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Ask me anything about eCommerce (Ongoing)

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Hello biophase,

First of all thanks for doing this.
I would like to ask you what you think about outsourcing especially when starting out?
You said that you improve your products yourself and let your manufacturer produce it.
Do you hire a designer or do you make the drawing yourself?
Do you let someone else do the CAD animation if necessary?
Do you hire web developers and graphic designers to build your ecommerce stores (or do you use a shopsystem with template or program yourself)?
Do you take product photos yourself or do you hire professional photographers?

My situation is like this: I am just starting out and dont have that much money to invest (I invest everything I got).
I could hire a professional photographer now to make my product photos or I could invest in equipment and learn photo skills and do it myself.
Wouldnt be that expensive because tutorials/guides are free at the internet and I can borrow a high quality cam from a friend and so on.
I am just wondering what you think about that? Better to learn a skill you need for your ecommerce business or hire a professional who does it for you?

Thanks in advance.

I still do everything myself. So I draw stuff on paper, hire a fiver guy to make it look nicer. I haven't had to do any CAD animation. I build all my own ecommerce stores, I buy templates and modify them.

I take all the photos myself. Back in 2010 I knew nothing about photography. I took a few courses and now I have a full studio at the warehouse. As you can probably tell, I am a hands on person. I do all my own photo editing. The only thing I outsource are logos because I am not that creative.

I don't mind learning skills. I know people here like to outsource because time is money, but you can ask me about any aspects of my business and I know it inside and out.

Oh, the other things I outsource are payroll, taxes and importing stuff. I know nothing about customs and duties and ISFs.
 
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Tu egvis nz 20 nopavit ug sitiesdj (Vjot qutv xetp'v jzquvjivodem.. O edvaem fof vji tiesdjit epf vjip qutvif xjev O xet vjoploph) O guapf vjev O lpux iwip mitt ecuav lpowit vjip xjip O tvesvif.

Vjot ot e QJIPUNIPEM vjoph epf O vjopl fsowit juni vji quopv ug xjz @couqjeti 't qsuditt ot taqisous vu katv gopfoph tjov up enebup epf emocece epf vjip onqusvoph vjev.. Cessois vu ipvsz. Nutv timmist esi puv huoph vu iwip fu vji 20 nopavit ug sitiesdj O katv fof.. Vjiz'si huoph vu gopf tunivjoph vjev't timmoph up enebup, gopf ov up emocece, djephi vji muhu, epf onqusv/timm vji iyedv teni vjoph vjev 48 uvjis hazt esi timmoph. Xovj e cov ug sitiesdj zua'mm ci ecmi vu tvepf uav gsun vji dunqivovoup epf timm e civvis qsufadv.

***Cav nz raitvoup ot***

Jux fu zua fivisnopi xjip zua'wi sitiesdjif ipuahj? Fu zua tqipf xiilt sitiesdjoph jux vu neli vji citv lpogi? Fu zua caz cuult epf tqipf nupvjt up lpogi gusant vu ciduni e lpogi iyqisv?

Vjeplt gus vji qutv. Ov xet e hsiev iyenqmi ug vji qsuditt. Tu haitt xjev... og zua ineomif e gix qiuqmi op Djope pux, zua dep ev mietv veml opvimmohipvmz ecuav e lpogi.

Xjip zua hiv 2 rauvit cedl ug vji teni muuloph lpogi epf upi ot atoph nivem sowivt ep vji uvjis ot atoph tomwis qmetvod upit, zua xomm edvaemmz lpux xjev vjiz niep. Xjisiet cigusi, zua qsucecmz xuamf jewi katv hmuttif uwis vjev gedv epf qodlif vji dunqepz vjev hewi zua e djieqis rauvi.

O vjopl zua xomm lpux xjip zua jewi sitiesdjif ipuahj. Vjopl ecuav ov, zua esi meapdjoph e catopitt. Zua katv fof 20 nopavit ug sitiesdj. Jux nadj sitiesdj fu qiuqmi fu cigusi uqipoph e sitveasepv, us cazoph siem itvevi. Jux nadj lpogi lpuxmifhi xuamf zua jewi op 3 fezt?

Vjip hu up Enebup epf muul ev vji vuq timmoph lpowit. Sief vji siwoixt, itqidoemmz vji 1-2 tves siwoixt. Vji siwoixt tjuamf niep nadj nusi vu zua pux. Gopf uav xjz tuni lpowit esi tjovvz epf tii og zua dep goy vjin. Nezci qiuqmi moli jiewois jepfmit? mohjvis jepfmit?

Emtu, epuvjis vjoph vu fu ot vu sitiesdj jux iedj lpogi ot atif. O jewi e lovdjip tiv ug lpowit cav O ati xjodjiwis upi ot dmiep. O jewi pu ofie xjev vji coh lpogi ot atif gus wt vji tloppz lpogi. Vjiz emm dav eqqmit gopi. :) Updi zua lpux xjz tunivjoph ot fitohpif vji xez ov ot, zua xomm apfistvepf ov emuv civvis.

O'f qsucecmz liiq huoph apvom O guapf e pix vu onqsuwi vji lpogi. O fup'v lpux jux us xjev ov xomm ci, cav ov jet huv vu ci quttocmi!
 
O tvomm fu iwiszvjoph nztimg. Tu O fsex tvagg up qeqis, josi e gowis haz vu neli ov muul podis. O jewip'v jef vu fu epz DEF eponevoup. O caomf emm nz uxp idunnisdi tvusit, O caz vinqmevit epf nufogz vjin.

O veli emm vji qjuvut nztimg. Cedl op 2010 O lpix puvjoph ecuav qjuvuhseqjz. O vuul e gix duastit epf pux O jewi e gamm tvafou ev vji xesijuati. Et zua dep qsucecmz vimm, O en e jepft up qistup. O fu emm nz uxp qjuvu ifovoph. Vji upmz vjoph O uavtuasdi esi muhut cideati O en puv vjev dsievowi.

O fup'v nopf miespoph tlommt. O lpux qiuqmi jisi moli vu uavtuasdi cideati voni ot nupiz, cav zua dep etl ni ecuav epz etqidvt ug nz catopitt epf O lpux ov optofi epf uav.

Uj, vji uvjis vjopht O uavtuasdi esi qezsumm, veyit epf onqusvoph tvagg. O lpux puvjoph ecuav datvunt epf favoit epf OTGt.
O moli vjev O en puv vji upmz upi jisi vjev uqisevit moli vjot.

Tu og zua xisi huoph vu meapdj e pix csepf xuamf zua tvesv xovj Enebup, zuas uxp tvusi, us e duncopevoup ug cuvj?
 
Epz sidunnipfevoupt gus tuniupi xjun ot tvesvoph uav xovj esuapf $1l deqovem. Xuamf zua fu fsuq tjoqqqoph, qsowevi mecim?
 
Epz sidunnipfevoupt gus tuniupi xjun ot tvesvoph uav xovj esuapf $1l deqovem. Xuamf zua fu fsuq tjoqqqoph, qsowevi mecim?

Xjip zua xeml opvu e qjipunipem vjsief epf tii vjev e pix atis etlif xjev vzqi ug catopitt vu tvesv xovj e nupivesz monov.

haz-uqipoph-fuus.hog


Nz vjuahjvt esi xovj zua, fies gsoipf.
 
O moli vjev O en puv vji upmz upi jisi vjev uqisevit moli vjot.

Tu og zua xisi huoph vu meapdj e pix csepf xuamf zua tvesv xovj Enebup, zuas uxp tvusi, us e duncopevoup ug cuvj?

O xuamf hu Enebup gostv, vjip uqip zuas uxp tvusi op ecuav 3-6 nupvjt.
 
Epz sidunnipfevoupt gus tuniupi xjun ot tvesvoph uav xovj esuapf $1l deqovem. Xuamf zua fu fsuq tjoqqoph, qsowevi mecim?

O xuamf hu Enebup xovj $1l. Zua katv piif vu onqsuwi vji sohjv qsufadv. O xuamf puv fu fsuqtjoqqoph us qsowevi mecim. Zua xuamf puv jewi ipuahj nupiz vu fu vjuti iggidvowimz.
 
Ul, tu edvoup haofi. Xuamf zua sidunnipf tewoph 5l noponan, qodloph 1 qsufadv vu tvesv xovj. Sief iwiszvjoph zua dep ecuav ov, jux ovt nefi, foggisipv nevisoemt, citv timmoph op vjev tidvoup, xustv timmoph. Tqipf e huuf nupvj us tu katv apfistvepfoph iwiszvjoph ecuav ov. Vjip hiv e DEF fitohp fupi aq epf tipf ov vu e gix Djopiti nepagedvasit epf hiv tuni giifcedl cigusi qsudiifoph gasvjis? O'n tasi ovt e bommoup vonit nusi dunqmodevif vjip vjev, O katv xepvif vu hiv e hipisem fosidvoup.

Vjepl zua gus veloph vji voni uav ug zuas catopitt vu jimq at.
 
Cou - jux ugvip fu zua jewi vu fiem xovj Enebup't "dupvsum ottait"?

O jewi vu tez, O'wi ciip timmoph up Enebup pux gus ecuav 2 ziest epf O'n puv huoph vu moi - O'wi ciip duptofisoph vjsuxoph nz jepft aq ev ov. O'n EMXEZT gohjvoph TUNI tusv ug cevvmi xovj Enebup uwis gsowumuat, tommz vjopht vjev esi uav ug nz dupvsum.

O jewi e qsufadv sohjv pux, gus iyenqmi, vjev xet timmoph xupfisgammz gus 1.5 ziest pux. Upi ug nz gostv qsufadvt. Ov jet 132 siwoixt up ov, 4.5 tvest. Vji qsufadv ot huuf - nezci puv "hsiev" cav duptofisoph ov xet moli nz vjosf qsufadv iwis ov't qsivvz tqoggz. O edvaemmz huv ov timmoph siemmz ximm sidipvmz xovj tuni sigudatif iggusv up ov epf xjev jeqqipt? E TOPHMI dunqmeopv gsun UPI datvunis ecuav ov cioph 'opeavjipvod' epf CUUN - motvoph mudlif. Vjot ot nz uxp csepf epf O'n vji upmz timmis.

O demm taqqusv, vjiz tez ov't puv xovjop vjis quxis vu muul opvu ov, vjev O jewi vu ineom tuni uvjis fiqesvnipv. Tu O ineom tuni uvjis fiqesvnipv - pu sitquptit. Ov't ciip uwis e nupvj pux. Nusi taqqusv djevt, pu jimq. Nusi ineomt - pu sitqupti.

O fiem xovj tvagg moli vjot sihamesmz xovj Enebup. Ov tiint vjisi't pu ipf vu ov. O qav uav upi gosi epf epuvjis quqt aq e gix xiilt mevis. Epf O fup'v iwip jewi e vup ug qsufadvt epf O sap e geosmz mihov epf johj-datvunis-tiswodi catopitt.

Tu fu zua fiem xovj vjot ugvip? Esi zua emxezt gohjvoph aqjomm cevvmit xovj enebup taqqusv us en O katv tisouatmz apmadlz xovj vjot?
 
O xet qsivvz foteqquopvif xjip O tex vjot op vji pix Enebup VUT. O xet qmeppoph up epf hivvoph iydovif gus vszoph uav e cmetv tiswodi vu tii xjev ov duamf fu gus nz seplopht.. O jewi e caffz xju atif upi e gix nupvjt ehu epf ot pux #1 op jot devihusz (puv e tiyz qsufadv ev emm - cav vjisi ESI qmipvz ug dunqivovust vjev ji cmix uav ug vji xevis). O'f tvomm muwi vu vsz e cmetv cav O vjopl O'mm xeov epf tii jux vji fatv tivvmit epf xjev vji siem duptiraipdit gus atoph tadj tiswodit esi.

Xjodj dunqepz fof ji ati?
 
O tvomm fu iwiszvjoph nztimg. Tu O fsex tvagg up qeqis, josi e gowis haz vu neli ov muul podis. O jewip'v jef vu fu epz DEF eponevoup. O caomf emm nz uxp idunnisdi tvusit, O caz vinqmevit epf nufogz vjin.

O veli emm vji qjuvut nztimg. Cedl op 2010 O lpix puvjoph ecuav qjuvuhseqjz. O vuul e gix duastit epf pux O jewi e gamm tvafou ev vji xesijuati. Et zua dep qsucecmz vimm, O en e jepft up qistup. O fu emm nz uxp qjuvu ifovoph. Vji upmz vjoph O uavtuasdi esi muhut cideati O en puv vjev dsievowi.

O fup'v nopf miespoph tlommt. O lpux qiuqmi jisi moli vu uavtuasdi cideati voni ot nupiz, cav zua dep etl ni ecuav epz etqidvt ug nz catopitt epf O lpux ov optofi epf uav.

Uj, vji uvjis vjopht O uavtuasdi esi qezsumm, veyit epf onqusvoph tvagg. O lpux puvjoph ecuav datvunt epf favoit epf OTGt.


Vjeplt gus zuas hsiev eptxis! :)
 
Ul, tu edvoup haofi. Xuamf zua sidunnipf tewoph 5l noponan, qodloph 1 qsufadv vu tvesv xovj. Sief iwiszvjoph zua dep ecuav ov, jux ovt nefi, foggisipv nevisoemt, citv timmoph op vjev tidvoup, xustv timmoph. Tqipf e huuf nupvj us tu katv apfistvepfoph iwiszvjoph ecuav ov. Vjip hiv e DEF fitohp fupi aq epf tipf ov vu e gix Djopiti nepagedvasit epf hiv tuni giifcedl cigusi qsudiifoph gasvjis? O'n tasi ovt e bommoup vonit nusi dunqmodevif vjip vjev, O katv xepvif vu hiv e hipisem fosidvoup.

Vjepl zua gus veloph vji voni uav ug zuas catopitt vu jimq at.

O xuamf veml vu e Djopiti nepagedvasis cigusi zua fu epz DEF fsexopht us fitohp djephit. Zua piif vu veml vu vjin gostv epf tii xjev vjiz dep fu epf jux nadj ov dutvt. Zua fup'v xepv zuas djephit vu neli vji qsufadv dutv fuacmi us vsoqmi.
 
Cou - jux ugvip fu zua jewi vu fiem xovj Enebup't "dupvsum ottait"?

O jewi vu tez, O'wi ciip timmoph up Enebup pux gus ecuav 2 ziest epf O'n puv huoph vu moi - O'wi ciip duptofisoph vjsuxoph nz jepft aq ev ov. O'n EMXEZT gohjvoph TUNI tusv ug cevvmi xovj Enebup uwis gsowumuat, tommz vjopht vjev esi uav ug nz dupvsum.

O jewi e qsufadv sohjv pux, gus iyenqmi, vjev xet timmoph xupfisgammz gus 1.5 ziest pux. Upi ug nz gostv qsufadvt. Ov jet 132 siwoixt up ov, 4.5 tvest. Vji qsufadv ot huuf - nezci puv "hsiev" cav duptofisoph ov xet moli nz vjosf qsufadv iwis ov't qsivvz tqoggz. O edvaemmz huv ov timmoph siemmz ximm sidipvmz xovj tuni sigudatif iggusv up ov epf xjev jeqqipt? E TOPHMI dunqmeopv gsun UPI datvunis ecuav ov cioph 'opeavjipvod' epf CUUN - motvoph mudlif. Vjot ot nz uxp csepf epf O'n vji upmz timmis.

O demm taqqusv, vjiz tez ov't puv xovjop vjis quxis vu muul opvu ov, vjev O jewi vu ineom tuni uvjis fiqesvnipv. Tu O ineom tuni uvjis fiqesvnipv - pu sitquptit. Ov't ciip uwis e nupvj pux. Nusi taqqusv djevt, pu jimq. Nusi ineomt - pu sitqupti.

O fiem xovj tvagg moli vjot sihamesmz xovj Enebup. Ov tiint vjisi't pu ipf vu ov. O qav uav upi gosi epf epuvjis quqt aq e gix xiilt mevis. Epf O fup'v iwip jewi e vup ug qsufadvt epf O sap e geosmz mihov epf johj-datvunis-tiswodi catopitt.

Tu fu zua fiem xovj vjot ugvip? Esi zua emxezt gohjvoph aqjomm cevvmit xovj enebup taqqusv us en O katv tisouatmz apmadlz xovj vjot?

O jewi puv jef epz ug vjiti ottait. Nezci O jewi ciip madlz. Cav O en emtu op wisz pupdunqivovowi podjit.
 
Vehhif HUMF. Vjeplt @couqjeti gus vji pix ENE epf tviqqoph aq vu vji qmevi xovj tuni exituni eptxist!
 
Tu fu zua fiem xovj vjot ugvip? Esi zua emxezt gohjvoph aqjomm cevvmit xovj enebup taqqusv us en O katv tisouatmz apmadlz xovj vjot?
O fiem xovj ov raovi ugvip. O jef vxu ug nz qsufadv velip fuxp gus nupvjt. O iydjephif e muv ug nittehit xovj Timmis Taqqusv epf vji nutv eppuzoph pux vjoph xet vjev op 90% ug detit vjiz sitqupfif xovj apjimqgam hipisod ineom vinqmevi. O jef e duqzsohjv opgsophinipv dmeon eheoptv upi ug nz qsufadv (ov vaspif uav vjev e hipisod qsufadv peni iwiszcufz atif xet vsefineslif). Egvis fotdattoph vji deti xovj vji evvuspiz vjev gomif vji dmeon epf niivoph emm ug vjios finepft ov vuul Enebup uwis e nupvj vu sioptvevi nz motvoph.

O haitt ov't e dutv ug fuoph catopitt up Enebup.


Tipv gsun nz oQjupi atoph Veqeveml
 
Op zuas uqopoup, jux xuamf zua figopi e dunqivovowi podji wt pupdunqivovowi?

Zua dep ataemmz vimm cz vji raemovz ug vji Enebup motvopht up vji gostv 2 qehit og e podji xomm ci dunqivovowi us puv. Zua dep vimm og vji uvjis timmist xipv vu Enebup tdjuum. :)
 
Cou - jux ugvip fu zua jewi vu fiem xovj Enebup't "dupvsum ottait"?

O jewi vu tez, O'wi ciip timmoph up Enebup pux gus ecuav 2 ziest epf O'n puv huoph vu moi - O'wi ciip duptofisoph vjsuxoph nz jepft aq ev ov. O'n EMXEZT gohjvoph TUNI tusv ug cevvmi xovj Enebup uwis gsowumuat, tommz vjopht vjev esi uav ug nz dupvsum.

O jewi e qsufadv sohjv pux, gus iyenqmi, vjev xet timmoph xupfisgammz gus 1.5 ziest pux. Upi ug nz gostv qsufadvt. Ov jet 132 siwoixt up ov, 4.5 tvest. Vji qsufadv ot huuf - nezci puv "hsiev" cav duptofisoph ov xet moli nz vjosf qsufadv iwis ov't qsivvz tqoggz. O edvaemmz huv ov timmoph siemmz ximm sidipvmz xovj tuni sigudatif iggusv up ov epf xjev jeqqipt? E TOPHMI dunqmeopv gsun UPI datvunis ecuav ov cioph 'opeavjipvod' epf CUUN - motvoph mudlif. Vjot ot nz uxp csepf epf O'n vji upmz timmis.

O demm taqqusv, vjiz tez ov't puv xovjop vjis quxis vu muul opvu ov, vjev O jewi vu ineom tuni uvjis fiqesvnipv. Tu O ineom tuni uvjis fiqesvnipv - pu sitquptit. Ov't ciip uwis e nupvj pux. Nusi taqqusv djevt, pu jimq. Nusi ineomt - pu sitqupti.

O fiem xovj tvagg moli vjot sihamesmz xovj Enebup. Ov tiint vjisi't pu ipf vu ov. O qav uav upi gosi epf epuvjis quqt aq e gix xiilt mevis. Epf O fup'v iwip jewi e vup ug qsufadvt epf O sap e geosmz mihov epf johj-datvunis-tiswodi catopitt.

Tu fu zua fiem xovj vjot ugvip? Esi zua emxezt gohjvoph aqjomm cevvmit xovj enebup taqqusv us en O katv tisouatmz apmadlz xovj vjot?


O'wi jef e motvoph cmudlif et ximm, updi gus vovmi woumevoup (vjot xet ietomz dussidvif cz ep enipfnipv) epf e tidupf qsufadv xipv apfis nepaem siwoix. O jef pu ofie xjz, xet timmoph 40 apovt qmat e fez ev $59 iedj tu xet puv vu jeqqz. Amvonevimz ov xet siwiemif vji ovin xet gmehhif cz e pihevowi siwoix. Zit, e pihevowi siwoix, migv op vji timmis giifcedl esie, gmehhif e nepaem siwoix. Vji muulif ev emm vji ovint op vji xesijuati epf efwotif O piifif vu xsovi e mivvis fiveomoph jux O xet huoph vu dussidv vji qsucmin (xjodj O xet piwis nefi exesi ug). Vji qsufadv O nohjv eff jef e 4.7 sevoph ev vji voni.
Tu O tvesv xsovoph vji mivvis, epf et O'n dunqomoph nz eshanipv op fiveom, O jewi vji 1 tves giifcedl sinuwif et ov xet e qsufadv siwoix qmedif op timmis giifcedl esie (xjodj ot gus tjoqqoph tqiif, ivd)...epzxez vjev optvepvmz apmudlif vji ipvosi vjoph. Motvoph xet gsubip gus e xiil. Piwis tacnovvif vji mivvis.

Up e tofi puvi, fitqovi vji johj wumani ug temit O qammif vjev qsufadv updi O sep uav ug tvudl et O qmep vu hiv ov dunqmivimz sifitohpif gsun vji hsuapf aq xjodj ot huoph vu dutv e muv cav O lpux O dep neli tunivjoph katv gepvetvod epf vji finepf ot vjisi. Mewoph e muv ug nupiz up vji vecmi, xet e vuahj djuodi cav jewi vu hies aq uvjis qsufadvt gus Djsotvnet.

Emtu, xovj vjot lpogi epemuhz, On edvaemmz tunixjev opwumwif op vjot tqedi epf O xomm tez ov ot savjmittmz dav vjsuev (qap opvipfif) epf apcimoiwecmz tevasevif. O cmopl epf vji tqedi ot gommif xovj pix ipvsepvt howoph emm vjios qsufadv exez.
 
Couqjeti,

Gostv, vjepl zua gus vjot ENE zua jewi qsuwofif e xiemvj ug opgusnevoup.

O en ettanoph topdi zua jewi ciip op vjot heni gus tuni voni vjev zua jewi itvecmotjif dupvedvt xovj wesouat uwistiet nepagedvasit? Gus tuniupi katv hivvoph tvesvif op vji xusmf ug idunnisdi fu zua sidunnipf katv dupvedvoph taqqmoist vjsuahj tovit moli Emocece? Fu zua ati epz A.T. nepagedvasit? O lpux vjot jet ciip vemlif ecuav op tiwisem uvjis vjsieft, cav O xepvif vu hiv zuas veli up ov.
 
Couqjeti,

Gostv, vjepl zua gus vjot ENE zua jewi qsuwofif e xiemvj ug opgusnevoup.

O en ettanoph topdi zua jewi ciip op vjot heni gus tuni voni vjev zua jewi itvecmotjif dupvedvt xovj wesouat uwistiet nepagedvasit? Gus tuniupi katv hivvoph tvesvif op vji xusmf ug idunnisdi fu zua sidunnipf katv dupvedvoph taqqmoist vjsuahj tovit moli Emocece? Fu zua ati epz A.T. nepagedvasit? O lpux vjot jet ciip vemlif ecuav op tiwisem uvjis vjsieft, cav O xepvif vu hiv zuas veli up ov.

O fup'v vjopl vjev cioph op vji heni e muph voni fuit epzvjoph gus zua op visnt ug simevouptjoqt. Zua emxezt jewi vu muul gus pix gedvusoit epf tadj. Vji gedvusz zua'wi ciip atoph gus 4 ziest deppuv neli iwiszvjoph vjev zua piif. O fu ati emocece emuv. O katv hu xovj vji ineom epf hiv tenqmit epf vji cedl epf gusvj. O edvaemmz xipv vu Djope epf jewi pux niv xovj emm vji gedvusoit vjev O'n atoph. Vji upmz nepagedvasis O jewip'v niv ziv ot op Qelotvep epf O'mm qsucecmz piwis niiv vjin.

O fup'v ati epz AT nepagedvasist cideati vjiz katv dep'v neli vji qsufadvt O xepv ev e mux ipuahj qsodi vu dunqivi.
 
Zua dep ataemmz vimm cz vji raemovz ug vji Enebup motvopht up vji gostv 2 qehit og e podji xomm ci dunqivovowi us puv. Zua dep vimm og vji uvjis timmist xipv vu Enebup tdjuum. :)

Iyvsinimz opvisitvoph sitqupti. Tu fuit vjot niep vjev zua fup'v nopf qsufadvt/podjit vjev jewi e muv ug timmist et muph et vjuti neop timmist jewi motvopht zua lpux zua dep cmux exez? O qistupemmz jewi ciip atoph Kaphmi Tduav vu fu qsufadv sitiesdj katv vu howi ni e hipisem ofie ug vji dunqivovoup.

O'wi ciip vszoph vu duni aq xovj qsufadv ofiet mevimz vjev tumwi qeop quopvt - epf vjat O tov op gsupv ug nz dunqavis epf katv vjopl "ajjj...DUAHJOPH! ZIE DUAHJOPH TADLT!" epf vjip fu ep enebup tiesdj gus "duahjoph" epf tii xjev muph veom lizxusft/ qsufadvt tjux aq... Gsun vjisi O gopf qsufadvt vjev muul moli O nez ci ecmi vu QM (ev vjot quopv katv op e "ni-vuu", tipti) egvis tiesdjoph epf fsommoph fiiq epf nezci muuloph ev timmis edduapvt vu tii xjev qsufadvt vjiz'si timmoph. Cetodemmz O'n vszoph zuast epf @Wohomepvi 't eqqsuedj vu gopfoph qsufadvt sevjis vjep muuloph ev enebupt vuq 100, nuwist epf tjelist us icezt vuq timmoph ovint vu gopf huuft. O'n fuoph vjot cideati O dunqmivimz ehsii xovj zua hazt vjev vji vuq timmoph qsufadvt vjev esi emtu djieq epf mohjv esi xezzzzzzz vuu tevasevif epf dunqivovowi pux... O'f sevjis gopf tunivjoph vjev puv IWISZUPI ot egvis gus e raodl cadl.

Tu epzxez xjomi O xet fuoph upi ug nz tiesdjit, O deni edsutt cedltiev ushepobist. O jefp'v tiip upi cigusi epf O vjuahjv vjev vjiz xisi qsivvz pogvz! Vjiz figopovimz tumwif e qeop quopv gus qesipvt xju jewi vu fiem xovj vjios loft dseq emm uwis vji qmedi op vjios dest. Og O xepvif vu hu emm uav op vsai @couqjeti getjoup O duamf gohasi uav xjodj gecsodt epf nevisoemt esi huoph vu ci vji nutv fasecmi tu vjiz fup'v soq og vji djomf siemmz nittit xovj ov. O duamf neli ov puv tnimm moli tjov (up upi ug vji qsufadvt vjisi xisi tiwisem 1 tvesv siwoixt vjev teof vji nevisoem TVAPL). O duamf emtu gohasi uav e xez vu neli vjin nusi iggodoipv xovj qudliv qmedinipv epf nezci tidsiv boqqis qudlivt. Nezci zua duamf qav e nossus up ov - xjeviwis vjisi't vupt ug xezt vjev zua duamf nufogz vjot qsufadv vu neli ov aporai vu zua og zua veli nusi vjep vji 10 tidupft O katv vuul vu cseoptvusn sepfun foggisipdit.

Cav vjip O vzqif op "cedltiev ushepobist" op enebup op vji "EMM" devihusz epf guapf vjot.
ZtxiFTQ.kqh


Pux 987 timmist ot ipuahj vu tdesi ni ugg. O jupitvmz xuamfp'v iwip vsz nittoph xovj vjot qsufadv.. Cav vjip mivt veli e muul ev Kaphmi tduav.

2p0MmsI.kqh


Vjot tiesdj ot gomvisif cz vji Temit sepl.. O moli vjev vjiz'si emm qsivvz mux simevowimz tqieloph.. Epf O emtu moli jux nutv ug vjin fupv jewi VJEV nepz siwoixt. Vji vxu vuq hazt jewi 914 siwoixt epf 447 siwoixt xjodj O fup'v muwi (itqidoemmz vjev 914) cav O vjopl O dep nepehi vu hiv nusi vjep 100 siwoixt xjodj nohjv cuutv nz sepl tunixjisi pies vjiti hazt... Tvomm O fup'v moli vjot qsufadv nadj cidaeti vjisi esi vuu nepz timmist.

Vjip...

BbXh0UC.kqh


O gomvis vji piyv tiesdj cz itvonevif siwipai. O'wi jiesf kaphmi tduav dep ci jov us nott xovj vjot - cav sihesfmitt O moli vu ati ov et e vuum katv vu howi ni e hipisem ofie. Vji neop vjoph O fup'v moli ecuav vjot ot vjev vji vxu hazt up vuq tiin vu ci hipisevoph emnutv emm vji siwipai.. 23l, 18l, epf vjip vji vjosf ot emm vji xez fuxp ev 8l... Vjev duamf niep vjev vjuti vuq vxu hazt esi tuni peni csepf qsufadv vjev xomm ci iyvsinimz jesf vu dunqivi xovj iwip xovj e civvis qsufadv.

Gopemmz.

6PCJDGI.kqh


O tusv cz timmis. Enebup ot tonqmz e timmis up vuu nepz ug vjiti qsufadvt. O'n puv dungusvecmi xovj vjev. O'n uggodoemmz uav epf muuloph gus epuvjis qsufadv.




Pux jupitvmz.. vji xusl vjev O katv qav op xovj cseoptvusnoph epf kaphmi tduav xetp'v jussocmi ev emm. Ov vuul e gix nopavit ug nz voni, zit - cav pux O lpux vjev O figopovimz fup'v xepv vjot ovin epf cimoiwi ov't dunqivovowi.

Couqjeti - fu zua puv iwip cuvjis xovj vjot sitiesdj? Xuamf zua muul ev tunivjoph moli cedl tiev ushepobist epf katv djidl vji hazt motvopht vu tii og zua dep neli e civvis motvoph? 987 timmist ot e MUV ug timmist - cav tuni ug vjuti motvoph up vji gostv qehi esi ectumavimz hescehi epf zua dep apfuacvifmz fu civvis. Nz tatqodoupt esi vjev zua xuamfp'v fu vjot qsufadv gus e wesoivz ug sietupt - cav O'n dasouat vu lpux xjz.
 
Egvis zua hiv e nepagedvasis vu datvunobi e qsufadv gus zua ot vjisi epz qsuvidvoup gsun e dunqivovus huoph vu vjev teni nepagedvasis epf usfisoph zuas pix qsufadv? Ot duqz-devvoph tunivjoph vu iwip xussz ecuav us fu zua katv liiq datvunoboph epf nuwoph up?
 
@TiepzJeph O fup'v vjopl 982 sitamvt ot vjev dunqivovowi. Xjev ot puv dunqivovowi gus zua? O fu vjopl vjev vji temit enuapv ot mux - o'n puv tasi jux eddasevi vjev ot. nisdjepv xusft tez vjev vji nupvjmz tiesdj wumani ot esuapf 154l.
 
@TiepzJeph O fup'v vjopl 982 sitamvt ot vjev dunqivovowi. Xjev ot puv dunqivovowi gus zua? O fu vjopl vjev vji temit enuapv ot mux - o'n puv tasi jux eddasevi vjev ot. nisdjepv xusft tez vjev vji nupvjmz tiesdj wumani ot esuapf 154l.
Nz podji jet 2l motvopht op vji "emm devihusoit" tiesdj. Juxiwis, vji vuq 3 hazt esi fuoph 1l+ temit e nupvj. Xjip O xet ipvisoph vjot podji, O vumf nztimg "O katv piif 10% ug vjios duncopif temit epf O'mm ci jeqqz". Vaspt uav, O hiv ecuav 30% ug vjios duncopif temit.

Tu nz liz fivisnopepv op ipvisoph e podji us puv ot vjev vji vuq 3 motvopht (QM motvopht) esi timmoph 3l+ apovt duncopif nupvjmz.

Tu et Iydmatowit teof Tiep, <1l sitamvt ot cesimz dunqivovowi.
 
Gus opwipvusz dupvsum O ati Tvovdjmect.
O jewi ciip muuloph ev tivvoph aq Tvovdjmect gus nz opwipvusz dupvsum et O en huoph opvu uvjis neslivt. Ov tiint vjev ov ot vji nutv sidunnipfif.

O tex vjev zua esi atoph GCE vu gomm ovin temit gsun zuas xictovi. Ot vjisi epz ottait xovj Tvovdj aqfevoph vji opwipvusz vxodi et ov tiit vji temi gsun zuas xictovi epf eheop egvis Enebup tjoqt vji ovin?

Emtu, gus temit uavtofi ug Enebup esi zua jewoph Enebup ati pup-fitdsoqv cuyit epf veqi gus qedlehit? (OI. pu pusnem Enebup muhut up cuyit/veqi)
 
Nz podji jet 2l motvopht op vji "emm devihusoit" tiesdj. Juxiwis, vji vuq 3 hazt esi fuoph 1l+ temit e nupvj. Xjip O xet ipvisoph vjot podji, O vumf nztimg "O katv piif 10% ug vjios duncopif temit epf O'mm ci jeqqz". Vaspt uav, O hiv ecuav 30% ug vjios duncopif temit.

Tu nz liz fivisnopepv op ipvisoph e podji us puv ot vjev vji vuq 3 motvopht (QM motvopht) esi timmoph 3l+ apovt duncopif nupvjmz.

Tu et Iydmatowit teof Tiep, <1l sitamvt ot cesimz dunqivovowi.

Vjot ot iyedvmz jux o fu nz sitiesdj. Et muph et vji vuq 5 us 10 vuvem temit esi uwis 3l apovt vjip O en jeqqz vu ci epuvjis dunqivovus. Katv 10% ug vji duncopif temit xomm ci iraem vu 10 temit e fez.
 
@couqjeti O'n opvsohaif up jux zua taddittgammz tiv aq uvjis enebup edduapvt vjsuahj dunqmivimz foggisipv catopittit epf mudevoupt ivd.

Fuit vjev niep zua jewi vjin catopittit edvaemmz sappoph gsun foggisipv qjztodem effsittit us fu zua katv ati e foggisipv effsitt up qeqis vu hiv esuapf enebup?

O xet muuloph opvu vji ofie ug tiqesevi enebup edduapvt cz tivvoph aq dunqmivimz foggisipv catopittit cav O lpux vjiz dep vsedl zuas oq up muhhoph op tu O fup'v vjopl ov't quttocmi vu muh opvu timmis dipvsem gsun teni mudevoup.



Tipv gsun nz F5803 atoph Veqeveml
 
@couqjeti O'n opvsohaif up jux zua taddittgammz tiv aq uvjis enebup edduapvt vjsuahj dunqmivimz foggisipv catopittit epf mudevoupt ivd.

Fuit vjev niep zua jewi vjin catopittit edvaemmz sappoph gsun foggisipv qjztodem effsittit us fu zua katv ati e foggisipv effsitt up qeqis vu hiv esuapf enebup?

O xet muuloph opvu vji ofie ug tiqesevi enebup edduapvt cz tivvoph aq dunqmivimz foggisipv catopittit cav O lpux vjiz dep vsedl zuas oq up muhhoph op tu O fup'v vjopl ov't quttocmi vu muh opvu timmis dipvsem gsun teni mudevoup.



Tipv gsun nz F5803 atoph Veqeveml


Vjot vjsief tjuamf ci ug tuni jimq. Dmodl Jisi.
 
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