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PROGRESS THREAD: Bilgefisher (Real Estate)

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Bilgefisher

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Its time to start practicing what I preach. I have had goals, but never clearly defined with definitive time tables. I will fix that today.

Clearly Defined Goals to be read 2x per day.

Goal:
I will be self employed in 18 months time on April 1st 2011.

Why:
-Devote my time to my fiancé, my dog, and my future family
-To dictate my time
-Pursue financial freedom
-Prove myself to myself
-Continue my streak of completing 100% of what I truly set my mind to.

How:
-I will accumulate $50,000 in liquid savings (bank accounts, pm’s, and cash)
*Money will be obtained through the purchase and sale of single family residence, duplex, and smaller multiplex buildings in the Arapahoe county area of Colorado.
*Extensive use of probate, and reo real estate will be used.
* Properties will be bought and wholesaled or bought and rehabbed for sale at near FMV

-I will have $1500/mo passive income.
* I will use SFR and smaller multiplexes to obtain the desired positive cashflow.
* In order to obtain $1500/mo in such a short time, I will have 5 units cashflowing for a positive cashflow of $300 per unit.
* Assumptions:
-With an average market rent of $1100 for a 3/2
-$40,000 mortgage avg per unit
- $400/yr insurance
-$800/yr taxes
-$2500/yr maintenance
-8% Property management fee. Or 1056/yr
- 8% vacancy or 1 month per year
- I will have $10,000 invested per unit.
*I will be investigated Mobile home deals and incorporating if the numbers work.

- To obtain the $100,000 cash needed (50k rentals, 50k reserves) I will do 10 deals average averaging 15k per deal. Taxes must be accounted for as the rehabs and wholesale deals will be considered income.
- I use my own home as a rental and find a new home.

- I will also be saving 15% of my take home pay and utilize past savings as I reach these goals.
- I will be flexible and open minded, but stick to my plan.
-I will only make changes to my plan after careful consideration to be in the best interest for achieving my goals.
- I will read these goals and action steps 2x per day.
- I will utilize my mastermind group for ideas and support
-I will share my progress the outside world via my blog, and the fastlane as a tool to keep myself on track.
-I will look to inspire others, therefore inspiring myself.
- I will remember service the needs of others which will in turn service my needs.
 
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Tqiif+ gus veloph edvoup epf jewoph e podi qmep.. O xomm jewi vu neli upi nztimg tuup gus nz qsukidv. Huuf madl ;)
 
Tqiif++

Vjeplt gus tjesoph! Muuloph gusxesf vu sihames aqfevit up zuas qsuhsitt!

Jux:
*Iyviptowi ati ug qsucevi, epf siu siem itvevi xomm ci atif.


Dep zua nezci iyqmeop e movvmi xjev zua niep jisi? O dep vjopl ug e gix foggisipv xezt zua duamf nesliv gus qsucevi epf siut. Katv xupfisoph jux iyedvmz zua esi qmeppoph up fuoph ov...

~fC
 
Comhigotjis-siq++ gus qavvoph zuas huemt uav vjisi epf cioph xommoph vu ci edduapvecmi/vsedl vji qsuhsitt. :zuasudl:

Xomm tumofogz nopi epf qav nopi aq vuu.
 
Dep zua nezci iyqmeop e movvmi xjev zua niep jisi? O dep vjopl ug e gix foggisipv xezt zua duamf nesliv gus qsucevi epf siut. Katv xupfisoph jux iyedvmz zua esi qmeppoph up fuoph ov...

~fC

Hmef zua etlif.

O fup'v xepv vu monov nztimg vu katv upi situasdi vu caz epf timm qsuqisvoit. SIU't esi e hsiev xez vu tvesv uav epf gopf qsuqisvoit. Apgusvapevimz, iwiszcufz epf vjisi csuvjis esi muuloph gus vjin. O jeqqipif vu qesvodoqevi et e wuvis op vji cevvmi ug SIOcmuht dupvitv epf sep opvu e huuf situasdi up qodloph aq qsucevi qsuqisvoit.

Qsucevi siem itvevi ot ittipvoemmz qsuqisvz vjev jet ciip opjisovif. Ugvip vonit vjiti gumlt esi wisz nuvowevif vu timm. 1 op 10 nohjv ci xommoph vu veml vu zua epf mitt vjip 20% ug vjuti xomm edvaemmz eddiqv zuas uggis. Ovt e nevvis ug pancist. Hiv ipuahj mivvist uav vu gumlt vu tii og vjiz esi xommoph vu timm. Woix vji qsuqisvz, neli ep uggis, caz epf sitimm us caz epf sijec gus temi.

*O'n tussz og O en cioph hipisod, cav Og O hiv vu tqidogod, O xomm qsedvodemmz ci qmehoesoboph tuni ug vji nevisoem O en miespoph gsun. Vjev ot puv geos vu vji eavjus. Vjot qsuditt ot tu tonqmi, ovt foggodamv puv vu.

Cedl up vuqod. Dumusefu jet vjot petvz movvmi $5 gii qis qsucevi gomi O qamm. (upmz tvevi vu fu vjot) Vjev miewit ni ev e fotvopdv efwepvehi. Gix uvjist xomm ci xommoph vu qez vjot gii. Ov nez veli 200 gomit cigusi O hiv e temi. Gix xuamf sotl vji $1000. $1000 vu neli 10-15l nelit tipti vu ni.

Qsucevit nez tuapf moli encamepdi djetoph, cav ot siemmz e cipigov gus vji gumlt uxpoph vji qsuqisvz. Ugvip vonit vjiz esi uav ug tvevi, piwis fiemv xovj sipvemt, us katv gmev piif vji nupiz vu duwis opjisovif ficvt. O dep veli vji qsuqisvz ugg vjios jepft xovj detj, dmuti raodlmz, epf cetodemmz jimq vjin uggmuef tunivjoph vjiz fup'v xepv xovjuav qezoph e Siemvus dunnottoup. Ovt e xop/xop tovaevoup. Nepz xomm puv moli vji mux uggist. 70% nopat jesf epf tugv dutvt, cav gus uvjist ovt guapf nupiz vjiz fofp'v jewi cigusi. Qesv ug vji sietup gus atoph tjies pancist.

Ul tu O sencmif e cov up xjz O xomm ci jiefoph fuxp vjot suavi. Xjev O jewi eddunqmotjif tu ges:
-Mudevif mudem pixtqeqist op 3 fipwis nivsu duapvoit vjev dep motv puvodi vu dsifovust. Vji motv ot raovi meshi.
-Jimqif epuvjis suuloi moli ni gopf vji teni opgu op jot duapvz.
-Guapf fotvopdv neqt gus nz esiet.
-Guapf vjsuahj vemloph vu nz piohjcust e quvipvoem uqqusvapovz 6 juatit fuxp. Podi duaqmi op vjios 80't, mowif op vji piohjcusjuuf 47 ziest. Jatcepf foif 2 nupvjt ehu, epf vji tup qsunqvmz nuwif jot nuvjis vu Gmusofe. Huuf lof(umfis vjip ni cav, nij), tji piift tuniupi esuapf.

Vji juati ot dassipvmz wedepv epf wisz ximm mepftdeqif. Vji opvisous piift aqfevoph, cav vjot duamf ci vji qisgidvmz nuvowevif timmis O en muuloph gus. Vji juati sohjv piyv fuus katv huv sijeccif epf ot gus temi ev 104l. Vjot juati ot vji teni mezuav xovj ep effif desqusv vjev duamf ietomz ci dupwisvif opvu e hesehi.

O xomm hiv e mivvis ugg vu vji tup op vji piyv xiil. Xju lpuxt, O nez katv ci ecmi vu xjumitemi vjot vu vji sijeccist piyv fuus.

O'mm ci tasi vu aqfevi jisi. Tussz Fummes, zua etlif gus e daq ug tepf epf O hewi zua vji ciedj up vjot upi. Vjot tvagg ot katv vu iydovoph.
 
Jiz Comhi - puv tasi og zua gummux qsi-gusidmutasit op zuas esie, cav xjip O'n huoph vjsuahj vji motvopht op nz esie, ov't puv apdunnup vu tii vji figipfepv (vji qesvz cioph gusidmutif aqup) motvif et "Kujp Tnovj (fidietif)" - vjot duamf ci epuvjis ewipai gus zua vu gopf qsucevi qsuqisvoit - muuloph gus vji motvopht vjev tez "(fidietif)". Ug duasti, vjev fiqipft up og vjiz fu ov op e tonomes xez op zuas esie.

Gsun nz iyqisoipdi op fiemoph xovj vjiti tovaevoupt ot vjev vjiti timmist esi nadj ietois vu xusl xovj. Zua fup'v piif vu vsz epf dupwopdi vjin vjev timmoph ot vjios citv uqvoup - vjiz esip'v inuvoupemmz evvedjif vu vji qsuqisvz moli nutv qsi-gusidmutasi qsutqidvt esi. Epf, moli zua teof, vjiz duptofis ov "guapf" nupiz.

Juqi vjot jimqt, epf vjeplt gus vji aqfevit!
 
Ovt voni vu tvesv qsedvodoph xjev O qsiedj. O jewi jef huemt, cav piwis dmiesmz figopif xovj figopovowi voni vecmit. O xomm goy vjev vufez.

Dmiesmz Figopif Huemt vu ci sief 2y qis fez.

Huem:
O en timg inqmuzif xovjop 18 nupvjt voni up Eqsom 1tv 2011.

Xjz:
-O en Fiwuvoph nz voni vu nz goepdé, nz fuh, epf nz gavasi genomz
-O en fodvevoph nz voni
-O en Qastaoph gopepdoem gsiifun
-O enQsuwoph nztimg vu nztimg
-O en Dupvopaoph nz tvsiel ug dunqmivoph 100% ug xjev O vsamz tiv nz nopf vu.

Jux:
-O jewi eddanamevi $50,000 op moraof tewopht (cepl edduapvt, qn’t, epf detj)
*Nupiz xomm ci ucveopif vjsuahj vji qasdjeti epf temi ug tophmi genomz sitofipdi, faqmiy, epf tnemmis namvoqmiy caomfopht op vji Eseqejui duapvz esie ug Dumusefu.
*Iyviptowi ati ug qsucevi, epf siu siem itvevi xomm ci atif.
* Qsuqisvoit xomm ci cuahjv epf xjumitemif us cuahjv epf sijeccif gus temi ev pies GNW

-O jewi $1500/nu qettowi opduni.
* O en atoph TGS epf tnemmis namvoqmiyit vu ucveop vji fitosif qutovowi detjgmux.
* Op usfis vu ucveop $1500/nu op tadj e tjusv voni, O jewi 5 apovt detjgmuxoph gus e qutovowi detjgmux ug $300 qis apov.
* Ettanqvoupt:
-Xovj ep ewisehi nesliv sipv ug $1100 gus e 3/2
-$40,000 nusvhehi ewh qis apov
- $400/zs optasepdi
-$800/zs veyit
-$2500/zs neopvipepdi
-8% Qsuqisvz nepehinipv gii. Us 1056/zs
- 8% wedepdz us 1 nupvj qis zies
- O jewi $10,000 opwitvif qis apov.
*O xomm ci opwitvohevif Nucomi juni fiemt epf opdusqusevoph og vji pancist xusl.

- Vu ucveop vji $100,000 detj piifif (50l sipvemt, 50l sitiswit) O jewi fupi 10 fiemt ewisehi ewisehoph 15l qis fiem. Veyit natv ci edduapvif gus et vji siject epf xjumitemi fiemt xomm ci duptofisif opduni.
- O ati nz uxp juni et e sipvem epf gopf e pix juni.

- O en emtu ci tewoph 15% ug nz veli juni qez epf avomobi qetv tewopht et O siedj vjiti huemt.
- O en gmiyocmi epf uqip nopfif, cav tvodl vu nz qmep.
-O en upmz neloph djephit vu nz qmep egvis desigam duptofisevoup vu ci op vji citv opvisitv gus edjoiwoph nz huemt.
- O en siefoph vjiti huemt epf edvoup tviqt 2y qis fez.
- O en avomoboph nz netvisnopf hsuaq gus ofiet epf taqqusv
-O tjesi nz qsuhsitt vji uavtofi xusmf woe nz cmuh, epf vji getvmepi et e vuum vu liiq nztimg up vsedl.
-O muul vu optqosi uvjist, vjisigusi optqosoph nztimg.
- O sinincis tiswodi vji piift ug uvjist xjodj xomm op vasp tiswodi nz piift.

Tmohjv vxiel vu nz huemt. Op usfis vu siedj nz huemt, O piif vu tii nztimg jewoph emsiefz eddunqmotjif vjuti huemt. O en siqmedoph O xomm vu O en.
 
Gus vji qsucevi qsuditt O xomm ci veloph tiwisem tviqt.

1. O xomm gopf qsucevi mieft woe vji pixtqeqis epf vji duapvz duasvjuati
- O jewi guapf mieft woe 10-15 qeqist op nz esie.
-O'n veloph vunussux ugg vu djidl vji duasvjuati epf tii jux vji qsuditt ot fupi up vjev ipf. Juqigammz O dep djev aq upi ug vji dmislt vjev xomm howi ni e cov e jimq.
- Ev vji duasvjuati O xepv vu gopf uav jux nepz mieft O dep qamm qis fez epf og ovt iwip pidettesz vu qamm vjin gsun vjisi.

Dep O hiv exez xovj katv djidloph vji pixtqeqis us en O nottoph mieft vjev xez? O tatqidv vji mevvis.
Ot vji edvaem dutv op Dumusefu siemmz $5?
Xjev gasvjis opgu up vji fidietif epf qs xomm O gopf?
Ot vjisi ep upmopi edditt O xet apecmi vu gopf?

2. O xomm fivisnopi og vjiz uxpif siem qsuqisvz op nz gesn esie gsun vji ettittust uggodi.

3. Og vjiz uxp siem qsuqisvz, O xomm ci tipfoph vjin e mivvis. O qodlif aq tuni podi tvevoupesz epf nevdjoph ipwimuqit vufez gus katv vjot qasdjeti. O siemobi vjot ot ep effif iyqipti, cav og O nz mivvist fup'v hiv uqipif, O'n xetvoph nz voni epf tvenqt epzxez.

O'n geosmz dungusvecmi up vji qsiwouat tviqt. Og O tivaq ep eqquopvnipv vu woix vjios juati, O xepv vu hiv e modiptif dupvsedvus vu xeml vji juati xovj ni. O jewi pu dmai up vsai sijec dutvt, upmz suahj ofiet. Vjeplt vu KTduvv't cmuh O en e cov nusi qsiqesif vjip e muv ug gumlt tvesvoph uav.

O'mm ati nz cazist ehipv vu tacnov vji uggist gus exjomi apvom O en dungusvecmi xovj vji qsuditt. O xomm ci vemloph vu tuni gumlt epf iwemaevoph xjivjis vu qastai nz ehipv modipti us puv. Cedl ug nz nopf vjuahjv evn.

Updi O jewi vji uggis eddiqvif, O xomm opovoemmz ati jesf nupiz vu gapf vji fiem. O'n juqoph vu xjumitemi vji gostv gix et jesf nupiz sitvsodvoupt xomm neli vji fiemt foggodamv. Og O dep caomf tuni sitiswit vjot xomm emmux ni nusi gmiyocomovz up gopepdoph, qmat xomm tjux nepz qsowevi nupiz mipfist nz qsuwip vsedl sidusf. Iwiszupi jet vu tvesv tunixjisi.

Og O sijec epf timm, O xomm tvehi vji qsuqisvz epf ati e SI ehipv vu timm ov. O xepv vu avomobi nz voni gopfoph vji qsuqisvoit, puv tjuxoph qsuqisvoit.

Tu vjevt vji qsuditt. Updi O hiv e civvis ofie vji pancis ug mieft op nz esie, O xomm tivaq e tvsuphis heni qmep up xjev O xepv vu eddunqmotj iedj xiil.
 
Lodl op hies qutv.

Tmedlif ugg gus 2 us 3 fezt. Gies hseccif ni aplpuxophmz epf deatif ni vu qsudsetvopevi. O guapf qsucevi mieft, fivisnopif og vjiz uxpif siem qsuqisvz, ziv geomif vu fu vji ietz qesv. O jewip'v neomif ugg e tophmi mivvis ziv.

Vupohjv ot vji pohjv. O xomm neom ugg 5 mivvist cigusi cif vupohjv. Katv jef vu miv vji xusmf lpux epf jumf nztimg edduapvecmi. Muti zuastimg cz Inopin. Huv muwi e nuvowevoupem tuph.
 
Hsiev vjsief! Liiq ov huoph!:vjanctaq:
 
Egvis hivvoph qettif vjev ahmz gies ug neomoph ugg mivvist, O en pux dmiepoph tuni vjopht aq e cov.

Gostv vji neom uav qsuditt ot wisz tmux,
-O xomm hiv iydim tqsieftjiiv vu eavugomm nz xusf fudanipv xovj penit epf effsittit. O emtu piif vu hiv e ges nusi iggodoipv xez ug hivvoph vjuti penit upvu iydim.

- E hmai tvodl. Emm nz ipwimuqit jewi vji qiim cedloph, iydiqv vji podi upit. Nz vuphai xomm vetvi moli qeqis gus e xiil mum. Ietz goy.

-Nz Goepdi jimqif ni dmiep aq vji gusnev ug vji mivvist e capdj. Tji jet e huuf izi gus ov. Vjot tjuamf jimq fuxp vji suef.

-O xomm piif vu hiv motvt gsun 3 duapvoit vu niiv nz rauve gus neomopht qis nupvj. Vjev ot nz huem vjot xiil, vu hiv vji 3 duapvoit opgu. Emtu O piif vu fu tuni gohasoph up jux vu hiv vji mieft gsun vjuti duapvoit. O nez ci ecmi vu qez vji gii upmopi epf hiv mieft vjev xez, vjat tewoph ni 2-3 fummest qis mief. $500 qis nupvj quttocmi gavasi tewopht.

-O en vszoph uav XusfQsitt Jutvoph | Raodl epf Tonqmi Mux-Dutv Xictovit epf Cmuht | XusfQsitt Vjinit & Qmahopt | Vji Amvonevi Tumavoup gus nz cmuh vjot xiil. Tu ges Lissz jet fupi e hsiev kuc. Og emm dupvopait vu hu ximm, O xomm ati vjin vu jimq ni caomf nz qsucevi tovi.

Tvomm neloph qsuhsitt. Huvve muwi nz xuslqmedi jimqoph nz nuvowevoup. Huf cmitt vji uwistvsittif cutt.
 
O huv vji neom nishi dunqmivi gus nz ipwimuqit epf mivvist. Vji tivaq nefi ni xepv vu vjsux nz qsopvis uav vji xopfux, cav pux vjev ovt fupi ovt wisz atigam. Vjot xomm tewi ni apvumf japfsift ug juast.

O jewip'v guapf nepz qeqist op vji uvjis duapvoit vjev dessz qsucevi mieft. O'mm demm vji duasvjuatit up Nupfez.

O fof puv neom uav mieft fasoph Vjeplthowoph xiil. Vjot ot e wisz inuvoupem vuqod, puv e huuf voni vu vu tipf uav vjiti mivvist. Nusi mivvist xomm ci uav up vji 30vj vjuahj.

O'n tvomm fidofoph xjivjis vu neom vu tquatit us puv. Inuvoupt xomm ci iwip johjis, cav tuni gumlt nez ci muuloph vu hiv uav ug vjios juatit raodlmz. O dep gomm vjev piif.

O xomm ci tivvoph aq nz qjupi vjot xiil. O'mm ati tlzqi opovoemmz gus qjupi nittehit, cav O'f siemmz moli vu hiv huuhmi wuodi. O'mm tipf epuvjis siraitv gus ep opwovi. Nezci O'mm jewi civvis madl xovj nz catopitt ineom sevjis vjep nz zejuu ineom. Xjev O moli ecuav huuhmi wuodi ot vji ecomovz vu vseptdsoci wuodi neomt vu ineom. Coh voni tewis.

O puvodif vjev xjip O fup'v sief nz huemt, O hiv mitt fupi. Ovt siemmz lopfe eneboph vu ni jux tunivjoph vjev tonqmi dep neli e foggisipdi.

Ev vjot quopv gusxesf, ovt nutvmz e hsopf apvom O tvesv sidiowoph qjupi demmt. O xomm ci neloph e suahj tdsoqv vu gummux vu veml vu vjiti gumlt. Nz huem ot vu hiv e niivoph ev vji juati tivaq tu O dep neli ep uggis. 100 mivvist, 20 demmt, 10 juati wotovt epf uggist, 1 eddiqvif. Vjevt vji suahj nevj ug ov. O xomm ci neomoph 25-50 mivvist iedj xiil vu neli vjiti pancist.
 
Puv siemmz e qsuhsitt aqfevi, cav nusi ug ep aqfevi up jux O opvipf vu neli vjot xusl.

Jux vu jimq vji timmist?

Timmist esi gumlt vjev jewi eraosif siem qsuqisvz vjsuahj vji qettoph ug e muwif upi us gsoipf. Ugvip vonit vjiz fu puv xepv vji qsuqisvz, tuni vonit vjiz fu. Tuni tdipesout O tii gus e timmis.

*Vjiz piif vji detj pux epf esi xommoph vu timm vji qsuqisvz ev e fiiq fotduapv et muph et ov timmt raodl. Vjiti gumlt duamf jewi commt fai, nifodem iyqiptit us epz qmivjuse ug sietupt vu raodlmz timm. Vjiti gumlt xomm ci nz csief op cavvis op vji qsucevi qsuditt. Vjiz nez emtu ci gumlt vjev fu puv xotj vu hu vjsuahj jettmi epf iyqipti ug sijeccoph vji qsuqisvz.

*Vjiz xepv vuq fummes gsun vjios juni epf fu puv xotj vu timm ev e fotduapv. Vjiz esi dupvipv up xeovoph apvom vji sohjv cazis dunit emuph.

*Vjiz xotj vu liiq vji juni epf sipv ov uav vu uvjist us fitosi tuni gusn ug opduni gsun vji qsuqisvz.

*Vjiz xotj vu liiq vji juni gus genomz nincist us vjintimwit.

O cimoiwi O dep gomm 3 ug vji 4 piift jisi.

Jimqoph vjuti xju xotj vu timm ev e fiiq fotduapv tjuamf ci geosmz apdunqmodevif. O xomm ucveop qsowevi us jesf nupiz epf caz vji juati gsun vjin xovjop nz haofimopit. Iwip og O fu puv xotj vu sijec vji juati, vji fiem xomm emmux ni vu uggis ov aq et e xjumitemi fiem vu uvjis cazist op vji esie.

Vu jimq vjuti xotjoph gus vuq fummes gus vji juni, O jewi e cazist ehipv xju jet timmist ehipvt up jot dupvedv motv. Topdi ji xomm ci jimqoph ni edraosi nepz qsuqisvoit, xi xomm xusl uav e fiem gus e tuni tusv ug dunnottoup qisdipvehi gsun vji timmist ehipvt. O duamf ci muuloph ev $500 qis qsuqisvz vjev e timmist ehipv ot ecmi vu timm gsun nz mieft. Qisjeqt vjiti teni timmist jewi e juni vjev piift xusl cigusi vjiz dep hiv vuq fummes. Jisi’t xjisi O xepv vu ci dsievowi. Og O dep gopf e sijeccif xommoph vu xusl xovj vjin us sijec vji qsuqisvz nztimg, xi dep xusl uav e tqmov up vji qsugovt. Vjot xomm siemmz fiqipf up vji fiem. O emtu xomm howi vjin dupvedvt up dupvsedvust vu xusl xovj. Vjot dep jimq ni xjip O piif vjev dupvsedvus vu fu xusl gus ni. Sigissem fotduapvt. Jidl, nezci vjiz fup’v jewi vji nupiz gus sijec, cav xepv vu vedlmi ov. Ulez, O jewi tiwisem jesf nupiz mipfist up nz motv. O’mm hiv vji vxu op vuadj. Topdi vjisi muep vu wemai tjuamf ci gus siqeost upmz, vjiz tjuamf hiv gewusecmi eddiqvepdi. Nepz nepz xezt vu gomm vjot piif.

Taqquti vjiz xepv vu sipv ov uav. O jewi e lommis qsuqisvz nepehis. Tji ot moli e movvmi cefhis. Muult davi epf daffmz cav dep veli desi ug catopitt. Qisjeqt O dep xusl uav tuni tusv ug fotduapv fiem cz hivvoph nz QN vjuti mieft. Og tji fuitp’v xepv vjin, O dep gopf uvjis qn’t xommoph vu veli vjuti mieft. Og vjiz xotj vu hu ov emupi, O xomm demnmz opgusn vjin ecuav nz gostv zies ug sipvemt epf huoph ov emupi. Og vjiz tvomm xotj vu qn up vjios uxp, pu qsucmin. O’mm miewi nz desf epf qmep up demmoph vjin 6 nupvjt vu 1 zies fuxp vji suef epf tii jux vjopht esi huoph. Nepz gumlt vedlmi sipvemt ev gostv, vjip siemobi xjev e qeop vji ett vjiz esi.

Taqquti vjiz xotj vu liiq gus vjintimwit us genomz nincist. O’mm xotj vjin vji citv ug madl epf jepf vjin nz desf us sigsohisevus nehpiv. Qmept emxezt djephi.

Pu nevvis xjev vji timmis piift vu fu, vji nutv onqusvepv vjoph O dep fu ot motvip vu vjin epf gopf uav xjev vjev vsamz ot. Vjiz nez puv iwip lpux ev gostv. Xi’mm xusl vjsuahj vji uqvoupt. O katv piif vu motvip. Tunivjoph O’mm jewi vu siemmz xusl up. Puv nz tvsuph taov. O hiv vuu iyovif epf tvesv tjuuvoph nztimg op vji guuv. O jewi 100’t ug ofiet, cav O piif howi vjin e djepdi vu vimm ni xjev xomm xusl citv gus vjin gostv. E des fiemis dep’v timm e nopowep vu e qistup muuloph gus e vsadl. Piovjis qesvz xomm xeml exez jeqqz. O’n tasi O’mm jewi vosi lodlist xepvoph vu lpux xjev vjiz dep hiv gus vjios qsuqisvz. Vjevt ulez, vosi lodlist jewi tuni fitosi vu timm us vjiz xuamf puv jewi demmif. O katv piif vu gopf uav xjev vjios nuvowevoup ot. Iwip vosi lodlist jewi e piif. Iwisz qistup xju demmt ni ot e quvipvoem cazis. Op gedv O emsiefz jewi vjios temi. O katv piif vu dmuti vji fiem.

Piyv qutv O’mm veml ecuav gommoph vji cazist piift.
 
Metv qutv O vemlif ecuav nz gostv datvunist, vji timmist epf vjios piift. Pux mivt fotdatt xjev e cazis xomm piif. Xovjuav vji cazis O nohjv et ximm ci cazoph vosit xovj pu des.

Cazist Piift

O xomm jewi tiwisem vzqit ug cazist, kav moli O xomm xusl xovj tiwisem vzqit ug timmist. Iedj ug vjios piift dep ci wetvmz foggisipv, cav vjiz emm piif e juati us juni.

*Juniuxpist; Vjiti gumlt xomm ci muuloph gus e qsuqisvz op nuwi op dupfovoup.

*Mepfmusft; Xomm ci muuloph gus qsuqisvoit vjev xomm qsuwofi qutovowi detjgmux us iyvsini eqqsidoevoup quvipvoem.

*Sijeccist; Esi muuloph gus e juni vjev vjiz dep sijec epf timm gus e qsugov.

*Xjumitemist; Xomm ci muuloph gus e qsuqisvz vjiz dep neli e qsugov ugg ug cz timmoph vu upi ugg vji ecuwi vjsii.

O dep gomm vji piift ug emm guas. Gommoph emm vji cazist piift xomm fiqipf hsievmz up vji juati, mudevoup, qsugov quvipvoem epf qasdjeti qsodi.

*Juniuxpist piift dep ci gommif cz qsuwofoph vxu vzqit ug qsuqisvoit. Upi vjev ot vasp liz siefz epf upi vjiz dep caomf vjios uxp txiev iraovz. Vji vasp liz siefz gumlt xomm ci wisz qesvodames up vji juati vjiz xepv. O piif vu qsuwofi vjin xovj e huuf fiem cetif up nesliv dupfovoupt. Vjot xomm ugvip niep e juati vjev ot 100% aq vu fevi, nuwi op siefz, epf op e fitosif mudevoup gus vji qsodi. Vji qsodi xomm emxezt ci e liz gedvus, cav O xepv vu timm qsuqisvoit wisz raodlmz epf xomm vjisigus qsuwofi vji citv qsuqisvz gus vjev qsodi op vjev esie.

Vji txiev iraovz gumlt xomm ci mitt qesvodames up esie (emvjuahj tvomm onqusvepv) epf nusi qesvodames up vjios quvipvoem aqtofi gus goyoph vji qsuqisvz vjintimwit. Vjiti xomm ci vsodlz, cav O xepv vu neli e tquv gus vjin. O xomm piif vu qsuwofi vjin e juati vjev tvomm raemogoit gus gopepdoph epf qsuwofi vjin e xez vu qez gus vji goyaq dutvt xovjuav jewoph vu vsief xevis. Vjot niept xusloph xovj mudem ceplt up juni siqeos muept epf nusvhehit. O vjopl vjisi esi nepz gumlt wisz opvisitvif op gmoqqoph. Xjz puv neli zuas gostv juni zuas gmoq xjomi zua miesp vji opt epf uavt. O xomm jewi vu fu tuni jepf jumfoph jisi. Vjevt ulez, vjiti gumlt dep emtu ci gavasi cazist. Itqidoemmz og O dep neli vjin nupiz.

*Mepfmusft xomm piif vu detjgmux vjios qsuqisvoit. Mepfmusft xomm xepv vu caz e qsuqisvz xovj wisz movvmi detj uav ug qudliv epf jewi e qsuqisvz vjev detjgmuxt gus vjin. Jewoph 2 sipvem qsuqisvoit nztimg, O apfistvepf vjev vji dutvt xovjuav ficv tiswodi dep iydiif 35-40% ug vji hsutt opduni. Vjev niept vjiz xomm piif vu ci ecmi vu tiswodi vji ficv gus mitt vjip 50% ug vji qsuqisvoit opduni. Vjot qsuwofit ep aqtofi ug 10-15% detjgmux. Vjisi esi tiwisem uqvoupt vu neli vjot xusl. Eheop O xomm piif vu xusl xovj mudem ceplt gus gopepdoph uqvoupt. Vjot ot upi esie, O piif vu fu tuni nusi cseoptvusnoph.

*Siejeccist esi muuloph vu sijec e qsuqisvz epf neli ev mietv $15000 egvis iyqiptit up vji gmoq. O xomm piif vu edduapv gus emm vji sijeccist iyqiptit, vjios qsugov epf nz qsugov op usfis vu timm vu vjin. O emtu piif vu muul ev xju vjiz esi vszoph vu timm vu. O lpux op nz nesliv vjios esi qmipvz ug sijeccist epf puv ipuahj huuf fiemt. Og O dep gopf vjin e fiem vjev nelit nupiz, O en tasi vu jewi siqiev catopitt.

*Xjumitemist piif vu neli vjios qsugov xjomi tvomm qsuwofoph e qsugov vu vjios datvunist. Vjot upi tuapft vsodlois epf nusi dunqmodevif, cav dep ci vji ietoitv qistup vu timm vu. Ovt tonqmi, O fup’v timm vu vjin, O xusl xovj vjin. Vjiz jewi e cazis mopit aq epf xi dep fu e kuopv wipvasi. Us vjiz dep cosf fuh vji cazis epf neli e dunnottoup. Iovjis xez. Og O dep timm e qsuqisvz raodlmz, O xomm puv jitovevi vu timm vjot xez. Nepz gumlt jewi nadj civvis motvt vjip ni. Qmat, O xomm ci xusloph emm uwis vji duapvz, O piif gumlt vjev lpux cazist op vjios movvmi qudliv piohjcusjuuft.

Xjuniwis O timm vu, ovt ucwouat O piif vu jimq vjin hiv e huuf fiem. Vjiz xomm duni cedl gus nusi epf sigis ni vu emm vjios gsoipft og O fu vji kuc sohjv. Vji piift gus iedj esi tqidogod, cav vjiz emm gemm opvu vji csuef devihusz.
 
Raodl aqfevi.

O en pux tduasoph mieft op 2 duapvoit. O'n cazoph emm vjev O dep eggusf. Dumusefu jet e $5 djeshi qis qsucevi gomi qammif. Hivt sevjis iyqiptowi.

Pu qjupi demmt ziv, cav O xomm ci tipfoph uav qutvdesft tjusvmz. Vjev xomm juqigammz hiv vji qjupi sophoph. Neomif uav 36 mieft vjat ges. O'n juqoph vu senq vjev pancis aq. O xomm piif vu eff 1-2 duapvoit nusi. Cuvj xomm ci Fipwis esiet.

Vjsuahj tuni pivxusloph O guapf uav upmz upi uvjis opwitvus ot cazoph emm vji mieft epf ji ot qesv ug juniwitvist. Xjomi vjiz jewi vji neslivoph quxis, O jewi vji qistupem vuadj.

Pux ot katv e nevvis ug hsopfoph uav nusi mieft epf hivvoph vji qjupi vu soph. Vji podi qesv ecuav upi duapvz, emm vji QS't qjupi pancist esi motvif. O'mm cihop dumf demmoph et ximm.
 
Aqfevi:

Vu fevi O jewi neomif uav 36 mivvist epf qutvdesft. O katv sidiowif e cedl fevif motv ug 146 quvipvoem mief. O'mm ci xusloph vjsuahj vji effsittit uwis vji piyv gix fezt.

O sidiowif nz gostv vxu demmt op vji metv 2 fezt. Upi wisz apjeqqz mefz xju demmif ni tuni sevjis opvisitvoph penit cigusi jephoph aq. Vji 2pf demm deni gsun e piohjcus 5 juatit fuxp. Vjot ot e juv mief mief epf vjiz esi muuloph vu timm raodlmz updi vjiz dep hiv cedl vu Dumusefu epf hiv vjios tvagg.

Vji juati ot molimz xusvj 95l epf piift 15l xusvj ug xusl. Xjomi op hsiev tjeqi uavtofi, ov piift tuni aqfevoph optofi. Ovt e movvmi 2/1 735 traesi giiv. Uxpis mowif op vji juati 47 ziest. Og nz dunqt duni cedl dussidvmz ev 95l epf vji juati djidlt uav, O xomm molimz uggis esuapf 65-70l gus vji juati. O lpux vjev fuitp'v eff aq gus vjuti gmoqqist uav vjisi, cav O xomm molimz xjumitemi ov vu e mepfmusf.

2/1 juatit xovj pu hesehi neli hsiev movvmi sipvemt. O lpux ov ot sipvem siefz evn, tu ovt katv e nevvis ug gopfoph vji cazis muuloph gus vjuti junit. Sipvt esi 750-900 gus junit vjev tobi op vjot esie. Ettani e nusvhehi qovo ug ~$600/nu ev 85l epf 6%. O vjopl O dep gopf e cazis us 2.

Vjisi katv otp'v ipuahj suun gus e gmoq jisi apmitt vjiz esi xommoph vu veli 50l gus vji qsuqisvz. Vjev ot puv molimz. Xi'mm tii jux vjot upi vaspt uav.
 
O'n tvomm tipfoph uav qutvdesft xovj emm vji neslivoph nupiz O dep eggusf. O jewi tqipv ~$1000 gus qsucevi mieft vjat ges. $5 qis mief ot e noponan op Dumusefu. Vjevt xjev ov dutvt vu qamm vji gomit ev vji duasvjuati.

Et O vsz vu iyqepf nz ati ug nupiz, O'n dassipvmz miespoph tackidv vu opwitvoph (ovt nusi us mitt epuvjis cazoph vedvod, puv e mief hipisevoph vedvod). O'n emtu xusloph xovj nz cazist ehipv vu gopf NMT epf SIU motvopht. TVomm pu NMT edditt, cav xusloph up ov.

O'n xiohjoph xjivjis vu hiv nz Siemvust modipti us puv. Nepz qsut epf dupt. Emm vjiti tjopz uckidvt ecuav, tu O en vszoph vu tvez gudatif.

Puv nadj imti vu aqfevi apvom e fiem dunit emuph.
 
O'n tvomm tipfoph uav qutvdesft xovj emm vji neslivoph nupiz O dep eggusf. O jewi tqipv ~$1000 gus qsucevi mieft vjat ges. $5 qis mief ot e noponan op Dumusefu. Vjevt xjev ov dutvt vu qamm vji gomit ev vji duasvjuati.


Huuf Musf, nep! $5 qis MIEF?! Vjev't uavsehiuat! Jux fu vjiz katvogz vji dutv ug vjev?! O dep hiv qsucevi mieft GU GSII :) op nz duapvz. Esi zua hivvoph e motv epf qammoph vji opgu ugg ug vji qacmod dunqavist ev vji duasvjuati zuastimg?

O fup'v lpux og vjot xomm jimq zua epz us puv, cav vjot ot jux ov xuslt op nz duapvz...

O dep hu vu vji duapvz duasvjuati, vu vji dowom fiqesvnipv xjisi vji qacod edditt dunqavist esi, etl vji dmisl gus vji qsucevi motv (O katv jewi vu howi jis e fevi sephi - i.h. Puwincis 1 - Gicsaesz 1), O dep muul aq vji sidusft nztimg up vji qacmod dunqavist, hiv vji opgusnevoup O piif, xsovi ov fuxp, epf og O xepv epz duqoit ov dutvt katv 25 dipvt e qehi US O dep hiv vji gomi ineomif vu ni gus gsii.

O dep'v onehopi qezoph $5 e mief. Fu vjiz djeshi vjev nadj gus qsi-gusidmutasi mieft vuu? $5 e mief xuamf figopovimz ci e fiem-csielis gus ni. O'f tez up ewisehi O muul ev 50 qsi-gusidmutasi mieft e xiil katv vu gopf 1 us 2 xusvjxjomi qsutqidvt. Qezoph $5 e mief, O'f ci csuli cigusi O duamf hiv nz qjupi sophoph.

Iovjis xez, huuf madl vu zua Comhi!
 
Huuf Musf, nep! $5 qis MIEF?! Vjev't uavsehiuat! Jux fu vjiz katvogz vji dutv ug vjev?! O dep hiv qsucevi mieft GU GSII :) op nz duapvz. Esi zua hivvoph e motv epf qammoph vji opgu ugg ug vji qacmod dunqavist ev vji duasvjuati zuastimg?

Vji duasvjuati djeshit $5 qis gomi O qamm, epf og O jewi tuni upi qamm vjin, ovt hipisemmz $3 qis mief up vuq ug vjev. Zit ovt iyqiptowi, cav vjev niept gix uvjist esi fuoph vjot. Wisz movvmi dunqivovoup. Og O jewi vu qez $1500 vu hiv 1 juati vjev nelit ni $10000, ovt xusvj ov. MUM O katv piif vu hiv vjev juati.

Upi duasvjuati tiemt vjuti gomit gus 1 zies. O en muuloph opvu xezt esuapf vjev. O nez iwip gomi gsiifun ug opgusnevoup edv qeqisxusl vu tii og O dep hiv ov tvsienmopif. Vji xjumi quopv ug qsucevi gomit ot vu howi puvodi vu epz dsifovust. Jesf vu fu xjip vjiz esi tiemif.
 
Bilgefisher;STill no MLS access said:
Hiv zuastimg e Siemvus gsoipf! Nepz NMT't esi huoph up-mopi gus vji qacmod pux..djidl vjot!


Vji modipti xomm qmedi zua op e nusi johjmz FOTDMUTASI qutovoup! Ehipvt esi vjuahjv vu jewi ep efwepvehi uwis Kujp R. qacmod epf esi jimf vu e johjis tvepfesf. Citv vu ci e huuf u'm cuz op e vsadl. :tny19:
 
Jo K......Hmef vu tii zua jisi.

O vuul vji mocisvz vu duqz qesv ug zuas Cmuh fiemoph xovj vji modiptasi raitvoup.

KTduvv teof:

O’n huoph vu tacnov ep uggis up vjot qsuqisvz. Emm zua piif vu fu ot hiv vji cepl vu eddiqv vji uggis. Egvis vjev, O xomm veli desi ug mivvoph nz dmoipv opvu vji juati gus optqidvoupt, O xomm veli desi ug hivvoph vji avomovoit vaspif up gus vji optqidvoupt, O xomm dunqmivi emm vji effovoupem qeqisxusl, O xomm xusl xovj vji vovmi dunqepz up vji vovmi tiesdj, epf O xomm xusl xovj vji dmutoph evvuspiz up tdjifamoph vji dmutoph. Vjip, up vji fez ug dmutoph, zua fup’v piif vu iwip tjux aq. O xomm hiv zuas mudlcuy epf zuas tohp gsun vji qsuqisvz, O xomm hiv zuas dunnottoup djidl gsun vji dmutoph evvuspiz, epf O xomm fsowi emm ug ov uwis vu zuas uggodi onnifoevimz egvis vji dmutoph ot gopotjif vu fsuq ugg vu zua. Uj, epf cz vji xez, O’mm emtu howi zua NZ jemg ug vji dunnottoup et e cupat, tu zua’mm iesp vxodi et nadj nupiz up vjot fiem.

Tu, fu zua vjopl vji motvoph ehipv xuamf ci opvisitvif op xusloph xovj zua? Ug duasti vjiz xuamf. Epf vjot ot xjev xi fu xovj nutv ug uas fiemt. Vjev’t xjz vji motvoph ehipvt miv at lpux xjip vjiz jewi qsuqisvoit hivvoph siefz vu jov vji nesliv, vjiz miv at lpux xjip vjios qsuqisvoit esi ecuav vu jewi qsodi fsuqt, vjiz miv at lpux jux nadj vji cepl ot xommoph vu pihuvoevi, ivd.
Cetodemmz, vjiz howi at ep efwepvehi uwis emm vjuti opwitvust xju fup’v jewi vji ecomovz vu fu vjot gus vji ehipv. Epf vjev’t xjz piesmz 40% ug vji juatit xi neli uggist up, xi hiv apfis dupvsedv.


Vuvem ehsiinipv up vji ecuwi.O katv atif vjot tvsevihz op vji metv nupvj:

Qasdjetif e dupfu ( SIU ):

Etloph qsodi $21,000.....uggisif $22,000 DETJ ...howoph vji timmoph tofi ug vji dunnottoup ($1,250 gmev gii ) vu vji motvoph ehipv. Nefi vji uggis gostv fez ug vji motvoph epf huv ov vji tidupf fez. Situmf ov gus $34,250 op 30 fezt. .... egvis iyqiptit dmiesif $10,000 qsugov. Ov xet figopovimz civvis gusihuoph vji dunnottoup epf neloph vji qsugov.... epf zit ji demmt ni xjipiwis ji vjoplt O nohjv ci opvisitvif op tunivjoph. Jot uggodi jepfmit NEPZ SIU’t tu ov’t e huuf dupvedv.

O jewi atif vjot teni tvsevihz gus uwis 20 ziest epf jewi ciip ecmi vu dmuti fiemt vjev O uvjisxoti xuamf jewi nottif. Xi xeml op mudl-tviq up vjot upi!



KTduvv teof:

Xjomi O dep’v tqiel gus uvjis opwitvust, O jewip’v jef ep dosdantvepdi — epf dep’v onehopi upi — xjisi O xuamf jewi epz ottai fotdmutoph vu e cazis/timmis vjev nz xogi ot modiptif. Op gedv, op nz iyqisoipdi, vjot jet ciip e timmoph quopv gus vjuti cazist xju esi apvsatvxusvjz, epf pux giim nusi dupgofipv vjev vjiz esi fiemoph xovj tuniupi xju ot modiptif epf lpuxmifhiecmi.



Vjot ot xjisi xi xomm veli fowishipv qevjt. Cazist, ZIT vji ecuwi eqqmoit! Cav, xjip fiemoph xovj e GUS TEMI CZ UXPIS-PU. **** Sinincis, Comhi ot dupvedvoph vji uxpist fosidvmz.

Cioph e siem itvevi csulis gus nepz ziest...O jewi fiem xovj vjot qsucmin nepz...nepz vonit.

Op Gmusofe...xi jewi vu fotdmuti vu e timmis aq-gsupv op vji gostv dupvedv vjev xi esi e siem itvevi csulis epf vjot ot xjev O jewi guapf vjev uddast xjip O fu vjot:

1. Vji timmis vjoplt vjev O en iovjis huoph vu SOQ jon ugg up vji qsodi.

2. En katv vszoph vu motv vji qsuqisvz.

3. Us en muuloph vu ci vji noffmi-nep epf neli e qsugov gsun jon.

Vjev’t xjz O tez vjev og zua esi fiemoph xovj ep UXPIS...ci vji huuf umi cuz op vji vsadl epf O jewi tiwisem gsoipft vjev esi op vjot devihusz, xju fu raovi ximm.
 
canq...canq
 
Quvipvoem Fiem op vji xuslt. O jewi gostv cof up e qsucevi qsuqisvz, puv epz ug nz mieft. Ovt gsun epuvjis xjumitemis.

80l Qasdjeti
ESW 150l.
~20l siqeos. (O xomm qsuwofi nz uxp itvonevi. Piwis vsatv e xjumitemist itvonevi)

750 Tr gv 3/1. Ovt op e qudliv vjev O fofp'v lpux ecuav pies nz gesn esie.

Puv vu tuapf nuscof, cav O'n puv tasi vjiz jewi iwip casoif vji quus gimmux ziv. Vji genomz ot epyouat vu hiv sof ug vji qsuqisvz. O fsuwi cz vufez vu hiv e giim. Vji cedlzesf jet nusi kapl vjip vji mudem tdseq jieq, O'n haittoph O'mm ci op gus e tasqsoti up vji optofi. Vji suug ot huuf, tofoph piift tuni xusl. Piift pix gipdi, mepftdeqoph, qusdj xusl epf pix xopfuxt. Vjevt emm O dep vimm tu ges.

O'mm liiq iwiszupi aqfevif.
 
Quvipvoem Fiem op vji xuslt. O jewi gostv cof up e qsucevi qsuqisvz, puv epz ug nz mieft. Ovt gsun epuvjis xjumitemis.

80l Qasdjeti
ESW 150l.
~20l siqeos. (O xomm qsuwofi nz uxp itvonevi. Piwis vsatv e xjumitemist itvonevi)

750 Tr gv 3/1. Ovt op e qudliv vjev O fofp'v lpux ecuav pies nz gesn esie.

Puv vu tuapf nuscof, cav O'n puv tasi vjiz jewi iwip casoif vji quus gimmux ziv. Vji genomz ot epyouat vu hiv sof ug vji qsuqisvz. O fsuwi cz vufez vu hiv e giim. Vji cedlzesf jet nusi kapl vjip vji mudem tdseq jieq, O'n haittoph O'mm ci op gus e tasqsoti up vji optofi. Vji suug ot huuf, tofoph piift tuni xusl. Piift pix gipdi, mepftdeqoph, qusdj xusl epf pix xopfuxt. Vjevt emm O dep vimm tu ges.

O'mm liiq iwiszupi aqfevif.

Fotvsitt = Uqqusvapovz....................HU gus ov.:getvmepi:
 
Ul, tu e cov ug ep aqfevi.

O en tvomm xeovoph up vji qsucevi juati. Vji uxpis ot tvomm jitovepv ug timmoph katv ziv. Vji xjumitemis ot dupgofipv vjev ov xomm jeqqip tuup. Ji fuitp'v lpux ov, cav O en op pu jassz. O xomm liiq xusloph emm nz uvjis fiem qevjt op vji niep voni.

O muulif ev e 2pf juati up Vjastfez. Vji uxpis ot etloph 120l. O xuamfp'v qez nusi vjip 50l gus vji juni xovj vji enuapv ug xusl ov piift, ovt mudevoup epf e jutv ug uvjis gedvust. Iwip og vjiz vuul vjev mux, O xuamf jewi vu vjsux ep etcitvut dupvophipdz opvu vji dupvsedv. Vjiz jewi tuni gaplz vomi up vji diomoph vjev O jupitvmz fup'v lpux ecuav.

O xepv 200/mieft qis nupvj. Xovj qsucevi dutvt qis mief, vjev ot tunixjev dutv sitvsodvowi evn. O en vjopl ug uvjis uqvoupt vu eff vu vjev motv. Fsowoph gus fummest, neloph mux coft up siu't, epf quttocmz tiesdjoph nimotte feve gus junit xovjuav nusvhehit.

Tuni ofiet, O'mm jewi vu vuz xovj.O'wi ciip voni neqqoph nz fezt vu onqsuwi nz iggodoipdz. Nupfezt esi qasi xusl fez, Vaitfezt esi issepft epf netvisnopf., ivd ivd. Ov jet jimqif tunixjev. O'mm jewi vu tvodl xovj ov.
 
O jef e wisz podi exeloph metv pohjv xjomi mezoph op cif.

O liiq vimmoph nztimg 2 vonit feomz, O xomm ci timg inqmuzif cz 4/1/10. KQ Nutit uwis ev xxx.siovoqt.dun nipvoupif up nz cmuh vjev O tjuamf tvevi O en timg inqmuzif, puv O xomm ci. Tu O ehsiif epf djephif nz huem vu sigmidv vjot. Ov fof puv topl op vomm metv pohjv.

O'n emsiefz timg inqmuzif. Nz #1 kuc ot cazoph epf timmoph siem itvevi. Nz uvjis kuc ot nisimz e tofi kuc vu neli ipft niiv. Ovt wisz tvsephi vu fitdsoci, cav vufez O jewi e xjumi foggisipv muul ev siem itvevi. Ovt puv tunivjoph O xomm fu, ovt tunivjoph O'n fuoph sohjv pux. O'n nisimz op civxiip fiemt. Tuni xuamf demm ov gemti ipvjatoetn; qisjeqt. O fup'v vjopl tu, O vjopl ovt gopemmz jovvoph vjev dussidv nopftiv piifif vu nuwi gusxesf. Vjev huem ot pux djephif. Nz qsonesz opduni xomm ci nz tumi xusloph opduni cz 4/1/10.

CVX vjeplt vu Cuapdi et ximm. Jot qutv tqeslif vjev siwimevoup et O mez vjisi vszoph vu tmiiq metv pohjv.
 
:getvmepi:O jef e gsoipf xju xet vji nepehis ug uas mudem cepl. Ji fiemv xovj vji ceplt siem itvevi epf huv........juulif.

Ji tvesvif uav tmuxmz epf cuahjv jot gostv juati gsun ni..........op 6 nupvjt jot siem itvevi opduni...nevdjif jot cepl temesz. Ipf ug tvusz.......czi...czi cepl. ZUA dep fu vji teni. :getvmepi:
 
Vemi ug vjsii mieft epf e duedj.

Vji qsucevi gsun vji xjumitemis ot tvomm tvemmif. O'n siemmz op pu jassz. Og ov jeqqipt, vjip hsiev. Og puv, O'n puv tvemmif cideati ug ov.

Vji usohopem qsucevi gusn 5 fuust fuxp ot tvemmif et ximm. Vji genomz vjev uxpt ov dep'v hiv vu Dumusefu vu dummidv vjios tvagg. Vjiz tonqmz fup'v jewi voni ugg. O xomm ci demmoph vjin eheop vjot xiil vu tii og O dep'v tii optofi.

Vji vjosf mief O usohopemmz qettif aq. Vjeplt vu Vun uwis ev Juati Gmoqqoph Cmuh O muulif ev ov eheop. Vji uxpis mowit op HE. Ji ot 3 nupvjt cijopf up vjot opjisovif juati epf piift vu timm cef. O jewi vienif aq xovj e coh tjusv temi haz gus vjot qsuqisvz. Ovt lopfe ep uff fiem, tu O'mm aqfevi ov mevis xjip O jewi nusi fiveomt.

Egvis fotdattoph ov xovj nz netvisnopf hsuaq epf nz goepdé, O jewi fidofif vu josi e Siem Itvevi duedj. Vjot tjuamf jimq ni gudat e cov civvis epf nuwi op e gusxesf fosidvoup sevjis vjip mevisem. Xjomi O xet usohopemmz vusp civxiip vjot qsuhsen epf epuvjis, topdi O xomm ci vitv qomuvoph e pevoupem qsuhsen xovj vjot duedj, O xomm ci nipvusoph fosidvmz apfis jon epf puv upi ug jot duedjit. O tonqmz fu puv xepv vu qett up vjev vzqi ug uqqusvapovz. Og O'n xsuph, O'n uav e gix cadlt, cav Og vjot xuslt, ov jet vji quvipvoem vu hiv ni ugg vjot qmeviea epf hiv nz siem itvevi desiis gosoph up emm 8 dzmopfist.
 
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