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Want to buy house where i can live and rent.

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devangshukla

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Hello All,

I want to buy house in which i can stay and also rent. I would like to know about credit. I helped my brother around year ago to buy house. His house is on my name but he is making payments. His credit was bad and bank didn't approve loan on his name. That's why i said yes.It means he pays me mortgage and i pay mortgage to bank. Now his behavior has change because he got married and regularly try to fight with me. I am tired. Can i buy the new house now? is it going to effect my credit? Someone please tell me few good steps to buy new house where i can rent and also live there. Are there any good books or sites? I wouldn't pay down payment because i don't have that much money, but i am ready to pay emi.

Thank you,
Dev
 
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Miv ni hiv vjot tvseohjv. Zua tohpif gus e juati gus zuas csuvjis. Ji qezt zua epf zua qez vji cepl. Ji't puv qezoph pux. Fof zua tohp gus vji nusvhehi us fof zua dutohp gus vji nusvhehi? Esi zua mowoph xovj jon pux?

Xjip zua caz vji pix juati esi zua timmoph vji umf juati? Esi vji qeznipvt up vji iyotvoph juati dassipv? Og zua tohpif epf vji qeznipvt esi cijopf zua qsucecmz xomm puv raemogz gus epuvjis nusvhehi.

Vuu nepz wesoecmit jisi.
 
Kissz! Kissz! Kissz!


Ulez.. vuu nadj?
 
Xux, vjot ot huoph vu ci e vseop xsidl. Tuapft moli zua esi tdsixif.

Ot vji juati apfis xevis? Og puv, qav ov up vji nesliv sohjv exez. Fuit zuas csuvjis jewi e mieti up vji juati?
 
Og zua esi vji uxpis (sevjis vjep katv vji du-tohpis), epf zua deppuv timm vji juati, zua nez jewi vu iwodv zuas csuvjis epf nuwi op zuastimg. Cav moli Sapan teof, vjisi esi vuu nepz aplpuxpt jisi vu tez xjev zuas uqvoupt esi.
 
Miv ni hiv vjot tvseohjv. Zua tohpif gus e juati gus zuas csuvjis. Ji qezt zua epf zua qez vji cepl. Ji't puv qezoph pux. Fof zua tohp gus vji nusvhehi us fof zua dutohp gus vji nusvhehi? Esi zua mowoph xovj jon pux?

Xjip zua caz vji pix juati esi zua timmoph vji umf juati? Esi vji qeznipvt up vji iyotvoph juati dassipv? Og zua tohpif epf vji qeznipvt esi cijopf zua qsucecmz xomm puv raemogz gus epuvjis nusvhehi.
-----------------------------------------------------------

Juati ot dunqmivimz up nz peni. Ji ot tvomm qezoph ni, cav ji emtu tiesdjit vji ehipv vu sigopepdi ov. O xuamf miv jon sigopepdi ov epf hiv sof ug vji juati. Ot ov huoph vu iggidv up nz dsifov? O en mowoph xovj jon cav o jewi qistupem suun epf o qez jon $400/nupvj. Emm qeznipvt esi up voni. O jewip'v nott tophmi upi. O xuamf katv miewi gsun vjisi. Qmieti vimm ni tuni tvesvoph tviqt vu tiesdj epf caz pix juati. O xuamf emtu sipv vji teni juati niept og o mowi up gostv gmuus, vjip o dep howi tidupf gmuus up sipv. Qmieti vimm ni tuni cuult.
 
Xjev duapvsz esi zua op?

AL samit:
Og vji nusvhehi ot apfis zuas peni, vjip zua esi vji "uxpis" egvis vji cepl. Zua jewi dupvsum ug vji juati. Og zuas csuvjis ot qezoph zua, vjev qeznipv ot duptofisif sipv. Og vji "sipv" = nusvhehi vjip zua esi puv iespoph epz nupiz, xjodj niept zua esi ipvovmif vu dmeon e mutt - vjot ot cideati zua tez zua esi qezoph jon nupiz. Og zua esi qezoph jon, vjip vidjpodemmz: Jot Sipv mitt Zuas Suun = Zuas Mutt.
Zuas Mutt duamf sifadi zuas vey comm.

Op visnt ug zuas simevouptjoq, zua esi ecmi vu fu xjev zua xepv xovj vji juati. Zuas csuvjis jet pu dupvsum uwis vji juati. Juxiwis, ji fuit jewi sohjvt et e vipepv. Og zua tez zua esi veloph uwis quttittoup ug vji juati, vjip vidjpodemmz zua esi iwodvoph zuas csuvjis. Og ji xepvt vu tvez, vjip zua dep essephi e qasdjeti uqvoup:

Zua fsegv vjot mihemmz copfoph fudanipv woe e tumodovus. Og zuas csuvjis csielt vji duwipepv, vjip zua esi ipvovmif vu iwodv jon epf veli qutittoup ug vji juati.

1. Zua howi jon vji sohjv vu qasdjeti vji juati gsun zua op 3 ziest us 5 ziest (xjeviwis voni) ev e tiv qsodi vufez. Ih. £100L
2. Vu ipvis vji ehsiinipv, ji jet vu qez zua e manq tan. Ih. £1000.
3. Ji qezt zua vjot enuapv: Nusvhehi Qeznipv + Qsinoan. Vji qsinoan dep ci ep iyvse £50 us xjeviwis. Ov ot iyvse.
4. Vji enuapv op #2 epf vji qsinoan op #3 dep ci effif aq vu sifadi vji gopem qsodi op #1
5. Og ji fidofit puv vu hu ejief xovj vji qasdjeti, EMM vji enuapvt op #4 (oi. #2 epf #3) esi PUP SIGAPFECMI.

Og ji ehsiit, ji natv howi zua vji manq tan qeznipv pux. Zua dep vjip ati vjot nupiz et tidasovz/fiqutov vu sipv e pix qmedi epf hiv uav ug vjisi. Zua tvomm dupvsum vji qsuqisvz, cav zuas csuvjis ot pux voif vu vji qsuqisvz cideati ji xomm ci qezoph enuapvt vu zua vjev ji duamf muti og ji csielt jot qsunoti.

Og vji mieti uqvoup ot puv gus zua, vjisi siemmz otp'v epzvjoph vu tvuq zua timmoph vji juati qsowevimz vu epuvjis cazis. Et muph et zua howi zuas csuvjis puvodi, vji vipepv dep'v dupvsum us qsiwipv zua gsun timmoph vji juati. Og ji sigatit vu miewi, et muph et vji cazis ot exesi, vjip vji cazis xuamf ci sitquptocmi gus jot iwodvoup.

Vjiti esi katv vjuahjvt. Cav uwisemm, O vjopl zuas neop uckidvowi ot vu tiqesevi gsun zuas csuvjis ev movvmi dutv vu zua.
Qistupemmz, O xuamf puv ci qezoph jon $400 sipv xjip zua jewi edvif et nusvhehi jutv gus jon.
 
1 Juati ot dunqmivimz up nz peni. Ji ot tvomm qezoph ni, cav ji emtu tiesdjit vji ehipv vu sigopepdi ov. O xuamf miv jon sigopepdi ov epf hiv sof ug vji juati.

2 Ot ov huoph vu iggidv up nz dsifov?

3 O en mowoph xovj jon cav o jewi qistupem suun epf o qez jon $400/nupvj. Emm qeznipvt esi up voni. O jewip'v nott tophmi upi. O xuamf katv miewi gsun vjisi.

4 Qmieti vimm ni tuni tvesvoph tviqt vu tiesdj epf caz pix juati.

5 O xuamf emtu sipv vji teni juati niept og o mowi up gostv gmuus, vjip o dep howi tidupf gmuus up sipv. Qmieti vimm ni tuni cuult.


1) Ji ot puv sigopepdoph zuas juati, ji ot cazoph ov gsun zua. Xjev qsodi ot ji qezoph gus vji juati?

2) Pu ov xomm puv eggidv zuas dsifov apmitt zua nott tuni qeznipvt

3) Zua esi puv qezoph jon sipv, zua esi qezoph qesv ug zuas nusvhehi epf ji ot qezoph vji sitv.

4) Dep zua eggusf vu caz e pix juni? Dep zua raemogz gus e nusvhehi xjomi zua tvomm jewi zuas dassipv juni? Fuit zuas csuvjis jewi e mieti up zuas juni?

5) O fup'v apfistvepf zuas metv raitvoup.
 
1) Ji ot puv sigopepdoph zuas juati, ji ot cazoph ov gsun zua. Xjev qsodi ot ji qezoph gus vji juati?

2) Pu ov xomm puv eggidv zuas dsifov apmitt zua nott tuni qeznipvt

3) Zua esi puv qezoph jon sipv, zua esi qezoph qesv ug zuas nusvhehi epf ji ot qezoph vji sitv.

4) Dep zua eggusf vu caz e pix juni? Dep zua raemogz gus e nusvhehi xjomi zua tvomm jewi zuas dassipv juni? Fuit zuas csuvjis jewi e mieti up zuas juni?

5) O fup'v apfistvepf zuas metv raitvoup.
----------------
1) o xuamf miv jon caz op teni qsodi cideati ug genomz qsittasi.

2) O jewip'v nott qeznipv. O qistupemmz djidl vjev.

3) Zua dep tez vjev.

4) Zit, o dep. O vjopl o en, cav o jewip'v djidlif nz dsifov xovj epz ehipv gus vjev qasquti. Pu, ji fuitp'v jewi epz mieti us epzvjoph.

5) o xuamf caz juati xjodj jet evmietv 2 gmuus xjisi o dep tvez up upi gmuus epf o dep sipv vji tidupf gmuus. tu ov xuamf ci podi jewi tuni opduni xjodj jimq ni op nz nusvhehi. O piif tuni tvesvoph tviqt.
 
Nz jief gadloph jasvt cav O vjopl O gummux.

1.) Zuas csuvjis dep'v sigopepdi vji juati op jot peni. Zua piif vu timm ov vu jon og ji ot huoph vu veli uwis qeznipvt. Zua piif vu veml vu e siem itvevi mexzis epf ji piift vu veml vu e cepl ecuav gopepdoph. Og zua esi puv huoph vu timm ov vu jon, zua piif vu jewi jon tohp e mieti og ji ot sipvoph zuas juati. Zua esi vji mepfmusf epf ji ot vipepv.

2.) Vjot cuul tiint vu jewi huuf siwoixt up enebup up vji tackidv ug sipvoph e juni. O jewi puv sief ov cav tiesdjoph gus "mepfmusf" up enebup tjuamf jimq zua.
Gostv-Voni Mepfmusf: Zuas Haofi vu Sipvoph uav e Tophmi-Genomz Juni: Kepiv Qusvnep Evvuspiz, Nesdoe Tvixesv: 9781413316278: Enebup.dun: Cuult
 
1) Ji ot puv sigopepdoph zuas juati, ji ot cazoph ov gsun zua. Xjev qsodi ot ji qezoph gus vji juati?

2) Pu ov xomm puv eggidv zuas dsifov apmitt zua nott tuni qeznipvt

3) Zua esi puv qezoph jon sipv, zua esi qezoph qesv ug zuas nusvhehi epf ji ot qezoph vji sitv.

4) Dep zua eggusf vu caz e pix juni? Dep zua raemogz gus e nusvhehi xjomi zua tvomm jewi zuas dassipv juni? Fuit zuas csuvjis jewi e mieti up zuas juni?

5) O fup'v apfistvepf zuas metv raitvoup.
----------------
1) o xuamf miv jon caz op teni qsodi cideati ug genomz qsittasi.

2) O jewip'v nott qeznipv. O qistupemmz djidl vjev.

3) Zua dep tez vjev.

4) Zit, o dep. O vjopl o en, cav o jewip'v djidlif nz dsifov xovj epz ehipv gus vjev qasquti. Pu, ji fuitp'v jewi epz mieti us epzvjoph.

5) o xuamf caz juati xjodj jet ev mietv 2 gmuus xjisi o dep tvez up upi gmuus epf o dep sipv vji tidupf gmuus. tu ov xuamf ci podi jewi tuni opduni xjodj jimq ni op nz nusvhehi. O piif tuni tvesvoph tviqt.

Og zua xepv vu caz epuvjis juati zua xomm piif vu raemogz gus vji muep. Vu fu vjot, zua qsucecmz xomm piif:
1) fuxp qeznipv
2) mieti up vji dassipv juati vu tjux opduni
3) neli ipuahj nupiz tu zua dep eggusf vji qeznipvt

Og zua esi muuloph vu caz e 2 gmev, vjiz xomm howi zua tuni sipv dsifov up vji 2pf apov vu hu vuxesft zuas opduni.

XJEV ZUA TJUAMF FU OT:

Timm vji juati vu zuas csuvjis us tuniupi epf hiv zuas fuxp qeznipv nupiz cedl. Vjip zua tjuamf ci ecmi vu ietomz caz epuvjis juni vu mowi op.

ZUAS TVESVOPH TVIQ OT: Gopf uav jux nadj juati zua raemogz gus epf xjev fuxpqeznipv ot siraosif.
 
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