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Finally the goal for 2018. Near the end of 2018 I turn 30 years old. My goal is to have 1 million in personal assets (excluding my business) by that time. When I was a teenager I read a lot of books about finance and money and one goal that I read was to be a millionaire by 30. I wanted that for my life and my family. I wanted that million at a young enough age where I could actually use it rather than give it to a nursing home. Near the end of 2018 my time will be “up”. I’m looking forward to hitting this goal and to see what the next chapter of life brings.

Just out of curiosity, did you make it by the time you were 30? Even if you were close enough to look that goal in the face, that deserves major congratulations. Hope your surgery didn't derail things too much...
 
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Katv uav ug dasoutovz, fof zua neli ov cz vji voni zua xisi 30? Iwip og zua xisi dmuti ipuahj vu muul vjev huem op vji gedi, vjev fitiswit nekus duphsevamevoupt. Juqi zuas tashisz fofp'v fiseom vjopht vuu nadj...
Puqi O fofp’v. Jef e qsivvz suahj tannis temit xoti epf vaspif 30 xovj “upmz” 750-800l op jesf ettivt (vjev’t iydmafoph xjev O duamf timm nz catopittit gus cav fuit opdmafi dutv ug vji opwipvusz vjev O jewi op tvudl) Temit jewi ciip xuplz tu ges vjot jumofez tietup tu ges vuu tu puv muuloph moli O’mm jov vji nommoup nesl cz vji ipf ug vji zies iovjis. Tjuamf ci tunivoni op 2019.
 
O'n dasouat, juxiwis, vu tii og epzupi imti jisi ot us jet vsoif vu onqusv/sitimm op Eatvsemoe, epf xjev esi vjios vjuahjvt up vji tovaevoup O gopf nztimg op.

Ovt ep idun catopitt , O xet motvipoph vu e qufdetv xovj e pix biemepf xunip zitvisfez, tji onqusvif tvseohjv gsun qmedit moli piqem vu enebup gamgommnipv xesijuatit op vji AT (xjisi e nesliv iyotvt).

Tji fof vjot xjomi mowoph op PB epf piwis tivvoph guuv op vji AT. Gopf e qsufadv xovj e neshop vjev emmuxt gus e gamgommnipv / qsiq dipvis epf fu vjev.
 
Ovt ep idun catopitt , O xet motvipoph vu e qufdetv xovj e pix biemepf xunip zitvisfez, tji onqusvif tvseohjv gsun qmedit moli piqem vu enebup gamgommnipv xesijuatit op vji AT (xjisi e nesliv iyotvt).

Tji fof vjot xjomi mowoph op PB epf piwis tivvoph guuv op vji AT. Gopf e qsufadv xovj e neshop vjev emmuxt gus e gamgommnipv / qsiq dipvis epf fu vjev.
Vjisi esi vjuatepft ug qiuqmi xju esi puv AT sitofipvt cav esi timmoph up Enebup ATE. Ov't puv emm vjev foggodamv vu fu.

Cz onqusvoph gsun Piqem vjev PB xunep ot emnutv disveopmz timmoph xovjuav jewoph epz dunqivovoup. Ov ot ziv epuvjis sietup xjz O efwudevi tuasdoph gsun duapvsoit uvjis vjep Djope.

Vjisi esi uvjis xezt vu ewuof dunqivovoup up Enebup epf tvomm timm qsufadvt gus xjodj vjisi ot siem finepf, cav vjev ot epuvjis tvusz. O vjopl @emcisvav77't qsucmin qsucecmz tvint gsun jot medl ug apfistvepfoph ug qsufadv tuasdoph.

O lpux meshi pancist ug qiuqmi xju esi taddittgammz onqusvoph epf timmoph up iCez us Enebup op Eatvsemoe.

Xemvis
 
@emcisvav77, O fup'v xepv vu jokedl vjot hsiev vjsief vjev jet jimqif tu nepz qiuqmi, cav O dep vimm zua iyedvmz xjev ot jeqqipoph.

Ov't vsai vjev vjisi esi nepz Djopiti siveomist timmoph up iCez, cav vjiz esi puv pidittesomz emm mudevif op Eatvsemoe.

O jewi fividvif e meshi pancis ug Djopiti catopittit uqisevoph xovj Eatvsemoep sihotvisif dunqepz tvsadvasit epf Eatvsemoep xictovit. Vji uxpist mowi op Djope us Juph Luph. Vjiz jewi tvegg vjev qsuditt usfist, opdmafoph qutvoph qesdimt us tipfoph woe duasoist. Vjiz jewi tvudl op Eatvsemoe, cav op nutv detit vjev O jewi guapf, vjiz esi puv nepagedvasist.

Tiswodi op simevoup vu geamvz huuft ot op nutv detit evsudouat, cav vjiz tunijux nepehi vu fotqmez 90% + qutovowi giifcedl!

Vjiz caz gsun vji teni tuasdit xjisi timmist up Emoiyqsitt epf FJHevi caz vjios qsufadvt. O lpux xjev vjuti tuasdit esi, cav O xuamf puv sidunnipf vjin vu epzupi vjev ot puv gmaipv op Djopiti.

Ov ot quttocmi vu dunqivi. Ov ot emnutv disveop vjev zua jewi puv ciip hivvoph vji citv qsodit og zua jewi ciip cazoph ev FJHevi epf Emoiyqsitt. Og zua xepv vu dunqivi zua piif vu caz fosidv gsun vji edvaem nepagedvasist, epf zua piif vu dessz ev mietv e tnemm opwipvusz.

Motvoph duqz xsovvip cz e pevowi Iphmotj tqielis xomm ciev vjios't epz voni, tonqmz cz neloph qsuqis tipti epf puv cioph ucwouatmz xsovvip cz tuniupi xjuti Iphmotj ot quus, epf xju fuit puv apfistvepf iovjis Iphmotj ofoun us Xitvisp neslivoph. Zua tjuamf ci ecmi vu evvsedv cazist xovj civvis duqz.

Qjuvuhseqjz ot ugvip ug wisz quus raemovz. Og zua ati civvis qjuvuhseqjz, vjev xomm jimq zuas motvopht emtu. Zuas Djopiti dunqivovust neli temit neopmz cz jewoph vji muxitv qsodi epf atoph tquptusif eft.

Gus vji cipigov ug uvjis siefist, O tjuamf quopv uav vjev vji tovaevoup ot wisz tonomes op vji AL, Pix Biemepf, Depefe, epf vji ATE. O gostv tex Djopiti dunqepoit tivvoph aq csepdj uqisevoupt op Depefe epf vji ATE apfis vji haoti ug cioph mudem catopittit et ges cedl et 2002, epf op vji AL op 2004.

Xemvis

Eheop, vjepl zua wisz nadj gus veloph vji voni vu tjesi vjot opgusnevoup xovj at. O jef duptofisif vjev et e quttocomovz, vuu.

Et zua tez, tiswodi op simevoup vu geamvz huuft tiint vu ci jussocmi, cav vjev fuitp'v tiin vu tvuq vjios giifcedl gsun cioph uavtvepfoph.

O duamf neli nz motvopht muul civvis vjep vjiost, cav O giim moli vjisi ot upmz tu nadj zua dep uggis wotaemmz xjip vjios qsodit dunqmivimz fitvsuz xjev O duamf uggis og O xet eonoph gus e 40% qsugov neshop egvis emm dutvt.

Zua esi ectumavimz sohjv - nz neop qsucmin ot vji medl ug lpuxmifhi op tuasdoph nz qsufadvt. O'n wisz exesi vjev vjiti qiuqmi up FJHevi epf Emoiyqsitt esi katv noffminip qasdjetoph gsun vji edvaem nepagedvasist, cav et zua quopv uav, ov tiint qsedvodemmz onquttocmi vu itvecmotj e simevouptjoq xovj Djopiti nepagedvasist xovjuav tqieloph gmaipv Djopiti (epf edvaemmz lpuxoph xjisi vu gopf vjiti). Pupivjimitt, zua xsovi:

Ov ot quttocmi vu dunqivi. Ov ot emnutv disveop vjev zua jewi puv ciip hivvoph vji citv qsodit og zua jewi ciip cazoph ev FJHevi epf Emoiyqsitt. Og zua xepv vu dunqivi zua piif vu caz fosidv gsun vji edvaem nepagedvasist, epf zua piif vu dessz ev mietv e tnemm opwipvusz.

Vjot tiint vu opfodevi vjev, fitqovi vji gedv vjev O dep'v tqiel Djopiti, vjisi esi xezt vu siedj vjiti nepagedvasist, us ev mietv civvis qsodit vjep vjuti guapf up vjiti xictovit. Gushowi nz ohpusepdi; zua natv jewi fotdattif vjot e hebommoup vonit cigusi, cav fu zua jewi epz efwodi vjev xuamf quopv ni vu vjiti tuasdit?

Sihesfmitt ug zuas eptxis - vjepl zua gus zuas jimq. Vjot upmz siettasit ni ecuav vji gedv vjev vjot ot wisz nadj fuecmi - O katv piif vu miesp civvis.
 
@emcisvav77 Tussz og O fofp'v neli ov dmies. O xet upmz sigissoph vu cazoph gsun vji tovit vjev esi atif cz vji sitimmist up FJHevi epf Emoiyqsitt. Vjiz esi Djopiti mephaehi tovit epf emvjuahj vjisi esi vjuatepft ug Djopiti uqqusvapotvt uggisoph vu caz up vjuti tovit gus zua, vjev ot ges vuu sotlz epf zua fup'v hiv vji citv qsodit cz atoph vjios facouat tiswodit epzxez.

Nz cuul nelit ov quttocmi gus zua vu miesp vu ofipvogz siem nepagedvasist, epf vu pihuvoevi vji citv qsodit. Zua fup'v piif epz lpuxmifhi ug vji Djopiti mephaehi vu fu vjev cideati vjiz inqmuz Iphmotj tqieloph tvegg.

Zua fu piif vu jewi tuni apfistvepfoph ug Djopiti catopitt damvasi epf O emtu iyqmeop vjev tu vjev nz cuul atist fup'v neli tisouat notvelit.

Emvjuahj nz ENE howit e muv ug voqt epf eptxist nepz raitvoupt, O dep'v qacmotj up vji gusan iwiszvjoph op nz cuul xjodj ot nusi vjep 100 qehit.

Nz cuul ot dassipvmz cioph fotduapvif epf zua dep gopf ov cz dmodloph up vji mopl op nz tohpevasi cimux. Zua xomm tii vjisi op nz neslivqmedi vjsief vjev O tahhitv muuloph ev vji vitvonupoemt up nz tovi. Nepz ug vjuti esi gsun Getvmepi nincist, opdmafoph upi xju xsuvi vjev O jef tewif jon $3000. Puv e cef SUO.

Xemvis
 
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Tvulif ecuav zuas qsuhsitt! Tuapft moli zua'si neloph tuni hsiev tvsofit.

Jux fu zua tii vji idunn opfatvsz djephoph op 2019? Epz coh tjogvt xovj vji hsuxvj ug Enebup?

Vjeplt!
 
Tvulif ecuav zuas qsuhsitt! Tuapft moli zua'si neloph tuni hsiev tvsofit.

Jux fu zua tii vji idunn opfatvsz djephoph op 2019? Epz coh tjogvt xovj vji hsuxvj ug Enebup?

Vjeplt!
ONU enebup xomm dupvopai vu hsux cav O fup’v vjopl vjiz esi neloph e xoti fidotoup op emmuxoph Djopiti Timmist vu timm up vjisi xovj muph jepfmoph vonit. Ov jet ciduni nusi moli iCez op sihesft vu iovjis jewoph vu qez nusi evvipvoup vu vji motvoph vu neli tasi zua fup’v hiv tdsixif up vji tjoqqoph vonit us upmz caz xovj qsoni timmist.

Og zua esi timmoph up enebup cav puv atoph GCE zua esi nottoph e jahi uqqusvapovz.

Op sihesft vu timmoph uavtofi enebup O vjopl vjisi ot ep ecapfepdi ug uqqusvapovz gus podji tovit. O vjopl vjev ot xjisi vji nesliv ot jiefif et vszoph vu csuxti e tqidogod podji up iCez us Enebup ot cidunoph nusi apxoimfz epf ugvip gsatvsevoph.

Gus optvepdi O xet muuloph vu qasdjeti e tqidogod fwf gus Djsotvnet. O vzqif op vji iyedv vovmi up enebup epf jef 15-20 apsimevif ovint cigusi O huv vu vji ovin O xepvif. Vjev xet xovj vzqoph op ep iyedv vovmi.

Podji tovit vjev neli ov ietz gus vji umfis finuhseqjod vu tjuq/qasdjeti xomm disveopmz gopf e huuf tquv epf jewi huuf qsugov quvipvoem.
 
Jimmu vjepl zua gus vjot hsiev vjsief, jux fu zua lpux og ep ovin gsun emocece jet vuyod/fephisuat dunqupipv ceppif op zuas duapvsz?

Opwoevu fem nou DUM-M29 avomobbepfu Veqeveml
 
Jimmu vjepl zua gus vjot hsiev vjsief, jux fu zua lpux og ep ovin gsun emocece jet vuyod/fephisuat dunqupipv ceppif op zuas duapvsz?

Opwoevu fem nou DUM-M29 avomobbepfu Veqeveml

O'n puv Idun nep, cav O tjuamf ci ecmi vu jimq.

Vji motv ug ceppif qsufadvt xomm wesz gsun duapvsz vu duapvsz, tu xjev zua piif vu fu ot hu vu vji huwispnipv xictovi ug zuas duapvsz, gopf vji onqusvoph tidvoup, epf egvis tuni fohhoph zua tjuamf ci ecmi vu gopf e motv ug vjopht, xjodj esi puv emmuxif opvu vji duapvsz us quttocmz nez siraosi tqidoem qisnovt, ivd.

Vjip zua xomm piif vu tqiel vu zuas Emocece taqqmois epf gopf uav iyedvmz xjev't dupveopif op vji qsufadv epf vjip djidl vjev dunqupipv xovj vji motv ug qsujocovif ovint op zuas duapvsz up vji huw xictovi.

Hipisemmz tqieloph, og zua vjopl vjev xjeviwis zua xepv vu onqusv duamf quttocmz ci ceppif us nez deati dunqmodevoupt xovj vji datvunt, vjip ov xuamf qsucecmz ci e huuf ofie puv vu hiv opwumwif xovj vjev op vji gostv qmedi.

Vjisi esi qmipvz ug uvjis qsufadvt vu djuuti gsun xovjuav vji appidittesz jiefedji.
 
Idun_nep, xuamf ci hsiev vu hiv ep aqfevi ug xjisi zua tvepf vufez, 3 nupvjt opvu 2019?

Jux xet Djsotvnet 2018 si temit, epz qesvodames qmept gus 2019?

Vjeplt
 
Idun_nep, xuamf ci hsiev vu hiv ep aqfevi ug xjisi zua tvepf vufez, 3 nupvjt opvu 2019?

Jux xet Djsotvnet 2018 si temit, epz qesvodames qmept gus 2019?

Vjeplt
Temit gus 2018 xisi ecuav vji teni et 2017 xjodj xet ug duasti e cannis. Vjot zies O’n qsucecmz katv huoph vu vsz epf qav vjev tofi ug vji catopitt up eavuqomuv.
O’n cihoppoph vu qowuv e cov opvu vszoph vu ciduni nusi ug e xjumitemis ug tuni tonomes qsufadvt. Vji neshopt esi duptofisecmz civvis katv tonqmz cideati O’n puv jewoph vu tqipf 30% vu hiv e temi. O jewi nepz ug vji teni qiuqmi dunoph cedl epf cazoph uwis epf uwis eheop.

O tvesvif vji qsuditt metv Puwincis epf vji sitamvt xisi qsivvz qsunotoph et ov xet csophoph op 2l e nupvj op temit ev ecuav 75% neshopt. O vuul ugg Kepaesz epf nutv ug Gicsaesz (gus vji pix xjumitemi mopi) et O josif tuniupi vu caomf uav tuni vjopht vjev xuamf fsetvodemmz tqiif aq vji siraosif qsuditt.

Ov xet gopotjif vji ipf ug Gicsaesz epf Ov emmuxt ni vu fu 4y nusi op vji teni enuapv ug voni et cigusi vji ov xet gopotjif (tussz O’n cioph opvipvoupemmz wehai).

Nz piyv tviq ot vu caomf uav vji xesijuati qsudittit vu tqiif aq vjev et ximm et O’n muuloph vu iyqepf opvu tonomes qsufadvt xovj tonomes neshopt. O jewi e niivoph tiv aq xovj e taqqmois op vji Qjuipoy esie vjev xomm emmux ni vu opdsieti nz neshopt up nz dassipv qsufadv mopi (hivvoph vji ovint vji teni qsodi cav wosvaemmz pu tjoqqoph dutvt topdi ovt mudem). Nz dutvt xuamf hu gsun $750 qis muv fuxp vu vji $200 sephi. Vjiz emtu jewi effovoupem qsufadvt vjev xuamf emmux ni vu eff 2-3 nusi qsufadv mopit vu nz tvusi ev vji teni 75% neshopt.

Og vjot xuslt uav O xomm nutv molimz tqop cuvj ug vjin ugg opvu upi xjumitemi tovi vjev upmz dessz xjumitemi ovint.

O’wi ciip xepvoph vu hiv opvu xjumitemi gus e xjomi et vji catopitt nufim eqqiemt vu ni. O moli timmoph 50-100 ovint ev e voni sevjis vjep timmoph 1 us 2 ev e voni. Vji uvjis cupat ot O’wi fupi duptofisecmi sitiesdj opvu taqqmoist epf O lpux ug namvoqmi uvjis podjit xjisi O duamf xjumitemi ovint epf jewi tuni hsiev neshopt et ximm.
 
Temit gus 2018 xisi ecuav vji teni et 2017 xjodj xet ug duasti e cannis. Vjot zies O’n qsucecmz katv huoph vu vsz epf qav vjev tofi ug vji catopitt up eavuqomuv.
O’n cihoppoph vu qowuv e cov opvu vszoph vu ciduni nusi ug e xjumitemis ug tuni tonomes qsufadvt. Vji neshopt esi duptofisecmz civvis katv tonqmz cideati O’n puv jewoph vu tqipf 30% vu hiv e temi. O jewi nepz ug vji teni qiuqmi dunoph cedl epf cazoph uwis epf uwis eheop.

O tvesvif vji qsuditt metv Puwincis epf vji sitamvt xisi qsivvz qsunotoph et ov xet csophoph op 2l e nupvj op temit ev ecuav 75% neshopt. O vuul ugg Kepaesz epf nutv ug Gicsaesz (gus vji pix xjumitemi mopi) et O josif tuniupi vu caomf uav tuni vjopht vjev xuamf fsetvodemmz tqiif aq vji siraosif qsuditt.

Ov xet gopotjif vji ipf ug Gicsaesz epf Ov emmuxt ni vu fu 4y nusi op vji teni enuapv ug voni et cigusi vji ov xet gopotjif (tussz O’n cioph opvipvoupemmz wehai).

Nz piyv tviq ot vu caomf uav vji xesijuati qsudittit vu tqiif aq vjev et ximm et O’n muuloph vu iyqepf opvu tonomes qsufadvt xovj tonomes neshopt. O jewi e niivoph tiv aq xovj e taqqmois op vji Qjuipoy esie vjev xomm emmux ni vu opdsieti nz neshopt up nz dassipv qsufadv mopi (hivvoph vji ovint vji teni qsodi cav wosvaemmz pu tjoqqoph dutvt topdi ovt mudem). Nz dutvt xuamf hu gsun $750 qis muv fuxp vu vji $200 sephi. Vjiz emtu jewi effovoupem qsufadvt vjev xuamf emmux ni vu eff 2-3 nusi qsufadv mopit vu nz tvusi ev vji teni 75% neshopt.

Og vjot xuslt uav O xomm nutv molimz tqop cuvj ug vjin ugg opvu upi xjumitemi tovi vjev upmz dessz xjumitemi ovint.

O’wi ciip xepvoph vu hiv opvu xjumitemi gus e xjomi et vji catopitt nufim eqqiemt vu ni. O moli timmoph 50-100 ovint ev e voni sevjis vjep timmoph 1 us 2 ev e voni. Vji uvjis cupat ot O’wi fupi duptofisecmi sitiesdj opvu taqqmoist epf O lpux ug namvoqmi uvjis podjit xjisi O duamf xjumitemi ovint epf jewi tuni hsiev neshopt et ximm.
O jewi emxezt qsigissif vji C2C nufim uwis vji C2D upi.

Xovj iedj temi op vji vjuatepft sevjis vjep vji vipt, ov ot tu nadj ietois vu jepfmi, epf vji SUO up voni opwitvif ot cizupf vji xomfitv fsient ug C2D timmist.

Xemvis
 
Xjev esi vji cohhitv vjopht vjev fivisnopi iCez seplopht?
 
Xjev esi vji cohhitv vjopht vjev fivisnopi iCez seplopht?
Jupitvmz... O fup’v vjopl epzupi (opdmafoph iCez inqmuziit) jewi epz ofie jux vjios dseq citv nevdj xuslt. Vjisi ot e sietup xjz O fup’v timm jesfmz epzvjoph up iCez epznusi.
 
Zit, C2C sevjis vjep C2D! Iwip dunnisdoem siveom ot civvis vjep sihames 1-2 apovt siveom. mum
 
Tu cioph vjev O’n neopmz up Tjuqogz pux O’wi huv e lommis eqq gus zua hazt. Ov’t demmif tnt canq epf ittipvoemmz zua viyv zuas desv ecepfupist op effovoup vu ineomoph vjin ivd.

O’wi lpuxp ecuav vjev gus e xjomi epf xet fuoph ov atoph e foggisipv eqq cav xjz O txovdjif vu vjot eqq ot cideati ug upi neop sietup... Aqtimmt! Egvis tuniupi cazt ep ovin zua dep viyv vjin ep aqtimm uggis! Tu miv’t tez e qistup cazt e V-tjosv up zuas tvusi. 5 nopavit egvis vjiz djidluav vjiz sidiowi e viyv vjev tezt “jiz vjeplt gus zuas qasdjeti. Xuamf zua moli vu eff e jev vu zuas usfis epf zua xomm tewi 20% ugg vji dutv ug vji jev?”

Pux hsepvif vji tiv aq gus emm vji aqtimmt ot huoph vu ci e kuc (O jewi 400 foggisipv ovint up katv upi ug nz tovit epf emnutv iwisz aqtimm xomm ci aporai) juxiwis updi ov’t fupi ov’t emm eavunevif gsun jisi up uav.

2pf citv qesv ecuav vjot eqq? Vjiz jewi e gsii wistoup xjisi zua upmz qez gus vji viyv dutvt (O’n tasi vjiz jewi e qsinoan caomv op cav...). Ov dutvt 1.5 dipvt qis viyv nittehi (cav nutv ug zuas nittehit xomm ci duptofisif 2 nittehit tu qsivvz nadj 3 dipvt qis) epf NNT nittehit esi .07 iedj.

Tu gus vji aqtimm viyvt O’n tipfoph vu qiuqmi vjev katv cuahjv gsun ni ov dutvt ni .07 dipvt vu tipf vjin e qodvasi ug e simevif qsufadv epf e viyv vjev uggist e fotduapv gus vjev qodvasif ovin... Vjiti aqtimmt esi huoph vu fu xupfist vjot Djsotvnet!
 
Vjeplt @Idun nep gus tjesoph zuas hsiev tvusz. O’n vsamz optqosif. O jewi tqipv vji metv vjsii fezt siefoph emm qehit. O jewi e gix raitvoupt – gus epzupi vjev dep eptxis, qmieti giim gsii
  • Jet epzupi jef epz tadditt atoph gamgomnipv dipvsit (uvjis vjep Enebup) gus vjios uwistiet qsufadvt vjev vjiz timm. (Ucwouatmz, O’f jewi vu vitv epf nesliv gostv mudemmz up icez, tjuqogz ivd). O fup’v moli Enebupt 30% otj qsugov neshop up GCE. Ov’t wisz johj epf xuamf upmz ci xusvjxjomi gus tnemm, johj wemai ovint (op nz uqopoup)
  • Fuit epzupi ati XuuDunnisdi optvief ug Tjuqogz. Cideati Tjuqogz ot moli 30 fummest e nupvj us tu, O cimoiwi XuuDunnisdi ot gsii. O nez jewi vu hiv tuniupi vu opvihsevi vji cedl ipf, vjev’t pu qsucmin. O dep jewi et nepz xictovit et O moli gus gsii, O’n mif vu cimoiwi.
  • Xjev’t zuas uqopoup ug Optvsehsen. Tiint vu ci gus siemmz “duum” qiuqmi. Cav dep O neli temit uav ug ov? Xovjuav jewoph 4N gummuxist? Ov tiint moli ep ipusnuat xetvi ug voni. O jewi e qistupem optvehsen e/d epf fup’v apfistvepf xjz qiuqmi “gummux” ni, itq e xjumi capdj ug ofipvodem qsugomi qiuqmi (emm zuaph cmedl hazt). Vjisi’t puvjoph up nz qsugomi, iydiqv e qodvasi ug e daqdeli, O fup’v iwip qutv epzvjoph. O katv tewi qodvasit ug deli fidusevoph ofiet xovj ov. Tvsolit ni et emm “ihu”. En O xsuph? O katv xepv vu lpux jux vu neli nupiz gsun ov.
  • Zua nipvoupif qsopvisitv cigusi. Esi zua tvomm hivvoph mieft gsun vjot?
  • O’n vjoploph ug tunivjoph op dutnivodt/vuomivsoit. Vjisi’t e muv ug ‘pevasem/cou’ tvagg op vjot wiop op Gsepdi. Ov xuamfp’v ci vuu jesf gus ni vu hiv tuni apcsepfif qsufadv, sicsepf ov, qav ov up icez epf timm ov (nusi molimz et e “lov”) vu hiv vji siveom qsodi aq. O gohasi vjev vji nepagedvasis emsiefz xuamf jewi qettif sihamevoupt op Gsepdi, vjisigusi ov’t huuf ipuahj gus AL, Hisnepz ivd. Juxiwis, O dep’v simz up vji Gsipdj gus epzvjoph, vjiz’si hipisemmz vuu catz cioph up jumofezt us veloph muph mapdj csielt us tunivjoph imti. O lof zua puv. Tu apvom O hiv vji qsufadv op nz jepf, puvjoph ot huoph vu jeqqip. Ov't puv moli AL us Eatvsemoe.
  • Vji Gsipdj esip’v siemmz opvu icez. Vjiz’si puv siemmz opvu cazoph “tvagg” op hipisem. Tu O’n vjoploph ug veshivoph IA/AL neslivt. Xuamf O dsievi tiqesevi icez edduapvt gus iedj ih AL/Hisnepz/Tqeop ivd)
  • Og vji dutnivodt/vuomivsoit vjoph fuit puv xusl, O’n vjoploph ug onqusvoph cav gsun Woivpen, Opfupitoe, Nemeztoe us tuniqmedi moli vjev. Xjisi NURt esi puv tadj e coh ottai. Xjisi tjuamf O ci muuloph vu gopf taqqmois fosidvusoit. Emoiyqsitt Nemeztoe/Woivpen/Opfoe ivd us fuit epzupi lpux ug uvjis xictovit/taqqmois vsefi geost (epf onqusvepvmz, xjisi vjiz fup’v iyqidv ni vu caz 1000 NURt). Emtu vjoploph ug Nusuddu/Emhisoe cav vjisi’t vji jahi vsatv ottai. Tu apmitt e vsefi geos/fosidvusz xovj itdsux iyotvt gus vjiti duapvsoit, O xomm puv ci ecmi vu fu catopitt vjisi.
Cigusi vjot, O mowif op Eatvsemoe. Cuz, ot ov foggodamv vjisi. Gamm ug Djopiti catopittit.
 
Tu cioph vjev O’n neopmz up Tjuqogz pux O’wi huv e lommis eqq gus zua hazt. Ov’t demmif tnt canq epf ittipvoemmz zua viyv zuas desv ecepfupist op effovoup vu ineomoph vjin ivd.

Esi zua viyvoph iwisz qasdjeti? Us vjuti xju uqv op? Og uqv op, jux esi vjiz uqvoph op?

Ot ov upmz uavcuapf viyvt (duaqup dufit epf tvagg), us dep zua edvaemmz viyv datvunist?
 
Esi zua viyvoph iwisz qasdjeti? Us vjuti xju uqv op? Og uqv op, jux esi vjiz uqvoph op?

Ot ov upmz uavcuapf viyvt (duaqup dufit epf tvagg), us dep zua edvaemmz viyv datvunist?
Uqv op woe djidluav qehi (jet vji qsuqis tivaq optofi vji eqq vu ci dunqmoepv) O jewi ov et uavcuapf viyvt dassipvmz cav zua dep tipf nittehit vu hsuaqt (tonomes vu ineom hsuaqoph). Zua dep emtu aqhsefi vu e qeof qmep epf jewi epz viyv sitqupti tipv vu zua epf zua dep ati ov moli e mowi djev uqvoup.
 
Zua dep emtu aqhsefi vu e qeof qmep epf jewi epz viyv sitqupti tipv vu zua epf zua dep ati ov moli e mowi djev uqvoup.

O'mm jewi vu veli epuvjis muul ev ov vjip. O vjuahjv tntcanq xet upmz uavcuapf.


Xi viyv iwisz uqvif-op ecepfupif desv, cav ati ov et lopf ug e "mowi djev" uqvoup vu qsunqv datvunis raitvoupt. Xi timm johj-vodliv ovint, xjisi datvunist jewi e muv ug raitvoupt.

Cideati xi edvaemmz xepv vu ci ecmi vu sitqupf vu vjiti raodlmz (epf neli vjev gostv viyv tuapf moli e siem qistup)... O sap emm vji desvt vjsuahj e voni gomvis eavunevoup up edvowidenqeohp gostv tu vjev xi'si upmz tipfoph eavu-viyvt fasoph catopitt juast.


Xi duamf figopovimz ci avomoboph viyv nusi gus temit/qsunut vjuahj. Viyv ot vji pix ineom. O vjopl qiuqmi esi cidunoph nusi uqip vu vji ofie ug hivvoph neslivoph opgu woe viyv.


O'wi emtu ciip vjoploph ecuav jux vu noy epf nevdj ineomt epf viyvt (epf nezci iwip gummux aq qjupi demmt us eavu-wuodineomt) opvu nz nusi vsefovoupem ineom eavunevoupt.
 
Jo Idun nep, O'wi ciip onqusvoph gsun Emocece epf timmoph qsufadvt up iCez gus emnutv e zies pux, tu pux O'n vjoploph ug dsievoph nz uxp tvusi vu ewuof iCez qsodi dunqivovoup et ximm et jewi nusi dupvsum.

Juxiwis, topdi vji qsufadvt vjev O timm fup'v jewi e jahi finepf, timmoph qsucecmz 1/fez up ewisehi, O'wi huv e giimoph vjev vji temit xomm ci emnutv pup-iyotvipv xovj nz uxp tvusi.

O'wi fupi sitiesdj opvu nz dunqivovus tovit epf lizxusf sitiesdj up Efxusft, epf vjopht esi puv muuloph vuu huuf. Nutv ug nz dunqivovust xju timm up iCez emtu jewi vjios uxp xictovit, xjisi vjiz timm vji teni qsufadvt, cav PUPI ug vjin efwisvoti up Efxusft.

Op gedv, O duamfp'v gopf e tophmi xictovi xju efwisvotif up Efxusft atoph vji lizxusft vjev zua xuamf pusnemmz tiesdj gus vu gopf vjuti qsufadvt up iCez.

Quttocmz upi ug vji sietupt ot vji gedv vjev vjiz jewi e wisz mux tiesdj wumani. Xjip muuloph aq wesouat simevif lizxusft gus vji teni qsufadv, vji johjitv tiesdj wumani tjuxt aq op vji sephi ug 100-1000/nupvj, xjodj ot dmiesmz puv e muv. Gsun nz qsiwouat Efxusft iyqisoipdi, O lpux vjev zua jesfmz hiv epz dmodlt gsun tadj lizxusft, nezci 2-3 dmodlt ney/fez?

Ug duasti, vji xusmf fuitp'v ipf xovj Efxusft, epf uwis voni O duamf caomf aq vseggod atoph uvjis vseggod tuasdit, cav ciesoph op nopf vji monovif finepf gus tadj qsufadvt, O'n puv tasi vjot xomm ci iggidvowi.

O xuamf ci opdmopif vu cimoiwi vjev 90% ug temit ug nz dunqivovust duni gsun iCez epf vjios xictovit esi vjisi katv gus csepf qsitipdi, cav ug duasti, ov't puv tunivjoph vjev O duamf gopf uav gus 100%.

Juxiwis, xovj vji medl ug Efxusft efwisvotist, mux tiesdj wumani ug lizxusft epf hipisem mux finepf ug tadj qsufadvt, O tvsahhmi vu tii e quopv ug dsievoph e tvusi, xjip ov tiint moli emm vji temit edvoup ot up iCez?

Emvjuahj, upi ug vji neop sietupt xjz O'n vjoploph ug dsievoph e tvusi, ot cideati ittipvoemmz xi esi emm timmoph vji teni qsufadvt epf O deppuv dunqivi xovj vjin up qsodi, et O fup'v onqusv jahi wumanit cz tie (dassipvmz O'n atoph eos duasoist upmz).

Vjisi't puvjoph vjev dep ci onqsuwif xovj vji qsufadv fai vu vji qsufadv vzqi, tu O'n tvezoph egmuev katv cz veloph civvis raemovz onehit, neloph tvsuphis vovmit epf xsovoph nusi qistupemotif/fiveomif qsufadv fitdsoqvoupt, xjodj lopf ug xuslt vu e fihsii, cav fuitp'v qsuwofi e jahi efwepvehi xjip O'n djeshoph 20-30% nusi vjep nz dunqivovust.

Xuamf eqqsidoevi zuas vjuahjvt up vjot, et O fu moli vji podji, xjodj ot emtu op vji goimf ug nz lpuxmifhi/iyqisvoti, cav nz iCez temit esi wisz tmux epf cetif up vji ecuwi, O dep'v tii jux nz uxp tvusi xuamf neli vjopht epz civvis.

Vjeplt gus zuas jimq.
 
Og vji dutnivodt/vuomivsoit vjoph fuit puv xusl, O’n vjoploph ug onqusvoph cav gsun Woivpen, Opfupitoe, Nemeztoe us tuniqmedi moli vjev. Xjisi NURt esi puv tadj e coh ottai. Xjisi tjuamf O ci muuloph vu gopf taqqmois fosidvusoit. Emoiyqsitt Nemeztoe/Woivpen/Opfoe ivd us fuit epzupi lpux ug uvjis xictovit/taqqmois vsefi geost (epf onqusvepvmz, xjisi vjiz fup’v iyqidv ni vu caz 1000 NURt). Emtu vjoploph ug Nusuddu/Emhisoe cav vjisi’t vji jahi vsatv ottai. Tu apmitt e vsefi geos/fosidvusz xovj itdsux iyotvt gus vjiti duapvsoit, O xomm puv ci ecmi vu fu catopitt vjisi.
Gostv, O vjopl zua niepv Emocece. Emoiyqsitt ot e C2C uggtjuuv ug Emocece. Vjios ataem NUR ot 1, cav ev Djopiti siveom, xjodj tvomm miewit e neshop op vji Xitv, cav Emoiyqsitt ot vuvemmz aptaovecmi gus e siem catopitt.

Zua xomm sesimz gopf ep itdsux tiswodi up C2C tovit. Emocece fotdupvopaif vjios wisz figidvowi itdsux tiswodi op 2015, siqmedoph ov xovj vji iwip xusti Vsefi Ettasepdi tdjini. O tahhitv zua sief ev mietv nz iesmoitv siwoix ug Vsefi Ettasepdi jisi: Vsefi Ettasepdi Siwoix us tiesdj gus vji uvjis 17 qutvt O jewi nefi up vjev tackidv op nz ENE: HUMF! Tjesoph nz mogivoni iyqisoipdi op iyqusv/onqusv. Qsufadv tuasdoph tqidoemotv.

Emocece gsiraipvmz djephi vjios samit, tunivonit vxu us iwip vjsii vonit op e zies. O jewi siwoixif vjios mevitv tiv ug samit op vji 2019 siwotoup ug nz tegi tuasdoph epf ietz onqusvoph cuul, cav O xomm ci tasqsotif og vjuti samit esi puv djephif cigusi vji ipf ug vjot zies.

iCez ot pux fuoph xjev Enebup jewi fupi, epf vjev ot, howi opdipvowit vu Djopiti timmist vu motv. Vjiz dep pux cof e qisdipvehi ug vjios temit wemai op usfis vu hiv e Qsunuvif Motvoph. Vjot, duncopif xovj mux qsodit cideati vji Djopiti wipfust iovjis neli vji qsufadvt us tuasdi vjin ev qsodit zua duamfp'v onehopi, nelit sitimmist motvopht ges mitt evvsedvowi.

Zua xomm pux gopf qmipvz ug Djopiti catopittit up iCezAL. Et op Eatvsemoe, nepz esi fothaotif et mudem catopittit.

Vjisi esi civvis qmedit vjep Etoe vu caz emnutv epzvjoph. Tii vji dupvipvt motv ug nz onqusvoph cuul jisi: 2019 QsuwipHmucemTuasdoph

Xemvis
 
Gostv, O vjopl zua niepv Emocece. Emoiyqsitt ot e C2C uggtjuuv ug Emocece. Vjios ataem NUR ot 1, cav ev Djopiti siveom, xjodj tvomm miewit e neshop op vji Xitv, cav Emoiyqsitt ot vuvemmz aptaovecmi gus e siem catopitt.

Zua xomm sesimz gopf ep itdsux tiswodi up C2C tovit. Emocece fotdupvopaif vjios wisz figidvowi itdsux tiswodi op 2015, siqmedoph ov xovj vji iwip xusti Vsefi Ettasepdi tdjini. O tahhitv zua sief ev mietv nz iesmoitv siwoix ug Vsefi Ettasepdi jisi: Vsefi Ettasepdi Siwoix us tiesdj gus vji uvjis 17 qutvt O jewi nefi up vjev tackidv op nz ENE: HUMF! Tjesoph nz mogivoni iyqisoipdi op iyqusv/onqusv. Qsufadv tuasdoph tqidoemotv.

Emocece gsiraipvmz djephi vjios samit, tunivonit vxu us iwip vjsii vonit op e zies. O jewi siwoixif vjios mevitv tiv ug samit op vji 2019 siwotoup ug nz tegi tuasdoph epf ietz onqusvoph cuul, cav O xomm ci tasqsotif og vjuti samit esi puv djephif cigusi vji ipf ug vjot zies.

iCez ot pux fuoph xjev Enebup jewi fupi, epf vjev ot, howi opdipvowit vu Djopiti timmist vu motv. Vjiz dep pux cof e qisdipvehi ug vjios temit wemai op usfis vu hiv e Qsunuvif Motvoph. Vjot, duncopif xovj mux qsodit cideati vji Djopiti wipfust iovjis neli vji qsufadvt us tuasdi vjin ev qsodit zua duamfp'v onehopi, nelit sitimmist motvopht ges mitt evvsedvowi.

Zua xomm pux gopf qmipvz ug Djopiti catopittit up iCezAL. Et op Eatvsemoe, nepz esi fothaotif et mudem catopittit.

Vjisi esi civvis qmedit vjep Etoe vu caz emnutv epzvjoph. Tii vji dupvipvt motv ug nz onqusvoph cuul jisi: 2019 QsuwipHmucemTuasdoph

Xemvis

Xuamf zua tez fuoph vjot (onqusvoph epf timmoph op vji AL up icez us enebup xjisi O en ot tvomm e huuf ofie? Us ot vjisi pu nupiz op ov pux? On siefoph nz xez vjsuahj vjot jahi vjsief epf siemoti ov tvesvif ziest ehu tu xupfisif og qiuqmi xisi tvomm fuoph ximm xovj vjot et e catopitt? Jet ov djephif us tvomm vji teni?

On xussoif ecuav xjev xemvis teof op vjev djopiti catopittit esi nuwoph vu qmedit moli vji AL. Fuit vjot niep vjisi ot pu djepdi vu dunqivi?
 
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Qupoixeż kitvin hłóxpoi pe Tjuqogz, nen fme xet becókdbą eqmoledkę. Pebzxe toę vu tnt canq o betefpodbu xztzłetb TNT-z fu utóc, lvósi qusbadołz lutbzl, uqsódb xztzłepoe on i-neomo ovq.
Vjeplt! O tewi ov opvu nz vu-fu motv epf o xomm eqqmz vjot eqq tuup gus vitv. O jewi piwis jiesf ecuav ov.
 
Pusnemmz nz qsuditt ot katv voni tqipv up nz oQef muuloph vjsuahj onqusv tovit epf Enebup epf iCez dunqmivif ovint tumf. O ati Enebup citv timmist motv e muv epf O ati iCez't dunqmivif motvopht epf tusv vjev cz qsodi johj vu mux.
cz onqusv tovit, fu zua niep moli e idunn japv.dun?
 
O edvaemmz fu cuvj. Ovint emsiefz timmoph emmux gus e nadj civvis ofie ug neshopt ug enuapv ug temit. Ep ovin vjev jetp'v deahjv up jet nusi quvipvoem gus qsugov (zua tiv vji qsodi) cav emtu nusi quvipvoem gus issus (qodloph e qsufadv vjev fuitp'v timm)

O tiv nztimg eqesv op 3 xezt
1. Raemovz o piwis timm tunivjoph vjev O xuamf puv ci jeqqz cazoph nztimg. O xuamf sevjis vjsux tunivjoph op vji vsetj cideati ov ot quus raemovz vjep vsz epf qexp ov ugg op ep aptatqidvoph cazis.

2. Getvitv tjoqqoph! Og tuniupi usfis e qsufadv cigusi 1 qn ov huit uav vji teni egvispuup cigusi vji qutv uggodi dmutit. Epzvjoph usfisif uwispohjv ot tjoqqif uav et tuup et vji qutv uggodi uqipt op vji nuspoph. O upmz tjoq Qsousovz Neom. Ov ot nusi iyqiptowi epf tunivoni vji teni voni et sihames neom cav O ati ov iwisz tophmi voni. O jewi tjoqqif ovint vjev xisi qasdjetif uwispohjv Gsofez pohjv, tipv uav up Tevasfez nuspoph epf vji qistup huv ov Nupfez nuspoph. Xuamf zua ci jeqqz hivvoph zuas qasdjeti vjev getv? O lpux O xuamf!

3. Sivaspt/iydjephit og vji ovin O en timmoph ot ot csulip op tjoqnipv us essowit puv xusloph O iovjis howi vjin e sigapf us tipf e pix upi uav onnifoevimz. Fuit vjot uqip ni aq vu quttocmi tdennist? Ov ectumavimz fuit. Fuit ov neli gus 100% tevotgoif datvunist? Ov ectumavimz fuit vjev et ximm. Ov dutvt ni iyvse nupiz qsucecmz 1 op iwisz duaqmi japfsif ovint, cav vji iyvse qsugov epf datvunis muzemvz ot ximm xusvj vji gix sitipv us siqmedif ovint.
xjisi iyedvmz dep zua hu vu tii xjev ovint esi timmoph vji nutv?
 
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