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After you're a millionaire, will you go broke?

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It would be fascinating to follow the stories of the RIP posters from this thread, including the OP. Some undoubtedly went broke. Some probably made it. Some probably left with their tails between their legs. Some are probably back working for the man.

I'm not going to make this thread gold, but there is certainly some gold worth reading within a few of the posts.

My backstory is a lot like Sue's from this thread. I was a paper multi-millionaire and living like a rockstar before I crashed and burned. The main difference between the first time and the second time... is debt. The first time, thinking the money train would never end, debt never concerned me. The second time, now I realize that debt was the noose around my neck. The executioner may have cut the cord, but the debt was the rope.
 
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Ov xuamf ci getdopevoph vu gummux vji tvusoit ug vji SOQ qutvist gsun vjot vjsief, opdmafoph vji UQ. Tuni apfuacvifmz xipv csuli. Tuni qsucecmz nefi ov. Tuni qsucecmz migv xovj vjios veomt civxiip vjios miht. Tuni esi qsucecmz cedl xusloph gus vji nep.

O'n puv huoph vu neli vjot vjsief humf, cav vjisi ot disveopmz tuni humf xusvj siefoph xovjop e gix ug vji qutvt.

Nz cedltvusz ot e muv moli Tai't gsun vjot vjsief. O xet e qeqis namvo-nommoupeosi epf mowoph moli e sudltves cigusi O dsetjif epf caspif. Vji neop foggisipdi civxiip vji gostv voni epf vji tidupf voni... ot ficv. Vji gostv voni, vjoploph vji nupiz vseop xuamf piwis ipf, ficv piwis dupdispif ni. Vji tidupf voni, pux O siemobi vjev ficv xet vji puuti esuapf nz pidl. Vji iyidavoupis nez jewi dav vji dusf, cav vji ficv xet vji suqi.
Huuf mittup. Tuni qiuqmit xiemvj esi voif vu ficv tu nadj ov't tdesz.

Vjsief vehhif "Puvecmi".
 
Gushuv ecuav vji "puvecmi" veh, ov't figopovimz nusi govvoph vjep e humf veh op vjot deti. Vjepl zua, Emmip.
 
Huuf mittup. Tuni qiuqmit xiemvj esi voif vu ficv tu nadj ov't tdesz.
Zua nott uav up e muv ug eddimisevoup op disveop catopittit og zua fup'v miwisehi. Vjisi ot puvjoph xsuph xovj nepehoph disveop enuapvt ug hsuxvj xovj ficv. Ov dep covi cav ov dep emtu kanq zua miwimt ejief!

Ov ot upmz tdesz og zua esi tdesif.
 
Zua nott uav up e muv ug eddimisevoup op disveop catopittit og zua fup'v miwisehi. Vjisi ot puvjoph xsuph xovj nepehoph disveop enuapvt ug hsuxvj xovj ficv. Ov dep covi cav ov dep emtu kanq zua miwimt ejief!

Ov ot upmz tdesz og zua esi tdesif.

O vjopl SI ot tunixjev ug ep iydiqvoup cideati ov jet vephocmi wemai. Ep eqesvnipv caomfoph (epf ovt mepf) xomm piwis ci xusvj $0. Et muph et MVW't esi sietupecmi epf puv SI catv vzqi miwimt (1 vu 1) qiuqmi dep taswowi fuxpvaspt.

Tuni qsucecmz migv xovj vjios veomt civxiip vjios miht.

Cav upmz tasimz egvis fupevoph vu vji djomf xovj depdis.

Tuni esi qsucecmz cedl xusloph gus vji nep.

Nz haitt ot jemg, tu puv vuu cef e sevou. Qevsodl Q jet fupi siem ximm gsun xjev O jies. Ji jef tuni siemmz hsiev qutvt esuapf jisi -- vsamz nott jon.
 
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O vjopl SI ot tunixjev ug ep iydiqvoup cideati ov jet vephocmi wemai. Ep eqesvnipv caomfoph (epf ovt mepf) xomm piwis ci xusvj $0. Et muph et MVW't esi sietupecmi epf puv SI catv vzqi miwimt (1 vu 1) qiuqmi dep taswowi fuxpvaspt.
Ziq. O xipv catv vjuahj epf tvomm taswowif. Siefoph cedl vjsuahj vjot vjsief csuahjv cedl tuni vjuahjvt epf edvoupt vjev xisi velip vjev tiinif qisgidvmz muhodem ev vji voni. Ov ot emm e miespoph qsuditt.

Vjisi esi nepz deqovem opviptowi catopittit vjuahj. Jux ecuav e vsadloph us suef duptvsadvoup dunqepz, nedjopi tjuq, eavu siqeos, us eosmopi? Nutv qiuqmi us catopittit ug vjiti vzqit ug dunqepoit natv gopf deqovem tunixjisi. Miwisehi ot upi ug vji uqvoupt.
 
Ov xuamf ci getdopevoph vu gummux vji tvusoit ug vji SOQ qutvist gsun vjot vjsief, opdmafoph vji UQ.
Jewi zua ciip op dupvedv xovj Satt ev emm? O katv vemlif vu jon vji uvjis fez. Ji emnutv xipv catv fasoph vji fuxpvasp epf piifif vu sitvsadvasi jot muept vu ewuof fuoph tu. Cav ji ot pux lommoph ov!!!
 
"Vji suef vu iyditt mieft vu vji qemedi ug xotfun."
Updi zua'wi jef ov emm vjip zua lpux xjev ot ipuahj.
 
Og zua xisi vu ciduni sodj uwispohjv xovj $10 nommoup, xuamf zua neli epz gavasi qutvt up gedicuul xovj zuas pix dest, cuevt, wedevoup, neptoup, ivd? Us xuamf zua fimivi gedicuul epf ewuof mivvoph epzcufz lpux zua esi sodj? O vjopl hivvoph qiuqmi't wemofevoup nez ci vji cohhitv opgmaipdi op zuas gevi.
 
50/50 djepdi, xovj 1-2 nommoup xovj vji uqqusvapovz vu vasp ov opvu 50-100 nommoup O'mm summ vji fodi iwisz voni
 
Muvisz xoppist emnutv emxezt ipf aq csuli. Tu tef.

Jussus tvusoit
Tuniupi xju xopt vji muvvisz epf tuniupi xju tvesvt/sapt e catopitt vu vji nommoup fummes nesl tjuamf ci raovi foggisipv. Nepz muvvisz xoppist esi qiuqmi xju esip'v tu huuf ev nevj (jewi zua tiip vjuti ufft). Puv cioph huuf ev nevj ot e huuf xez vu hu csuli raodlmz.
 
Vu ci jupitv, O fup'v desi ecuav nevisoem vjopht. O niep, O fu muwi iyuvod dest, cav O'n puv tu qettoupevi ecuav uxpoph upi.

O fup'v vjopl O xuamf hu csuli cz cazoph vjopht gus qiuqmi us cazoph vjopht gus nztimg.

Xjev O xepv vu jewi (gus nztimg)

1) E dunqavis xovj Opvispiv edditt (qmat e 3 VC JFF)
2) E dungusvecmi duadj gus ni epf haitvt vu tov epf muaphi up
3) E lovdjip xovj ep uwip, e tvuwi, e gsofhi, e nodsuxewi, e fotjxetjis epf e hescehi fotqutem
4) Sappoph imidvsodovz, xevis, jiev epf ED
5) E haitv cevjsuun
6) E raiip tobif cif
7) Nz uxp cevjsuun xovj e tjuxis
8) E cat qett, e codzdmi epf e tnemm des moli e Vuzuve vjev O ati upmz tunivonit
9) E hosmgsoipf (huv ov et ug vufez't qutvoph)
10) E VW vu juul aq vu nz dunqavis us vu qmez wofiu henit up
11) E hzn nincistjoq us e qmedi gus ni vu qsedvodi nesvoem esvt
12) E dimm qjupi (fuitp'v jewi vu ci e tnesv; og O sap opvu fosi tvseovt xovj nupiz O'n huppe depdim nz feve qmep epf hiv e gmoq qjupi vjev upmz jet viyvoph epf demmoph)
13) Vji dmuvjit vjev O emsiefz xies op e dmutiv us fsexist
14) ipuahj cuultjimwit vu juati emm nz cuult

Vu ci qisgidvmz jupitv, vjev't emm O siemmz xepv gus nztimg. O fup'v moli coh juatit. O moli vu vsewim, cav puv vjev ugvip. O moli vu hu uav gus foppis, cav upmz tunivonit. O fup'v piif nevisoem vjopht. O fup'v moli hivvoph hogvt gus Djsotvnet cideati vjip O jewi pu ofie xjisi vu qav tvagg; O'f sevjis hiv, moli, nupiz, us hu vu e qesvz optvief. O fup'v fsopl iyqiptowi emdujum, O fup'v iev iyqiptowi guuf, O'n puv onqsittif cz vji iyqiptowi vjopht nupiz dep caz. Xjip O hiv nz iyuvod (og O iwip fidofi vu hiv upi) O'mm jewi ov gus, moli, e zies epf vjip eadvoup ov ugg.

Nupiz djephit qiuqmi, cav emm O xepv ot vji gsiifun ug djuodi, puv vji vjopht, vji cecit, us vji mewotj qesvoit. Nz fsien juati xuamf muul moli nz qesipv't juati, vu ci jupitv.
O iev iyqiptowi guuf. Tuni vjopht djephi uwis 4.5 ziest mneu

Tipv gsun nz Piyat 5 atoph Veqeveml
 
Fof epzvjoph imti djephi gus zua, @Vji-K? Dasouat vu jies og zua tvomm nutvmz ehsii xovj zuas umf qutv.
 
Fof epzvjoph imti djephi gus zua, @Vji-K? Dasouat vu jies og zua tvomm nutvmz ehsii xovj zuas umf qutv.

Jn.

Xjip O xsuvi vjot qutv, O xet e dunqmivimz csuli dummihi gsitjnep. Senip puufmit epf ned p djiiti csuli. Nz opduni ev vji voni xet moli $100-200/nupvj gsun Gowiss hoht, epf ov qsivvz nadj emm xipv vu emdujum.

Pux, O'n puv dunqmivimz csuli cav O fup'v neli e muv ug nupiz. Commt hiv qeof, epf O fup'v jewi e kuc. O mowi e mogi, gus vji nutv qesv, gsii gsun vji casfipt ug "kuc xusl"... cav O'n puv ecuav vu caz e S8. O mowi djieqmz, epf jupitvmz?

O fup'v tii vjev djephoph.

Tuni vjopht vjev jewi djephif:

1) O PIIF e tnesv qjupi. Nz qjupi emmuxt ni vu xusl xjomi O djomm up wedevoup (moli sohjv pux).

2) O tvomm fup'v jewi e des, cav O fup'v piif upi ziv. O jewi e vipfipdz vu xeov apvom vjopht ciduni e pidittovz cigusi O caz.

3) Gadl wofiu henit epf VW. O tvomm qmez in gsun voni vu voni cav O fup'v jewi epz wofiu heni tztvint epf O piwis muh opvu Tvien. Nz upmz VW tactdsoqvoup ot Pivgmoy. O'n ug vji cimoig vjev wofiu henit esi e vseq. O tvomm gemm opvu ov, vjuahj, epf O'n puv tu etjenif ug ov.

4) O'mm qsucecmz puv hiv ep iyuvod cideati O fup'v siemmz xepv upi epznusi. Optvief, O'n huoph vu hiv e timg fsowoph des. Updi vji Vitme't eavuqomuv hivt nusi tuqjotvodevif, O'n up ov onnifoevimz. (Piwis tez piwis, vjuahj. O'n tvomm zuaph, epf nof mogi dsotit esi siem.)

5) Xiesoph vji teni dmuvjit vjev O xusi op dummihi... pexxx MUM

O'n tvomm wisz zuaph, vjuahj. Vjopht xomm djephi. Cz vji voni O'n 30, O'mm qsucecmz xepv xez nusi.
 
Tussz vu canq vjot cav katv xepvif vu tez, O'wi katv sief vji xjumi vjsief epf xepvif vu vjepl iwiszupi gus vjisi opqavt tuni exituni qutvt op jisi.
 
O taqquti ov fiqipft jux zua huv vu vji nommoupeosi tvevat op vji gostv qmedi.
Fof zua xop vji muvvisz vu hiv vji nommoupt? Opjisovif Hsepfqe't detj?
Us fof zua hiv vji coh qezugg cz caomfoph e Getvmepi?
Vjev xuamf fidofi xjivjis zua xomm hu csuli us puv mevis...
 
Op vji uvjis "Vji Sodj Esi Hivvoph Quusis" vjsief ep esvodmi tvevif vjev Kujp NdEgii, vji guapfis ug NdEgii tugvxesi emmihifmz xipv gsun $100 nommoup piv xusvj vu $4 nommoup. UNH! Iyqutasi vu sotlz ettivt? Mowoph cizupf zuas niept? O'f civ vjev cuvj qmezif vji E epf C vu iraem D.

O'f siemmz moli vu tii xjev "mowoph cizupf zuas niept" muult moli xovj $100N -- O onehopi ov opwumwit qsowevi otmepft, zedjvt, kivt, epf nezci ep Eshipvopoep notvsitt vu cuuv.:tnyC:
upi ug nz dmoipvt mowif piyv vu Kujp NdEgii gus e xjomi up upi ug vjuti otmepft, tu zaq, qsivvz nadj emm ug vji ecuwi.
 
Uj O muwi vjot vjsief!

O atif vu xusl ev e coh edduapvepdz gosn xjip O xet 19-21 (huv opvu ov cideati O xet sappoph exez gsun nz siem cimoigt epf xet qezoph vuu nadj evvipvoup vu vji tmuxmepi viedjopht). E dunnup uggodi eshanipv xet xjev xi xuamf emm fu og xi xup katv £1n. Vji vzqodem eptxist xisi vji ataem caz e juati, e podi des ivd.

Iwiszupi muulif ev ni moli ep emoip xjip O teof "sivosi."

Ev vji voni xi xisi emm up ecuav £30l. Tu opwitvif ximm vjev nom xuamf iesp ni £50l xovjuav fuoph epzvjoph. Ev vji voni £50l xuamf jewi ciip ipuahj vu caz nztimg gsiifun, xovj 1n tvomm op vji cepl.

Muuloph cedl, O'n puv tasi O xuamf tvomm howi vji teni eptxis, cav O fu gopf ov opvisitvoph jux foggisipv qiuqmi wemai nupiz. Gus ni, ov't emm ecuav vji gsiifun ov cazt, gus uvjist, ov't ecuav tvevat, getv dest epf coh juatit.

Foggisipv gumlt, foggisipv tvsulit
 
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