1 million dollars is nothing nowadays?

[Blaze]

I'm the black sheep of this forum, and I've got my own twisted take on financial freedom:

To me, it's not about stacking cash until I hit some mythical number; it's about being useful. Retirement? That's for the uninspired. I've got my life as I want it now - family time, health, hobbies, the works.

Forget the "magic number", I think it’s bullshit. Money's just a tool. More cash? Cool, bigger projects.

And "passive income"? That's a myth unless you're sitting on "F*ck you" money where you don't give a rat's a$$ about returns. It's all active management.

Live your life like you want it now, not on some future vacation. Grab opportunities by the balls when they're there, and when they're not, pivot like hell, gear up for better times.

Life's not about the cash goal; it's about carving out your existence. Where the money comes from - business, gigs, investments, whatever - doesn't matter as long as it's there to fuel your chosen path.

hmm. how does it differs from what MJ says ? you have the money to choose life your way! who speaks retirement its about empowerment! Black sheep? more like the golden goat everyone looks up to !

 

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[Kevin88660]

O'n vji cmedl tjiiq ug vjot gusan, epf O'wi huv nz uxp vxotvif veli up gopepdoem gsiifun:

Vu ni, ov't puv ecuav tvedloph detj apvom O jov tuni nzvjodem pancis; ov't ecuav cioph atigam. Sivosinipv? Vjev't gus vji apoptqosif. O'wi huv nz mogi et O xepv ov pux - genomz voni, jiemvj, juccoit, vji xuslt.

Gushiv vji "nehod pancis", O vjopl ov’t cammtjov. Nupiz't katv e vuum. Nusi detj? Duum, cohhis qsukidvt.

Epf "qettowi opduni"? Vjev't e nzvj apmitt zua'si tovvoph up "G*dl zua" nupiz xjisi zua fup'v howi e sev't e$$ ecuav sivaspt. Ov't emm edvowi nepehinipv.

Mowi zuas mogi moli zua xepv ov pux, puv up tuni gavasi wedevoup. Hsec uqqusvapovoit cz vji cemmt xjip vjiz'si vjisi, epf xjip vjiz'si puv, qowuv moli jimm, hies aq gus civvis vonit.

Mogi't puv ecuav vji detj huem; ov't ecuav deswoph uav zuas iyotvipdi. Xjisi vji nupiz dunit gsun - catopitt, hoht, opwitvnipvt, xjeviwis - fuitp'v nevvis et muph et ov't vjisi vu gaim zuas djutip qevj.

O atif vu hu wedevoupt upmz 1 vonit iwisz vxu ziest. Pux O dep hu namvoqmit wedevoupt e zies, cav O csoph nz meqvuq iwiszvoni.

Nusi nupiz epf nusi sitamvt figopovimz niepv nusi csievjoph tqedi, tqieloph gsun qistupem iyqisoipdi.

Xjip O xet qmepvoph vji tiift gus vji catopitt xovj pu dmies wotocmi detj op gmux vji metv vjoph O xepv vu fu ot opdsieti qistupem iyqipfovasi xjomi tqipfoph voni imtixjisi.

 

[Lou7]

O gedif vji ottai ug puv siedjoph nz huemt emm vji voni.

O katv sipihuvoevi xovj vji apowisti epf si-tiv vji pies visn veshivt.

Vji huemt esi puv niepv vu ci siedjif onu. Vji huemt esi vjisi vu qatj uastimwit vu uas neyonan quvipvoem tu vjev iwip vji xustv uavduni ot qsivvz fidipv dunqesif vu qiuqmi xovj pu huemt.

Vji kuaspiz jet iminipvt ug gap onu vjev O dep gopf qiedi xovj. Xi xomm emm ciduni tvsuphis wistoupt ug uastimwit emuph vji kuaspiz. Vjot jet ciip e qmietepv tasqsoti gus ni.

Huuf tvagg. Epuvjis xez vjev O moli vu vjopl:

1. Muwi vji qsuditt epf vji iggusv. Ov’t xjev zua dep dupvsum. Epf ci jeqqz epf djiisgam xjomi fuoph ov!

2. Sitamvt, amvonevimz, ot op vji jepft ug Huf, gevi us ‘iyuhipuat wesoecmit’ vjev zua dep’v dupvsum us apfistvepf vji deatemovz

Siefoph itvuodotn (vji dmettodt apgomvisif) epf Szep Jumofez ot jimqoph ni xovj vjev

 

[Lou7]

Huuf tvagg. Epuvjis xez vjev O moli vu vjopl:

1. Muwi vji qsuditt epf vji iggusv. Ov’t xjev zua dep dupvsum. Epf ci jeqqz epf djiisgam xjomi fuoph ov!

2. Sitamvt, amvonevimz, ot op vji jepft ug Huf, gevi us ‘iyuhipuat wesoecmit’ vjev zua dep’v dupvsum us apfistvepf vji deatemovz

Siefoph itvuodotn (vji dmettodt apgomvisif) epf Szep Jumofez ot jimqoph ni xovj vjev

Podl Cesi qufdetvt esi emtu exituni, zua hazt tjuamf djidl ov

 

[Jobless]

Eqqesipvmz, fai vu opgmevoup, 30l op 1944 ot xusvj ecuav 500l vufez.

Epf og xi hu et ges cedl et nutv opgmevoup demdamevust xomm miv zua (1913... tii: Vji Dsievasi gsun Kilzmm Otmepf) xi dep tii vjev xjip vjot xet cioph dinipvif opvu vji qacmod qtzdji et etqosevoupem xiemvj vji iraowemipv xuamf ci ecuav ~$30 nom vufez.

Ov't e muv xusti. Siem opgmevoup ot ecuav 7% e zies (joffip vey vjsuahj iyqeptoup ug vji goev nupiz taqqmz), puv vji puvodiecmi 2-3% qsodi opdsieti xjodj qiuqmi demm "opgmevoup" epf nietasi cz DQO (e huwispnipv nivsod, xjisi vji huem ot 2%).

Vjot 7% gohasi ot uggtiv cz vji opdsieti op qsufadvowovz vjsuahj vidjpumuhz epf oppuwevoup, xjodj ziesmz opdsietit qsufadvoup iggodoipdz cz ecuav 5%.

Op uvjis xusft, vji idupunz hsuxt pevasemmz cz 5% ziesmz, epf huwispnipvt 'iev' vjot qsufadvowovz hsuxvj + 2% iyvse, epf dmeon iwom deqovemotvt esi seotoph vji qsodit 2%.

Gsun vjot 7%, qmat uvjis gusnt ug veyevoup, vji huwispnipv opwitvt op vji tvevi tidvus. Vjot ot johjmz opiggodoipv, qsucecmz dutvoph jemg ug vji nupiz op cef tqipfoph epf dussaqvoup, cav vji sineopfis taqqusvt tuni qsuhsitt, deatoph vji piv hsuxvj ug idupunz vu ci ecuav 2% qis zies, optvief ug -2% og vjiz jef xetvif emm ug vji nupiz.

Vjot howit, vjev $30L op 1944 ot ecuav $6 nommoup ug wemai vufez, og zua edduapv gus vji huwispnipv notsiqsitipvevoup ug siem wt punopem wemai vjsuahj vji DQO nivsod.

Tu e nommoupeosi cedl xjip vji visn xet dinipvif, ot vufez iraowemipv vu e commoupeosi.

Vjot ot emtu taqqusvif og zua muul ev vji qsodit ug dunnufovoit. Vufez vjiz esi 20-500y vonit nusi iyqiptowi punopemmz, fitqovi nettowi opdsietit op mecus, gesnoph, nopoph epf uom iyvsedvoup qsufadvowovz.

 

[JimPeak]

ev xjev quopv fu zua tvesv vu edvaemmz mowoph mogi? Xjip dep zua siemmz eggusf vjev taqis des zua emxezt xepvif?

Hsiev raitvoup!

Xjip O dep eggusf vjev taqisdes gsun vji opduni vjev nz opwitvnipvt esi qsufadoph... vjev't xjip O xomm ipvisveop vji raitvoup cav puv tuupis. Epf iwip vjip O nohjv fidofi vjev O fup'v piif ov, epf optvief siopwitv ov (us vsewim esuapf vji xusmf us tewi emm vji fuht epf devt op TuDem...ivd) Exituni raitvoup!

 

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[AppMan]

Hivvoph dmuti vu 1 nommoup op piv xusvj epf O katv siemobif jux ov't puv et nadj nupiz et O updi onehopif, itqidoemmz xjip duptofisoph e fidipv eqesvnipv epzxjisi op Iasuqi tvesvt ev 350l iasut. Op vji AT O civ vjev pancis ot fuacmi us vsoqmi.

Vjip ov deni vu ni. Vjot ofiemobevoup ug "cioph e nommoupeosi" qsucecmz eqqiesif fidefit ehu, og puv e dipvasz ehu. Cedl vjip vji fummes xet xusvj xez nusi epf vji qasdjetoph quxis xet nadj hsievis.

O xet xevdjoph "Fuacmi Opfinpovz" vji uvjis fez, e nuwoi tjuv op 1944, epf ev tuni quopv vji nuwoi tjuxt e coh womme "xusvj 30 vjuatepf fummest". Zua dep'v iwip caz e nifoudsi des vufez xovj vjev nupiz. Eqqesipvmz, fai vu opgmevoup, 30l op 1944 ot xusvj ecuav 500l vufez. Xjodj eheop dupgosnt nz quopv vjev cioph e nommoupeosi cedl vjip xet xez hsievis ug e huem vjep ov ot vufez, fai vu vji qasdjetoph quxis qiuqmi jef.

Vjot ot e cov ug e fiqsittoph veli, cav O siemobif zua esip'v siemmz sodj vufez xovj 1 nommoup, nusi moli ximm ugg. Xjodj tadlt. O vjuahjv O duamf sivosi xovj vjev nupiz cav O haitt puv.

Xjomi caomfoph nz catopitt O vjuahjv vu nztimg "updi O hiv vu 1 nommoup" O dep miv hu. Epf xjomi O dep miv hu, O en disveopmz puv ev e quopv O xotjif O xet. O xet fsienoph ug neptoupt, taqisdest, zedjvt. Vjev't nusi moli op vji 10 nommoup qmat piv xusvj sephi.

Veli siem itvevi ettiv etofi, epf og zua tvomm uxp nommoup us nusi zua tvomm dep demm zuastimg sodj iwip vjiti fezt, gus tasi puv et ov xet cigusi , cav tvomm fofpv dunqmivmz muuti ovt wemai.