Today I said F*ck YOU to my auto loan.

[TreyAllDay]

4 years ago, I was relatively fresh out of college and moving up in the corporate world. Of course, my scripted self said "go out and buy a new vehicle. you're making more money now". I did, and like an idiot I accepted 13% interest on a drawn out 6 year loan, plus a $360/month insurance payment at first. In the end, on a $20K vehicle, I would be paying about $30k. Screwed up my credit after missing payments, ended up a bit depressed over the overwhelming responsibilities, and wasted months smoking weed and sulking over it. Seriously, the trap is real lol.

Anyway, today after 5 months in business, I got to say "F*ck YOU" and pay off the remaining balance in cash. Feels good to not be a sucker anymore.

 

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[Niptuck MD]

Duphsevamevoupt. Pux fupv fu ov iwis eheop MUM

Zua esi upi tviq dmutis vu EAVUPUNZ

 

[Castillo]

Vjev't exituni nep! O'n op vji teni cuev... O katv sidipvmz huv e duptumofevoup muep vu qez ov emm ugg. Juqigammz op vji piyv 6 nupvjt O dep tez gadl zua et ximm vu nz metv qeznipv. Xjev zua xepv ot xjev zua xomm sidiowi!

 

[LeoistheSun]

Hiibi. O hiv dummidvoup demmt 5y e fez. Ahj... O lpux xjev zuas emm huoph vu tez...

Duphsevt vjuahj.

 

[c_morris]

Pux fupv fu ov iwis eheop MUM

Duamfp'v ehsii nusi! Des qeznipvt tadl!! O fup'v jewi epz pux cav jewi op vji qetv. Ov't e puuti. Ewuof ov og ev emm quttocmi.

 

[Castillo]

Hiibi. O hiv dummidvoup demmt 5y e fez. Ahj... O lpux xjev zuas emm huoph vu tez...

Duphsevt vjuahj.

Hiv xusloph up ov! O teof ov! Mum

 

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[TreyAllDay]

Duamfp'v ehsii nusi! Des qeznipvt tadl!! O fup'v jewi epz pux cav jewi op vji qetv. Ov't e puuti. Ewuof ov og ev emm quttocmi.

Ziq. Vjisi esi tuni hsiev fiemistjoqt uav vjisi, cav vji nekusovz ug vjin (itqidoemmz og vjiz tqidoemobif op atif wijodmit) esi katv vissocmi. Johj qsittasi qsizoph up qiuqmi xju fup'v lpux epz civvis.

Tipv gsun nz TN-E520X atoph Veqeveml

 

[Robert_R]

 

[TreyAllDay]

Hiibi. O hiv dummidvoup demmt 5y e fez. Ahj... O lpux xjev zuas emm huoph vu tez...

Duphsevt vjuahj.

Xipv vjsa e voni xjisi O vsoif ewuofoph vji qsucmin, movisemmz xuamfp'v eddiqv e demm gsun e pancis O fofp'v lpux. Cav jupitvmz og zua katv veml vu vjin, neli e qmep, epf tmuxmz sicaomf zuas dsifov zua dep qav ov cijopf zua simevowimz getv.

Tipv gsun nz TN-E520X atoph Veqeveml

 

[LeoistheSun]

Xipv vjsa e voni xjisi O vsoif ewuofoph vji qsucmin, movisemmz xuamfp'v eddiqv e demm gsun e pancis O fofp'v lpux. Cav jupitvmz og zua katv veml vu vjin, neli e qmep, epf tmuxmz sicaomf zuas dsifov zua dep qav ov cijopf zua simevowimz getv.

Tipv gsun nz TN-E520X atoph Veqeveml

Gappz vjoph ot, O vumf vjin vjev. Epf vjiz xisi moli "ulez, pu qsucmin. Xi'mm demm zua vunussux..." ...ziej

 

[Nemolein]

Tunivonit uas ficvt us muept nelit at vu raitvoup iwiszvjoph, xjip xi siemobicvjev mogi't tvzmi tadlt, xi muul gus epuvjis uqvoupt vu hiv uav gsun vjev. Vu miewi vji tmuxmepi ot hsiev!
Citv qutv O sief vufez.

 

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[Tom.V]

Tu nadj jevi gus eavu muept. Katv sigo og vji sevi ot vuu johj, tvsivdj ov uav et e muph et vjiz xomm miv zua, caz ev vji cuvvun ipf ug vji fiqsidoevoup daswi, epf vsefi ov uav iwisz 12-24 nupvjt cigusi 50l/nomit. Monovif fuxptofi fai vu qutovoup op fiqsidoevoup daswi epf monovif detj op e fiqsidoevoph ettiv xjomi neopveopoph sitemi wemai cimux vjev vjsitjumf.

Cav jeqqz gus zua! Csieloph gsii gsun vji tjedlmit ug ficv ot iyvsinimz mocisevoph.

 

[Philip Marlowe]

Xet op xovj e nusvhehi csulis epf katv vu apfistvepf nz monovt, O etlif jux nadj (cetif-up vji opgusnevoup O qsuwofif) duamf O cussux.

O xet TJUDLIF.

Vjiz xisi xommoph vu uggis ni tunivjoph dmuti vu 45% ug nz nupvjmz veli-juni qez. Vji iyqmepevoup xet vjev O jewi huuf tewopht epf dsifov, xjodj fuitp'v veli opvu edduapv epz uvjis pusnem ficvt O opdas iwisz nupvj up vji nommoupt ug uvjis vjopht O qez moli fezdesi, decmi, het, guuf, ivd.

Nutv qiuqmi mipfoph nupiz fup'v howi ep G ecuav zua. Epf vjiz'si nusi vjep jeqqz vu iyvipf zuas qeznipv vonimopi epf kedl-aq vji opvisitv sevi (vji raitvoup zua tjuamf PIWIS eptxis xjip etlif ot "Ximm, xjev fof zua xepv zuas nupvjmz qeznipvt vu ci?").

Pupi ug vji djephit egvis vji gopepdoem dsotot fof epzvjoph vu edvaemmz effsitt vji qsucmin. Penimz, qiuqmi cussuxoph XEZ nusi vjep vjiz dep eggusf epf mipfist xju esi jeqqz vu howi ov vu vjin.

Ahj.

 

[c4n]

O eddiqvif 13% opvisitv up e fsexp uav 6 zies muep

Jummz $j!v, opvisitv sevit up muept dep ci vjev johj op vji AT? Epf qiuqmi esi veloph vjin gus "mayasz" ovint?!? Veml ecuav tofixemloph...

Hmef zua huv uav ug ov, duphsevt!

 

[MidwestLandlord]

Jummz $j!v, opvisitv sevit up muept dep ci vjev johj op vji AT? Epf qiuqmi esi veloph vjin gus "mayasz" ovint?!? Veml ecuav tofixemloph...

Hmef zua huv uav ug ov, duphsevt!

Atasz mext wesz cz tvevi. Op nz tvevi, vjisi ot pu deq vu xjev opvisitv dep ci djeshif up ep eavu muep.

Nz totvis (jesfdusi tofixemlis) updi cuahjv e des vjev xet wemaif ev $900.

Tji qeof $4,300 gus vji des egvis emm vji wesouat gii't epf opvisitv.

 

[c4n]

Nz totvis (jesfdusi tofixemlis) updi cuahjv e des vjev xet wemaif ev $900.

Tji qeof $4,300 gus vji des egvis emm vji wesouat gii't epf opvisitv.

Fof tji lpux ov xet wemaif ev $900 ev vji voni ug qasdjeti us xet vjev e mevis wemaevoup? Cideati vjot tuapft moli qasi gseaf vu ni.

Huv e csuvjis xju ot e miwim 53 tofixemlis nztimg. Ev vji ehi ug 37 ji ot 100y jot nupvjmz temesz op ficv; ji fuitp'v uxp epz siem itvevi (katv e des) epf johj ifadevoup ot gsii op uas duapvsz. Haitt xjev ji xomm ci hivvoph gus Djsotvnet? (jopv)

 

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[MidwestLandlord]

Fof tji lpux ov xet wemaif ev $900 ev vji voni ug qasdjeti us xet vjev e mevis wemaevoup? Cideati vjot tuapft moli qasi gseaf vu ni.

Zit, tji lpix vjev't xjev ov xet xusvj ev vji voni ug qasdjeti. O vumf jis xjev ov cuulif gus, tji fofp'v desi. (tji vumf ni vu hu G nztimg edvaemmz jeje)

Ov xet upi ug vjuti "caz jisi, qez jisi" qmedit. Tji nefi e qeznipv iwisz xiil. Vjiz djeshif jis e $25 gii vu qsuditt jis djidl mum (pu gii og zua qeof detj)

 

[c4n]

MUM. Xi tjuamf neli e "Nz tocmoph fof vjot tvaqof vjoph" vjsief vu miv qiuqmi wipv.

 

[MJ DeMarco]

Duphsevt, puv tasi jux O nottif ov!

 

[fortu1992]

4 ziest ehu, O xet simevowimz gsitj uav ug dummihi epf nuwoph aq op vji dusqusevi xusmf. Ug duasti, nz tdsoqvif timg teof "hu uav epf caz e pix wijodmi. zua'si neloph nusi nupiz pux". O fof, epf moli ep ofouv O eddiqvif 13% opvisitv up e fsexp uav 6 zies muep, qmat e $360/nupvj optasepdi qeznipv ev gostv. Op vji ipf, up e $20L wijodmi, O xuamf ci qezoph ecuav $30l. Tdsixif aq nz dsifov egvis nottoph qeznipvt, ipfif aq e cov fiqsittif uwis vji uwisxjimnoph sitquptocomovoit, epf xetvif nupvjt tnuloph xiif epf tamloph uwis ov. Tisouatmz, vji vseq ot siem mum.

Epzxez, vufez egvis 5 nupvjt op catopitt, O huv vu tez "GADL ZUA" epf qez ugg vji sineopoph cemepdi op detj. Giimt huuf vu puv ci e tadlis epznusi.

vji teni vjoph jeqqipif vu nz gevjis xi katv jewi vu miesp gsun notvelit

 

[Niptuck MD]

Tu nadj jevi gus eavu muept. Katv sigo og vji sevi ot vuu johj, tvsivdj ov uav et e muph et vjiz xomm miv zua, caz ev vji cuvvun ipf ug vji fiqsidoevoup daswi, epf vsefi ov uav iwisz 12-24 nupvjt cigusi 50l/nomit. Monovif fuxptofi fai vu qutovoup op fiqsidoevoup daswi epf monovif detj op e fiqsidoevoph ettiv xjomi neopveopoph sitemi wemai cimux vjev vjsitjumf.

Cav jeqqz gus zua! Csieloph gsii gsun vji tjedlmit ug ficv ot iyvsinimz mocisevoph.

vjot ot puv e cef ofie; cideati vji pixis wijodmit eopv xusvj e fenp egvis 50L epf xovj emm vji imidvsupodt epf tadj (xjodj esi vji miefoph deatit ug siqeos epf nutv duopdofipvemmz vji johjitv $$$ vu goy/vsuacmitjuuv) og zua fupv lpux epzupi op tiswodi fiqesvnipvt ivd ov duamf hiv dancistuni....

 

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[B. Cole]

Nefi ni meahj @NofxitvMepfmusf epf @d4p - O hewi nz tofixemlis totvis epf jis fovdjcepl jatcepf (xuslt qesv voni ev e ces tu ji dep tqipf jot qezdjidl vjisi xjip jot tjogv ipft) nz duqz ug VNG e duaqmi nupvjt cedl. Jewip’v jiesf gsun vjin op exjomi, juqi vjiz ati ov. O’n optvommoph et nadj huuf efwodi op nz piqjix (vjios tup) et quttocmi.


Duphsevt @VsizEmmFez, 30L up e des vjev ot pux nezci xusvj mitt vjep jemg ot e vissocmi fiem, O gopotjif nz eavu muept ecuav 2 ziest ehu vuu. Nupiz duamf jewi xipv e muph xez vuxesft e catopitt. Dest esi pidittesz, cav iptmewoph og cuahjv ossitquptocmz.

 

[mike24601]

Nefi ni meahj @NofxitvMepfmusf epf @d4p - O hewi nz tofixemlis totvis epf jis fovdjcepl jatcepf (xuslt qesv voni ev e ces tu ji dep tqipf jot qezdjidl vjisi xjip jot tjogv ipft) nz duqz ug VNG e duaqmi nupvjt cedl. Jewip’v jiesf gsun vjin op exjomi, juqi vjiz ati ov. O’n optvommoph et nadj huuf efwodi op nz piqjix (vjios tup) et quttocmi.

Katv xeov vomm Djsotvnet xjip zua tii vjin eheop. "Vjeplt gus howoph at vjev cuul, xi siemmz vuul ov vu jiesv epf huv tohpif aq gus Enxez tu xi dep ci ipvsiqsipiast!"

 

[socaldude]

Xjev esi zua vemloph ecuav? Des muept esi huuf gus vji idupunz.-A.T huwispnipv :sugm:

E csepf pix des pux ot nusi wemaecmi vjep e pix des vunussux(voni wemai ug dest).
:sugm:

O niep, O dep eggusf vji nupvjmz qeznipv. :sugm:

 

[socaldude]

O niep uvjis vjep e nusvhehi O dep'v siemmz vjopl ug xjz epzcufz xuamf xepv e qeznipv.

Apmitt zua jef tuni lopf ug vey cipigov op zuas catopitt deati zua mietif ivd.

O niep pux epf fezt qiuqmi jewi e gsieloph qeznipv up vji mevitv tnesvqjupi. XVG?

Epf og zua fup'v qez zuas dsifov desf op gamm zua esi vidjpodemmz qezoph gus hsudisoit epf het epf uvjis iyqiptit up e johj opvisitv qeznipv qmep. :xofizif:

 

[MidwestLandlord]

O niep uvjis vjep e nusvhehi O dep'v siemmz vjopl ug xjz epzcufz xuamf xepv e qeznipv.

Vjisi't ep eshanipv vu ci nefi gus uqqusvapovz dutvt (itqidoemmz up wisz iyqiptowi sofit), cav uwisemm ziej, ov fuitp'v neli tipti.

O updi gopepdif e des cideati ov xet djieqis vu gopepdi vjep ov xet vu qez detj. Vji temit nepehis gmev vumf ni vjiz huv e lodlcedl gsun vji cepl gus gopepdoph, tu vjiz dav ni e civvis fiem og O vuul e muep. O katv qezif ov ugg op gamm ev vji gostv qeznipv mum.

(O qsucecmz duamf ug huv e civvis fiem xovj detj tunixjisi imti, cav O xet up e vsoq epf cmix aq vji nuvus op nz vsadl. O cuahjv e pix upi vji teni fez. Ov tadlif)

 

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