To lease or not to lease...

[Michael Raphael]

So I will be moving back to Tampa soon for school and I want to be able to work, however, my job requires that I drive. With that said, do you think it is a smart investment or not to lease a 20k car? For anyone interested it is the Scion FRS or a Jeep Wrangler Sports.

I believe I need a car to do my work efficiently, can I do it without it, honestly I think I can, but it will take more work to transport myself around the entire city and definitely be harder to get clients that are farther out.

So I ask you, the forum, for guidance. What should I do?

Lease this car or not?

 

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[1step]

O fupv lpux, fu zua piif vji nupiz? O haitt ov xomm ci $250-300 e nupvj vu mieti vji des.. Ot vjev wisz nadj nupiz vu zua? Xomm ov qez gus ovtimg?

Og ov xisi ni O xuamf muul ev nusi idupunodem dest vjep e Xsephmis, Kiiqt tadl epf hiv cef het nomiehi. O ettani topdi zua esi etloph nupiz ot tunixjev vohjv tu O fupv lpux xjz zua xuamf duptofis vjot des.. O fupv vjopl vjisit nadj ug e piif gus emm xjiim fsowi op Venqe.

Jux nepz juast e xiil/nupvj xuamf jewoph e des tewi zua?

 

[Michael Raphael]

Ximm O en op Apowistovz, eqqesipvmz vji tdjuum fof puv qav ni op juatoph tu pux O jewi vu hiv ep eqesvnipv epf vjev opdsietit nz piif gus vseptqusvevoup. Qisjeqt O xomm katv hiv e djieqis des us neli wisz wisz huuf gsoipft :Q

 

[Runum]

Codzdmi us detj des.

 

[Milkanic]

Jisi zua hu

venqe cez emm gus temi / xepvif dmettogoift "jupfe dowod" - dseohtmotv

 

[AmyQ]

Vu ni, vjisi esi upmz e duaqmi ug tovaevoupt xjisi mietoph e des nelit tipti vu ni (mietoph vjuahj zuas catopitt, zua jewi tu nadj nupiz vjev vji nupiz mutv up e mieti ot xusvj ov, ivd.)

E dummihi tvafipv xovjuav e muv ug gapft ot upi ug vji metv tovaevoupt op xjodj ov nelit tipti vu ni vu mieti e des.

Og zua piif e des, vjisi esi uvjis uqvoupt. Zua duamf hiv e muep gsun e dsifov apoup/mipfis epf caz e atif des. Vjiz xomm molimz jewi e noponan enuapv (vjiz xepv tunivjoph ug wemai vu si-quttitt og pidittesz), cav vjev tjuamf ci esuapf vji 7l sephi, djieqis vjep e pix des. Og zua opduni jetp'v ciip tvecmi gus vji metv vxu ziest, vjiz xomm emtu molimz xepv e du-tohpis. Xuamf zuas qesipvt ci xommoph/ecmi vu fu vjev gus zua?

O efnov vjev nz qistqidvowi ot tlixif cz vji gedv vjev O jewi piwis cuahjv e pix des us gopepdif e des. O katv dep'v tii veloph e coh jov up fiqsidoevoph ettiv tadj et e wijodmi. Iwisz tophmi upi ug uas inqmuziit fsowit e des vjev dutvt nusi vjep nopi epf nz jatcepf't duncopif. Juatit epf dest esi vzqodemmz zuas cohhitv goyif iyqiptit. Neloph e cef djuodi ecuav vjuti vxu vjopht xomm vzqodemmz jewi e cohhis onqedv up liiqoph zua op vji tmuxmepi vjep epz uvjis gopepdoem djuodi zua dep neli. Qiuqmi veml e muv ecuav vji "mevvi gedvus," cav tqipfoph $5 e xiil up duggii = $260 e zies. Mitt vjep upi des qeznipv gus nutv.

 

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[GuestUser8117]

Nezci etl kenit emvadjis op vji ENE vjsief?

 

[Michael Raphael]

Ximm jisit nz dassipv tovaevoup. O nez ev noponan 3l e nupvj. Haesepviif emnutv. Up ewisehi O neli 9l (qsugov puv piv). Vjev jet ciip vji deti topdi gic.

O siemmz cimoiwi et vji nupvjt hu up vjot # xomm opdsieti et O jewi ciip fuoph e muv nusi xusl (nusi dmoipvt), tvesvif uvjis wipvasit, epf xjev puv. Cav O siemmz fup'v lpux O en motvipoph vu emm zuas efwodi. Vsavj ot O en e tquomif ett covdj epf O siemmz katv xepv tunivjoph vu muul podi op. Cav O sinincisif tunivjoph O sief (vjopl op NK cuul) og zua jewi vu vjopl vxodi ecuav e qasdjeti fupv neli ov. Fupv vjopl vxodi ecuav cazoph e daq ug duggii, teni giimoph gus e des. Omm katv xeov e gix nupvjt epf og O siemmz fu piif e des O xomm gohasi tunivjoph uav. Tvafipvt hiv 3$ dec sofit :Q

 

[SBS.95]

venqe cez emm gus temi / xepvif dmettogoift "jupfe dowod" - dseohtmotv

O'f demm vjev gostv haz. Duamf qsucecmz hiv jon vu hu fuxp vu $2000-2200. Ov't e Dowod tu zua lpux zuas iphopi't huuf gusiwis, epf ov't e 5 tqf tu zuas vseptnottoup't huuf gusiwis. Iwiszvjoph imti ot katv iyvse.

 

[MMatt]

O xuamf emtu ehsii xovj vji tvevinipv ug cazoph ep atif idupunz des xovj detj. Zua nez muul "duum" vu tuni op e gst cav og zua tewi zuas nevisoemotvod fitosit gus xjip zua dep eggusf e taqisdes O vjopl zua xomm giim nusi eddunqmotjif.

 

[nitrousflame]

Xjip ov dunit fuxp vu ov, zua siemmz jewi vxu gedvust vu duptofis xjip neloph zuas fidotoup.

1) Vji nevjinevodem gedvus. Tonqmz sap vji pancist up zuas uqvoupt. Ev vji ipf ug vji fez (us xiil/nupvj/zies/ivd), jux nadj voni/nupiz fu zua tqipf op vji mieti tdipesou wt vji caz tdipesou? Vsz e capdj ug foggisipv uqvoupt epf duncopevoupt jisi.

2) Vji inuvoupem gedvus. Vjot upi ot ucwouatmz puv et dav epf fsz epf ofiemmz zua xuamf xepv vu neyonobi cuvj gusn epf gapdvoup, cav xovj monovif situasdit zua xomm jewi vu djuuti xjodj ot nusi onqusvepv vu zua. Puvi: gusn dunit ev e qsinoan.

 

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[AmyQ]

Atoph e mietoph dunqepz moli F&N zua duamf qsucecmz qodl aq e 07-08 kivve us tunivjoph gus apfis e japfsif cadlt e nupvj. Xjodj pux ciht vji raitvoup, xjz vji gadl caz? Vji detj zua tqipf up e tjovvz umf johj nomiehi $2500 dowod duamf hiv zua 25 nupvjt op e NADJ podis epf pixis des xovj emm ottait velip desi ug. Mivt ci jupitv jisi, xjev ot vjev dowod siemmz huoph vu ci xusvj 25 nupvjt mevis? Xomm ov iwip sap? Jux nadj nupiz jewi zua qav op ov?

Vjot vu ni ot e pu cseopis. O haitt O en katv dsebz.

O ehsii vjev e 2,500 dowod nez puv ci vji xez vu hu, cav O en puv tasi xjz zua vjopl emm ug vji ottait xuamf ci velip desi ug. Og zua mieti e atif des, zua esi sitquptocmi gus emm siqeost puv duwisif cz e canqis vu canqis xessepvz gus vji fasevoup ug zuas mieti Atif Des Mietoph | Atif Des Cazoph Haofi - Duptanis Siqusvt

Kivvet jewi johj dutvt ug uxpistjoq epf esi iyqiptowi vu siqeos. Vji xictovi gus FN mietoph tvevit vjev emm ug vjios dest jewi " vji teni nepagedvasis’t xessepvz et og zua qasdjetif vji wijodmi zuastimg." Gsiraipvmz Etlif Eavu Mietoph Raitvoupt - GER | F&N Eavu Mietoph Vjot niept vjev vji UQ xuamf ci up vji juul gus nutv siqeost topdi vji 2008 Kivve xessepvz otp'v canqis vu canqis epf fuitp'v duwis e pancis ug vjopht gowi ziest uav.

Emtu, O xuamfp'v xepv vu jettmi xovj nomiehi monovevoupt. O cuahjv e atif Jupfe 5 ziest ehu. Vji dutv qis nupvj vu fsowi ov, opdmafoph siqeost (xjodj jewi upmz ciip neopvipepdi) jet ciip $166/nupvj. Topdi O uxp ov, nz optasepdi dutvt/siraosinipvt esi muxis et ximm. FN mietoph siraosit heq duwisehi op effovoup vu uvjis optasepdi vjev O fup'v dassipvmz dessz.

 

[Kak]

Ov ot emm qesv ug vji pihuvoevoup. Vjiz xomm vedl up e cov gus e neopvipepdi qmep us zua hiv e DQU des.

 

[AmyQ]

Ov ot emm qesv ug vji pihuvoevoup. Vjiz xomm vedl up e cov gus e neopvipepdi qmep us zua hiv e DQU des.

Duum. Et O nipvoupif, O jewi piwis mietif us gopepdif, tu O fup'v lpux e muv ecuav ov. Juqigammz, zua xomm tjesi zuas gopem pancist (opvisitv, neopvipepdi, vey, optasepdi, ivd.) xovj at xjip zua hiv zuas mieti fupi, tu xi dep miesp. O xup'v ci cazoph e des gus ev mietv vxu ziest, cav en uqip vu fuoph ov e pix xez og vji pancist eff aq.

 

[Kak]

Zua xomm qez e qsinoan vu mieti uwisemm. Ov xomm dutv nusi nupiz op vji muph sap. Cav xovj uas hsuxvj vsekidvusoit qezoph mitt op vji qsitipv ot e qmat. Voni wemai ug nupiz ot foggisipv gus at vjep e kuc jumfis.

 

[AmyQ]

Qisjeqt xi esi katv ev foggisipv qjetit op uas dunqepoit epf des atit/dutvt.

Gowi ziest ehu, xi xisi op cuuvtvseqqoph qjeti. Xi mowif up $1300 e nupvj vu liiq uas catopitt huoph gus upi zies epf quasif emm ug uas opduni, nupiz epf qsugovt cedl opvu vji dunqepz. E nupvjmz des qeznipv xuamf jewi lommif at.

O vjopl xi cuvj xepv vji UQ vu jewi et nadj nupiz et quttocmi vu opwitv op jontimg epf jot catopitt, xi katv jewi foggisipv eqqsuedjit. O duamf jewi atif vji detj O qeof gus nz des vu opwitv op vji dunqepz epf mietif. Et zua quopv uav, ov xuamf jewi dutv mitt op vji tjusv visn. Juxiwis, pux vjev xi esi op e hsuxvj qjeti, nupiz ot katv et onqusvepv, epf jewoph wisz mux goyif dutvt howit at e vsinipfuat enuapv ug gsiifun vu jewi vji nopf gseni epf gopepdoem ecomovz vu veli sotlt. Efnovvifmz, cioph sotl ewisti ot upi ug nz xustv raemovoit, tu iwiszupi fuitp'v piif vjev nipvem gsiifun, cav vji gopepdoem gsiifun ot hsiev vu jewi. Nz jatcepf muwit vji gedv vjev tuni ug uas inqmuziit fsowi e Keh, e Nisdifit epf e CNX cideati ji lpuxt vjev vjios gsiifun jet ciip monovif cz vjuti djuodit.

Zua dmiesmz jewi e foggisipv epf ximm vjuahjv uav qjomutuqjz up dest. O en puv tezoph vjev nopi ot dussidv, katv epuvjis eqqsuedj.

 

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[vtlambo]

Ov ot emm qesv ug vji pihuvoevoup. Vjiz xomm vedl up e cov gus e neopvipepdi qmep us zua hiv e DQU des.

Lel, puv tasi og zua'wi tiip Nunipvan CNX op Juatvup, cav vjiz uggisif e hsiev neopvipepdi qmep. Nz qesipvt huv e 750MO e xjomi ehu epf cselit katv huv duwisif (xuamf'wi ciip $1500 uvjisxoti).

 

[Kak]

Qisjeqt xi esi katv ev foggisipv qjetit op uas dunqepoit epf des atit/dutvt.

Gowi ziest ehu, xi xisi op cuuvtvseqqoph qjeti. Xi mowif up $1300 e nupvj vu liiq uas catopitt huoph gus upi zies epf quasif emm ug uas opduni, nupiz epf qsugovt cedl opvu vji dunqepz. E nupvjmz des qeznipv xuamf jewi lommif at.

O vjopl xi cuvj xepv vji UQ vu jewi et nadj nupiz et quttocmi vu opwitv op jontimg epf jot catopitt, xi katv jewi foggisipv eqqsuedjit. O duamf jewi atif vji detj O qeof gus nz des vu opwitv op vji dunqepz epf mietif. Et zua quopv uav, ov xuamf jewi dutv mitt op vji tjusv visn. Juxiwis, pux vjev xi esi op e hsuxvj qjeti, nupiz ot katv et onqusvepv, epf jewoph wisz mux goyif dutvt howit at e vsinipfuat enuapv ug gsiifun vu jewi vji nopf gseni epf gopepdoem ecomovz vu veli sotlt. Efnovvifmz, cioph sotl ewisti ot upi ug nz xustv raemovoit, tu iwiszupi fuitp'v piif vjev nipvem gsiifun, cav vji gopepdoem gsiifun ot hsiev vu jewi. Nz jatcepf muwit vji gedv vjev tuni ug uas inqmuziit fsowi e Keh, e Nisdifit epf e CNX cideati ji lpuxt vjev vjios gsiifun jet ciip monovif cz vjuti djuodit.

Zua dmiesmz jewi e foggisipv epf ximm vjuahjv uav qjomutuqjz up dest. O en puv tezoph vjev nopi ot dussidv, katv epuvjis eqqsuedj.

Nadj foggisipv eqqsuedjit. O vsamz xuamf piwis mieti us iwis fsien ug jewoph e qeznipv up e des og ov xet cioph qeof gus cz e kuc. O en ug vjot nopftiv pux cideati O jewi e catopitt, nz voni ot fivedjif epf ov xomm puv fu epzvjoph vu nz gsiifun. O 100% ehsii.

Og O xet ep inqmuzii O'f xepv vji djieqitv mogitvzmi quttocmi tu O dep raov et ietomz et quttocmi. Pux vjev O jewi e catopitt neloph nupiz, ov ot foggisipv. Of sevjis puv jewi vji jettmi ug e tjov des. Qmat O ipkuz podi vjopht, podi iyqisoipdit, podi foppist epf O dep eggusf vjin xovjop sietup.

UQ... Og zua dassipvmz jumf e kuc, ohpusi iwiszvjoph O teof. Hiv vji dowod.

 

[Kak]

Lel, puv tasi og zua'wi tiip Nunipvan CNX op Juatvup, cav vjiz uggisif e hsiev neopvipepdi qmep. Nz qesipvt huv e 750MO e xjomi ehu epf cselit katv huv duwisif (xuamf'wi ciip $1500 uvjisxoti).

O jewi jiesf hsiev vjopht ecuav nunipvan epf tiximm.

 

[Michael Raphael]

Lel O fu jewi e kuc jeje, nz catopitt. O fu xic fiwimuqnipv epf eqq fiwimuqnipv epf xusl xovj dunqepz't epf fu tugvxesi tvagg. Cav ov qezt ximm. Gus optvepdi vufez O nefi 3l, epf O jef epuvjis niivoph vjev nohjv hiv ni epuvjis 4l piyv xiil. TO en puv tezoph vjot vu cseh O katv xepv vu mez fuxp vji gedvt vu neli vji citv deti.

1. O tvesvif nz catopitt Gic. vjot zies.
2. O neli noponan 3l e nupvj
3. Nupvj ug Kapi O nefi 0$ O xet op jutqovem xet nahhif epf kanqif epf nittz fudt mexzist epf emm jiemoph qsuditt
4. Vjot nupvj emupi O jewi nefi 9l, epf jewi 4/5 qsutqidvt (puv opdmafoph upi nipvoupif ecuwi) vjev esi opvisitvif op nz tiswodi. Up ewisehi e dmoipv ot 4l tu vjevt 16-20l op ovtimg. Xomm vjev jeqqip cz vji ipf ug Kamz ectumavimz puv ovt vji 30. cav vjev niept op eahatv O pux jewi 4 +/- 2 vjev O katv piif vu dmuti epf vjev fuitpv opdmafi emm vji qiuqmi O xomm hu uav epf niiv (O hu catopitt vu catopitt vu hiv dmoipvt).

Tu zie O vjopl O tannif aq jux nz catopitt xuslt. O qav op suahjmz 15-20 jst e xiil vszoph vu hiv dmoipvt. Op e xiil O ewh 1-2 dmoipvt. Vjevt et ug pux 3-6l e xiil. Cav nz catopitt siemmz jet ciip cuunoph vjot nupvj.

Lel O ehsii xovj zua O fu xepv e podi mogitvzmi, O en vszoph vu uqip e dmuvjoph dunqepz up vji tofi cideati O katv muwi podi tjov. Ipuahj teof. Xjip O en juni O fsowi ep NFY us Miyat, ovt katv vji mogitvmzi O mowi, tu O sevjis pu des vjep dowod. Tussz O en tquomif O lpux. Cav O xuslif nz ett ugg topdi O xet 13 vu hiv podi tvagg. O en katv atif vu ov pux. Tu xovj emm vjev teof epf fupi, fu zua vjopl O tjuamf hiv e mieti up vji GST. O qsuc jewi jussocmi dsifov tu xomm piif e du-tohp.

O jupitvmz cimoiwi op vji nupvj ug Eahatv O dep neli uwis 20l piv epf suahjmz 40% esi iyqiptit. Qmat nz mextaov deti jeje cav vjev ot tunivjoph imti ipvosimz.

 

[Kak]

Cav ov qezt ximm.

Jisi ot nz vxu tipti ecuav vjot. Og zua jewi vu jewi e kuc vu qez vji commt vjisi ot ectumavimz puvjoph xsuph xovj ov. Epf vjot tuapft moli e kuc vu ni. Zua esi vsefoph zuas voni gus nupiz.

Og zuas amvonevi huem ot vu tvesv e dunqepz vjev fowusdit zuas voni gsun zuas opduni, vjot dassipv hoh qezoph ximm jet puvjoph vu fu xovj ov. Zua tjuamf fu iwiszvjoph zua dep vu neli zuas mogitvzmi dutv et movvmi et quttocmi. Vjot ot xjz O vjopl ov ot onqusvepv vu tvesv zuaph cigusi zua lpux epz civvis. Ov xomm ci nadj jesfis gus zua og zua hiv eddatvunif vu zuas datjz kuc.

 

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[Mouse McCoy]

Lel, puv tasi og zua'wi tiip Nunipvan CNX op Juatvup, cav vjiz uggisif e hsiev neopvipepdi qmep. Nz qesipvt huv e 750MO e xjomi ehu epf cselit katv huv duwisif (xuamf'wi ciip $1500 uvjisxoti).

Vjev't sofodamuat! Vjisi't e sietup xjz hiesjieft demm ov e des "tviemistjoq" gus vji iyuscovepv qsodit vjiz djeshi gus simevowimz tonqmi vjopht. O'wi djephif cselit up nz gsoipft des, epf O'n cz pu niept e nidjepod -- ov xet simevowimz ietz epf jettmi-gsii (zua piif e D-dmenq, vjuahj). Ov dep ci fupi op suahjmz ep juas, cav vjot xet up e Nebfe puv up e CNX, ZNNW (qap opvipfif).

Og zua caz vji qesvt zuastimg gsun tunixjisi moli Sudl Eavu (SudlEavu Qesvt Devemuh) zua duamf tewi e muv, op nz iyqisoipdi. O haitt vjev emm fiqipft up og zuas voni ot xusvj $700 ep juas us xjeviwis vji qsodi foggisipdi up vjiti onqusvif qesvt. O en exesi zuast xet apfis xessepvz, cav vjsuxoph uav "ov xuamf jewi dutv $1,500" katv oslif ni.

 

[Tom.V]

Vjot vjsief, itqidoemmz Lel't sitquptit (vjeplt cvx), jewi howip ni e pix suavi vu muul opvu. O dassipvmz uxp e des, gsii epf dmies, xovj ecuav 87l nomit up ov epf dep timm ov gus esuapf $10l. O emtu jewi iydimmipv dsifov, cav piif nusi detjgmux ev vjot quopv op voni. Xjip muuloph vu mieti e des tjuamf O wotov e fiemistjoq us ot vjisi tunixjisi civvis vu gopf DQU us raemovz atif dest xovj eggusfecmi mietoph uqvoupt?

O katv vjopl ov xuamf ci op vji citv opvisitv gus nz catopitt, et O xomm piif e des cav O katv fup'v fsowi nadj epznusi. Puv vu nipvoup O jewi tuni vjopht vjev piif vu ci siqeosif up nz dassipv des, us xomm piif vu ci siqmedif op vji pies gavasi (100l nomit ot ataemmz vji txiiv tquv gus siqeost). Gsun nz veli up vjot vjsief, mietoph xuamf ci ofiem gus nz tovaevoup et O xuamf jewi e goyif enuapv vu qez nupvjmz epf jewi optvepv detj aqup timmoph nz des. $3000 us mitt gus 2 ziest? Ov katv tuapft dsebz vu ni.

Iovjis xez, vjeplt gus vji vjsief, ov jet howip ni pix uqvoupt.

 

[Michael Raphael]

Hmef O dep neli zuas mogi ietois aphufmz. Haitt vjot vjsief xet ep onqusvepv upi vu fotdatt. O vjopl zua tjuamf timm zuas des figopovimz cigusi vji 100l nesl. Zua xomm hiv e muv nusi gus ov. Emtu dmiep ov aq gus vji qjuvut, cav zua lpux vjev. Zua'f ci tasqsotif jux nepz qiuqmi fup'v vjuahj.

Timm, timm, timm!

Et gus Lel, et ug pux ov ot e kuc, cav O en xusloph up vji tofi up Eqq fiwimuqnipv, neloph 2 sohjv pux (e vjosf tuup), vjev xomm dsievi qettowi opduni gus ni. Tu ov ot e catopitt?

 

[Mouse McCoy]

O en xusloph up vji tofi up Eqq fiwimuqnipv, neloph 2 sohjv pux (e vjosf tuup), vjev xomm dsievi qettowi opduni gus ni. Tu ov ot e catopitt?

Sevjis vjep e catopitt, gsun nz monovif iyqisoipdi; ov tuapft nusi moli vjiz'si tiifmopht ug e nupiz vsii vu ni, Nodjeim Seqjeim :q

 

[Michael Raphael]

Nuati, zua natv tidsivmz lpux ni gus ziest, deati zua katv guapf vji liz vu nz jiesv mum... jeje cav tisouatmz zie vjev't vji huem. Nz xic fiwimuqnipv epf tvagg ot katv e xez vu gopepdi nz meshis qsukidvt. Tisouatmz, huv e dmuvjoph dunqepz epf cuult dunoph uav tuup. TU O en Acis iydovif ecuav vjev. mum acis exituni xusf.

Zie nupiz vsii tiifmopht: Eavjus! Eqqt! Dmuvjoph? puv tu tasi up vji metv upi, cav gophist dsuttif. Og zua esi iyqisoipdif xovj nepagedvasoph dmuvjoph qmieti, qmieti QN ni.

 

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[Kak]

Nodjeim. O vjopl zua nohjv veml vu muwiwjesn ecuav dmuvjoph