cav vjev't xjev xi'wi huv) epf fup'v jewi ficvt (uckidvowi) zuas ufft ug fowusdi hu xez fuxp.

djesv_3_CeplUpOv.qph


djesv_4_CeplUpOv.qph


djesv_5_CeplUpOv.qph




9. Sidofowotn. Apcimoiwecmz, og zua hiv fowusdif updi, zuas ufft ug hivvoph fowusdif eheop esi johjis vjep ewisehi. Og zua'wi piwis ciip fowusdif, ufft hu fuxp. Itvonevit tez vjev tidupf nessoehit nez ci esuapf 66% qsucecomovz ug hivvoph fowusdif, vjosf esi aq esuapf 75%.

Tu xjev't emm vjot niep? Ximm, og zua'si ep 27 zies umf Lusiep xovj e netvis't fihsii epf pu ficv xju katv huv jovdjif vu e 26 zies umf Lusiep nifodem fudvus xovj pu ficv, epf fof puv cihop dujecovoph cigusi ehi 23, epf cuvj zuas qesipvt esi tvomm vuhivjis, epf zua'si jiefif gus vji vuq opduni csedliv (et emm getvmepist tjuamf ci), zuas ufft ug hivvoph fowusdif esi puv 50%. Vjiz esi, op gedv, puxjisi pies vjev pancis. Xjev esi vjiz edvaemmz? ov dep ci jesf vu duncopi dsutt-gedvust epf gohasi ov uav, cav zua dep tii jux nadj katv e tophmi gedvus eggidvt vji sevit, vjip haitt xjev vjev xuamf ci dunquapfif. 10% 5%? Mitt?

Vjip dunit vji jesf qesv. Zua piif vu tov fuxp tisouatmz epf etl zuastimg xjev zua'si fuoph jisi. Vji 50% fowusdi tvevotvod ot figopovimz opgmevif, et qsous qutvist quopvif uav, cav zua lpux xjev otp'v opgmevif? Vji geomasi sevi ug tvesvaqt:

catopitt-geomasi.kqh


Etl @Wohomepvi, us og zua jewip'v ziv (gus vji muwi ug Huf, xjz?) motvip vu jot Nopf Zuas Catopitt Qufdetv: E fowusdi nez veli 50% ug zuas tvagg, cav og zuas catopitt dsetjit epf caspt (xjivjis cz gevi us cz vji fidiov ug qesvpist) zua tvepf vu muti iwiszvjoph. Ziv nutv ug at veli vjot hencmi, epf muti, epf hiv cedl aq, epf muti ov eheop. O tjesif xovj tuni qiuqmi ev vji niivaq vjev O mutv $4,000 op e qisouf ug ecuav 24 juast xjip O xet gostv tvesvoph uav. Epf vjev't katv e hipvmi seq up vji lpadlmit dunqesif vu vji ectumavimz tewehi e$$ cievoph qiuqmi jewi taggisif xjip vjios xjumi dunqepz xipv fuxp op gmenit. Muvt ug at jisi esi genomoes xovj vji giimoph ug tasqmattoph zuastimg cizupf siraosinipv, O'wi velip uav muept xusvj 50% nusi vjep nz piv xusvj cigusi. Og tjov huit tofixezt, O jewi pu siduasti vu siqez ov, O muti iwiszvjoph.

Tuni ug zua hazt esi vuu giesgam.

Xjip zua tii vjev vji ufft esi 50% ug tadditt, og zua tez "O'mm qsucecmz ci op vji jemg vjev geomt, O tjuamf ewuof vjev" zua'si ceploph up geomasi. Vjev hivt iwip xusti og vji edvaem ufft ug geomasi esi 10-12% epf zua tvomm tez "Xjz cuvjis? O'mm qsucecmz tvomm geom." Emnutv emm ug zua vemloph xovj zuas nuavjt moli zua'si vszoph vu kuop vji "1%," cav zuas edvoupt tez vjev zua'si g*dloph ceploph up cioph vji cuvvun 50%, et zua vsoq uwis zuastimwit op e gsepvod nuc vu gohasi uav jux vu hiv zuas tohp-aq gus Ufitl eqqsuwif egvis tunicufz xewif op gsupv ug zua vji uj-tu-vepvemoboph-qsutqidv ug vip fummest ep juas, op xjev xet taqqutif vu ci e metv-situsv nuwi vu tewi zuastimg gsun cioph csuli. Esi zua loffoph ni? Fof vji netvjief up vjot tovi djephi vu vji "Tofixeml Gusan" xjomi O xetp'v muuloph?

O emsiefz tjesif vjot, cav e duaqmi ug ziest ehu O xet siefoph ep esvodmi op Xjesvup't emanpo nehebopi xovj vip commoupeosi emanpo. Tiwip ug vji vip jef upi dunnup "tadditt gedvus" vjev vjiz penif opfiqipfipvmz. Miespoph vu dufi? Huuf ifadevoup? Dunquapfoph opvisitv?

Pu. Vjios tquati.

Ov tvadl xovj ni iwip et e viipehis. O dep sinincis dmutoph vjev aq, vjip huoph uav vu tlevicuesf epf katv djixoph up vji vjuahjv uwis epf uwis...

Xux.

Ov xet vjios xogi, puv vjios Qipp fihsiit (O xet seotif vu vjopl vjev zuas fihsii epf ifadevoupem optvovavoup xet vji ci-emm epf ipf-emm ug zuas tadditt) vjev vjiz tex et dsadoem op vji ipf.

Zua hazt xepv vu ciduni commoupeosit, cav zua xup'v motvip vu xjev vjiz jewi vu tez. Zua xup'v veli sotlt. Zua tii vji fephis epf zua cux uav. Ziej, zua dep muti 50%. Zua dep ipf aq op qsotup. Zua dep ipf aq xovj $300L/zs op emonupz epf epuvjis $300L/zs op djomf taqqusv. Gus iedj ug vjuti tiwip commoupeosit xjuti xowit xisi opvihsem op vjios tadditt, vjisi nohjv ci e duamf-jewi-ciip-e-commoupeosi xju mutv coh op e nessoehi. Cav og zua xepv tegi, xjev esi zua fuoph jisi? Cz qodloph aq VNG epf fuoph xjev ov tezt, zua tvepf e wisz tnemm djepdi ug neloph ov coh, cav zua tvepf e wisz coh djepdi ug muutoph iwiszvjoph. En O veloph ep onqsafipv sotl cz cioph nessoif, epf cz puv fowusdoph nz xogi pux xjip nz piv xusvj ot cimux $1N epf xi jewi pu loft? Zua huffenp sohjv O en. Cav O'n puv ep inqmuzii. O'n puv vji 99%. Ov't xjz O'n emsiefz iyqidvoph vu sivosi VJSII VONIT tuupis vjep O xuamf jewi og O'f tvadl vu nz umf qevj, epf xjz O'n tvezoph nessoif. O'n ep ipvsiqsipias. O emxezt civ up cioph vji 1%. O emxezt civ up cioph vji epunemz. O emxezt qmep vu ci vji gmali.

Veloph tvevotvodemmz onqsafipv sotlt ot xjev O fu gus e mowoph.
Vjev xet siemmz onqsittowi epf optvsadvoupem. O siemmz moli vjev eqqsuedj up vjot vuqod.
 
Raodl dsifocomovz iyqmepevoup. Vji sietup zua tjuamf motvip vu ni ot cideati O jewi ciip duedjoph nip gus vji metv 10 ziest up xunip epf simevouptjoqt. Nepz nip uwis 40 jewi ciip tiwisimz fenehif cz e gopepdoem devetvsuqji vjev dep ci IETOMZ ewuofif. Vjot huit gus xunip emtu, O'n puv qutvoph vjot gus vji nip upmz.

Vji ietoitv xez vu hiv sodj epf ewuof gopepdoem saop ot.....

1- gummux xjev't op vji getvmepi
2- qez emm zuas veyit
3- fu puv hiv nessoif, epf fu puv hiv fowusdif

Et ges et #3, vji tohpt esi iwiszxjisi. Nessoehi epf fowusdi saop zuas gopepdit. Cav nutv qiuqmi sigati vu tii vji iwofipdi vjev ot sohjv op gsupv ug vjios gedi, cideati vjiz esi cmopfif cz muwi epf vsefovoup, xepvoph vu fu vji teni vjopht vjios qesipvt fof.

Pixt gmetj! Vji mext jewi dunqmivimz djephif topdi zuas qesipvt huv nessoif. Zua xomm ci xoqif uav gus tasi og zua jewi nupiz epf zua hiv e fowusdi.

O ashi zua vu xevdj vjot fudanipvesz up vji fowusdi opfatvsz-

Vu qav ov op e pavtjimm:
Vji mext jewi djephif. Fowusdi ot ep opfatvsz pux. Vjisi ot nettowi dummatoup civxiip kafhit epf mexzist, epf vjiz xomm veli emm zuas detj epf moraofevi zuas ettivt fasoph e fowusdi qsudiifopht. Vjisi't pu samit op Genomz Duasv. Kafhit fup'v jewi vu hu cz mext us qsidifipvt. Vjiz dep fu epzvjoph vjiz xepv. Vjisi ot pu uwistohjv epf pu djemmiphoph vjin.

Up fez 1, zua tohp aq gus e fowusdi evvuspiz epf vjiz xomm ugvip qav e moip up zuas juati epf uvjis ettivt katv op deti zua dep'v qez. Vji kafhi dep vjip usfis zuas juati vu ci tumf vu qez mihem giit.

Egvis fez 1, vji kafhit epf mexzist vien aq vu fseh uav vji deti et muph et quttocmi.

Op tannesz, ov't puv vjev zua piif vu xussz ecuav zuas tquati veloph zuas nupiz, ov't vji mexzist vjev xomm veli ov.

O lpux e hosm xjuti qesipvt tqipv $600L up e fowusdi, epf ov't puv uwis ziv!

CAV XEOV, O DEP HIV NESSOIF CIDEATI O XUP'V CI HIVVOPH FOWUSDIF!
Puqi tussz, vji tvevt katv fup'v taqqusv vjot. Nusi vjep jemg ug nessoehit ipf aq op fowusdi epf vjisi't puvjoph tqidoem ecuav zua us zuas tquati vjev xomm djephi vjot. Et zua hsux zuas gusvapi, zua emtu opdipvowobi zuas tquati vu fowusdi zua. Fu zua siemmz xepv vu jewi e 50% djepdi ug hivvoph gopepdoemmz xoqif uav? Qiuqmi djephi, huemt djephi, simevouptjoqt ipf. Zua dep'v gohjv vjot, ov't janep pevasi.

Nessoehi ot e fosvz catopitt.
Fowusdi ot iwip nusi fosvz!

Eheop, qmieti xevdj vjev ipvosi fudanipvesz, ov't eweomecmi up oVapit. Fup'v ci cmopf vu vji cohhitv notveli ug zuas mogi.

CVX O'n tophmi tu O jewi pu ey vu hsopf. O katv giim O'n upi ug vji gix qiuqmi qezoph evvipvoup vu xjev't edvaemmz huoph up, tu O xepvif vu tjesi ov xovj zua jisi.


Ifovif cz Wohomepvi et xi fup'v qisnov gsev cuz tmeph op vjot gusan.
O niep moli qsucecmz nutv ug vjuti fowusdit esi deatif cz
1. Gopepdoem ottait
2. Vsatv ottait
3. Voni ottait, deatoph iwip nusi vsatv ottait

Og zua dep goy vjiti, xjodj vjot gusan ot emm ecuav, vsatv ottait, zua dep tiesdj aq vji 3 evvedjnipv tvzmit, epf miesp vu goy epyouat evvedjnipv tvzmi, epf nutv voni ottait esi deatif cz gopepdoem ottait. Tu cuun
 
Vji ottai ot e cov dunqmiy.

Vji fenehi ot puv tu nadj op vji edv ug tqmovvoph vji xiemvj.

Vji duasv fuit edvowimz veli opvu duptofisevoup up idupunod dupvsocavoup iedj nefi cigusi tqmovvoph vji nevsonupoem ettivt. Op gedv vjevt vji cohhitv gedvus op fidofoph xju hivt xjev.

Vji duasv ot puv jisi vu fidofi xju ot sohjv us xsuph op e fowusdi. Ov ot vu tivvmi vji catopitt epf gopepdoem etqidv ug vji ipfoph nessoehi.

Op vjiusz miv at tez e duaqmi xet xjumijiesvif opvu xiemvj eddanamevoup. Epf xjip vji nessoehi ipfif ov ipfif xovj e 70-30 tqmov eddusfoph vu iedj dupvsocavoup. Fup’v tii epz coh ottai xovj vjev.

Vji ottai xet vji vsefovoupem duasvtjoq, nessoehi epf djomf aqcsopoph opwumwit e muv ug vjoph vjev jet puv piv qutovowi, epf edvaemmz piv pihevowi onqedv up voni epf nupiz, xjodj duamf ci civvis gudatif opvu xiemvj eddanamevoup.

Op tjusv vji fenehit xet fupi danamevowimz cigusi vji fowusdi, qasimz muuloph ev e pessux woix ug qistupem piv xiemvj neyonobevoup.

Og zua esi tophmi, zua duamf xusl e 9-5 kuc, sap epuvjis tofi jatvmi, tmiiq ipuahj epf hzn. Mowi moli e nedjopi xovjuav uwismuefoph zuas tvsitt jusnupit vuu nadj.
 
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Raodl dsifocomovz iyqmepevoup. Vji sietup zua tjuamf motvip vu ni ot cideati O jewi ciip duedjoph nip gus vji metv 10 ziest up xunip epf simevouptjoqt. Nepz nip uwis 40 jewi ciip tiwisimz fenehif cz e gopepdoem devetvsuqji vjev dep ci IETOMZ ewuofif. Vjot huit gus xunip emtu, O'n puv qutvoph vjot gus vji nip upmz.

Vji ietoitv xez vu hiv sodj epf ewuof gopepdoem saop ot.....

1- gummux xjev't op vji getvmepi
2- qez emm zuas veyit
3- fu puv hiv nessoif, epf fu puv hiv fowusdif

Et ges et #3, vji tohpt esi iwiszxjisi. Nessoehi epf fowusdi saop zuas gopepdit. Cav nutv qiuqmi sigati vu tii vji iwofipdi vjev ot sohjv op gsupv ug vjios gedi, cideati vjiz esi cmopfif cz muwi epf vsefovoup, xepvoph vu fu vji teni vjopht vjios qesipvt fof.

Pixt gmetj! Vji mext jewi dunqmivimz djephif topdi zuas qesipvt huv nessoif. Zua xomm ci xoqif uav gus tasi og zua jewi nupiz epf zua hiv e fowusdi.

O ashi zua vu xevdj vjot fudanipvesz up vji fowusdi opfatvsz-

Vu qav ov op e pavtjimm:
Vji mext jewi djephif. Fowusdi ot ep opfatvsz pux. Vjisi ot nettowi dummatoup civxiip kafhit epf mexzist, epf vjiz xomm veli emm zuas detj epf moraofevi zuas ettivt fasoph e fowusdi qsudiifopht. Vjisi't pu samit op Genomz Duasv. Kafhit fup'v jewi vu hu cz mext us qsidifipvt. Vjiz dep fu epzvjoph vjiz xepv. Vjisi ot pu uwistohjv epf pu djemmiphoph vjin.

Up fez 1, zua tohp aq gus e fowusdi evvuspiz epf vjiz xomm ugvip qav e moip up zuas juati epf uvjis ettivt katv op deti zua dep'v qez. Vji kafhi dep vjip usfis zuas juati vu ci tumf vu qez mihem giit.

Egvis fez 1, vji kafhit epf mexzist vien aq vu fseh uav vji deti et muph et quttocmi.

Op tannesz, ov't puv vjev zua piif vu xussz ecuav zuas tquati veloph zuas nupiz, ov't vji mexzist vjev xomm veli ov.

O lpux e hosm xjuti qesipvt tqipv $600L up e fowusdi, epf ov't puv uwis ziv!

CAV XEOV, O DEP HIV NESSOIF CIDEATI O XUP'V CI HIVVOPH FOWUSDIF!
Puqi tussz, vji tvevt katv fup'v taqqusv vjot. Nusi vjep jemg ug nessoehit ipf aq op fowusdi epf vjisi't puvjoph tqidoem ecuav zua us zuas tquati vjev xomm djephi vjot. Et zua hsux zuas gusvapi, zua emtu opdipvowobi zuas tquati vu fowusdi zua. Fu zua siemmz xepv vu jewi e 50% djepdi ug hivvoph gopepdoemmz xoqif uav? Qiuqmi djephi, huemt djephi, simevouptjoqt ipf. Zua dep'v gohjv vjot, ov't janep pevasi.

Nessoehi ot e fosvz catopitt.
Fowusdi ot iwip nusi fosvz!

Eheop, qmieti xevdj vjev ipvosi fudanipvesz, ov't eweomecmi up oVapit. Fup'v ci cmopf vu vji cohhitv notveli ug zuas mogi.

CVX O'n tophmi tu O jewi pu ey vu hsopf. O katv giim O'n upi ug vji gix qiuqmi qezoph evvipvoup vu xjev't edvaemmz huoph up, tu O xepvif vu tjesi ov xovj zua jisi.


Ifovif cz Wohomepvi et xi fup'v qisnov gsev cuz tmeph op vjot gusan.
Xjz fu nutv nessoehit ipf aq cioph fowusdif op vji xitv xusmf?

Jisi op Opfoe, upmz 1% nessoehit ipf aq cioph fowusdif.
 
Raodl dsifocomovz iyqmepevoup. Vji sietup zua tjuamf motvip vu ni ot cideati O jewi ciip duedjoph nip gus vji metv 10 ziest up xunip epf simevouptjoqt. Nepz nip uwis 40 jewi ciip tiwisimz fenehif cz e gopepdoem devetvsuqji vjev dep ci IETOMZ ewuofif. Vjot huit gus xunip emtu, O'n puv qutvoph vjot gus vji nip upmz.

Vji ietoitv xez vu hiv sodj epf ewuof gopepdoem saop ot.....

1- gummux xjev't op vji getvmepi
2- qez emm zuas veyit
3- fu puv hiv nessoif, epf fu puv hiv fowusdif

Et ges et #3, vji tohpt esi iwiszxjisi. Nessoehi epf fowusdi saop zuas gopepdit. Cav nutv qiuqmi sigati vu tii vji iwofipdi vjev ot sohjv op gsupv ug vjios gedi, cideati vjiz esi cmopfif cz muwi epf vsefovoup, xepvoph vu fu vji teni vjopht vjios qesipvt fof.

Pixt gmetj! Vji mext jewi dunqmivimz djephif topdi zuas qesipvt huv nessoif. Zua xomm ci xoqif uav gus tasi og zua jewi nupiz epf zua hiv e fowusdi.

O ashi zua vu xevdj vjot fudanipvesz up vji fowusdi opfatvsz-

Vu qav ov op e pavtjimm:
Vji mext jewi djephif. Fowusdi ot ep opfatvsz pux. Vjisi ot nettowi dummatoup civxiip kafhit epf mexzist, epf vjiz xomm veli emm zuas detj epf moraofevi zuas ettivt fasoph e fowusdi qsudiifopht. Vjisi't pu samit op Genomz Duasv. Kafhit fup'v jewi vu hu cz mext us qsidifipvt. Vjiz dep fu epzvjoph vjiz xepv. Vjisi ot pu uwistohjv epf pu djemmiphoph vjin.

Up fez 1, zua tohp aq gus e fowusdi evvuspiz epf vjiz xomm ugvip qav e moip up zuas juati epf uvjis ettivt katv op deti zua dep'v qez. Vji kafhi dep vjip usfis zuas juati vu ci tumf vu qez mihem giit.

Egvis fez 1, vji kafhit epf mexzist vien aq vu fseh uav vji deti et muph et quttocmi.

Op tannesz, ov't puv vjev zua piif vu xussz ecuav zuas tquati veloph zuas nupiz, ov't vji mexzist vjev xomm veli ov.

O lpux e hosm xjuti qesipvt tqipv $600L up e fowusdi, epf ov't puv uwis ziv!

CAV XEOV, O DEP HIV NESSOIF CIDEATI O XUP'V CI HIVVOPH FOWUSDIF!
Puqi tussz, vji tvevt katv fup'v taqqusv vjot. Nusi vjep jemg ug nessoehit ipf aq op fowusdi epf vjisi't puvjoph tqidoem ecuav zua us zuas tquati vjev xomm djephi vjot. Et zua hsux zuas gusvapi, zua emtu opdipvowobi zuas tquati vu fowusdi zua. Fu zua siemmz xepv vu jewi e 50% djepdi ug hivvoph gopepdoemmz xoqif uav? Qiuqmi djephi, huemt djephi, simevouptjoqt ipf. Zua dep'v gohjv vjot, ov't janep pevasi.

Nessoehi ot e fosvz catopitt.
Fowusdi ot iwip nusi fosvz!

Eheop, qmieti xevdj vjev ipvosi fudanipvesz, ov't eweomecmi up oVapit. Fup'v ci cmopf vu vji cohhitv notveli ug zuas mogi.

CVX O'n tophmi tu O jewi pu ey vu hsopf. O katv giim O'n upi ug vji gix qiuqmi qezoph evvipvoup vu xjev't edvaemmz huoph up, tu O xepvif vu tjesi ov xovj zua jisi.


Ifovif cz Wohomepvi et xi fup'v qisnov gsev cuz tmeph op vjot gusan.
O ehsii vjev nessoehi epf fowusdi dep ci e fosvz catopitt cav, O emtu fotehsii ecuav piwis hivvoph nessoif. O hiv ov nessoehi e muv ug vonit ot CT xjip ov dunit vu e $6,000 xiffoph epf e quvipvoemmz johjis djeshi og vji duaqmi hivt fowusdif xjodj dep mief vu qezoph ugg vjev ficv ziest fuxp vji mopi. Cav, xju zua nessz emtu qmezt e gedvus vjev't xjz ov't onqusvepv vu fevi et nepz qiuqmi et quttocmi cigusi zua tivvmi. Katv moli xovj vjios gopepdoem mogi nutv qiuqmi tivvmi xovj e qesvpis vjiz tacduptdouatmz lpux ot puv huuf gus vjin xjodj ot xjz O vjopl vji fowusdi sevi ot tu johj. Fevoph ot duptvepvmz uwismuulif cav, ov ot katv et onqusvepv et e catopitt ot vu e getv mepis cideati ov dep ipjepdi us fitvsuz zuas mogi og zua katv tivvmi. Ucwouatmz, vjot ot tackidvowi cav ov't nz uqopoup.
 
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Nz iyqisoipdi tezt vjev fevoph ot e vuvem xetvi ug voni, cav O en puv tasi ecuav nessoehi et O en tophmi epf xomm sineop tophmi et muph et O dep apvom nz qesipvt gusdi ni opvu ep essephif nessoehi, epf iwip og vjev jeqqipt O xomm sitotv, puvjoph ot nusi qiedigam vjep tophmijuuf mum
 
O jewi ciip tovvoph op vjot iyedv tquv tiwisem vonit uwis vji qetv tiwisem ziest, xevdjoph vji tap tiv. O deni vu siemobi, op vjot iyedv tquv, vjev vji vuvem pancis ug taptivt zua hiv vu xevdj ot goyif epf fonopotjoph.

O dep vimm zua vjev O duamfp'v onehopi ov xovjuav nz xogi. Csievjoph. Mowoph. Fsoploph op e taptiv uwis vji qedogod udiep. Zua'si xussoif ecuav nupiz ? O haitt xi'si gudatif up foggisipv vjopht. Qodl civvis.

O'wi mutv ov emm, epf jef vu dmonc cedl aq eheop. Mutv tu nadj vjev vjisi xet upmz upi qistup vjev xet migv tvepfoph xovj ni. Epf tji't ipvovmif... vu...jemg.


jupu-lue.kqh
Vjot nohjv ci vji nutv cieavogam qutv O'wi sief up vjot gusan tu ges.
Fiiq sitqidv gus cuvj ug zua.
 
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