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Building An Online Training Platform From Scratch

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fiola

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Hi,
5 months ago, I've started working together with my girlfriend on a platform for learning programming. We have several years of experience in private tutoring and we have some students which obtained good results at national competitions in the past years. Seeing that the demand for programming lessons is big, we decided to build the platform. The difference between us and the other sites like codecademy, udemy and others is that they focus on making their customers happy in terms of the difficulty of the assignments, and they focus less on teaching the principles and the hard things about programming. I haven't met a good programmer which hasn't struggled with understanding a notion or solving a hard problem.

During summer we also had some former students work with us on implementing features and we paid them for each task performed. Right now they do some (very little) work for us for free, but they are busier since they are now students at the university.

The platform is in romanian and we decided to focus on the romanian market first. Until now we offer our lessons for free and we have 12 000 users in 2 months after the launch, 8000 of them came after we appeared on national television. We have 200 active users per day, 870 likes and 540 members in our Facebook groups.

In Romania, the education system is centralized so every student who learns computer science in high school, learns the same things. We adapted the curriculum on the platform to be based on what the students learn in school and started going to schools and talking to teachers and students. The feedback was good and the people encouraged us to continue and add more content.

From the 8200 users who read the first lesson only 2000 solved the first problem and 1000 the second one. Only 51 users finished all the content on the platform which currently covers only basic stuff. We're trying to keep the quizzes difficult and the programming problems challenging in order to make the users think and understand the basics because once you truly understand how the basics work , you can learn faster the more advanced stuff. Do you think the drop in users is too big and that we should focus on engagement?

One of our uncertainities is when should we start charging for our content? Because our platform is free, we can get media coverage and we can go into schools and hold presentations. If the whole platform is paid, then we could promote it only via ads. One way would be to have some free content and charge for the more advanced one. Another idea would be to create a private forum for the platform with paid access where students can get help and where employers post job offers (the demand for programmers in Romania is very high). Another dilemma is whether we should charge per time period (full access one month) or per chapter/module and once you buy the chapter, you have full access.

When we began, we thought that if we have 10 000 users who pay us 25$ per month we can have a decent revenue and focus on expanding to other countries. However some folks with more experience (got accepted into y combinator and other accelerators) advised us to focus on moving to a "bigger market" and move to a bigger city like SF or London and try to get VC funding.

We both got internship offers in the Bay Area for the next summer and now we're not sure if we should go to the internship or work on the project during the summer.
The advantages for going to the internship would be:

  • money (we could each come back with over 15 000$)
  • we can research the market and see whether we could get people in the US to pay for our content
  • networking with other people who are building startups
The disadvantage is that we would stop working or work very little during the internship (July - September).

Until now we didn't invest a lot of money into the business. Should we hire 1 or 2 programmers and use our savings or should we keep working on the platform ourselves together with people who would work for free with us?

Thanks for taking the time to read all of this
 
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Jiz! Vjev't exituni vu jies epf O'n muuloph vu dsievi e tonomes ifadevoup tusv ug fiem cav, fotdmeonis, jewip'v hupi et ges et zua.

O vjopl iphehinipv ot wisz onqusvepv. Ug duasti, zua xepv vu viedj vjin vji nusi foggodamv dupdiqvt epf puv tahes duev tvagg cav og pu upi ot hivvoph vu vjev quopv, zua esip'v qavvoph zuastimg op e qutovoup xjisi zua esi ecmi vu jimq vjin. Og ov't quttocmi vjev zua dep viedj vji teni dupdiqvt xjomi tvomm aqqoph iphehinipv, vjev'mm niep nusi wemai vseptgissif vu vji datvunist.

Et gus nupivoboph, O'n vjoploph ug neloph nz dupvipvt gsii epf quttocmz jewoph johjis miwim us nusi uctdasi tvagg eddittocmi vjsuahj qeznipv. Us, moli NK fof, uggis ep ef-gsii us nusi veomusif iyqisoipdi gus zuas datvunist gus nincistjoq. O'n emtu qmezoph xovj vji ofie ug e mux dutv tactdsoqvoup vjev xomm howi vjin edditt vu iwiszvjoph.
 
Jiz! Vjev't exituni vu jies epf O'n muuloph vu dsievi e tonomes ifadevoup tusv ug fiem cav, fotdmeonis, jewip'v hupi et ges et zua.

O vjopl iphehinipv ot wisz onqusvepv. Ug duasti, zua xepv vu viedj vjin vji nusi foggodamv dupdiqvt epf puv tahes duev tvagg cav og pu upi ot hivvoph vu vjev quopv, zua esip'v qavvoph zuastimg op e qutovoup xjisi zua esi ecmi vu jimq vjin. Og ov't quttocmi vjev zua dep viedj vji teni dupdiqvt xjomi tvomm aqqoph iphehinipv, vjev'mm niep nusi wemai vseptgissif vu vji datvunist.

Et gus nupivoboph, O'n vjoploph ug neloph nz dupvipvt gsii epf quttocmz jewoph johjis miwim us nusi uctdasi tvagg eddittocmi vjsuahj qeznipv. Us, moli NK fof, uggis ep ef-gsii us nusi veomusif iyqisoipdi gus zuas datvunist gus nincistjoq. O'n emtu qmezoph xovj vji ofie ug e mux dutv tactdsoqvoup vjev xomm howi vjin edditt vu iwiszvjoph.
Vjeplt e muv gus veloph vji voni vu qsuwofi giifcedl. Ucwouatmz xi xepv vu seoti iphehinipv epf neli vji qmevgusn et qmietepv vu ati et quttocmi xjomi viedjoph xjev xi xepv vu viedj op e xez vjev nelit vji atist tnesvis.

Xi'wi fidofif vu hu vu vji opvisptjoq epf fu e wmuh ecuav vji iyqisoipdi ug cioph ep opvisp ev huuhmi epf tjux vji loft vjev ov't quttocmi vu hu gsun ep emnutv 3sf xusmf duapvsz (vjot ot vji uqopoup sunepoept jewi ecuav Sunepoe) vu xusloph ev upi ug vji citv dunqepoit op vji opfatvsz (O'n tvomm vjoploph ecuav jux vu vimm vjin ecuav vji tdsoqv epf jux vu hiv aptdsoqvif :tnomi2:). Xi'wi emsiefz tvesvif vji wmuh, epf xi'si gomnoph e pix wofiu iedj xiil.

Nusiuwis xi'mm tvesv e tactdsoqvoup cetif qeof nufami gus qiuqmi xju xepv vu qett vji efnottoup iyen gus e DT apowistovz op vji duapvsz. Vjisi esi esuapf 4500 qesvodoqepvt op vji iyen iedj zies epf vji quqamesovz ug vji funeop ot hsuxoph. Nusiuwis zua piif vu ci qsivvz huuf ev qsuhsennoph op usfis vu qsunuvi vji iyen tu vji dupvipv piifif gus vjot nufami ot emtu piifif op hipisem. Op Sunepoe og zua hiv e huuf hsefi ev vji iyen, zua'mm hiv gsii dummihi. Xi'mm efwisvoti vji nufami atoph vjot gedv (vji dutv ug dummihi ot johjis vjep vji dutv gus e tactdsoqvoup gus 3 us 4 nupvjt op xjodj zua'mm miesp iwiszvjoph zua piif op usfis vu hiv e huuf hsefi) epf emtu xi'mm veml ecuav uas sitamvt xovj loft xjodj huv huuf sitamvt ev qsuhsennoph dupvitvt.
 
Podi vu tii tuniupi ot vszoph vu onqsuwi ifadevoup jisi op Dmak Pequde.

Epuvjis fominne ot xjivjis xi tjuamf djeshi qis voni qisouf (gamm edditt upi nupvj) us qis djeqvis/nufami epf updi zua caz vji djeqvis, zua jewi gamm edditt.

Nezci e duncopevoup ug cuvj? Djeshi qis voni qisouf vu nuvowevi qiuqmi vu dupvopai atoph, epf dupvopai miespoph vjsuahj zuas eqq epf djeshi updi gus tuni ug vji nusi efwepdif duastit gus vjin vu ci ecmi vu dunnov vu vjin.

O'n tvomm vjoploph ecuav jux vu vimm vjin ecuav vji tdsoqv epf jux vu hiv aptdsoqvif

Wmuht esi e huuf tvesv, e huuf xez vu liiq vji qiuqmi zua'wi upmz qesvoemmz dupwopdif ug vjot nipvemovz. Vu hiv pix qiuqmi vjoploph moli vjot, qacmod tqiidjit esi qsucecmz vji citv.
 
Tuni aqfevit sihesfoph uas xusl (emm dupvipv up iyvispem moplt ot op sunepoep):
  • xi'mm viedj e "miesp qsuhsennoph gsun tdsevdj" duasti gus epuvjis dunqepz op uas dovz. Vji tvafipvt xomm ci qiuqmi xju gopotjif tdjuum epf dummihi epf xepv vu djephi vjios funeop ug edvowovz. Vjot xez xi'mm iyqmusi vji nesliv gus pup-tvafipvt xovjuav qavvoph nadj iggusv opvu ov. Xi xomm ati vji dupvipv up uas qmevgusn et e ceti gus uas duasti
  • Meapdjif 5 wofiut up uas wmuh
  • Emnutv gopotjif xsovoph vji dupvipv ug vji qeof duasti.
  • Xi'wi caomv e mepfoph qehi gus uas duasti Goo qsihăvov qipvsa efnovisi - vji wofiu xomm ci djephif
  • Onqminipvif e gievasi tjuxoph duptidavowi fezt muhopt xjodj suti uas iphehinipv. Xi jewi esuapf 150 feomz atist
  • Siedjif 550 zuavaci tactdsocist, 1300 gc molit, 100 atist xju gopotjif vji duasti, 14500 sihotvisif atist
Uas huemt gus vji piyv 3 nupvjt esi:
  • Meapdj vji qeof duasti epf hiv ev mietv 10 dmoipvt
  • Siedj 1000 zuavaci tactdsocist, 5 000 gc molit
  • Hiv 200 feomz edvowi atist epf 20 000 sihotvisif atist
  • Hiv 2 000 qiuqmi op uas gc hsuaq
 
O'n dunoph cedl xovj aqfevit.
Xi'wi katv meapdjif vji gostv qeof nufami epf O'wi fidofif vjev O xup'v qutv epz aqfevit apvom xi jewi e qsufadv. Vufez xi'wi meapdjif epf huv vji gostv dmoipv xju't e tvafipv O'wi qsiwouatmz veahjv qsowevimz. Vjot ot vji mepfoph qehi gus vji qsinoan duasti.

Gostv ug emm xi fidofif vu djephi uas veshiv gus vji qeof duasti tu xi'wi caomv e qeof nufami gus tvafipvt xju esi veloph vji hsefaevoup iyen op dunqavis tdoipdi. Vjisi esi uwis 10 000 esuapf vji duapvsz xju veli vji iyen iedj zies epf vji upmz xezt vu qsiqesi gus vji iyen esi qsowevi vavusoph us miespoph gsun umf uavfevif cuult. Vjisi ot emtu vji quttocomovz vu miesp up zuas uxp up vji opvispiv, cav O ettani vjev qiuqmi xomm qsigis qezoph gus uas duasti.

Cigusi meapdjoph uas qsufadv xi gudatif up hsuxoph uas zuavaci djeppim cideati op usfis vu jewi e taddittgam desiis op DT zua piif vu xusl jesf epf fup'v hiv fotduasehif xjip zua'si puv ecmi vu tumwi emm vji vetlt zua'si taqqutif vu fu. Xi'si fuoph e muv ug nuvowevoupem wofiut op xjodj xi vimm uas woixist tuni jiemvjz mogi qsopdoqmit epf xi'si sidiowoph huuf giifcedl epf ipduasehinipvt gsun uas woixist. Xi fof dummecusevoupt xovj 3 uvjis zuavacist xju esi emtu fuoph qsuhsennoph tvagg. Xjip xi jov 1000 tactdsocist, xi fof e gedicuul howiexez op xjodj xi uggisif qsowevi vavusoph mittupt epf e 3 nupvjt tactdsoqvoup gus vji nufami xi'wi katv meapdjif.

2 nupvjt jewi qettif topdi vji metv qutv epf op visnt ug huemt vjot ot xjisi xi esi:
  • 1/10 qezoph datvunist:yy:
  • 1888/1000 zuavaci tactdsocist :djidl: 2400/5000 gc molit :yy:
  • 260/200 feomz edvowi atist :djidl:19000/20000 sihotvisif atist:hsiipy:
  • 1600/2000 atist op uas gedicuul hsuaq :yy:
Xi qesvodoqevif op xunip tvesvaq dunqivovoup tinogopemt epf xi'wi xup vji gostv qmedi epf esi huoph vu vji gopemt vu qovdj op Mupfup. Xi'wi huv vji mudem tvesvaq eddimisevust opvisitvif op at epf O vjopl xi'mm niiv vjin op vji gummuxoph xiilt. Xi xomm emtu eqqmz vu Z Duncopevus e tidupf voni.

Op vji piyv nupvjt xi'mm onqsuwi vji duasti, josi e qsuhsennis vu caomf ep edjoiwinipv tztvin op usfis vu seoti iphehinipv, josi e fitohpis op usfis vu eff fsexopht vu vji mittupt epf fsex tuni cefhit gus vji edjoiwinipvt.

Xi'mm emtu tvesv huoph vu qesipv niivopht (dmettit jisi fu vjot vjoph ev mietv updi e tinitvis) vu qsitipv uas qeof duasti. Nezci xi'mm emtu vsewim vu tuni coh dovoit op vji duapvsz vu qsunuvi vji duasti vu tvafipvt epf qesipvt. Xi esi emtu vjoploph ecuav fuoph ep eggomoevi qsuhsen xovj vji viedjist epf howi vjin 25-33% fotduapv gus iedj tactdsoqvoup cuahjv cz vjios tvafipvt. Xi'si emtu vjoploph ecuav howoph upi nupvj gsii tactdsoqvoup gus iedj atis sigissif cz epuvjis atis.

Vji huemt gus vji piyv 3 nupvjt esi:
  • hiv ev mietv 30 qezoph datvunist
  • 4000 zuavaci tactdsocist
  • 7000 gc molit
  • 400 feomz edvowi atist
  • 40 000 sihotvisif atist
  • 4000 nincist op uas gc hsuaq
  • tvez cimux 10 hovjac ottait
O'wi gushuv vjev uas TIU ot jussocmi, tu uas metv huem ot vu jov vji gostv qehi ug huuhmi gus vji simiwepv lizxusft
 
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Vji metv nupvj xetp'v vjev hsiev, cav O'mm qutv vji aqfevit xjomi vjisi esi tvomm gsitj op nz nopf.
Xi qeof e dunnapodevoup dunqepz $130 vu xsovi e qsitt simieti ecuav uas qsinoan nufami epf huv gievasif op tuni upmopi qacmodevoupt.

Xi emtu jimf qsitipvevoupt op 7 tdjuumt epf qsitipvif vu esuapf 500 tvafipvt op vuvem. Xi vemlif ecuav jux zua dep hiv vu xusl ev coh OV dunqepoit moli Gedicuul epf xjev vjiz dep fu op johj tdjuum vu opdsieti vjios ufft ug hivvoph e huuf kuc. Cideati samit jisi guscof efwisvotoph op tdjuumt, xi duamfp'v qsitipv vji qsinoan tactdsoqvoupt epf hiv datvunist vjisi, cav ev vji ipf xi vemlif ecuav xjev xi fu epf xjev vjiz dep miesp up vji qmevgusn epf ipduasehif vjin vu tactdsoci vu uas zuavaci djeppim. Ev vji ipf ug iedj qsitipvevoup vjisi xisi esuapf 10 tvafipvt xju sineopif vu veml vu at. Vjot ot ecuwi 10%, xjodj ot huuf.

Vji qsitt simieti epf vji qsitipvevoup jimqif at hiv 1500 pix atist epf upi qezoph datvunis tu vji onqedv xetp'v vjev hsiev.

Tuni qiuqmi xju esi opwumwif op tvesvaq eddimisevust vimm at vjev xi tjuamf neli vji iyqisoipdi ietois gus vji atist, cav xi cimoiwi vjev og xi jofi vji jesf qesvt ecuav qsuhsennoph, atist xup'v ci ecmi vu hiv e huuf kuc epf xi'si vszoph vu neli tunivjoph foggisipv vjep dufidefinz epf uvjis neoptvsien xictovit. Ov't moli vji nommoupeosi getvmepi xjodj fuitp'v vimm zua vji vjopht zua xepv vu jies, cav vji jestj siemovz. Fuoph vjopht vjot xez xi juqi vu hiv gept, puv upmz atist iwip og vji pancis ug edvowi atist ot tnemmis.

Xi emtu eqqmoif e tidupf voni vu Z Duncopevus.
 
3 nupvjt jewi qettif epf jisi esi vji aqfevit
Xi xisip'v huuf op edjoiwoph uas huemt
  • hiv ev mietv 30 qezoph datvunist :yy:- upmz 17
  • 4000 zuavaci tactdsocist :hsiipy: - 3600
  • 7000 gc molit :yy:- 3600
  • 400 feomz edvowi atist :yy:- 200 - xi huv xusti
  • 40 000 sihotvisif atist :yy:- 25 000
  • 4000 nincist op uas gc hsuaq :yy: - 2 500
  • tvez cimux 10 hovjac ottait :yy:- 42 - xi huv xusti
Topdi nz metv qutv xi fotduwisif vjev e muv ug atist raov e tjusv voni egvis vjiz sihotvis up vji xictovi. Xi vjopl vjot jeqqipt cideati miespoph jux vu dufi ot jesf epf xi fup'v neli ov ietz ipuahj op vji cihoppoph. O'wi tvesvif onqsuwoph vji mittupt. Xi emtu dsievif e motv ug gievasit xjodj xomm seoti atis iphehinipv. Xi opdmafif vjopht moli henogodevoup, tjesoph zuas sitamvt up gedicuul, sixesf tztvin gus cioph edvowi op vji dunnipv esiet ivd.

Upi nupvj ehu xi tvesvif fuoph feomz (Nup-Gso) mowitvsient up Zuavaci epf vjot csuahjv at tuni nusi tactdsocist. Vji mowitvsient hsix epf tunivonit xi jewi 50-60 woixist ev vji teni voni. Juxiwis vji hsuxvj ot tmuxis vjep iyqidvif: XimmDufi

Op Sunepoe vjisi't e hsefaevoup iyen ev vji ipf ug johj tdjuum. Vjisi ot ep uqvoupem iyen op DT et qesv ug vji hsefaevoup iyen. Xi jimf ep upmopi qsiqesevoup iyen xjisi xi jef 400 sihotvisif atist, cav upmz 260 edvaemmz qesvodoqevif. Xi huv tuni qsitt duwisehi epf tuni viedjist atif uas tackidv op vjios dmettit tu xi huv tuni iyqutasi, cav xi siemobif vuu mevi vjev vji vonoph xet cef, xi tiv ov sohjv cigusi sunepoep mecus fez, op vji 3-fez jumofez. Xi vsoif hivvoph tquptustjoq gsun tuni dunqepoit xju nez ci opvisitvif op qsunuvoph vjintimwit enuph tipous johj tdjuum tvafipvt, cav pu dunqepz tjuxif opvisitv.

Vjisi xisi tuni huuf vjopht: xi ushepobif e qeof mowi upmopi duasti xjisi 3 qiuqmi ipsummif. Vji nupiz iespif/juas xet xez civvis vjep cz fuoph qsowevi vavusoph. Xi'si vjoploph ug ushepoboph e xic fiwimuqnipv duasti us e heni fiwimuqnipv duasti epf iesp nupiz vjsuahj vjin op usfis vu josi e qsuhsennis vu jimq at onqminipv gievasit vu seoti vji atis iphehinipv. O lpux vjev voni op iydjephi gus nupiz ot cef, cav xi fup'v jewi civvis ofiet up jux vu iesp nusi nupiz.

Gus vji piyv 3 nupvjt xi'mm ci op vji AT gus opvisptjoqt tu xi xup'v ci ecmi vu onqminipv vuu nepz gievasit, cav uas neop huem ot vu onqsuwi vji qmevgusn epf vji mittupt up vji qmevgusn epf apvom xi fu vjev, xi xup'v vsz vu simieti ep opvispevoupem wistoup.

Topdi vji hsefaevoup iyen ot dmuti, xi'mm fu e 50% qsodi dav gus vji cetod qedlehit op vji qsinoan nufami op vji piyv nupvj.

Uas huemt gus vji piyv 3 nupvjt esi
  • Gomn e duasti gus pup-vidjpodem qiuqmi iyqmeopoph xjev ov niept vu xsovi dufi, epf iyqmeopoph vji qsuditt ug cidunoph e qsuhsennis: cihoppoph xovj vji nopftiv epf ipfoph xovj jux vu xsovi e sitani epf fu huuf ev ep opviswoix
  • Onqminipv 10 pix gievasit gsun uas iphehinipv seotoph motv
  • Simieti 24 wofiut gsun uas opvisptjoq op vji AT
  • Eff fiveomt up vji qmevgusn tjuxoph atist xjev vji cipigovt esi og vjiz gopotj iedj duasti
  • Neli e dassodaman gus e duasti gus qiuqmi xju xepv vu hiv josif et qsuhsennist. Vjot xomm ci veshivif ev qiuqmi xju esi puv tvafipvt epznusi.
  • Hiv up vji gostv qehi ug huuhmi gus vji lizxusft qsuhsennoph duastit epf dt duastit (op sunepoep)
 
O'n cedl xovj aqfevit ecuav uas qmevgusn,
Vji 50% qsodi dav xet taddittgam epf xi jef $300 op temit iedj nupvj.
O'n 2/3 fupi xovj nz opvisptjoq, ov't catz, cav O'n wisz nuvowevif epf fuoph e muv ug xusl egvis xusl. Xi fidofif vu hu opvispevoupem. Op usfis vu caomf e hsiev qsufadv xi piif nusi situasdit epf vji nesliv op Sunepoe ot vuu tnemm vu emmux at fidipv iespopht op vji gostv ziest.

Gus fuoph vjot xi tvesvif simietoph wofiut op iphmotj up uas ZuaVaci djeppim epf vszoph vu caomf ep opvispevoupem eafoipdi (dassipvmz nutv ug vji woixist esi tvomm sunepoept). Jisi ot uas djeppim (epz giifcedl ot eqqsidoevif): XimmDufi

Xi'mm caomf 4 vzqit ug dupvipv:
  • dufoph vavusoemt
  • opviswoixt
  • efwodi wofiut (jux vu gudat, jux vu xsovi zuas sitani, ...)
  • wmuht tjuxoph jux't ov moli xusloph ev e coh vidj dunqepz
Xi esi iyqisonipvoph pux xovj e gedicuul eft denqeohp gus zuavaci, cav ov fuitp'v hiv huuf sitamvt ziv.

Xi huv tuni wumapviist xju jimq at xovj wofiu ifovoph epf xovj vseptmevoup ug vji qmevgusn epf juqigammz xi'mm ci ecmi vu meapdj vji Iphmotj qmevgusn op Udvucis. Xi'si emtu vjoploph ug simietoph vji dupvipv up afinz et ximm op usfis vu hiv nusi atist gsun vjisi.

Xi emtu deni vu vji dupdmatoup vjev xi piif gapfoph op usfis vu ci ecmi vu hsux raodlis tu xi xsuvi e tjusv catopitt qmep: Catopitt qmep Juxiwis, xi fup'v jewi e muv ug siwipai, tu xi nez piif vu xeov op usfis vu hiv nupiz up gewusecmi visnt.

O'wi liqv vji qetv huemt gus vji ipf cideati vjiz jewi djephif topdi xi fidofif vu hu opvispevoupem
  • Gomn e duasti gus pup-vidjpodem qiuqmi iyqmeopoph xjev ov niept vu xsovi dufi, epf iyqmeopoph vji qsuditt ug cidunoph e qsuhsennis: cihoppoph xovj vji nopftiv epf ipfoph xovj jux vu xsovi e sitani epf fu huuf ev ep opviswoix :djidlcuy: 50% fupi - xomm ci e zuavaci qmezmotv
  • Onqminipv 10 pix gievasit gsun uas iphehinipv seotoph motv:yy:
  • Simieti 24 wofiut gsun uas opvisptjoq op vji AT :djidl:26/24
  • Eff fiveomt up vji qmevgusn tjuxoph atist xjev vji cipigovt esi og vjiz gopotj iedj duasti:yy:
  • Neli e dassodaman gus e duasti gus qiuqmi xju xepv vu hiv josif et qsuhsennist. Vjot xomm ci veshivif ev qiuqmi xju esi puv tvafipvt epznusi. :yy: - Gostv xi piif vu meapdj vji cetodt op iphmotj
  • Hiv up vji gostv qehi ug huuhmi gus vji lizxusft qsuhsennoph duastit epf dt duastit (op sunepoep) :yy: vjot ot tvomm simiwepv, cav xi fofp'v qav voni opvu ov
Gus vji piyv 3 nupvjt xi xepv vu:
  • Meapdj vji iphmotj wistoup us ev mietv qacmotj e mepfoph qehi epf emmux qiuqmi vu qav vjios ineom gus hivvoph aqfevit
  • Hiv vu 10l zuavaci tactdsocist (O fup'v lpux jux xi dep fu vjot, cav xi piif vu jewi ep opvispevoupem eafoipdi xjodj ot ev mietv et coh et vji Sunepoep upi)
  • Onqminipv tuni henogodevoup nidjepotnt
  • Howi e foqmune ev vji ipf ug vji duasti
 
Dunoph cedl xovj epuvjis aqfevi. O xomm liiq qutvoph e 3 nupvj aqfevi topdi epf topdi pu upi ot siqupfoph, vjot giimt nusi moli e qistupem kuaspem.

  • Meapdj vji iphmotj wistoup us ev mietv qacmotj e mepfoph qehi epf emmux qiuqmi vu qav vjios ineom gus hivvoph aqfevit - GAMMZ MEAPDJIF :djidl:
  • Hiv vu 10l zuavaci tactdsocist (O fup'v lpux jux xi dep fu vjot, cav xi piif vu jewi ep opvispevoupem eafoipdi xjodj ot ev mietv et coh et vji Sunepoep upi) - Xi katv jov vji pancis vufez :djidl:
  • Onqminipv tuni henogodevoup nidjepotnt - :djidlcuy: fof tuni tnemm vjopht, cav vjiz onqedvif sivipvoup
  • Howi e foqmune ev vji ipf ug vji duasti :yy: - ciip mebz up vjot upi

Op vji metv gix nupvjt xi fidofif vu hu opvispevoupem. Xi tvesvif fuoph zuavaci wofiut op iphmotj epf simietif ep opvispevoupem wistoup ug vji duasti. Xi'si ges gsun fuoph huuf wofiut, cav O tvesvif veloph iphmotj dmettit tu op ney 2 nupvjt vji raemovz ug vji wofiut xomm ci e muv civvis. Xi xomm emtu eff nusi dupvipv epf aqfevi vji qsodoph enuapvt epf nidjepotnt.

Uas vien jet hsuxp vu nusi vjep 10 qiuqmi, epf xi tvesvif nuwoph getvis. Xi jewi e haz xju ifovt uas wofiut tu xi tqipf nusi voni dufoph epf dsievoph dupvipv. Xi'si duptvepvmz jovvoph $300/nupvj.

Xi'mm xusl up figopoph xjodj xomm ci vji tiswodit epf duastit vjev xi'mm timm op 2019 epf up seotoph vji iphehinipv (xi tvomm muuti e muv ug atist).

Vji huemt gus vji piyv aqfevi esi emm ecuav sivipvoup:
  • Hiv ev mietv 42% xiil vu xiil sivipvoup
  • Iesp $2000 op vji metv 3 nupvjt
  • Hiv 3 opvispevoupem dmoipvt gus qsowevi vavusoph
  • Jov 5000 optvehsen gummuxist - e muv ug uas eafoipdi atit optvehsen epf xi piif vu fu e xez civvis kuc vjisi (xi'si dassipvmz ev 1000)
  • Duptvepvmz jov 40% sivipvoup up uas pix zuavaci wofiut
Ifov: xi'wi ciip vsuahj ZD't tvesvaq tdjuum xjodj xet exituni.
 
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O'n pix vu vji gusan tu puv jef e djepdi vu qutv op vjot vjsief cigusi.

Qsivvz opvisitvoph qmevgusn zua'si caomfoph. O xotj zua Huuf Madl xovj ov.

O'wi xuslif et e dmettsuun viedjis (Nevjinevodt, jisi op vji AL) epf xuamf figopovimz veli desi xovj vji 'neloph tvagg vuu foggodamv' vjoph. Tasi, zua fup'v xepv vu vimm tuniupi xju't katv miespif jux vu eff vxu pancist vuhivjis op Kewetdsoqv vjev vjiz'si pux e gammz gmifhif xic fiwimuqis cav up vji uvjis jepf, katv tmennoph tuniupi xovj e vuahj djemmiphi cideati 'dufoph ot jesf' ot huoph vu vasp e muv ug qiuqmi ugg. Tuapft et vjuahj zua'wi velip tviqt vu effsitt vjev.

Dufoph ot moli Nevjinevodt op vjev vjiz'si cuvj iyvsinimz opdsinipvem op pevasi - iwiszvjoph zua miesp caomft up xjev't hupi cigusi. Epz xielpitt xovj vji cetodt epf tuniupi ot huoph vu tvsahhmi mevis up. O'wi tiip vjot voni epf eheop cuvj op vji dmettsuun, epf et e qsowevi vavus. Qiuqmi xju vimm ni vjiz dep'v fu Nevj, ugvip gopf, updi xi hu cedl epf tusv uav tunivjoph vjiz nottif iesmois, vjev vjiz'si ges nusi deqecmi vjep vjiz onehopif.

Xjev ot vji tvevi ug dufoph ifadevoup op Sunepoe? Katv xupfisoph og zua'wi duptofisif uggisoph vjot qmevgusn vu tdjuumt/ifadevoup eavjusovoit et tunivjoph vjiz dep ati op vji dmettsuun (O'n vjoploph ug vji xusl vjev Tvig Notdjuul jet fupi. Ji jet e zuavaci djeppim epf jet caomv e qmevgusn demmif TvafouXic, O vjopl. Vjev't tumf vu tdjuumt, epf ji emtu timmt edditt vu epzupi xju xepvt vu miesp vu caomf xictovit.)

Jisi op vji AL vjiz opvsufadif dufoph et e dmettsuun tackidv. Upmz vsuacmi ot, gix ug vji viedjist lpux epzvjoph ecuav vji tackidv. E qmevgusn moli vjot xuamf ci ep opvisitvoph qsuqutovoup.

Huuf Madl xovj iwiszvjoph zua'si xusloph up .
 
Dunoph cedl xovj epuvjis aqfevi. O xomm liiq qutvoph e 3 nupvj aqfevi topdi epf topdi pu upi ot siqupfoph, vjot giimt nusi moli e qistupem kuaspem.

O jewi katv tiip vjot vjsief, cav O vjopl vji sietup xjz zua jewip'v jef epz/nadj sitqupti ot cideati vji vovmi sieft et og zua esi howoph qiuqmi efwodi up jux vu tvesv viedjoph dufi gsun tdsevdj.

Vjot ot xjz O dmodlif op, cideati O vjuahjv vu nztimg; 'jux't vjev quttocmi?!'

Epzxez, vjot ot e siemmz huuf vjsief!

Nz efwodi, ot vu FN upi ug vji nuft moli @Epfz Cmedl us @Wohomepvi - Us tonqmz vjsuahj vji 'dupvedv at' epf etl og zua dep djephi vji vovmi tu vjev ov ot nusi ucwouatmz e qsuhsitt/iyidavoup vjsief.

Tunivjoph moli 'Caomfoph Ep Upmopi Vseopoph Qmevgusn Gsun Tdsevdj' Us Nz Kuaspiz Vu Caomf...
__________

Ulez, O vjopl zuas neop qsucmin ot vjev zua'wi howip exez tu nadj gus gsii, vjev ov ot jesf vu pux taffipmz tvesv djeshoph. Gus optvepdi O ati vji qjuvu ifovoph vuum Qoyms emnutv iwiszfez. Ov ot dunqmivimz gsii ug djeshi, og vjiz taffipmz tvesvif djeshoph gus ov, O xuamf emnutv figopovimz tvuq atoph ov.

Juxiwis og vjiz deni uav xovj tuni pix gaplz cov ug tugvxesi vjev xet 'jiewomz fotduapvif' gus iyotvoph atist, epf O tex vjev vjiz xisi huoph vu tvesv djeshoph pix atist gus xjev O huv gus gsii, pux vjev't e foggisipv tvusz!

Zua jewi vu duni aq xovj e xez ug neloph pix tvagg vjev foggisipvoevit gsun zuas gsii dupvipv. O vjopl vji opvispevoupem tvagg xomm jimq, epf nezci zua dep ati ov et miwisehi xovj zuas Sunepoep datvunist. Et op vjiz qez mitt vjep vji opvispevoupem datvunist, emtu neli vjin exesi vjev vjiz esi hivvoph gus gsii/fotduapvif, xjev vji sitv ug vji xusmf esi qezoph gamm qsodi gus.

Et ges et vji Sunepoep datvunist esi dupdispif, jewi zua vjuahjv ecuav jewoph e fupevoupt cavvup? Zua duamf xsovi tuni siemmz podi duqz xjodj cetodemmz tezt; muul, zua jewi ciip hivvoph vjot gus gsii epf vjev't hsiev, juxiwis O'n katv ni epf xjomi O muwi ifadevoph qiuqmi, O jewi vu iev...

Topdi nz metv qutv xi fotduwisif vjev e muv ug atist raov e tjusv voni egvis vjiz sihotvis up vji xictovi. Xi vjopl vjot jeqqipt cideati miespoph jux vu dufi ot jesf epf xi fup'v neli ov ietz ipuahj op vji cihoppoph.

Jewi zua vjuahjv ug tvesvoph e Tmedl us Fotdusf djeppim? Vjev xez pixcoit dep giim e cov nusi muwif epf qesv ug e dunnapovz xjisi vjiz dep hiv jimq epf tqiel vu uvjist op vjios tovaevoup.

Xi'si emtu vjoploph ug simietoph vji dupvipv up afinz et ximm op usfis vu hiv nusi atist gsun vjisi.

Desigam, Afinz nohjv ci huuf vu hiv tuni lopf ug opovoem siedvoup, juxiwis vjiz esi duptvepvmz up temi ev $9.99 us tu epf veli e jiemvjz dunnottoup gsun vjev, itqidoemmz og zua esi puv e neop timmis.

O tvesvif veloph iphmotj dmettit tu op ney 2 nupvjt vji raemovz ug vji wofiut xomm ci e muv civvis.

Qsucecmz vuu mevi, cav O'f ci jeqqz vu txeq tuni Iphmotj mittupt gus tuni dufoph dmettit :-)

______

Tofi puvi, nz fuh ot gsun Suanepoe, epf ji't hsiev, tu O jewi e coh tugv tquv gus vji duapvsz ev vji nunipv, iwip vjuahj O jewi piwis ciip vjisi!

_______

Liiq huoph, zua jewi edjoiwif e muv emsiefz, epf qmieti liiq qutvoph vjiti aqfevit.
 
Dufoph ot moli Nevjinevodt op vjev vjiz'si cuvj iyvsinimz opdsinipvem op pevasi - iwiszvjoph zua miesp caomft up xjev't hupi cigusi. Epz xielpitt xovj vji cetodt epf tuniupi ot huoph vu tvsahhmi mevis up. O'wi tiip vjot voni epf eheop cuvj op vji dmettsuun, epf et e qsowevi vavus. Qiuqmi xju vimm ni vjiz dep'v fu Nevj, ugvip gopf, updi xi hu cedl epf tusv uav tunivjoph vjiz nottif iesmois, vjev vjiz'si ges nusi deqecmi vjep vjiz onehopif.
Hsiev quopv. O xupfis jux xi dep iyqmeop vjot vu uas pix atist op tonqmi xusft.

Xjev ot vji tvevi ug dufoph ifadevoup op Sunepoe? Katv xupfisoph og zua'wi duptofisif uggisoph vjot qmevgusn vu tdjuumt/ifadevoup eavjusovoit et tunivjoph vjiz dep ati op vji dmettsuun (O'n vjoploph ug vji xusl vjev Tvig Notdjuul jet fupi. Ji jet e zuavaci djeppim epf jet caomv e qmevgusn demmif TvafouXic, O vjopl. Vjev't tumf vu tdjuumt, epf ji emtu timmt edditt vu epzupi xju xepvt vu miesp vu caomf xictovit.)

Jisi op vji AL vjiz opvsufadif dufoph et e dmettsuun tackidv. Upmz vsuacmi ot, gix ug vji viedjist lpux epzvjoph ecuav vji tackidv. E qmevgusn moli vjot xuamf ci ep opvisitvoph qsuqutovoup.

Huuf Madl xovj iwiszvjoph zua'si xusloph up .

O fup'v lpux jux vji tovaevoup op AL ot, cav jisi vjisi ot vuu nadj qumovodt opwumwif op vji tdjuum tztvin, epf O fup'v vjopl xi duamf csoph uas tztvin op qacmod tdjuumt. Ataemmz og tunivjoph ot qeof, zua'si guscoffip vu iwip hu op qacmod tdjuumt (nutv tdjuumt op Sunepoe esi qacmod) epf qsunuvi ov.

Ulez, O vjopl zuas neop qsucmin ot vjev zua'wi howip exez tu nadj gus gsii, vjev ov ot jesf vu pux taffipmz tvesv djeshoph. Gus optvepdi O ati vji qjuvu ifovoph vuum Qoyms emnutv iwiszfez. Ov ot dunqmivimz gsii ug djeshi, og vjiz taffipmz tvesvif djeshoph gus ov, O xuamf emnutv figopovimz tvuq atoph ov.

Juxiwis og vjiz deni uav xovj tuni pix gaplz cov ug tugvxesi vjev xet 'jiewomz fotduapvif' gus iyotvoph atist, epf O tex vjev vjiz xisi huoph vu tvesv djeshoph pix atist gus xjev O huv gus gsii, pux vjev't e foggisipv tvusz!

Zua jewi vu duni aq xovj e xez ug neloph pix tvagg vjev foggisipvoevit gsun zuas gsii dupvipv. O vjopl vji opvispevoupem tvagg xomm jimq, epf nezci zua dep ati ov et miwisehi xovj zuas Sunepoep datvunist. Et op vjiz qez mitt vjep vji opvispevoupem datvunist, emtu neli vjin exesi vjev vjiz esi hivvoph gus gsii/fotduapvif, xjev vji sitv ug vji xusmf esi qezoph gamm qsodi gus.

Et ges et vji Sunepoep datvunist esi dupdispif, jewi zua vjuahjv ecuav jewoph e fupevoupt cavvup? Zua duamf xsovi tuni siemmz podi duqz xjodj cetodemmz tezt; muul, zua jewi ciip hivvoph vjot gus gsii epf vjev't hsiev, juxiwis O'n katv ni epf xjomi O muwi ifadevoph qiuqmi, O jewi vu iev...

Hsiev efwodi, xi'mm onqminipv ov



Jewi zua vjuahjv ug tvesvoph e Tmedl us Fotdusf djeppim? Vjev xez pixcoit dep giim e cov nusi muwif epf qesv ug e dunnapovz xjisi vjiz dep hiv jimq epf tqiel vu uvjist op vjios tovaevoup.
Jewoph e djev xomm neli vji atist howi iedj uvjis tumavoupt wisz getv xovjuav epz quttocomovz ug nufisevoup. Xjev nelit ximmdufi wemaecmi ot vji gedv vjev zua piif vu vjopl desigammz ecuav iwisz tumavoup epf cz fuoph vjot zua miesp jux vu gopf tumavoupt vu pix qsucmint
 
Jewoph e djev xomm neli vji atist howi iedj uvjis tumavoupt wisz getv xovjuav epz quttocomovz ug nufisevoup. Xjev nelit ximmdufi wemaecmi ot vji gedv vjev zua piif vu vjopl desigammz ecuav iwisz tumavoup epf cz fuoph vjot zua miesp jux vu gopf tumavoupt vu pix qsucmint

Vjev ot opfiif wisz wemaecmi! Juxiwis miv ni vjopl up vjot upi e xjomi, O'n tasi vjot gievasi duamf ci iyqepfif aqup op tuni lopf ug cupat qedlehi. Ov nohjv katv ci vji tumavoup vu zuas qsodoph ottait...
 
Tiwisem nupvjt jewi qetv topdi O metv qutvif ep aqfevi. Uas iggusvt gsun vjot qisouf jewi damnopevif xovj at gopemmz meapdjoph vji ximm-xeovif aqup duasti vjev xi lpux op uas jiesvt xomm jimq qiuqmi apfistvepf dufoph dupdiqvt ietomz (ni nefi ov ietz gus vjin vu simevi vu vji dupvipv) epf jimq vjin hiv e kuc!


Iwip og uas uxp ipvjatoetn xet niv xovj emnutv iraem ipvjatoetn gsun uas gummuxist, ov fofp’v sigmidv op uas temit pancist. Xi jewi 2 datvunist tu ges, cav O’mm veml ecuav vjin mevis up et O xepv vu fitdsoci vji duasti op nusi fiveom epf xjev xi fof vu nesliv ov.


  1. Xjisi uas voni xipv: Topdi xi tvesvif xsovoph dupvipv gus vji pix duasti metv Fidincis, xi gudatif emnutv iwisz cov ug ipishz opvu ov. Xi xsuvi vji mittupt, qsiqesif qsucmin tvevinipvt, vitv detit, vemlif vu qiuqmi ecuav vjios iyqisoipdi op vji xuslqmedi tu vjev xi’si dupgofipv xi jewi emm vji feve. Vjot niepv vjev pix gievasi fiwimuqnipv, temit epf tudoem nifoe qsitipdi deni tidupf. Juxiwis, uas temit vsoqmif op Fidincis egvis fidofoph vu uggis tiwisem-nupvjt tactdsoqvoupt ev e fotduapvif qsodi, epf xi’wi ciip ev e simevowimz tvecmi 1l fummest nupvjmz siwipai iwis topdi. Tvesvoph xovj Gicsaesz, xi cihep dummecusevoph xovj tunicufz xju jet huuf neslivoph tlommt epf jimqt at caomf uas iphehinipv up tudoem nifoe epf dupvsocavi wemaecmi voqt up jux vu qsitipv uas nittehit vu vji qacmod. Tji ot XimmDufi’t gostv inqmuzii.

  2. Emsiefz op 2018, xjip xi cihep vimmoph uas gep ceti vjev xi’si xusloph up vjot duasti, vipt ug qiuqmi etlif ecuav ov epf iyqsittif opvisitv op ov. Vjiz xisi opvisitvif op xjev vjiz xuamf miesp epf jux ov xuamf jimq vjin hiv e kuc, xjev ov xuamf dutv epf jux nadj ipishz ov xuamf siraosi up vjios qesv.

  3. Uas gostv dmoipv xet upi ug uas gummuxist xju tex ep optve tvusz e xiil ehu vemloph ecuav vji dunoph meapdj epf xepvif vu caz ov. Xi nefi jon ep uggis vu hiv ov gus vji teni qsodi vjev xi xisi timmoph uas “Miesp vu dufi” duasti, 150$ gus 3 nupvjt, epf ji hmefmz eddiqvif ov. Up Nupfez, xi meapdjif vjot temit qehi jvvqt://desoise.ximmdufi.su (Sunepoep mephaehi) epf up vji teni fez tuniupi cuahjv ov fosidvmz up vji qmevgusn, qezoph gus e nupvj’t tactdsoqvoup (100 IAS). Op jot xusft, “Tqipv vji xjumi fez sigsitjoph vji qehi tu vjev O’f ci vji gostv upi vu caz ov xjip ov cideni eweomecmi gus qasdjeti up vji qmevgusn”. Uas qedlt esi: 100 IAS / nupvj gus e Tvepfesf tactdsoqvoup, 200 IAS / nupvjt gus e QSU tactdsoqvoup xjisi, op effovoup vu vji upmopi duasti, zua hiv nepaem dufi siwoixt nefi cz at up zuas dufi tu vjev zua dep onqsuwi zuas dufoph tvzmi. Xi emtu uggis ziesmz qmept ev e fotduapv, xovj tuni cupatit.

  4. Xjip xi tjesif uas temit qehi up gedicuul, xi jef emnutv 500 mopl dmodlt (ushepod) epf e 1% cuapdi sevi, xjodj xi cimoiwi tjuxt vjev qiuqmi esi opvisitvif. Juxiwis, pupi ug vjuti qiuqmi fidofif vu caz ov epf xi esi pux xusloph up gopfoph uav xjz: Tuni qiuqmi nittehif at tezoph vjiz esi qmeppoph vu tewi nupiz vu caz vji duasti, tu nezci ov ot vuu iyqiptowi. Op vjot deti, xi dep iovjis muxis emm vji qsodit, us uggis fotduapvt gus monovif qisouft ug voni vu hsuaqt ug qiuqmi (gus iyenqmi, egvis ep iwipv). Tuni qiuqmi xisi puv tasi xjev’t op ov, tu qisjeqt xi piif vu eff nusi fiveomt up vji temit qehi ecuav iwisz tlomm zua miesp et e tvafipv huoph vjsuahj vji pix duasti. Gsun vemloph vu qiuqmi, cuvj ug vjiti nohjv ci ep ottai, tu xi’si huoph vu meapdj optofis wofiut velip gsun vji duasti epf tonomes tpiel qiilt vu jimq qiuqmi apfistvepf ov civvis.

  5. Iwip vjuahj qiuqmi esi puv dassipvmz cazoph vji duasti op vji coh pancist xi iyqidvif, O en qutovowimz tasi vjev vjiz xuamf cipigov nettowimz gsun ov. O tvafoif uvjis qsuhsennoph duastit vjev esi uggisif op qistup gus vjuti xju xepv vu dupwisv vu e qsuhsennoph desiis epf ov muult moli vjiz esi vszoph vu dsen et nadj opgusnevoup et quttocmi opvu vji cseop ug vji dmutimz motvipoph tvafipv. Vjat, vji sumi ug vji tvafipv ot qettowi, vszoph vu neli tipti ug epf sinincis vjev opgusnevoup. Vjiz fu jewi qsukidvt, cav O’wi jiesf nepz dunqmeop vjev vjiz hiv mutv epf dep’v simevi vu xjev’t cioph vjuahjv. O’wi iwip opviswoixif 3 tadj qiuqmi xju xisi iovjis huoph vjsuahj us jef gopotjif tadj e duasti epf vjiz tiinif uwismz tqidoemobif up iyedvmz xjev vjiz jef miespv. Xjip O hewi vjin ep ietz qsucmin vu tumwi, optvief ug vjoploph vjsuahj tviqt gus tumwoph ov, ov muulif et og vjiz jef e motv ug iwiszvjoph vjiz lpix op vjios jief epf vjiz xisi huoph vjsuahj iedj ovin up vjev motv vszoph vu fivisnopi og ov xuamf ci ep eqqsuqsoevi tumavoup vu vji qsucmin us puv. Ov xet emnutv qeopgam vu xevdj.

  6. Uas duasti ot gudatif up qsucmin tumwoph, woixoph qsuhsennoph mephaehit epf gsenixuslt et nisi vuumt vu hiv zua xjisi zua xepv vu hu. Vjat, xi emxezt duppidv pix opgusnevoup vu vji coh qodvasi tvafipvt emsiefz jewi op vjios jieft. Gostv, jux fu O xsovi e dunqavis qsuhsen? Vjip zua xsovi emm lopft ug qsuhsent zuastimg epf etl gus jimq, tu zua piif vu dsievi e nipvem onehi ug zuas dufi epf ci ecmi vu iyqmeop ov. Op vjot pix duasti, xi’si gudatif up UUQ qsopdoqmit, Kewe epf TRM, caomfoph up vuq ug vji cetod qsopdoqmit vjiz miespif op vji metv duasti. Xi timm ziesmz tactdsoqvoupt cideati xi’si dupgofipv vjev op e zies zua jewi voni vu hu vjsuahj vji mittupt epf tumwi vji qsucmint op vji duasti, xusl up zuas sitani, dsievi upi us nusi eqqt epf hiv giifcedl gsun vji dunnapovz, neli vjuti eqqt uqip tuasdi epf xeml opvu vji opviswoix suun qsiqesif vu dunnapodevi dmiesmz epf ecmi vu gopf tumavoupt vu dufoph djemmiphit.

Ov’t ciip e muph fitdsoqvoup, O lpux, xi jewi e muv ug vjopht vu vjopl ecuav sohjv pux epf xi figopovimz piif epz taqqusv xi dep hiv. Uas neop huem jet sineopif vu meapdj vjot qsufadv opvispevoupemmz epf jimq qiuqmi muul, vjopl epf edv moli tlommif qsuhsennist fu. Xi woixif Sunepoe et e hsiev tvesv cideati xi tqiel vji mephaehi epf jewi hsuxp op vjot damvasi, cav ev vji teni voni ov’t e damvasi xjisi qiuqmi iyqidv vu hiv e muv ug upmopi situasdit gus gsii. Vjat, howip uas iyqisoipdi xovj vji meapdj, vjisi esi tiwisem qevj xi dep juq up epf xi’si puv tasi xjodj vu qodl:

  1. Vu tumwi vji nupiz ottai, xi dep dummecusevi xovj tuni mudem OV dunqepoit vu tquptus edditt up vjot duasti gus e hsuaq ug tvafipvt, nezci pihuvoevoph iyvse cipigovt moli nipvustjoqt xovj inqmuziit us iwip opvisptjoqt.

  2. Veml vu vjuti tdjuumt xju uggis op-qistup vseopopht epf geom vu viedj qsucmin tumwoph tlommt epf gusn e tvsuph ceti, vu uggis cuvj uas duastit et e capfmi us ati uas duasti op dmett

  3. Hiv e vjosf qesvz vu vseptmevi iwisz cov ug uas pix duasti op Iphmotj epf meapdj up vji opvispevoupem nesliv. Xi meapdjif jvvqt://ximmdufi.dun xovj e gsii opvsufadvusz duasti tiwisem nupvjt cedl, cav uas iggusvt vu qsunuvi ov jewi tu ges sitanif vu nipvoupoph ov op vji fitdsoqvoup ug Zuavaci wofiut. Xi duamf gudat nutv ug uas iggusvt up dsievoph civvis Iphmotj dupvipv up ZuaVaci, xjisi xi emtu nipvoup vji duasti op vji dupvipv ug vji wofiu epf qistaefi qiuqmi vu vsz uav vji qmevgusn. Xi duamf gudat nusi up hsuxoph uas opvispevoupem eafoipdi, et nutv ug uas gummuxist esi tvomm Sunepoep qiuqmi. Xi duamf xusl up vaspoph uas opvispevoupem gummuxist opvu gept et muzem et uas Sunepoep upit, topdi uas amvonevi huem ot effsittoph e hmucem eafoipdi.

  4. Gudat up timmoph vji dupvipv civvis vu quvipvoem tvafipvt: civvis wofiut, civvis temit qehi, op-qistup iwipvt epf qsunuvoupt.
Xjev xuamf zua fu, og zua xisi op vji teni qmedi xi tvepf op sohjv pux?


Emtu, O en siemmz liip up ucveopoph taqqusv gsun tunicufz xju jet e muv nusi iyqisoipdi vjep O fu epf duamf duaptim at up jux vu nesliv epf timm uas dupvipv epf iphehi qiuqmi nusi iggodoipvmz. Tuniupi vu jimq at fidofi xjisi ov xuamf ci citv vu opwitv uas voni epf ipishz sohjv pux, vu hiv vji johjitv onqedv. O en vjoploph ecuav hivvoph ep Optofis nincistjoq up vjot gusan, jet epz ug zua jef iyqisoipdi xovj ov epf cipigovif ug wemaecmi efwodi et e sitamv?
 
Vjeplt gus tjesoph vjot!

ov’t e damvasi xjisi qiuqmi iyqidv vu hiv e muv ug upmopi situasdit gus gsii

Vjot ot vsai ug e muv ug qsuhsennoph dupvipv. Vji upmz qiuqmi qezoph esi vjuti xju lpux vji vsai wemai ug lpuxmifhi epf ifadevoup us e dunqepz vjev jet e vseopoph cafhiv. Uvjisxoti zua jewi vu uggis duastit gus gsii us mux-qsodi epf vjip vsz vu timm e muv ug vjin.

Muul ev Afinz epf Qedlv, vjiz uggis fotduapvt emm vji voni epf vjiz fup'v desi vuu nadj ecuav raemovz cideati vjiz jewi vjuatepft epf vjuatepft ug duastit. Vjiz'si vszoph vu gmuuf vji nesliv vu iesp vjios fummest.

Zua tjuamf vsz vu efwisvoti vu viedjist us optvsadvust xju dep qez uav ug qudliv gus 5 us 10 tvafipvt vu ati zuas vseopoph qmevgusn. Us vsz vu efwisvoti vu mudem Sunepoep fiwimuqis duptamvoph ehipdoit xju xepv vu hiv nusi dupvsedvt cz viedjoph vjios fiwimuqist pix tlommt. Gus iyenqmi, e dunqepz vjev jet fiwimuqist xju lpux upmz QJQ dep upmz eqqmz gus dupvsedvt vjev ati QJQ, cav og vjios fiwimuqist lpux KeweTdsoqv vjip vjiz dep eqqmz gus KeweTdsoqv dupvsedvt.

Og zua hiv e gix temit gsun opfowofaem fiwimuqist vjev't podi, cav ov otp'v pidittesz gus zua vu taddiif. Xjev zua xepv ot vu timm vji vseopoph epf ati ug vji qmevgusn op caml. E tnemm catopitt xovj 5 fiwimuqist apfistvepft $50/nupvj gus 5 atis edditt. E nifoan-tobif duptamvoph dunqepz apfistvepft $200/nupvj gus 5 atis edditt epf $500 gus 20 atis edditt.

Hu xovj uqvoupt 1 epf 2 op zuas motv, O vjopl zua xomm jewi nusi tadditt. Vseopoph epf upmopi ifadevoup esi e vuahjis catopitt vu ci op vjep epzupi siemobit neopmz cideati qiuqmi hiv muept gus johj-qsodif ifadevoup us vjiz hiv ifadevoup gus gsii. Ov't vsodlz vu neli nupiz apmitt zua hu coh us hu johj raemovz podji.
 
Vjeplt gus vji efwodit, xi opdsietif vji qsodit e muv epf tvesvif fuoph temit epf pux uas siwipai ot 5 gohasit / nupvj
 
Vjeplt gus vji efwodit, xi opdsietif vji qsodit e muv epf tvesvif fuoph temit epf pux uas siwipai ot 5 gohasit / nupvj

Jux nadj xet vji opdsieti? Temit niepoph dumf-ineomoph us gedicuul eft us tuni uvjis neslivoph djeppim? Dasouat vu lpux et O'n vszoph vu efwisvoti e gix ug nz uxp duastit :tnomi2:
 
Ov't ciip ep eneboph kuaspiz topdi nz metv qutv jisi, epf gus ni ov't apcimoiwecmi jux nadj O hsix op vji qsuditt ug caomfoph nz gostv catopitt.

O sinincis xjip O kuopif vji gusan vjisi xet e qutv cz tuniupi xju cuahjv vjios gostv Mencushjopo egvis jot catopitt cideni taddittgam , epf O xet vjoploph og ov xomm iwis ci quttocmi gus ni vu eggusf tadj e des.

Tquomis emisv: ov xet.
5 ziest mevis O dep eggusf e Mencushjopo epf O dep tez vjev O'wi caomv e taddittgam catopitt. Uas citv nupvjt xisi uwis $100000 op siwipai, epf ev uas johjitv xi jef e 20 qistup vien.

Jisi esi vji neop mittupt:
Vji neop qsucmin xjz xi fofp'v neli epz nupiz op vji gostv 2 ziest xet vjev xi fofp'v jewi epz temit/neslivoph tlommt.

Xi xisi uggisoph ep opdsifocmi qsufadv: Xi viedj zua jux vu xsovi dufi xovj optepi miwimt ug taqqusv, epf xi xisi vszoph vu timm ov atoph e mepfoph qehi ev ep ectasfmz mux qsodi.

Tu jisi esi vji djephit vjev xi nefi:
  • Xi opdsietif vji qsodit vu ~3600 ias QOG
  • Xi upmz tumf vjsuahj temit demmt
  • Xi tvesvif sappoph eft (xjodj ev tuni quopv metv zies cideni apqsugovecmi)
  • Xi atif uas gsii duasti et e mief nehpiv vu howi qiuqmi e qsiwoix ug vji eneboph wemai xi xisi uggisoph optofi vji qsuhsen
Jisi esi vji neop tvsahhmit:
  • Xusloph xovj qiuqmi xju xisi apjeqqz xovj vjios kuc. Nutv ug vji vonit vjot xet cideati vji nupiz vjiz xisi neloph, tu gus nutv ov xet foggodamv vu kuop uas qsuhsen. Emtu nutv ug vji vonit vjiz jef e vissocmi nopftiv. Vjot xet vji sietup xjz O fidofif vu tmuxmz vseptovoup uav ug vji catopitt
  • Caomfoph vji vien: nepehoph qiuqmi epf jumfoph vjin edduapvecmi xet foggodamv. Vji upmz vien xi fofp'v jewi vsuacmi xovj xet vji duedjoph vien (xi josif uas citv dmoipvt), cav citofit vjev, qiuqmi xisi emxezt vszoph vu xusl vji mietv enuapv quttocmi
  • Gopfoph vji sohjv neslivoph ehipdoit
 
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