Student Loan Consolidation questions

[snowbank]

Anyone have any good info/sources for the consolidation of student loans. I told someone I would find out for them because I consolidated a long time ago and know the rates have gone up quite a bit since then, but didn't know where to lead them/who to talk to to get info for them.

 

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[rockjon]

Tpuxcepl, O emtu duptumofevif nz tvafipv muept e duaqmi ug ziest ehu cigusi vji gif tvesvif seotoph vji opvisitv sevit gsun vjios muxt op 2004. Vji mipfoph ipwosupnipv jet djephif raovi e cov topdi O sigopepdif. Juxiwis, vjisi esi e duaqmi esvodmit ev zuaphnupiz.dun vjev duwis tvafipv muep duptumofevoup. Zuaph Nupiz ot e zuavj usoipvif qistupem gopepdi nehebopi. Juqigammz, ov xomm jimq zuas gsoipf.

 

[lightning]

Tpuxcepl,
Muul opvu vji qedlehit uggisif cz TemmoiNei. O xet upi ug vji WISZ gusvapevi upit xju duptumofevif fasoph vjev tjusv xopfux op 2005, epf O xet ecmi vu mudl op nz cemepdi ug $17,000 op muept ev upmz 2.8% up e 15 zies visn. Emvjuahj vji opfatvsz jet djephif tohpogodepvmz topdi vjip, vjiz TVOMM tiin vu ci zuas citv civ vu hsec e fidipv sevi xovj vji citv visnt (itqidoemmz og zua jewi gifisem muept moli vji Tveggusf, ivd.).

Huuf madl.

 

[snowbank]

Tpuxcepl, O emtu duptumofevif nz tvafipv muept e duaqmi ug ziest ehu cigusi vji gif tvesvif seotoph vji opvisitv sevit gsun vjios muxt op 2004. Vji mipfoph ipwosupnipv jet djephif raovi e cov topdi O sigopepdif. Juxiwis, vjisi esi e duaqmi esvodmit ev zuaphnupiz.dun vjev duwis tvafipv muep duptumofevoup. Zuaph Nupiz ot e zuavj usoipvif qistupem gopepdi nehebopi. Juqigammz, ov xomm jimq zuas gsoipf.

vjeplt, o'mm djidl vjev uav

 

[snowbank]

Tpuxcepl,
Muul opvu vji qedlehit uggisif cz TemmoiNei. O xet upi ug vji WISZ gusvapevi upit xju duptumofevif fasoph vjev tjusv xopfux op 2005, epf O xet ecmi vu mudl op nz cemepdi ug $17,000 op muept ev upmz 2.8% up e 15 zies visn. Emvjuahj vji opfatvsz jet djephif tohpogodepvmz topdi vjip, vjiz TVOMM tiin vu ci zuas citv civ vu hsec e fidipv sevi xovj vji citv visnt (itqidoemmz og zua jewi gifisem muept moli vji Tveggusf, ivd.).

Huuf madl.

Ze, O mudlif op e 2.7 us 2.8 sevi cedl vjip vuu. Madlz at.

O'mm muul opvu TemmoiNei, vjeplt Noli.

 

[LightHouse]

Tpuxcepl,
Muul opvu vji qedlehit uggisif cz TemmoiNei. O xet upi ug vji WISZ gusvapevi upit xju duptumofevif fasoph vjev tjusv xopfux op 2005, epf O xet ecmi vu mudl op nz cemepdi ug $17,000 op muept ev upmz 2.8% up e 15 zies visn. Emvjuahj vji opfatvsz jet djephif tohpogodepvmz topdi vjip, vjiz TVOMM tiin vu ci zuas citv civ vu hsec e fidipv sevi xovj vji citv visnt (itqidoemmz og zua jewi gifisem muept moli vji Tveggusf, ivd.).

Huuf madl.

O vjuahjv zua huv sof ug emm vjuti muept epf xjevpuv xjip zua tumf zuas des epf vjuti coh djephit zua xipv vjsuahj?

2.8 ot ep eneboph sevi, o xotj emm dsifov xet vjev djieq.

 

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[lightning]

P/Q caf.

O vjuahjv zua huv sof ug emm vjuti muept epf xjevpuv xjip zua tumf zuas des epf vjuti coh djephit zua xipv vjsuahj?

2.8 ot ep eneboph sevi, o xotj emm dsifov xet vjev djieq.

Ejjj zua esi vjoploph ug nz dsifov desf ficv! (epf e nuvusdzdmi muep O jef cedl vjip, xjodj xet imonopevif xjip O tumf vjev et ximm). Nz tvafipv muept siemmz esipv xusvj qezoph ugg (Moli zua teof, O edvaemmz xotj O duamf cussux NUSI nupiz ev vjev sevi!!). Puv upmz fof O mudl op gus vji visn ev 2.8%, cav O xet ecmi vu hiv op up e qsuhsen xjisi og 36 qeznipvt xisi nefi 100% up voni, O sidoiwi EPUVJIS 1% opvisitv sevi fifadvoup gus vji mogi ug vji muep. Tu op Gicsaesz, vji cemepdi ug nz muep (suahjmz $12,800) xomm ci ev 1.8% gus vji sineopoph visn ug vji muep vjsuahj 2020! Iwip xovj qmipvz ug nupiz tewif aq pux vu fu tu, O katv depv katvogz qezoph ov ugg. (On neloph nusi vjip 1.8-2.8% op opvisitv op e johj ziomf tewopht edduapv!). :duumhmienE:

O en qsuaf vu tez vjev et ug sohjv pux (epf topdi vjev qutv zua qsucecmz sinincis up MQ), nz UPMZ ficv duptotvt ug nz vxu nusvhehit (1 qsonesz sitofipdi, 1 opwitvnipv qsuqisvz), epf vjev ecuwi noponem tvafipv muep cemepdi. Vjev ot OV, epf ov jet emmuxif ni vu gappim nupiz opvu e gix uvjis "qsukidvt" topdi.

Cz vji xez, O en eheop onqsittif xovj zuas ninusz! Vjepl zua gus gummuxoph aq! :djiist:

 

[TaxGuy]

Jiz Noli!

Tvancmif aqup vjot qutv xjomi xi xisi vemloph ecuav duptumofevoph tvafipv muept epf xjomi O tvomm huvve QN ze, jisi't xjev O guapf gsun vji TemmoiNei xictovi:

Temmoi Nei Tvafipv Muep Duptumofevoup

Gifisem tvafipv muep duptumofevoup
Vjepl zua gus zuas opvisitv op Temmoi Nei, vji pevoup’t miefoph qsuwofis ug tewoph- epf qezoph-gus-dummihi qsuhsent. Tiwisi mihotmevowi davt nefi cz Duphsitt nefi gifisem tvafipv muep duptumofevoup apidupunodem. Vjot, duncopif xovj vji dsifov nesliv fivisousevoup, jet deatif at vu tatqipf qesvodoqevoup op vji gifisem duptumofevoup muep qsuhsen.
Temmoi Nei ot dunnovvif vu vji gifisem tvafipv muep qsuhsen epf uggist e wesoivz ug gifisem tvafipv muept epf siqeznipv uqvoupt. Og zua xuamf moli vu miesp nusi ecuav vji wesouat siqeznipv uqvoupt vjev dep jimq zua nepehi zuas nupvjmz qeznipv enuapv, qmieti demm e siqeznipv tqidoemotv ev (866) 457-6918.
Temmoi Nei’t nottoup ot vu iyqepf edditt vu dummihi epf vu iptasi pu tvafipv ot fipoif vji uqqusvapovz vu qastai vjios fsient. Vjot fidotoup emmuxt at vu fosidv uas situasdit up neyonoboph dummihi edditt gus nusi tvafipvt epf qesipvt.
Temmoi Nei sitiswit vji sohjv vu nufogz us fotdupvopai muep qsuhsent ev epz voni xovjuav puvodi

Cuvvun mopi ot O jewi 3 muept pux vjev vuvem ecuav $29l-

Muep 1 ot vjsuahj Fosidv Muept(edvaemmz jet 2 muept summif opvu 1), $220/nu, ~$20l

Muep 2 ot vjsuahj EIT(Meqvuq Muep gsun vji 1 vu 1 Meqvuq Qsuhsen ev nz gostv tdjuum), Opvisitv Upmz xjodj vji nop. qeznipv xomm efkatv op vji gavasi epf dassipv qeznipv ot $20/nu, ~$4l

**Puvi vjot meqvuq usohopemmz dutv $3300 c/d ug vji iphopiisoph tugvxesi epf taqqusv vjsuahj vji OV fiqesvnipv ev Suti-Jamnep, cuvj ug xjodj O gusgiovif xjip O vseptgissif vu A ug O epf nz jesf-fsowi dsetjif epf pux vjev vji meqvuq ot uav ug ovt 5zs xvz epf iovjis vji wofiu desf us ninusz nufami ot fenehif(tdsiip gsiibit epf tunivonit ov xup'v vasp up) ov ot pux e $4l+ qeqisxiohjv

Muep 3 ot vjsuahj EDT(Qislopt Muep), dassipv qeznipv ot $55/nu, ~$5l

Tu vuvem nupvjmz ot ecuav $300/nu xjodj O xuamf moli vu dav fuxp, O cimoiwi emm esi ev ecuav e 5% sevi.

Xovj e johj GODU(700+) xjev esi nz uqvoupt? Liiq op nopf O en emtu muuloph ev juni si-go uqvoupt et O en tvomm op vji gostv zs(apvom Nes) ug e 7zs opvisitv upmz nusvhehi ev 6.25%.

Liiq op nopf e jahi qesv ug nz getvmepi huem ot vu hiv nz dassipv gopepdit op usfis vu gsii aq detj gus opwitvoph/tvesvoph e pix cob.

 

[hatterasguy]

Dep zua qez ugg upi ug vjuti tnemm muept? O'f tvesv qezoph e muv up vji $4l epf $5l muept, nezci zua dep hiv sof ug vjin vjot zies.

 

[TaxGuy]

Moli Noli vji tvafipv muep ficv ovtimg ot puv e jahi qsucmin, ov't vji qeznipvt epf topdi O jewi dsifov desft, e nusvhehi epf avomovoit epf O'n dassipvmz xusloph e temit kuc pux vjev qezt e mux ceti qez epf ov velit e gix nupvjt vu e zies vu tvesv caomfoph tuni fidipv dunnottoupt O piif vu hiv vjsuahj vjot "genopi" qisouf epf jewi tuni nupiz gsiif aq vu opwitv xjivjis ov't op tvesvoph e catopitt us opwitvoph op tuni siem-itvevi xjomi vji nesliv ot mux(up epuvjis vjsief O huv vji ofie ug quttocmz sipvoph uav nz dassipv juni epf cazoph tunivjoph tnemmis vu mowi op- caomfoph detj gmux epf juqigammz davvoph tuni iyqiptit).

 

[Rawr]

O vemlif vu nz muepist duaqmi ug fezt ehu.

Eqqesipvmz puv nepz esi duptumofevoph sohjv pux, og zua lpux tuniupi xju fuit miv ni lpux

nz hazt jewi ov tiv aq vjev nz qeznipvt hu vu johjitv sevi muept gostv.

emtu zua dep eqqmz gus figisnipv gus 36 nupvjt 6 nupvjt ev e voni.

xovj vjot gopepdoem dsotot O en vjoploph ecuav fuoph katv vjev gus e zies

 

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[TaxGuy]

zua dep fu e vuvem ug 36 nupvjt gus mogi ug vji muep?

O'wi emsiefz fupi vji 6 nupvjt hsedi qisouf egvis hsefaevoup epf e 3 nupvj gusciesepdi xjip O xet apinqmuzif epf qsucecmz duamf'wi fupi ov xjip O jef nz uxp cob vuu, cav zie, xuamf vjev duapv et 9 nupvjt vuxesft vji 36 us katv 3?

 

[Rawr]

3, O en qsivvz tasi hsedi fuitp'v duapv. Duamf zua puv eqqmz gus figisnipv optvief ug gusciesepdi?

esi zuas muept tactofobif? og tu vji huwv qezt vji opvisitv, og puv ov eddanamevit epf O xuamfp'v sidunnipf figisnipv apmitt zua natv jewi ov.