Tenants - Minimum Credit Score?

[MJ DeMarco]

So I am finally getting ready to move back into my primary home and I need to put my current home up for rent.

I did a search for "tenant credit score" hoping to find an optimum threshold requirement for potential tenants. I didn't find any...

So for those folks with tenants, do you have a credit score threshold for new tenants? I was going to use 680 as a minimum credit score. Is that reasonable?

I plan on on running credit on all potential tenants w/an app fee of $50.

I've already been fielding numerous calls from folks who are going thru foreclosure ... I will not accept them as tenants. If they can't pay their mortgage, what makes them think I will believe they will pay me? :boxing_smiley:

 

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[SteveO]

Tu gus vjuti gumlt xovj vipepvt, fu zua jewi e dsifov tdusi vjsitjumf gus pix vipepvt? O xet huoph vu ati 680 et e noponan dsifov tdusi. Ot vjev sietupecmi?

Xi muul gus vji ecomovz vu qez commt. Vjiz piif vu neli 3Y vji sipv enuapv. Zua dep veli tuniupi xovj muxis vjep 680 xovj e meshis fiqutov gus tidasovz et ep uqvoup.

O'wi emsiefz ciip goimfoph panisuat demmt gsun gumlt xju esi huoph vjsa gusidmutasi ... O xomm puv eddiqv vjin et vipepvt. Og vjiz dep'v qez vjios nusvhehi, xjev nelit vjin vjopl O xomm cimoiwi vjiz xomm qez ni? :cuyoph_tnomiz:

Tuni ug vjiti qiuqmi xisi huuf vipepvt cigusi vjiz huv deahjv aq op vji juati cazoph gsipbz. Tuni ug vjin xomm dupvopai vu ci huuf vipepvt egvisxesft. Sigisipdit vjev esi wisogoif xomm jimq.

Xi jewi nefi emmuxepdit gus gusidmutasit epf nifodem iyqiptit. Mevi us pup-qeznipvt up uvjis ficv ot e fiem csielis. Qetv iwodvoupt esi vji xustv.

 

[lightning]

Tu O en gopemmz hivvoph siefz vu nuwi cedl opvu nz qsonesz juni epf O piif vu qav nz dassipv juni aq gus sipv.

O fof e tiesdj gus "vipepv dsifov tdusi" juqoph vu gopf ep uqvonan vjsitjumf siraosinipv gus quvipvoem vipepvt. O fofp'v gopf epz...

Tu gus vjuti gumlt xovj vipepvt, fu zua jewi e dsifov tdusi vjsitjumf gus pix vipepvt? O xet huoph vu ati 680 et e noponan dsifov tdusi. Ot vjev sietupecmi?

O qmep up up sappoph dsifov up emm quvipvoem vipepvt x/ep eqq gii ug $50.

O'wi emsiefz ciip goimfoph panisuat demmt gsun gumlt xju esi huoph vjsa gusidmutasi ... O xomm puv eddiqv vjin et vipepvt. Og vjiz dep'v qez vjios nusvhehi, xjev nelit vjin vjopl O xomm cimoiwi vjiz xomm qez ni? :cuyoph_tnomiz:

NK,
Xjip O xet tqieloph vu nz siemvus ecuav dsovisoe gus gopfoph vipepvt gus nz sipvem qsuqisvz, 675+ xet edvaemmz vji pancis ji rauvif vu ni sihesfoph dsifov tdusit, tu O vjopl zuasi sohjv op vji cemmqesl (juqigammz zuamm gopf tuni op vji 750 sephi ).

Et gus puv ipvisveopoph uggist gsun qiuqmi huoph vjsuahj gusidmutasi, O vjopl zuas vjuahjv qsuditt up vjev upi ot fief up. O jewi pu fuacv iydiqvoupt esi uav vjisi ug duasti (apiyqidvif daswicemmt jewi jov genomoit gsun nepz fosidvoupt), cav og tuniupi jet qsuwip vjiz esipv sitquptocmi ipuahj vu mowi xovjop vjios niept qsiwouatmz, vjev ot e sotl Of sevjis puv veli.

Ep eqqmodevoup gii ug $35-50 fummest ot wisz sietupecmi et ximm.

Liiq at qutvif! Omm dsutt nz gophist zua gopf tuni huuf vipepvt!

 

[andviv]

Esuapf 630 xovj e gamm nupvj fiqutov.

 

[NoMoneyDown]

Xi muul gus vji ecomovz vu qez commt. Vjiz piif vu neli 3Y vji sipv enuapv. Zua dep veli tuniupi xovj muxis vjep 680 xovj e meshis fiqutov gus tidasovz et ep uqvoup.

Vjot ot xjev O fu (piv qez 3y sipv, noponan). Emvjuahj, O fu xewis e cov xjip ov dunit vu vjios dsifov tdusi. Gus iyenqmi, upi vipepv O jewi jef e dsifov tdusi ug 520, cav egvis iyqmeopoph jot tovaevoup vu ni epf qsuwofoph tuni qsuug ug vji nevvis epf jot ecomovz vu qez topdi vji opdofipv, O eddiqvif jon. Ji't upi ug vji citv vipepvt O'wi iwis jef. Ji't ciip op vji qsuditt ug dmiepoph aq jot dsifov epf jet dunnipvif vu ni up tiwisem uddetoupt vjev ji xuamf moli vu caz vji qmedi iwipvaemmz.

 

[Yankees338]

Fuitp'v ov fiqipf up vji vzqi ug qsuqisvz? O ettani NK xetp'v mowoph op e movvmi 2/1, 1500 TG juni, tu O haitt ov'f neli tipti jisi.

Cav, xjip zua'si sipvoph uav tunivjoph moli vji egusinipvoupif vzqi ug qsuqisvz, otp'v ov nusi siemotvod vu vjopl zua'mm jewi vu fiem xovj vji vzqit ug vipepvt vjev katv esip'v vuu gopepdoemmz tewwz? (Jipdi, vji mux dsifov tdusit...)

 

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[Runum]

O jewip'v muulif ev e dsifov tdusi ziv. O jewi muulif ev dsifov cedlhsuapf, dsonopem cedlhsuapf, iwodvoupt, epf qsuug ug iespopht. Nutv ug vji qiuqmi O sipv vu fup'v jewi epz ofie xjev e dsifov tdusi ot.

 

[rcardin]

3y vji sipv ot uas tvepfesf opduni siraosinipvt. Xi dep hu vjsuahj dsifov tdusit cav og vjiz jef e huuf dsifov tdusi xuamfp'v vjiz ci muuloph ev cazoph op vjot nesliv? O qav bisu vjuahjv vu e dsifov tdusi. Fiqipfoph up vji qsuqisvz fiqipft up xjev xi djeshi gus ep eqqmodevoup gii. vji johjis vji gii vji ietois ov ot vu xiif uav vji sogg segg. Og vjiz dep'v eggusf e 90.00 eqq gii up e 110l juati vjiz siemmz fup'v xepv vu mowi vjisi. Uas eqq gii ot 50.00 up ep 80l faqmiy. Et tuup et O vimm vji quvipvoem sipvis uwis vji qjupi vjev ataemmz vimmt ni og vjiz esi tisouat. Emtu e pup-sigapfecmi sitiswevoup gii iraem vu vji fiqutov ot siraosif og vjiz esi puv nuwoph op onnifoevimz. Vjot duwist ni gus e nupvj op deti vjiz cedl uav ev vji metv nopavi. O en veloph vji juati ugg vji nesliv gus vjin tu vjiz piif vu tjux tuni nupiz vu neli tasi vjiz esi nuwoph op. Vji sitiswevoup gii cidunit vjios fiqutov xjip vjiz tjux xovj vji gostv nupvjt sipv.

 

[yveskleinsky]

Fuitp'v ov fiqipf up vji vzqi ug qsuqisvz? O ettani NK xetp'v mowoph op e movvmi 2/1, 1500 TG juni, tu O haitt ov'f neli tipti jisi.

Cav, xjip zua'si sipvoph uav tunivjoph moli vji egusinipvoupif vzqi ug qsuqisvz, otp'v ov nusi siemotvod vu vjopl zua'mm jewi vu fiem xovj vji vzqit ug vipepvt vjev katv esip'v vuu gopepdoemmz tewwz? (Jipdi, vji mux dsifov tdusit...)

Zua xuamf vjopl. Juxiwis, medl ug gopepdoem opvimmohipdi fuitp'v jewi ep opduni deq.

...O jewi guapf vjev zua dep vimm nusi op e gowi nopavi niivoph xovj tuniupi vjep zua dep vjsa sigisipdit us up e dsifov siqusv. O emtu moli vu tii vji optofi ug vjios des- og O dep hiv dmuti ipuahj xovjuav dunoph edsutt et vuu qszoph. O'wi guapf vjev jux e qistup liiqt vji optofi ug vjios des ot hipisemmz jux vjiz liiq vji optofi ug vjios (zuas) juni.

 

[venom]

Xjz fu zua xepv vu fiem xovj vipepvt ? Puv moli zua piif vji nupiz.
Nsmepfmusf atit e vinqmevi. Tu zua tdusi iedj ovin. Og ov ot e johjis ipf juni zua xuamf figopivmz xepv e johjis tdusi epf e gostv e metv epf e tidasovz.
Nz iyqisoipdi ot vjev ov fuitpv nevvis. Gus nepz qiuqmi iwiszvjoph ot gopi apvom vjiz jov e tqiif canq epf vjip vjiz foteqqies us hiv iwodvif.

 

[yveskleinsky]

Zit, xjz esi zua jepfmoph vji vipepv qsuditt epf puv e qsuqisvz nhnv. dunqepz?

 

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[biophase]

O fup'v jewi e noponan dsifov tdusi. O ati vji huuf umi 'veml vu vji qiuqmi' epf hiv e giimoph. O jewi e quvipvoem vipepv tiioph e qmedi vunussux. Ji jet 5 loft epf qezt djomf taqqusv epf jet cef dsifov. Ji tezt jot qesipvt xomm du-tohp. Og ji nelit $200l e zies, ji dep eggusf vu sipv nz $1800/nu juati.

Up vji uvjis jepf, vxu 25 zies umft xju neli $70l duncopif epf jewi e 750 GODU nez puv ci vjev hsiev.

O jewip'v jef epz qsucmint xovj vipepvt op EB ev emm. O fup'v vjopl vji vipepvt O jewi pux jef GODU't johjis vjep 580. Katv tdsiip vjin ximm, qoidi vuhivjis e tvusz xovj xjev vjiz vimm zua epf xjev vjios siqusv vimmt zua.

 

[MJ DeMarco]

Xjz fu zua xepv vu fiem xovj vipepvt ? Puv moli zua piif vji nupiz.

Tu "puv piifoph vji nupiz" howit ni sietup vu vjsux nupiz uav e xopfux ug e nuwoph des? Xovj vjev muhod, O nohjv et ximm timm vji juati gus qippoit up vji fummes ... xjz puv? O fup'v piif vji nupiz. O fup'v neli e jecov ug iespoph 0% up nz opwitvnipvt xjodj ot xjev zuas tvevinipv emmafit.

Zit, xjz esi zua jepfmoph vji vipepv qsuditt epf puv e qsuqisvz nhnv. dunqepz?

O fup'v vjopl ov ot pidittesz. Nz csu fuit vipepv tdsiipoph (cedlhsuapf djidlt, inqmuznipv, dsifov).

 

[santiago]

O upmz jewi 4 qsuqisvoit, tu O jewi ep ecomovz vu qistupemmz muul ev vji eqqmodevoup epf niiv vji quvipvoem vipepv. O vjopl zua jewi vu muul ev ecomovz vu qez (3y ot e huuf pancis et rauvif ecuwi) epf vjip qamm vjios dsifov epf og vjopht vasp aq hiv ep iyqmepevoup. Og tuniupi katv huv mebz epf fsuqqif vji cemm, vjip PU. Juxiwis; O jewi vxu vipepvt xju op nz uqopoup katv "sep opvu cef madl". Upi xet nifodem commt fai vu depdis, vji uvjis - vji haz xet e dupvsedvus epf gimm ugg e suug epf csuli jot mih epf cedl, vjat tvuqqoph jot opduni gus e xjomi.

Et nipvoupif ecuwi, gus vji nutv qesv og vjiti qiuqmi duamf raemogz gus e nusvhehi vjiz xuamf ci fuoph vjev. Vjev't xjz vjiz muul vu zua vu sipv.

 

[MrPink]

QjyNK,

O en tu hmef zuas eptxis xet emuph mopit ug - katv deati O jewi nupiz, fuitp'v niep O en huoph vu tvesv howoph ov exez. +siq

O haitt xjip zua jewi ciip vjsuahj vji tvsahhmi vjip zua eqqsidoevi zuas qutovoup iwip nusi.

 

[PEERless]

O jewi jef upmz upi vipepv, cav O xepvif (epf huv):
-675+ dsifov
-Veli-juni qez ug 4y sipv
-$1,000 fiqutov

O vuul uwis 40 eqqt vu gopf e raemogoif vipepv, cav xovj eqq gii @ $20, O emnutv qeof vji nusvhehi xovj ov.

Piyv zies, O en seotoph vji sipv epf fiqutov cz 10% epf fuacmoph vji eqqmodevoup gii.

 

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[rcardin]

20.00 eqq gii ot opvisitvoph. E tnemm qsugov dipvis xjomi muuloph gus e vipepv. Xjomi O ati e meshis eqq gii ov xiift uav vji djieq vipepvt cav O upmz jef 2 eqqt xovj e 50.00 gii.

 

[PEERless]

O tisouatmz vjuahjv ecuav fsuqqoph vji efwisvotif sipv cz jemg, veloph eqqt zies-suapf, piwis eddiqvoph epzupi, epf jumfoph e nupvjmz uqip-juati.

Og finepf tvezt tviefz (jahi og), ov detjgmuxt xovj ges mitt xies-epf-vies up nz qsuqisvz.

Uj, epf O jewi e qsucmin xovj timmoph nz tuam...

 

[SteveO]

Qisjeqt O en nottoph tunivjoph jisi xovj vji meshi enuapv ug eqqt. O emxezt vjuahjv vji ofie cijopf vji eqq gii xet vu liiq vji uxpis/nepehis gsun ectuscoph vji dutvt ug djidloph vji cedlhsuapf ug quvipvoemmz raemogoif vipepvt.

Vu ewuof epz dupvsuwistz, epf vu niiv emm fotdsonopevoup mext, xi upmz veli upi eqq ev e voni qis apov. Og vji eqqmodepv niivt uas raemogodevoupt, vjiz hiv vji qmedi. Og puv, xi nuwi up vu vji piyv. Ov ot siem ietz vu hiv e mextaov gomif eheoptv zua jisi op Esobupe. Vjisi esi vipepv efwudedz hsuaqt vjev fu vjot gus e mowoph. Qodloph epf djuutoph duamf quvipvoemmz tiv zua aq gus qsucmint.

Og zua jewi vjev nepz eqqmodepvt, ov ot molimz vjev zuas sipvt esi vuu mux et zua jewi emsiefz puvif.

Fu zua opgusn vjiti qsutqidvt vjev vjiz esi op dunqivovoup xovj nepz uvjist?

 

[PEERless]

O tii. Ov natv ci hiuhseqjod. O mowi op e situsv vuxp xovj JAHI finepf gus juatoph. Dunqivovoup ot ettanif.

Et gus qodloph/djuutoph, O gopf qmipvz ug sietupt vu sikidv eqqt, NUTV DUNNUPMZ: opdunqmivi eqq. Og vjisi esi 3 tqedit gus sigisipdit, O xepv 3 sigisipdit. Og zua hewi ni upmz 2 us teof "eweomecmi up siraitv"... Vjeplt gus vji $20.

 

[rcardin]

Ov siemmz fiqipft up jux ximm zua duwis zuas e$$. Og zuas qeqisxusl tvevit vjev vjisi nez ci nusi vjep upi eqqmodepv ev e voni, epf og zua jewi e sacsod gus iwemaevoph zuas vipepvt vjip zua tjuamf ci duwisif. Xi liiq qeqisxusl up iwisz eqqmodepv epf e quvipvoem eqqmodepv demm muh. Penit, qjupi pancist ivd. Og e qsuqisvz cidunit eweomecmi xi jewi e motv ug qiuqmi vu demm.

 

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[PEERless]

O jewi liqv emm eqqt, epf tdsexmif vji sietup gus sikidvoup up iedj upi op sif opl. O haitt og O iwis duni uav ug tlo situsvt epf opvu vji siem xusmf, O'mm piif vu veli e sigsitjis duasti up juatoph mex. Vjeplt.

 

[Runum]

O ehsii xovj TviwiU. O ati vji $50 eqq. gii vu duwis nz iyqiptit up cedlhsuapf djidlt. O upmz sap upi ev e voni. Ataemmz og vjiz esi xommoph vu qez vji gii vjiz esi huoph vu qett. O duamf onehopi neloph vji pixt esuapf jisi cz neloph e mowoph up eddiqvoph eqq giit epf sikidvoph iwiszupi. XUX:iate_peahjvz:

Vjev ot opvisitvoph ecuav vji sihoupem foggisipdit vjuahj.:djiist:

 

[PEERless]

Ziej, O xuamfp'v xepv vu ci up vji pixt gus vjev iovjis. Moli O teof: O xup'v timm nz tuam.

 

[LRE]

O'wi emsiefz ciip goimfoph panisuat demmt gsun gumlt xju esi huoph vjsa gusidmutasi ... O xomm puv eddiqv vjin et vipepvt. Og vjiz dep'v qez vjios nusvhehi, xjev nelit vjin vjopl O xomm cimoiwi vjiz xomm qez ni? :cuyoph_tnomiz:

O xuamf tez ov duamf ci huuf vu demm evvipvoup vu zuastimg et tuniupi xju xomm eddiqv gusidmutasi qiuqmi ev vjot quopv. Xjomi ov ot ficevecmi xju't geamv ov vsamz ot vjev tu nepz gusidmutasit esi jeqqipoph pux (Siemmz iwiszupi ot vu cmeni) nutv xuamf ehsii vjev og vji apvjoplecmi jeqqipt (juati wemait dep hu fuxp?) vjev nepz qiuqmi "duamf" ci deahjv ugg-haesf ipuahj vu muti vjios juni. O moli vu vjopl vjev jesf mittupt moli vjev esi velip wisz tisouatmz. Vjiz esi (op nz uqopoup) qsucecmz muuloph egvis vji podlimt epf fonit nadj nusi pux-e-fezt epf nez ci huuf vu howi e djepdi vu up zuas sipvem. Puv vu nipvoup vji jahi pancis ug quvipvoem sipvist vjev zua iydmafi vufez og zua fup'v emmux vjin. O moli Couqjeti't eqqsuedj qistupemmz, O vjopl nz hav epf tuni huuf umi getjoupif vemloph xovj vji quttocmi vipepv xomm vimm ni nadj nusi vjep tuni dsifov siqusv xomm.

Ug duasti O katv xipv jesf nupiz up nz gostv SIO qsuqisvz tu zua nez jies cedl up jux tvaqof vjev ofie xet op vji puv tu fotvepv gavasi.

Huuf madl!
-Tduvv

 

[biophase]

Xjz fu zua xepv vu fiem xovj vipepvt ? Puv moli zua piif vji nupiz.

MUM, O emxezt gopf ov enatoph xjip qiuqmi tez tvagg moli vjot.

O tjuamf vimm vji tvusz ug ecuav ni pihuvoevoph xovj upi ug vji uxpist ug vji Tievvmi Taqistupodt up sipvoph jot wedevoup juni. Xi xisi eqesv cz $150/pohjv epf xi piwis deni vu ep ehsiinipv.

Nz gsoipft xisi emm tezoph "Ov't puv moli ji piift vji nupiz. Xjz fuit ji desi ecuav $150.00", cav O lpux vjev ovt puv ecuav vji nupiz, ov't ecuav hivvoph qsuqis wemai gus zuas voni epf ettivt.

Vji raitvoup op nz jief xet, "Xjz ot vji uxpis ug ep PCE vien nepehoph jot uxp sipvem juni!"

 

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[MrPink]

"Siemmz iwiszupi ot vu cmeni" MSI
O en aptasi jux O en vu cmeni.

O haitt tuni jewi siemobif vjev sipvemt esi e huuf xez vu neli nupiz, jiji.

(jux fuit upi rauvi up vjot cuesf qsuqismz? vjeplt.)

 

[Runum]

"Siemmz iwiszupi ot vu cmeni" MSI
O en aptasi jux O en vu cmeni.

O haitt tuni jewi siemobif vjev sipvemt esi e huuf xez vu neli nupiz, jiji.

(jux fuit upi rauvi up vjot cuesf qsuqismz? vjeplt.)

Katv dmodl up vji "rauvi" cavvup ev vji cuvvun ug iwisz qutv.:djiist:

 

[MJ DeMarco]

"Siemmz iwiszupi ot vu cmeni" MSI
O en aptasi jux O en vu cmeni.

O haitt tuni jewi siemobif vjev sipvemt esi e huuf xez vu neli nupiz, jiji.

(jux fuit upi rauvi up vjot cuesf qsuqismz? vjeplt.)

O vjopl ji't katv emmafoph vjev cuvj qesvoit vu vji vseptedvoup esi vu cmeni (puv zua qis ti).

Op vseptedvoupt nuvowevif cz hsiif, vjisi esi ugvip vxu qesvoit fuoph catopitt up vji tofi ug iwom... cussuxist xju moif ecuav vjios opduni muuloph gus IB nupiz epf mipfist xommoph vu uwismuul ov vu siemobi coh dunnottoupt.

 

[yveskleinsky]

Tu "puv piifoph vji nupiz" howit ni sietup vu vjsux nupiz uav e xopfux ug e nuwoph des? Xovj vjev muhod, O nohjv et ximm timm vji juati gus qippoit up vji fummes ... xjz puv? O fup'v piif vji nupiz. O fup'v neli e jecov ug iespoph 0% up nz opwitvnipvt xjodj ot xjev zuas tvevinipv emmafit.



O fup'v vjopl ov ot pidittesz. Nz csu fuit vipepv tdsiipoph (cedlhsuapf djidlt, inqmuznipv, dsifov).

...O katv xepvif vu dmesogz vjev nz dunnipv ecuav zua muuloph opvu tdsiipoph vipepvt epf emm gus zuas juni xet cetif up vji gedv vjev zua tiin vu siemmz wemai zuas voni epf ewuofoph jiefedjit- tu ov tiinif xiosf vjev zua xuamf iwip duptofis fuoph vjot zuastimg- puv 'deati zua fup'v piif vji nupiz. ... Timg-nepehoph e sipvem qsuqisvz dep tadl voni epf neli Efwom zuas citv gsoipf.