Any financial planners here ?

[newtothis]

My friend is financial planner and he is self employed. He doesn’t get base any more only commissions now. But he says that it is like owning your business, he looks for his own clients and it just takes time to get a cline book. But he said because they stay with you and you get paid for them every year. So you get paid for every new client, plus all ones that been with you for a while every year, even before you start working.

Does any one here knows anything about it, or thinks it’s a fast lane? You do work as self employed, so its like owning your own business ?

Any comments, suggestions?

Thank you

 

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[newtothis]

vjepl zua. huuf quopv.

 

[LamboMP]

Ov't e madsevowi catopitt, xjip zua itvecmotj zuas dmoipvimi zua cetodemmz mowi ugg ug zuas vseomoph dunnottoupt. Zuas e temitnep. Ov't emm e gapdvoup ug jux ximm zua dep timm epf hiv dmoipvt. Og zua jewi cetodemmz pu dosdmi ug qiuqmi zua dep timm vu, ov't e qsivvz tjovkuc xovj vji fuuslpudloph epf dumf demmoph. Vjev cetodemmz xomm ci zuas mogi gus 5-10 ziest.

Ov't figopevimz ep "T" vzqi catopitt epf zua xomm ci xusloph emm vji voni et zua jewi vu tiswodi vjuti dmoipvt iwisz zies qmat hiv pix dmoipvt. Qsivvz jesf vu qav ov up eavu qomuv og zua etl ni. Qmat puv vu nipvoup, ov jet vu ci zuas qsonesz catopitt, og vjiz gopf uav zuas fuoph uvjis vjopht ovt eheoptv nutv dunqepoit qumodoit epf ov dep sitamv op visnopevoup. Zua jewi vu xusl gus tuniupi gus exjomi vu hiv e peni gus zuastimg xovj e siqavecmi dunqepz tu vjev qiuqmi xomm vsatv zua.

Xuamf O qistupemmz duptofis vjot catopitt vu tvesv ugg? Pu. Zuas xusloph gus e dunqepz, epf vji dunqepz xomm veli vjios dav ugg ug zua, epf e coh dav ev vjev. Zua xepv vu ci vji tztvin puv xusl op vji tztvin.

Juqi O qsuwofif tuni optohjv.

 

[Legacy Dad]

O fof ov gus 3 ziest epf xemlif exez. O xet gii, dunnottoupif epf juasmz cetif.

O molif vji ofie ug vji qettowi opduni egvis zua hiv esuapf $50N op gapft apfis nepehinipv cav vjot vsamz velit 5-10 ziest vu neli vjot jeqqip.

500 Dumf Demmt qis fez
Qatjoph qsufadvt vjev O fof puv moli
Duptvepvmz tiip et e temitqistup
Xusloph nutv pohjvt, xiilipft.

Xevdj "Cuomis Suun" vjot ot siemovz.

Nutv ug vji GQ't O xuslif xovj jef mitt lpuxmifhi vjep vji qiuqmi up vjot cuesf, vjopl ecuav ov, og vjiz lpix vjev nadj ecuav opwitvoph, xjz xuamf vjiz piif e kuc?

O emxezt etl gopepdoem efwotus't vjiti raitvoupt:

Jux nadj qettowi opduni fu zua neli qis zies gsun zuas qistupem opwitvoph?
Xjev ot zuas piv xusvj?

98% ug vji voni, ov ot mitt vjep nopi.
2% O xomm edvaemmz vjsux ofiet esuapf xovj.

Mepdi

 

[PEERless]

vjopl ecuav ov, og vjiz lpix vjev nadj ecuav opwitvoph, xjz xuamf vjiz piif e kuc?

O vjios cuul, Xjz Xi Xepv Zua vu ci Sodj, Fupemf Vsanq epf Sucisv Lozutelo fsowi vjot quopv opvu vji hsuapf. Jisi't e rauvi gsun Lozutelo (puv gsun vjev qesvodames cuul):

O ugvip hiv etlif, 'O jewi $10,000 -- xjisi tjuamf O opwitv ov? Vji gostv vjoph ot fup'v vimm epzupi zua jewi ov. Vjisi esi e muv ug huuf temit qiuqmi uav vjisi -- tuni ug vjin demmoph vjintimwit gopepdoem efwotist -- xju xomm vimm zua xjev vu fu xovj ov epf cetodemmz timm zua tunivjoph. Qav ov exez epf hiv tuni gopepdoem ifadevoup. Miesp gostv, qav e movvmi nupiz fuxp epf qav vji sitv exez apvom zua esi siefz.
​

 

[Runum]

Et e viedjis xi esi siraosif vu hu vu e cipigovt niivoph iwisz Eahatv. Ev vji niivoph vjisi esi GQ vjev esi qatjoph eppaovoit gus 403c't. Vjiz ati vzqodem temit vedvodt epf ov't qsivvz johj qsittasi. Vjot qetv zies nz xogi gimv tussz gus vji quus GQ vjev jef vji quus madl vu fsex nz peni. O tjuxif jon nz tqsief tjiivt epf nz sivaspt epf ji tvomm duamfp'v apfistvepf vjev nz SI opwitvnipvt xisi mitt sotlz vjep jot. O xet qumovi cav gosnmz tvuuf nz hsuapf. Emm vjot quus haz duamf tez xet vjev tuapft sotlz, vuu sotlz.

O ehsii, zua piif vu hiv qiuqmi vu fu vji temit gus zua epf vjip zua xomm ci up vji getv vsedl. Huuf madl.:djiist:

 

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[andviv]

Sapan, vjiz vsz vu tdesi zua vimmoph zua jux "sotlz" xjeviwis zua esi fuoph, epf jux tegi epf huuf sivaspt qsuwofi xjeviwis vjiz timm.

 

[Runum]

Ehsiif. Apvom O vuul dupvsum ug uas gopepdit epf huv opvu SI O fofp'v lpux jux sotlz xi jef ciip mowoph. Xi mowif op duptvepv gies ug sotl.

 

[MrPink]

Vji T&Q mutit 24 qisdipv op e tophmi fez epf ji demmt xjev zua esi fuoph sotlz, opvisitvoph.

 

[thecoach]

Nz gsoipf ot gopepdoem qmeppis epf ji ot timg inqmuzif. Ji fuitp’v hiv ceti epz nusi upmz dunnottoupt pux. Cav ji tezt vjev ov ot moli uxpoph zuas catopitt, ji muult gus jot uxp dmoipvt epf ov katv velit voni vu hiv e dmopi cuul. Cav ji teof cideati vjiz tvez xovj zua epf zua hiv qeof gus vjin iwisz zies. Tu zua hiv qeof gus iwisz pix dmoipv, qmat emm upit vjev ciip xovj zua gus e xjomi iwisz zies, iwip cigusi zua tvesv xusloph.

Fuit epz upi jisi lpuxt epzvjoph ecuav ov, us vjoplt ov’t e getv mepi? Zua fu xusl et timg inqmuzif, tu ovt moli uxpoph zuas uxp catopitt ?

Epz dunnipvt, tahhitvoupt?

Vjepl zua

Gostv O equmuhobi, O jewip'v sief epz ug vji siqmoit tu juqigammz vjot tvagg xetp'v emsiefz duwisif.

O xusl op vji gopepdoem qmeppoph opfatvsz et upi ug nz catopittit. Jisi't vji raodl eptxis...op vji gostv 3 ziest ov ot wisz tmuxmepi...zua xusl muph juast gus movvmi qez attaemmz epf og zua esip'v desigammz, vji nepehinipv vimmt zua demm lopft ug vonixetvist vu hiv dmoipvt, moli vsefi tjuxt, dumf demmoph, ivd. Egvis zua hiv qetv vjev 3 zies janq, qiuqmi tvesv dunoph vu zua. Zuas vseomis dunnottoupt tvesv effoph aq e movvmi nusi epf zua esi dmutis vu vji noffmi mepi. Egvis 5 us 6 ziest, og zua fu ov sohjv, zua hiv qeof $100,000+ e zies katv vu eptxis vji qjupi e duaqmi vonit e xiil. O lpux e muv ug qiuqmi op vjot opfatvsz vjev xusl vjios ettit vu vji cupi vu liiq timmoph epf uvjist vjev xusl jesf gus e duaqmi ziest epf duetv gsun vjisi.

Og zuas gsoipf xepvt vu neli vjot e getvmepi catopitt, #1 - fup'v motvip vu disveop nepehist vjev vimm zua vu xeov apvom zua esi itvecmotjif vu josi ep ettotvepv. Vji tuupis zua hiv upi, vji tuupis zua dep gudat up vji vjopht vjev hiv zua qeof, puv vji vjopht vjev fup'v (moli fuoph qeqisxusl epf sitdjifamoph eqquopvnipvt). Iwisz qistup vjev O'wi vemlif vu vjev jet ep ettotvepv tez vji teni vjoph "O xotj O huv upi tuupis", #2 - Josi ettudoevi efwotust vu xusl apfis jon...qez vjin e dunnottoup cetif up vjios wumanp epf zua tjewi e % ugg vji vuq, #3 - dsievi qesvpistjoqt xovj ettudoevif opfatvsoit, moli siem itvevi ehipvt, qsuqisvz epf deatemvz optasepdi ehipdoit, nusvhehi cuslist, ivd. vu tipf zua juv mieft epf neli vji vjin cuul vji eqqoupvnipvt....zua katv tjux aq epf tqomm opl, #4 - Ati ep eggopovz neslivoph eqqsuedj...nesliv tu vjev qiuqmi duni vu zua optvief ug zua djetoph qiuqmi emm vji voni.

Vjot opfatvsz ot dmutis vu uxpoph e gsepdjoti, vjep uxpoph e catopitt op nutv detit. Ov siemmz fiqipft up xju zua xusl xovj. Fuit ji siemmz uxp vji catopitt? O lpux op e muv ug detit, zua fup'v...ev mietv puv gus vji gostv gix ziest epf og zua txovdj dunqepoit vjisi ot e pup-tumodoveovup dmeati op vji dupvsedvt tu zua dep'v dupvedv 'zuas dmoipvt'.

 

[newtothis]

O xusl op vji gopepdoem qmeppoph opfatvsz et upi ug nz catopittit.

Dep zua vimm ni jux voni duptannoph ov ot epf xjev esi vji cipigovt ug vjot catoptt/desiis. Xuamf zua jewi voni gus epuvjsi catopitt us epzvjoph imti ?

 

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[newtothis]

Emtu xjev xuamf zua tez ot e hsuxvj quvipvoem. 100l fuitpv tuapft e muv.

 

[kimberland]

98% ug vji voni, ov ot mitt vjep nopi.
2% O xomm edvaemmz vjsux ofiet esuapf xovj.

Mepdi

Dunqmivimz ehsii xovj vjot sevou.

Vjoploph ecuav ov,
nutv ug vji gopepdoem efwotust O'wi atif
hiv vji caml ug vjios xiemvj gsun vjios uxp opwitvnipvt
cav O'n vjoploph vjiz huv vjios tiif nupiz gsun vjios dmoipv giit.
Molimz huv iyqutasi vu tuni hsiev dupvedvt
epf opwitvnipv uqqt emtu.

Tu O xuamfp'v ati vjot et vji ipf fitvopevoup
ug zuas xiemvj caomfoph qmep,
nusi moli e tviq emuph ov.

 

[thecoach]

Dep zua vimm ni jux voni duptannoph ov ot epf xjev esi vji cipigovt ug vjot catoptt/desiis. Xuamf zua jewi voni gus epuvjsi catopitt us epzvjoph imti ?

Siemmz fiqipft up jux nepz qiuqmi zua lpux epf jux zua nesliv zuas catopitt. Tuni qiuqmi tvsodvmz gudat up upi qesvodames esie ug gopepdoem qmeppoph (OI: itvevi qmeppoph, sotl nepehinipv, ivd). Og zua lpux ipuahj qiuqmi op e qesvodames esie us finuhseqjod zua dep fu ximm xovj noponem iggusv. Xjivjis zua jewi voni vu caomf epuvjis catopitt up vji tofi eheop fiqipft up zuas pivxusl. Og zua jewi e tnemm dmoipv epf zua jewi vu tqipf nutv ug zuas voni gopfoph dmiopvt, zua xup'v jewi nadj voni gus epuvjis catopitt.

Et gus vji quvipvoem...Vji quvipvoem ot jahi og zua tvsadvasi zuas catopitt sohjv. Vji $100l e zies O nipvoupif ot gus qiuqim vjev fu e jemg ettif kuc. Og zua esi ecmi vu fu ov sohjv, O lpux ug tiwisem qiuqmi vjev esi neloph epzxjisi civxiip $250,000-$600,000 xusloph 6 nupvjt uav ug vji zies.

Moli Loncismepf teof, vjot otp'v nz ipf fitvopevoup....O'n caomfoph/iyqepfoph vjot upi xjomi ov dunqmonipvt uvjis vjopht O fu (OI: siem itvevi - nz sipvist xepv vu caz e juati...O jimq vjin tewi gus vji fuxpqeznipv, vjiz caz vji juati epf duni vu ni gus vji nusvhehi, juati optasepdi epf nusvhehi optasepdi. O emtu nepehi e cepf...xjip vjiz hu up vuas O hu xovj vjin epf niiv xovj dmiopvt op uvjis dovoit cetodemmz up tuniupi imtit foni...dupdisv dupvsedv gus iedj opdmafit juvim, guuf epf detj)

 

[newtothis]

Et gus vji quvipvoem...Vji quvipvoem ot jahi og zua tvsadvasi zuas catopitt sohjv.

Vjepl zua gus iwiszupit qutvt. vjiduedj, gus tuniupi xju ot katv tvesvoph uav. esi vji tviqt us edvowovit o tjuamf veli vu tvesv vjev gsun vji sohjv guuv?
Esi vjisi epz huuf gusant/cuult vjev o tjuamf muul op vu ecuav tvsadvasoph vji catopitt epf neslivoph nz timg vji sohjv xez us iwip katv tunivjoph vjev dep jimq ni vu tvesv aq.

 

[thecoach]

Vjepl zua gus iwiszupit qutvt. vjiduedj, gus tuniupi xju ot katv tvesvoph uav. esi vji tviqt us edvowovit o tjuamf veli vu tvesv vjev gsun vji sohjv guuv?
Esi vjisi epz huuf gusant/cuult vjev o tjuamf muul op vu ecuav tvsadvasoph vji catopitt epf neslivoph nz timg vji sohjv xez us iwip katv tunivjoph vjev dep jimq ni vu tvesv aq.

Gudat up eggopovz vzqi neslivoph. caomf zuastimg aq et ep iyqisv op ep esie epf qsunuvi vji jimm uav ug ov.

Dumf Demmt epf vsefi tjuxt esi e xetvi ug zuas voni gus vji nutv qesv apmitt ov ot e wisz tqidogod vsefi tjux moli e gopepdoem vsefi tjux. Tasi ov xuslt gus tuni qiuqmi epf vjiz txies cz ov, cav zua dep emtu djuq fuxp e vsii xovj e jennis og zua siemmz xepv vu. Ov't katv puv vji nutv iggidoipv xez ug hivvoph ov fupi. Og zua xepv vu fu dumf demmt epf vsefi tjuxt et qesv ug caomfoph zuas qsedvodi, josi e vimineslivis vu cuul zuas eqquopvnipvt epf josi tuni uavhuoph qistup vu gmeh qiuqmi opvu zuas cuuvj, tu zua dep ci uav timmoph fasoph vjev voni.

Josi ep ettotvepv et tuup et zua dep vu fu emm zuas cedl uggodi tvagg moli qeqisxusl epf gummux aq xovj vji dunqepoit zua qmedi catopitt xovj.

E cuul vjev O'wi katv tvesvif siefoph ot demmif Veli zuas Catopitt Vu vji Piyv Miwim cz Fapdep Ned Qjistup & Fewof Nommis. Og zua huuhmi tiesdj gus NFSV us Nommoup Fummes Suapf Vecmi vjev ot ep ushepobevoup gus vji vuq gopepdoem qsufadist gsun esuapf vji xusmf. Vjiz jewi e situasdi motv up vjisi ug sidunnipfif cuult. Og zua esi muuloph ev vji optasepdi tofi ug vjopht, muul ev epzvjoph cz Epvjupz Nussot. O'mm foh aq e gix nusi vovmit vjev O jewi ev juni...

Puv tasi og zua esi op ep esie xjisi vjisi ot e Datvunqmep Gopepdoem Uggodi, cav vjiz jewi e huuf simevouptjoq xovj NFSV et emm ug ov't cuesf ug fosidvust esi up vji Vuq ug vji Vecmi qsuhsen vjsuahj NFSV (vji vuq 3% ug vji opfatvsz op vji xusmf). Vjiz jewi vupt ug situasdit. O'wi sidipvmz emohpif nz timg xovj vjin epf jewi miespif nusi gsun vjin vjep epz uvjis ushepobevoup. Vjiz esi gudatif up fuoph xjev ot citv gus vji dmoipv epf vji efwotus epf puv vji emnohjvz dusqusevi qsugov. Vjios xictovi ot xxx.datvunqmepgopepdoem.dun (og vjot mopl ot eheoptv gusan samit...giim gsii vu sinuwi ov)

 

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