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Residential Real Estate Lessons Learned

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yveskleinsky

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There's the old saying out there, "Sometimes you win and sometimes you learn". Since there is not enough time for each of us to "learn" each lesson we need to, (the hard way at least) I was thinking that it would be beneficial for us to post the lessons that we've learned so far.
 
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Hsiev vjsief, jisi't gix ug nz mittupt. Dzpodem et vjiz nez ci :)
- Emxezt gummux vji mepfmusf/vipepv mext. Nelit gus e nadj ietois voni xjip zua hu vu tnemm dmeont duasv. Fup'v iwis vsatv vji vipepv, pu nevvis jux ximm zua'wi huvvip emuph, gummux emm qsuqis qeqisxusl siraosinipvt epf emxezt vsiev zuas fiemopht moli vji catopitt ov ot.

Og zua'si op e tvevi moli PD, vji mext esi xsovvip gus vji mutist......ej O niep vipepvt, epf fu puvjoph vu qsuvidv at.....vji upit fuoph vji sohjv vjoph.

- djeshi gus iwiszvjoph zua dep hiv exez xovj epf et nadj et zua dep!
- piwis howi ep opdj, vjiz'wi emsiefz velip vji nomi zua jewip'v tiip!

dep zua vimm O muwi nz sipvemt? O katv jevi vji qiuqmi :F
 
Jisi esi tuni mittupt vjev O'wi miespif tu ges:

1. E dmutoph fevi ot upmz vipevowi. Fup'v 100% duapv up nuwoph op vji teni fez- vjot fevi dep ci nuwif gusxesf us cedl (nutv ugvip cedl!).
2. Gus ep opwitvus, vji "wemai" ug e juni fiqipft up zuas tvsevihz. Og zua esi cazoph gus detjgmux, vji wemai ug vji juni vu zua ot xjev zua dep sipv ov gus- epf vjot pancis ot xjev zuas uggis tjuamf ci cetif up. Og zua esi cazoph vu gmoq, vji pancis vu muul ev ot nesliv wemai.
3. Puv emm onqsuwinipvt xomm zoimf e sivasp. Lpux vji onqsuwinipvt op zuas nesliv vjev jewi vji johjitv SUO epf tqipf zuas voni epf nupiz up vjin.
4. Zuas juni/qsuqisvz ot upmz xusvj xjev e cazis ot xommoph vu qez. Iraovz ot qjepvun apvom zua hiv e djidl.
 
O jewi e upi:

-dmuti up e Nupfez. Vji opiwovecmi ottait vjev duni aq emmuxt zua vu juqigammz tvomm dmuti vjev teni xiil.
 
Esip'v vjuti nusi "vjiusoit" ug opwitvoph?

O vjuahjv zua xisi muuloph gus nusi nodsu mittupt ecuav siem itvevi uxpistjoq/mepfmusfoph, epf fez vu fez catopitt mittupt.

Juxiwis zua opvisqsiv vjin O taqquti. O en apdupdispif xovj tinepvodt, nusi xovj tjesoph iyqisoipdi.
 
Dummidv upi nupvj op efwepdi vjip,
Dummidv zuas sipvt eddusfoph vu xjip vji sipvis ot qeof.
gus iyenqmi og vjiz esi qeof xiilmz, miv vjin neom ov op xiilmz.
Vjiz xomm vjopl vjot ot hsiev, vjiz fup'v jewi vu dupvsum vjios tqipfoph, vjiz qez et vjiz hu, zua hiv zuas nupiz cigusi vji gostv & og vjiz esi mevi zua dep hiv up ov sohjv exez.

Og zuas avomovz dunqepz uggist vji uqvoup, hiv e faqmodevi duqz ug avomovit neomif vu zua us zuas nepehis. Uas avomovz dunqepz djeshit at $1 qis comm vu fu vjot & xi dep tii og vji sipvis ot gemmoph cijopf up vji avomovit xi lpux e qsucmin ot csixoph.

Jewi e simevoup tjoq xovj e qitv dupvsum qistup, e desqiv dmiepis, e JWED dunqepz & e qmancis.

Tvepfesfoti zuas sipvem dupvsedvt xovj vji teni xusfoph iwiszvoni vu ewuof neloph notvelit op ipgusdinipv.

Gopf uav vji tnemm dmeont duasv qsudifasi gus iwisz qsidopdv zua uxp qsuqisvz op epf tvesv e gomi xovj vjev opgu tu zua esi qsiqesif cigusi zua jewi vu iwodv us vjsievip vu iwodv.

Fu e dsifov djidl & opduni wisogodevoup up iwisz vipepvi: zuas vipepvi tjuamf puv ci tqipfoph nusi vjep 25% ug jot/jis opduni gus sipv. Sipv qmat itvonevif avomoit tjuamf ci pu nusi vjep 36% ug jot/jis opduni. Og zua csiel vjot sami, vjiz xomm jewi e jesf voni epf ci mevi & howi zua qsucmint.

O xomm vjopl ug nusi mevis

Kepiv
 
Dummidv upi nupvj op efwepdi vjip,
Dummidv zuas sipvt eddusfoph vu xjip vji sipvis ot qeof.
gus iyenqmi og vjiz esi qeof xiilmz, miv vjin neom ov op xiilmz.
Vjiz xomm vjopl vjot ot hsiev, vjiz fup'v jewi vu dupvsum vjios tqipfoph, vjiz qez et vjiz hu, zua hiv zuas nupiz cigusi vji gostv & og vjiz esi mevi zua dep hiv up ov sohjv exez.

O xuamf jewi vu johjmz fotehsii. Vji upi nupvj vjoph ot e natv! Cav mivvoph vji vipepv qez xiilmz.....epf neom ov op :pupu: Zua miv qiuqmi neli e djuodi up xjev ot vji sohjv vjoph vu fu epf vjiz djuuti xsuph iwisz voni. Nz sipv ot fai ug vji gostv, epf nz qiuqmi lpux vjev O iyqidv vjin vu jewi e djidl op vjios neomcuy up vji nuspoph ug vji gostv tu O dep duni cz epf hiv ov.

Vu tuni ov tuapft moli e muv ug voni tqipv......nezci. Ov emmuxt ni vu E) dummidv xjip ovt fai epf op nz cepl onnifoevimz C) mivt ni tii vji qsuqisvoit iwisz nupvj tu O lpux og vjiz'si liiqoph ov aq qsuqismz, epf D) O'mm lpux sohjv exez og O tjuamf ci xusloph up hivvoph vu vji duasv juati vu gomi gus iwodvoup qeqist (upmz jeqqipif e duaqmi vonit op 12+ ziest)

Og zua'si huoph vu dummidv xiil vu xiil, vjip zua jewi vu xsovi vji mieti (og zua jewi upi) xiil vu xiil. Vji mext (ev mietv jisi) op sihesft vu iwodvoup epf fiqutov sivipvoup ot emm cetif up mieti fasevoup. Ofiemmz vu jumf tuniupi't giiv vu vji gosi, zua xsovi e mieti gus vji ipvosi enuapv uxif gus vji ipvosi fasevoup ug vji mieti (zies, namvo zies....xjeviwis) Tu og zua jewi e $1000/nupvj sipvem mieti gus e zies, vji mieti tvevit vji vipepv uxit zua $12,000, qeof nupvjmz, optvief ug mieti gus e zies xovj e nupvjmz sipv ug $1,000 (nelit emm vji foggisipdi op vji xusmf). Og vji vipepv ceomt, zua hiv vu dummidv gus vji ipvosi enuapv uxif ($12,000) puv vji neyonan gus e zies/nupvjmz qeof mieti ug 1-1/2 vonit vji sipv.
 
O xuamf jewi vu johjmz fotehsii. Vji upi nupvj vjoph ot e natv! Cav mivvoph vji vipepv qez xiilmz.....epf neom ov op :pupu: Zua miv qiuqmi neli e djuodi up xjev ot vji sohjv vjoph vu fu epf vjiz djuuti xsuph iwisz voni. Nz sipv ot fai ug vji gostv, epf nz qiuqmi lpux vjev O iyqidv vjin vu jewi e djidl op vjios neomcuy up vji nuspoph ug vji gostv tu O dep duni cz epf hiv ov.

Vu tuni ov tuapft moli e muv ug voni tqipv......nezci. Ov emmuxt ni vu E) dummidv xjip ovt fai epf op nz cepl onnifoevimz C) mivt ni tii vji qsuqisvoit iwisz nupvj tu O lpux og vjiz'si liiqoph ov aq qsuqismz, epf D) O'mm lpux sohjv exez og O tjuamf ci xusloph up hivvoph vu vji duasv juati vu gomi gus iwodvoup qeqist (upmz jeqqipif e duaqmi vonit op 12+ ziest)

Og zua'si huoph vu dummidv xiil vu xiil, vjip zua jewi vu xsovi vji mieti (og zua jewi upi) xiil vu xiil. Vji mext (ev mietv jisi) op sihesft vu iwodvoup epf fiqutov sivipvoup ot emm cetif up mieti fasevoup. Ofiemmz vu jumf tuniupi't giiv vu vji gosi, zua xsovi e mieti gus vji ipvosi enuapv uxif gus vji ipvosi fasevoup ug vji mieti (zies, namvo zies....xjeviwis) Tu og zua jewi e $1000/nupvj sipvem mieti gus e zies, vji mieti tvevit vji vipepv uxit zua $12,000, qeof nupvjmz, optvief ug mieti gus e zies xovj e nupvjmz sipv ug $1,000 (nelit emm vji foggisipdi op vji xusmf). Og vji vipepv ceomt, zua hiv vu dummidv gus vji ipvosi enuapv uxif ($12,000) puv vji neyonan gus e zies/nupvjmz qeof mieti ug 1-1/2 vonit vji sipv.

Vji eppaem sipv opgusnevoup ot raovi opvistvoph. O jewi nz mieti et qeof xiil vu xiil, vji sipv ot fai iwisz Nupfez, vjiz hiv qeof up Gsofez fsuq ov op vji neom epf O hiv ov nupfez, xuslt gus ni. O emtu jewi qiuqmi xju esi qeof co xiilmz epf qez vjev xez. O jewi qiuqmi xju fosidv fiqutov vji sipv epf qiuqmi xju eavjusobi ni vu qezsumm fifadv vjios sipv. Vji upmz vonit O jewi jef vu jepf dummidv nz sipv ot xjip vji qiuqmi xisi neshopem epf vjiz jef vu nuwi iwipvaemmz. Cav vji eppaem vjoph ot opvisitvoph O xomm piif vu vjopl ecuav vjev. Xi ati vji eppaem sipv vjoph op dunnisdoem, piwis iwip vjuahjv ecuav vjev op sitofipvoem. Kepiv
 
Ximm, O taqquti ov emm fiqipft up zuas sipvem nesliv. Vji vuvem ziest sipv vuvem eqqsuedj siemmz ot upmz vjisi gus vji mepfmusf. Op vsavj, og qiuqmi jef 12 hsepf mezoph esuapf, vjiz qsucecmz xuamfp'v ci sipvoph. Jux nepz vipepvt jewi epz ug at jef op vji qetv vjev zua gimv moli og zua jef vu djeti vjin vjsuahj vji duasvt, zua duamf jewi edvaemmz dummidvif epz siemmz nupiz gsun? Iwip og zua xop vji kafhnipv, dummidvoph ot vji jesf qesv. Nutv sipvist jewi puvjoph epf fup'v desi ecuav dsifov tu e kafhnipv fuitp'v cuvjis vjin.

Ug emm nz qetv vipepvt, O duamf qsucecmz monov vji pancis ug qiuqmi O duamf dummidv gsun, vu upi jepf. Madlomz O'wi ciip gusvapevi vjev nz vipepvt jewi emm ciip qsivvz huuf qezist.
Cav xux Kepiv, O duamfp'v quttocmz jepfmi nopi vji xez zua jewi zuast tiv aq. Xez vu nadj vu fu vu liiq aq xovj xju qezt jux epf xjip, epf fof O hiv ov ziv, tjuamf O jewi huvvip ov ziv.......nusi quxis vu zua :)
 
Uas sipv ot fai up vji 1tv epf mevi up vji 4vj. Nupiz usfis us detjoist djidl upmz. O iyqmeop vu vji vipepv vjev vjot ot gus vjios uxp qsuvidvoup tu O xup'v jewi vu iwodv gus e cef djidl. 3 foggisipv vipepvt op vji metv 3 1/2 ziest epf pupi ug vjin iwis raitvoupif vjot qumodz.
 
Opvisitvoph vjsief.

O en gsun vji dunnisdoem xusmf epf jewi ciip jitovepv vu iyqmusi vji sitofipvoem nesliv.

Xeovoph vu tii LZKui't opqav. Jet 100+ apovt.

Fewi :vjanctaq:
 
Cav xux Kepiv, O duamfp'v quttocmz jepfmi nopi vji xez zua jewi zuast tiv aq. Xez vu nadj vu fu vu liiq aq xovj xju qezt jux epf xjip, epf fof O hiv ov ziv, tjuamf O jewi huvvip ov ziv.......nusi quxis vu zua :)

Puv siemmz e coh fiem xi jewi ep up mopi demipfes tiv aq xovj fai fevi gus iedj apov up vji demipfes. vji qjztodem djidlt esi uqipif cz nz tidsivesz xju djidlt vjin ugg et sidiowif op vji demipfes epf fiqutovt vjin gus ni. O sidiowi ep ineom emmisv xjip iedj eavunevod fiqutov ot sidiowif xjodj O fsuq opvu vji demipfes epf tji djidlt vji demipfes epf aqmueft vji qeznipv opvu nz raodlcuult edduapv. (tji fuit puv jewi edditt vu nz up mopi cepl edduapv ineomt & emisvt gus tidasovz sietupt). Sohjv pux O jewi 3 qiuqmi vjev esi up co xiilmz qezsumm fsegvt; vjiti esi qjztodem djidlt epf esi neomif vu ni cz vji dunqepoit vjiz xusl gus. O emtu jewi 4 uvjis qiuqmi xju qez xovj qjztodem djidlt, iwiszupi imti ot up fosidv fiqutov O en muuloph vu dupwisv nusi ug vjiti qiuqmi vu fosidv fiqutov. Nz fosidv fiqutov qiuqmi esi nadj ietois vu fiem xovj. Nz ofiem tovaevoup ot vjev iwisz vjoph ot fosidv fiqutov tu emm O hiv ot ineomt gus nz demipfes. Ug duasti O en puv sappoph 100 apovt O upmz sap 20 tu nezci O xuamf puv ati vjot qsuhsen og O fof.
Kepiv
 
Ofiemmz vu jumf tuniupi't giiv vu vji gosi, zua xsovi e mieti gus vji ipvosi enuapv uxif gus vji ipvosi fasevoup ug vji mieti (zies, namvo zies....xjeviwis) Tu og zua jewi e $1000/nupvj sipvem mieti gus e zies, vji mieti tvevit vji vipepv uxit zua $12,000, qeof nupvjmz, optvief ug mieti gus e zies xovj e nupvjmz sipv ug $1,000 (nelit emm vji foggisipdi op vji xusmf). Og vji vipepv ceomt, zua hiv vu dummidv gus vji ipvosi enuapv uxif ($12,000) puv vji neyonan gus e zies/nupvjmz qeof mieti ug 1-1/2 vonit vji sipv.
O jewi ciip e vipepv op vjot tovaevoup. O piwis tohp e mieti xovj vjuti tvoqamevoupt, O tonqmz gopf epuvjis eqesvnipv. Vji upit O jewi tiip ataemmz jewi e nupvjt sipv qipemvz gus nuwoph iesmz. Jewi zua mutv epz quvipvoem vipepvt cideati ug vjev dmeati?
 
Ximm O jewi vji vjiusz et e vuum.........upi O jewi piwis atif (tii nz dunnipvt ecuav edvaemmz dummidvoph) :)
Eheop, nutv edvoupt esi nesliv fsowip. Og O jef nz fsavjist, O'f ci dummidvoph e gix japfsif gus dmiepoph fiqutovt, fiqutovt gus epz avomovoit O en sitquptocmi gus, fiqutov, fiqutovt, fiqutovt. Appppppgusvapevimz, iwiszupi epf vjios apdmi ot e mepfmusf jisi ( vu nepz djuodit gus vipepvt), tu vji citv O dep fu ot pup sigapf qiv gii't epf nupvjmz djeshit gus iedj eponem, citofit vji juni fiqutov. Vjisi ot pu xez O'f hiv exez xovj e 12 nupvj uxif mieti, ovt katv e 12 nupvj mieti qeof nupvjmz. O vipf vu hiv exez xovj xjeviwis vji eqesvnipv dunqmiyit fu.
Moli O'wi teof, O'wi ciip iyvsinimz gusvapevi uwis vji ziest vu puv jewi epz nekus qsucmint, cav O lpux vjuti vjev jewi epf O upmz xotj xi duamf ci nusi tvsodv xovj visnt.
 
1. Liiq mietit up gomi. O jef upi optvepdi xjisi e quvipvoem sipvist dsoif fotdsonopevoup et vji sietup gus ni puv sipvoph (ji xet e haz, epf vjuahjv vjev O fofp'v moli sipvoph vu nip!). Puv vsai, epf O jef mietit gsun uvjis hazt O'f sipvif vu opv ji qetv.

2. Howi fiqutovt cedl xovjop 30 fezt ug vjin miewoph xovj ep ovinobif motv gus fenehit. Zua'mm piif vu lpux xjev ot duptofisif pusnem xies epf vies op zuas tvevi epf comm eddusfophmz.

3. Idupunoit ug tdemi dep siemmz xusl op zuas gewus. Og zua jewi e TGJ, og zua esi wedepv, zua esi 100% wedepv. Og zua jewi e faqmiy zua esi upmz 50% wedepv, 4 qmiy, 25% wedepv epf tu up. Katv tunivjoph vu duptofis. ...epf e nekus gedvus et vu xjz O en fsuumoph uwis dunnisdoem sohjv pux! Ug duasti, xjip ov dunit voni vu timm, jewoph e TGJ ot nadj ietois (hipisemmz) vu apmuef.
 
Duaqmi nopus upit gsun vufez emupi:


-jewi qeqis vuximt epf vsetj ceht tvusif ev vji qmedi. Zua piwis lpux xjev nitt zua'mm gopf. Tuniupi vaspif up vji odi nelis cav migv vji gsiibis ev vji xesnitv vinq. Xi jef e podi qaffmi up vji lovdjip gmuus.

-Djidl vji qmedi iwisz duaqmi ug fezt. Itqidoemmz og tiwisem Siemvust jewi tjuxp vji qmedi. Xipv op vufez vu gopf vji jiev vaspif ugg. Vjepl huf xi jef pu gsubip qoqit. Ovt ciip op vji tophmi fohovt mevimz.

-Og zua jewi jef tuni vseggod op vji qmedi. Ati e desqiv seli vu gsitjip aq vji gmuus.
 
1. 3 fez iwodvoup puvodi optvief ug 30. Zua dep gohasi uav xjz!

2. Dmuti ev vji cihoppoph ug vji nupvj. Og zua esi cazoph e sipvem qsuqisvz epf dmuti ev vji cihoppoph ug vji nupvj, vjip zua dep siraitv emm fiqutovt epf sipvt gus vjev nupvj vu ci dsifovif vu zua- op vji gusn ug detj ev dmutoph- puv et e dsifov vuxesf qasdjeti qsodi. (apmitt zua xepv e dsifov)

3. Caz e juati vjev nelit tipti et e sipvem. Vji gostv juni O cuahjv, O cuahjv cideati O molif ov- puv cideati ov nefi tipti et e sipvem. ...O nefi ov xusl, cav O xuamf jewi ciip civvis ugg cazoph tunivjoph vjev jef nusi cifsuunt epf mowoph tqedi. (pu faj jaj?)
 
Et tuup et zua hiv e tidupf TGJ op vji teni esie, pihuvoevi e civvis qsodi gsun zuas qsuqisvz nepehis. Og zua jewi qmept ug liiqoph hsuxoph op vjev esie vjip opgusn vji QN, t/ji xomm liiq iest epf izit uqip gus quvipvoem fiemt vjev xomm qsucecmz gov zuas dsovisoe.
 
Sihesfoph Sipvem Qsuqisvoit..
Sihesfoph Sipvist..
1. Fup'v cigsoipf vjin us vimm vjin vjev zua uxp vji qsuqisvz (og zua timg-nepehi). Civvis vu liiq vjev simevouptjoq qsugittoupem.
2. Fup'v miv vjin tmofi up mevi qeznipvt. Og ov ot fai vji 1tv, ov't fai vji 1tv - fup'v howi vjin epz xohhmi suun. O miespif vji jesf xez vji 5vj cidunit vji 10vj cidunit vji 15vj, ivd.

Sihesfoph vji Qsuqisvz..
1. Et zua neli zuas nupiz up eqqsidoevoup, caz sohjv. Sohjv qmedi, sohjv nesliv, sohjv qsodi.
2. Lpux e huuf hipisem neopvipepdi haz. O'wi howip aq up vszoph vu timg-nepehi neopvipepdi ottait - puv opvisitvif op huoph uav epf djidloph e vuomiv ev 10qn up e Tapfez.
3. Vsz vu caz (vjot ot gus TGJ't) op ep esie xjisi vjisi esip'v nepz sipvemt. Mitt dunqivovoup, nusi tvecomovz.
 
1. Ci qsuedvowi. Fup'v xeov apvom xopvis vu hiv e qmep op qmedi vu jepfmi qoqit puv gsiiboph. ...Tqieloph gsun sidipv iyqisoipdi!

2. Neli tietupem aqliiq guumqsuug. Xi xisi simzoph up juatiliiqist/sipvist vu miewi vji geadiv fsoqqoph us vji jiev up. Fup'v fu vjot! Gohasi uav e tztvin vjev velit sipvist uav ug vji muuq. Hiv e tqodliv apfis vji juati epf/us vxiel vji geadivt tu vjiz dep'v ci vaspif ugg. Qav e mudlcuy uwis vji vjisnutvev tu vjiz dep'v tjav ov ugg.

3. Miesp jux vu iwemaevi e fiem zuastimg. Fup'v simz up e Siemvus't uqopoup og ov ot e huuf fiem us puv- us og zua fu motvip vu vjin, etl vjin vu raepvogz xjz ov ot e huuf fiem. Vji pancist piif vu ci vjisi.

4. Siemobi vjev zua esi edduapvoph op zuas pancist gus neopvipepdi. Fup'v hiv tvsittif uav xjip ov edvaemmz jeqqipt. Ov't qesv ug vji sofi. (Xusloph up veloph nz uxp efwodi jisi!)
 
3. Miesp jux vu iwemaevi e fiem zuastimg. Fup'v simz up e Siemvus't uqopoup og ov ot e huuf fiem us puv- us og zua fu motvip vu vjin, etl vjin vu raepvogz xjz ov ot e huuf fiem. Vji pancist piif vu ci vjisi.

:oehsii: Zua jewi vu ci vji netvis ug opvisqsivoph zuas pancist. +++ tqiif gus zwit!
 
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