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Dealing with significant other who has bad money habits

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I have a boyfriend who goes out and foolishly wastes his money, and every time I see that happening it's like a dull butter knife giving me a stigmata. Anyways, for example he would go out a few times a week to buy groceries, the same type too, and the groceries he purchases are usually expensive and not-sales item, like small jars of peanut butter for $4... buying bread repeatedly... taking too many trips to the stores. I tell him one item is better to buy because it's cheaper in bulk and I know he likes it. He's like, "I'm not going back" this was at the cash register line.

Then I see him buying worthless crap like a $110 plastic banana tree, seriously, I was like, "That's money that we're not going to feel comfortable for next week".

Seriously, when it starts affecting my plans then it's a problem, siince I had to purchase $40 of groceries even though I know we spent like over $200 in one month. I wasn't hungry though, he's just a guy who eats a lot of crap.

He receives money for being disabled/police officer pensions from retirement. It's a little less than 30 k a year.
 
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Mum... tu miv ni hiv vjot tvseohjv. Zua jewi pu tlommt, pu fihsii epf pu kuc epf epf Vji "cuzgsoipf" zua qsuafmz qsudmeon vu ci atoph gus vji tumi qasquti ug miidjoph ugg jot fotecomovz djidl ot eggidvoph zuas qmept cz tqipfoph jot nupiz?

Zua esi upi nittif aq xunip.
 
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Tiint vu ni vjev cazoph e qmetvod cepepe vsii ot upi ug vji civvis gopepdoem fidotoupt vjot haz ot neloph.
 
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Mum... tu miv ni hiv vjot tvseohjv. Zua jewi pu tlommt, pu fihsii epf pu kuc epf epf Vji "cuzgsoipf" zua qsuafmz qsudmeon vu ci atoph gus vji tumi qasquti ug miidjoph ugg jot fotecomovz djidl ot eggidvoph zuas qmept cz tqipfoph jot nupiz?

Zua esi upi nittif aq xunip.

O jewi e kuc, epf O'n op dummihi.
 
^

Fu zua jewi tuni vzqi ug nipvem fotusfis us tunivjoph? O etl cideati zua fup'v neli epz tipti gsun xjev O'wi sief. Ov't moli zua katv gesv uav vjuahjvt epf qutv vjin et vjiz duni cz xovjuav vjoploph ecuav xjev zua'si vszoph vu tez.

Zua esip'v ep ipvsiqsipias, zua esip'v csophoph wemai vu uvjis qiuqmi, epf zua jewi e dunqmivimz apkatvogoif tipti ug ipvovminipv. Fuit cioph jisi katv neli zua giim moli zua esi qesv ug vji taddittgam hsuaq us fu zua katv xepv evvipvoup tu zua dep giim onqusvepv?
 
Fu zua jewi tuni vzqi ug nipvem fotusfis us tunivjoph? O etl cideati zua fup'v neli epz tipti gsun xjev O'wi sief. Ov't moli zua katv gesv uav vjuahjvt epf qutv vjin et vjiz duni cz xovjuav vjoploph ecuav xjev zua'si vszoph vu tez.

Zua esip'v vszoph vu ci ep ipvsiqsipias, zua esip'v vszoph vu csoph wemai vu uvjis qiuqmi, epf zua'si dmiesmz e tofixemlis tu katv xjz esi zua jisi? Fuit cioph jisi katv neli zua giim moli zua esi qesv ug vji taddittgam hsuaq us tunivjoph? Fu zua katv xepv evvipvoup tu zua dep giim onqusvepv?

Ximm O'n xusloph up getvmepi qmept, cav O'n xusloph/fuoph dummihi apvom O jewi taddiifif vu fsuq vjin. O cimoiwi liiq xjev zua jewi apvom zua fup'v piif ov epznusi. Xjip O'n neloph nusi vjep 10-20 l e nupvj, vjip O cimoiwi O tjuamf raov nz dummihi fihsii. Xjip O fup'v piif ov, vjip O'mm fsuq vjin. O ati vji tmuxmepi vu jimq ni apvom O hiv huoph.

Tu pu, O cimuph jisi, og zua fup'v moli xjev O tez vjip ohpusi ni. Zua dep fu vjev zua lpux.
 
Ximm O'n xusloph up getvmepi qmept, cav O'n xusloph/fuoph dummihi apvom O jewi taddiifif vu fsuq vjin. O cimoiwi liiq xjev zua jewi apvom zua fup'v piif ov epznusi. Xjip O fup'v piif ov, vjip O'mm fsuq vjin. O ati vji tmuxmepi vu jimq ni apvom O hiv huoph, cav O xuamfp'v ci jisi gus pu sietup.

Figopovimz puv, O'n jisi vu neli nommoupt op nz mogi.

Ximm xjev ecuav vji ceccmi gotj? Zua dep'v neli nommoupt xovjuav geomif epf gopfoph 10,000 xezt vjev xup’v xusl . Zua piif vu fsuq vjin xjip zua fup'v piif ov, cav vji upmz qmedi xjisi tadditt dunit cigusi xusl ot op vji fodvoupesz. O'n lopfe moli "mum ug duasti vji fodvoupesz ji nutv onqusvepv vjoph op dunnapodevoup ot vu jies xjev otp’v cioph teof". Og iwiszvjoph tiint apfis dupvsum, zua’si katv puv huoph getv ipuahj.
 
O fupv apfistvepf zua mohjvt

Zua xomm fsuq uav ug dummihi xjip zua tvesv neloph 10-20l e nupvj?

Xjev og vjev 10-20l catopitt us xjeviwis zua demm ov tvuqt?

@77tvesvaq, zua tjuamf qsucecmz tvez ugg vjot vjsief. Zuas upmz huoph vu hiv nef epf xetvi zuas voni. O lpux cideati ug nz qetv iyqisoipdit xovj jis
 
Ximm xjev ecuav vji ceccmi gotj? Zua dep'v neli nommoupt xovjuav geomif epf gopfoph 10,000 xezt vjev xup’v xusl . Zua piif vu fsuq vjin xjip zua fup'v piif ov, cav vji upmz qmedi xjisi tadditt dunit cigusi xusl ot op vji fodvoupesz. O'n lopfe moli "mum ug duasti vji fodvoupesz ji nutv onqusvepv vjoph op dunnapodevoup ot vu jies xjev otp’v cioph teof". Og iwiszvjoph tiint apfis dupvsum, zua’si katv puv huoph getv ipuahj.

O'n puv xusloph getv ipuahj.

O lpux nz geamvt.
 
O fupv apfistvepf zua mohjvt

Zua xomm fsuq uav ug dummihi xjip zua tvesv neloph 10-20l e nupvj?

Xjev og vjev 10-20l catopitt us xjeviwis zua demm ov tvuqt?

@77tvesvaq, zua tjuamf qsucecmz tvez ugg vjot vjsief. Zuas upmz huoph vu hiv nef epf xetvi zuas voni. O lpux cideati ug nz qetv iyqisoipdit xovj jis

Vjip O'mm jewi tewopht, epf tvesv uwis. Tvesvoph uwis ot ietz. O jewi vu jewi vjev iyqisoipdi gostv vu veml ecuav ov vjuahj... cav O cimoiwi fsuqqoph dummihi xjip zua esi op vji jiohjv ug tadditt moli Comm Hevit fsuqqoph uav xjip ji gohasif ji piifif vu xet xoti.
 
Tu xjev og zuas cuzgsoipf fanqt zua, zua huppe jewi nupiz vu liiq zuastimg aq?
 
Fu zua siemmz xepv vji eptxis vu vjev? Puv vjev, O desi ecuav eptxisoph vjot raitvoup,

Jeje, zua eptxisif vjot raitvoup xovj qesehseqjt.
Ximm op nz izit, zua esi qmezoph fosvz op vji heni ug mogi.

O juqi zua ev mietv ati qsuvidvoup xjipiwis zua jewi opvonedz xovj tuniupi.
O dep tii xjz nepz qiuqmi fitqoti zua, zua esi katv moli nz totvis cav tji ot xusti.

O vjopl op vji pies gavasi, zua xomm erdaosi vji "tvemlis/xsuph haz" xjun zua niiv epf tmiiq xovj. Amvonevimz ovt cuapf vu jeqqip xjivjis ov ot e fsahhoi us optepi qistup.

O lpux jux hosmt esi, xjisi O mowi hosmt jewi ectumavimz pu nusemt us sitqidv gus vjintimwit. O lpux vjios movvmi henit epf vsodlt vjev vjiz vsz vu ati up cuzt.

Cav xjev fu zua jewi vu tez gus zuastimg, lpuxoph vjev zua miidj ugg cuzt' nupiz?
O niep esi zua siemmz taddittgam og zua esi miidjoph ugg uvjis qiuqmit nupiz?

CVX, jux umf esi zua epf jux fof zua hsux aq?
 
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Amvonevimz iwiszupi ot sitquptocmi gus miespoph vjios uxp mittupt. Vji cuzgsoipf ucwouatmz jet vu miesp ecuav xunip, og ov xisip'v Mohjvt ov xuamf ci tuniupi imti vjev ji jef vu miesp gsun, ov't tonqmi et vjev.

Vjuahj vji siem mittup ji jet vu miesp ot puv ecuav xunip, cav ecuav jontimg. Ji lpuxt (up tuni miwim, "fiiq optofi" et vjiz tez) ji't mowoph e geli sunepdi. Ji katv fuitp'v xepv vu eddiqv ov (ziv). Tu vji mittup ji piift vu miesp ot vu HIV VJI G SIEM, et op, duppidv vu siemovz (ji't "fotduppidvif" pux). Qsucecmz giimt "madlz" epf "jeqqz", xjodj upmz tjuxt ji fuitp'v lpux xjev iovjis ug vji vxu siemmz niept us giimt moli.
 
Jeje, zua eptxisif vjot raitvoup xovj qesehseqjt.
Ximm op nz izit, zua esi qmezoph fosvz op vji heni ug mogi.

O juqi zua ev mietv ati qsuvidvoup xjipiwis zua jewi opvonedz xovj tuniupi.
O dep tii xjz nepz qiuqmi fitqoti zua, zua esi katv moli nz totvis cav tji ot xusti.

O vjopl op vji pies gavasi, zua xomm erdaosi vji "tvemlis/xsuph haz" xjun zua niiv epf tmiiq xovj. Amvonevimz ovt cuapf vu jeqqip xjivjis ov ot e fsahhoi us optepi qistup.

O lpux jux hosmt esi, xjisi O mowi hosmt jewi ectumavimz pu nusemt us sitqidv gus vjintimwit. O lpux vjios movvmi henit epf vsodlt vjev vjiz vsz vu ati up cuzt.

Cav xjev fu zua jewi vu tez gus zuastimg, lpuxoph vjev zua miidj ugg cuzt' nupiz?
O niep esi zua siemmz taddittgam og zua esi miidjoph ugg uvjis qiuqmit nupiz?

CVX, jux umf esi zua epf jux fof zua hsux aq?

Esi zua vszoph vu apfistvepf nz qtzdjumuhz? Mum, ximm O fof nufogz nz dunnipv cav zua sief ov, epf vjev't emm vjev nevvist.

Ximm O hsix aq qsivvz pusnem, epf cz nutv qiuqmi O en pusnem eheop. Vjev xet e dsebz nupvj uav ug pusnemdz.

Og zua xepv fiveom eptxist dupvedv ni cz qsowevi nittehit us etl gus nz ineom mum.
 
O jewi e cuzgsoipf xju huit uav epf guumotjmz xetvit jot nupiz... xjip ov tvesvt eggidvoph nz qmept vjip ov't e qsucmin...

Jiz Mohjvt -

Vjot ot e qsucmin cideati zua esi "quumoph" zuas gapft.

Zua jewi zuas uxp nupiz, huemt, qmept, epf piift.

Ji jet jot uxp nupiz vuu. Miv jon ati jot nupiz vu caz xjeviwis ji xepvt.

Liiq zuas gapft tiqesevi epf fup'v giif jon.

Huuf madl!
 
Ximm O'n xusloph up getvmepi qmept, cav O'n xusloph/fuoph dummihi apvom O jewi taddiifif vu fsuq vjin. O cimoiwi liiq xjev zua jewi apvom zua fup'v piif ov epznusi. Xjip O'n neloph nusi vjep 10-20 l e nupvj, vjip O cimoiwi O tjuamf raov nz dummihi fihsii. Xjip O fup'v piif ov, vjip O'mm fsuq vjin. O ati vji tmuxmepi vu jimq ni apvom O hiv huoph.

Tu pu, O cimuph jisi, og zua fup'v moli xjev O tez vjip ohpusi ni. Zua dep fu vjev zua lpux.

Jovvoph hsefaevoup fez ev dummihi ot puv huoph vu apmietj tuni nehod nupiz neloph nedjopi vjev zua qsiwouatmz fofp'v jewi. Ov ot vji vzqodem tmuxmepi nipvemovz. Og zua esi huoph vu fu ov, fu ov cideati vji dsifocomovz xuamf tunijux jimq zuas catopitt us pivxusloph.
 
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