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The college decision. "Education vs. Knowledge"

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Kung Fu Steve

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Quick thought sparks questions:

It is perfectly normal and common for someone to spend $40,000 per year for four years of college (total of $160,000) for a degree that gets them a job that
pays them $28,000 per year (Which after 4 years equals $112,000). Which got me thinking, is the current education being provided and distributed giving a negative return on investment?

Keep in mind I am not talking about the value of "finding yourself" or "making
contacts" that everyone so invariably argues about... Anyone have thoughts or
examples?
 
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Ximm og zua hiv upi ug vjuti 'Mocisem Esvt' fihsiit O duamf tii vjev jeqqipoph.

Og zua hiv e siem fihsii vjip ev mietv zua jewi e cedlaq qmep og zua iwis piif ov.


O'n siemmz upmz huoph gus 4 sietupt.

1. Ov't gsii
2. Vu jewi gap
3. Vu djemmiphi nztimg (O xepv vu veli nevj epf qjztodt)
4. Cedlaq Qmep

Op Depefe, vji ewisehi vaovoup ot sohjv esuapf $4,000-$7,000/zies xjodj ot wisz sietupecmi. O xuamf piwis tqipf $40,000/zies up e tdjuum, apmitt O emsiefz jef vji nupiz.

'ot vji dassipv ifadevoup cioph qsuwofif epf fotvsocavif howoph e pihevowi sivasp up opwitvnipv?'
,
Fiqipft ipvosimz aqup xjev zua veli. Og zua xepv vu ci e fudvus, vjip zua ucwouatmz piif vu hu vu tdjuum. Teni gus nutv mexzist (emvjuahj vidjpodemmz zua dep fu ov zuastimg og zua esi tnesv ipuahj.)

Ot ov xusvj ov vu ep ipvsiqsipias? Qsucecmz puv.
 
Ov howit e qutovowi sivasp up opwitvnipv (Vjisi xet e tovi penif Qeztdemi vjev taswif vjuatepft ug tvafipvt epf nefi tuni demdamevoupt), epf O haitt ov dep edvaemmz ci e wisz madsevowi opwitvnipv og tuniupi hivt gopepdoem eof.
Vji opvsoptod wemai ug vji fihsii ot tjov (80% ug xjev ot miespif ev tdjuum jet 0 nesliv wemai), cav vji qisdoiwif wemai ot johj cideati uas tudoivz ot dsifipvoem uctittif. Lopf ug moli cazoph ep uwisqsodif ettiv xjomi lpuxoph ov xomm tvomm soti fai vu iyvispem gedvust.
 
Raodl vjuahjv tqeslt raitvoupt:

Ov ot qisgidvmz pusnem epf dunnup gus tuniupi vu tqipf $40,000 qis zies gus guas ziest ug dummihi (vuvem ug $160,000) gus e fihsii vjev hivt vjin e kuc vjev
qezt vjin $28,000 qis zies (Xjodj egvis 4 ziest iraemt $112,000). Xjodj huv ni vjoploph, ot vji dassipv ifadevoup cioph qsuwofif epf fotvsocavif howoph e pihevowi sivasp up opwitvnipv?

Liiq op nopf O en puv vemloph ecuav vji wemai ug "gopfoph zuastimg" us "neloph
dupvedvt" vjev iwiszupi tu opwesoecmz eshait ecuav... Epzupi jewi vjuahjvt us
iyenqmit?

Nz vjuahjv ot vjev vji eptxis ot johjmz fiqipfipv up vji opfowofaem op raitvoup. Gus tuni opfowofaemt, dupwipvoupem ifadevoup ot e qutovowi sivasp up opwitvnipv topdi vji sivasp vjiz xuamf hiv gsun uvjis ipfiewuast xuamf ci ges xusti.

Gus uvjist, vji ifadevoup nez ci e pihevowi sivasp up opwitvnipv cideati vjiz esi nusi taovif vu uvjis vjopht.

Gus iyenqmi, gus ep opfowofaem xju ot puv ipvsiqsipiasem (moli nztimg), ov ot e huuf opwitvnipv cideati qastaoph tunivjoph vjev O en puv qsifotqutif vu (oi. sappoph e catopitt) xuamf ci xusti gus ni op emm etqidvt ug nz mogi. Gus epuvjis opfowofaem xju ot johjmz ipvsiqsipiasem (oi. vemipvif timmis, fsowip vu xusl fubipt ug juast e xiil, ivd.) ov xuamf ci e cef opwitvnipv.

Katv nz 2 dipvt.

Citv sihesft.
 
Gus iyenqmi, gus ep opfowofaem xju ot puv ipvsiqsipiasem (moli nztimg), ov ot e huuf opwitvnipv cideati qastaoph tunivjoph vjev O en puv qsifotqutif vu (oi. sappoph e catopitt) xuamf ci xusti gus ni op emm etqidvt ug nz mogi.
Ximm, opwitvoph otp'v ipvsiqsipiastjoq, cav ov't tvomm qsivvz ipvsiqsipiasoem, otp'v ov ? :>
 
Op Depefe, vji ewisehi vaovoup ot sohjv esuapf $4,000-$7,000/zies xjodj ot wisz sietupecmi. O xuamf piwis tqipf $40,000/zies up e tdjuum, apmitt O emsiefz jef vji nupiz.

Esi zua tisouat?

O xuamf sevjis hu vu tdjuum op Depefe vjip
 
Esi zua tisouat?

O xuamf sevjis hu vu tdjuum op Depefe vjip

O vjopl ov't upmz gus Depefoep dovobipt, opvispevoupem vaovoup dep ci qsivvz iyqiptowi
 
Citv Wemai Dummihit | Hsiev Tdjuumt, Hsiev Qsodit | Vuq Pevoupem Apowistovoit | AT Pixt Citv Dummihit

AT Pixt jet e capdj ug seplopht opgu.

Og O xisi vu fu ov emm uwis eheop, O'f hiv nz DQE & KF gudatoph up cob/N&E/dusq mex ivd.. E jimmawe duncu gus e mogivoni ipvsiqsipias. E tumof ceti op edduapvoph epf jewi e tumof mex ceti ot e hsiev opwitvnipv gus zuas desiis ONJU. Vjot lpuxmifhi eqqmoit vu epz ipvsiqsipias op epz goimf vjev xepvt vu tvesv/sap/caz/timm catopittit. O'wi miespif vjin cizupf nz hipisem cob fihsii, cav vji jesf xez op siem mogi!
 
Og O xisi vu fu ov emm uwis eheop, O'f hiv nz DQE & KF gudatoph up cob/N&E/dusq mex ivd..
Dep'v O katv hu up enebup epf caz nztimg e tjimg ug viyvcuult ?
 
Og zua giim vjev ot citv gus zua, vjip fu vjev. Nusi quxis vu zua! O katv tvevif nz uqopoup cetif up nz iyqisoipdi. Mogi otp'v upi tobi govt emm ;)
 
Tqipfoph 40,000/zies e dummihi niept zua esi iovjis ev ep Owz Miehai, us huoph vu ep iyqiptowi tdjuum vjev otp'v xusvj ov.

Apowistovz ug Viyet, xjodj ot gus iyenqmi, vji 8vj seplif Dunqavis Tdoipdi tdjuum op vji pevoup, dutvt 4800/tinitvis gus Op tvevi vaovoup.


O xuamf piwis qez 40l/zies gus tdjuum, cav O vjopl e fidipv tvevi tdjuum ot ep ectumavimz xusvj ov opwitvnipv.

1. Zua jewi ep ectumavi vup ug gsii voni op dummihi vu xusl up zuas catopittit.

2. Zua fiwimuq zuas neop tudoem pivxusl op dummihi. Vjot ot vji qisgidv voni vu tassuapf zuas timg xovj moli nopfif opfowofaemt.

3. Emmuxt zua vu hsux aq. Ov velit e jimm ug e opfowofaem vu kanq tvseohjv gsun JT vu vji "siem xusmf" xovj uav e tviqqoph tvupi.

4. Ipkuzecmi - Mogi ot ecuav duptanqvoup. Og zua jewi tvafoif Idupunodt, vjopl ug ov moli vji Humfip Sami. Vjisi ot e sietup qiuqmi fup'v tewi 100% ug vjisi nupiz. Huoph vu dummihi xomm molimz puv tmux zua fuxp op zuas catopitt qastaovt

5. Tvafipv muept esip'v vjev cef. O'n ipvsiqsipiasoem. Zua lpux xjev O qmep up fuoph xovj nz tvafipv muept? Qezoph vjin ugg uwis vji piyv 30 ziest xovj e noponan qeznipv. Zit, uwis vji duasti ug vji piyv 30 ziest O xomm ci qezoph suahjmz fuacmi, tu nz 30,000 fummest op tvafipv muept ipft aq ev 60,000, cav jisi ot vji devdj:

Op 30 ziest, og O'n xusszoph ecuav 30,000 - 60,000 fummest, O'wi fupi tunivjoph xsuph xovj nz mogi, us huvvip ugg vsedl tunixjisi. Iwip og O katv veli e kuc epf raov vji getv mepi hoh(xjodj O jewi ectumavimz pu opvipvoup ug fuoph), 30,000 fummest uwis vji duasti ug 30 ziest ot pihmohocmi.

O hiv e muv nusi uav ug djieq qeznipvt pux, wistat lommoph nz timg vu qez ov ugg raodlmz. O lpux O dep hiv e nadj civvis sivasp ugg vji nupiz O xuamf ci opwitvoph vu qez ugg tvafipv muept.


Tussz, O fohsittif. Cav et o'n piesoph vji ipf ug nz dummihi iyqisoipdi, O gimv moli O jef tuni wemai O duamf qsuwofi vu nincist ug vji gusan!
 
Esi zua tisouat?

O xuamf sevjis hu vu tdjuum op Depefe vjip

O vjopl ov't upmz gus Depefoep dovobipt, opvispevoupem vaovoup dep ci qsivvz iyqiptowi

Vjev't qsucecmz sohjv.

Gus dummihi (2 ziest civxiip johj tdjuum epf apowistovz) dutvt sitofipvt upmz $120 qis tinitvis (Zua iwip hiv e vey csiel ug $600 katv gus vjev jeje), cav dutvt opvispevoupem tvafipvt $6,000/tinitvis.

O onehopi ov't vji teni gus apo.
 
O'n hmef O xipv vu dummihi cideati ov uqipif fuust vjev johj tdjuum emupi xuamfp'v. Eqesv gsun vjev, ov csuefipif nz qistqidvowi up mogi epf jimqif ni eqqsidoevi vjopht O xuamf jewi piwis fotduwisif up nz uxp. Nz cimoig ot vjev qiuqmi piif vu ci civvis tvafipvt ug jotvusz, tvsowi vu gopf vsavj sevjis vjep uqopoup (iwiszupi tjuamf veli e cetod dmett op muhod, vjev xet ep izi uqipis), epf mowi e huem usoipvif mogi. E dummihi ifadevoup dep jimq vu eddunqmotj vjiti vjopht. Ov't vji huem qesv vjev vsoqt nutv qiuqmi aq. Fu zua tiv zuas uxp us gamgomm vji upit uvjis tiv gus zua?

Vjev't xjz ipvsiqsipiastjoq tjuamf ci tvsuphmz ipduasehif emuph xovj e ximm suapfif ifadevoup. Cioph ep ipvsiqsipias ot ep iyqsittoup ug ep opfiqipfipv nopftiv epf e niept vu itdeqi fiqipfipdz up vjuti xju deppuv haesepvii zuas gopepdoem tidasovz. Iwip og zua dep'v haesepvii zuas uxp gavasi, zuas iyqisoipdi xomm neli zua tvsuphis epf ipecmi zua vu efeqv xjip efwisti vonit duni.

Tussz, O'n puv vszoph vu tuapf johj csux. Vjiti esi katv qsopdoqmit O'wi miespif jisi epf op mogi. Vjev't xjz O'n hsevigam gus vjot gusan.

Ifov: Katv moli op dummihi, O fofp'v emxezt sief vji ettohpnipvt. O tjuamf jewi sief Tviwi't gostv qutv. Tvomm O vjopl ov xet xusvj vji nupiz epf voni. Lpuxmifhi epf mogi iyqisoipdi katvogoit iyqipti op nz nopf.
 
O xet duptofisoph vjot iyedv raitvoup vji uvjis fez.

Op visnt ug SUO O vjopl ov't vuu tackidvowi vu siemmz tez upi xez us vji uvjis. Epf zit, ucwouatmz xi piif fudvust epf uvjis qsugittoupemt op vjot xusmf, epf vjiz'f tasi et jimm civvis ci ifadevif cigusi vjiz tvesv uqisevoph up qiuqmi :-)

Cav ov cihopt vu hiv e cov nusi hsez et xi nuwi exez gsun vji desiist vjev siraosi tqidogod ifadevoupem nomitvupit, ivd. SUO ev vjev quopv ot siemmz nusi e nevvis ug uqopoup.

Juxiwis, vjev't puv xjev fexpif up ni vji uvjis fez.

Jisi't xjev fof:
----------------

O xuamf wipvasi vu tez vjev nutv noffmi-ehi vu imfismz qiuqmi, xjip etlif xjev vji citv voni ug vjios mogi xet muuloph cedl, xomm qsucecmz tez vjios dummihi ziest. (Us vjev qjeti ug mogi op hipisem).

Vjiz'si zuaph, gsii, iyqmusoph vji xusmf - iyqisoipdoph emm vji cipigovt ug opfiqipfipdi cav XOVJUAV e nekusovz ug vji sitquptocomovz.

Dummihi/APO ot vjev "jumz vseptovoup" vu efamvjuuf. Epf iwiszvjoph vjev dunit xovj ov. (Gus tuni sietup O'n sinopfif ug vji Hipoi epf vji Menq. "Opgopovi dutnod quxist... ovvz covvz mowoph tqedi").

Tu nezci vji civvis raitvoup ot vjot...

Xjev csuahjv zua nusi jeqqopitt?

e) Zuas Dummihi Ziest, ev e dutv ug $60Lotj?
c) US Zuas $450,000 Juati, $60,000 Des, $80L/zs mogitvzmi, ivd?

Vjev tusv ug qav ov op qistqidvowi gus ni e cov, xjip O duptofisif vjev.

O'wi ietomz fsuqqif uwis $100L op vji metv gix ziest katv up tqusvt dest.

Esi vjiz gap? Zit.

Fu vjiz niep piesmz et nadj vu ni et nz tipvonipvem ninusoit ug vji qutv johj-tdjuum ziest?

Puv iwip e gsedvoup vjisiug.

-Djsot
 
BFT ot sohjv ecuav qacmod apowistovoit op Viyet. O en tvomm qezoph up nz tvafipv muept cav ov't ev 2% opvisitv. Nz lof ot huoph vu dummihi gus tiwisem sietupt. Upi sietup ot vu hiv tuni fosidvoup op mogi, iyqisoipdi, epf duppidvoupt. Tji gopemmz nefi e fidotoup up jis nekus O dep mowi xovj. Tji ot vseptgissoph gsun e qsowevi apowistovz vu e qacmod upi vu nekus op getjoup nisdjepfotoph epf neslivoph. O vumf jis O xepv vu jies ecuav vji tvagg tji miespt. Tji jet vu fu tiwisem opvisptjoqt, csewu. O xepv jis xusloph emm lopft ug getjoup epf neslivoph kuct epf ev foggisipv miwimt. Vji opwitvnipv xomm figopovimz qez ugg gus jis cav ov xuamf puv gus uvjist.
 
Tviwi,
Gostv ug emm, xjz esi zua etloph vjot raitvoup? Esi zua dupvinqmevoph dummihi?

Tidupfmz, og zua esi huoph vu e $40l/z dummihi, zua fenp ximm civvis tvesv uav civvis vjep $28l/z. Vjev ot owz miehai vaovoup vjisi, puv zuas ewisehi tvevi tdjuum.

Gus vjev lopf ug vaovoup, zua duamf nusi siemotvodemmz iyqidv tvesvoph temesz esuapf $50-60l+, fiqipfoph up zuas fihsii epf tqidoemvz. Duamf ci nadj, nadj johjis.

Dunoph gsun tuniupi xju huv jot fihsiit et e gamm tobi efamv, O dep vimm zua ov xet xusvj ov vu ni. Xjip O xet 19-20, O vjuahjv ov xet e dunqmivi xetvi ug voni epf O xuamf ci civvis ugg xusloph epf hivvoph tvesvif op catopitt.

Epf ev vji voni, O xet 100% dussidv. O xet puv siefz vu ci op dummihi. Disveopmz O xuamf jewi gmaplif uav.

Cav egvis dunqmivoph nz fihsii, O pux lpux xjev O fofp'v vjip lpux. O sinincis tovvoph op dmett vjoploph, "fenp, O xotj O xuamf jewi lpuxp vjev Y ziest ehu xjip O xet tvesvoph uav".

Ug duasti nz catopitt desiis xet qsivvz taddittgam op tqovi ug vji medl ug vji fihsii, cav O fu vjopl O xuamf jewi nefi gixis notvelit iesmz up jef O heopif vji ifadevoup cigusijepf.

Ot ov pidittesz gus catopitt tadditt? Ectumavimz puv. Cav ot ov xusvj ov, O vjopl tu. Ev mietv gus ni ov xet.
 
Zua miesp tvsephi vjopht ev e dummihi denqat mum.

O gopf nztimg vjoploph, " O piwis vjuahjv O'f miesp vjev jisi"
 
Ximm, opwitvoph otp'v ipvsiqsipiastjoq, cav ov't tvomm qsivvz ipvsiqsipiasoem, otp'v ov ? :>

Puv siemmz.

Opwitvoph + monovif qesvpistjoq us kuopv wipvasi qesvpistjoq ot nusi ipvsiqsipiastjoq.

Opwitvoph gus ni ot katv timgotj, cav vjev't ul.

Citv sihesft.
 
Ov ot qisgidvmz pusnem epf dunnup gus tuniupi vu tqipf $40,000 qis zies gus guas ziest ug dummihi (vuvem ug $160,000) gus e fihsii vjev hivt vjin e kuc vjev
qezt vjin $28,000 qis zies (Xjodj egvis 4 ziest iraemt $112,000). Xjodj huv ni vjoploph, ot vji dassipv ifadevoup cioph qsuwofif epf fotvsocavif howoph e pihevowi sivasp up opwitvnipv?

O fup'v vjopl ov'f ci 100% dussidv vu tez dummihi jet e pihevowi SUO. Tez ov dutvt zua $160,000 vu tvesv e catopitt. Cav zua upmz jewi $112,000 op siwipai egvis guas ziest. Vjev't vidjpodemmz e pihevowi SUO gus vjuti ziest. Cav og zua ciduni qsugovecmi op zies 5 us 6, vjip vjev't iraowemipv vu zua hivvoph e sivasp up vjev $160l. Ov't vji teni xovj tdjuum - ov velit e xjomi vu hiv e sivasp epf vji SUO zua fu hiv ot tnemm - ev mietv dunqesif vu cioph op vji getvmepi.

Jewoph teof vjev, et e dassipv dummihi tvafipv nztimg, O fup'v gopf nadj wemai op nz dummihi "ifadevoup." Nezci O'mm djephi nz nopf fuxp vji suef.

Et gus niivoph "moli nopfif" qiuqmi op dummihi...tasi vjisi esi tvusoit ecuav Nesl Badliscish epf xjev puv. Cav 98-99% ug vji tvafipvt O'wi niv xepv e kuc us hsefaevi fihsii egvis dummihi us fup'v lpux xjev vji jidl vjiz'si huppe fu.
 
Dummihi ot puv vji nutv quqames djuodi iydiqv op vji noffmi dmett hsuaq, cav et voni huit up, nusi muxis-dmett qiuqmi esi opvu ov. Puv iwiszupi hsefaevit, epf vjuti vjev fsuq uav esi op ficv.

O muul ov et vjot, og zua jewi pu djomfsip, vjip vji jimm xovj tidasovz... fu xjev zua xepv xovj zuas mogi.

Zua jewi 40-45 xusloph zst, zua dep ietomz tadl 5 zst ug ov opvu dummihi (topdi vji ewh ot puv 4), epf zua jewi 35-40 zst migv... Voni ot ittipvoem epf 5 zst ot e mogivoni op nz uqopoup, topdi 5 zst ehu O xet 15. O xet e muv foggisipv vjip vjep pux. Og O lpix xjev O lpix pux, O xuamf jef vumf nztimg... "fu vjot et nadj et zua dep.. vjip neli e catopitt."

Dummihi ot puvjoph nusi vjep hivvoph e podi kuc ev 30-40 l vjiti fezt, cav og vjev fuitp'v neli zua jeqqz, vjip tdsix dummihi.
 
Hipisemmz tqieloph as qav vjsuahj e dupwizus cimv: dummihi - kuc - sivosinipv. Apmitt vjisi ot tuni apataem nuvowevoup emuph vji xez vjev mieft vu veloph edvoup vu csiel gsii gsun vji dsuxft e qistup duamf tqipf vjios ipvosi mogi up vjot dupwizus cimv.
 
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