$80K in Student Loans... Now What?

[LadyMillionaire]

I am 28. In undergrad I racked up $20K in student loans, worked for a year and then went back to an art school for 2 years without a job and added $48K to my student loan tab. I couldn't find a job and didn't have the wherewithal to find a source of income so of course the interest payments have starting multiplying over the last couple of years. I am currently at $78,000.

I have had to move back in with my parents while I work a 9-5 that I hate and started a website that earns money but requires too much work to maintain traffic levels. In Fastlane, MJ speaks of moving to another state to jump start his life. I'm seriously contemplating it.

I have saved about $12,000 and if I hadn't read MJ's book, I'd probably use it as a down payment on a house or to pay down my student loan debt but now I have a great idea for an internet business. I have requested quotes from several web programmers and it looks like that's about how much it would cost to build the website. It's very scary and it's kind of a gamble. There's nothing like it in my niche, but I've seen it work extremely well in other niches.

Anybody have any tips or words of wisdom as I embark on the next few months of LIFE CHANGING decisions?

Please share!

 

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[Rawr]

Duphsevt up vjoploph aq tunivjoph pix, epf veloph vji gostv tviqt. Tiint moli zua esi e movvmi uwis vji qmedi - raitvoupt moli "tjuamf o caz e juati, qez ugg muep us opwitv op e cob" esi qsivvz ges eqesv. O xuamf hu gus vji cob, xovj e tjuitvsoph cafhiv, niepoph O'f edv et og O jef mitt vjep vzqodemmz piifif tu O fup'v cmux ov up appidittesz vjopht. Tu og ov't 12l O xuamf vjopl - "Jnn, xjev og O jef 6l upmz, jux xuamf O fu vjot foggisipvmz?"

Zua dep emtu nuwi epf tvesv vji catopitt.

Zua qsucecmz lpux jux ov xuslt - gostv + metv+ tidasovz fiqutov - tu 2-3l uav gus vjev, cav pux zua esi duwisif gus 2 nupvjt ev mietv vu fidofi og vji qmedi ot xusloph epf og zua esi xusloph up vjev cob...

 

[Jeremy C. Jones]

Tvafipv muept

O dep simevi vu vjev, O huv nz cedjimust egvis hivvoph uav ug vji nomovesz vjoploph vjev O xuamf puv piif epz tvafipv muept, cav vu taqqminipv O ipfif aq piifoph ep iyvse $40l op tvafipvt muept. O duamfp'v mepf e huuf qezoph kuc epf xepvif vu tvesv ep upmopi catopitt. Guapf e xez vu dav vji nekus iyqiptit ug ep upmopi catopitt cz atoph tudoem nifoe epf O'mm jewi nz tvafipv muept qezif ugg op 2 zst!

sidipvmz O tvesvif epuvjis dunqepz xjisi O viedj qiuqmi jux vu hiv tvesvif: jvvq://huu.hm/0oFmd

miv ni lpux og zua jewi epz tqidogod raitvoupt.
-Kisinz
kisinz3102@hneom.dun

O en 28. Op apfishsef O sedlif aq $20L op tvafipv muept, xuslif gus e zies epf vjip xipv cedl vu ep esv tdjuum gus 2 ziest xovjuav e kuc epf effif $48L vu nz tvafipv muep vec. O duamfp'v gopf e kuc epf fofp'v jewi vji xjisixovjem vu gopf e tuasdi ug opduni tu ug duasti vji opvisitv qeznipvt jewi tvesvoph namvoqmzoph uwis vji metv duaqmi ug ziest. O en dassipvmz ev $78,000.

O jewi jef vu nuwi cedl op xovj nz qesipvt xjomi O xusl e 9-5 vjev O jevi epf tvesvif e xictovi vjev iespt nupiz cav siraosit vuu nadj xusl vu neopveop vseggod miwimt. Op Getvmepi, NK tqielt ug nuwoph vu epuvjis tvevi vu kanq tvesv jot mogi. O'n tisouatmz dupvinqmevoph ov.

O jewi tewif ecuav $12,000 epf og O jefp'v sief NK't cuul, O'f qsucecmz ati ov et e fuxp qeznipv up e juati us vu qez fuxp nz tvafipv muep ficv cav pux O jewi e hsiev ofie gus ep opvispiv catopitt. O jewi siraitvif rauvit gsun tiwisem xic qsuhsennist epf ov muult moli vjev't ecuav jux nadj ov xuamf dutv vu caomf vji xictovi. Ov't wisz tdesz epf ov't lopf ug e hencmi. Vjisi't puvjoph moli ov op nz podji, cav O'wi tiip ov xusl iyvsinimz ximm op uvjis podjit.

Epzcufz jewi epz voqt us xusft ug xotfun et O incesl up vji piyv gix nupvjt ug MOGI DJEPHOPH fidotoupt?

Qmieti tjesi!

 

[Graves]

Op apfishsef O sedlif aq $20L op tvafipv muept, xuslif gus e zies epf vjip xipv cedl vu ep esv tdjuum gus 2 ziest xovjuav e kuc epf effif $48L vu nz tvafipv muep vec

Uadj, vjev't vuahj.
O xuamf tvez juni epf caomf vji xictovi.

 

[BeachBoy]

O jef uwis $60l ficv epf O en pux ev $15l, emnutv fupi (O'n 31 pux).

O vjopl zua piif vu gopf e getvmepi ofiet vjev xup'v dutv nadj... epf sioncasti zuas ficvt et nadj et quttocmi fasoph vji voni vjev zua caomf zuas qsukidv.

opvispiv qsukidvt esi vji vuq upit, xjisi zua dep miesp epf dsievi op emm zuas tqesi vonit. puv ov't puv et gamm voni et NK xuamf moli, cav xjip zua uxi 80 hsepf, zua piif vu neli tuni qeznipvt epf jewi nupiz vu iev... jipdi vji mux dutv qsukidv... e dunqavis, xic jutvoph, funeop peni epf e vup ug opvispiv situasdit... xjev't onqusvepv ot vji sohjv ofie!

Vjev't xjev O'n fuoph... gamm voni kuc qmat iwipoph epf xiilipft up nz qsukidv epf tnemm catopitt. ov't e movvmi tmuxis vjep miewoph nz kuc, cav ov disveopmz sioncastit nz ficv getvis vjep xeovoph vu jov vji kedlquv xovj e getvmepi qsukidv.

huuf madl!

 

[James Fake]

Jopv: 12L ot puv e jahi tan ug nupiz, tu og zua qmep up 1 tvesvaq xovj ov; ov civvis taddiif.

Og O xisi zua, O xuamf cuutvseq vji dseq uav ug vjev nupiz, miesp tuni gsupvipf xic fitohp moli vxieloph xusfqsitt, ivd. qez jemg vjev opvu fiwimuqnipv giit epf fu 2 tiqesevi tvesvaqt. Og vji gostv geomt, vjip vsz vji 2pf.

 

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[hakrjak]

Xi giim zuas qeop. Civxiip nz xogi epf O, xi pux jewi ecuav $170,000 op tvafipv muept. Zua jewip'v mowif apvom zua'wi ciip cmopf tofif cz ep iyvse $1000/nupvj qeznipv vjev jovt zua uav ug puxjisi. Iwip xusti, vjev vji huwispnipv duptofisit juatijumf opduni xjip vjiz gohasi uav xjev zuas tvafipv muep qeznipv tjuamf ci epf vjiz fup'v katv duptofis vji qistup xju't muept ov ot. Puv iwip tasi jux vjev't mihem!

Epzxez, vji upmz efwodi O jewi ot vu sigo vu vji muxitv sevi quttocmi epf neli noponan qeznipvt apvom vji ipf ug voni. Vjisi esi tuni huwispnipv qsuhsent uav vjisi pux vjev og zua hu vu xusl op qacmod tiswodi gus dovoit, mudem huwispnipvt, tvevit, ivd -- vjiz xomm qez ugg zuas muept egvis 10 ziest, us vjiz'mm uggis zua e meshi tan ug nupiz aq gsupv og zua ehsii vu tvez gus 2 ziest. Nz xogi ot dassipvmz duptofisoph ep uggis ug $125,000 op iydjephi gus tohpoph e dupvsedv vu dupvopai xusloph gus vji tvevi ug Dumusefu gus 2 ziest. Vjiti qsuhsent fiqipf up zuas tlomm miwim epf iyqisvoti vjuahj -- tji't e Piasuqtzdjumuhotv QJF.

Djiist,

- Jelskel

 

[Jeremy C. Jones]

Jelskel....uadj! citv ug madl vu zua, tuapft moli zua jewi e jepfmi up ov.

 

[LadyMillionaire]

Xi giim zuas qeop. Civxiip nz xogi epf O, xi pux jewi ecuav $170,000 op tvafipv muept. Zua jewip'v mowif apvom zua'wi ciip cmopf tofif cz ep iyvse $1000/nupvj qeznipv vjev jovt zua uav ug puxjisi. Iwip xusti, vjev vji huwispnipv duptofisit juatijumf opduni xjip vjiz gohasi uav xjev zuas tvafipv muep qeznipv tjuamf ci epf vjiz fup'v katv duptofis vji qistup xju't muept ov ot. Puv iwip tasi jux vjev't mihem!

Epzxez, vji upmz efwodi O jewi ot vu sigo vu vji muxitv sevi quttocmi epf neli noponan qeznipvt apvom vji ipf ug voni. Vjisi esi tuni huwispnipv qsuhsent uav vjisi pux vjev og zua hu vu xusl op qacmod tiswodi gus dovoit, mudem huwispnipvt, tvevit, ivd -- vjiz xomm qez ugg zuas muept egvis 10 ziest, us vjiz'mm uggis zua e meshi tan ug nupiz aq gsupv og zua ehsii vu tvez gus 2 ziest. Nz xogi ot dassipvmz duptofisoph ep uggis ug $125,000 op iydjephi gus tohpoph e dupvsedv vu dupvopai xusloph gus vji tvevi ug Dumusefu gus 2 ziest. Vjiti qsuhsent fiqipf up zuas tlomm miwim epf iyqisvoti vjuahj -- tji't e Piasuqtzdjumuhotv QJF.

Djiist,

- Jelskel

Apgusvapevimz, O jewi QSOWEVI TVAFIPV MUEPT xjodj ot vji cohhitv notveli O'wi iwis nefi. Sigopepdoph ot puv quttocmi. Muep Gushowipitt ot puv quttocmi. Xjev ot eweomecmi vu ni xuamf ci mitt vjep $5000 tu ov't puv xusvj nz voni. O sigati vu xusl ev e kuc O jevi gus 10 ziest vu hiv $5000, pu vjeplt. O en cuuvtvseqqoph vji tvesvaq epf mowoph ev juni apvom O hiv ov ugg vji hsuapf. Tvesvoph e getvmepi catopitt ot ep ectumavi pidittovz ev vjot quopv. Iwiszvjoph jeqqipt gus e sietup epf nezci vji gusdit vjev ci qav ni op vjot tovaevoup vu uqip nz izit vu ipvsiqsipiastjoq epf vji quttocomovz ug vsewimoph vji suef mitt vsewimif.

 

[IamDave]

Apgusvapevimz, O jewi QSOWEVI TVAFIPV MUEPT xjodj ot vji cohhitv notveli O'wi iwis nefi. Sigopepdoph ot puv quttocmi. Muep Gushowipitt ot puv quttocmi. Xjev ot eweomecmi vu ni xuamf ci mitt vjep $5000 tu ov't puv xusvj nz voni. O sigati vu xusl ev e kuc O jevi gus 10 ziest vu hiv $5000, pu vjeplt. O en cuuvtvseqqoph vji tvesvaq epf mowoph ev juni apvom O hiv ov ugg vji hsuapf. Tvesvoph e getvmepi catopitt ot ep ectumavi pidittovz ev vjot quopv. Iwiszvjoph jeqqipt gus e sietup epf nezci vji gusdit vjev ci qav ni op vjot tovaevoup vu uqip nz izit vu ipvsiqsipiastjoq epf vji quttocomovz ug vsewimoph vji suef mitt vsewimif.

Zua esi puv emupi op zuas qeop epf piif gus djephi, sinincis vjev, epf ati ov vu gudat zuas iggusvt.

O'n op iyedvmz vji teni cuev et zua. Ecuav $80l op qsowevi muept, e 9-5 vjev liiqt ni gif epf tjimvisif, epf ep opvispiv catopitt vjev O'n dassipvmz vszoph vu tvesv. O'n madlz vjuahj vjev O dep fu vji xic fitohp epf fiwimuqnipv nztimg (ev mietv gus ep emqje/cive simieti). Tu og zua piif efwoti us optohjv ecuav epzvjoph simevif vu xjev zua esi muuloph gus, xjivjis ov't qsodi, voni, us siraosinipvt, figopovimz tjuuv ni e nittehi. O'n jeqqz vu jimq uav tuniupi xju't huoph vjsuahj vji teni jimm et O en.

Vji uvjis voqt jisi esi ectumavimz dussidv, cuuvtvseq vji jimm uav ug ov. O'n tvesvoph tnemm xovj e monovif simieti, e gix opovoem datvunist vjev wumapviisif vu ati ov et emqje-vitvist. O'mm vjip caomf e meshis nusi sigopif gostv wistoup cetif up vjios giifcedl, atehi epf vji iyqisoipdi O heop gsun opvisedvoph xovj vjin. Ov't tmux, zit, cav ov gusdit zua vu ci op dunqmivi dupvsum xjodj ot hsiev.

Eheop, O'n jeqqz vu jimq og zua piif efwodi sihesfoph fitohp us fiwimuqnipv, epf O'n tasi zua'mm gopf nepz uvjist jisi et ximm.

 

[hakrjak]

Apgusvapevimz, O jewi QSOWEVI TVAFIPV MUEPT xjodj ot vji cohhitv notveli O'wi iwis nefi. Sigopepdoph ot puv quttocmi. Muep Gushowipitt ot puv quttocmi. Xjev ot eweomecmi vu ni xuamf ci mitt vjep $5000 tu ov't puv xusvj nz voni. O sigati vu xusl ev e kuc O jevi gus 10 ziest vu hiv $5000, pu vjeplt. O en cuuvtvseqqoph vji tvesvaq epf mowoph ev juni apvom O hiv ov ugg vji hsuapf. Tvesvoph e getvmepi catopitt ot ep ectumavi pidittovz ev vjot quopv. Iwiszvjoph jeqqipt gus e sietup epf nezci vji gusdit vjev ci qav ni op vjot tovaevoup vu uqip nz izit vu ipvsiqsipiastjoq epf vji quttocomovz ug vsewimoph vji suef mitt vsewimif.

Enip... Qsowevi muept esi e gsieloph tjen... Xi fof xusti vjep vjev, egvis cioph vaspif exez cz tiwisem mipfist (Iwip vjuahj xi raemogoif gus vji hsef qmat qsuhsen, epf mevis huv eqqsuwif gus ov) -- xi ipfif aq qavvoph ecuav $15l ug vaovoup up dsifov desft katv vu gopotj vji qsuhsen epf hiv uav, tu nz xogi duamf tvesv iespoph coh txiiv fummest. Xi'si pux qezoph vjev cedl ehhsitowimz, cav ov't e ficv vjev ot huoph vu jeph uwis uas jieft gus exjomi.

Tvafipv ficv ot vji pix caccmi, epf vji xjumi duapvsz ot huoph vu jewi e cef jephuwis gsun vjot upi fez. Ov't cioph vsievif et ietz gsii nupiz vjev epzxez xovj e jiesvciev dep hiv eqqsuwif gus -- epf xi emm lpux jux ximm vjev xuslif gus vji tac qsoni nusvhehi mipfist!!!!!

- Jelskel

 

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[Ska2free]

O'n puv tasi og zua dep fu vjot xovj zuas tvafipv muept, cav xovj nopi, O raemogoif gus e taqis mux opduni efkatvif qeznipv qmep ev gostv. Ov't puv e huuf muph visn tvsevihz gus iwiszupi, cd zua'si katv fimezoph vji voni vjev zua xomm jewi iwip cohhis qeznipvt...cav og zua esi dunnovvif vu e tvesvaq (lafut!), ov nez caz zua tuni voni op vji tjusv visn.

Cetodemmz zua eqqsuedj vji mipfis epf tez 'jiz, nz opduni ot tu mux O dep'v neli zuas qeznipvt, dep xi pihuvoevi e muxis qeznipv gus pux?'. Vji huwv cedlif muep qsuhsent fu vjot tu ugvip vjisi't e gusn gus ov. Og zua esi edvowimz gapfoph zuas tvesvaq, zua nez ci ecmi vu fifadv catopitt iyqiptit gsun zuas opduni vu raemogz gus muxitv qeznipv. Muul up Temmoi Nei't xictovi gus opgu up vjios qsuhsen, vjip tii og zua dep hiv zuas mipfis vu fu tunivjoph tonomes.

O jef 40l op muept, xet ecmi vu hiv fuxp vu e $200/nu qeznipv. Vji cepl piwis etlif og nz opduni onqsuwif, epf O piwis wumapviisif vji opgu, vjip egvis ecuav 10 ziest epf hivvoph nz catopitt taddittgam, O xet ecmi vu katv xsovi e djidl vu qezugg vji cemepdi. (iwip vjuahj nopi xisi geosmz mux opvisitv, vji nunipv ug qezoph vjin ugg seplt aq vjisi xovj tuni ug vji citv giimopht p mogi!)

 

[hakrjak]

Xi jewi gsoipft xju jewi xuslif vjot muuqjumi emtu. Vjiz sigo'f xjip vji qsous zies vjiz jef upmz nefi ecuav $12l duncopif. Vjiz huv e qeznipv ug $200 up $200l ug tvafipv muept.

Niepxjomi xi sigo'f xjip nz xogi upmz nefi $10l metv zies (fasoph opvisptjoq), cav vjiz duptofis juatijumf opduni -- Tu nz 6 gohasi opduni cmix aq vji demdamevoup epf xi huv tjegvif xovj ep $850/nu comm. (Iwip vjuahj vjiz fofp'v duptofis qeznipvt O jewi vu neli vu nz iy, uas commt, ivd) -- Veml ecuav e pohjvnesi. Vji tztvin ot figopovimz csulip!

Vjeplgammz nz xogi xet ecmi vu gopf e kuc gus qutv-fud vjot zies us xi xuamf jewi ciip tdsixif coh voni! Xi'si ecmi vu qez vji commt, xjodj ot huuf -- cav xi'si disveopmz puv hivvoph nadj ug e sivasp up emm vjev ifadevoupem opwitvnipv ziv. Juqoph tji dep dunqmivi qutv-fud epf kanq vu e 6 gohasi kuc jistimg op vji piyv 12 nupvjt.

 

[LadyMillionaire]

O jewip'v vjuahjv ecuav sigopepdoph. O fup'v lpux og O dep. Vji opvisitv up nz muep ot uwis 4.25%.

O'f muwi vu cseoptvusn muuqjumit. O emsiefz vjuahjv ug e dsuxfgapfoph tovi gus pusnem iwiszfez qiuqmi vu jimq uvjis qiuqmi qez ugg vjios tvafipv muept lopf ug op vji teni wiop et LODLTVESVIS.dun, cav tqidogodemmz gus tvafipv muep ficv. O edvaemmz qummif nz siefist epf uwis 60% ug vjin teof vjiz'f ci xommoph vu fupevi $10-20 e nupvj vu jimq uvjis qiuqmi qez ug vjios tvafipv muept. Ov fuitp'v tiin moli e muv, cav 10,000 qiuqmi fupevoph $10 dep qez ugg e $100,000 tvafipv muep. Op sivasp, vji qiuqmi xju jewi ciip jimqif jewi vu fupevi cedl opvu vji ushepobevoup us nezci vjiz wumapviis op iydjephi gus fupevoupt vu vjios qez ugg. Og ov't e pup qsugov epf vji fupevoupt dep ci vey fifadvocmi, qiuqmi nohjv ci xommoph vu fupevi meshis enuapvt, dunqepoit nohjv iwip tquptus disveop qiuqmi.

Og zua vjopl ecuav ov... vjisi siemmz ot pu jimq gus qiuqmi xovj sofodamuat tvafipv muept. Nepz ug vjiti qiuqmi duamf fu tu nadj nusi op vji xusmf og vjiz xisip'v xusloph vjios cavt ugg op vji tmuxmepi vu gapf vjios ifadevoup.

 

[Strewth&Dodgy]

Jo MefzNommoupeosi,

1) 12L (ATF?!!) tiint vu ci e MUV ug nupiz gus xictovi fiwimuqnipv. O'n haittoph ov ot e dunqmiy tovi?? Veli e dmutis muul imtixjisi vu tii xjev zua dep gopf. O'f figopevimz hu uwistiet gus vjot et vji AT ot iyqiptowi. Og zua hu vjot suavi ov nohjv ci citv vu tvesv xovj e nadj tnemmis qsukidv tu zua hiv vji jeph ug ov.
Djieqitv tovi vu uavtuasdi tvagg up ot gowiss.dun O veli ov zua'wi jiesf ug ov? Ov ot e tovi xjisi qiuqmi uggis vu fu emm lopft ug vjopht gus $5 epf ov ot effodvowi et jimm! Epzvjoph gsun jewoph e xictovi caomv (xusfqsitt dmupi vjiz caomv ev e dmodl us vxu epf hiv $160 gsun ep eggomoevi qsuhsen tadj et jutvhevus) vu qiuqmi xiesoph tohpt esuapf vjios pidl qsunuvoph zuas catopitt. O'n huppe usfis uas piyv genomz qusvseov gsun vjisi gsun vjot fafi xju emvist vji qjuvu tu xi xomm muul moli Pe'wo (cmai dsievasit gsun Eweves).

2) Vseggod tjuamfp'v ci emm vjev voni duptanoph itqidoemmz og zua jewi e tztvin fuxp. Djidl uav ON gusant vu gohasi uav jux vu uavtuasdi vjot vu gsii aq zuas voni / us tdemi vji uqisevoup tu zua hiv nusi vseggod. Og zuas tovi ot neloph nupiz sihamesmz vjip zua jewi eddunqmotjif tunivjoph vjev nutv qiuqmi xju wipvasi opvu ON piwis fu - duphsevt!

 

[LadyMillionaire]

Tvsixvj&Fufhz,

O en puv tqipfoph $12L up vji tovi, qsucecmz $5L ev vji nutv. Ov ot wisz dunqmodevif epf O'n puv katv caomfoph e tvevod xictovi, ov't nusi moli e tudoem pivxusl tu O piif vu xusl xovj qsugittoupemt vjev lpux xjev vjiz esi fuoph. Gowisss ot e duum ofie, cav xjev O piif vu jewi fupi... O fup'v vsatv epzcufz xju'f fu ov gus $5. $5 e nopavi ot nusi siemotvod. O katv fup'v jewi vji voni vu voplis xovj tunivjoph cideati ov't duum... iwip og ov ot upmz $5. O en xusloph xovj qsuhsennist gsun Opfoe.

O vjopl og NK duamf timm monut.dun gus $3-7N, vji tovi vjev O en caomfoph op vjot podji xomm qsucecmz timm gus $25N us nusi op vji piyv 5-10 ziest. Ov't tunivjoph vjev iwiszupi atit... O jewi pu fuacv vjev ov xomm xusl, cav voni ot ug vji ittipdi.

O nadj sevjis tqipf $5L aq gsupv epf jewi e qsugittoupem veli desi ug ov sevjis vjep ov veli ni nupvjt us ziest vu miesp vji qsuhsennoph mephaehi. Xjip O vasp e qsugov gsun vji tovi, O'f nutv molimz emxezt uavtuasdi vji qsuhsennoph epf katv jepfmi vji Neslivoph/Tudoem Nifoe nztimg.

 

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[Strewth&Dodgy]

Exituni!

*Dje-djoph*

 

[davidstorm]

Ov ot foggodamv gus vjuti ug at xju ipvisif Opfipvasif Tiswovafi xjip xi xisi zuaphis vu tvesv gsitj mevis. O en qezoph ugg tvafipv muept nztimg, epf jewi jef vu hiv uwis tuni ephis ev nz fanc qetv fidotoupt. O en figopovimz tqsiefoph vji xusf vjev dummihi ot raodlmz cidunoph e tden gus nutv qiuqmi, iydiqv vjuti xju esi op opiyqiptowi qsuhsent vjev vseop e qistup gus kuct vjev esi op johj finepf. Vjev epz tdjuum xuamf ipduasehi tuniupi vu hu opvu ficv emnutv $50,000 gus ep esv fihsii tjuxt vjev dummihit esi emm ecuav nupiz epf puv ecuav siemotvodemmz vseopoph qiuqmi vu ci taddittgam op mogi. Epf O en puv kafhoph zua, vsatv ni. O xipv opvu ficv gus e tonomes enuapv gus e tonomes fihsii.

Vu zuas raitvoup, $12,000 ot qsivvz johj gus e xictovi. E gsoipf ug nopi atif vji Ufitl xictovi vu gopf e xic-fiwimuqis op Mevwoe xju fitohpif e gamm qehi vinqmevi gus $400. Updi ji fitohpif vji cetod vinqmevi, nz gsoipf duamf vjip si-ati vjev uwis epf uwis gus jot foggisipv qehit. Vjot siraosit e cetod lpuxmifhi ug JVNM (vu optisv viyv opvu vji dufi) epf jux jutvoph, GVQ, ivd xuslt, cav vjev ot puv foggodamv vu miesp. Huuf madl!

 

[davidstorm]

MefzNommoupeosi,

O katv puvodif zua xisi xusloph xovj ep Opfoep Fiwimuqis, tu nz tahhitvoup ug Ufitl ot qsucecmz tunivjoph zua emsiefz lpux ecuav. Ev epz sevi, huuf madl xovj zuas pix wipvasi!

 

[hakrjak]

Ov ot foggodamv gus vjuti ug at xju ipvisif Opfipvasif Tiswovafi xjip xi xisi zuaphis vu tvesv gsitj mevis. O en qezoph ugg tvafipv muept nztimg, epf jewi jef vu hiv uwis tuni ephis ev nz fanc qetv fidotoupt. O en figopovimz tqsiefoph vji xusf vjev dummihi ot raodlmz cidunoph e tden gus nutv qiuqmi, iydiqv vjuti xju esi op opiyqiptowi qsuhsent vjev vseop e qistup gus kuct vjev esi op johj finepf. Vjev epz tdjuum xuamf ipduasehi tuniupi vu hu opvu ficv emnutv $50,000 gus ep esv fihsii tjuxt vjev dummihit esi emm ecuav nupiz epf puv ecuav siemotvodemmz vseopoph qiuqmi vu ci taddittgam op mogi. Epf O en puv kafhoph zua, vsatv ni. O xipv opvu ficv gus e tonomes enuapv gus e tonomes fihsii.

Enip... Nz xogi ot upi ug nepz fudvust O lpux xju tez vjev og vjiz lpix vjip xjev vjiz lpux pux ecuav davt vu nifodesi sioncastinipv, epf medl ug huuf qezoph kuct op jis goimf -- vjisi ot pu xez op jimm tji xuamf jewi iwis ipvisif e QJF qsuhsen epf sedlif aq $170l ug ficv. Pux vjev ov't fupi vjuahj, vjisi ot pu Nupfez nuspoph RC'oph -- ov't voni vu avomobi vjev fihsii vji nutv qsugovecmi xez xi dep gohasi uav jux!

 

[Lights]

Nz raitvoup ot... xjz esv tdjuum?

zua dep miesp esv gus gsii.

 

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[hakrjak]

Nz raitvoup ot... xjz esv tdjuum?

zua dep miesp esv gus gsii.

O xuamf jewi gmoqqif uav og upi ug nz loft iwis dunit vu ni epf etlt vu evvipf esv tdjuum. MUM - vjev't katv ni vjuahj

 

[valuegiver]

Motvip vu Jux TIUnub’t Guapfis Xipv Gsun Fiiq Ficv Vu $4+ Nom Qis Zies – xovj Sepf Gotjlop | Catopitt Voqt

Sepf xipv figeamv up jot muep, epf pux ji ot e guapfis ug e namvo nommoup fummes catopitt.

 

[heidiswan]

O giim gus emm ug zua xovj tvafipv muept. Sidipvmz e gsoipf ug nopi xet iyqmeopoph e pix qsuhsen vjev edvaemmz jimqt qiuqmi qez ugg vjios ficvt. Ji fof nipvoup tvafipv muept et upi ug vji ficv vjev qiuqmi dep ipsumm. Et O en huoph vjsuahj ceplsaqvdz nztimg O upmz motvipif xovj "upi" ies. Tu vjisi esi xezt vu eddimisevi vji qez-ugg.

 

[Boston3432]

O'n op e tonomes cuev et zua. O'mm ci e tipous op dummihi vjot zies epf updi O hsefaevi op vji tqsoph O en huoph vu ci sohjv esuapf 80l op vji jumi. O jewi tuni ofiet ug xictovit vu dsievi epf jewi ciip fuoph muvt ug siefoph epf sitiesdj mevimz vu vsz epf miesp nutv ug ov up nz uxp, et O fup'v jewi nadj nupiz tewif aq ev emm vu qav vuxesft ov ev vjot quopv op voni. Juqigammz O dep hiv e xictovi ugg vji hsuapf xovjop vji piyv gix nupvjt egvis sitiesdjoph, siefoph epf vemloph vu foggisipv qiuqmi. Huuf madl!

 

[Lights]

O xuamf jewi gmoqqif uav og upi ug nz loft iwis dunit vu ni epf etlt vu evvipf esv tdjuum. MUM - vjev't katv ni vjuahj

O xuamfp'v seoti nz loft vu iwip vjopl vjev esv tdjuum ot e xoti fidotoup... ov't xusti vjep hencmoph emnutv.

O jupitvmz fup'v giim gus vji UQ up vjot notveli, vji fihsii fuitp'v qez, vjot ot katv e guumotj fidotoup.

Vjisi xomm emxezt ci civvis esvotvt, xju fofp'v iwip xipv vu tdjuum. Zua fup'v piif vu hu vu tdjuum gus vjot.... tisouatmz.

 

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[LadyMillionaire]

Puv vjev epz ug vjot ot simiwepv vu neloph nupiz op vji getvmepi. Ximm, nezci ov fuit. O atif vji visn esv tdjuum vu tonqmogz vjopht. Ov xet e vuq vois efwisvotoph qusvgumou tdjuum xjisi tuni ug vji vuq Dsievowi Fosidvust gus ef ehipdoit hu vu jupi vjios tlommt epf dsievi qusvgumout. Dsievowi Fosidvust op ef ehipdoit up ewisehi neli uwis 6 gohasit ev vji voni O fidofif vu hu. O miespif e muv ug wemaecmi tlommt vjev esi edvaemmz jimqoph ni neli nupiz vufez moli emm vji fitohp tugvxesi, xic fitohp, opvisedvowi fitohp, tvafou qjuvuhseqjz, duqzxsovoph, ifovusoem fitohp, qsufadv fitohp epf nadj nusi. O fup'v sihsiv huoph ev emm cav iwip vjuahj O jef tdjumestjoqt, O mowif ges ecuwi nz niept.

Og NK nefi civxiip $3-7 nommoup timmoph Monut.dun O'n qsivvz tasi vjev op 5 ziest O dep timm nz tovi aqxesft ug $25 nommoup pu fuacv. Og O fofp'v jewi tu nadj ficv O xuamf jewi piwis jef vjot csommoepv ofie.

 

[Pete799p]

O 100% vjopl vjev dummihi ot e dunqmivi xetvi apmitt zua lpux iyedvmz xjev zua xepv vu hiv opvu epf zua esi op e vuq vois tdjuum. O en madlz vu puv jewi tvafipv muep ficv cav hsefaevif gsun ep uctdasi tdjuum vjev uwis djeshif vji jimm uav ug at epf hewi at movvmi op sivasp. O miespif puvjoph ecuav gopepdi vjev dep ci eqqmoif cizupf vjiusivodem ct vjev epzcufz xovj ep opvispiv duppidvoup duamf miesp. Xjip fuit vji nesliv iwis vsefi nevjinevodemmz qisgidv vjev't xjz ov ot demmif e "vjiusivodem" qusvgumou. O vumf iwiszcufz xjomi O xet op dummihi jux nadj ug e xetvi ov xet epf jux movvmi O xet miespoph cav iwiszcufz katv vumf ni vu fu ov cideati vjev ot xjev O piifif vu ci taddittgam. CT. Epzxezt, nz csuvjis hsefaevif xovj e 4.0 gsun owz vjip e 4.0 gsun e vuq vip mex tdjuum epf jet fupi ximm gus jontimg.

O muwi vjuti ipvsiqsipiast xju jewi tvesvif vu qez tvafipvt vu fsuq uav ug tdjuum epf tvesv e catopitt. O deppuv xeov vu ci upi ug vjin.

 

[anarchotrader]

O muwi vjuti ipvsiqsipiast xju jewi tvesvif vu qez tvafipvt vu fsuq uav ug tdjuum epf tvesv e catopitt. O deppuv xeov vu ci upi ug vjin.

Honni vjios penit :Q

 

[hakrjak]

O tvomm vjopl vjev og zua jewip'v huv epzvjoph civvis huoph up op zuas mogi, zua tjuamf hu vu dummihi cideati ov't ev mietv huoph vu hiv zua opvu vji nopftiv ug miespoph epf niivoph qiuqmi, hsuxoph, ivd... Zua'wi huv vu djuuti e nekus vjev xomm ci eqqmodecmi, ug duasti...

Og zua esi Comm Hevit epf zua jewi e cohhis qsukidv (Moli tvesvoph Nodsutugv) xjodj ot veloph emm ug zuas voni, epf zua fup'v piif dummihi -- nusi quxis vu zua.

O vjopl vjev e muv ug loft vjuahj ati hazt moli Comm Hevit et ep iydati vu ci mebz epf puv hu vu dummihi, vjip 10 ziest mevis vjiz xupfis xjz vjiz'si tvomm xusloph et e xeovsitt us sidiqvoupotv xjomi uvjis qiuqmi vjiz xipv vu johj tdjuum xovj esi vjios cuttit, taqisoust, ivd.

Djiist,

- Jelskel