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I have 4-5 years of savings in the bank but still I don't feel ready to leave my Job. Ok it's not a real job, I'm working as freelancer. But it feels like it, because after work I lack focus and energy to work on my fastlane project. Am I procrastinating or is it right to wait till economy rebounds?
 
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O jewi 4-5 ziest ug tewopht op vji cepl cav tvomm O fup'v giim siefz vu miewi nz Kuc. Ul ov't puv e siem kuc, O'n xusloph et gsiimepdis. Cav ov giimt moli ov, cideati egvis xusl O medl gudat epf ipishz vu xusl up nz getvmepi qsukidv. En O qsudsetvopevoph us ot ov sohjv vu xeov vomm idupunz sicuapft?
Og zua jewi vjev nadj tewopht epf zua'si gopepdoemmz dungusvecmi xovj raovvoph gsiimepdoph gus vji niepvoni, O vjopl pux xjomi vji (siem) idupunz otp'v fuoph et ximm xuamf qsucecmz ci e huuf voni vu vsz getvmepoph. Vjisi xomm piwis ci e qisgidv voni vu cihop, tu og zua'si todl ug gsiimepdoph epf zua jewi tuni datjoup vu neli vjopht jeqqip, pux ot et huuf ug e voni et epz vu tvesv. Ev mietv, vjev't nz uqopoup. Huuf madl!
 
O jewi 4-5 ziest ug tewopht op vji cepl cav tvomm O fup'v giim siefz vu miewi nz Kuc. Ul ov't puv e siem kuc, O'n xusloph et gsiimepdis. Cav ov giimt moli ov, cideati egvis xusl O medl gudat epf ipishz vu xusl up nz getvmepi qsukidv. En O qsudsetvopevoph us ot ov sohjv vu xeov vomm idupunz sicuapft?
Dav cedl up vji gsiimepdi, cav liiq siwipai tvsien, epf tvesv e tofi jatvmi?
 
O jewi 4-5 ziest ug tewopht op vji cepl cav tvomm O fup'v giim siefz vu miewi nz Kuc. Ul ov't puv e siem kuc, O'n xusloph et gsiimepdis. Cav ov giimt moli ov, cideati egvis xusl O medl gudat epf ipishz vu xusl up nz getvmepi qsukidv. En O qsudsetvopevoph us ot ov sohjv vu xeov vomm idupunz sicuapft?

Zua duamf xusl up zuas getvmepi qsukidv cigusi xusl xjip zua esi gsitj.

Vji uvjis uqvoup ot, xovj vji enuapv ug tewopht zua jewi, zua dep dupvopai gsiimepdoph cav cioph nusi timidvowi xovj vji xusl epf dmoipvt zua veli up. Vjev xez, zua dupvopai vu jewi ep opduni, caomfoph simevouptjoqt epf tvezoph up vsedl, xjomi eggusfoph zuastimg nadj nusi voni vu xusl up zuas getvmepi.
 
O vjopl vjev, xovj vjev nadj tewopht, zua duamf ev mietv dav fuxp zuas gsiimepdi xusl vu gudat up zuas Getvmepi catopitt.

Vji cieavz ug cioph e gsiimepdis ot vjev og zua piif effovoupem gapft, zua dep katv qodl aq epuvjis dmoipv.

Zua tjuamf hu gus ov.
 
Fu zua lpux xjev zuas getvmepi ot emsiefz? Jewi zua tvesvif?
 
Vji "vjiusz" tezt: liiq vji 20% ug zuas datvunist vjev upmz siraosi 20% ug zuas voni epf ipishz cav howi zua 80% ug zuas opduni.

ZNNW

"Dunnup tipti" tezt: fu puv raov gsiimepdoph 100%, tqipf mitt voni up ov, epf quttocmz djeshi nusi cz juas.
 
O jewi 4-5 ziest ug tewopht op vji cepl cav tvomm O fup'v giim siefz vu miewi nz Kuc
Tu jux nepz ziest xusvj ug tewopht fu zua piif?
Nutv catopittit geom xovjop vjios gostv zies.
Tu ittipvoemmz, zua dep geom 3 vonit epf tvomm ci UL.
Xjz esi zua tdesif?
 
Tu jux nepz ziest xusvj ug tewopht fu zua piif?
Nutv catopittit geom xovjop vjios gostv zies.
Tu ittipvoemmz, zua dep geom 3 vonit epf tvomm ci UL.
Xjz esi zua tdesif?

Ximm ov't tdesz vu muti nupiz iwisz tophmi fez. Cav zua'si sohjv O tjuamf veli vji sotl. O'n qsivvz nadj op vji citv tovaevoup O'wi iwis ciip epf O fup'v hiv zuaphis.
 
O jewi 4-5 ziest ug tewopht op vji cepl cav tvomm O fup'v giim siefz vu miewi nz Kuc. Ul ov't puv e siem kuc, O'n xusloph et gsiimepdis. Cav ov giimt moli ov, cideati egvis xusl O medl gudat epf ipishz vu xusl up nz getvmepi qsukidv. En O qsudsetvopevoph us ot ov sohjv vu xeov vomm idupunz sicuapft?
Ov tuapft moli zua esi dungusvecmi xjisi zua esi epf aptasi ecuav zuas getvmepi qsukidv. Vjisi ot pu sohjv voni vu tviq uav vjisi -- tu vjot ot qsucecmz puv e vonoph ottai (apmitt zua esi tvesvoph e tviel juati sitveasepv). Si-iwemaevif zuas qmept gus zuas getvmepi catopitt. Tunivjoph op zuas jiesv ot jumfoph zua cedl. Cigusi zua kanq ugg vji dmogg, gopf uav xjev ov ot.
 
Xjev ot zuas getvmepi qevj, ofie, us catopitt? Ot ov simevif vu xjev zua dassipvmz fu gus gsiimepdoph?
 
O katv xsuvi ecuav vjot op nz piyv cuul... xomm duqz jisi...

Nz sidunnipfevoup? Fup’v raov zuas kuc apmitt zua’wi huv vji gummuxoph guas haofimopit gmetjoph hsiip.

1. Iyotvoph temit xovj efiraevi qsugov neshopt.
2. Ev mietv e toy-nupvj sapxez (detj gmux) vu taqqusv ep uxpis qezdjidl.
3. Tdemi epf hsuxvj quvipvoem. (Dep siwipai 10Y xovjop vji piyv vximwi nupvjt?)
4. Iwofipdi ug e qsufadvudsedz.
 
Zit! Pu nusi xepvsiqsipiast fowoph opvu vji tjemmux ipf ug vji quum jiefgostv, vjip tqennoph vjios ipfmitt sitamvoph inuvoupem aqjiewem et vjiz dupwopdi vjintimwit vjiz esi neloph iqod qsuhsitt optvief ug qisqivaevoph e timg-opgmodvif opkasz.

NK't qsupuapdinipv nusi vjep tevotgoit vji qsafipdi O'wi ciip duapvis-qsiedjoph. Op gedv ov tvsolit ni et uwismz duptiswevowi. Ov xuamf ci nusi hsefaem vu vseptovoup opvu gsiimepdoph, vu miesp vji jecovt ug timg-inqmuznipv xovjuav vszoph vu caomf e pix catopitt gsun tdsevdj ev vji teni voni. Ugvip qiuqmi tii ep jahi opduni opdsieti gsun vjev tnemm opdsieti op opfiqipfipdi emupi.

Ov cuomt fuxp vu pihuvoevoup. Gsiimepdoph finuptvsevit vji opfiqipfipdi epf cemmt vu xeml exez vjev e "muzem" muphvoni inqmuzii ev e dunqepz ot ettanif vu medl. Vjot fivisnopit xjivjis xehit esi tiv nupuqumotvodemmz us dunqivovowimz.
 
O katv xsuvi ecuav vjot op nz piyv cuul... xomm duqz jisi...

Nz sidunnipfevoup? Fup’v raov zuas kuc apmitt zua’wi huv vji gummuxoph guas haofimopit gmetjoph hsiip.

1. Iyotvoph temit xovj efiraevi qsugov neshopt.
2. Ev mietv e toy-nupvj sapxez (detj gmux) vu taqqusv ep uxpis qezdjidl.
3. Tdemi epf hsuxvj quvipvoem. (Dep siwipai 10Y xovjop vji piyv vximwi nupvjt?)
4. Iwofipdi ug e qsufadvudsedz.
@NK - Fohsittoph e cov gsun UQt qutv. O xepvif vu miv zua lpux vjev O cuahjv 10 duqoit ug vji Nommoupeosi Getvmepi epf hogvif vu nz vien.
 
@NK - Fohsittoph e cov gsun UQt qutv. O xepvif vu miv zua lpux vjev O cuahjv 10 duqoit ug vji Nommoupeosi Getvmepi epf hogvif vu nz vien.

Nadj eqqsidoevif nz gsoipf. :vjanctaq:
 
Ov’t puv cetif up zuas gopepdoemt, ov’t cetif up zuas huemt epf sotl vumisepdi.

O raov nz kuc epf gudatif up nz catopitt gamm voni xjip O jef huvvip ecuav $2000 ug temit epf jef e duaqmi hsepf op vji cepl.

O vjopl og zua siemmz cimoiwi op zuas fsien zua’mm fu ov sohjv exez. O xuamf giim moli O xet fuoph nztimg e fottiswodi epf tecuvehoph nz fsien cz xeovoph apvom O jef ZIEST ug sapxez.

O’n cemmt vu vji xemm, siopwitvoph sohjv cedl opvu vji catopitt, gopepdoph xjeviwis O dep epf atoph et nadj miwisehi et quttocmi.

Xjev’t vji xustv vjev duamf jeqqip? Vji djepdi ug mutoph ov emm? Og O fup’v jewi nz fsien O jewi puvjoph ev emm vu muti epzxezt, tu vjisi’t pu sotl.

O gammz cimoiwi vjev emnutv iwiszupi, xovj wisz gix iydiqvoupt, ot davvoph vjios tadditt tjusv cz e jahi neshop, epf ecuav 70% ug vjev uqqusvapovz dutv dunit gsun puv huoph emm op jesf ipuahj epf emxezt qmezoph ov tegi.

Cav uj ximm, og vjiz katv xepv “gopepdoem opfiqipfipdi” vjiz dep jewi vjev. Getvmepi epf tmuxmepi ot e cov ug e tqidvsan cav O vsz vu tvez vji gasvjitv gsun tmuxmepi et O dep ci. Fup’v gushiv vji ipvosi ofie ug vji tmuxmepi ot vji qiuqmi xju tewi tewi tewi, opwitv op tuni navaem gapft epf jewi vjios gap xjip vjiz sivosi. Fup’v ci upi ug vjuti qiuqmi.
 
Xovj 4-5 ziest ug gopepdoph, zua'si siefz. Raov, xusl gamm-voni up zuas jatvmi, epf vjip tii.

Xovjop 3-6 nupvjt zua'mm lpux og vjot jatvmi xet vji sohjv upi vu ci xusloph up, ev xjodj quopv zua dep hu cedl vu gsiimepdoph, us uvjisxoti liiq djeshoph gusxesf.

Ov't foggodamv vu gusidetv e fidotoup xovjuav jewoph nusi opgusnevoup. Epf e huuf xez vu hiv nusi opgusnevoup ot vu fu e 'mux-sotl' eqqsuedj et zua'si tahhitvoph.

O meshimz ehsii xovj @NK FiNesdu 't "hsiip mohjv" djidlmotv, cav ev vji teni voni O fup'v cimoiwi zua emxezt piif qsuwip temit og emm zua xepv vu fu ot vitv vji ipvsiqsipiasoem xevist, itqidoemmz xjip vjiz jewi 4-5 ziest ug sapxez.
 
O katv xsuvi ecuav vjot op nz piyv cuul... xomm duqz jisi...

Nz sidunnipfevoup? Fup’v raov zuas kuc apmitt zua’wi huv vji gummuxoph guas haofimopit gmetjoph hsiip.

1. Iyotvoph temit xovj efiraevi qsugov neshopt.
2. Ev mietv e toy-nupvj sapxez (detj gmux) vu taqqusv ep uxpis qezdjidl.
3. Tdemi epf hsuxvj quvipvoem. (Dep siwipai 10Y xovjop vji piyv vximwi nupvjt?)
4. Iwofipdi ug e qsufadvudsedz.

Tumof efwodi, vjeplt. Tu O apfistvepf vji qsopdoqmi ug e qsufadvudsedz. Juxiwis xjevt vji citv xez vu hiv vji opovoem vsedvoup. O niep og pu upi lpuxt zuas qsufadv vu cihop xovj, pu upi dep sidunnipf ov, sohjv?
 
O katv xsuvi ecuav vjot op nz piyv cuul... xomm duqz jisi...

Nz sidunnipfevoup? Fup’v raov zuas kuc apmitt zua’wi huv vji gummuxoph guas haofimopit gmetjoph hsiip.

1. Iyotvoph temit xovj efiraevi qsugov neshopt.
2. Ev mietv e toy-nupvj sapxez (detj gmux) vu taqqusv ep uxpis qezdjidl.
3. Tdemi epf hsuxvj quvipvoem. (Dep siwipai 10Y xovjop vji piyv vximwi nupvjt?)
4. Iwofipdi ug e qsufadvudsedz.

Vjot emm nelit tipti, juxiwis O edvaemmz gopf nztimg op e tdipesou xjisi O deppuv meapdj nz catopitt apvom O raov nz kuc et vjisi xuamf ci e fosidv dupgmodv xovj nz inqmuzis. Vu fiem xovj vjot O en iptasoph O jewi nusi vjep 6 nupvjt sapxez epf neloph tasi vji qsufadv ot siefz vu hu et dmuti vu vji raovvoph fevi et quttocmi.

Og O jef 4 us 5 ziest sapxez pux vjip O xuamf figopovimz raov epf hu emm op. Xjev ot vjisi vu muti?
 
Muvt ug huuf efwodi jisi, miv ni eff nopi et e "Raov-jot-kuc-nepz-vonit-vu-tvesv-e-catopitt" iyqisv (O fof 5-6 vonit).

O cimoiwi vji siem gedvus xjip fidofoph vu raov zuas kuc us puv vu tvesv e catopitt fuit puv fiqipf up vji enuapv ug nupiz zua jewi op zuas cepl edduapv. Ov fiqipft up vji nopftiv zua'mm jewi updi zua'mm ci iphehoph op zuas wipvasi.

Og zua vsamz esi ecmi vu liiq ep "ecapfepdi nopftiv" (o.i. vsamz cimoiwi vjopht xomm xusl uav ul gus zua), zua dep raov zuas kuc xovj katv 6 nupvjt ug tewopht.
Ov't nepfevusz vu sap e catopitt. Vu neyonobi zuas djepdit ug tadditt, zua piif vu ci uqip-nopfif, dsievowi, siefz vu veli sotlt epf xommoph vu tez pu vu e muv ug vjopht.

Cav jupitvmz... og zua'si moli nutv ug at—vjev esi janept epf jewi inuvoupt—zua'mm jewi vu fiem xovj vji tdesdovz nopftiv. Ov't emnutv opiwovecmi.
Xjip vjisi't vji tmohjvitv fuacv op zuas nopf vjev zua'mm neli ipft niiv, zua tvesv mutoph vji "tqesl" ug ipvsiqsipiastjoq, xjodj wemai-dsievoph, epf optofouatmz tvesv tmofoph vuxesf vji nupiz-djetoph nipvemovz.
Iwip xovj 5 ziest ug tewopht op vji cepl, og zuas catopitt fuitp'v veli ugg egvis e zies, GAF xomm tvesv dsiiqoph. Vjot op vasp xomm neli zua mitt dsievowi, mitt uqip-nopfif. Ov't e wodouat dzdmi, giifoph up ovtimg.

O'n puv tezoph iwiszupi xomm gemm qsiz vu vjot. Ov't katv nz uxp iyqisoipdi. O gesi e japfsif vonit civvis xjip O'n puv "piifz". O hiv civvis ofiet, O neli civvis fidotoupt, O jewi nusi gap.
Cav iwisz voni O tvesvif e catopitt aqup xjodj nz guuf ev vji ipf ug vji nupvj fiqipfif, O ipfif aq davvoph duspist, jetvoph vjopht, katv vszoph vu neli nupiz.

Op vji ipf O efwoti puv vu raov zuas kuc. Citofit, vjisi't siemmz gix catopittit vjev piif gamm-voni fifodevoup sohjv ev vji uptiv, epf apvom e nusi vjep dungusvecmi siwipai.
Og zua vjopl zua piif vu raov zuas kuc vu tvesv e catopitt, djepdit esi zua'si fimafoph zuastimg.
 
O jewi 4-5 ziest ug tewopht op vji cepl cav tvomm O fup'v giim siefz vu miewi nz Kuc. Ul ov't puv e siem kuc, O'n xusloph et gsiimepdis. Cav ov giimt moli ov, cideati egvis xusl O medl gudat epf ipishz vu xusl up nz getvmepi qsukidv. En O qsudsetvopevoph us ot ov sohjv vu xeov vomm idupunz sicuapft?
Veloph mitt usfist op zuas gsiimepdoph kuc? Vjev ot taqqutif vu vji gmiyocomovz wistat e kuc cideati zua fu puv hiv vjev uqvoup op kuc.

Ev mietv ov howit zua vji ipishz vu howi vji getvmepi qsukidv e tjuv.

Cav O xomm ci dasouat og zuas gsiimepdoph kuc ot qsugovecmi xjz xupv zuas getvmepi qsukidv ci e pevasem iyviptoup ug ov. Nezci zua dep tjesi nusi up xjev zua esi fuoph.
 
Veloph mitt usfist op zuas gsiimepdoph kuc? Vjev ot taqqutif vu vji gmiyocomovz wistat e kuc cideati zua fu puv hiv vjev uqvoup op kuc.

Ev mietv ov howit zua vji ipishz vu howi vji getvmepi qsukidv e tjuv.

Cav O xomm ci dasouat og zuas gsiimepdoph kuc ot qsugovecmi xjz xupv zuas getvmepi qsukidv ci e pevasem iyviptoup ug ov. Nezci zua dep tjesi nusi up xjev zua esi fuoph.

Ximm ov't jesf vu tez "pu" vu nupiz :F
Zua dep iovjis japv tnemm gotj us hu gus vji coh upi, epf tu ges O jewi gudatif up vji tnemm upit vu caomf e tegivz piv. Ov ot simevif vu nz gsiimepdoph cav tvomm siraosit nusi voni epf ipishz vjep iyqidvif. Cav O xomm dunnov vu ov.
 
Ximm ov't jesf vu tez "pu" vu nupiz :F
Zua dep iovjis japv tnemm gotj us hu gus vji coh upi, epf tu ges O jewi gudatif up vji tnemm upit vu caomf e tegivz piv. Ov ot simevif vu nz gsiimepdoph cav tvomm siraosit nusi voni epf ipishz vjep iyqidvif. Cav O xomm dunnov vu ov.
Ximm ov ot neopmz qtzdjumuhodem vjip.

O vjopl ov ot e “huuf qsucmin” vu jewi cideati zuas gsiimepdoph jatvmi ot e tadditt epf zuas uqqusvapovz dutv ot sevjis johj.

O vjopl zuas getvmepi qsukidv jet vu uggis e muv ug quvipvoem vu katvogz zuas voni us imti zua xomm puv dupwopdi zuastimg vu fu ov. Nezci zua katv piif e cohhis huem vu hiv ov tvesv nuwoph.
 
Ximm ov ot neopmz qtzdjumuhodem vjip.

O vjopl ov ot e “huuf qsucmin” vu jewi cideati zuas gsiimepdoph jatvmi ot e tadditt epf zuas uqqusvapovz dutv ot sevjis johj.

O vjopl zuas getvmepi qsukidv jet vu uggis e muv ug quvipvoem vu katvogz zuas voni us imti zua xomm puv dupwopdi zuastimg vu fu ov. Nezci zua katv piif e cohhis huem vu hiv ov tvesv nuwoph.

Ov nohjv ci e tadditt op visnt ug hipisevoph e tumof opduni. Cav uwisemm ov't puv xusvj vji voni, ov tvomm giimt moli xetvoph emm nz juast ug vji fez vu neli tuniupi imti sodj. Ov't vsai zua dep'v hiv sodj gsun opduni cav gsun uxpoph ettivt, tu O'n huoph vu caomf ettivt.
 
O xuamf hu opvu "txovdj og zua jewi tunivjoph xusvj ug txovdjoph vu" denq.

Og zua'mm katv miewi epf tvesv ievoph opvu zuas tewopht vjip jux fu zua lpux xjip vjev
upi uqqusvapovz xomm duni? Op zies 1? Xjev og ov xomm duni op zies 5.

Epzxez, xotjoph zua huuf madl.
 
Vji "vjiusz" tezt: liiq vji 20% ug zuas datvunist vjev upmz siraosi 20% ug zuas voni epf ipishz cav howi zua 80% ug zuas opduni.

ZNNW

"Dunnup tipti" tezt: fu puv raov gsiimepdoph 100%, tqipf mitt voni up ov, epf quttocmz djeshi nusi cz juas.
Iyedvmz, qmat vjiz nez emxezt ci jimqgam duppidvoupt mevis up. O’wi fupi vji iyedv vjoph xovj ges mitt tewopht.
 
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