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Hi everyone.
I'm Chris, from a small village in West Yorkshire, England.
To give a brief history of me:
I never had a financial education, I've not ever been great with money, nor absolutely atrocious, but I've learnt over time through self learning and painful life lessons (they usually work best, right?)
I didn't go to university, i just about had the motivation to finish college, had a job at the time and didn't want to waste £££££ on uni just to go partying and likely fail.
I spent the best part of 20's having no idea what I wanted to do with my life (sound familiar, given where I am, possibly not) so I ended up in a dead end tech support job for 8 years...I negotiated several pay rises which was testament to my persistence and effort, but never amounted to good money, i think i ended up maxing out at £22k a year when i was 29, not good enough for me or life plans.
I made the decision to retrain in webdevelopment so that i actually had a career to aim for (slowlane death, sorry all) rather than a bad job. However, things took a turn when I applied for a service management role (had no idea what it was) in healthcare, for about £30k a year. I got it and when I turned 30 I was proud to say I'd almost increased my income by 50%
I have spent the last 6 years trying to self develop in work, I've had 2 promotions and ended up at £50k a year. Which to many sounds amazing, but you're still working for someone else and it's not life changing money, especially when you have a family and are the chief earner.
We had twins last Jan 2023, and i stupidly made the decision to retrain for a career in cyber security, this actually worked and after 11 months I landed a role in another team and ended up on £61k which is brilliant but still doesn't go far.
I don't want to live my life working pay check to pay check, learning for someone else's benefit and never having any kind of time freedom.
This book, TMF has made me realise that I'm not where I want to be.
I'm Chris, from a small village in West Yorkshire, England.
To give a brief history of me:
I never had a financial education, I've not ever been great with money, nor absolutely atrocious, but I've learnt over time through self learning and painful life lessons (they usually work best, right?)
I didn't go to university, i just about had the motivation to finish college, had a job at the time and didn't want to waste £££££ on uni just to go partying and likely fail.
I spent the best part of 20's having no idea what I wanted to do with my life (sound familiar, given where I am, possibly not) so I ended up in a dead end tech support job for 8 years...I negotiated several pay rises which was testament to my persistence and effort, but never amounted to good money, i think i ended up maxing out at £22k a year when i was 29, not good enough for me or life plans.
I made the decision to retrain in webdevelopment so that i actually had a career to aim for (slowlane death, sorry all) rather than a bad job. However, things took a turn when I applied for a service management role (had no idea what it was) in healthcare, for about £30k a year. I got it and when I turned 30 I was proud to say I'd almost increased my income by 50%
I have spent the last 6 years trying to self develop in work, I've had 2 promotions and ended up at £50k a year. Which to many sounds amazing, but you're still working for someone else and it's not life changing money, especially when you have a family and are the chief earner.
We had twins last Jan 2023, and i stupidly made the decision to retrain for a career in cyber security, this actually worked and after 11 months I landed a role in another team and ended up on £61k which is brilliant but still doesn't go far.
I don't want to live my life working pay check to pay check, learning for someone else's benefit and never having any kind of time freedom.
This book, TMF has made me realise that I'm not where I want to be.
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