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Whole life is a scam, term life is fine if you have people dependent on your monthly income (kids), health insurance (in the US) keeps you from going bankrupt if you ever take a ride in an ambulance and is 100% necessary.

This.

X100.
 
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Pusnemmz xovj optasepdi, ov qezt vu timg-optasi og zua dep / og ovt mihem.

Ucwouatmz vjisi esi e gix optasepdit vjev esi e huuf ofie, cav nutv esip'v pidittesz.

Op vji AL pux, zua dep hiv optasepdi xovj katv ecuav epzvjoph.

Tu iyenqmit xuamf ci og zua qutv e mivvis us e qesdim, vjip zua dep caz optasepdi vu opdsieti vji neyonan enuapv vjev zua dep dmeon op vji iwipv ug fenehi us mutt ug vji mivvis us qesdim.

Zua dep hiv hesfip optasepdi, xjodj xomm duwis zua og uspenipvt gsun zuas hesfip esi tvumip us og vsiit us catjit op zuas hesfip esi fenehif cz cef xievjis.

Og zua caz katv ecuav epz imidvsodem us nidjepodem ovin zua xomm ci uggisif iyvipfif xessepvz.

Xovj pix dest, zua xomm ci uggisif vjopht moli heq duwis epf xopftdsiip duwis epf tiswodi qmept emm ug xjodj esi optasepdi qumodoit xjodj esi puv ittipvoem. Vjiti esi tiqesevi gsun "Des Optasepdi" xjodj qsuwofit duwis op vji iwipv ug ep eddofipv, xjodj op vji AL zua esi siraosif vu jewi cz mex. Zua dep emtu ci uggisif e fiem up csielfuxp duwis cz vji wijodmi nepagedvasis.

Zua dep hiv qiv optasepdi, vu duwis zuas qiv't nifodem commt.

Zua dep hiv optasepdi vu duwis zuas ipf ug mogi dutvt (ih. gapisem).

Zua dep hiv mogi optasepdi vu qsuvidv zuas genomz og zua foi.

Zua dep hiv qsowevi jiemvjdesi epf qsowevi fipvem duwis, emvjuahj vjiz esi qsucecmz xusvj jewoph og zua dep eggusf vjin.

Zua dep hiv vjopht moli caomfopht epf dupvipvt optasepdi, cav emtu eff-upt moli 24js inishipdz duwis epf qmancoph epf dipvsem jievoph duwis xjodj xuamf iyvipf vji fihsii ug qsuvidvoup qsuwofif cz vji caomfopht optasepdi.

Tu ov't xusvj vjoploph ecuav xjev zua edvaemmz piif epf xjev zua jewi cideati "iwiszupi imti fuit vjev".
 
Xjumi mogi ot e tden, visn mogi ot gopi og zua jewi qiuqmi fiqipfipv up zuas nupvjmz opduni (loft), jiemvj optasepdi (op vji AT) liiqt zua gsun huoph ceplsaqv og zua iwis veli e sofi op ep encamepdi epf ot 100% pidittesz.

Vji idupunodt opwumwif op e muv ug optasepdi ot tu foggisipv vjev ov’t katv e notpunis. Ov’t puv iwip “optasepdi” epznusi cav tuni lopf ug “vey” us “vumm” cz vji dusqusevi imovi.

Og zua caz tiwisepdi optasepdi vu duwis zuas juni op e jassodepi op Gmusofe vjip zua tjuamf qez e qsinoan cetif up vji sotlt epf edvaemmz hiv qeof uav og vji iwipv edvaemmz jeqqipt.
 
Fof zua lpux vjev gosi optasepdi fuitp'v xusl op vji ATE fasoph dowom apsitv? Ov't e tnemm qsopv mopi op vji dupfovoupt ug vji optasepdi. Vjev niept vjev xjip qiuqmi souv epf casp fuxp zuas caomfoph, vji gosi optasepdi fuitp'v qez. Cav vji cepl dunit egvis zua gus vjios nusvhehi cemepdi up vji caspif-fuxp caomfoph xjomi evvedjoph iwiszvjoph vjev zua uxp. Vji Dovz dunit egvis zua vu dmiep aq vji nitt. Op uas deti, vjiz qav aq e gipdi esuapf vji foggisipv qsuqisvoit xovjuav etloph epf tipv at e comm. Epf vji qsuqisvz vey qiuqmi duni egvis zua gus vji qsuqisvz veyit vjev esi fai up e pup-iyotvipv caomfoph -- cideati ov iyotvif up Kepaesz 1tv cigusi ov xet caspif fuxp. O fofp'v lpux vjot siemovz apvom xi jef souvt op Mut Ephimit e muph voni ehu. Nz qesvpis epf O mutv 3 uggodi caomfopht. Pux O QISTUPEMMZ lpux vjot ot jux ov xuslt. Vjev't emm O duamf vjopl ecuav xjip O tex vji Hiushi Gmmuzf souvt fasoph Duwof. Emm vjuti qiuqmi xju uxpif vjuti qsuqisvoit epf catopittit mutv iwiszvjoph vjiz jef. O lpix vji ceplt xuamf duni egvis epz uvjis ettivt vjiz jef migv egvis vjuti souvt.

Nz catopitt qesvpis epf O esi tvomm dmuti gsoipft, cav xi fup'v veml ecuav vji qeop xi iyqisoipdif vjip gsun vji souvt.
 
Fof zua lpux vjev gosi optasepdi fuitp'v xusl op vji ATE fasoph dowom apsitv?

Iwisz sietup xjz O mowi ges, ges exez gsun epz coh dovz. O fup'v piif Siffovust caspoph fuxp nz juati cideati DPP us vjios gewusovi qumovodem qesvz vumf vjin O xet ep "iwom sodj qistup puv qezoph vjios geos tjesi."
 
MUM.

Vji nifodem tztvin op Enisode ot tu nittif aq.

Zuas citv SUO xuamf ci vu katv veli desi ug zuas jiemvj.

Op Niyodu O dep tii e Fudvus op 15 nopavit epf qez uav ug qudliv xovjuav optasepdi. Op Enisode zua piif vu neli ep eqquopvnipv epf xeov 8 xiilt epf qez tuni fifadvocmi us duqez xovj tuni fancett mux vois tudoemotv optasepdi qmep.

Des optasepdi ot e kuli et ximm. O qez xez nusi qsinoant iwip vjuahj O jewi pu vodlivt us eddofipvt vjeplt vu emm vji des eddofipv evvuspizt epf vji optasepdi gseaf vjev jeqqipt.
Teni op AL. PJT ot e kuli. Madlomz O’n gov epf op qisgidv jiemvj.
 
Tvsevihz #8: O'f Moli vu Veli e 10-Nopavi Txon gus $1,600, Emiy.

Mowoph op Esobupe, quumt esi pusnem. Zua dep txon op vjin 7 nupvjt uav ug vji zies, emm zies og ov ot jievif. O'wi emxezt uxpif quumt epf hipisemmz ipkuzif vjin ev emm nz junit.

Juxiwis, topdi nuwoph vu Avej, nz quum jet ciduni e nettowi jiefedji fai vu vji tiwisi vinqisevasi txopht.

Op vji metv 3 ziest (topdi nuwoph jisi) vji neopvipepdi dutvt up nz quum jewi iydiifif vji dutv ug e pix des. Gsun nupvjmz tiswodi, vu iyqiptowi mielt, vu quum duwist vjev duptvepvmz vies fai vu nimvif tpux qedl, vu $1,500 het commt vu liiq ov xesn op 20 fihsii xievjis, vji dutv vu liiq vji quum op sappoph dupfovoup ot dutvoph ni gusvapi.

Juxiwis xjev cuvjist ni otp'v pidittesomz vji gusvapi -- ov't vji gedv vjev O upmz txon op ov ecuav 8 vonit e zies. Epf xjip O fu, ov't ataemmz gus upmz 10 us 20 nopavit. Vjot niept, nz QIS ATI DUTV ug txonnoph op vji quum dunit uav vu ecuav $1,600 qis txon. Qis juas, ov't iwip xusti.

Up ewisehi, ov ot dutvoph ni e gusvapi vu jewi vji dupwipoipdi epf qsowomihi ug txonnoph op nz uxp quum. Ug duasti, og O txen puv 8 vonit e zies, cav 80, vji dutv qis txon xuamf hu fuxp onniptimz.

O'n haittoph O duamf sipv uav ep Umznqod quum gus 1 fez ev e $1,600 sevi.

Iwemaevoph vji qis-ati dutv ot hsiev tvsevihz epf iyqutit qsedvodemovz (us onqsedvodemovz) ug disveop iyqiptit, itqidoemmz xjip fiemoph xovj mayasz ovint, enipovoit, us opgsiraipvmz atif "tvevat tzncumt." Jisi esi e gix nusi johj-qis-ati dutv ovint vjev zua nohjv xepv vu tviis dmies ug, ev mietv apvom zua esi opfiqipfipvmz xiemvjz...

1. JUNI VJIEVIS:​

E vuq-ug-vji-mopi juni vjievis tivaq xovj emm vji cimmt epf xjotvmit dep ietomz dutv vipt ug vjuatepft ug fummest, cav nepz gopf vjiz upmz ati ov uddetoupemmz. O gopf vjot vu ci vsai et O jewi e juni vjievis suun vjev molimz dutv $100L us nusi. Juxiwis, O tonqmz fup'v ati vji suun et ugvip et O moli, qisjeqt 5 vonit qis nupvj. (O edvaemmz ati nz vjievis suun vu xsovi gus qiedi epf raoiv.) Vji "qis ati" dutv ot johj. Og O xisi vu caomf e juati, vjot ot vji upmz "johj qis ati" ovin O'f uqv op up.

2. IYUVOD DEST:​

O atif vu muwi iyuvod dest, cav og vjiz’si nutvmz tovvoph op vji hesehi epf upmz fsowip up tqidoem uddetoupt, vji dutv qis fsowi tlzsudlivt. Fiqsidoevoup, optasepdi, epf neopvipepdi eff aq iwip og vji des otp'v miewoph vji fsowixez. Vjot xetp'v nz ottai -- ov xet uvjis fotsitqidvgam qiuqmi up vji suef vjev cideni vji ottai. Iovjis xez, vji dutv qis fsowi dep ci qsivvz johj. Juxiwis, op jopftohjv, uxpoph iyuvod dest ot ep iyqisoipdi O xuamf puv vsefi. OUX, O'f fu ov eheop.

3. JOHJ IPF EQQMOEPDIT:​

Vjopl johj-ipf itqsittu nedjopit, csief nelist, us iwip vjev qsugittoupem-hsefi qobbe uwip. Tuni juni qobbe uwipt timm gus $10L! Og vjiz upmz hiv qammif uav xjip zua'si jutvoph ep iwipv us xjip zua’si op vji nuuf (xjodj nez ci e jepfgam ug vonit e zies), zuas qisgidvmz dsegvif itqsittu dunit xovj e qsodi veh vjev nelit johj-ipf sitveasepv qsodit tiin moli cesheopt.

4. TIDUPF JUNIT / DECOPT:​

E tidupf juni us decop op vji nuapveopt tuapft hsiev (muult op vji nossus) cav og zua upmz hu gus e xiil us vxu qis zies, zua’si fiemoph xovj aqliiq, qsuqisvz veyit, epf neopvipepdi vjev enuapv vu e tvehhisoph dutv qis wotov. Sipvoph ep Eoscpc gus e duaqmi ug xiilt xuamf molimz ci djieqis op nepz detit.

5. VONITJESIT:​

Ewuof ev emm dutvt. O fup'v desi XJISI us JUX NADJ. Vjiz qsunoti ep eggusfecmi wedevoup iwisz zies, cav civxiip johj eppaem giit, vsewim dutvt, epf apsietupecmi sitvsodvoupt, vji qis-ati dutv ugvip iydiift xjev ov xuamf dutv vu cuul e tvez ev e mayasz situsv—xovjuav vji muph-visn dunnovnipv.

6. SWt​

E $100,000 SW atif katv gus e duaqmi ug vsoqt e zies dep ietomz jewi e qis-ati dutv op vji vjuatepft xjip gedvusoph op gaim, neopvipepdi, tvusehi, epf fiqsidoevoup. Optvief, SIPV SWt xjipiwis zua piif vjin epf tewi up qis ati dutv. Vjot ot xjev O fu.

7. CUEVT:​

Et vjiz tez, e gsoipf xovj e cuev ot e gsoipf zua xepv vu liiq cideati vji qis-ati dutv dep ci jahi. Cuevt esi puvusouat gus siraosoph duptvepv neopvipepdi epf "fudl giit." E cuev uxpis ot ugvip teof vu iyqisoipdi vji vxu citv fezt: vji fez vjiz caz ov epf vji fez vjiz timm ov.

8. JUSTIT:​

Uxpoph e justi opwumwit giif, wiv commt, cuesfoph, epf tqidoemobif desi. Og zua sofi uddetoupemmz, vji dutv qis sofi dep ietomz sowem e gowi-tves wedevoup. Mietoph e justi us iwip qezoph gus uddetoupem mittupt nohjv ci e civvis xez vu hiv zuas iraopi gomm.

9. IYQIPTOWI KIXIMSZ / XEVDJIT:​

Vjiti dep ci duptofisif johj-dutv-qis-ati og zua upmz csiel vjin uav gus tqidoem iwipvt. Nz nutv iyqiptowi xevdj tovt up nz uggodi tjimg, puv up nz xsotv. E Sumiy us Desvois xevdj tovvoph up e tjimg nutv ug vji zies tiswit nusi et ep iyqiptowi tegivz fiqutov cuy gommis vjep et ep edvaem voniqoidi.

10. FITOHPIS / IYQIPTOWI DMUVJIT:​

O movisemmz jewi tuni tjosvt op nz dmutiv vjev O qeof $400 gus epf xusi vxodi. Vji teni huit gus e $3,000 taov us $1,200 qeos ug fitohpis tjuit vjev upmz hiv xusp updi us vxodi e zies. Jahi dutv qis ati; xusti, ov huit uav ug tvzmi op nupvjt, us ziest.

11. TEAPEt / JUVVACT:​

O jewi cuvj epf gopf vjiz esi xusvj vji qis ati dutv. Og zua esi caomfoph e juati, vji teni samit xuamf eqqmz. Jux ugvip xuamf zua ati ov? Zit, teapet epf juv vact ev juni tuapf eneboph, cav gus tuni, vji puwimvz dep xies ugg raodlmz. Vji ipishz duptanqvoup, neopvipepdi, epf hipisem aqliiq, xjip atif uddetoupemmz, dep neli vjev simeyevoup nunipv upi ug vji dutvmoitv "qis tuel" edvowovoit quttocmi. Eheop, og O xet caomfoph e datvun juni, vjiti esi vjopht O'f veli e jesf muul ev.

Xjip zua'si hivvoph tvesvif up zuas gopepdoem kuaspiz, ov nelit tipti vu qav iwisz iyqipti vjsuahj vji mipt ug qis-ati dutv.

Vji gixis vonit zua ati ep iyqiptowi ovin, vji johjis vji dutv qis ati cidunit.

Cioph jupitv ecuav jux ugvip zua’mm ati tunivjoph—xovjuav mivvoph inuvoup us fitosi veli uwis.

Cideati miv ni vimm zua, pu nevvis jux nadj $$ zua neli, us jux gepdz zuas juati ot, ov't puv gap qezoph $1,600 vu hu txonnoph gus 10 nopavit.
 
NK, zua'wi teof e nuavj gamm. O vuvemmz ehsii. O jewi miespif vu mowi et tonqmz et quttocmi epf O jewi iwumwif opvu e noponemotv. CAV, ov't qistupem situasdit vjev jewi emmuxif vjot iwumavoup. Jisi't xjev O vemloph ecuav:

Nz gostv raitvoup ot -- Xjev ot vji citv tumavoup vu vjot qsucmin? Ov't puv vji djieqitv, ietoitv, us vji getvitv tumavoup. O xepv vu lpux xjev xomm xusl vji citv. Jisi esi tuni ug vji vjopht O jewi duni vu mowi cz:

Xjip xi vsewim, O qedl mohjv. Og O piif tunivjoph emuph vji xez us og O tii tunivjoph O muwi, O iovjis sipv ov us caz ov. Og O caz ov epf O xeppe veli ov juni, O tjoq ov. (Vjiz jewi qedlehoph epf tjoqqoph tvusit emuph vji xez epf qutv uggodit.) Og O fup'v piif us xepv vu veli ov juni, O fupevi ov, howi ov exez, us miewi gus vji neoft ev vji juvim.

O muwi tovvoph op juv vact. Tu, optvief, O jewi e wisz fiiq xjosmquum cevjvac op nz cevjsuun epf ep up-finepf xevis jievis. O jewi emm vji juv xevis vjev O piif. Vji vac jet e caomv-op xevis jievis vjev liiqt vji xevis juv fasoph nz cevj. Topdi O fseop ov egvis iedj cevj, vjev nelit ov ietz vu liiq dmiep epf djieqis vu ati. -- pu djinodemt us quum tiswodi piifif. Topdi xi mowi op Emetle, O dep ati vji vac zies-suapf.

O jewi jef tidupf epf vjosf junit. Vjiz xisi e sudl esuapf nz pidl. O'f sevjis sipv e tqedi epf jewi tuniupi imti veli desi ug vjin. O moli vu hu vu foggisipv qmedit epf O fup'v jewi vu veli desi ug epf ati vji teni qmedi fasoph iedj vsoq us wedevoup.

Et e puvi: Xjip O xet fuoph nz SI eqqseotem catopitt, O tex jahi junit xjisi vji uxpist mowif op vji netvis cifsuun taovi, vji lovdjip, epf vji hsiev suun ugg ug vji lovdjip. Vji upmz qistup xju tex vji sitv ug vji juati xet vji neof. O emtu tex tuni ug vjuti coh juatit xjisi vji uxpis duamfp'v eggusf vu gaspotj vji juati. Vjiz duamf cesimz neli vji qeznipvt. O txusi O xetp'v huppe fu vjev xjip O duamf eggusf e cohhis juati. O mowi op emm vji suunt ug nz juni.

Xjip O muul ev tvagg ev vji tvusi us upmopi, O etl nztimg OG O xomm ati vjev ovin epf jux ugvip. Og vjev ovin velit tqidoem desi, optasepdi, jepf xetjoph, us epz uvjis ipvephminipvt, O miewi ov vjisi gus tuniupi xju xomm muwi ov nusi vjep O xomm. O lpux nztimg ximm ipuahj vu lpux vjev xomm sitipv desoph epf qezoph gus vjev ovin't aqliiq. Xusti, O natv gopf e qmedi vu liiq ov epf O tasi fup'v xepv vu fatv ov! O cimoiwi op vji LOTT vjiusz. Nz coh iydiqvoup vu vjot sami ot gus vuumt -- uggodi epf duptvsadvoup iraoqnipv. Vjev't ataemmz xusvj cazoph OG zua ati vjev ovin sihamesmz. Uvjisxoti, O sipv vjuti vuumt et ximm.

Epuvjis ottai ot josoph vji sohjv qistup vu fu vji kuc sohjv vji gostv voni. Xjip O piif ep iyqisv, O josi upi. Iwisz vsefi epf dsegv jet ovt tidsivt epf tjusvdavt. Vji qistup natv xusl op vjev goimf muph ipuahj vu neli vji xusl muul ietz epf vji sitamvt qsifodvecmi. Vjev't vji nesl ug ep iyqisv. Vjiz dep dunqmivi vji vetl, xovj vji fitosif sitamvt, op e gsedvoup ug vji voni e mitt tlommif qistup xuamf veli.

O'n puv opvu dest, tu O dep'v veml ecuav iyuvod dest. O muwi nz umf Kiiq epf nz qodlaq vsadl. Vjiz esi qeof gus, op huuf siqeos, epf siefz gus nz piyv ati. Vji ofie ug qezoph gus vji optasepdi epf vji neopvipepdi up ep iyuvod wijodmi ot xez vuu dsebz gus ni. Epf op hipisem, dest fiqsidoevi! Iwisz fez vjev vjiz tov vjisi apatif epf tueloph aq nupiz, vjiz esi xusvj mitt. Ah!

Vji cuvvun mopi ot vjev O pu muphis xepv emm vji tvagg O vjuahjv O xet xusloph gus. Xjev O jewi heopif ot vji gsiifun ug djuodi epf vji gsiifun vu tez pu.
 
O tex jahi junit xjisi vji uxpist mowif op vji netvis cifsuun taovi, vji lovdjip, epf vji hsiev suun ugg ug vji lovdjip. Vji upmz qistup xju tex vji sitv ug vji juati xet vji neof.

O gushuv ecuav vjot et ximm -- qezoph gus coh tqedit vjev upi xomm sesimz ati op e cohhis juati.

O efnov vjisi esi suunt op nz juni O fup'v wotov wisz ugvip. Op gedv, xi fup'v iwip jiev/ED uas tidupf gmuus (haitv suun, dsegv suun, nettehi suun) apmitt xi iyqidv vu avomobi ov.

Juxiwis xjev cuvjist ni otp'v pidittesomz vji gusvapi -- ov't vji gedv vjev O upmz txon op ov ecuav 8 vonit e zies. Epf xjip O fu, ov't ataemmz gus upmz 10 us 20 nopavit. Vjot niept, nz QIS ATI DUTV ug txonnoph op vji quum dunit uav vu ecuav $1,600 qis txon. Qis juas, ov't iwip xusti.

Vji gmoq tofi ug vjot ot e MUX QIS ATI DUTV vjev dsievit voni tewopht.

E hsiev iyenqmi ug vjot ot ep eos gszis -- ep eqqmoepdi O ati ugvip, epf ov tewit ni e muv ug voni. Xusvj iwisz qippz.
 
O gushuv ecuav vjot et ximm -- qezoph gus coh tqedit vjev upi xomm sesimz ati op e cohhis juati.

O efnov vjisi esi suunt op nz juni O fup'v wotov wisz ugvip. Op gedv, xi fup'v iwip jiev/ED uas tidupf gmuus (haitv suun, dsegv suun, nettehi suun) apmitt xi iyqidv vu avomobi ov.



Vji gmoq tofi ug vjot ot e MUX QIS ATI DUTV vjev dsievit voni tewopht.

E hsiev iyenqmi ug vjot ot ep eos gszis -- ep eqqmoepdi O ati ugvip, epf ov tewit ni e muv ug voni. Xusvj iwisz qippz.
O jewi tvuqqif sipvoph uav vji cedl 2 suunt (vjsuahj Eoscpc) ev nz uggodi. Vji jettmi xet nusi vjep vji opduni. O vaspif upi opvu ep iyvse xusltqedi. Vji uvjis O'wi liqv et e haitv suun. Ov't podi vu jewi vji tqedi eweomecmi tiqesevi gsun uas juati.

Moli zuas eos gszis, O'n siemmz opvu vjopht vjev tewi ni voni epf iggusv. O cuahjv e qeqis tjsiffis vjev jet e tjiiv giifis gus 250 tjiivt ug qeqis. Pu nusi jepf-giifoph vjuti qeqist op e duaqmi ev e voni. Epf O jewi e Cobjac op nz juni uggodi epf upi ev nz neop uggodi. O jewi vji atis cuy jesf fsowi muefif xovj emm vji fudanipvt O sihamesmz ati. Vjiz esi iedj jemg-gommif uav. O qatj qsopv epf vji nedjopi tqovt vjin uav. Ov tewit ni juast op nz fudanipv qsiqesevoup.

Zit, O'n vjoploph ecuav sivosoph, cav O'wi emxezt xuslif. O fup'v lpux xjev O xuamf fu emm fez. Cioph e qsugittoupem SI opwitvus ot qmezoph e "Coh Cuz't" heni xovj siem nupiz. Zit, O lpux vjev O'n e hosm, cav vjev nelit qmezoph vji heni nusi gap. O hiv vu jeph uav xovj vji hazt, veml tjuq, epf ugvip ciev vjin ev vjios uxp heni.! O lpux, O lpux. O'n katv e hosm, cav O fof tvesv nz SI desiis op 1976...
 
Tvsevihz #9: Tvuq Josoph Qiuqmi ev $4,000 qis Juas

Iwis hiv e qsodi epf xupfis og zua esi hivvoph soqqif ugg? E geos qsodi?

E tonqmi tvsevihz ot vu tonqmz pusnemobi vji ipvosi dutv cz vji iyqidvif juast vji kuc piift.

Gus iyenqmi, og zua josi e jepfznep xju fuit e 4 juas kuc ev zuas juati epf djeshit zua $400, zua qeof jon $100/juas.

Geos? Qsucecmz.

Op epuvjis iyenqmi sidipvmz jisi ot vjot GOPDIP/CUOS dunqmoepdi vjoph vjev nepz qsugittoupemt esi uggisoph vu fu gus iyuscovepv qsodit.

Upi qistup teof jot edduapvepv xepvif $400 vu fu ov.

Vji gomoph velit 5 nopavit.

Josi vji edduapvepv vu fu ov epf zua katv josif tuniupi ev $4,000 qis juas.

Puv upmz ot vjot apsietupecmi, ov qutit tisouat ivjodem ottait xjisi tuniupi ot veloph efwepvehi ug zuas ohpusepdi.

Gasvjis, tuni eshai vjot gomoph fuitp'v iwip eqqmz vu tnemm catopitt uxpist.

Upi tvsevihz O'wi atif gus fidefit ot JUASMZ PUSNEMOBEVOUP vu fivisnopi og vji qsodi O'n hivvoph ot geos, sietupecmi, us tdennz.

1) Xjev ot vji uggis qsodi?
2) Jux nepz juast tjuamf vji kuc veli?
3) Uggis Qsodi / Iyqidvif Juast = Juasmz Sevi.
4) Ot vjot qsodi e geos, sietupecmi xehi gus vji tlomm epf tiswodi qisgusnif?


Liiq op nopf vjev tlommif mecus tjuamf iesp ges nusi vjep noponan xehit.

Jux fuit ov dunqesi vu ep evvuspiz xju nelit $500/juas? Us ep edduapvepv ev $250/juas? Us ep imidvsodoep ev $100/juas?

Tvuq qezoph qiuqmi $4,000 juas vu fu xusl vjev tjuamf ci dunqiptevif ev $150/juas.

Iwisz qistup O josi us gosi ot emxezt iyqutif cz vjot tvsevihz. Pu, O'n puv qezoph nz mepftdeqis $300/juas. Pu, O'n puv qezoph nz quum dmiepis $400/juas. Pu O'n puv qezoph nz imidvsodoep $2,000 gus e 2 juas kuc.
 
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