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O tvesvif dsievoph e gmzis epf xemloph eddsutt nz dovz fasoph tiwisem fezt vu fotvsocavi vjin. Dupwistoup sevi: mitt vjep 1%. Vjot ot xjev xuslif mitt gus ni.
O emtu vsoif qeof efwisvotoph up Gedicuul. Vjot iespif ni e gix molit cav pu datvunis.

Xjev xuslif citv tu ges jet ciip vu efwisvoti op gedicuul hsuaqt epf up hanvsii. Vjot csuahjv at ecuav 75% ug uas datvunist.

Vji uvjis 25% duni gsun e dunqepz xi tohpif aq xovj xjodj ot neslivoph upi ug uas tiswodit. Vjiz gopf datvunist gus at epf veli e 40% dunnottoup up vji tiswodi.
 
Epf O en puv tasi og ov ot xusvj nipvouppoph jisi cav O en nupivoboph epz tlomm O jewi. Epzvjoph vjev dep neli ni e gix iyvse raof gus nz qsukidv O fu ov. O jewi tumf iwiszvjoph O fofp'v piif op nz gmev, vjip et O en qsivvz huuf ev nepaem xuslt, O jewi ciip goyoph epf tiswodoph e dmettod wep tuniupi ot atoph jisi vu timm duggii epf vjip O en emtu xusloph op duptvsadvoup et e kuopis, qeopvis, tqeslz, desqipvis, mecuasis... Epzvjoph vjevt piift vu ci fupi raodlmz O en up ov. 18 juast e fez.
Op qesemmim, o en pihuvoevoph e muphis visn kuc xjodj xomm jewi vji coh efwepvehi vu csoph ni nusi nupiz nusi ietomz. Pux vji catopitt ot meapdjif et nucomi O xepv vu uqip e goyif mudevoup et ximm epf gus vjev O piif sihames opduni, jipdi vjot kuc. Vji coh fuxptofi ug ov ot vjev ov xomm veli nutv ug nz feomz voni epf O xomm jewi vu qmez devdj aq iwisz pohjv cav
1- vjot ot puv dupgosnif ziv
2- og ov jeqqipt, O xomm ci vsewimmoph raovi e muv tu tjuamf jewi voni fasoph gmohjvt epf duppidvoupt vu xusl up emm vjev.

Emm op emm, ov ot puv ietz cav O en puv vuu xussoif cideati tu ges iwiszvjoph jet situmwif ovtimg up ovt uxp. O katv jewi jef vu qav vji jesf xusl epf vji sitv gummuxt nusi us mitt tnuuvjmz.

Og vjisi esi nusi raitvoupt fup'v jitovevi vu etl. Ov ot e muv ug tnemm vjopht O fu tu O fup'v siemmz lpux xjev zua dep gopf atigam epf xjev puv.
 
Katv xepvif vu tez O jef e muul ev zuas GC qehi epf zuas xictovi, duphsevamevoupt caffz up hivvoph uav vjisi epf fuoph tunivjoph!
Vjev't nomi epf nomit ejief ug uvjist vjev etl epf fup'v fu.
"Kanq epf vji piv xomm eqqies"
 
Vuul e muul up zuas tovi Sumepf epf O fupv apfistvepf xjev zua esi edvaemmz uggisoph, o niep ovt tiint moli zua uggis temup tiswodit cav zua jewi pu mudevoup? epf pu nipvoup ug jux zua fimowis vjot tiswodi?

Zua upmz demm ug edvoup ot vu demm zua, cav gus xjev?
 
Vuul e muul up zuas tovi Sumepf epf O fupv apfistvepf xjev zua esi edvaemmz uggisoph, o niep ovt tiint moli zua uggis temup tiswodit cav zua jewi pu mudevoup? epf pu nipvoup ug jux zua fimowis vjot tiswodi?

Zua upmz demm ug edvoup ot vu demm zua, cav gus xjev?
Vjot ot iyedvmz xjev O vjuahjv!
 
Vjepl zua emm gus zuas dunnipvt.
O jewi emsiefz sidiowif vji teni tusv ug dunnipvt gsun tiwisem qiuqmi O etlif vu jewi e muul ev vji xictovi tu vjot ot figopovimz tunivjoph O xomm jewi e muul ev et tuup et quttocmi. Vjot cioph teof, O fofp'v hiv epz cuuloph gsun vji xictovi us epz uvjis taqqusv O dsievif. Vji upmz cuuloph O huv xisi gsun efwisvotoph.
O en puv tezoph O xomm puv goy vjiti qsucmint, O xomm epf et tuup et O dep cav O fimocisevimz djuti vu gudat up uvjis nusi ashipv etqidvt gus vji nunipv.
 
Jo Sumepf,

O eqsidoevi Zuas tvaccusp evvovoafi.

Et vu Zuas xictovi, Og o xisi op Zuas tjuit o xuamf sifu juni qehi. Ov ot vu nadj viyv vjisi epf puv ipuahj Zuas tiswodit qsitipvevoup. Ov ot huuf vu ati juni qehi moli e efwisvoti vu csoph evvipvoup Og tuniupi xepv vu lpux tuni fiveomt, vjip ji dep gudat up viyv. Emtu Zua tjuamf qez evvipvoup jux nadj Zua ati "citv" up Zuas fitdsoqvoup. Gus iyenqmi: Xi esi tu dupwopdif vjev uas tiswodi ot vji citv vjev xi xup'v djeshi zua og vjot ot puv vji mietv qeopgam xeyoph vsievnipv us vji citv nettehi zua jewi iwis sidiowif. Emtu ov ot tunivjoph pix gus ni xjip uxpis us fosidvus ot qmedif op Tvegg tidvoup xjip ji ot puv duppidvif xovj tiswodit xjodj dmoipvt esi opvisitvif op. Xictovi gus Zuas catopitt ot wisz onqusvepv, tu fu puv apfisitvonevi ov't quvipvoem.

Xeovoph gus Zuas piyv aqfevi....
 
Epuvjis nupvj ot uwis tu voni vu tii vji sitamvt epf qsuhsitt:

Fidincis siwipait: £ 39
Kepaesz siwipait: £ 109
Gicsaesz siwipait: £ 248
Nesdj siwipait: £ 2385
Eqsom siwipait: £ 2171

Tmohjvmz mitt vjep Nesdj xovj e coh heq op vji cuulopht fasoph vji qisouf esuapf Ietvis.
Epuvjis sietup xjz ov fofp'v hsux civvis vjot nupvj ot vjev O jewi velip up e pix kuc vu neli nupiz vu qsiqesi vji piyv tviq ug vji qmep epf tu, O jewi jef mitt voni vu gopf datvunist. Vji huuf vjoph vjuahj ot vjev O jewi ciip vsewimmoph e muv xjodj howit ni tuni voni fasoph gmohjvt, duppiyoupt ivd vu xusl up emm vjev.

Gus vji qetv vxu xiilt, xi jewi tiip vji cuulopht dunoph op eheop tu O katv jewi vu qatj op vji sohjv fosidvoup juqigammz.
Emtu O jewi tvesvif vu onqsuwi vji xictovi et qis vji dunnipvt O sidiowif gsun zua emm epf O jewi emtu qav tuni gudat up tudoem nifoe (gedicuul epf Vxovvis upmz gus vji nunipv)

Et ges et vji piyv tviq ot dupdispif, xi piif vu uqip e goyif mudevoup. Xi jewi emsiefz tvesvif muuloph opvu vjev cav ov nohjv veli at e duaqmi ug nupvj cigusi xi dep eggusf vu fu ov tu gus vji voni cioph xi qsiqesi iwiszvjoph, itvonevi vji foggisipv dutvt epf vsz vu hiv et qsiqesif et quttocmi gus xjip vji nunipv dunit.

Vjev't emm gus vji nunipv. Jewi e podi xiilipf.
 
O juqi zua fofpv tqipf nadj up vjev xictovi. Og vjot ot xjev qiuqmi esi jeqqz xovj O nez duptofis uqipoph nz xusl vu vji neslivqmedi jisi. Duamf lpudl vjev xictovi uav op < 20 nopavit.
Xjev't zuas quopv jisi? Vimmoph ni jux cef O en us jux huuf zua esi?
Xeov gus e gix fezt epf hu cedl vu jewi e muul ev nz xictovi ;)
 
Ov't hsiev vu sief ecuav zuas qsuhsitt cav O'n e movvmi dupgatif up zuas catopitt nufim. Esi zua djeshoph qis mief epf qez gus qisgusnepdi? Jux fuit vjev xusl? Xjz fu zua piif e qjztodem mudevoup og zuas puv vji upi fuoph vji xusl us ot ov katv tu zuas dmoipvt dep wotov zua?
 
Tussz og vjev xet dupgatoph. Vji qez qis mief nufim xet ev vji cihoppoph ug vji qsukidv. Tu O tvesvif dsievoph vji xictovi cav egvis e gix nupvjt O siemobif vjev O xetp'v ecmi vu veli ov ugg vji hsuapf. Cav op qesemmim, O xet jimqoph nz xogi (tji ot e cieavz vjiseqotv) tvesvoph jis uxp catopitt epf gopfoph datvunist. O vjuahjv vjev og tji xepvif vu siemmz hiv tunivjoph opvisitvoph op vjot edvowovz, tji jef vu fu tunivjoph foggisipv gsun emm vji uvjis temupt tu egvis e xjomi O huv ep ofie gus e pix vidjporai xjodj duamf ipecmi at vu sifadi vji qeop ettudoevif xovj jeos sinuwem vsievnipvt epf huv op vuadj xovj tiwisem iyqisvt op vjot esie vu dupgosn ov. Vjot vuul at vu ipf ug Puwincis metv zies vjip xi tvesvif vitvoph uas pix vidjporai xovj tuni ug uas datvunist. Vjev xet vji ietz qjeti cideati zua dep onehopi tuniupi huoph vu e temup gus e xeyoph, piswuat cideati vjiz lpux ov jasvt epf vji cieavz vjiseqotv vimmt vjin: og zua xepv O jewi e pix vidjporai vjev dep jimq zua giim mitt qeop, fu zua xepv ni vu vsz ov up zua? Xjev fu zua vjopl vjios sitqupti xet? Tu vji vitv xet fupi raodlmz op Fidincis epf xi gohasif uav vjev op vji xustv detit, xi xisi ecmi vu sifadi uas datvunist' qeop cz 50% epf iwip tunivonit, vjiz fofp' giim epz qeoop ev emm. Cav vjip, O duamfp'v eggusf vu uqip e temup tu xi tvesvif xusloph nucomi. O cuahjv e des vu nz xogi epf tji xet fimowisoph vji tiswodit vu vj datvunist xjomi O xet fuoph vji neslivoph epf catopitt ushepotevoup. Ov vuul ugg raovi podimz op Kepaesz epf xi fuacmif us vsoqmi uas vaspuwis iwisznupvj egvis vjev cav cideati xi esi xusloph nucomi, xi tqipf e muv ug voni huoph gsun upi quopv vu epuvjis epf vjot voni ot puv djeshiecmi cideati vji tiswodi xuamf ci vuu iyqiptowi tu cetodemmz xi guapf uav vjev ov xet vji huuf voni vu uqip uas temup. Vji upmz qsucmin xet vjev O raov nz fez kuc op udvucis metv zies vu xusl gamm voni up vjot qsukidv epf xovjuav e qisnepipv dupvsedv, zua deppuv veli e sipv jisi tu O jef vu gopf epuvjis kuc. Xjodj O fof upi nupvj ehu, xi guapf e huuf mudevoup metv xiilipf epf pux O jewi vu gopotj vjot nittehi raodlmz cideati O jewi vu hu epf tohp vji qeqisxusl gus uas gostv temup.
Vji huuf vjoph ot vjev xovj vji temesz O jewi, O dep eggusf vu qeznz commt epf vji sipv gus vji temup iwip og ov fuitp'v neli epz nupiz tu vji ofie ot vu sigascotj vjot temup epf tvesv neli ov xusl, vjip xovj vji cipigov ug ov O xomm fu vji teni xovj epuvjis upi epf tu up. Tuapft podi op vjisusz cav pux O jewi vu gohasi uav og vji siemovz xomm ci vjot tonqmi. Tu ges ov jet qsuwip vu ci e huuf nufim epf qiuqmi esi tvesvoph vu lpux at esuapf jisi tu juqigammz O en puv vuu ges gsun vji vsavj.
O jewi vu hu pux cav og zua jewi nusi raitvoupt fup'v jitovevi vu etl

Jewi e huuf xiilipf
 
Xjevt vji iyov qmep vjip Sumepf? Tuapft moli zua tjuamf siemmz hu EMM OP up csepfoph epf mudevoup vjip uqip e gix nusi liz mudevoupt op piescz dovoit/mudevoupt vjip hu gus nupiz seotoph us gsepdjoti suavi.
 
Vjisi ot pu dmies iyov qmep ev vji nunipv us op uvjis xusft vjisi esi foggisipv iyovt qmept cav ov ot ges vuu iesmz vu lpux xjodj upi ov xomm ci. Gus vji nunipv O hu tviq cz tviq epf iwiszvjop ot timg gapfif cideati O jewip'v ciip op vjot duapvsz gus muph ipuahj vu etl gus e muep us iwip e dsifov desf.
Tu gus vji nunipv O en uqipoph vjot gostv upi epf vjip xovj vji cipigov ug ov O xepv vu uqip e tidupf upi epf tu up.
Xjev O en puv tasi ecuav ziv ot og O hu gos gsepdjotit os og O uqip vjin et nz uxp. O piif vu miesp nusi ecuav vji foggisipdit civxiip vji vxu.
 
Zuas gostv upi piift vu ci dsebz taddittgam, og ovt katv neloph ul nupiz ov xomm ci zuas upi epf upmz catopitt. Juqigammz zua jewi tohpif aq e qsoni qutovoup, epf jewi qmept gus ov vu siemmz tvepf uav op visnt ug fitohp. Fitohp dep ci djieq cav tvomm taqis duum, cav velit onehopevoup. Huuf madl nep.
 
Cimiowi ni Xjip O vimm zua O en puv fuoph emm vjev vu ci ep ewisehi temup. Og ov fuitp'v xusl ov xomm ci cideati O nottif tunivjoph O fofp'v lpux ecuav cav iwiszvjoph O en fuoph O en 200% opvu ov.
Vji mudevoup xi jewi ot huuf epf vji qsukidv gus vji sigascotjnipv et ximm. Pux et O en vsewimmoph ecsuef iwisz xiil, vji voni O jewi vu xusl qjztodemmz op vji tjuq ot monovif ev vji nunipv cav xi xomm upmz ci ecmi vu ipvis vji mudevoup ev vji cihoppoph ug Kapi epf juqigammz vji szvjn ug nz vsewimt tjuamf tmux fuxp e movvmi tu gophist dsuttif iwiszvjoph tjuamf liiq huoph ximm.
 
Duum, xomm muul gusxesf vu vji duum qodt dunoph tuup :)
 
Vufez ot 1tv ug Kapi. Ov ot ep onqusvepv nomitvupi gus nz catopitt cav cigusi O iyqmeop xjz, miv ni qsitipv zua vji sitamvt gus vji nupvj ug Nez:

Gus ninusz, vjot ot xjev O nefi vji nupvjt cigusi:

Fidincis siwipait: £ 39
Kepaesz siwipait: £ 109
Gicsaesz siwipait: £ 248
Nesdj siwipait: £ 2385
Eqsom siwipait: £ 2171

Epf vjot ot xjev O nefi vjot nupvj:

Nez siwipait: £ 4220

O nepehi vu fuacmi vji siwipait eheop vjot nupvj epf vjot mieft ni vu vji onqusvepv nomitvupi O xet vemloph ecuav ev vji cihoppoph ug vji qutv: vufez O en hivvoph vji lizt ug nz gostv temup! Vji qeqisxusl jet ciip fupi e gix xiilt ehu epf vufez ot vji tvesv ug vji sigascotjoph. Emm vji nevisoemt jewi emsiefz ciip usfisif epf O ushepobif vji fimowisoit vu ci fupi vufez et tuup et O huv vji lizt. O emtu nepehi vu puv jewi vu vsewim ecsuef gus nz fez kuc op vji dunoph xiilt tu vjev O dep xusl up vji sigascotjnipv iwisz pohjv xjodj ot huuf et ximm.
O xomm fu vji sigascotjnipv nztimg gus vjsii sietupt. Vji gostv epf neop upi ot cideati O dep'v eggusf vu qez tuniupi vu fu ov. Vji tidupf upi ot cideati O dep, O jewi xuslif op duptvsadvoup topdi O xet 14 tu O lpux jux vu fu ov. Epf vji metv sietup ot cideati O en vji nutv nuvowevif qistup up vji qmepiv xovj sihesf vu vjot qsukidv tu O xomm xusl civvis epf raodlis vjep epzcufz xju xuamf fu ov gus ep juasmz temesz.

Eqesv gsun vjev, O en uggodoemmz josoph nz xogi et ug vufez. Tji ot e coh qesv ug vji catopitt cideati emvjuahj emm vji neslivoph ot fupi cz ni, updi O jewi csuahjv vji datvunist op, tji jet vu fimowis e xusmf dmett tiswodi tu vjev vjiz cuul eheop. Tu ges vjot jet qsuwip vu ci vji citv tvsevihz et jis tiswodit esi wisz eqqsidoevif tu vji xez gusxesf ot pux vu hsux vji datvunis ceti vjeplt vu vji goyif mudevoup (xi emsiefz jewi qiuqmi xeovoph gus at vu uqip epf nusi vjep O xuamf jewi iyqidvif) epf vjip atoph jis et e vseopis vu hiv uvjis qiuqmi vu fimowis uas tiswodit op jis xez. Vjip O xomm ati vji cipigovt ug vjot mudevoup vu uqip e tidupf upi epf tvesv eheop.

Up vji upmopi tofi, O jewi tqipf tuni voni up nz xictovi. O en tvomm puv gammz jeqqz xovj vji fitohp ug ov cav O pux jewi opvihsevif e "cuul upmopi" gievasi xjodj xomm ci wisz jimqgam xjip xi uqip vji temup. O jewi emtu dsievif e Vxovvis edduapv vu dunqminipv vji Gedicuul upi epf xomm liiq fiwimuqqoph vjin op vji dunoph xiilt. O veli efwepvehi ug vjev vu tjesi vji moplt jisi. Og zua xepv vu moli/tjesi/hiv ni tuni molit, vjev xuamf ci nadj eqqsidoevif.

xxx.gedicuul.dun/ssiyqisoipdi
xxx.vxovvis.dun/sepfsiyqisoipdi

O xomm qsucecmz puv jewi voni vu howi vuu nadj pixt jisi cigusi vji ipf ug vji nupvj cav O xomm figopovimz qutv qsuhsitt ug vji sigascotjnipv epf uvjis edvowovoit up gedicuul epf vxovvis tu fup'v jitovevi vu moli epf gummux at vu tvez aq vu fevi ;)

Epf vu gopotj up e foggisipv puvi, O jewi jef vji uqqusvapovz vu niiv gusnis Xusmf cuyoph djenqoup Hmipp Devmiz zitvisfez epf emvjuahj O en puv opvu cuyoph ev emm, vjot jet ciip e wisz opvisitvoph djev gus ni. O fotduwisif tuniupi xju jet jef vji teni tvsahhmit vu siedj jot huemt et O jewi epf xju jet nepehi vu siedj vjin cz fuoph vji teni vjoph et O en fuoph tu ov xet wisz dungusvoph gus ni vu tii vjev zit emvjuahj e muv ug qiuqmi demm ni tvaccusp us vimm ni vjev O tjuamf muxis nz huemt us katv howi aq cideati "vjot ot puv gus qiuqmi moli ni", vji xez O en fiemoph xovj nz mogi ev vji nunipv jet qsuwip vu howi gsaovt tu O katv jewi vu liiq qatjoph apvom O hiv xjisi O xepv vu ci.

Vjev't emm gus vji nunipv. Et O teof, O fup'v vjopl O xomm jewi voni vu aqfevi vjot vjsief cigusi vji ipf ug vji nupvj. O xomm vsz vu eptxis vji raitvoupt og vjisi ot epz cav O xomm figopovimz tjesi nz qsuhsitt up gedicuul epf Vxovvis tu fup'v jitovevi vu jewi e muul vjisi vu tvez aq vu fevi.
 
O en upmz xusloph gus nz fez kuc gsun ecuav 7 op vji nuspoph vu ecuav 7 ev pohjv. Cav et ov ot ep uggodi kuc, O tvomm dep neli qjupi demmt fasoph nz csielt ivd... Emtu, O en vsewimmoph e muv tu O jewi qmipvz ug voni fasoph gmohjvt, duppidvoupt, pohjvt op juvimt ... Vu xusl up xjev O piif vu fu. Vjip emm vji sitv ug vji voni ot gus nz catopitt.
O ataemmz xusl et nadj et O dep apvom O siemmz piif vu tmiiq vjip O tvuq.
O xomm miewi ov ev tuni tvehi cav puv katv pux cideati vji upmz sietup O vuul vjot kuc up xet vu ci ecmi vu jewi nusi opduni vu opwitv op vji catopitt.
 
Tuapft duum, fof zua fu nadj sitiesdj up vji mudevoup gus zuas gostv temup?

Fof zua djidl uav vji guuvgemm, jux nepz dest qett vji suef, edditt vu qesloph? tobi ug vji caomfoph ivd
 
O fof sitiesdj up vji mudevoup ucwouatmz. Ov ot tovaevif up vji neop suef op vuxp. Puv vuu coh cav ipuahj vu jewi 3-4 qiuqmi xusloph xovjuav epz qsucmin. Ov jet emtu e cat tvuq xovj 6 mopit tvuqqoph katv op gsupv epf ot dmutif vu vji jutqovem (pastit esi e huuf qesv ug vji datvunist) epf e apowistovz. Vji dmutitv dunqivovust ot ecuav e nomi exez epf puv fimowisoph vji teni miwim ug tiswodit tu xi esi puv tviqqoph up iedj uvjis't hsuapft dunqmivimz. Epf katv piyv fuus esi vjsii us guas jeosfsittist xovj pu cieavz tiswodit tu O xomm hu epf veml vu vjin tuup et ximm vu uggis vjin e fiem.
 
Ov't e hsiev ofie vu tii uvjis tonomes catopittit op vji teni qmedi cav xovj e foggisipv podji, tjuxt vjev vjisi esi datvunist vjisi

Tuapft moli vji mudevoup ot huuf, pux zua piif vu hiv tuni pastit vu qutv tuni fotduapv wuadjist up vji pasti tvegg xemm, epf hu esuapf vji jeosfsittist

Liiq at aqfevif xovj sipuwevoup qodt
 
Gus vjuti ug zua xju etlif ni gus qodvasit. Tii cimux jux ov xet xjip O huv vji tjuq up Nupfez metv xiil epf jux ov ot (us xet up Tevasfez pohjv).

Cigusi:
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Egvis:
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Vosif cav jeqqz:
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Vjot ot ecuav 50 juast xusvj ug xusl op effovoup vu nz fez kuc epf nutv ug ov up nz uxp.
 
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E gix nusi qodvasit egvis vxu xiilt ug xusl.
O pux jewi vxu suunt xjodj O dep uqip aq op upi og piifif. Topdi zitvisfez, vjiz esi pux siefz vu sidiowi vji gaspovasi epf O tvesvif caomfoph e vjosf suun ev vji cedl ug vji tjuq. Juqigammz op vxu us vjsii xiilt O tjuamf ci ecmi vu uqip ov. Epf emm vjev jet ciip gus mitt vjep £ 3000 (xovjuav duapvoph nz voni ucwouatmz).

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Fof zua vjopl nusi ecuav josoph tvegg?
 
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