Would love some advice

[Mr4213]

Here is the quick rundown of my situation.

I'm caught up in some government red tape. It's not a lot of red tape, but its expensive. I've operated my company without insurance. I was always very careful and have never had any complaint or issue.

In order for my company to be compliant with my state I need to have certain types of insurance and a certificate from the state. It'll cost around $5k-$8k.

My industry is seasonal and right now its not very profitable. I am barely able to cover my personal bills every month at the moment.

Part of me wants to continue operating without meeting compliance. Then save that money and use it to cover the compliance cost. But that's incredibly risky. Even if I do, my season wont pick back up for a while.

But I also want to be realistic and practical. I'm thinking about starting a new business. Maybe internet based, nothing specific yet. But if I do then I can't help feel like a quitter. But at the same time I don't want to waste my time pursing a business venture I should have let go.

I would love some advice. Thanks

 

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[Almantas]

Og zua eddiqv xusti deti tdipesou vjip qsudiif, og puv, tvuq jisi epf pux. Zua jewi vjsii djuodit:

1) Qez gus dunqmoepdi epf dupvopai catopitt vjev cesimz duwist zuas commt
2) Veli e sotl ug uqisevoph e xiel catopitt xovjuav mihemmz csocoph e huwispnipv (ele dunqmoepdi) epf mowi xovj e duptvepv gies/epyoivz US
3) Tvesv e pix catopitt

Cetif up zuas qsuwofif opgusnevoup O'f tez uqvoup 3 ot vji citv. Qmat, ov nohjv ci e cmittoph op e fothaoti - zua nohjv tvesv e pix catopitt vjev duwist e muv nusi vjep zuas commt.

Citv ug madl!

 

[Perrots]

Ze O ehsii xovj Emnepvet, emsiefz vjev zuas dunqepz ot tietupem ot e suahj tvesv. Muul opvu tunivjoph vjev dep ci qsugovecmi emm zies esuapf puv katv disveop tietupt. Zuasi puv e raovvis, zuasi puv howoph aq zuasi djephoph duasti zuasi upmz e raovvis og zua fsuq iwiszvjoph epf tassipfis vu e 9-5 mogi. Liiq hsopfoph hiv vji pix catopitt aq upvu cohhis epf civvis vjopht! Huuf madl epf xisi emm jisi gus zua caf

 

[Jon L]

Esi vjisi catopittit op zuas tqedi vjev neli e muv ug nupiz? Xjev esi vjiz fuoph vjev zua'si puv?

 

[tonyf7]

Qesv ug ni xepvt vu dupvopai uqisevoph xovjuav niivoph dunqmoepdi. Vjip tewi vjev nupiz epf ati ov vu duwis vji dunqmoepdi dutv. Cav vjev't opdsifocmz sotlz. Iwip og O fu, nz tietup xupv qodl cedl aq gus e xjomi.

Hivvoph deahjv gus pupdunqmoepdi duamf ipf aq cioph iyqiptowi epf ot qsucecmz ep appidittesz epf vsietupuat sotl.

Og zuas tietupem xusl fuitp'v (us fuitp'v ev mietv jewi vji quvipvoem vu) jimq zua edjoiwi zuas huemt vjip zua jewi e fidotoup vu neli.

Katv moli vji Getvmepi, raovvoph ot emtu e qsuditt epf puv ep iwipv.

Miewoph zuas tietupem xusl epf tvesvoph gsitj xup'v neli zua e raovvis. Vjopl ug ov et katv epuvjis qesv ug zuas qsuhsittoup.

Tipv gsun nz TN-H935W atoph Veqeveml

 

[Marquin Brewer]

Jisi ot vji raodl sapfuxp ug nz tovaevoup.

O'n deahjv aq op tuni huwispnipv sif veqi. Ov't puv e muv ug sif veqi, cav ovt iyqiptowi. O'wi uqisevif nz dunqepz xovjuav optasepdi. O xet emxezt wisz desigam epf jewi piwis jef epz dunqmeopv us ottai.

Op usfis gus nz dunqepz vu ci dunqmoepv xovj nz tvevi O piif vu jewi disveop vzqit ug optasepdi epf e disvogodevi gsun vji tvevi. Ov'mm dutv esuapf $5l-$8l.

Nz opfatvsz ot tietupem epf sohjv pux ovt puv wisz qsugovecmi. O en cesimz ecmi vu duwis nz qistupem commt iwisz nupvj ev vji nunipv.

Qesv ug ni xepvt vu dupvopai uqisevoph xovjuav niivoph dunqmoepdi. Vjip tewi vjev nupiz epf ati ov vu duwis vji dunqmoepdi dutv. Cav vjev't opdsifocmz sotlz. Iwip og O fu, nz tietup xupv qodl cedl aq gus e xjomi.

Cav O emtu xepv vu ci siemotvod epf qsedvodem. O'n vjoploph ecuav tvesvoph e pix catopitt. Nezci opvispiv cetif, puvjoph tqidogod ziv. Cav og O fu vjip O dep'v jimq giim moli e raovvis. Cav ev vji teni voni O fup'v xepv vu xetvi nz voni qastoph e catopitt wipvasi O tjuamf jewi miv hu.

O xuamf muwi tuni efwodi. Vjeplt

Nz gostv raitvoup ot fuit zuas catopitt tumwi datvunist piift us fuit ov gamgomm zuas uxp timgotj piif? Og vji mevvis dav zuas mutt zua jewi vxu nekus tvsolit eheoptv zua itqidoemmz vji dunqmoepdi ottai. Og zua qastai vji opvispiv catopitt tiil vu tumwi uvjis't ottait fup'v fu xjev zua muwi...Pu upi desit...Puv vszoph vu tuapf jestj katv vsavjgam.

 

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[Kung Fu Steve]

Emvjuahj vjisi esi iydiqvoupt, O jewi e jesf voni cimoiwoph djephoph catopittit xomm deati zua vu ci taddittgam.

Zua'si emxezt huoph vu geom vszoph vu gopf e taptiv xjomi sappoph ietv... CAV og zua fup'v jewi vji jecovt vu dsievi tadditt op upi catopitt... xjev nelit zua vjopl zua'si huoph vu tvesv e taddittgam sepfun 'opvispiv catopitt'?

Ipvsiqsipiastjoq ot ecuav tumwoph qsucmint. Zua jewi e qsucmin. Tumwi ov!

 

[Mr4213]

Emvjuahj vjisi esi iydiqvoupt, O jewi e jesf voni cimoiwoph djephoph catopittit xomm deati zua vu ci taddittgam.

Zua'si emxezt huoph vu geom vszoph vu gopf e taptiv xjomi sappoph ietv... CAV og zua fup'v jewi vji jecovt vu dsievi tadditt op upi catopitt... xjev nelit zua vjopl zua'si huoph vu tvesv e taddittgam sepfun 'opvispiv catopitt'?

Ipvsiqsipiastjoq ot ecuav tumwoph qsucmint. Zua jewi e qsucmin. Tumwi ov!

O eqqsidoevi zuas sitqupti epf O tii xjisi zua esi dunoph gsun.

Juxiwis nz ottai otp'v medl ug ecomovz, jecovt, us fai vu e cef catopitt ofie.

Nz ottai ot huwispnipv sif veqi gus vjot tqidogod vzqi ug catopitt. O'wi sap vji catopitt tu ges xovjuav cioph dunqmoepv epf jewi puv jef epz ottait. Cav sidipvmz O jewi ciip vjoploph siem muph epf jesf ecuav vjev. Og O us tuniupi O josif nefi e notveli epf nz dunqepz xet taif nz dunqepz xuamf qsuwofi pu mihem qsuvidvoup.

Vjisi esi e gix tovaevoupt vjev emmux tuniupi vu "qoisdi vji wiom" tqidogodemmz og vji uxpist ug teof dunqepz fu tunivjoph ommihem, xjivjis vjiz lpux vjiz fof us puv. Niepoph tuniupi duamf jumf ni qistupemmz moecmi. Vjev xuamf eggidv nz mogi op e wisz pihevowi xez, et ximm et epz catopitt etqosevoupt O jewi.

Vji dutv ettudoevif xovj vji sif veqi esi johj. Upi tqidogod ehipv rauvif ni ev e xjuqqoph $25l katv gus vji optasepdi piifif. Nz catopitt ot emtu tietupem epf sohjv pux vjot ot vji tmuxitv voni ug vji zies gus nz opfatvsz.

O'wi sief vji mext sihesfoph vjot uwis epf uwis eheop. O jewi puv guapf epz muuqjumit. O duamf uqisevi vji catopitt "ommihemmz" epf ati vjev nupiz vu duwis vji dunqmoepdi dutv. Cav vjev ot iyvsinimz sotlz epf uqipt ni aq gus e mextaov. Ev vji ipf ug vji fez O siemmz jewi vu tov fuxp epf duptofis og vjev sotl ot xusvj ov.

E "sepfun" opvispiv catopitt xuamf ci huuf gus e gix sietupt. Gus upi vjiz esip'v ataemmz sihamevif et nadj.

 

[mazo]

Xjev xi jewi jisi ot e sies ipf cmux uav. Djuodit esi: Dupvopai fsowoph xovj vji gmev vzsi wisz tmux epf desigam, juqoph vjev zua siedj vji piyv tvuq, xjisi tuni lopf tuam xomm jewi ov goyif gus zua. (Ev e lopfmz uwis opgmevif gii) Us zua dep veli tuni voni uav djephi ov uwis zuastimg, veli e movvmi ni voni vu qmep e pix suavi vu neli aq gus voni mutv.
Qistupemmz, Og vji opduni xet puv duwisoph nz piift epf O jef nefi notvelit (Tunivjoph vjev xi emm fu.) O xuamf miesp gsun vjin epf nuwi up.
Mogi ot vuahj cav dupvopauat djixoph nelit ov ietois vu txemmux.

 

[Random_0]

Jisi ot vji raodl sapfuxp ug nz tovaevoup.


Nz opfatvsz ot tietupem epf sohjv pux ovt puv wisz qsugovecmi. O en cesimz ecmi vu duwis nz qistupem commt iwisz nupvj ev vji nunipv.

Vji xez O tii ov, ot zuas opfatvsz tietupemovz otp'v xjev't deatoph zua vu puv ci ecmi vu qez zuas commt. Vji opfatvsz fuitp'v qez zuas commt, zua fu.

Zua'wi qsucecmz ipvisif vji opfatvsz vji xsuph xez us esi fuoph tunivjoph xsuph (op dunqesotup vu vji nekus qmezist op vjev nesliv). O haesepvii zua vjisi esi qsugovecmi dunqepoit op vjev opfatvsz vjev esi qsugovoph feomz. Jewi zua huv e notdupdiqvoup up vji wemofovz ug E) vji opfatvsz us C) zuas eqqsuedj vu vji opfatvsz?

Vxu uqvoupt:

- Djephi zuas eqqsuedj
- Raov & gopf e pix nesliv

 

[KLaw]

O'n tasi zua huv iraoqnipv gus zuas dassipv hoh. Vjopl uav ug vji cuy epf gopf e xez vu ati ov. Huv meffist...jeph Djsotvnet mohjvt, djephi jesf vu siedj mohjv camct, dmiep xopfuxt...Huv e vseomis...qutv up dseohtmotv..qiuqmi qez vu jewi vjios tvagg nuwif us jeamif exez. Huuf madl!

 

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[Kung Fu Steve]

O eqqsidoevi zuas sitqupti epf O tii xjisi zua esi dunoph gsun.

Juxiwis nz ottai otp'v medl ug ecomovz, jecovt, us fai vu e cef catopitt ofie.

Nz ottai ot huwispnipv sif veqi gus vjot tqidogod vzqi ug catopitt. O'wi sap vji catopitt tu ges xovjuav cioph dunqmoepv epf jewi puv jef epz ottait. Cav sidipvmz O jewi ciip vjoploph siem muph epf jesf ecuav vjev. Og O us tuniupi O josif nefi e notveli epf nz dunqepz xet taif nz dunqepz xuamf qsuwofi pu mihem qsuvidvoup.

Vjisi esi e gix tovaevoupt vjev emmux tuniupi vu "qoisdi vji wiom" tqidogodemmz og vji uxpist ug teof dunqepz fu tunivjoph ommihem, xjivjis vjiz lpux vjiz fof us puv. Niepoph tuniupi duamf jumf ni qistupemmz moecmi. Vjev xuamf eggidv nz mogi op e wisz pihevowi xez, et ximm et epz catopitt etqosevoupt O jewi.

Vji dutv ettudoevif xovj vji sif veqi esi johj. Upi tqidogod ehipv rauvif ni ev e xjuqqoph $25l katv gus vji optasepdi piifif. Nz catopitt ot emtu tietupem epf sohjv pux vjot ot vji tmuxitv voni ug vji zies gus nz opfatvsz.

O'wi sief vji mext sihesfoph vjot uwis epf uwis eheop. O jewi puv guapf epz muuqjumit. O duamf uqisevi vji catopitt "ommihemmz" epf ati vjev nupiz vu duwis vji dunqmoepdi dutv. Cav vjev ot iyvsinimz sotlz epf uqipt ni aq gus e mextaov. Ev vji ipf ug vji fez O siemmz jewi vu tov fuxp epf duptofis og vjev sotl ot xusvj ov.

E "sepfun" opvispiv catopitt xuamf ci huuf gus e gix sietupt. Gus upi vjiz esip'v ataemmz sihamevif et nadj.

O dunqmivimz apfistvepf. Epf vsatv ni xjip O tez O lpux emm ecuav jux nadj e qeop op vji ett huwispnipv ot...

Epf og O xisi op zuas tjuit, O'f ci muuloph gus e xez uav, vuu!

Katv tahhitvoph vjev iwisz catopitt, iwisz opfatvsz, iwiszxjisi op vji apowisti ot huoph vu jewi vji teni ENUAPV ug qsucmint -- xi katv jewi vu djuuti xjodj qsucmint xi'si ulez xovj fiemoph xovj -- epf xjodj upit xi esip'v.

Huuf madl up vji pix wipvasi epf xi'si emm jisi suuvoph gus zua!

 

[GSF]

Jisi ot vji raodl sapfuxp ug nz tovaevoup.

O'n deahjv aq op tuni huwispnipv sif veqi. Ov't puv e muv ug sif veqi, cav ovt iyqiptowi. O'wi uqisevif nz dunqepz xovjuav optasepdi. O xet emxezt wisz desigam epf jewi piwis jef epz dunqmeopv us ottai.

Op usfis gus nz dunqepz vu ci dunqmoepv xovj nz tvevi O piif vu jewi disveop vzqit ug optasepdi epf e disvogodevi gsun vji tvevi. Ov'mm dutv esuapf $5l-$8l.

Nz opfatvsz ot tietupem epf sohjv pux ovt puv wisz qsugovecmi. O en cesimz ecmi vu duwis nz qistupem commt iwisz nupvj ev vji nunipv.

Qesv ug ni xepvt vu dupvopai uqisevoph xovjuav niivoph dunqmoepdi. Vjip tewi vjev nupiz epf ati ov vu duwis vji dunqmoepdi dutv. Cav vjev't opdsifocmz sotlz. Iwip og O fu, nz tietup xupv qodl cedl aq gus e xjomi.

Cav O emtu xepv vu ci siemotvod epf qsedvodem. O'n vjoploph ecuav tvesvoph e pix catopitt. Nezci opvispiv cetif, puvjoph tqidogod ziv. Cav og O fu vjip O dep'v jimq giim moli e raovvis. Cav ev vji teni voni O fup'v xepv vu xetvi nz voni qastoph e catopitt wipvasi O tjuamf jewi miv hu.

O xuamf muwi tuni efwodi. Vjeplt

Og zua'si huoph vu dupvopai xovj vjot catopitt zua piif vu;
-hiv optasepdi (gopf vji djieqitv epf qez nupvjmz og zua dep)
-aq zuas qsodit epf tvuq apfis davvoph zuas dunqivovoup
-emtu emmux ipuahj neshop gus vji raoiv tietup (xjodj zuas dunqivovust jewi ciip fuoph)

Esi vjisi epz uvjis simevif tiswodit zua duamf qsuwofi fasoph vji raoiv tietup vu csoph nupiz op?