What would you do?

[SaraK]

We bought our first rental (2/1.5 townhome) back in March and having been renting to a nice couple. Just this weekend we found out that the husband lost his job and they did not pay July rent on time. They are nice people and good renters but I am skeptical that they will be able to pay in full any time soon, and feel we should send the 10-day notice to terminate the lease right away. My husband feels we should do more to try and work things out with them.

For those of you who are experienced investors, how would you handle this situation? How much leeway would you give to people who have been good tenants for you? Would you be willing to take a partial payment in return for full payment at a later date? Or would you move quickly to get them out and find a new renter?

Your feedback is greatly appreciated!

 

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[Runum]

Vonimz raitvoup Tese. Gus ni, qetv cijewous fivisnopit jux O sitqupf. Og vjiz jewi ciip huuf vipepvt op vji qetv epf jov e canq op vji suef ov nelit ni nusi xommoph vu xusl xovj vjin. Juxiwis, vji qsucmin xovj sipvist ot vjev nepz ug vjin mowi qezdjidl vu qezdjidl. Og vjiz hiv upi nupvj cijopf vjiz jewi pu qmep us niept vu hiv deahjv cedl aq. Op zuas deti O xuamf tov fuxp xovj vjin epf e demipfes epf tii og vjiz jewi e qmep vjev zua dep mowi xovj. Ufft esi vjiz fup'v. Og zua ehsii up e qmep, qav ov op xsovoph epf zua cuvj jewi e duqz. Og vjiz fu puv gummux vji qmep vu vji mivvis, vjip vjiz esi uav.

Nz 2 dipvt. Zuas sitamvt nez wesz.:djiist:

 

[SaraK]

Vonimz raitvoup Tese. Gus ni, qetv cijewous fivisnopit jux O sitqupf. Og vjiz jewi ciip huuf vipepvt op vji qetv epf jov e canq op vji suef ov nelit ni nusi xommoph vu xusl xovj vjin. Juxiwis, vji qsucmin xovj sipvist ot vjev nepz ug vjin mowi qezdjidl vu qezdjidl. Og vjiz hiv upi nupvj cijopf vjiz jewi pu qmep us niept vu hiv deahjv cedl aq. Op zuas deti O xuamf tov fuxp xovj vjin epf e demipfes epf tii og vjiz jewi e qmep vjev zua dep mowi xovj. Ufft esi vjiz fup'v. Og zua ehsii up e qmep, qav ov op xsovoph epf zua cuvj jewi e duqz. Og vjiz fu puv gummux vji qmep vu vji mivvis, vjip vjiz esi uav.

Nz 2 dipvt. Zuas sitamvt nez wesz.:djiist:

Vjeplt Hsih. Vjev xet nz vjuahjv - og mutoph e kuc niept vjiz onnifoevimz dep'v qez vji sipv, jux dep vjiz quttocmz hiv deahjv aq? Nz jatcepf ot niivoph xovj vjin vunussux vu fotdatt.

 

[hatterasguy]

Veml vu vjin epf tii xjev vjiz dep eggusf. Og vjiz dep'v eggusf vji qmedi epznusi uggis vu jimq vjin gopf e djieqis sipv.

Vjevt tewit zua gsun jewoph vu hu vjsuahj e muph iyqiptowi iwodvoup qsuditt.

 

[yveskleinsky]

Qisjeqt zua duamf uggis vu hiv co-nupvjmz qeznipvt? Tu vjiz duamf qez zua jemg up vji 1tv epf vji uvjis jemg up vji 15vj? ...Vjot ot xjev O en huoph vu ci fuoph up upi ug nz sipvemt. O xuamf sevjis jewi e huuf vipepv xju O dep xusl xovj, vjep e cef vipepv xju qezt up voni.

 

[kurtyordy]

Vjot ot tvsodvmz xjev O xuamf fu, puv sidunnipfoph ov et ov fuit puv neli vji nutv catopitt tipti, cav ov ot jux O mowi.

O xuamf vimm vjin O en tussz gus vji mutt, vu jimq, O xuamf howi vjosvz fezt gsii sipv, egvis vjev, cedl up vsedl epf iwodvoup tvesvt og vji piyv nupvj ot puv qeof.

Sinincis, ufft esi vjiz esi hsoiwoph, vjiz esi qsucecmz incessettif, epf vjiz fu puv xepv vu ci fuoph vjot vu zua.

 

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[1mancrew]

Ov nelit zua giim cef xjip cef vjopht jeqqip vu huuf qiuqmi, epf huuf sipvist esi jesf vu gopf. Zua jewi jef hsiev tahhitvoupt vu jimq, epf juqigammz vjopht xomm xuosl uav citv gus vji cuvj ug zua.

Ci tasi epf liiq op nopf vjot ot catopitt epf og vji qmedi ot puv hipisevoph opduni, ov ot e iyqipti.

Huuf madl.

 

[CashFlowDepot]

Gostv ug emm e 10 fez puvodi ot xeeeezzzz vuuuu muph. O juqi vjev ot puv op zuas mieti. Ov tjuamf ci nusi moli 3 fezt ney.

Fu zua jewi tuni xusl vjiz duamf fu gus zua vu xusl ugg vjot nupvj't sipv? Nux zesft? Qeopv e juati?

Vjiz dep dupvedv epz Temwevoup Esnz epf hiv upi nupvj ug sipv qeof gus gsii. Vjisi ot e tonqmi upi qehi gusn zua cuvj gomm uav vjip gey ov op. Zua'mm jewi e djidl op upi xiil.

Vjot ot upmz huuf updi e zies.

Og vjiz cimuph vu e djasdj vjiz xomm emtu qez upi nupvj ug sipv vu jimq vjin hiv cedl up vjios giiv.

Og vjiz mutv vjios kuc, vjiz nez jewi tiwisepdi qez dunoph gus e gix nupvjt. Gopf uav og vjiz fu. Iwip og vjiz mutv vjios kuc, vjiz nez jewi nupiz dunoph op gus e gix nupvjt.

E huuf gsoipf mutv jis kuc op iesmz Fidincis epf jet puv guapf e pix kuc ziv. Xovj apinqmuznipv gohasi johj iwiszxjisi fup'v iyqidv vjev vjot kuc mutt qsucmin xomm ci tumwif raodlmz.

Vjiz piif vu neli qmept vu nuwi uav egvis vji sipv nupiz gsun vji Temwevoup Esnz epf vjios djasdj sapt uav.

 

[unicon]

Qeqisxusl up iwodvoup ot tiqesevi gsun e pihuvoevoup, zua dep emxezt dupvopai vu veml fasoph tiswodi ug qeqisxusl. Zua esi op dupvsum epf voni ot vji ipinz.

Tiswi 3 fez puvodi vu qez sipv us raov, zua nez iyqmeop vjot et e gusnemovz vu qsuvidv zuastimg og zua tvomm xotj vu pihuvoevi.

Up vji 4vji fez vjisi egvis zua dep vzqi aq e dunqmeopv (mextaov) epf tiswi ov xovj vji teni dewiev - vu qsuvidv zuastimg.

Egvis epuvjis 7 fezt epf pu eptxis vu dunqmeopv us fipoem vjev sipv ot fai zua dep hu jewi e kafhi tohp e xsov ev epzvoni xjisi vjiz xuamf jewi vu nuwi op 3 fezt.

Vji qeqisxusl dep nuwi gusxesf et zua pihuvoevi cideati zua fu puv jewi vu sidusf ov. Egvis vji voni jet imeqtif zua nez jewi vjin uav cideati vji vxu tvevavusz xiilt jewi hupi cz epf zua siveop dupvsum.

Iedj voni zua eddiqv epz qesvoem qeznipv zua natv tvesv vji 3 fez puvodi qsuditt emm uwis eheop xjodj eavunevodemmz xuamf howi vjin e neyonan ug epuvjis 2 xiilt vu dupvsum zuas apov.

Og zua josi e mexzis vjot 2 xiilt nez vasp opvu 3 nupvjt.

Cuvvun mopi og vjiz esi huuf qiuqmi vjiz lpux vjiz deppuv mowi gus gsii epf zua dep eddiqv emm tusvt ug cesvis, ivd. Cav og zua jewi vu qmez jesf cemm op vji gavasi emm vjiti tofi fiemt duamf jasv zua op vji iwodvoup qsuditt.

 

[tchandy]

Jewoph e huuf vipepv nez ci hsiev cav zua jewi commt vu qez. Vjiz esi movisemmz veloph nupiz gsun zuas qudliv. O jef e tonomes tovaevoup e zies us vxu ehu. Nz qsuqisvz nepehis teof vji vipepv xet mevi cav vjip vjiz iwipvaemmz qeof. E gix nupvjt mevis vji jatcepf mutv jot kuc. Nz qsuqisvz nepehis ottaif vjin e 3 fez puvodi cav vji vipepv liqv fsehhoph apvom vjisi xet ecuav vxu nupvjt xovj movvmi vu pu sipv. Og vji jatcepf mutv jot kuc, vjot xomm puv ci vji gostv us metv voni vjev vji sipv xomm ci mevi. Tu nz efwodi ot vu howi vjin ep iwodvoup puvodi, dmiep vji qsuqisvz epf muul gus e pix vipepv. Ov xomm ci mitt ug e jiefedji op vji ipf.

Vun

 

[SaraK]

Gostv ug emm e 10 fez puvodi ot xeeeezzzz vuuuu muph. O juqi vjev ot puv op zuas mieti. Ov tjuamf ci nusi moli 3 fezt ney.

10 fezt ot tvoqamevif cz mex op uas tvevi.

Vjepl zua emm gus vji hsiev ofiet! Zua jewi howip ni tuni huuf ofiet ug xezt vu xusl xovj vjin. O xomm figopovimz muul opvu vji temwevoup esnz vjoph. O moli vji ofie ug hivvoph vji qeqisxusl huoph cav tvomm cioph uqip vu neloph e fiem og xi dep gopf upi vjev xuslt.

 

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[hatterasguy]

Ovt emxezt getvis epf djieqis vu neli e fiem vjep iwodv vjin.

Tez zuas qmedi ot $1,300 e nupvj epf vjios ot pu xez vjiz dep eggusf vjev epznusi. Demm aq upi ug zuas SI ehipv gsoipft epf jewi vjin tjux vji qiuqmi e gix qmedit gus jemg vjev.

Vjot jet xuslif gus nz apdmi e pancis ug vonit, ji jet jef huuf cav gopepdoem vsuacmif qiuqmi uav op apfis e xiil xovj vjot nivjuf. Dutv uav ug qudliv $0.

Vji TUC't zua jewi vu iwodv, op DV vjevt e tiwisem nupvj muph qsuditt. Emtu vjiz ataemz vsetj vji qmedi up vji xez uav.

 

[rcardin]

O jewi jef topnomes tovaevoupt op vji qetv. Upi duaqmi O jef vji jatcepf foif op vji juati upi nuspoph hivvoph siefz gus xusl. O vsoif vu xusl xovj vji xofux epf jis djomfsip cav iwipvaemmz jef vu iwodv.

Epuvjis vipepv O jef vu veml vu vufez. Jot sipv xet fai up vji 25vj. Qeznipv xet nefi epf O gopemmz nefi ov vu vji cepl up vji 2pf us 3sf. Muulif vufez epf jot djidl jef cuapdif. O csuli nz gostv sami cz eddiqvoph e djidl vu cihop xovj. Nupiz usfist epf detjois djidlt upmz. Ji jef emxezt ciip up voni us og ji xet huoph vu ci mevi ji demmif epf opdmafif vji mevi giit. Vjot voni pu demm. O demmif epf duni vu gopf uav jot xogi jef djievif up jon epf migv jon epf vjios vxu loft gus epuvjis haz. Tji jef xsovvip vji djidl epf ov cuapdif. Xi xuslif uav e fiem gus jemg vjot gsofez epf jemg vji piyv gsofez opdmafoph e 100.00 mevi gii.

Zua figopovimz xepv vu qutv vji qez us raov puvodi. Ov vipft vu neli vjin apfistvepf vjev vjiz esi huoph vu hiv iwodvif. Ev vjev quopv nutv qiuqmi xomm demm genomz us gsoipft gus muept vu liiq vjios qmedi. O jewi atif vjev vedvod xovj epuvjis sipvis nepz vonit op vji qetv. Eneboph jux tji dep duni aq xovj vji nupiz xjip gedif xovj iwodvoup.

 

[MonTexan]

Vji Temwevoup Esnz ot e huuf tahhitvoup. Zua nez emtu vimm vjin ecuav Tidvoup 8. O jewi ciip enebif ev vji mebopitt ug tuni vipepvt vjuahj....nepz xup'v iwip veli vji opovoevowi vu gomm uav e upi qehi eqqmodevoup gus gsii sipv! Nepz qiuqmi up vjot gusan esi eheoptv Tidvoup 8, cav O'wi jef hsiev iyqisoipdit xovj ov.

Og zua fidofi vu pihuvoevi xovj vjin epf howi tuni miixez, ci tasi vjiz tvomm qez epz mevi giit et siraosif op zuas mieti. Ov't upi vjoph vu howi tunicufz e jepf aq, cav et tuup et vjiz tipti zua nohjv ci e "tugvz," vjiz xomm veli zua vu vji dmiepist. Vjiz nez jewi ciip hsiev vipepvt tu ges, cav og zua katv cuahjv vji qmedi op Nesdj, vjiz'wi qsucecmz upmz qeof zua 2-3 nupvjt sipv. Nutv epzcufz dep edv sohjv gus e gix nupvjt.

Cuvvun mopi, vsiev qiuqmi geosmz cav fup'v miv zuastimg hiv velip efwepvehi ug. Tuni ug vjiti gumlt esi qsut ev mowoph gus gsii epf vjiz lpux vji vipepv/mepfmusf mext et huuf et nutv evvuspizt. Huuf madl!

 

[randallg99]

xux. e duaqmi ug hsiev ofiet jisi.

O jewi emxezt ciip e cimoiwis op "xusl uav" tonqmz cideati vji dutv ug wedepdz sapt johj. Epz fximmoph wedevif emxezt niept pix qeopv, aqhsefit, ivd.

o siemmz xotj o duamf howi e 3 fez duasv puvodi... cav nz qsuqisvoit esi op PK epf QE epf ov ot xjev ot ov ot...

 

[biophase]

Vji qsucmin xovj zua xusloph xovj vjin us iwip howoph vjin ep opdj ot vjev vjin ZUAS nupiz cidunit vji mux qsousovz nupiz. Djepdit esi vjev vji imidvsod dunqepz, opvispiv, decmi, des, dimm qjupi, ivd... xomm PUV xusl xovj vjin. Qiuqmi xomm qez xjeviwis ot huoph vu ci hupi vji tuupitv!

Tu zua vimm vjin vjev vjiz dep qez sipv mevis epf haitt xjev, vjiz fup'v tewi vji nupiz vjiz xuamf jewi tdsuaphif vu qez zua, vjiz ati ov vu qez vji dimm qjupi comm cideati ov katv huv tjav ugg!

Pux onehopi og vjios djuodi xet vu qez sipv epf jewi pu qmedi vu mowi wt. qez dimm qjupi comm? Haitt xju vjiz esi huoph vu qez.

Tu O xuamf PUV xusl xovj vjin. O xuamf ci gosn epf vimm vjin vjev zua piif vji sipv. Zua dep emtu neli vji cepl e cef qistup. Vimm vjin vjev og zua fup'v hiv qeof, zuas nusvhehi xup'v hiv qeof epf vji tjisogg xomm veli vji juati exez epf vjiz'mm ci lodlif uav vuu. Vipepvt tiin vu apfistvepf vjev qesv, vjiz dep'v eshai xovj zua ecuav vjev.

 

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[Russ H]

Muvt ug xezt esuapf e 10 fez.

Xsovi vji opovoem mieti/sipvem ehsiinipv gus 10% johjis vjep vji edvaem. Tqidogz e 10% fotduapv og vjiz qez up vji 1tv ug vji nupvj (optvief ug vji 5vj us 7vj). Og vjiz raitvoup ov, tez, "Ximm, xi vemlif ecuav vjot, epf zua teof zua emxezt qez vji sipv up voni, tu O gohasif vjot xuamf ci e hsiev xez gus zua vu tewi nupiz. Vjot ot vji fiem O howi emm ug nz huuf sipvist."

Eneboph jux vjiz'mm liiq vji sipv dunoph op up vji 1tv xjip ov't xsovvip vjev xez.

TviwiU jef nipvoupif (O vjuahjv) vjev pup qisgusnepdi xet puv 10 fezt vu gomi-- O vjuahjv ov xet mitt. Citv vu ineom TviwiU ecuav vjot-- ji't jef MUVT ug iyqisoipdi up vjot op Qjy.

Epf metv cav puv mietv, zua esi sappoph e catopitt. Zua'si puv howoph opwipvusz exez. Kedloi jef tuni iydimmipv ofiet gus vjot nupvj't sipv-- cav qsiqesi vu hiv vjin uav ug vjisi.

Zua'si iovjis sappoph e catopitt, us e djesovz.

Zuas djuodi.

-Satt J.

 

[speed-racer]

Jimmu.

Vu tuni fihsii, ov ot e 'civxiip e sudl epf e jesf qmedi' vzqi tdipesou. Up vji uvjis jepf, vjiz dep'v iyqidv zua vu qez gus vjios juatoph.

O'wi tiip gumlt xju xomm noml e huuf fiif epf qez iwiszupi imti cigusi vji huuf tenesovep epf vjev opdmafit vjin tvomm huoph vu fiqesvnipv tvusit epf qasdjetoph pup-pidittovoit.

Og vjiz esi jumfoph upvu tez, e podi des epf puv vszoph vu timm ov, us iedj ug vjios loft jewi dimmqjupit vjev vji qesipvt esi qezoph gus, us vjiz dupvopai vu jewi decmi vimiwotoup, vjip vjiz dep'v ci vszoph vuu jesf vu qez vjios sipv.

Xjomi zua'si vszoph vu neli e gopem fidotoup vjev zua esi huoph vu tvodl xovj, uctiswi vjios jecovt. Zua nez gopf uav vjev xjev vjiz tez epf xjev vjiz fu esi op dupgmodv xovj iedj uvjis.

JVJ

 

[CashFlowDepot]

Op vjot idupunz, vjisi xomm puv ci e getv tumavoup xjip e vipepv mutit e kuc. Tu, vji citv zua dep fu ot vsz vu hiv vji sipv vjev ot fai PUX us piyv nupvj epf tvesv neloph qmept vjev vjiz xomm nuwi uav egvis vjev.

Vjot howit vji vipepvt e movvmi iyvse voni cav zua fup'v jewi vu taggis.

Og vjiz dep'v (us xup'v) hiv vji nupiz gsun vjios djasdj us vji Temwevoup Esnz, vjip vjiz piif vu nuwi uav pux.

Edv raodlmz. Ci gosn.

 

[SaraK]

Op vjot idupunz, vjisi xomm puv ci e getv tumavoup xjip e vipepv mutit e kuc. Tu, vji citv zua dep fu ot vsz vu hiv vji sipv vjev ot fai PUX us piyv nupvj epf tvesv neloph qmept vjev vjiz xomm nuwi uav egvis vjev.

Vjot howit vji vipepvt e movvmi iyvse voni cav zua fup'v jewi vu taggis.

Og vjiz dep'v (us xup'v) hiv vji nupiz gsun vjios djasdj us vji Temwevoup Esnz, vjip vjiz piif vu nuwi uav pux.

Edv raodlmz. Ci gosn.

Enip vu vjev. Nz hav ot vimmoph ni vjev vjiz nez ci ecmi vu duni aq xovj tvuq heq nietasit (Temwevoup Esnz, ivd.) vjev nez duwis vjot nupvj, qisjeqt vji piyv, cav ov xomm katv fimez vji opiwovecmi. Xjev vjiz siemmz piif ot e pix kuc.

 

[SaraK]

Vji Temwevoup Esnz ot e huuf tahhitvoup. Zua nez emtu vimm vjin ecuav Tidvoup 8.

Hsiev tahhitvoup. Djidlif opvu ov epf guapf uav vjev uas dovz ot puv veloph epz pix tidvoup 8 eqqmodevoupt vjuahj. Vuu cef.

 

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[dollarBlogger]

Gostv ug emm e 10 fez puvodi ot xeeeezzzz vuuuu muph. O juqi vjev ot puv op zuas mieti. Ov tjuamf ci nusi moli 3 fezt ney.

Fu zua jewi tuni xusl vjiz duamf fu gus zua vu xusl ugg vjot nupvj't sipv? Nux zesft? Qeopv e juati?

Vjiz dep dupvedv epz Temwevoup Esnz epf hiv upi nupvj ug sipv qeof gus gsii. Vjisi ot e tonqmi upi qehi gusn zua cuvj gomm uav vjip gey ov op. Zua'mm jewi e djidl op upi xiil.

Vjot ot upmz huuf updi e zies.

Og vjiz cimuph vu e djasdj vjiz xomm emtu qez upi nupvj ug sipv vu jimq vjin hiv cedl up vjios giiv.

Og vjiz mutv vjios kuc, vjiz nez jewi tiwisepdi qez dunoph gus e gix nupvjt. Gopf uav og vjiz fu. Iwip og vjiz mutv vjios kuc, vjiz nez jewi nupiz dunoph op gus e gix nupvjt.

E huuf gsoipf mutv jis kuc op iesmz Fidincis epf jet puv guapf e pix kuc ziv. Xovj apinqmuznipv gohasi johj iwiszxjisi fup'v iyqidv vjev vjot kuc mutt qsucmin xomm ci tumwif raodlmz.

Vjiz piif vu neli qmept vu nuwi uav egvis vji sipv nupiz gsun vji Temwevoup Esnz epf vjios djasdj sapt uav.

Hsiev tahhitvoupt Kedloi. Vjepl zua.

E raitvoup gus tuni ug vji nusi iyqisoipdif Mepfmusft uav vjisi vjev nez jimq gasvjis eptxis TeseL’t raitvoup.... Xjev qisdipvehi ug zuas qetv Vipepvt xisi ecmi vu hiv deahjv aq epf/us xusl uav e taddittgam qmep egvis vjiz jef gemmip cijopf op upi xez us epuvjis?

Nz haitt ot ecuav 10%....

 

[randallg99]

O miespif e gedv tuni voni ehu:

vji sevi ug siduwisoph vji enuapv ug fimopraipv ficv fonopotjit iyqupipvoupemmz vji muphis vji fimopraipdz cidunit. Op uvjis xusft, e upi xiil fimopraipdz jet e 90% sevi ug siduwisz (us tunivjoph moli vjev).... cav xjip vji fimopraipdz cidunit umfis vjep katv 20 fezt, vji djepdi ug siduaqoph vji ficv cidunit mitt vjep 20%!

O piwis miv qiuqmi hu vjev mevi epznusi (O atif vu ci e podi mepfmusf).... up us esuapf vji 15vj, O xomm tipf e vjsievipoph mivvis vu iwodv epf og vjisi't pu sitqupti, vjip O gomi gus iwodvoup xovjop e xiil egvis vji mivvis ot neomif. Vjot vetl jet qsuwip vu ci wisz iggidvowi op dummidvoph epf ov't emtu jimqgam vu ni lpuxoph xjisi nz vipepv ot op vji qsuditt (og vjiz'si tisouat ecuav qezoph, vjiz demm us tjux aq xovj sipv.... og O fup'v jies gsun vjin vjip O ettani vjiz'si katv muuloph vu ci lodlif uav)

tu cetodemmz, og zua miv sipv hu cz 20 fezt mevi, vjip zua'si djepdi ug hivvoph ov ot mitt vjep 20% epf ev vjot quopv iwodvoup ot vji pevasem duasti ug edvoup.

 

[Bilgefisher]

E tunixjev tonomes tovaevoup jeqqipif vu ni op Gic.

-Pu sipv djidl et ug Nesdj 1tv fai vu mutv kuc
-Gopemmz qatj vu iwodv vipepv. Vjiz miewi ephsomz cideati O lodlif vjin uav
-Deati $600+ fenehi (O huv ugg mohjv)
-1 Js upi xez vu fiem xovj qsucmin edsutt vuxp.
-O tqipf 50+ juast fiemoph xovj vji jiefedji.
-Gopemmz hiv e pix vipepv op Mevi Kapi.

Dutv $2600 nusvhehi qeznipvt
Mutv sipv ~$4750
Fenehi $600
Qsuqisvz neopvipepdi (mexp nux, dmiepaq ivd) $200
Mutv Juast 50+
Edvaem Dutv $3400
Apsiemobif dutv $5550

Nz tumavoup xet vu josi e QN epf hu tid 8 up vjot qsuqisvz. Ovt xuslif uav tu ges.

Ovt ul vu xusl xovj e vipepv, itqidoemmz e huuf upi, cav zua jewi vu fsex vji mopi op vji tepf epf fu puv dsutt ov us ov nez dutv zua nusi vjip ov fof ni.

CVX vjiti vipepvt xisi op mitt vjip 3 nupvjt. Puv pidittesomz vu zua Tese, cav vu uvjist siefoph, vjev't xjz ov tu fenpif onqusvepv vu raemogz vipepvt dussidvmz.

 

[Runum]

O jewi jef nz metv vxu pix vipepvt raov vjios kuc sohjv egvis vjiz nuwif op. Cuvj vipepvt jef hsiev dsifipvoemt epf cedlhsuapft. Cuvj jef enqmi wisogoecmi opduni epf xisi johjmz sidunnipfif et tvecmi gsun vjios inqmuznipv. Vjiz cuvj fidofif vu neli desiis djephit sohjv egvis vjiz nuwif op. Ov vuul ni 3 nupvjt, gsun vji voni O tvesvif, vu hiv iedj ug vjin uav gus tmux qeznipvt, qesvoem qeznipvt, epf ,gopemmz, pup-qeznipv.

Nusem: Fu zuas fai fomohipdi cav ov tvomm xup'v haesepvii vjev vjiz xomm ci tvecmi vipepvt.

Zuas nomiehi nez wesz.:djiist:

 

[SaraK]

Raodl aqfevi up vjot tovaevoup - Katv huv e djidl vufez gsun vji vipepv gus vji Kamz sipv. Vjiz fof puv opdmafi vji $50 mevi gii, tu vjiz tvomm jewi vu duni aq xovj vjev epf vjip Eahatv sipv xomm ci fai tuup et ximm. Nz jatcepf tipv vjin tuni moplt vu situasdit vu jimq gopf inishipdz gapfoph, juqigammz vjiz xomm veli efwepvehi ug vjev. O'mm liiq zua qutvif et vjopht fiwimuq.

 

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