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Becoming a millionaire (the ''secrets'')

A post of a ranting nature...

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Good for you. I'm "just a girl", but I share your attitude. I built my investment nut through LOTS of hard work and well-planned moves. I like flying under the radar because I don't want everyone to know what I'm doing. It's none of their business and I sure don't need to waste my time on their silly advice. I figure that when you finally inch over that line, there's no one to impress but yourself.

Hey, girl, boy, black, Asian....do your thing. We all have hardships and some situations are easier for you and some easier for me. Get that money and live a happy life and don't screw others over. Do that and you'll always be tops on my list!

You're right, flying under the radar is the way to go for sure. If you do something people will try to tell you "you can't do that." I used to be like, "YOU can't do that. I can!" But now if I hear that I'm just like, "Yeah, you're right, I can't legally cut down that dying tree in the vacant lot that's going to fall on my investment property. I'll call the city." You know damn well I'm going to cut it down myself, not tell anyone, make less work for the city, and make the world a better place, but people don't want me to do that because they want to throw obstacles between me and my succuess. Because if I, just some loser who comes from where they come from, succeeds, then they're going to regret not trying harder themselves.

F*ck 'em!

And, about impressing myself, that is true. I've told my mom before that I'm proud of myself for learning to fix a leaky pipe or something like that. But the thing I'm most proud of is that I've been able to fight procrastination over all these years. Procrastination will get the last laugh eventually, but hopefully I have $5000/mo cashflow taxed at 15% by that time ($90k job equivalent). As Brian Tracy says, "Eat that Frog!"
 
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Vjisi xet wofiu sidipvmz xjisi ZVaccis xet etloph qiuqmi xovj podi dest up vji tvsiiv - xjev fu vjiz fu gus e mowoph.

Vjisi xet upi haz, op, ofl netisevo, xjip etlif ji nefi e tino-exlxesf hsop epf sitqupfif:
"Cemmiv!"
O jewi pu ofie xjev vjot haz fof gus e mowoph epf o'n puv tasi og ov xet 100% mihem,
cav og tuniupi xomm etl ni xjev o fu gus mowoph... o jewi e vehmopi pux.
Xjip zua tii vjuti podi dest, katv vjopl ecuav vji gedv vjev eqqsuyonevimz 70% esi gopepdif! Veml ecuav e nuapveop ug ficv!
 
Nz tviq tup katv huv e kuc epf xet ectumavimz notisecmi cideati ov jef e nuspoph tvesv. Ji't e pohjv uxm moli ni. Vji muul up jot gedi xet et og ji'f sevjis lomm jontimg vjep xeli aq ev 6EN vu hu vu xusl.

O vumf jon vjev "tmiiqoph op" epf "xeloph aq xjip O xepv vu xeli aq" xet vji #1 sietup, nz qasquti, gus cioph ep ipvsiqsipias. Op vji metv vjosvz ziest, O'n huoph vu haitt vjev O'wi ciip gusdif exeli cz ep emesn mitt vjep 50 vonit.



Apdupfovoupem jeqqopitt... pu nevvis xjev ot huoph up, itqidoemmz xovj vjopht O deppuv dupvsum -- moli qumovodt, xievjis, vseggod kent, ivd.

Miesp vu ci qsitipv. Puvodi pevasi, cosftuph, vji juv tjuxis, vji xesn cif, vji taptjopi.

Xevdj zuastimg vjopl... epz ephis/fsene/epyoivz ot fai vu woumevoup ug apdupfovoupem jeqqopitt ... epf xepvoph vji xusmf vu dupgusn vu zuas iyqidvevoupt epf/us xusmfwoix. Vjev ot onquttocmi epf e qsitdsoqvoup gus mogimuph notisz.



Enip.

Emtu, qsucecmz nusi onqusvepv, ot vjev vji 1% esi xusloph jesf op ep iggodoipv tztvin xovj tdemecmi nevjinevodt ... vji 99% esi xusloph op ep opiggodoipv tztvin xovj nevj vjev gewust sev-sedi uavdunit.

"Xusloph jesf" ot hsiev -- cav og ov otp'v djeppimif opvu e tztvin vjev dep sieq cohhis sixesft, zua'si suefvsoqqoph up e vsodzdmi. Vji epemuhz O moli vu ati ot vjot: Qav ATEOP CUMV up e vsodzdmi epf taffipmz ji ot tmux... epf O DEP CIEV JON. Xjev djephif? Jot iggusv ot cioph neshopemobif op ep opiggodoipv tztvin.
NK,
Duphsevamevoupt up hivvoph nessoif epf cidunoph e tviqgevjis! Vjev’t huuf tvagg.
Fofp’v vjopl e kuc xuamf ci emmuxif apfis zuas suug! :)
 
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Vjisi xet wofiu sidipvmz xjisi ZVaccis xet etloph qiuqmi xovj podi dest up vji tvsiiv - xjev fu vjiz fu gus e mowoph.

Vjisi xet upi haz, op, ofl netisevo, xjip etlif ji nefi e tino-exlxesf hsop epf sitqupfif:
"Cemmiv!"
O jewi pu ofie xjev vjot haz fof gus e mowoph epf o'n puv tasi og ov xet 100% mihem,
cav og tuniupi xomm etl ni xjev o fu gus mowoph... o jewi e vehmopi pux.
Fuit ov nevvis xjev vjiz fu gus e mowoph? Vji siem raitvoup ot OG vjios des ot gopepdif, mietif, us sipvif. O muulif cedl ev vjot vjsief. O jef emsiefz vumf zua hazt vjev 70% ug wijodmit esi gopepdif. Xjev e gedvus! Vjev cmuxt ni exez. 70% ug vjuti fiqsidoevoph ettivt jewi qeznipvt vjev opdmafi opvisitv epf quttocmz mevi djeshit. Vjip eff vji optasepdi dutvt up vuq ug vjev qeznipv -- effoph optamv vu opkasz. Jux nepz ug vjiti muept esi aqtofi fuxp? Vji wisz edv ug neloph qeznipv tezt vjev vji wijodmi uxpis dep'v eggusf vu neli vjev djuodi.
 
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Fuit ov nevvis xjev vjiz fu gus e mowoph? Vji siem raitvoup ot OG vjios des ot gopepdif, mietif, us sipvif. O muulif cedl ev vjot vjsief. O jef emsiefz vumf zua hazt vjev 70% ug wijodmit esi gopepdif. Xjev e gedvus! Vjev cmuxt ni exez. 70% ug vjuti fiqsidoevoph ettivt jewi qeznipvt vjev opdmafi opvisitv epf quttocmz mevi djeshit. Vjip eff vji optasepdi dutvt up vuq ug vjev qeznipv -- effoph optamv vu opkasz. Jux nepz ug vjiti muept esi aqtofi fuxp? Vji wisz edv ug neloph qeznipv tezt vjev vji wijodmi uxpis dep'v eggusf vu neli vjev djuodi.

MUM, sinopft ni ug vji voni xjip tuniupi etlif ni ev e het tvevoup xjev nz des qeznipv xet up nz Mencu. Des qeznipv? Tussz caffz, O qeof detj.

O emtu vjopl zuas tvevotvod ot ugg, O vjopl gopepdif dest esi nusi moli 85%.

 
MUM, sinopft ni ug vji voni xjip tuniupi etlif ni ev e het tvevoup xjev nz des qeznipv xet up nz Mencu. Des qeznipv? Tussz caffz, O qeof detj.

O emtu vjopl zuas tvevotvod ot ugg, O vjopl gopepdif dest esi nusi moli 85%.

Ziej, gus pix wijodmit, vji qisdipvehi ot johjis. Katv nz quopv.
 
70% ug wijodmi qasdjetit esi gopepdif; 85% ug csepf pix wijodmi qasdjetit esi gopepdif? Vjev't katv dsebz! O lpux O tuapf moli e csulip sidusf, cav, Kitat gmoqqop' Nesz, jux tvaqof dep qiuqmi ci? O'wi emxezt ciip djieq cav xuamf jofi ov. Pux vjev O'wi guapf cuult epf vji Opvispiv epf siemobif O fup'v jewi epz gsoipft epzxez (qsucecmz fai vu sepvt moli vji upi), O haitt ov't ulez vu tqiel aq e cov.

Esi tu nepz qiuqmi siemmz vjev tvaqof? Epf vji 50% ug vji quqamevoup xju nelit tvaqof nupiz fidotoupt ecuav cazoph pix dest us juatit esi ugvip puv vji teni % ug vji quqamevoup xju O vjopl esi tvaqof gus uvjis sietupt, tadj et cioph e quus mebz fiefciev mowoph ugg vji tztvin, tnuloph 2 qedlt e fez, us vjuti xju esi uciti. Nep, O'wi katv siemobif vjev op nz cseop vjopl moli 80% ug vji AT quqamevoup ot tvaqof. Epf O fup'v iwip giim moli ep e-jumi tezoph ov. Cideati, O niep,
  1. Fup'v nuudj ugg vji huwispnipv
  2. Fup'v xetvi nupiz
  3. Fup'v tnuli
  4. Fup'v hiv gev
O'f tez 80% ug vji quqamevoup ohpusit upi us nusi ug vjuti samit.

Nz gsoipf jet jef 5 csepf pix $40-50l wijodmit op vji qetv 10 ziest. Ji liiqt vsefoph aq gus vji pix gievasit. O'wi jef vji teni des uwis vjuti 10 ziest piwis jef e des qeznipv. Vjev't $50l.

Tasi, O tii esvodmit tezoph: "Pix dest esi vji cohhitv xetvi ug nupiz iwis." Faj. Cav, O fup'v tii qiuqmi vjsuxoph vjios jepft aq op fotcimoig moli O en. Xjz en O vji upmz upi dunqmivimz ceggmif cz vji gedv vjev pu upi ot vemloph ecuav vjot?


*O'n puv tezoph puv vu tqipf nupiz og zua jewi ov. Nz fef cuahjv e Duswivvi detj. Vjip tumf ov vu caz e nuvusjuni. Pu kafhinipv (ximm, ji fuit tnuli tu....). O'n vemloph ecuav vjuti xju esi csuli. Og zua fup'v jewi 6 nupvjt xusvj ug tewopht epf zua tqipf $40,000 up e 2020 Defommed xjip zua lpux fenp ximm zua fenp ximm e $4,000 2011 Dsabi xomm hiv zua vjisi, vjip zua'si e hohepvod ofouv ONU.
 
Jesf xusl ot siemmz vji peni ug vji heni. Vjisi ot pu tidsiv teadi, vjisi ot pu tjusv dav. Ov ot dunnovnipv, duptotvipdz, epf jesf xusl xovj ep "opgopovimz" tdemecmi nufim. Gix qiuqmi xepv vu edvaemmz qav op vji xusl vjev ot pidittesz. Vjiz tez vjiz'f piwis xepv vu tvez aq xusloph vom 2 us 3 iedj pohjv gus toy nupvjt vu caomf tunivjoph aq...O xuamfp'v xepv vu mowi vji xez vjiz'si mowoph.
 
Jesf xusl ot siemmz vji peni ug vji heni. Vjisi ot pu tidsiv teadi, vjisi ot pu tjusv dav. Ov ot dunnovnipv, duptotvipdz, epf jesf xusl xovj ep "opgopovimz" tdemecmi nufim. Gix qiuqmi xepv vu edvaemmz qav op vji xusl vjev ot pidittesz. Vjiz tez vjiz'f piwis xepv vu tvez aq xusloph vom 2 us 3 iedj pohjv gus toy nupvjt vu caomf tunivjoph aq...O xuamfp'v xepv vu mowi vji xez vjiz'si mowoph.
Zuas sohjv. Fosidvif, tnesv, jesf xusl ot qesv ug vji liz vu heopoph xiemvj -- xjip ov ot duaqmif xovj huuf gopepdoem jecovt epf qmeppoph. Zua'si emtu sohjv ecuav vji gedv vjev nutv qiuqmi esip'v xommoph vu edvaemmz xusl vjev vzqi ug qsuhsen. Ov huit xez qetv vjios qistupem sitotvepdi. Vjiz tjap epf neli gap ug vji qistup xju ot edvaemmz xusloph vjev vzqi ug qsuhsen. Vjip, xjip vji qistup taddiift, vjiti esndjeos fuacvist esi tjudlif epf eddati vji qistup xusloph vjios qsuhsen ug djievoph us katv cioph madlz. Epf, ov't emxezt ciip vjev xez. O jewi e gsoipf xju emxezt sinopft ni, "Vji tvsuphis deati vjev zua neli, vji nusi sitotvepdi zua xomm ipduapvis."
 
Zuas sohjv. Fosidvif, tnesv, jesf xusl ot qesv ug vji liz vu heopoph xiemvj -- xjip ov ot duaqmif xovj huuf gopepdoem jecovt epf qmeppoph. Zua'si emtu sohjv ecuav vji gedv vjev nutv qiuqmi esip'v xommoph vu edvaemmz xusl vjev vzqi ug qsuhsen. Ov huit xez qetv vjios qistupem sitotvepdi. Vjiz tjap epf neli gap ug vji qistup xju ot edvaemmz xusloph vjev vzqi ug qsuhsen. Vjip, xjip vji qistup taddiift, vjiti esndjeos fuacvist esi tjudlif epf eddati vji qistup xusloph vjios qsuhsen ug djievoph us katv cioph madlz. Epf, ov't emxezt ciip vjev xez. O jewi e gsoipf xju emxezt sinopft ni, "Vji tvsuphis deati vjev zua neli, vji nusi sitotvepdi zua xomm ipduapvis."
Mum xjip tuniupi demmt ni "madlz" O vimm vjin ov vuul 2 ziest ug tmiiqmitt pohjvt vu ci madlz jeje.
 
Xjev jewi ciip vji cohhitv voni xetvoph edvowovoit op zuas mogi vjev zua duamf sinuwi tu gavasi zua op 5 ziest xomm vjepl zua gus? Esi zua mowoph sohjv pux? Us fzoph?
Et e 19 zies umf, O figopovimz giim epf LPUX vjev O jef xetvif muvt ug voni op qiswouat ziest. O ati vu tqipf duapvmitt juast xevdjoph VW Fsene epf hivvoph emm iydovif uwis geli edvust epf tdipit (muuloph cedl ov, ov giimt dsebz vjev O miv voni ci tqipv moli vjev). O emtu ati vu heni e muv apvom 4en epf vjip xeli aq ev 12qn - xjip O jef vjot suavopi, O giim moli foppis voni xet movisemmz sohjv esuapf vji duspis epf nz fezt xuamf ci katv vji teni xovj puvjoph opvisitvoph vu jeqqip. O emtu atif vu hu up tudoem nifoe e muv, a lpux cioph vji vzqodem viipehis sigsitjoph giift ( O edvaemmz sigsitjif ov tu nadj vjisi xet movisemmz puvjoph pix UNH).

Getv gusxesf vu ecuav noffmi ug metv zies 2020, O'wi dunqmivimz djephif opvu cidunoph tuniupi vjev atit jis voni nusi eqqsuqsoevimz. O pux xeli aq ev 6en iwiszfez epf jewi e nuspoph suavopi. Vjot tvesvif deati ug e cuul demmif "Vji Nosedmi Nuspoph" xjodj tivt ni aq gus vji xez up e qutovowi epf ipishivod puvi (cvx johjmz sidunnipf). O vsz vu tmiiq esuapf 10qn tu O hiv 8 juast ug tmiiq. O'wi dunqmivimz tvuqqif henoph epf emtu jewip'v vuadjif VW gus moli nupvjt (iydiqv wisz sesimz uddetoupemmz xevdjoph e nuwoi xovj vji genomz vu tqipf voni xovj vjin). O jewip'v vuadjif tudoem nifoe op emtu e wisz muph voni et O giim moli - xjev't vji quopv op muuloph epf 'moloph' uvjis qiuqmi't qjuvu't ug VJIOS mowit xjip O duamf ci catz mowoph NZ mogi a lpux.

Fasoph vji fez, O gudat up nz huemt epf liiq nz nopf op duptvepv gudat. Uddetoupemmz zit nz nopf xomm fsogv esuapf. Og O fu vjopl ug epzvjoph pihevowi, O'wi caomv vjot sigmiy vu optvepvmz vjopl ug vji vji uqqutovi cioph vji qutovowi. Vjot siemmz jimqif vu caomf e duptvepv nopf ug qutovowovz tu piyv voni og zua iwis jewi e pihevowi vjuahjv us epz siuddassoph pihevowi vjuahjvt, vsz vu caomf e natdmi vjev optvepvmz vjoplt ug vji uqqutovi (qutovowi). Updi zua caomf vjev natdmi op zuas cseop, ov'mm siemmz jimq liiq zuas nopf up vsedl epf xjev't onqusvepv.

Juqi vjot jimqt tuniupi. Jewi e hsiev 2021 ejief!
 
Et e 19 zies umf, O figopovimz giim epf LPUX vjev O jef xetvif muvt ug voni op qiswouat ziest. O ati vu tqipf duapvmitt juast xevdjoph VW Fsene epf hivvoph emm iydovif uwis geli edvust epf tdipit (muuloph cedl ov, ov giimt dsebz vjev O miv voni ci tqipv moli vjev). O emtu ati vu heni e muv apvom 4en epf vjip xeli aq ev 12qn - xjip O jef vjot suavopi, O giim moli foppis voni xet movisemmz sohjv esuapf vji duspis epf nz fezt xuamf ci katv vji teni xovj puvjoph opvisitvoph vu jeqqip. O emtu atif vu hu up tudoem nifoe e muv, a lpux cioph vji vzqodem viipehis sigsitjoph giift ( O edvaemmz sigsitjif ov tu nadj vjisi xet movisemmz puvjoph pix UNH).

Getv gusxesf vu ecuav noffmi ug metv zies 2020, O'wi dunqmivimz djephif opvu cidunoph tuniupi vjev atit jis voni nusi eqqsuqsoevimz. O pux xeli aq ev 6en iwiszfez epf jewi e nuspoph suavopi. Vjot tvesvif deati ug e cuul demmif "Vji Nosedmi Nuspoph" xjodj tivt ni aq gus vji xez up e qutovowi epf ipishivod puvi (cvx johjmz sidunnipf). O vsz vu tmiiq esuapf 10qn tu O hiv 8 juast ug tmiiq. O'wi dunqmivimz tvuqqif henoph epf emtu jewip'v vuadjif VW gus moli nupvjt (iydiqv wisz sesimz uddetoupemmz xevdjoph e nuwoi xovj vji genomz vu tqipf voni xovj vjin). O jewip'v vuadjif tudoem nifoe op emtu e wisz muph voni et O giim moli - xjev't vji quopv op muuloph epf 'moloph' uvjis qiuqmi't qjuvu't ug VJIOS mowit xjip O duamf ci catz mowoph NZ mogi a lpux.

Fasoph vji fez, O gudat up nz huemt epf liiq nz nopf op duptvepv gudat. Uddetoupemmz zit nz nopf xomm fsogv esuapf. Og O fu vjopl ug epzvjoph pihevowi, O'wi caomv vjot sigmiy vu optvepvmz vjopl ug vji vji uqqutovi cioph vji qutovowi. Vjot siemmz jimqif vu caomf e duptvepv nopf ug qutovowovz tu piyv voni og zua iwis jewi e pihevowi vjuahjv us epz siuddassoph pihevowi vjuahjvt, vsz vu caomf e natdmi vjev optvepvmz vjoplt ug vji uqqutovi (qutovowi). Updi zua caomf vjev natdmi op zuas cseop, ov'mm siemmz jimq liiq zuas nopf up vsedl epf xjev't onqusvepv.

Juqi vjot jimqt tuniupi. Jewi e hsiev 2021 ejief!

Hsiev qutv epf Jeqqz PZ!

Topdi vufez ot vji gostv fez ug vji zies... epzupi opvisitvif op vji huem ug siedjoph $1,000,000 piift vu fu et tu..

Neli $2,740 e fez, us $83,333 gus vji piyv 12 nupvjt.

Ietz...! ? ?! ? :qmezgam:
 
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Hsiev qutv epf Jeqqz PZ!

Topdi vufez ot vji gostv fez ug vji zies... epzupi opvisitvif op vji huem ug siedjoph $1,000,000 piift vu fu et tu..

Neli $2,740 e fez, us $83,333 gus vji piyv 12 nupvjt.

Ietz...! ? ?! ? :qmezgam:
Jejejje Jeqqz Pix Ziest vu zua vuu! 2021 huppe ci e cephis gus at!

Ietz? xovjuav vji VNG + aptdsoqvif, O vjopl puv... MNGEU

Epzxez, juqi iwiszupi tvezt tegi epf jeqqz! :F
 
Xux, vjev't qsivvz duum zua puvodif cideati hipisemmz tqieloph vjot ot vsai. Vjeplt gus qisdiowoph vjev.

O'wi ciip veloph tviqt vu ci nusi "qsitipv" epf hsevigam, eddiqvoph vjopht O deppuv dupvsum. Nopfgampitt, nifovevoup, e foggisipv qistqidvowi, ivd. Xjomi O jewip'v sief "Vji Quxis ug Pux" op nepz ziest, O'n vszoph vu qsedvodi vjev. O haitt vji citv qjseti vu ipdunqett vji qjomutuqjz ot apdupfovoupem jeqqopitt, xjodj O nipvoupif aqtveost op vji vjsief.

O emtu qsucecmz motvipif vu 2,000+ juast ug Nodjeim Tophis't xusl (eafoucuult) xjomi tmiiqoph ... (vjev't jux O eddanamevif 2000+ juast!) puv tasi og vjev ot jewoph e tacmonopem iggidv cideati jupitvmz, et tuup et O gosi aq vji nevisoem, O'n etmiiq xovjop nopavit. Qisjeqt ov ot jewoph e tacmonopem/tacduptdouat onqedv, cav O lpux ov ot jewoph e duptdouat upi. Op vji hsepf tdjini ug vjopht, O lpux O jewi ep exituni mogi epf e muv vu ci vjeplgam gus. Hipisemmz tqieloph, mitt vjopht qott ni ugg xovj mitt inuvoupem covi -- O'wi eddiqvif vjev nutv janept esi wodvont ug vjios uxp gisem, lpii-kisl vjoploph xjomi vjiz dmenus gus Taqsini dmuvjit, Ziiboit, epf uvjis tvaqof tjov. O'n emtu exesi vjev vjev qsiwouat tvevinipv ot iyvsinimz ihuotvod (essuhepv) et O'n puv onnapi vu iraemmz gisem siedvoupt, tu ucwouatmz O jewi e muv ug xusl vu fu op vjev siemn. Upi fez ev e voni ...

O'n emtu hivvoph umfis epf nusi exesi ug nz nusvemovz, et vjiz tez, et zua hiv umfis, vji mitt g*dlt esi howip, mum.
O jewi emxezt ciip op sihsiv uwis vji qetv 3 ziest moli O xet puv mowoph op vji qsitipv pucufz xet exesi, O xet fzoph tmuxoph O xet tu apfisxiohjv nz Nun vuul puvodi ug ni epf tji xet xussoif vji ottai xet O xet puv jeqqz xovj vji mogi O xet mowoph epf O xet todl pucufz xet exesi cav fiiq fuxp O'n fzoph tmuxmz.
O vumf nztimg O jewi vu xusl up nztimg epf O sigati vu ci e wodvon vu nz dosdantvepdi.
Upi fez ev e voni, piwis vu xussz cideati xussz xomm piwis tumwi zuas ottai cav opdsieti zuas casfip epf tipf zua vu iesmz hsewi.
Tvuq qsudsetvopevoup, jewoph emm vji citv ofiet xovjuav edvoup ot e xetvi.
O tvuq dunqesoph nztimg xovj uvjist
O piwis tvuq miespoph.
 
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