I want to preface this by saying I don't know the challenges that individuals with familial commitments like children or a dependent parent face, but the bottom line remains the same:
The only thing you can't afford is to waste your time.
After graduating college and blowing my savings, I've saved $5,000 over the past 7 months making less than $13/hr without living at home and also (stupidly) purchasing a new car. Now I know that is chump change to some, but the only reason I have any amount in savings is because I hit rock bottom, realized how foolish I was being and immediately put together a plan.
I found out exactly how much I would make, how much my expenses would be, cut expenses that made no sense and boom. I'm saving money. Fastlane? Not a bit. But that's what's going to get me closer to where I want to be.
For example, I can't afford to fund the website I'd ultimately like to build into a business. And it's true, based on the amount of money I have right now I can't afford to hire programmers. While I say I can't afford to fund it, I have a plan to get there. I am working a job (which also is teaching me a skill set I'd like to learn) and saving towards having the capital I need while looking at other ways of providing value in the meantime. That is a plan. One that I'll likely alter as I come up with better alternatives, but it's a plan that will get me closer. I am making a conscious choice that the time I invest now is in pursuit of freeing up time later.
I see people saying 'I can't afford to....." all the time without a plan to make it affordable. Why? If it's something you want to afford, start building a plan toward how to achieve it instead of complaining it can't be done.
The only thing you can't afford is to waste your time.
After graduating college and blowing my savings, I've saved $5,000 over the past 7 months making less than $13/hr without living at home and also (stupidly) purchasing a new car. Now I know that is chump change to some, but the only reason I have any amount in savings is because I hit rock bottom, realized how foolish I was being and immediately put together a plan.
I found out exactly how much I would make, how much my expenses would be, cut expenses that made no sense and boom. I'm saving money. Fastlane? Not a bit. But that's what's going to get me closer to where I want to be.
For example, I can't afford to fund the website I'd ultimately like to build into a business. And it's true, based on the amount of money I have right now I can't afford to hire programmers. While I say I can't afford to fund it, I have a plan to get there. I am working a job (which also is teaching me a skill set I'd like to learn) and saving towards having the capital I need while looking at other ways of providing value in the meantime. That is a plan. One that I'll likely alter as I come up with better alternatives, but it's a plan that will get me closer. I am making a conscious choice that the time I invest now is in pursuit of freeing up time later.
I see people saying 'I can't afford to....." all the time without a plan to make it affordable. Why? If it's something you want to afford, start building a plan toward how to achieve it instead of complaining it can't be done.
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