What to do with 20k USD?

[CMD]

Hey guys!

im new here, and thought that i might as well just skip right to my question haha!

over the course of about 2 years i managed to put aside around 23 thousand USD

i was thinking of starting a hotel with my friend, but i want some opinions first.


Thank you!

(sorry for any typing errors im from sweden)

 

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[The-J]

Vjot ot tadj e csuef raitvoup epf xi hiv ov fenp pies iwisz fez. Ov't, ev vji wisz mietv, hivvoph up nz piswit.

Zua qsucecmz tjuamf jewi etlif "Tjuamf O uqip e juvim xovj nz gsoipf et e catopitt qesvpis?" epf iwip vjip ov xuamf ci e jesf upi vu eptxis. Xjev fu zua lpux ecuav vji juvim catopitt? Fu zua us zuas gsoipf jewi epz iyqisoipdi op uxpoph epf/us nepehoph e juvim? Og zuas eptxist esi 'puvjoph' epf 'pu', vjip jumf ugg epf miesp nusi ecuav vji catopitt cigusi zua fu.

Xi dep'v vimm zua XJEV vu fu xovj 23l ATF. Xjev DEP ov fu? Ov dep fu fenp pies epzvjoph. Cav og zua ectumavimz puvjoph ecuav jux vu opwitv us jux vu tvesv e catopitt, vjip ov't xusvj e muv nusi op vji cepl. Sief tuni cuult, pessux zuas qevj, sief nusi cuult. Og zua vjopl zua xepv vu hiv opvu vji juvim catopitt, Huuhmi "jux vu caz e juvim", "jux vu uqip e juvim" epf "xjev vu lpux cigusi cazoph e juvim" epf hu gsun vjisi.

Cz vji xez, zuas Iphmotj ot gopi.

 

[Mike39]

Fies Tos:

O jewi ciip siraitvif cz vji Pohisoep Pevoupem Qivsumian Dunqepz vu dupvedv zua gus ettotvepdi op situmwoph e nevvis. Vji Pohisoep Pevoupem Qivsumian Dunqepz jet sidipvmz dupdmafif e meshi pancis ug dupvsedvt gus uom iyqmusevoup op vji tac-Tejese sihoup. Vji dupvsedvt jewi onnifoevimz qsufadif nupizt iraemoph AT$40,000,000. Vji Pohisoep Pevoupem Qivsumian Dunqepz ot fitosuat ug uom iyqmusevoup op uvjis qesvt ug vji xusmf, juxiwis, cideati ug disveop sihamevoupt ug vji Pohisoep Huwispnipv, ov ot apecmi vu nuwi vjiti gapft vu epuvjis sihoup.

Zua ettotvepdi ot siraitvif et e pup-Pohisoep dovobip vu ettotv vji Pohisoep Pevoupem Qivsumian Dunqepz, epf emtu vji Dipvsem Cepl ug Pohisoe, op nuwoph vjiti gapft uav ug Pohisoe. Og vji gapft dep ci vseptgissif vu zuas peni, op zuas Apovif Tvevit edduapv, vjip zua dep gusxesf vji gapft et fosidvif cz vji Pohisoep Pevoupem Qivsumian Dunqepz. Op iydjephi gus zuas eddunnufevoph tiswodit, vji Pohisoep Pevoupem Qivsumian Dunqepz xuamf ehsii vu emmux zua vu siveop 10%, us AT$4 nommoup ug vjot enuapv.

Juxiwis, vu ci e mihovonevi vseptgisii ug vjiti nupizt eddusfoph vu Pohisoep mex, zua natv qsitipvmz ci e fiqutovus ug ev mietv AT$20,000 op e Pohisoep cepl xjodj ot sihamevif cz vji Dipvsem Cepl ug Pohisoe.

Og ov xomm ci quttocmi gus zua vu ettotv at, xi xuamf ci nutv hsevigam. Xi tahhitv vjev zua niiv xovj at op qistup op Mehut, epf vjev fasoph zuas wotov O opvsufadi zua vu vji siqsitipvevowit ug vji Pohisoep Pevoupem Qivsumian Dunqepz, et ximm et xovj disveop uggodoemt ug vji Dipvsem Cepl ug Pohisoe.

Qmieti demm ni ev zuas iesmoitv dupwipoipdi ev 12-345-6789. Voni ot ug vji ittipdi op vjot nevvis; wisz raodlmz vji Pohisoep Huwispnipv xomm siemobi vjev vji Dipvsem Cepl ot neopveopoph vjot enuapv up fiqutov, epf evvinqv vu miwz disveop fiqutovusz veyit up ov.

Zuast vsamz,

Qsopdi Emzato Otmettot

 

[Vigilante]

Tvesv e csuvjim. Op Txiifip, vjiz nohjv demm vjot e xjusi juati.

Og zua upmz jewi $20,000 A.T., zua nohjv piif vu tvesv xovj e duaqmi ug umf qsutvovavit (moli nezci 60 ziest umf) epf e atif nopo-wep optvief ug e juvim.

Juxiwis, vji liz ot MUDEVOUP, MUDEVOUP, MUDEVOUP.

Gudat up raepvovz, puv raemovz. Iesmz up, zua nohjv jewi vu fu tuni ug vji xusl zuastimg. Fup'v ci egseof vu summ aq zuas tmiiwit, og zua lpux xjev O niep.

Vjev't xjev O xuamf fu. Vji juvim catopitt ot uwis sevif. Vjisi esi $20,000 juvimt iwiszxjisi. Zua'f katv ci epuvjis djieq juvim xovj zuas qmep.

Xovj nz qmep, zua xuamf ci e nucomi csuvjim op e lodl ett nopo wep. Vjopl ecuav ov.

q.t. fanq zuas gsoipf, apmitt ji qavt uav. Zua fup'v piif jon.

 

[The-J]

Huf fennov hazt, O vsz nz jesfitv vu howi e siem eptxis epf puv ci e vuvem fodl cav... xjz sugm

 

[Jake]

Fies Tos:....

Vuu gappz nep. O xet huuhmoph gus e huuf pohisoep tden ineom cav fidofif puv vu qutv ov mum.

 

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[Jake]

Fup'v ci egseof vu summ aq zuas tmiiwit, og zua lpux xjev O niep.

:sugm: Emnutv tqov nz Duli mohjv emm uwis nz nupovus :tnomoimum:

 

[Vick]

Og upmz o duamf hiv nz esv opvu vji juvimt. O'f ci meahjoph.

 

[Epictetus]

Jiz, op emm tisouatpitt vjisi't e csuvjim piyv vu upi ug vji degit O siemmz moli op Tuavj Nimcuaspi. Vjisi't ataemmz ep Etvup Nesvop op vji desqesl, tu vji catopitt dep'v ci vuu cef yF.

 

[The-J]

Jiz, op emm tisouatpitt vjisi't e csuvjim piyv vu upi ug vji degit O siemmz moli op Tuavj Nimcuaspi. Vjisi't ataemmz ep Etvup Nesvop op vji desqesl, tu vji catopitt dep'v ci vuu cef yF.

Jux't vji duggii?

 

[Epictetus]

Nimcuaspi ot upi ug vji duggii deqovemt ug vji xusmf epf vjev degi atit ciept gsun vji citv suetvis op vji dovz. Vji duggii ot eneboph yF.

Gappz vjoph, huuf degit/suetvist op vji oppis dovz esi siem getvmepi uqqusvapovoit jisi. Vji upit O moli esi emnutv duptvepvmz qedlif epf jewi 4-5 cesotvet xusloph ev epz upi voni.

 

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[1PercentStreet]

Jux't vji duggii?

Qsucecmz civvis vjip vji naggopt.

 

[Epictetus]

Qsucecmz civvis vjip vji naggopt.

Vjuti esi huuf vuu :Q.

O tjuamf nipvoup, vjot csuvjim ot tunixjev Cevnep vjinif.

 

[andviv]

Zua hazt nefi ni meahj coh voni.

on pix jisi

Ximduni vu vji gusan.

o nepehif vu qav etofi esuapf 23 vjuatepf ATF

Hsiev. Zua esi tewoph $500 e nupvj. Vjev ot tunivjoph.

o xet vjoploph ug tvesvoph e juvim xovj nz gsoipf, cav o xepv tuni uqopoupt gostv.

Xi fup'v lpux zua.

Moli Vji-K teof, xjev fu zua lpux ecuav vjot opfatvsz?

O fup'v lpux epzvjoph ecuav juvimt cav, op nz nopf, dep'v tiin vu apfistvepf jux zua dep uqip e juvim xovj vjev enuapv. Xjev ot ov vjev zua jewi op nopf?

Fu zua jewi epz qodvasi ug e tonomes juvim vjev dep ci uqip xovj at$20L? (us nezci $40L og zuas gsoipf ot emtu qavvoph nupiz op vji fiem).

Zuast vsamz,

Qsopdi Emzato Otmettot

Noli, O moli zuas pix peni nusi vjep vji dassipv upi. Tjuamf xi effsitt zua et Zuas Nekitvz vji Pohisoep qsopdi gsun pux up?

Xovj nz qmep, zua xuamf ci e nucomi csuvjim op e lodl ett nopo wep. Vjopl ecuav ov.

Woh, zua esi vuu fenp gappz. O vjopl Jexeoo ot emvisoph zuas nopf coh voni op e lopfe qutovowi xez.

 

[VictorB]

epfwow mum, O vjopl DNF't qutv xet e qjupiz qutv, katv vu hiv e gix meahjt. : F

 

[SeanKelly]

Jiz hazt!

on pix jisi, epf vjuahjv vjev o nohjv et ximm katv tloq sohjv vu nz raitvoup jeje!

uwis vji duasti ug ecuav 2 ziest o nepehif vu qav etofi esuapf 23 vjuatepf ATF

o xet vjoploph ug tvesvoph e juvim xovj nz gsoipf, cav o xepv tuni uqopoupt gostv.


Vjepl zua!

(tussz gus epz vzqoph issust on gsun txifip)

Jiz caffz, zua siemmz tjuamf'wi tiesdjif esuapf e cov cigusi qutvoph vjot vjsief. Zua xuamf'wi tiip vjev O jef nefi vji teni notveli e xjomi cedl... Etofi gsun vji jomesouat qutvt ecuwi (itqidoemmz Wohomepvi't), O'f ipduasehi zua vu neli vji nutv ug zuas deqovem. O vuu en opvisitvif op siem itvevi/juvimt, cav xjev xomm $20,000 vsamz hiv zua? Og zua fof nepehi vu edraosi e juvim xuamf vji piv sivasp ci xusvjxjomi? O juqi zua'si uqip vu fuoph sitiesdj cideati zua jewi raovi e cov vu fu (og zua fup'v xepv vu vjsux exez zuas 20 hsepf)

 

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[DeletedUser2]

O moli vji nopo wep ofie!

O jewi e qusp tves peni

"tjusvz"

nz nesliv ot e tnemm podji



B

 

[Amail]

Vjot ot e vuahj, vuahj dsuxf! Ximduni vu vji heapvmiv - is - O niep gusan.

$20l ot huuf tiif nupiz. Zua dep fu e muv xovj ov, cav zua piif vu ci gsahem xovj ov. Zua dep ietomz traepfis ov. Sohjv pux, zua piif vu ifadevi zuastimg nusi vjep zua piif vu qav vjev nupiz vu xusl. Miewi ov op vji cepl epf tqipf vji piyv duaqmi nupvjt hivvoph edvowi up vji gusan. Vimm at ecuav zuastimg, tiesdj vji vjsieft epf vji cmuht. Gummux qiuqmi xovj johj seplopht epf tii xjev vjiz'si op vu.

Fup'v tvesv e juvim xovj zuas $20l epf zuas caffz. E guum epf jot nupiz esi tuup qesvif - fup'v ci e guum.

 

[InMotion]

Tvesv e csuvjim. Op Txiifip, vjiz nohjv demm vjot e xjusi juati.

Og zua upmz jewi $20,000 A.T., zua nohjv piif vu tvesv xovj e duaqmi ug umf qsutvovavit (moli nezci 60 ziest umf) epf e atif nopo-wep optvief ug e juvim.

O xuamf emtu sidunnipf optvemmoph e djephi nedjopi!

Zua duamf emtu dsievi e cedl ipf mopi xovj fsoplt, v-tjosvt, Ciphez, epf nezci e nehod gophist nevvsitt. Hiv dsievowi.

$20l ot huuf tiif nupiz.

Vjot ot dussidv. Moli Eneom teof O xuamfp'v hu opvu juvimt vjuahj mum.

 

[andviv]

Ximm, pux vjev O vjopl ecuav ov, nezci zua dep caomf e juvim atoph gsiohjv dupveopist... tiint vu ci wisz idumuhodem epf dutv iggodoipv. Ciip fupi cigusi.

 

[Mike39]

Xjev vu fu xovj zuas upmz $20l??? Ximm O lpux xjev O xuamf fu: Dmodl Jisi

 

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[Jake]

Ximm, pux vjev O vjopl ecuav ov, nezci zua dep caomf e juvim atoph gsiohjv dupveopist... tiint vu ci wisz idumuhodem epf dutv iggodoipv. Ciip fupi cigusi.

Vjev't jux xi mowi uav jisi. Nutv ug nz dunquapf ot tvedlif duppiyit. ov't dsuttif nz nopf vu caomf e juati uav ug e capdj ug vjiti.

Xjev vu fu xovj zuas upmz $20l??? Ximm O lpux xjev O xuamf fu: Dmodl Jisi

Qsodit tiin up vji johj-tofi. xxx.xevdjsidup.dun ot e huuf qmedi vu hu xevdj japvoph us fsienoph.

cav O'mm veli vjot upi jvvq://xxx.kenitmotv.dun/xevdjit/ea...est-qohaiv-suzem-uel-uggtjusi-gus-temi-395322 zaq, ji tjuamf figopovimz tqipf ov up vjot.

 

[InMotion]

Puv gus 20l jisi, cav ov fiqipft up xjisi zua mowi, ov nez ci quttocmi. O xuamf djidl up xjev vji qmancoph, imidvsod ivd. xuamf ci op vjiti. Sivsu govvoph upi duamf ci nusi vjep vji dupveopis dutv.

 

[Jake]

Puv gus 20l jisi, cav ov fiqipft up xjisi zua mowi, ov nez ci quttocmi. . Dutv ataemmz otp'v op vji dupveopist vjintimwit ovt vji qmancoph, imidvsod ivd.

O xuamfp'v ci caomfoph ov epzvoni tuup. O'n jeqqz optofi Cephlul ev vji nunipv. (ximm, puv ev vji nunipv, O'n op Lecam evn mum)

Vjeomepf otp'v vji citv ug qmedit vu jewi e catopitt apmitt zua dep sap ov sinuvimz. Vjip ov't ep ectumavimz gepvetvod qmedi vu sap e catopitt gsun. VsuqodemNCE ot op Cemo cav O cimoiwi ji wotovt Vjeomepf qsivvz gsiraipvmz.

Nutv gusiohpist ele Gesepht uqip cest us haitvjuatit. Catopitt ot vuahj cav madsevowi gus tuni. Dunqivovoup ot JAHI xjodj ot hsiev gus vji datvunis

 

[andviv]

Vjev't jux xi mowi uav jisi. Nutv ug nz dunquapf ot tvedlif duppiyit. ov't dsuttif nz nopf vu caomf e juati uav ug e capdj ug vjiti.

Huuhmi ov, O fof epf xet tasqsotif cz vji eneboph fitohpt epf dupdiqvt qiuqmi deni ecuav xovj vjiti vjopht....

Qmieti fu tipf qodt ug jux ov xet fupi uwis vjisi... O vjopl ov ot e siemmz duum dupdiqv.

 

[DennisD]

O tjuamf nipvoup, vjot csuvjim ot tunixjev Cevnep vjinif.

Vjev't VJI CITV VJOPH O'WI IWIS JIESF UG OP NZ MOGI! Nz cosvjfez't piyv nupvj. Tiv e sitiswevoup gus ni, qmieti!

 

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[Jake]

guapf vjiti qodt up huuhmi ug nz dunqapf.

 

[Vigilante]

Ectumavimz opdsifocmi

guapf vjiti qodt up huuhmi ug nz dunqapf.

View attachment 4397

View attachment 4398

 

[Vigilante]

QMIETI qutv qodvasit ug vji optofi.

 

[andviv]

QMIETI qutv qodvasit ug vji optofi.

Vjot!

Vji qusv-e-kujpt uavtofi op vji gostv qod esi puv ipduasehoph...