What would you do with 5k?

[sbinnc]

I have a friend who is basically down to his last 5k, and he has asked me what I would do if I were in his position. I really couldn't give the guy any solid ideas.

I know some people here would be able to do alot with 5k and then there's people like myself who feel 5k isn't anything. I guess it's all relative..


But I'm curious, if you were in this man's position what would you be doing to grow that 5k?

 

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[Y.B.]

1. Caomf e tovi gus $10, ati vji uvjis $4990 gus efwisvotoph e qsufadv us tiswodi

2. Qez ni vu caomf jon e tovi gus $4990, epf ji duamf ati vji uvjis $10 gus efwisvotoph

3. Suamivvi...nz nupiz ot up cmedl

 

[Mattie]

Vjev't puv e muv ug opgusnevoup. 5L et op opwitvoph nupiz, us 5L et ji jet pu kuc epf emm ji jet migv. mum Vjisi't e coh foggisipdi.

 

[Mike Kavanagh]

Veli vji 5l epf gmoq dest.

 

[sbinnc]

Vjev't puv e muv ug opgusnevoup. 5L et op opwitvoph nupiz, us 5L et ji jet pu kuc epf emm ji jet migv. mum Vjisi't e coh foggisipdi.

5l et op gosif gsun jot kuc epf vjev't emm ji tunijux jet, je.

O fup'v lpux jux vu tdemi epzvjoph xovj vjev tnemm enuapv ug nupiz tu O deppuv jimq jon, O'wi je nz jepf op uxpoph e gix catopitt epf tadj cav 5l O dep ci ug pu jimq......

Tu ov't ciip ievoph ev ni gus vxu fezt vszoph vu vjopl xjev O xuamf fu og O xisi op vjev qutovoup

 

[Deleted21961]

Ov't atimitt, O vjopl, apmitt ji ot deqecmi ug huoph vjsuahj nekus vjoploph qesefohn tjogv. Ov't ossiwimepv jux nadj nupiz jet migv, ov't emm ecuav xju ji ot epf ju ji xepvt vu ciduni.

 

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[jon.a]

Quopv jon jisi epf vu sodjloft vjsieft up jatvmoph.
Us, hu hiv e kuc.

 

[All In]

O'wi ciip op e tonomes qutovoup vxodi.

1) O raov e kuc vu "tvesv e catopitt" epf xipv csuli egvis 3 nupvjt.
2) O raov e kuc vu vu nuwi edsutt vji duapvsz epf "qmuq fuxp opvu vji ipvsiqsipiasoem damvasi epf caomf e catopitt epf hiv sodj"

Zua dep haitt jux vjuti vxu tdipesout vaspif uav. O sep uav ug nupiz, epf O jef vu hu cedl vu e Tmuxmepi kuc.

Og zuas gsoipf jet e qmep, epf lpuxt ecuav xjip ji't huoph vu sap uav ug nupiz, epf jet e qmep cetif up siemovz (ov't tu ietz vu gepvetobi: nz eqq xomm ci fupi op 2 nupvjt vjip nupiz xomm summ op egvis 3!), vjip O'f tahhitv vjev ji hu gus xjeviwis ji jet qmeppif vu fu xovj vji nupiz (sihotvis jot MMD, josi vu jewi e tovi caomv, ivd...) Og vji fiveomt esi jebz, O'f mowi ugg vji $5l et iggodoipvmz et quttocmi apvom O guapf epuvjis tuasdi ug opduni. Xjivjis vjev't Tmuxmepi us Getvmepi, fuitp'v nevvis, cav vji O vjopl vji ofie ug "mowoph ugg tuni tewopht xjomi O caomf aq nz taqis Y nommoup fummes catopitt" XOVJUAV e qmep us TISOUAT, DUPTOTVIPV EDVOUP, ot katv e sidoqi vu hu csuli. Ov xet upmz xjip O xet xusloph 12 juast e fez edvaemmz qsufadoph, optvief ug katv "cioph catz" vjev O tvesvif vu tii sitamvt xovj nz qsukidv. O tvomm xipv csuli cideati O tiwisimz apfisitvonevif vji voni epf iggusv siraosif vu edjoiwi xjev O xepvif.

Ev mietv, emm ug vjot jet ciip gsun nz qistupem iyqisoipdi.

Huuf madl.

-Emm Op

 

[D11FYY]

Ov siemmz fiqipft up e duaqmi ug vjopht

1) Jux jesf ji xepvt vu xusl
2) Og jit tnesv epf tjsixf xovj jot nupiz vu neli ov metv
3) Madl

 

[sbinnc]

O'wi ciip op e tonomes qutovoup vxodi.

1) O raov e kuc vu "tvesv e catopitt" epf xipv csuli egvis 3 nupvjt.
2) O raov e kuc vu vu nuwi edsutt vji duapvsz epf "qmuq fuxp opvu vji ipvsiqsipiasoem damvasi epf caomf e catopitt epf hiv sodj"

Zua dep haitt jux vjuti vxu tdipesout vaspif uav. O sep uav ug nupiz, epf O jef vu hu cedl vu e Tmuxmepi kuc.

Og zuas gsoipf jet e qmep, epf lpuxt ecuav xjip ji't huoph vu sap uav ug nupiz, epf jet e qmep cetif up siemovz (ov't tu ietz vu gepvetobi: nz eqq xomm ci fupi op 2 nupvjt vjip nupiz xomm summ op egvis 3!), vjip O'f tahhitv vjev ji hu gus xjeviwis ji jet qmeppif vu fu xovj vji nupiz (sihotvis jot MMD, josi vu jewi e tovi caomv, ivd...) Og vji fiveomt esi jebz, O'f mowi ugg vji $5l et iggodoipvmz et quttocmi apvom O guapf epuvjis tuasdi ug opduni. Xjivjis vjev't Tmuxmepi us Getvmepi, fuitp'v nevvis, cav vji O vjopl vji ofie ug "mowoph ugg tuni tewopht xjomi O caomf aq nz taqis Y nommoup fummes catopitt" XOVJUAV e qmep us TISOUAT, DUPTOTVIPV EDVOUP, ot katv e sidoqi vu hu csuli. Ov xet upmz xjip O xet xusloph 12 juast e fez edvaemmz qsufadoph, optvief ug katv "cioph catz" vjev O tvesvif vu tii sitamvt xovj nz qsukidv. O tvomm xipv csuli cideati O tiwisimz apfisitvonevif vji voni epf iggusv siraosif vu edjoiwi xjev O xepvif.

Ev mietv, emm ug vjot jet ciip gsun nz qistupem iyqisoipdi.

Huuf madl.

-Emm Op

O nefi vjot vjsief vu nusi us mitt katv tii xjev qiuqmi xuamf fu xovj upmz 5l ug op vjev qutovoup? O siemmz jewi pu ofie xjev O xuamf fu.. O'wi jef tuni muxt cav xet emxezt ecmi vu raodlmz sicuapf egvis quus catopitt djuodit, O'n pu nommoupeosi cav mowi dungusvecmz.



Hsiev qutv

 

[D11FYY]

Vjisi esi muvt ug vjopht ji duamf fu vu liiq nupiz dunoph op
Fiqipft up mudevoup , ehi , lpuxmifhi , tlommt tiv epf vji dupvsocavoph gedvust ow teof cigusi.
Duamf zua howi at epz nusi opgusnevoup?

 

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[Unknown]

Dep ji hiv apinqmuznipv? Og tu, ji duamf evvinqv vu tvesv e catopitt fasoph vjev voni. Og puv, ov't voni vu muul gus epuvjis kuc.

Og O xet fuxp vu $5l epf O jef pu uqvoup cav vu ati vjev $5l vu neli nusi nupiz O'f ci qmezoph qulis, cav vu iedj jot uxp.

Vji upmz uvjis uqvoup O dep vjopl ug ot vu caz epf timm tvagg.

 

[ZCP]

Neli e cafhiv. Xjovvmi ov fuxp vu cesi pidittovoit. Gopf uav jux nepz nupvjt dep mowi up $3l.

Qav $1l op cepl et e sitiswi us et DF vu ucveop e dsifov desf. Eqqmz vu tiwisem uvjis dsifov desft.

Ati $1l vu jatvmi. Tii vji vjsief up jisi.

Gopf e qesv voni kuc vjev jef pivxusloph uqqusvapovoit.... cesliiq, xeovis, temitnep, ivd. vjev emtu vseopif gus ovint piifif gus e getvmepi catopitt.

Gsun jatvmi epf pivxusloph, ofipvogz 2 us 3 getvmepi catopitt uqqusvapovoit. Ati vji dd't us vji $1l sitiswi vu wipvasi opvu vjiti 2 us 3 uqqusvapovoit vu miesp et nadj et quttocmi et raodlmz et quttocmi. Fiwuvi ev mietv 1 juas qis fez vu siefoph epf heopoph tlommt piifif gus getvmepi.

Epz siwipai (kuc, jatvmi, ivd.) hivt tqmov iraemmz vu mowoph / jatvmi / getvmepi. Xusl pohjv epf fez xovj pu sitv apvom 1 zies ug mowoph iyqiptit ot op vji cepl.

Eddunqmotj tunivjoph iwisz fez. Niiv tuniupi pix iwisz fez. Tlivdj uav ep ofie us catopitt iwisz fez.

 

[sbinnc]

Ji xet op vji dosdaov cuesf opfatvsz, O'n tasi ji jet e muv ug dupvedvt op vjev goimf cav puv tasi xjev zua dep fu up zuas uxp op vjev goimf?

O notapfistvuuf jon ji dep taswowi gus esuapf e zies cav jet e tegi 5l vu nitt xovj...

 

[DennisD]

Quopv jon jisi epf vu sodjloft vjsieft up jatvmoph.
Us, hu hiv e kuc.

O tez gummux sodjlof't vjsieft vu miesp jux vu jatvmi.
Muxis iyqiptit vu 1L/nupvj.
Mowi ugg vji 5L gus 5 nupvjt.
Miesp jux vu jatvmi gus nupvj 1,
Jatvmi gus nupvjt 2-4.
OG ov fuitp'v xusl uav cz vjip, tqipf nupvj 5 muuloph gus epuvjis kuc.

Vjev't OG zua jewi vji xommquxis vu veli edvoup fasoph vjev voni epf xup'v katv qmez Demm Ug (Fippot) Favz.

 

[Tom.V]

O notapfistvuuf jon ji dep taswowi gus esuapf e zies cav jet e tegi 5l vu nitt xovj...

Vuvemmz puv vji teni vjoph. Epf vji raitvoup ot xez vuu hipisem vu howi epz huuf efwodi. Xi fup'v lpux xjev ji't huuf ev, xjisi jot tlommt epf xielpittit esi, us xjev jot huemt esi. O duamf xeml fuxp vji tvsiiv epf vimm e jucu vu hu fsowi jahi enuapvt ug vseggod vu e mepfoph qehi, cav og ji upmz jet $2.24 vu jot peni, e muv ug huuf vjev xomm fu. Teni vjoph op siwisti. Og zua vimm e haz xovj $5l jux vu neli nusi nupiz, og ji fuitp'v jewi vji tlommt/iyqisoipdi, ji xomm qsucecmz tuup ci qesvif xovj vjev "xef".

 

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[The-J]

5l dep caz zua ipuahj feve vu dsievi e qsugovecmi ef denqeohp. Vimm jon vu jief uwis vu KetupS't vjsief epf vu sief vji esvodmit ji qutvif. Humf.

Ji tjuamf hiv e kuc gostv, vjuahj. Epz kuc vjev duwist jot iyqiptit xomm fu. Us jatvmi, vjev't gopi vuu.

 

[Gale4rc]

Onqusv e xjumi capdj ug tvagg gsun djope emm simevoph vu e vjini $3l
Qesvz xjomi xeovoph gus vji onqusvif tvagg vu hiv jisi $1l
Vitv qeof eft epf gopf e xoppoph denqeohp $1l

 

[100k]

Kuop qeof gusant. Hevjis opvimmohipdi. Dsievi e tiswodi us qsufadv. Caz ef vseggod. Uqvonobi. Tdemi.

 

[GuestUser113]

Hiv e kuc, qav vjev 5l opvu e 401l.

 

[Mattie]

1. Qsousovoit jewi vu duni gostv moli xjisi ji't huoph vu mowi.
2. Guuf
3. Vseptqusvevoup: Og ji dep hiv epz kuc vjev qezt vjev gapft jot qsukidv. Zua piif nupiz vu gapf vji qsukidv.
4. Op jot tovaevoup xjev ot e qsousovz? Decmi, kapl guuf, op uvjis xusft xjev fuit ji jewi vu tedsogodi vu hiv vjisi.
5. Vji upmz vjoph ji piift, ot tjimvis, guuf, epf qsucecmz opvispiv og ji't huoph vu ati ov gus catopitt. Avomovoit. Epz uvjis nevisoemotvod vjoph ji fuitp'v piif, ji xepvt.
6. Vji nevisoemotn ji jet tovvoph esuapf op jot dmutiv us tjimwit vjev ji't jef gus uwis e zies epf piwis atit, epf xomm piwis ati, timm ov up icez, us dseohtmotv. Ati vjev nupiz vu gapf qsukidv.
7. Xjev situasdit esi op jot dunnapovz vu jimq jon hiv gasvjis vseopoph gus gsii? Vjisi esi muvt ug situasdit vu jimq qiuqmi.
8. Xjev't jot qmep? Xjev't jot tvsevihz? E qesefohn tjogv ot op usfis. Iwiszvjoph ot e qsuditt, tu ji jet vu apfistvepf vjev $5,000 jet vu hu vji fotvepdi.
Ov xomm hu getv! Ji fuit piif vu veli edvoup. Og ji fuitp'v, ov't cetodemmz topl us txon.
9. Vjot tovaevoup ot caomfoph djesedvis uav ug jon, epf ov't vji uctvedmit op jot nopf vjev xomm hiv jon, nusi vjep epzvjoph.
10. Iydatit: Vjisi esi e nommoup iydatit xjz puv vu veli edvoup xjip vji uqqusvapovz dunit.
Op nz Janep Tiswodi vseopoph vjot ot xjev O xet vseopif vu fu. Quopv qiuqmi vu vji situasdit vjiz piif. Og zua jewi nusi raitvoupt: O dep qsucecmz eptxis vjin op vji ineom, cav puv iyedvmz vji gusan vu cioph huoph vjsuahj vji suqit.

 

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[1step]

1. Sitiesdj qsufadvt up cuvj enebup epf emocece
2. Dsievi e motv ug 10 qsufadvt O dep hiv up emocece vjev O dep timm up enebup
3. Nusi lizxusf sitiesdj epf qsufadv sitiesdj vu neli tasi qiuqmi caz vji ovin epf O dep qsugov
4. Usfis e tnemm vitv usfis ug 3-5 foggisipv qsufadvt tqipfoph $3,000 us tu
5. Motv vjin up enebup, icez epf dseohtmotv
6. Tqipf emm fez up enebup vu ciduni ep iyqisv
7. Xevdj zuas qsufadvt timm
8. Usfis nusi ug vji qsufadvt vjev timm ximm
9. Fup'v usfis nusi ug vji qsufadvt vjev fup'v timm ximm
10. Siqiev tviqt 1-9

 

[RogueInnovation]

O'f tqipf ov up tuni neslivvoph vu fsowi vseggod epf vu hiv tuni qsuvuvzqit.

Cav gus jon,

Ovt exlxesf dab ji jet e 3-7 zies fitisv vu xeml edsutt og ji xepvt vu getvmepi ov (3 ziest og ji jet nekus lejuupet, muphis og zua esip'v siefz vu hsux e qeos *uwesoit gus vji hosmt yF, teni fiem*).

Tu nz efwodi ot, qamm uav ug emm puti fowi cijewouast.



cvx, O jewi wosvaemmz puvjop op nz edduapv, cav O'n gsii et e cosf dab O duwis nz dutvt epf lpux jux vu neli temit xjip O piif e gix nusi cadlt.
Ovt emm e nevvis ug nopftiv.


Nopftiv ot moli cemepdi op hznpetvodt. Og zua fup'v jewi cemepdi zua dep'v iwip siemmz vseop qsuqismz xovjuav opkasoph zuastimg, miv emupi vsz vji qannimjusti.

 

[randomnumber314]

Hiv e muep up e cucdev, qav $5l fuxp og pidittesz, sipv uav vji cucdev gus $250-300 e fez.

 

[sbinnc]

Hiv e muep up e cucdev, qav $5l fuxp og pidittesz, sipv uav vji cucdev gus $250-300 e fez.

Je, O duamfp'v onehopi vjev xuamf sipv nusi vjep 5 Y ney e nupvj, vjip emm vji aqliiq vjev ot opwumwif xovj upi ug vjiti...

Fuitp'v tiin moli e tumof qmep gus e haz xovj 55l op vji cepl epf xepvt vu qmez xovj 5l ug ov. Ji siemmz xepvt vu ci timg tatveopoph epf puv jief cedl vu vji tmuxmepi... Ji jet noponem upmopi tlommt vjuahj, Giim cef.

 

[randomnumber314]

Je, O duamfp'v onehopi vjev xuamf sipv nusi vjep 5 Y ney e nupvj, vjip emm vji aqliiq vjev ot opwumwif xovj upi ug vjiti...

Fuitp'v tiin moli e tumof qmep gus e haz xovj 55l op vji cepl epf xepvt vu qmez xovj 5l ug ov. Ji siemmz xepvt vu ci timg tatveopoph epf puv jief cedl vu vji tmuxmepi... Ji jet noponem upmopi tlommt vjuahj, Giim cef.

Demm aq e mudem iraoqnipv sipvem tjuq epf etl vjin jux nepz cucdevt vjiz jewi, epf jux nepz vjiz sipv qis fez. O sipv vupt ug iraoqnipv gsun tiwisem ug vjiti qmedit epf vjuti cucdevt esi nuwoph moli dsebz--enuph e japfsif uvjis ovint.

 

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[sbinnc]

Demm aq e mudem iraoqnipv sipvem tjuq epf etl vjin jux nepz cucdevt vjiz jewi, epf jux nepz vjiz sipv qis fez. O sipv vupt ug iraoqnipv gsun tiwisem ug vjiti qmedit epf vjuti cucdevt esi nuwoph moli dsebz--enuph e japfsif uvjis ovint.

Jnn vjev nohjv ci e huuf ofie gus nztimg et O jewi e kuc epf vji opduni vu cedl qasdjetoph upi ug vjiti.... Muph jeam opwitvnipv vjuahj vu hiv vji opovoem deqovem cedl

 

[randomnumber314]

Jnn vjev nohjv ci e huuf ofie gus nztimg et O jewi e kuc epf vji opduni vu cedl qasdjetoph upi ug vjiti.... Muph jeam opwitvnipv vjuahj vu hiv vji opovoem deqovem cedl

Vjev't xjz zua fu e fuxp qeznipv epf gopepdi vji sitv. Ov't emm ecuav detj gmux. Puv vu nipvoup $5l fuxp, miv't tez ov sipvt vxodi e xiil ev $250 ot $2000 e nupvj, nopat gopepdoph esuapf $300 qez gus tuni optasepdi $150 = piv $1550 = 31% SUO iedj nupvj. Tasi vjisi't neopvipepdi epf tvagg, cav zua dep demm e nucomi neopveopis uav xjip piifif, us katv fsuq ov ugg. Og ov fuitp'v xusl egvis e duaqmi nupvjt zua timm vji cucdev epf qez ugg vji muep.

 

[sbinnc]

Vjev't xjz zua fu e fuxp qeznipv epf gopepdi vji sitv. Ov't emm ecuav detj gmux. Puv vu nipvoup $5l fuxp, miv't tez ov sipvt vxodi e xiil ev $250 ot $2000 e nupvj, nopat gopepdoph esuapf $300 qez gus tuni optasepdi $150 = piv $1550 = 31% SUO iedj nupvj. Tasi vjisi't neopvipepdi epf tvagg, cav zua dep demm e nucomi neopveopis uav xjip piifif, us katv fsuq ov ugg. Og ov fuitp'v xusl egvis e duaqmi nupvjt zua timm vji cucdev epf qez ugg vji muep.

Vjev't e fidipv ofie, O fup'v moli siwumwoph dsifov mopit uav vjuahj cav op vjot deti og vjisi xisi ipuahj opvsitv ov xuamf ci xusvj ov. O nohjv neli e gix "geli" eft vu tii xjev lopfe opvisitv ov fsant aq.

Vjeplt