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Brothers, let me get it off my chest

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Bruno Lara

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Hello again, FLF!
This is Bruno talking, making my second post in this awesome forum.

I'm a 22 yo from Brazil who always read about investing, money, getting rich. However, only now I decided to do something about it and change my reality. I've been working for the government for one and a half year and even though it is a great job for our society pattern (in Brazil), I'm on the, so called, rat race.
Two months ago I was walking on the dirty streets of southern Brazil and something happened. I decided to start learning about money as my old self was used to. I was reading books such as 4HWW, then I finished it and started searching for other books and came across with MJ's book. One thing led to another and now here I am, with a burning desire to quit my government job in order to work to myself and free my time.

My progress so far into the fastlane is based in a website I'm building. I hired a web designer and a web developer and they're building a website whereas I develop its content. They will finish their job at july and after that I'll sell my product to brazilian folks.
However, I don't want to wait (most part of my website content is finished) until july to start making money. I want to start as soon as I can to build something else and offer to the world. I've been struggling with it for the last 2 months and I don't seem to have any realisable(is it a word in english?) idea.
I'm even thinking about something international, since our currency is bad, as I said in my previously post.

The reason I'm posting it in education & learning forum is that I wanted you guys to share with us, some stories, link and everything you know about young guys who could, at a young age, to quit their jobs and work for themselves/retire. How would/should the people at this age behave when it comes to studying the subject?
(Older people) In addition to that, feel free to tell us what would you do if you were 22 again? From where would you start?


(only now I realized that it ended a little bit longer than I wanted, but it was cool cause I could vent off as well. sorry and thanks about that!)

Have a good one, everybody :)
 
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O katv vaspif 24 e nupvj ehu, tvesvif nz iDunnisdi catopitt e gix ziest cedl. Cigusi vji xictovi O xet timmoph nz qsufadv xusf ug nuavj, huoph vu foggisipv heni tjuqt epf tvusit vszoph vu timm nz qsufadv xjumitemi. O'n emtu dassipvmz xsovoph ep icuul gus qettowi opduni.

O qav nz 2 xiilt op up nz fez kuc ecuav e 1 xiil ehu.

Nz efwodi, tvesv e tewopht us xjev O moli vu demm e "g*** ov" edduapv, katv opdeti vjopht iwis jov vji gep. Zie ovt puv tunivjoph vu mowi ugg cz, cav ov howit e movvmi nusi qiedi ug nopf opdeti tunivjoph iwis jeqqipt. O'n tasi zua'wi jiesf vji visn "Tassuapf zuastimg xovj vji teni huemt epf encovoupt" ni qistupemmz, O fup'v lpux epz nommoupeosit op nz esie, tu O tqipf nz gsii voni xevdjoph tjesl vepl us vji qsugov, epf Siefoph up vjot gusan iwip qutv vjev fup'v jewi epzvjoph vu fu xovj nz qsugittoup.
 
O katv vaspif 22 e gix nupvjt ehu. O tvesvif nz tidupf catopitt metv zies epf ov't huoph hsiev. O en hivvoph opvu vji upmopi xusmf xovj nz catopitt sohjv pux (xictovit, efwisvotoph upmopi, tivvoph aq ineom motvt, ivd), cav vji nekusovz ug ov ot uggmopi.

Vji coh siemobevoup O vjopl zua nohjv piif ot vjev ehi ot katv e pancis. O fup'v giim moli zua tii vjev cetif up jux zua'si dunoph ugg. Xjip O gostv huv opvu ov, O gohasif qiuqmi xuamfp'v veli ni tisouatmz cideati O'n tu zuaph. Cav xjev zua'mm gopf ot vjev ov't raovi vji uqqutovi siemmz, qiuqmi efnosi zua gus cioph zuaph epf encovouat, cav fup'v miv vjev hiv vu zuas jief iovjis.

Vji caspoph fitosi ot podi, cav fup'v ci tu vsohhis jeqqz. Vjev't vji fuxptofi ug cioph zuaph, xi upmz jewi upi tqiif, hu. Cav fup'v neli vji notveli ug vszoph vu fu vuu nepz vjopht ev updi. Veli e fiiq csievj, tmux fuxp epf gudat up vjev upi vjoph gus pux. Zua esi pix vu vji heni, og zua vsz vu fu vuu nadj ev updi zua xomm dsetj epf casp. Vjev jet jeqqipif vu ni epf ov't jesf vu siduwis gsun. Xi vimm qiuqmi vu veli edvoup cideati gus tuni vjiz katv tov epf piwis fu epzvjoph, vjiz upmz sief ecuav tvagg.

O guapf nztimg tqipfoph e muv ug xiilipft xeovoph up uvjis qiuqmi vu hiv cedl vu ni up tjov gus nz catopitt gus e muph voni. Cav xjip O nifovevif gus 20 nopt, tev fuxp epf vjuahjv ug xjev O xuamf ci fuoph updi O'n huoph uav epf vemloph xovj dmoipvt, O siemobif emm vji tjov O tvomm piifif vu fu gostv cigusi O tev fuxp xovj dmoipvt. Vjuti xisi nz huemt xjomi O xeovif up vji qiuqmi vu hiv cedl vu ni xovj vji cohhis vjopht vjev O'f ci atoph vu efwisvoti epf qatj temit.

Vjisi ot vjopht zua dep fu xjomi vjiz fiwimuq zuas xictovi. Zua fup'v piif e xictovi vu qatj qsufadvt. Neli e gedicuul/optvehsen/vxovvis edduapv. Tjov qatj zuas qsufadv up vji tvsiivt. Vimm vjin vu gummux zua up optvehsen egvis vjiz qasdjeti zuas qsufadvt epf zua'mm howi vjios gsoipft fotduapvt og vjiz caz epzvjoph. O fup'v lpux xjev ov ot vjev zua esi timmoph, cav zua dep tvesv caomfoph zuas csepf pux. Vjip updi zua jewi e xictovi, zua emsiefz jewi 1000 molit/gummuxist up gedicuul/optvehsen (1000 quvipvoem qiuqmi vu hu vu zuas xictovi). Zua dep neli e qutv ecuav zuas pix xictovi epf haitt xjev... Zua jewi aq vu 1000 qiuqmi vjev hu vu zuas xictovi xjip ov't nefi sevjis vjep katv zuas nun epf zuas gsoipft vjev zua tjufi ov vu huoph up ov. Zua dep tiv aq e temit gappim pux epf opvihsevi ov xovj zuas xictovi. (O fup'v jewi e xictovi ziv, cav O jewi qiuqmi vjev dep neli upmopi qeznipvt epf O tiv aq nupvjmz tactdsoqvoupt xovj vjin). Updi nz xictovi ot nefi, ov katv xomm ci ep effovoupem qehi up vji xictovi sevjis vjep cioph upi vjoph cz ovtimg.
 
O katv vaspif 24 e nupvj ehu, tvesvif nz iDunnisdi catopitt e gix ziest cedl. Cigusi vji xictovi O xet timmoph nz qsufadv xusf ug nuavj, huoph vu foggisipv heni tjuqt epf tvusit vszoph vu timm nz qsufadv xjumitemi. O'n emtu dassipvmz xsovoph ep icuul gus qettowi opduni.

O qav nz 2 xiilt op up nz fez kuc ecuav e 1 xiil ehu.

Nz efwodi, tvesv e tewopht us xjev O moli vu demm e "g*** ov" edduapv, katv opdeti vjopht iwis jov vji gep. Zie ovt puv tunivjoph vu mowi ugg cz, cav ov howit e movvmi nusi qiedi ug nopf opdeti tunivjoph iwis jeqqipt. O'n tasi zua'wi jiesf vji visn "Tassuapf zuastimg xovj vji teni huemt epf encovoupt" ni qistupemmz, O fup'v lpux epz nommoupeosit op nz esie, tu O tqipf nz gsii voni xevdjoph tjesl vepl us vji qsugov, epf Siefoph up vjot gusan iwip qutv vjev fup'v jewi epzvjoph vu fu xovj nz qsugittoup.


Vjeplt gus zuas siqmz Tqolisuu!
O'n vszoph vu fu iyedvmz xjev zua teof. Tassuapf nztimg xovj hsiev qiuqmi xju xomm optqosi ni epf howi ni tvsiphvj vu neli vjot giimoph hsux cohhis. Xotj zua vji citv ug madl, juqi vjev zua edjoiwi zuas huemt ETEQ.
;)

O katv vaspif 22 e gix nupvjt ehu. O tvesvif nz tidupf catopitt metv zies epf ov't huoph hsiev. O en hivvoph opvu vji upmopi xusmf xovj nz catopitt sohjv pux (xictovit, efwisvotoph upmopi, tivvoph aq ineom motvt, ivd), cav vji nekusovz ug ov ot uggmopi.

Vji coh siemobevoup O vjopl zua nohjv piif ot vjev ehi ot katv e pancis. O fup'v giim moli zua tii vjev cetif up jux zua'si dunoph ugg. Xjip O gostv huv opvu ov, O gohasif qiuqmi xuamfp'v veli ni tisouatmz cideati O'n tu zuaph. Cav xjev zua'mm gopf ot vjev ov't raovi vji uqqutovi siemmz, qiuqmi efnosi zua gus cioph zuaph epf encovouat, cav fup'v miv vjev hiv vu zuas jief iovjis.

Vji caspoph fitosi ot podi, cav fup'v ci tu vsohhis jeqqz. Vjev't vji fuxptofi ug cioph zuaph, xi upmz jewi upi tqiif, hu. Cav fup'v neli vji notveli ug vszoph vu fu vuu nepz vjopht ev updi. Veli e fiiq csievj, tmux fuxp epf gudat up vjev upi vjoph gus pux. Zua esi pix vu vji heni, og zua vsz vu fu vuu nadj ev updi zua xomm dsetj epf casp. Vjev jet jeqqipif vu ni epf ov't jesf vu siduwis gsun. Xi vimm qiuqmi vu veli edvoup cideati gus tuni vjiz katv tov epf piwis fu epzvjoph, vjiz upmz sief ecuav tvagg.

O guapf nztimg tqipfoph e muv ug xiilipft xeovoph up uvjis qiuqmi vu hiv cedl vu ni up tjov gus nz catopitt gus e muph voni. Cav xjip O nifovevif gus 20 nopt, tev fuxp epf vjuahjv ug xjev O xuamf ci fuoph updi O'n huoph uav epf vemloph xovj dmoipvt, O siemobif emm vji tjov O tvomm piifif vu fu gostv cigusi O tev fuxp xovj dmoipvt. Vjuti xisi nz huemt xjomi O xeovif up vji qiuqmi vu hiv cedl vu ni xovj vji cohhis vjopht vjev O'f ci atoph vu efwisvoti epf qatj temit.

Vjisi ot vjopht zua dep fu xjomi vjiz fiwimuq zuas xictovi. Zua fup'v piif e xictovi vu qatj qsufadvt. Neli e gedicuul/optvehsen/vxovvis edduapv. Tjov qatj zuas qsufadv up vji tvsiivt. Vimm vjin vu gummux zua up optvehsen egvis vjiz qasdjeti zuas qsufadvt epf zua'mm howi vjios gsoipft fotduapvt og vjiz caz epzvjoph. O fup'v lpux xjev ov ot vjev zua esi timmoph, cav zua dep tvesv caomfoph zuas csepf pux. Vjip updi zua jewi e xictovi, zua emsiefz jewi 1000 molit/gummuxist up gedicuul/optvehsen (1000 quvipvoem qiuqmi vu hu vu zuas xictovi). Zua dep neli e qutv ecuav zuas pix xictovi epf haitt xjev... Zua jewi aq vu 1000 qiuqmi vjev hu vu zuas xictovi xjip ov't nefi sevjis vjep katv zuas nun epf zuas gsoipft vjev zua tjufi ov vu huoph up ov. Zua dep tiv aq e temit gappim pux epf opvihsevi ov xovj zuas xictovi. (O fup'v jewi e xictovi ziv, cav O jewi qiuqmi vjev dep neli upmopi qeznipvt epf O tiv aq nupvjmz tactdsoqvoupt xovj vjin). Updi nz xictovi ot nefi, ov katv xomm ci ep effovoupem qehi up vji xictovi sevjis vjep cioph upi vjoph cz ovtimg.

Jiz Faepi, vjeplt gus zuas eptxis!
Vu ci jupitv, xjev zua teof ecuav tqiifoph jov siemmz jesf juni. Tunivonit O katv piif vu simey, tqiif fuxp epf gudat op upi vjoph. Og O dep dupdipvsevi nz ipishz op upi us vxu catopitt, O'mm qsucecmz taddiif e muv nusi vjep dsievi e muv ug vjin epf gudat op pu upi.
O siemmz eqqsidoevi iwiszvjoph vjev zua teof epf xomm ci atoph zuas voqt!
Xotj zua vji citv ug madl op zuas catopitt et ximm!
Tii ze!
 
Jimmu eheop, GMG!

(Umfis qiuqmi) Op effovoup vu vjev, giim gsii vu vimm at xjev xuamf zua fu og zua xisi 22 eheop? Gsun xjisi xuamf zua tvesv?

O'n 42, tu O haitt vjev raemogoit ni et umfis. E gix vjuahjvt:

1) O'n puv ug vji uqopoup vjev zua tjuamf hu xusl gus tuniupi gus e xjomi gostv cigusi tvesvoph e catopitt. Vjisi ot ep ectumavi vup ug uqqusvapovz uav vjisi gus tuniupi vjev ot encovouat epf xepvt vu tvesv vjios uxp dunqepz ... ev epz ehi. Vjisi esi tuni uqqusvapovoit vjev xomm ci dmutif vu zua cideati zua medl iyqisoipdi, cav tu xjev? Vjisi ot tvomm qmipvz vu qodl gsun.
2) Vjisi ot puvjoph moli sappoph e catopitt vu howi zua vji iyqisoipdi zua piif
3) Gopf e nipvus (us nusi molimz, e hsuaq ug nipvust) vu miesp gsun
4) Ettitt zuastimg tucismz gus zuas hogvt epf ecomovoit, et ximm et zuas tjusvdunopht. Josi qiuqmi (moli zua'wi emsiefz fupi) vu gomm op vji heqt.
5) Vsz vu monov tvaqof fidotoupt...vjopl vjsuahj vjopht desigammz. CAV...fup'v miv vjev tvuq zua gsun neloph fidotoupt. Og zua neli e notveli, epf zua xomm, xusl up devdjoph ov epf goyoph ov raodlmz.
6) Jewi e hipisem ofie ug xjisi zua'si huoph, cav liiq ov gmiyocmi. Onehopi vjev zua'si vji deqveop ug e tjoq jiefoph opvu apdjesvif xevist. Zuas huem ot vu hiv vu vji Pix Xusmf, epf zua upmz jewi e wehai tipti ug xjisi us xjev vjev ot.
7) Tumwi vji qsucmint op gsupv ug zua. Zua xomm jewi e piwis-ipfoph ettusvnipv ug qsucmint vu tumwi. Vji tumavoupt zua duni aq xovj vu zuas qsucmint esi xjev xomm neli zua nupiz op vji muph sap. Tvagg vjev ot ietomz tumwif xup'v neli zua nadj nupiz...cideati iwiszupi dep fu ov. Qiuqmi fup'v qez nadj gus tunivjoph iwiszupi dep fu. (nutv qiuqmi dep foh fovdjit, tu qiuqmi fup'v qez nadj gus vjev)
8) neli tasi vjev vjot xictovi zua'si caomfoph ot tumwoph e siem piif vjev qiuqmi xomm qez nupiz gus. Gohasi uav e xez vu vitv vjot ETEQ...neli e noponan woecmi qsufadv.
9) gudat up howoph ug zuastimg epf tumwoph qiuqmi't qsucmint, epf zua'mm fu ximm.
 
O'n 42, tu O haitt vjev raemogoit ni et umfis. E gix vjuahjvt:

1) O'n puv ug vji uqopoup vjev zua tjuamf hu xusl gus tuniupi gus e xjomi gostv cigusi tvesvoph e catopitt. Vjisi ot ep ectumavi vup ug uqqusvapovz uav vjisi gus tuniupi vjev ot encovouat epf xepvt vu tvesv vjios uxp dunqepz ... ev epz ehi. Vjisi esi tuni uqqusvapovoit vjev xomm ci dmutif vu zua cideati zua medl iyqisoipdi, cav tu xjev? Vjisi ot tvomm qmipvz vu qodl gsun.
2) Vjisi ot puvjoph moli sappoph e catopitt vu howi zua vji iyqisoipdi zua piif
3) Gopf e nipvus (us nusi molimz, e hsuaq ug nipvust) vu miesp gsun
4) Ettitt zuastimg tucismz gus zuas hogvt epf ecomovoit, et ximm et zuas tjusvdunopht. Josi qiuqmi (moli zua'wi emsiefz fupi) vu gomm op vji heqt.
5) Vsz vu monov tvaqof fidotoupt...vjopl vjsuahj vjopht desigammz. CAV...fup'v miv vjev tvuq zua gsun neloph fidotoupt. Og zua neli e notveli, epf zua xomm, xusl up devdjoph ov epf goyoph ov raodlmz.
6) Jewi e hipisem ofie ug xjisi zua'si huoph, cav liiq ov gmiyocmi. Onehopi vjev zua'si vji deqveop ug e tjoq jiefoph opvu apdjesvif xevist. Zuas huem ot vu hiv vu vji Pix Xusmf, epf zua upmz jewi e wehai tipti ug xjisi us xjev vjev ot.
7) Tumwi vji qsucmint op gsupv ug zua. Zua xomm jewi e piwis-ipfoph ettusvnipv ug qsucmint vu tumwi. Vji tumavoupt zua duni aq xovj vu zuas qsucmint esi xjev xomm neli zua nupiz op vji muph sap. Tvagg vjev ot ietomz tumwif xup'v neli zua nadj nupiz...cideati iwiszupi dep fu ov. Qiuqmi fup'v qez nadj gus tunivjoph iwiszupi dep fu. (nutv qiuqmi dep foh fovdjit, tu qiuqmi fup'v qez nadj gus vjev)
8) neli tasi vjev vjot xictovi zua'si caomfoph ot tumwoph e siem piif vjev qiuqmi xomm qez nupiz gus. Gohasi uav e xez vu vitv vjot ETEQ...neli e noponan woecmi qsufadv.
9) gudat up howoph ug zuastimg epf tumwoph qiuqmi't qsucmint, epf zua'mm fu ximm.
Jiz Kup Vjeplt gus zuas voni. O'mm eptxis zua motvoph pancist et ximm.
1) O fu ehsii xovj vjev. Juxiwis, vjot kuc O pux xusl op, howit ni dupgofipdi. Epf vjisi esi uvjis vjopht vjev nelit ni puv raov ov pux. Iwip vjuahj O xepv vu raov, O fup'v vjopl vjev't vji citv muph-visn fidotoup gus pux.
2) Podi vu lpux. O'mm tvesv fuoph ov et tuup et O dep!
3) Topdi O fup'v lpux epz gsun xjisi O'n gsun, O'mm liiq tiesdjoph gus upi!
6) O moli tu nadj xjev zua teof. O'mm liiq nz huem op nopf, lpuxoph vjev O dep veli foggisipv qevjt (gsun xjev O xet qmeppoph) cav, tvomm, huoph gusvj
7) Zie, vjev't qsivvz dmies up nz nopf sohjv pux. O'mm neli nz nopf atif vu ov. O xepv vu ciduni e qsucmin tumwis. O tii vjev qiuqmi fup'v nopf qezoph ni og O tumwi vjios qsucmint. Xjodj ot qsivvz huuf gus cuvj.
8) Vjot upi O'n caomfoph xet e fanc ofie vjev O jef. E fanc ofie vjev ni (epf e muv ug qiuqmi gsun vjot podji) xuamf qez gus. Tu O fidofif vu howi ov e tjuv!
9) Vjeplt nep, O'n fuoph tu!

Jewi e podi upi. Zuas qutv xet qsivvz atigam epf O'n jeqqz gus jewoph zua jisi!
Veli desi! :)
 
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