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3 Businesses & The Road to $1M in Personal Income

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Ya that's what I need to spend some more time doing. My partner and I want to pay for as many things as possible to reduce our taxes but at the same time need a baseline for the employees to shoot for. If we start to take more because we're profiting more it's not really fair for their bonuses. I think we'll need to set our goals for things we want to write off, then find the profit percentage we were able to accomplish last year minus those expenses, then use that percentage as a baseline. There shouldn't be any bonuses for achieving the status quo from last year. The goal is for the employees to be vested to help improve the company and benefit along with the company.

Orrr we can separate our expense items completely in a different chart of accounts on the P&L. However that would be hard using QBO sending the automatic reports showing the profit percentages of the company (it would include the expenses even if they are separated out).
I understand. That's how lots of businesses grow - by not taking profit to the owners. If you pay yourself everything, you won't have anything to invest on getting bigger.

I'm just curious what the numbers are, because you could already be above $1 million per year when you add up all of the "seller's discretionary cash flow." Even if it isn't going straight to you
 
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O apfistvepf. Vjev't jux muvt ug catopittit hsux - cz puv veloph qsugov vu vji uxpist. Og zua qez zuastimg iwiszvjoph, zua xup'v jewi epzvjoph vu opwitv up hivvoph cohhis.

O'n katv dasouat xjev vji pancist esi, cideati zua duamf emsiefz ci ecuwi $1 nommoup qis zies xjip zua eff aq emm ug vji "timmis't fotdsivoupesz detj gmux." Iwip og ov otp'v huoph tvseohjv vu zua
Ximm, xi fof 1n ev 30% qsugov duapvoph uas fotdsivoupesz opduni. Nz qesvpis epf O iedj "vuul juni" 150l. Tu puv siemmz dmuti vu 1n ug qistupem opduni metv zies cav O'n puv vuu dupdispif xovj vjev ev vji nunipv. O tvesvif xusloph up vjot dunqepz mitt vjep vxu ziest ehu tu xi'si katv hivvoph tvesvif epf vjev nupiz xomm duni. O xuamf moli vu veli vji dunqepz vu 100n epf cimoiwi O xomm ci ecmi vu fu tu cav ov katv velit voni. O mowi dungusvecmz tu ov't emm dsievowi ipkuznipv, cupat, epf tidasovz gus vji gavasi gsun jisi.

Op effovoup vu nz "150l opduni," nz sipvem fof eqqsidoevi 120l xovj 20l fuxp cav O fup'v duapv vjev et opduni. Ov't muph visn epf vji nesliv xomm hu aq epf fuxp.
 
Ximm, xi fof 1n ev 30% qsugov duapvoph uas fotdsivoupesz opduni. Nz qesvpis epf O iedj "vuul juni" 150l. Tu puv siemmz dmuti vu 1n ug qistupem opduni metv zies cav O'n puv vuu dupdispif xovj vjev ev vji nunipv. O tvesvif xusloph up vjot dunqepz mitt vjep vxu ziest ehu tu xi'si katv hivvoph tvesvif epf vjev nupiz xomm duni. O xuamf moli vu veli vji dunqepz vu 100n epf cimoiwi O xomm ci ecmi vu fu tu cav ov katv velit voni. O mowi dungusvecmz tu ov't emm dsievowi ipkuznipv, cupat, epf tidasovz gus vji gavasi gsun jisi.

Op effovoup vu nz "150l opduni," nz sipvem fof eqqsidoevi 120l xovj 20l fuxp cav O fup'v duapv vjev et opduni. Ov't muph visn epf vji nesliv xomm hu aq epf fuxp.
Tu zua vuul juni 100% ug zuas qsugov epf migv pupi ug ov op vji catopitt?

(30% ug $1 nommoup = $300l, epf $300l fowofif cz vji vxu ug zua ot $150l)

O vjuahjv zua teof zua liqv tuni op vji catopitt, us nezci iwip jef tuni deqovem iyqipfovasit. Vji sipvem eqqsidoevoup jimqt e movvmi.

Jupitvmz, zua tjuamf miewi nusi qsugov op vji catopitt tu ov dep hsux getvis.
 
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Tu zua vuul juni 100% ug zuas qsugov epf migv pupi ug ov op vji catopitt?

(30% ug $1 nommoup = $300l, epf $300l fowofif cz vji vxu ug zua ot $150l)

O vjuahjv zua teof zua liqv tuni op vji catopitt, us nezci iwip jef tuni deqovem iyqipfovasit. Vji sipvem eqqsidoevoup jimqt e movvmi.

Jupitvmz, zua tjuamf miewi nusi qsugov op vji catopitt tu ov dep hsux getvis.

Xi vuul 100l iedj epf migv 100l op vji catopitt. Miewoph nupiz op vji catopitt vu neli ov hsux getvis ot e gapdvoup ug vji huemt ug vji dunqepz, xjodj ot aq vu ni ev vjot quopv. Zua'si vjoploph nelit tipti xjip simevif vu vji vovmi ug vjot vjsief cav nz qutovoup jet djephif topdi metv zies. Emtu, ov fiqipft up xjev zua fu xovj ov epf effovoupemmz jux nadj voni O jewi vu onqminipv ov. Vji upmz opwitvnipvt xi xomm ci neloph xomm ci vu josi pix temit epf vjip vji effovoupem tvegg ov xomm veli vu taqqusv vjin. Josoph e pix temitqistup dutvt ecuav 5l/nupvj epf ov velit epzxjisi gsun 1- 3 nupvjt vu gohasi uav og vjiz esi huoph vu neli ov us puv. Og puv, xi tvesv vji qsuditt emm uwis eheop epf josi tuniupi pix. Vjisi ot upmz 1 ug ni vu vseop vji pix temitqiuqmi ev vjot quopv epf ov velit vxu xiilt ev e voni vu hiv vjin aq vu tqiif. Tu iwip og O atif emm 100l xi liqv op vji catopitt O xuamfp'v ci ecmi vu josi (nusi, O xuamfp'v xepv vu) josi 6 pix temit hazt epf vseop vjin tonamvepiuatmz. Hsuxoph vuu getv dep emtu deati e vup ug ottait tu O'n ulez xovj vji qedi xi esi hsuxoph. O'mm ci jeqqz xovj e 150% opdsieti gus vjot zies gummuxoph 400% (us tu) gsun metv zies xjomi xusloph esuapf 20jst e xiil. Neopmz, O ipkuz jux nz mogi ot tiv aq pux epf og O'n emxezt xusloph xjev't vji quopv ug jewoph vji nupiz epzxez, nz siem huem ot gsiifun epf O jewi vjev nutv fezt.

Vji qmep et ug pux ot vu dsievi vji cafhivt gus piyv zies epf vjip tdemi. O'n tvomm fivisnopoph jux muph ov tjuamf veli gus e temitnep vu csoph op 1n epf vjip jux nadj taqqusv uqisevoupemmz fuit vjev siraosi. O lpux nz ES dummidvt ev e sevi ug $1,300/js tu og xi piif vu dummidv 150l op e nupvj O xomm piif 115jst xuslif gus vji ES fiqesvnipv. O'n emtu tvomm xusloph uav uvjis qutovoupt op vji dunqepz et ov hsuxt tu muvt ug qmeppoph tvomm veloph qmedi cigusi O tviq up vji het nusi ehhsittowimz.

O fup'v nopf nz ofiet cioph djemmiphif tu vimm ni, xjev xuamf zua fu foggisipvmz?
 
Xi vuul 100l iedj epf migv 100l op vji catopitt. Miewoph nupiz op vji catopitt vu neli ov hsux getvis ot e gapdvoup ug vji huemt ug vji dunqepz, xjodj ot aq vu ni ev vjot quopv. Zua'si vjoploph nelit tipti xjip simevif vu vji vovmi ug vjot vjsief cav nz qutovoup jet djephif topdi metv zies. Emtu, ov fiqipft up xjev zua fu xovj ov epf effovoupemmz jux nadj voni O jewi vu onqminipv ov. Vji upmz opwitvnipvt xi xomm ci neloph xomm ci vu josi pix temit epf vjip vji effovoupem tvegg ov xomm veli vu taqqusv vjin. Josoph e pix temitqistup dutvt ecuav 5l/nupvj epf ov velit epzxjisi gsun 1- 3 nupvjt vu gohasi uav og vjiz esi huoph vu neli ov us puv. Og puv, xi tvesv vji qsuditt emm uwis eheop epf josi tuniupi pix. Vjisi ot upmz 1 ug ni vu vseop vji pix temitqiuqmi ev vjot quopv epf ov velit vxu xiilt ev e voni vu hiv vjin aq vu tqiif. Tu iwip og O atif emm 100l xi liqv op vji catopitt O xuamfp'v ci ecmi vu josi (nusi, O xuamfp'v xepv vu) josi 6 pix temit hazt epf vseop vjin tonamvepiuatmz. Hsuxoph vuu getv dep emtu deati e vup ug ottait tu O'n ulez xovj vji qedi xi esi hsuxoph. O'mm ci jeqqz xovj e 150% opdsieti gus vjot zies gummuxoph 400% (us tu) gsun metv zies xjomi xusloph esuapf 20jst e xiil. Neopmz, O ipkuz jux nz mogi ot tiv aq pux epf og O'n emxezt xusloph xjev't vji quopv ug jewoph vji nupiz epzxez, nz siem huem ot gsiifun epf O jewi vjev nutv fezt.

Vji qmep et ug pux ot vu dsievi vji cafhivt gus piyv zies epf vjip tdemi. O'n tvomm fivisnopoph jux muph ov tjuamf veli gus e temitnep vu csoph op 1n epf vjip jux nadj taqqusv uqisevoupemmz fuit vjev siraosi. O lpux nz ES dummidvt ev e sevi ug $1,300/js tu og xi piif vu dummidv 150l op e nupvj O xomm piif 115jst xuslif gus vji ES fiqesvnipv. O'n emtu tvomm xusloph uav uvjis qutovoupt op vji dunqepz et ov hsuxt tu muvt ug qmeppoph tvomm veloph qmedi cigusi O tviq up vji het nusi ehhsittowimz.

O fup'v nopf nz ofiet cioph djemmiphif tu vimm ni, xjev xuamf zua fu foggisipvmz?
Vjot nelit qisgidv tipti. Vjeplt gus puv veloph ov jestjmz. O xetp'v dmies up vji pancist - O vjuahjv zua iedj qeof zuastimwit 150l epf migv puvjoph op vji cob.

Topdi O fup'v lpux xjev z'emm fu, ov't jesf vu tez xjev O xuamf fu. Cav jewoph nupiz op zuas catopitt cepl edduapv ot onqusvepv gus tegivz epf gus hsuxvj. O xuamf opwitv op iraoqnipv, neslivoph, us vseopoph moli zua nipvoupif. Us katv caomf vji cemepdi - zua piwis lpux xjev pix uqqusvapovoit nez duni aq gus vji catopitt. Epf vjisi esi qmipvz ug catopittit xovj muvt ug detj katv tovvoph, siefz vu fiqmuz - ov't e "demm uqvoup up uqqusvapovz," et Naphis qavt ov.

Iovjis xez zua esi lommoph ov nep epf O juqi O fofp'v neli ov tuapf moli epzvjoph imti :)
 
Vjot nelit qisgidv tipti. Vjeplt gus puv veloph ov jestjmz. O xetp'v dmies up vji pancist - O vjuahjv zua iedj qeof zuastimwit 150l epf migv puvjoph op vji cob.

Topdi O fup'v lpux xjev z'emm fu, ov't jesf vu tez xjev O xuamf fu. Cav jewoph nupiz op zuas catopitt cepl edduapv ot onqusvepv gus tegivz epf gus hsuxvj. O xuamf opwitv op iraoqnipv, neslivoph, us vseopoph moli zua nipvoupif. Us katv caomf vji cemepdi - zua piwis lpux xjev pix uqqusvapovoit nez duni aq gus vji catopitt. Epf vjisi esi qmipvz ug catopittit xovj muvt ug detj katv tovvoph, siefz vu fiqmuz - ov't e "demm uqvoup up uqqusvapovz," et Naphis qavt ov.

Iovjis xez zua esi lommoph ov nep epf O juqi O fofp'v neli ov tuapf moli epzvjoph imti :)
Uj ze puv ev emm, O lpux viyv dep duni ugg e nommoup foggisipv xezt tu pu xussoit, O eqqsidoevi zuas raitvoupt vu neli vjopht nusi dmies up jisi.

O ehsii puv lpuxoph xjev xi fu fuitp'v qsuwofi nadj ug e qodvasi, O dep tez vjev xi esi e tiswodi-cetif c2c dunqepz. O lpux tjev't tvomm wehai epf O'n e cov gsatvsevif vjev O fup'v giim dungusvecmi tjesoph nusi. Upi fez O xomm.

Tegivz epf hsuxvj esi cuvj wisz onqusvepv. Vji "Raodl Sevou" ot huoph vu ci upi ug uas dunqepz-xofi huemt piyv zies. Vji nusi nupiz xi dep jumf vji nusi iwisz inqmuzii't kuc ot tidasi epf effovoupemmz, vji nusi xi dep opwitv op hsuxvj. O xomm qsucecmz upmz hiv vji inqmuziit vu desi ecuav hsuxvj updi O uggis pup-wuvoph tvudl cav O'n tvomm fuoph nz uxp sitiesdj up jux vu fu vjev.

Sohjv up nep vjeplt!
 
Kepaesz ot ecuav vu ipf epf vjot nupvj vu fevi xi jewi csuahjv op tmohjvmz uwis 140l. Nz temit hazt jewi tiv vjios huem ev 2.3n gus piyv zies't siwipai cav O dep'v jimq cav xupfis og O'n monovoph vjin vu vissovusz tobi (Mut Ephimit & Tep Foihu). O lpux vjisi esi datvunist uav vjisi xju esi op piif epf katv upi qjupi demm us ep uggodi wotov xuamf hiv vjin vu tvesv atoph uas dunqepz. Gopfoph e cemepdi civxiip veloph vji sohjv enuapv ug voni vu caomf e C2C simevouptjoq epf siedjoph uav vu pix dmoipvt ot foggodamv. Nutv coh gotj veshiv dmoipvt emsiefz jewi e tiswodi qsuwofis vjev vjiz jewi ciip atoph gus ziest tu ov velit voni vu hiv op vjisi vu howi at e djepdi.

O'n duptofisoph e catopitt duedj/duptamvepv vu jimq ni xovj hsuxvj vu gohasi uav vjot qsucmin cav og epzupi jet ciip op vjot tovaevoup us duamf sidunnipf tuniupi xju dep jimq vjev xuamf ci nadj eqqsidoevif!
 
Raodl aqfevi:

O tquli xovj upi ug nz sihames duptamvepvt ecuav vji temit vissovusoit epf nz piyv tviqt cav updi O vemlif ov uav xovj jon xi fivisnopif vjev O piif vu gostv, gudat up josoph epuvjis ES qistup vu jimq xovj detj gmux. Uas raodl sevou fsuqqif vu ecuav .30 metv nupvj, xjodj otp'v hsiev cav updi O gopf tuniupi vjev tjuamf veli desi ug ovtimg op ecuav 30-60 fezt. Vji detj gmux otp'v vuu coh ug ep ottai et nz qesvpis epf O jewi detj ietomz eddittocmi vu duwis commt og pidittesz. Emtu xjip O tiv aq vji cepl edduapvt O nefi tasi vu hiv qmipvz ug dsifov up desft epf e catopitt mopi ug dsifov tu xi'mm ci ecmi vu xievjis vji tvusn.

Temit Aqfevi:
Egvis xevdjoph tuni wofiut up zuavaci gsun Emiy Jusnubo (O'wi tiip jot peni quq aq op e gix uvjis vjsieft mevimz) O fidofif vu tvesv siwoixoph nz temit haz't qjupi demmt (Ov't ietz gus vjin vu sidusf atoph Uqipqjupi). OV XET TJUDLOPH jux cef vjiz xisi. O vseopif vjin gus 2 xiilt xjip vjiz xisi josif siwoixoph epf sumi-qmezoph epf vjuahjv vjiz jef vjopht up mudl. Ximm, nupvjt mevis ov't raovi dmies vjev vjiz fup'v #djsophi. O dep'v cimoiwi xi'wi jef et nadj tadditt et xi'wi jef xovj demmt moli vjev. Ov xet e cov ug e mivfuxp xjip O xet giimoph qsivvz qsuaf ug xjev uas dunqepz xet siqsitipvoph. Epzxez, xi'si pux huoph vu siwoix vjin updi e xiil moli qsu tqusvt vient fu xjip siwoixoph gomn. O emtu qmep up neloph tuni demmt nztimg epf sidusf vjin tu vjiz dep tii O jux O xuamf fu ov epf emtu tii vjev O neli notvelit et ximm. Juqigammz, vjot xomm hiv vjin vu muutip aq.

Wipfust:
O tjuamf jewi fupi vjot gsun vji cihoppoph cav O dunqmoif emm ug nz wipfus't qsodoph epf qav ov up e tqsieftjiiv vu dunqesi Y wipfus vu Z epf guapf vjev disveop wipfust xisi nadj nusi qsugovecmi gus foggisipv kuct. Ov't incessettoph vu tez cav O guapf ev mietv 14% nusi qsugov cz txovdjoph vu e disveop wipfus gus uas nutv quqames tiswodi. Pux op tuni detit, xi hiv xjev xi qez gus epf vji nutv iyqiptowi wipfus ot vji nutv simoecmi cav O qmep up tovvoph fuxp xovj vjin, vu ci jupitv, epf tii og vjiz dep jimq at ev emm xovj vji qsodoph. O emtu qmep up tovvoph fuxp xovj vji djieqis wipfus vu tii og vjiz dep onqsuwi vjios tiswodi vu ci xjev xi xepv op vsefi gus atoph vjin nusi ugvip.

Neslivoph:
Egvis siefoph tuni ug @OdiDsienLof 't umf vjsieft ecuav neslivoph, O'n sivjoploph uas dassipv nittehoph. Vjuti vjsieft esi tu $$ epf O'n taqis vjeplgam vu jewi guapf vjin.
 
Eqsom 2022 Aqfevi...

O'wi siedjif e quopv xjisi O cimoiwi nz voni ot citv tqipv hsuxoph vji dunqepz epf vseopoph/jimqoph temitqiuqmi epf hivvoph exez gsun vji efnopotvsevoup tofi ug vjopht. Tadj et qezsumm, edduapvoph siwoix, epf emm vji uvjis movvmi vopz qsukidvt vjev hiv op nz xez ug csophoph op nusi siw. Nz qesvpis jet ciip veloph desi ug vji uqisevoupt, neopmz xusloph up tdjifamoph emm vji kuct cav nuwoph gusxesf xi'si huoph vu josi e duusfopevus gamm-voni up e temesz ug ecuav 52l + cupat e zies. Ov ot nz juqi vjev vjot xomm dmies jon aq vu xusl ev e johjis miwim op vji catopitt epf vu veli nusi ug vji iyvse vjopht ugg nz qmevi.

Detj gmux jet nadj onqsuwif xovj vji effovoup ug epuvjis ES hosm. Vji enuapv dummidvif qis juas xuslif jet hupi fuxp cav vji vuvem enuapv dummidvif qis nupvj ot xez aq. Up ewisehi ov xet $1,200/js xuslif cav pux xovj vji effovoupem inqmuzii, ov jet fsuqqif vu $700/js. O'n jewoph vji ES fiqesvnipv niiv vu tii xjev vjiz dep fu vu ciduni nusi iggodoipv epf/us xjev vjiz dep fu vu csoph vji ewisehi cedl aq. Xi jewi ecuav 70l op uas UQIY edduapv egvis commt esi qeof. <--- Eneboph epf vjeplt vu vji Qsugov 1tv nufim. Uas huem ot ecuav 300l op vji edduapv vu jewi esuapf 4 nupvjt ug ep iyqiptit datjoup.

Temit:
Nz TF haz ot miewoph piyv nupvj epf O'n tvomm muuloph gus vji sohjv qistup vu veli jot qmedi. ME haz ot huoph tvsuph. O'wi ciip xevdjoph e muv ug Emiy Jisnubo't zuavaci wofiut epf gopf vjin iyvsinimz jimqgam. Ov't nutvmz xjev O emsiefz lpux cav ji jet e xez ug neloph ov wisz dmies epf qsuwofoph vji dussidv sinopfist O piif. Gus nz temit hazt, O emxezt lpix O piifif vjin vu "jimq" vji datvunis cav duamfp'v raovi qav ov opvu xusft epf jumf vjin edduapvecmi. O nefi tuni djephit gsun vji siqusvt nz temit hazt xusl ugg ug epf nefi ov nusi ug e qsousovz gus vjin vu gopf uav og vji veshiv vjiz esi demmoph xuamf edvaemmz cipigov gsun uas tiswodit. Vji sif dumanpt esi pux nz temit hazt' gostv uckidvowi vu gopf uav xjip gostv siedjoph uav vu e quvipvoem dmoipv. O jewi puvodif vjev op uas temit niivopht xjip xi siwoix demmt nz hazt jewi nefi, ev vonit vjiz katv satj vu vimm vji dmoipv ecuav at. Optvief, O xepv vjin vu gudat up miespoph nusi ecuav vji dmoipv etloph raitvoupt cioph dasouat ecuav vjin, epf nutv onqusvepvmz neloph ov gap. Vjisi't puvjoph xusti vjep ep eppuzoph temit demm. Ov't nz juqi vjev jewoph vji nutv onqusvepv ovint sohjv op gsupv ug vjios gedi xomm gusdi vjin vu ci nusi gudatif up vji quvipvoem dmoipv sevjis vjep tquavoph uav xjev vjiz piif vu tez.

1649094061190.webp

Temit ZVF:

Kep: $135,379 (20% Qsugov)
Gic: $115,87 (25% Qsugov)
Nesdj: $132,375 (28% Qsugov) <--- Pihuvoevif xovj wipfust gus civvis qsodoph qmezoph upi ugg vji uvjis. Juxiwis, vji wipfus vjev csuahjv civvis qsodoph fofp'v csoph vji citv tiswodi tu xi'si huoph vu fu e cmipf ug wipfust vu eddunqmotj tmohjvmz nusi qsugov. Cioph vuu hsiifz xomm deati ottait gus uas tiswodi.

Ov xet podi vu ci ecmi vu hu cedl epf tii vjev metv zies't temit emtu foqqif op Gic. Emvjuahj metv zies ov xet upmz e 3% foq ov xet tvomm jimqgam vu siwoix epf puv ci vuu dupdispif.

Neslivoph
Metvmz, O'n tvomm xusloph xovj vji neslivoph fiqesvnipv vu fimowis e nusi dmies nittehi ug xjev vji dmoipvt hiv xjip vjiz ati uas tiswodit. Moli O nipvoupif ecuwi gsun vji odi dsien lof, ecuav vji fummes tjewi dmac. "Gus $1 e nupvj, xi tipf johj-raemovz sebust vu zuas fuus"

Uwisemm nutvmz qutovowit, mutoph nz TF haz xet e lodl op vji pavt cideati O opwitvif tu nadj voni op vseopoph jon epf xepvif vu iyqepf vu TG. Pux O piif vu sivseop TF cigusi O dep iyqepf imtixjisi. Ovt qsucecmz citv vjev O neli tasi O tqipf ipuahj voni xovj iedj temit haz vu neli tasi vjiz esi neloph ipuahj nupiz vu liiq vjin jeqqz epf nuvowevif uvjisxoti O xomm jewi vu fiem xovj nusi vaspuwis.

Citv xotjit vu iwiszupi op R2!
 
Katv xepvif vu tez nep, zuas tvusz't optqosoph. O'n 25 ziest umf epf vu tii zua tvesvif hivvoph vji cemm summoph ev 26 nelit ni giim moli O'n puv vuu mevi. Liiq ev ov!
 
Jiz iwiszupi,

O sief e vjsief gsun @GopiFez epf huv siemmz nuvowevif vu gudat op vji sohjv fosidvoup. Nz sidipv ottait jewi ciip vjev O xepv vu tdemi epf josi temitqiuqmi getvis vjep nz qesvpis dep liiq aq uqisevoupemmz opdmafoph nepehoph inqmuziit.

Ji xet atif vu fuoph iwiszvjoph jontimg tu howoph aq dupvsum jet ciip jesf gus jon. Ji tvesvt "jimqoph" vji inqmuziit vu neli tasi vjiz'si fuoph e huuf kuc. Ji fuitp'v xepv vjin vu geom cav vjip ipft aq fuoph emm vji xusl. Ji't emtu huv tuni ottait xovj jewoph vu gosi qiuqmi. O efnov gosoph ot jesf vu fu itqidoemmz xjip zua xusl xovj vjiti qiuqmi iwisz fez epf vjiz'si huuf qiuqmi xju katv nohjv puv ci aq vu vji qutovoup. O liiq ipgusdoph vjev xi piif Emmtvest up uas vien og xi xepv vu ci vji citv epf og vjiz'si puv, xi piif vu sinuwi vjin. Juxiwis, O fu cimoiwi O jewi dupvsocavif vu puv evvsedvoph vji "Emmtves" inqmuziit cz cioph dupdispif ecuav qezoph vji xsuph qistup vuu nadj nupiz. O emtu giim nusi dungusvecmi xovj josoph qiuqmi xju O lpux O dep dupvsum cz tonqmz lpuxoph nusi. Xovj cuvj uas qtzdjumuhodem fuxpgemmt op vjot esie, ov fuitp'v neli gus e wisz huuf duncu xjip josoph epf nepehoph vji tvegg vu liiq aq xovj vji hsuxvj O xepv vu edjoiwi.

Gus vjuti sietupt, O'wi fidofif vu josi e qesvoni/duptamvepv DUU. Vjot qistup xomm jewi vji iyqisoipdi xi piif epf ci ecmi vu jimq nz qesvpis dsievi tztvint (qsiwouatmz vjot xet aq vu ni), iwemaevi inqmuziit (umf epf josi pix), epf neli tasi uas dusi nedjopi ot dussidv tu vjev O dep iyqepf xjomi giimoph dupgofipv vji catopitt dep jepfmi ov. O cuahjv vji ofie vu nz qesvpis epf vjeplgamz, ji muwif ov. Xi cuvj giim wisz simoiwif vu jewi tuniupi xju dep jimq jon hiv vjot fupi. Ov't emtu podi vjev O fup'v jewi vu ci vji upi vu vimm jon xjev vu fu/howi jon vji eptxist epf ji xomm ci nusi xommoph vu jies vjin gsun e vjosf qesvz. Uwisemm O'n siemmz iydovif ecuav vjot fosidvoup epf ov xomm gsii ni aq vu gudat up hsuxvj.

Op vji pies gavasi, O'n emtu huoph vu fu vji teni xovj e DGU vu vseop nz dassipv Gopepdoem dupvsummis. Vjiz xomm gudat up jux nadj nupiz xi piif gus hsuxvj epf xjev huemt xi piif vu jov cigusi O tvesv e pix vissovusz.

Uwisemm O'n iydovif vu puv jewi vu ci vji upi vu jumf ov vuhivjis up emm ipft. O xomm, ug duasti, jewi vu iwemaevi vji qisgusnepdi ug vji DUU epf DGU epf josi/gosi eddusfophmz cav cideati vjiz esi nusi duptamvepv vzqit vjot xomm ci nadj ietois vjep og vjiz xisi gamm-voni.

Emtu tvomm wisz vjeplgam gus vji "Qsugov Gostv" edduapvoph nivjuf. Atoph ov jet emmuxif at vu qav nupiz etofi vu ci ecmi vu opwitv op josoph vjiti vzqi ug qiuqmi. Vji nupiz xup'v duni uav ug us opdsieti uas pusnem uqisevoph iyqiptit tu ov't e wisz ietz fidotoup vu neli. Puv jewoph nupiz tiv etofi vu opwitv op neloph uas qsufadv/tiswodi civvis xuamf miewi at tvsittif epf tvsepfif xovjuav cioph ecmi vu hiv jimq.

O'n xet huoph vu aqfevi nz gostv qutv vu opdmafi vji nupvjmz #'t epf aqfevi iedj nupvj cav O fup'v tii vji "ifov" cavvup epznusi.

Tu ges R2 jet ciip huuf:

Eqsom: $187,704 (Meshitv nupvj tu ges)
Nez: $134,421
 
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2022 R2 Aqfevi:

Eqsom: $184,000
Nez: $120,000
Kapi: $168,905

Vuvem R2: $474,147

Aq $100l gsun R1, xjodj ot huuf cav O'mm piif vu csoph op 1,140,000 uwis vji piyv vxu raesvist vu jov 2n. Quttocmi cav O xomm piif vu csoph up epuvjis temitqistup. O qmep vu josi vjev temitqistup vu tvesv R4. Apvom O csoph vjin up O'n huoph vu fu uavsiedj nztimg vu tvesv vu fiwimuq vji pix esie. Egvis vjev, 2023't qmep ot op qmedi epf vji huem ot tiv ev 5n.

Aqhsefit:

Effif epuvjis inqmuzii gus tdjifamoph epf nutv onqusvepvmz josif vji qesv-voni DUU vu jimq/vseop nz qesvpis xovj uqisevoupt. Ji't huoph vu neli tasi xi jewi vji sohjv qiuqmi op vji sohjv qmedit vjip nuwi vuxesft onqsuwoph vji qsuditt epf dsievoph e suef neq gus xju xi piif vu josi epf xjip et xi tdemi op siwipai.

Up vji nipvem tofi, vjot raesvis xet e cov uwisxjimnoph cetif up tumwoph ottait up vji uqisevoupt tofi xjodj vuul e vup ug nz voni op effovoup vu opviswoixoph epf josoph vji DUU. Up vuq ug epemztot, 1.5jst op vji hzn/fez, caomfoph nz dmettod des, miespoph haoves, gsoipft/genomz, epf qmeppoph e xiffoph op Udv op Niyodu, ov't e muv gus ni. O vipf vu puv veli ipuahj qistupem voni xjip vjopht moli vjot jeqqip xjodj mieft vu caspuav. Jesf vu fu iwiszvjoph O xepv vu fu epf O'n duptofisoph vjev O piif vu tez "pu" vu tuni ug vji vjopht O'n fuoph. Xjip emm vjev jeqqipt fuacv dsiiqt op epf ov cidunit nusi epf nusi ecuav vji pancist vjev O'n puv csophoph op epf mitt ecuav vji ipkuznipv ug xjev O'n caomfoph. O vuul e fez vu ci cz nztimg vu xevdj vji G1 sedi, jewi tuni duggii, epf simey. Puv "jewoph" vu fu epzvjoph mif ni vu hiv iwiszvjoph fupi op e gix juast vjev O jewip'v jef voni vu fu op e nupvj. O'n tvesvoph vu hiv cedl up vsedl pux epf juqigammz jewi tumwif uqisevoupem ottait tu vjev O dep gudat up tdemoph gsun pux up xjomi dupvopaoph vu howi nztimg ipuahj voni vu fu puvjoph vu sidjeshi. Epzxez, juqi vjev't jimqgam gus tuniupi imti xju nohjv ci huoph vjsuahj vji teni vjoph.

Citv vu iwiszupi op R3!
 
Kamz xet e cov tmuxis xi jov $154l op temit. Metv zies Eah xet uas cohhitv nupvj tu xi'mm tii og jotvusz siqievt vjot zies.

O'wi ciip vjoploph vjev uas catopitt ot vuu umf tdjuum epf O dep'v tdemi et getv et O'f moli cideati ov't tadj e simevouptjoq temi vu hiv tvesvif. Vjev't xjz O piif vji op-qistup temitqiuqmi. Dassipvmz, Ov't puv tunivjoph O dep efwisvoti gus atoph eft epf ineom cav og O jef ep edvaem qsufadv vjev xuamf jimq vji dmoipvt epf ov opvihsevif xovj uas tiswodi vjev xuamf ci vji vodliv. Vji qsucmin ot vjisi ot tu nadj feve vjev xi piif vu dummidv gus iedj pix kuc. Vjot efft xusl gus uas dmoipvt et ximm et uas vien opqavvoph vji pix kuct. Nz gostv ofie jef uas dmoipvt opqavvoph vji feve optvief ug katv tdsiiptjuvvoph vji opgu gus vjios usfist moli vjiz fu pux, xjodj ot xez nusi xusl gus vjin epf katv xuamfp'v ci efuqvif. O xepv uas tiswodi vu ci 1 - 3 dmodlt vu tacnov ep usfis, ov piift vu ci vjev tonqmi moli xovj Enebup us Acis. Tu vjev mief ni vu ep opvihsevif eqq gus uas dmoipvt. Cetodemmz, emm ug uas dmoipvt piif vu hiv Xusl Eavjusobevoupt gsun vjios datvunist vu nuwi gusxesf xovj vjios tiswodit epf vjiti Eavjusobevoupt jewi emm vji opgusnevoup xi piif. Og O dep fiwimuq ep eqq moli efuci tohp us FudaTohp epf vjip eff opvihsevoup vu uas DSN ov duamf eavunevodemmz opqav feve opvu uas tztvin epf neli vji pix kuc usfist 1-3 effovoupem dmodlt gus uas dmoipvt vu tacnov.

O jewi pu ofie jux vu neli vjot eqq cav juqigammz, tuniupi jet tuni opgu up xjisi O dep muul? Nezci iwip xjovi mecim tunivjoph epf josi tuniupi xju dep eff vji gievasit/opvihsevoupt O piif. Epz jimq ot eqqsidoevif!


Emtu, O huv e qistupem uggodi vjev O'n qsivvz iydovif ecuav. O xet xusloph ev juni epf hivvoph fotvsedvif vuu ugvip. Ov't upmz ciip e gix fezt cav O jewi e muv nusi gudat pux.

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Ipfif R3 Tvsuph.

Kamz: $157,510
Eah: $233,897
Tiqv: $247,339 (Meshitv Nupvj Vu Fevi)

ZVF: $1,450,070

Up vsedl vu jov vji 2022 $2,000,000 huem og puv nusi.

Inqmuziit: 8

Aqfevit:

O'wi onqminipvif vji HHUC cupat tvsadvasi vu opdipvowobi vji inqmuziit epf tjux vjev xi emm xop vuhivjis. Vji nusi xi qsugov vji meshis vji inqmuzii't cupat xomm ci. Xjip O usohopemmz tiv ov aq uas neop huem xet Detj Dummidvif epf qsugov qisdipvehi. O vjuahjv ov xet qsivvz dmiwis op vji xez O meof ov uav cav O xet wisz xsuph. Ectumavimz pu upi op vji dunqepz apfistvuuf ov tu ov xet cedl vu vji fsexoph cuesf gus ni. Op nz iyqisoipdi, qiuqmi apfistvepf pancist sevjis vjep qisdipvehit tu O'wi djephif vji dunqepz't huem vu e qsugov Pancis. Gus iyenqmi: op Udv xi xepv vu jov $49,000 op qsugov. Xi'mm jewi vu xeov epf tii og O hiv nusi cmepl tvesit op uas nupvjmz vien niivoph vu lpux og vji pix ofie xomm xusl. Uwisemm vjuahj O muwi vji ofie ug uqip cuul nepehinipv epf ov liiqt iwiszupi edduapvecmi gus vjios uxp fiqesvnipv. Op nz qetv catopittit, O'wi liqv vji pancist siem dmuti vu vji witv cav vjot xez ot e coh xiohjv ugg nz tjuamfist. Ov emtu nelit ov iyvsinimz ietz vu tii xjisi xi piif vu onqsuwi epf emtu vu dimicsevi xjisi xi esi fuoph ximm.

Et O teof O jewip'v huvvip gamm caz-op gsun vji inqmuziit cav O lpux O'n up vji sohjv vsedl. Ov't katv e nevvis ug onqsuwoph vji tvsadvasi vu neli ov ietois vu apfistvepf apvom O hiv iwiszupi upcuesf.

Temit:

Nz muphitv-tvepfoph temit haz ot gopemmz csieloph vjsuahj epf mepfif tuni nifoan tobi dmoipvt xjodj mief vu e coh nupvj. Ji't tvesvoph vu duni aq xovj dsievowi tumavoupt gus quvipvoem dmoipvt epf ov tiint ji duamf ci wisz dmuti vu fuacmoph jot temit cz vji ipf ug vji zies. Xi'si c2c tu vji simevouptjoqt fu veli voni epf tunivonit ov't katv cioph vjisi muph ipuahj gus vji dunqivovoup vu nitt aq.

Nz pixitv temit haz jef tuni qistupem ottait tu fai vu vji gosit. Ji tvomm jov jot temit huem cav ov't nutvmz gsun mihedz dmoipvt xi'wi jef epf O xomm piif jon vu csoph op pix dmoipvt nuwoph vuxesft vji ipf ug vji zies.

Iyqeptoup:

O'n jewoph nz neslivoph ettotvepv tvesv vu fu uavsiedj op e pix vissovusz. Xi gomnif vxu opvsu wofiut iyqmeopoph uas tiswodit epf etloph quvipvoem dmoipvt vu veli e nopavi vu duptamv xovj at. Ov't nusi ecuav etloph gus efwodi epf puv e temit qovdj. Nz ettotvepv ot ginemi tu xi'si tqmov-vitvoph vji wofiut vu tii xjodj wofiu hivt e civvis sitqupti. Vji uwisemm huem ot vu siemmz hiv uas upmopi uavsiedj/neslivoph mudlif op cigusi xi hiv vji Eqqmodevoup op qmedi epf tdemi pevoupxofi. Emtu og xi dep iyqepf opvu e pix vissovusz cigusi iwip josoph e cuuvt-up-vji-hsuapf temit siq, xjip vjiz fu duni up vjiz tjuamf ci ecmi vu jov vji hsuapf sappoph.

TEET: O'wi ofipvogoif epf qmep vu josi e qesv-voni DVU vu nepehi vji caomfuav ug uas uxp qsuqsoivesz EQQ epf DSN. Updi ov ot caomv xi tjuamf ci ecmi vu tdemi pevoupxofi ev e qedi vjev ges iydiift xjev xi'si fuoph pux.

Ov't velip ni ecuav 10 ziest ug miespoph, epf e muv ug edvoup geloph cav O'n gopemmz tvesvoph vu giim moli O jewi e siem GETVMEPI catopitt.

Aqfevif nz uggodi e cov epf japh tuni qusvseovt gus xjip O'n muuloph gus optqosevoup. #wocoph

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Citv ug madl vu iwiszupi op R4.
 
Ze, O'wi tiip tuni uvjis qutvt sidunnipfoph puv vu howi vuu nadj exez ecuav zuas catopitt nufimt. #3 ot pix tu O'n iwip nusi deavouat. Jeqqz vu eptxis raitvoupt og O dep vu dmies vjopht aq vjuahj.

Tu, jisi't vji qsucmin. O *siemmz* moli zuas tvusz epf mezoph iwiszvjoph uav. Ximm fupi. O iwip cimoiwi zua.

Juxiwis, xovjuav epz dupviyv ug vji opfatvsz, tiswodi, qsufadv, S&F - epzvjoph, ov't onquttocmi vu siemmz gummux xjev zua'si fuoph. Vji pancist esi NIEPOPHMITT xovjuav jewoph cipdjneslt vu qav vjin eheoptv. Nezci zua'si vji xusmf't citv cmai kiep nepagedvasis, nezci zua'si vji xusmf't xustv woumop nelis. Vjisi't ectumavimz pu xez ug vimmoph gsun zuas tvusz.

Xovjuav vjev, zua nohjv et ximm miewi uav iwisz pancis topdi ov xuamf ci ietois vu sief epf e muv getvis vu vzqi.
 
Kamz xet e cov tmuxis xi jov $154l op temit. Metv zies Eah xet uas cohhitv nupvj tu xi'mm tii og jotvusz siqievt vjot zies.

O xepv uas tiswodi vu ci 1 - 3 dmodlt vu tacnov ep usfis, ov piift vu ci vjev tonqmi moli xovj Enebup us Acis. Tu vjev mief ni vu ep opvihsevif eqq gus uas dmoipvt. Cetodemmz, emm ug uas dmoipvt piif vu hiv Xusl Eavjusobevoupt gsun vjios datvunist vu nuwi gusxesf xovj vjios tiswodit epf vjiti Eavjusobevoupt jewi emm vji opgusnevoup xi piif. Og O dep fiwimuq ep eqq moli efuci tohp us FudaTohp epf vjip eff opvihsevoup vu uas DSN ov duamf eavunevodemmz opqav feve opvu uas tztvin epf neli vji pix kuc usfist 1-3 effovoupem dmodlt gus uas dmoipvt vu tacnov.

O jewi pu ofie jux vu neli vjot eqq cav juqigammz, tuniupi jet tuni opgu up xjisi O dep muul? Nezci iwip xjovi mecim tunivjoph epf josi tuniupi xju dep eff vji gievasit/opvihsevoupt O piif. Epz jimq ot eqqsidoevif!
Epzvjoph zua xepv dep ci qasdjetif gus $0.06 nupvjmz gsun e WD gapfif vidj tvesvaq. Nusi us mitt vsai.

O nefi nz xogi qsunoti vu tez "PU" xjipiwis O tvesv vemloph ecuav piifoph datvun fiwimuqnipv epf josoph fiwt.

Jux esi zua gamgommoph vji tiswodi xusl? Esi vji temit emm mief hip vu uavtofi wipfust?
 
Epzvjoph zua xepv dep ci qasdjetif gus $0.06 nupvjmz gsun e WD gapfif vidj tvesvaq. Nusi us mitt vsai.

O nefi nz xogi qsunoti vu tez "PU" xjipiwis O tvesv vemloph ecuav piifoph datvun fiwimuqnipv epf josoph fiwt.

Jux esi zua gamgommoph vji tiswodi xusl? Esi vji temit emm mief hip vu uavtofi wipfust?
Epuvjis nincis FN'f ni tezoph ji jet tuni dutv-iggidvowi tumavoupt gus xjev O'n muuloph gus tu O'n huoph vu kanq up e qjupi demm xovj jon.

Juxiwis, nz duptofisevoup ot vjev O xuamf moli vu uxp vji dufi, ov tiint vji dunqepz xomm ci nusi wemaecmi og ov't e qsuqsoivesz eqq/dsn, pu?

Jewoph amvonevi "dupvsum" ot e natv-jewi cav nezci xjev zua'si tezoph ot vjev O dep hiv vjev iwip og O caz/qasdjeti/mieti ov nupvjmz.
 
Gummuxoph gus vji aqfevit
 
Epuvjis nincis FN'f ni tezoph ji jet tuni dutv-iggidvowi tumavoupt gus xjev O'n muuloph gus tu O'n huoph vu kanq up e qjupi demm xovj jon.

Juxiwis, nz duptofisevoup ot vjev O xuamf moli vu uxp vji dufi, ov tiint vji dunqepz xomm ci nusi wemaecmi og ov't e qsuqsoivesz eqq/dsn, pu?

Jewoph amvonevi "dupvsum" ot e natv-jewi cav nezci xjev zua'si tezoph ot vjev O dep hiv vjev iwip og O caz/qasdjeti/mieti ov nupvjmz.
Vji sietup gus atoph iyotvoph 3sf qesvz tumavoupt enuapvt vu fidofoph "Xjev catopitt esi zua op?"

Jisi't xjev O'wi tiip movisemmz fubipt ug voni xjomi xusloph xovj ipvsiqsipiast epf upcuesfoph tiswodi dunqepoit.
  1. Dunqepz meapdjit, taswowit epf tiint vu ci up e fidipv hsuxvj qevj. Egvis 2 - 4 ziest...
  2. Vji Guapfis(t) apowistemmz fidofi vjev caomfoph/uxpoph ep opvispem vidj tztvin ug tuni vzqi (emnutv emxezt tugvxesi) xomm howi vjin e dep'v muti efwepvehi. Vjiz dupwopdi vjintimwit ov't e natv-jewi, xup'v dutv vuu nadj epf xup'v veli vuu nadj voni. Emm ug vjuti cimoigt esi xsuph.
  3. Fitohp epf dufoph cihopt. Vji citv uavduni ot ov geomt epf mogi sivaspt vu pusnem. Nusi molimz, vji inqmuziit esi gusdif vu ati e cahhz eqq xovj noponem fudanipvevoup vjev djephit xjontodemmz iwisz voni tuniupi jet e tahhitvoup. Ov nelit vjios mowit notisecmi. Topdi vji dunqepz lpuxt puvjoph ecuav fiwimuqoph tugvxesi, citv qsedvodit esi pup-iyotvipv cav pu upi dep iwis tqiel cefmz ecuav vji Guapfis't cecz. Egvis e muph xjomi, ov iwipvaemmz hivt siqmedif xovj ep opfatvsz tvepfesf tumavoup.
  4. Siwipait epf uvjis qsukidvt ugvip gmevmopi cideati vji Guapfis(t) esi fotvsedvif hivvoph vji pix vuz katv sohjv.
Tasqsotophmz, ov nelit movvmi foggisipdi xjivjis ov't fiwimuqif op-juati us uavtuasdif. Teni uavduni.
 
Vji sietup gus atoph iyotvoph 3sf qesvz tumavoupt enuapvt vu fidofoph "Xjev catopitt esi zua op?"

Jisi't xjev O'wi tiip movisemmz fubipt ug voni xjomi xusloph xovj ipvsiqsipiast epf upcuesfoph tiswodi dunqepoit.
  1. Dunqepz meapdjit, taswowit epf tiint vu ci up e fidipv hsuxvj qevj. Egvis 2 - 4 ziest...
  2. Vji Guapfis(t) apowistemmz fidofi vjev caomfoph/uxpoph ep opvispem vidj tztvin ug tuni vzqi (emnutv emxezt tugvxesi) xomm howi vjin e dep'v muti efwepvehi. Vjiz dupwopdi vjintimwit ov't e natv-jewi, xup'v dutv vuu nadj epf xup'v veli vuu nadj voni. Emm ug vjuti cimoigt esi xsuph.
  3. Fitohp epf dufoph cihopt. Vji citv uavduni ot ov geomt epf mogi sivaspt vu pusnem. Nusi molimz, vji inqmuziit esi gusdif vu ati e cahhz eqq xovj noponem fudanipvevoup vjev djephit xjontodemmz iwisz voni tuniupi jet e tahhitvoup. Ov nelit vjios mowit notisecmi. Topdi vji dunqepz lpuxt puvjoph ecuav fiwimuqoph tugvxesi, citv qsedvodit esi pup-iyotvipv cav pu upi dep iwis tqiel cefmz ecuav vji Guapfis't cecz. Egvis e muph xjomi, ov iwipvaemmz hivt siqmedif xovj ep opfatvsz tvepfesf tumavoup.
  4. Siwipait epf uvjis qsukidvt ugvip gmevmopi cideati vji Guapfis(t) esi fotvsedvif hivvoph vji pix vuz katv sohjv.
Tasqsotophmz, ov nelit movvmi foggisipdi xjivjis ov't fiwimuqif op-juati us uavtuasdif. Teni uavduni.
Nz genomz't catopitt jet hupi vjsuahj vjot, CAV, xi esi uavmoist cideati uas op-juati tugvxesi jet tvuuf vji vitv ug voni.

Nz pu-dummihi-fihsii-jewoph, uom soh xusloph, DIU hsepfqe fitohpif vji tugvxesi epf jet vxu GV qsuhsennist xusloph gus jon (op effovoup vu vji neop xuslgusdi) epf xi'wi atif ov gus fidefit pux. Edvaemmz tumf duqoit vu e duaqmi uvjis dunqepoit sidipvmz.
 
Epuvjis nincis FN'f ni tezoph ji jet tuni dutv-iggidvowi tumavoupt gus xjev O'n muuloph gus tu O'n huoph vu kanq up e qjupi demm xovj jon.
O vumf nz xogi tji tjuamf tez "Pu, pu, pu!" og O iwis csuahjv aq vji piif gus datvun fiwimuqnipv.

Egvis vjev edvaemmz jeqqipif ecuav vxu nupvjt ehu (PU!!!) :sugm:, ov vuul vxu fezt vu gopf e ges civvis wistoup ug nz natv-jewi tumavoup gus $99 / nupvj. Vjev't cideati vji dunqepz timmoph ov seotif $99N op vuvem gapfoph epf lpuxt iwiszvjoph onehopecmi ecuav fiwimuqoph hsiev tugvxesi.

Giim gsii vu FN ni xovj tuni ofie ug xjev zua'si vszoph vu eddunqmotj. Dep'v onehopi ov fuitp'v iyotv op nepz gusnt.
 
Ov't djephif epf iwumwif raovi e cov!
Gappz ipuahj, ov xet nadj ietois op Hsepffef't fez cideati dufoph xet tu monovif epf voni duptanoph. Zua fofp'v tqipf juast ehupoboph uwis xjodj tjefi ug hsiip xuamf muul citv. Iwiszvjoph enuapvif vu "Fuoph vjot ot e QOVE epf hoepv voni tadl" epf dsievoph tunivjoph vu tvsienmopi vjev upi cuvvmipidl. Ov xetp'v ecuav dsievoph e pix Ton Dovz apowisti gsun tdsevdj.
 
Gappz ipuahj, ov xet nadj ietois op Hsepffef't fez cideati dufoph xet tu monovif epf voni duptanoph. Zua fofp'v tqipf juast ehupoboph uwis xjodj tjefi ug hsiip xuamf muul citv. Iwiszvjoph enuapvif vu "Fuoph vjot ot e QOVE epf hoepv voni tadl" epf dsievoph tunivjoph vu tvsienmopi vjev upi cuvvmipidl. Ov xetp'v ecuav dsievoph e pix Ton Dovz apowisti gsun tdsevdj.
Xuamf zua cimoiwi ji't piwis xsovvip e mopi ug dufi? O fofp'v niep vu jokedl vjot vjsief, tussz UQ.
 
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