This is easy just lease something. As an entrepreneur you don't want to F*ck around with the headaches of owning a car worrying about depreciation faster than the loan, or blowing 50k in cash. BMWs leasing program is AWESOME, they take care of EVERYTHING. You pay your lease payment and don't ever worry again.
I am currently looking to just go pick up a lease on a BMW 335i sedan for under $400 per month. It says right on the BMW web site, I will print and tell them I want THIS CAR. Nothing more expensive. A BMW will have leather and an engine, sounds good.
The reason for this, my "financially responsible" 2006 Nissan Xterra (a "reliable" Japenese SUV) owned completely outright has cost me 200-300 per month over the last 12 months. Consider oil changes, tires, bullshit that breaks (then rental cars). Now consider that new BMW, the tires will last the whole lease unless you are an idiot, the oil, maintenance and repairs are FREE.
$400 is jack shit and I will be driving a brand new BMW with no other worries. Who cares if I don't get any equity, I will just reup a lease on another new one in 36 months. The best part is BMW will probably give me 5k for my 200-300 dollar per month money pit.
Other great cars to consider for lease right now: Chrysler 300 loaded out, Cadillac CTS, Cadillac XTS, Lincoln MKZ/MKS. GREAT lease deals from my research.
I will put my wear and tear on a lease from this point forward, I will fully purchase my really cool cars when the time comes.
There is something to be said for stuff not owning you. Make your transportation easy. You can always dump a $400/month BMW on swap a lease when you get sick of it as long as you don't plow through your miles. That is another good place to look too. No money down, you just assume their payments...
This is my exact same mind state. I am tired of paying for maintenance. I just want to pay a monthly fee and be done with everything. Any vehicle I get going forward has to have maintenance included.
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