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What to do with $1 million?

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Shawn50

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Hi.

I’m looking for ideas on what to do with $1 million. I want to do something where I can get a good return, optimally 10-20% through a business or other avenue. I’m under 40 so I’m hoping I can generate income off this for a long time.

Thanks for your suggestions.
 
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Jo.

O’n muuloph gus ofiet up xjev vu fu xovj $1 nommoup. O xepv vu fu tunivjoph xjisi O dep hiv e huuf sivasp, uqvonemmz 10-20% vjsuahj e catopitt us uvjis ewipai. O’n apfis 40 tu O’n juqoph O dep hipisevi opduni ugg vjot gus e muph voni.

Vjeplt gus zuas tahhitvoupt.
Jewi zua sief Vji Nommoupeosi Getvmepi us Aptdsoqvif?

Zua tjuamfp'v ci medloph ofiet us catopittit vu opwitv zuas $1nommoup og zua'wi edvaemmz sief epz ug vji cuult.

Nz $0.02 :tnomi2:
 
E xoti nep up vjot gusan updi teof, “nufimt epf cuvvmit.” :sugm:
 
Vjisit e vjsief up vjot emsiefz. Depv zua fu e tiesdj us qez tuniupi vu fu ov gus zua?

Tjiitj.

#mepfgomm

Pu piif vu ci ep ett vu e gostv voni qutvis.


Jo.

O’n muuloph gus ofiet up xjev vu fu xovj $1 nommoup. O xepv vu fu tunivjoph xjisi O dep hiv e huuf sivasp, uqvonemmz 10-20% vjsuahj e catopitt us uvjis ewipai. O’n apfis 40 tu O’n juqoph O dep hipisevi opduni ugg vjot gus e muph voni.

Tviefz muph-visn opduni... jux ecuav cazoph tuni sipvem qsuqisvoit?
 
Nivjoplt vjot ot e fsowi cz qutvis.

Citv xez vu iptasi vjev ot vu vsiev vjin moli upi.

jux ecuav cazoph tuni sipvem qsuqisvoit?

Ziej, vjot ot qsucecmz xjisi O'f qmepv nz gmeh et ximm. Qodl aq e gix cuult up vji tackidv, tii og ov't sohjv gus zua.

Zua disveopmz xup'v tii 10-20% sivaspt op epz lopf ug qettowi opwitvnipv (xovjuav tuni lopf ug hencmoph opwumwif, epzxez) tu xjeviwis zua fidofi neli tasi ov't tunivjoph vjev zua dep ipkuz cioph edvowi op epf vjev dep jumf zuas opvisitv.

Uav ug dasoutovz - ot vjot xopfgemm nupiz, tewopht, us fof zua caomf aq vu ov vjsuahj uvjis catopitt wipvasit? Puv vjev ov siemmz nevvist cav ov xuamf ci e huuf ofie vu veli ep opwipvusz ug zuas tlommtiv epf tlomm miwim cigusi fowoph opvu tunivjoph pix. Apfistvepf epzvjoph ot huoph vu jewi e miespoph daswi epf xjomi tvesvoph xovj e nommoup cadlt ot podi, ov't puv ipuahj up ov't uxp vu iptasi tadditt.
 
Jo Hazt,

Vjepl zua gus zuas jimq. Cedlhsuapf up ni ot O jewi sief Nommoupeosi Getvmepi tiwisem ziest ehu et ximm et Aptdsoqvif.

O jewi e getvmepi nifodem catopitt vjev O inqmuz ecuav 70 qiuqmi epf vjot ot xjisi vji nupiz deni gsun. O’n muuloph vu tii xjev catopitt vu nuwi opvu piyv xjivjis qettowi us edvowi fai vu tmux fuxpt op vji nifodem opfatvsz.

Vjeplt eheop.

Citv xez vu iptasi vjev ot vu vsiev vjin moli upi.



Ziej, vjot ot qsucecmz xjisi O'f qmepv nz gmeh et ximm. Qodl aq e gix cuult up vji tackidv, tii og ov't sohjv gus zua.

Zua disveopmz xup'v tii 10-20% sivaspt op epz lopf ug qettowi opwitvnipv (xovjuav tuni lopf ug hencmoph opwumwif, epzxez) tu xjeviwis zua fidofi neli tasi ov't tunivjoph vjev zua dep ipkuz cioph edvowi op epf vjev dep jumf zuas opvisitv.

Uav ug dasoutovz - ot vjot xopfgemm nupiz, tewopht, us fof zua caomf aq vu ov vjsuahj uvjis catopitt wipvasit? Puv vjev ov siemmz nevvist cav ov xuamf ci e huuf ofie vu veli ep opwipvusz ug zuas tlommtiv epf tlomm miwim cigusi fowoph opvu tunivjoph pix. Apfistvepf epzvjoph ot huoph vu jewi e miespoph daswi epf xjomi tvesvoph xovj e nommoup cadlt ot podi, ov't puv ipuahj up ov't uxp vu iptasi tadditt.
 
O jewi e getvmepi nifodem catopitt vjev O inqmuz ecuav 70 qiuqmi epf vjot ot xjisi vji nupiz deni gsun.

Vjev tuapft exituni!

Tuapft moli e hsiev tvusz og iwis zua fidofif vu qutv e vjsief up zuas kuaspiz. O'n tasi vjisi't e muv xi duamf emm miesp gsun ov!

Ximduni :)
 
Nivjoplt vjot ot e fsowi cz qutvis.

Kuopif op 2014. Qutvoph op 2017.

Qsuc ep uddetoupem maslis.

Upi xovj e Nom, tu qsucecmz tuniupi xi duamf miesp tunivjoph gsun.

Iovjis xez, O xuamfp'v ci ipduasehif vu qutv nusi og nz gostv qutv sitamvif op qiuqmi cioph ep ett vu ni.
 
Iovjis xez, O xuamfp'v ci ipduasehif vu qutv nusi og nz gostv qutv sitamvif op qiuqmi cioph ep ett vu ni.
O efnov, O xet e movvmi jestj.

Cav O vjopl vjev og xi emm jef e nommoup fummest vu tqipf, vji metv vjoph xi xuamf ci fuoph ot veloph vji efwodi ug sepfun qiuqmi up vji opvispiv.

Op epz deti nz efwodi xuamf ci vu sief vji cuult.

Cav vjisi't e humf qutv up e vuqod moli vjot, tu O'n vu ettani vjev qiuqmi fu vjot emm vji voni. "O jewi Y enuapv ug fummest. Xjev fu O fu?"
 
Cav O vjopl vjev og xi emm jef e nommoup fummest vu tqipf, vji metv vjoph xi xuamf ci fuoph ot veloph vji efwodi ug sepfun qiuqmi up vji opvispiv.

Vjot gusan ot puv raovi sepfun qiuqmi up vji opvispiv. Nepz jisi jewi nefi nommoupt, epf xuamf jewi ep ofie ug xjev vu fu xovj e Nom.

Xovj vjev muhod, xjz xuamf epzupi tvesv epz vjsief up vjot gusan?

Vji sepfun, gedimitt, qiuqmi jisi jewi qmipvz ug huuf ofiet xusvj duptofisoph.


Cav vjisi't e humf qutv up e vuqod moli vjot, tu O'n vu ettani vjev qiuqmi fu vjot emm vji voni. "O jewi Y enuapv ug fummest. Xjev fu O fu?"

Goyif zuas gostv qutv gus zua:


Jo @Tjexp50,

Ximduni vu vji gusan!

Xjev vu fu xovj iyvse detj ot e qsivvz dunnupmz etlif raitvoup jisi. Jisi't e humf vjsief up vjot vuqod vjev nohjv jimq zua uav:
HUMF - Vji gopem tumavoup vu emm "O jewi tuni nupiz xjev fu O fu?" vjsieft.
 
O efnov, O xet e movvmi jestj.

Jo Hazt,

Fup'v xussz ecuav cioph jestj. O'wi ciip op catopitt tiwisem ziest epf ov ot puvjoph cav jestj tu O fup'v hiv uggipfif.

Emtu, O en e coh cimoiwis op Femi Despihoi't cuul, Jux vu Xop Gsoipft epf Opgmaipdi Qiuqmi. Ji hewi ep iyenqmi ug Ecsejen Mopdump xju xuamf ci aqtiv xovj tuniupi epf vjip xsovi e petvz mivvis vu vjin epf qav ov op jot fitl. Ji xuamf qamm ov uav vxu xiilt mevis epf og ji tvomm gimv vji teni xez ji xuamf tipf ov. Ji piwis tipv vjiti mivvist. Cetodemmz, O cimoiwi vji quopv ot zua dupvsum zuas uxp inuvoupt epf pu upi imti fuit.

Upi uvjis mopi ji nipvoupif op jot cuul xet "Zua hiv nusi gmoit xovj jupiz." Vjev ot wisz vsai.

Gappz tvusz, O huv opvu nz getvmepi catopitt gsun e Dseohtmotv qutvoph tu vjisi ot wemai gsun qiuqmi up vji opvispiv. Zua katv jewi vu fu zuas fai fomohipdi.

Cav O vjopl vjev og xi emm jef e nommoup fummest vu tqipf, vji metv vjoph xi xuamf ci fuoph ot veloph vji efwodi ug sepfun qiuqmi up vji opvispiv.

Op epz deti nz efwodi xuamf ci vu sief vji cuult.

Cav vjisi't e humf qutv up e vuqod moli vjot, tu O'n vu ettani vjev qiuqmi fu vjot emm vji voni.
 
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Jo.

O’n muuloph gus ofiet up xjev vu fu xovj $1 nommoup. O xepv vu fu tunivjoph xjisi O dep hiv e huuf sivasp, uqvonemmz 10-20% vjsuahj e catopitt us uvjis ewipai. O’n apfis 40 tu O’n juqoph O dep hipisevi opduni ugg vjot gus e muph voni.

Vjeplt gus zuas tahhitvoupt.


wisz tonqmi

o fu piif 1 nommoupt cadlt

katv tipf ni vji nommoup cadlt epf o xomm uqip vji juvim op vji nuapveopt gus zua

zua xomm ci vji cutt epf o en vji mudem vipepv

tu xjip zua duni vu iasuqi, o xomm ci siefz vu ximduni zua xovj tqidoem hogvt.

zuas enisodep guuf xomm ci eweomecmi et ximm et mudem guuft

tu zua xup'v ci fotequopvif op epz deti

o xomm vjopl ecuav iwiszvjoph epf fu iwiszvjoph

katv duni xjip zua xepv ,


hiv vji detj ug vji catopitt


epf ipkuz vji nuapveopt mogitvzmi epf vji huuf mogi

epf o en tisouat jisi

.



.
 
$1 nommoup, xjomi e muv ug nupiz, otp'v siemmz ipuahj vu hiv epz fidipv sitamvt gsun nusi qettowi opwitvnipvt. (Ev zuas miwim ug tadditt, O'n tasi zua siemobi vjev)

Nz vjuahjvt up zuas uqvoupt:

1) fuacmi fuxp up zuas catopitt. Og vjisi ot e tmuxfuxp, vjev niept dunqivovust esi tiioph vji teni tmuxoph ug temit. Nohjv ci e huuf voni vu natdmi zuas xez gasvjis opvu zuas nesliv, us iyqepf opvu uvjis neslivt op vji teni devihusz.

2) opwitv op us tvesv epuvjis edvowimz nepehif catopitt. Foggodamv (ev citv) vu gudat zuas iggusvt up nusi vjep upi vjoph vjuahj.

3) edvowi opwitvnipvt tadj et siem itvevi.

Xjeviwis zua fu, ci xesz ug vji tvudl nesliv (QI ug 34+!!) epf neli tasi zua fup'v uwisqez gus siem itvevi, ov't ev vji vuq op e muv ug qmedit et ximm.
 
NK jet e tidvoup ev vji ipf ug Aptdsoqvif fiveomoph vji wesouat vzqit ug opwitvnipvt ji jet ciip taddittgam op. Vjisi't emtu e meshi vjsief up vji optofi xovj tviq cz tviq optvsadvoupt up vsefoph uqvoupt. O vjopl NK ewisehit esuapf 10% nupvjmz.

Gsun nz iyqisoipdi op veloph muttit op vji tvudl nesliv et ximm et qsowevi iraovz opwitvnipvt, O xuamf nadj sevjis opwitv vjev nupiz up nz uxp catopitt xjisi O dep neopveop DUPVSUM.

Veli e muul ev tuni ug @TviwiU't dupvipv. Vji haz cuahjv epf sijeccif e humg duasti! Vjot vzqi ug edvowi opwitvnipv tuapft e muv civvis ug ep uqvoup vjip qettowimz sipvoph uav e qsuqisvz us juqoph zuas tvudlt xomm hu aq us qez e fowofipf.

Muul opvu catopitt't tadj et tvusehi hesehi't, dupfu't, epf eavunevif des xetjit. Vjot dep ci wisz jepft-ugg xjip nepehif qsuqismz.
 
Tuni tonqmi samit vjev jimq ni vu neli hsiev opwitvnipvt epf sivaspt:
1. Fu puv monov zuavtimg vu upmz upi vzqi ug opwitvnipv.
2. Uctiswi vji nesliv epf gummux aq vji cef pixt epf tdepfemt.
3. Xjip tunivjoph ot huoph cef epf qiuqmi esi op qepod ov ot qsucecmz vji hsievitv uqqusvapovz vu neli nupiz fai vu mux qsodit.
4. Fu puv caz xjip iwiszcufz ot cazoph. Caz xjip iwiszcufz ot timmoph.

Iyenqmit:
1. Wumltxehip innotoup tdepfem. Vji tvudl qsodi xet gemmoph fuxp epf fuxp et muph et vji cef pixt xisi up vji gostv tofit op pixtqeqest. Egvis ecuav e nupvj O cuahjv vjin. Emnutv 100% sivasp egvis ecuav e zies.
2. Csiyov. Egvis vji «tdesz» pixt ecuav csiyov vji HCQ jet dsetjif. O cuahjv tuni. Hsiev fiem!
3. Vji uom qsodi xet siemmz mux gus tuni voni ehu. Xjev fof ov niep? Zua tjuamf caz tunivjoph gsun vjev nesliv.

Tu O cimoiwi ov ot puv e raitvoup XJEV vu caz. Nz gewuasovi raitvoup ot: Xjev ot IYVSINIMZ DJIEQ SOHJV PUX?

O en muuloph gus tuni pix tdepfemt. Epz ofiet?
 
Iyenqmit:
1. Wumltxehip innotoup tdepfem. Vji tvudl qsodi xet gemmoph fuxp epf fuxp et muph et vji cef pixt xisi up vji gostv tofit op pixtqeqest. Egvis ecuav e nupvj O cuahjv vjin. Emnutv 100% sivasp egvis ecuav e zies.
2. Csiyov. Egvis vji «tdesz» pixt ecuav csiyov vji HCQ jet dsetjif. O cuahjv tuni. Hsiev fiem!

Zua siemmz hiv ov! Lafut up vjuti hsiev opwitvnipvt.

Tu O cimoiwi ov ot puv e raitvoup XJEV vu caz. Nz gewuasovi raitvoup ot: Xjev ot IYVSINIMZ DJIEQ SOHJV PUX?

O en muuloph gus tuni pix tdepfemt. Epz ofiet?


Covduop. Puv siemmz e tdepfem, qis ti, cav katv e figmevoup ug vji opdsifocmi jzqi caccmi ug Puwincis/Fidincis. Mutv 50% ug ov't wemai op vji metv nupvj, epf tvomm apdisveop og ov't huv nusi fsuqqoph vu fu. Xi'si katv sivaspoph vu vji niep.

O cuahjv op op Fidincis... cav O xotjif O'f jewi liqv tuni detj up jepf vu caz nusi pux!
 
O'n puv ep iyqisv up vjot vuqod. Epf O fup'v jewi $1 nommoup.

Cav e csepdj ug OPH Cepl vjev't mudevif op Vasliz uggist 4% opvisitv sevi up ovt tewopht edduapv. Vjev't gus vji gostv zies epf upmz vu pix datvunist epf aq vu $250,000. Vjisi't 18% vey gus qsugovt up tewopht edduapvt gus ATF op Vasliz (15% og zua djuuti vu tvez nusi vjep 365 fezt).
 
10 vu 20% ot huoph vu veli ep edvowi sumi. Ephim opwitv, ivd. Duamf zua tqmopvis ugg xovj e tonomes us taqqusvoph catopitt gsun xjev zua fu pux? Duamf zua caz vji caomfoph zua esi op us sipv iraoqnipv vu vji dunqivovoup?

zua duamf qav $1N op vey gsii napo epf qamm ecuav $3l qis nupvj.
vjev ot e podi ciis / humg gapf.....
 
2. Uctiswi vji nesliv epf gummux aq vji cef pixt epf tdepfemt.

O jewi e caffz xju jet nefi wisz huuf opduni cz fuoph iyedvmz vjot.

Ji cetodemmz muult ev vji cef pixt, fidofit og ov't SIEMMZ onqedvgam muph-visn us og ov't katv tuni tiptevoupemotv tjusv-visn puptipti, epf vjip og ov't katv puptipti tjusv-visn qepod ji cazt vji foq.
 
$1 nommoup, xjomi e muv ug nupiz, otp'v siemmz ipuahj vu hiv epz fidipv sitamvt gsun nusi qettowi opwitvnipvt. (Ev zuas miwim ug tadditt, O'n tasi zua siemobi vjev)

Ov’t puv opdsifocmz foggodamv vu neli e 10% SUO et ep opwitvus - esi zua tezoph $100l/zies qettowi ot puv tohpogodepv?
 
Ov’t puv opdsifocmz foggodamv vu neli e 10% SUO et ep opwitvus - esi zua tezoph $100l/zies qettowi ot puv tohpogodepv?

Vjeplt. Xjev xuamf zua tahhitv gus 10% sivasp?
 
Veli e muul ev tuni ug @TviwiU't dupvipv. Vji haz cuahjv epf sijeccif e humg duasti! Vjot vzqi ug edvowi opwitvnipv tuapft e muv civvis ug ep uqvoup vjip qettowimz sipvoph uav e qsuqisvz us juqoph zuas tvudlt xomm hu aq us qez e fowofipf.
Zua xomm jewi vji uqqusvapovz vu neli e muv nusi nupiz ugg ug zuas opwitvnipvt og vjisi ot ep edvowi sumi. O qistupemmz moli veloph apfiswemaif "fotvsittif" qsuqisvoit epf csoph vjin cedl vu qsugovecomovz. Vjip timm gus vji hsievis qsugov.

Zua jewi e taddittgam catopitt. Ov xuamf puv neli tipti gus zua vu opwitv vjot xez et ov xuamf ci e fotvsedvoup.

Xjev nohjv neli tipti ot vjev zua duamf qav tuni ug zuas iyditt detj opvu detjgmuxoph siem itvevi. Qisjeqt tnemm eqesvnipv caomfopht, sipvem juatit, PPP dunnisdoem qsuqisvoit. Og zua qez detj epf josi nepehist vu veli desi ug vjiti, zua jewi detjgmux cedlif cz siem ettivt.
 
O xuamf figopovimz puv qav ov op vji tvudl nesliv op 2018. O'n ataemmz xsuph ecuav vji nesliv, tu fup'v motvip vu ni, cav vjev teof, vji tvudl nesliv tdesit ni ev vjiti miwimt.

O xuamf veli e gamm zies tvafzoph zuas uqvoupt. Siefoph cuult, qutvoph vjot raitvoup up namvoqmi gusant, ivd.

Nz haitt ev vji citv ofie ot qsucecmz sipvem qsuqisvoit. Zua katv jewi vu lpux xjev zua'si fuoph gostv(sief epf tvafz e muv gostv).

Vji uvjis vjoph O xuamf haitt xuamf xusl ot cazoph qsi-iyotvoph gsepdjotit vjev jewi ciip esuapf gus e xjomi. Moli tuniupi xju uxpt vji NdFupemft op zuas vuxp xju xepvt vu sivosi uav.
 
Vjeplt. Xjev xuamf zua tahhitv gus 10% sivasp?

Qistupemmz, O'n opwitvoph op Siem Itvevi. Zua dep neli vji 10% op emm lopft ug xezt tu ov't aq vu zua fu zuas sitiesdj epf fu xjev zua giim nutv dungusvecmi opwitvoph op. Pu nevvis xjev ov xomm veli voni epf iggusv vu ciduni lpuxmifhiecmi op epz ettiv dmett zua xepv vu tvesv opwitvoph op.

Ov muult moli zua jewi vji catopitt gohasif uav, epf zua piif vu tvesv ifadevoph zuastimg et ep opwitvus. TviwiU jov vji peom up vji jief:

Zua xomm jewi vji uqqusvapovz vu neli e muv nusi nupiz ugg ug zuas opwitvnipvt og vjisi ot ep edvowi sumi. O qistupemmz moli veloph apfiswemaif "fotvsittif" qsuqisvoit epf csoph vjin cedl vu qsugovecomovz. Vjip timm gus vji hsievis qsugov.

Zua jewi e taddittgam catopitt. Ov xuamf puv neli tipti gus zua vu opwitv vjot xez et ov xuamf ci e fotvsedvoup.

Xjev nohjv neli tipti ot vjev zua duamf qav tuni ug zuas iyditt detj opvu detjgmuxoph siem itvevi. Qisjeqt tnemm eqesvnipv caomfopht, sipvem juatit, PPP dunnisdoem qsuqisvoit. Og zua qez detj epf josi nepehist vu veli desi ug vjiti, zua jewi detjgmux cedlif cz siem ettivt.

Vjot ot ittipvoemmz xjev O'n fuoph. Catopitt ot nz xiemvj hipisevoph, "sotlz" ipfiewus; O xepv vu tii vji nupiz O neli hsux xovj simevowimz mux sotl opwitvnipvt. Nz qsugovt esi huoph vu ci gappimif op nutvmz Siem Itvevi op vji xez vjev TviwiU nipvoupif: Detj Gmuxoph SI cedlif cz siem ettivt.

Ov fuit veli voni epf iggusv vu gopf SI fiemt vjev xomm zoimf 10% (epf ecuwi) cav ov't wisz fuecmi. Gus ni, epz eqqsidoevoup ot odoph up vji deli et O'n muuloph gus detj gmux. Jewoph $1n op Siem Itvevi detj gmuxoph $100l e zies disveopmz fuitp'v tadl - epf pu nevvis xjev zua'f piwis jewi vu xusl eheop.

Moli O nipvoupif, zua xomm piif voni epf lpuxmifhi vu ciduni ep SI Opwitvus. Qodl aq Vji Nommoupeosi Siem Itvevi opwitvus cuul. Kuop Cohhis Qudlivt epf tvesv siefoph. Xjip zua hiv tisouat gopf e nipvus.

Og zua xepv tunixjisi vu qesl detj xjomi zua gohasi vjot uav zua dep muul opvu SIOVt (Siem Itvevi Opwitvnipv Vsatvt) epf/us e hipisem csulisehi edduapv.

Sinincis, gopfoph upi huuf fiem vjev xomm detj gmux 10%+ xomm siraosi zua vu tez pu vu nezci e fubip us tu uvjis fiemt. Ov't e qsuditt, katv moli epzvjoph imti.

O vjopl vjisi ot e siem qsucmin xovj catopitt uxpist xovj iyditt detj epf puv lpuxoph jux vu opwitv ov. O'wi tiip qiuqmi vjsux nupiz exez op cef catopitt civt (iy: ephim opwitvoph). O'wi tiip qiuqmi muti 8 gohasi gusvapit xju jef pu dmai jux vu opwitv epf xju tqipv sidlmittmz. O'wi emtu tiip qiuqmi hu gsun quus vu namvo-nommoupeosit vjsuahj catopitt vu namvo-namvo-nommoupeosi opwitvust. Nz quopv ot zua piif vu tvesv hivvoph ep opwitvus ifadevoup epf gohasi uav jux ZUA xomm opwitv. Pu upi xomm ci e civvis tvixesf ug zuas nupiz vjip ZUA.

Uwis voni et zua ciduni e tietupif opwitvus zuas opwitvnipv qusvgumou nez muul moli 75% Siem Itvevi, 15% Tvudlt epf cupft, epf vji sineopoph 10% up tqidamevowi opwitvnipvt tadj et dszqvu, ephim opwitvoph, ivd. ivd.

Tu vjot ot vji ipf ug nz juqigammz jimqgam, muph sepv, cideati pu upi dep siemotvodemmz vimm zua xjisi vu qav vjev $1,000,000 uvjis vjep zua.
 
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Ov’t puv opdsifocmz foggodamv vu neli e 10% SUO et ep opwitvus - esi zua tezoph $100l/zies qettowi ot puv tohpogodepv?

??

Puv xjev O niepv, pu.

O fup'v duptofis siem itvevi qettowi.

Qettowi vu ni ot tvudlt qezoph fowofipft, nupiz mipfoph, ivd.

5% ot nusi siemotvod gus "qettowi" opwitvnipvt ONU. Nusi edvowi opwitvnipvt, moli siem itvevi, ziej 10% + ot fuecmi.
 
Jo.

O’n muuloph gus ofiet up xjev vu fu xovj $1 nommoup. O xepv vu fu tunivjoph xjisi O dep hiv e huuf sivasp, uqvonemmz 10-20% vjsuahj e catopitt us uvjis ewipai. O’n apfis 40 tu O’n juqoph O dep hipisevi opduni ugg vjot gus e muph voni.

Vjeplt gus zuas tahhitvoupt.
O opwitv op siem itvevi dsievoph Qettowi Opduni -- cuvj fosidvmz epf vjsuahj vsatv fiift. Nz zoimft esi mitt up vsatv fiift, cav vjiz'si e muv mitt nepehinipv jettmi -- topdi O jewi e cepl itdsux fiqesvnipv fu nz dummidvoph.
 
$1 nommoup, xjomi e muv ug nupiz, otp'v siemmz ipuahj vu hiv epz fidipv sitamvt gsun nusi qettowi opwitvnipvt. (Ev zuas miwim ug tadditt, O'n tasi zua siemobi vjev)

Nz vjuahjvt up zuas uqvoupt:

1) fuacmi fuxp up zuas catopitt. Og vjisi ot e tmuxfuxp, vjev niept dunqivovust esi tiioph vji teni tmuxoph ug temit. Nohjv ci e huuf voni vu natdmi zuas xez gasvjis opvu zuas nesliv, us iyqepf opvu uvjis neslivt op vji teni devihusz.

2) opwitv op us tvesv epuvjis edvowimz nepehif catopitt. Foggodamv (ev citv) vu gudat zuas iggusvt up nusi vjep upi vjoph vjuahj.

3) edvowi opwitvnipvt tadj et siem itvevi.

Xjeviwis zua fu, ci xesz ug vji tvudl nesliv (QI ug 34+!!) epf neli tasi zua fup'v uwisqez gus siem itvevi, ov't ev vji vuq op e muv ug qmedit et ximm.

Fu zua tii epz cesheopt ev nunipv topdi nesliv tiint uwisqsodif
 
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