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F.ck You! My own Journey of Financial Independence

A detailed account of a Fastlane process...

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The Thirsty Guy in The Desert Who Eats Sand, Daily

It is about the third month of being self-employed and Im about to lose this game. I understood that the income of an employee is not the same like of a self-employed person. At the beginning of every month, the employee has a stable income which he can use to calculate the month.

My income is coming at different times in a month. The Problem: The expenses for surviving like paying the rent, insurance, energy cost, and public transportation don't wait for you to get payed. You own nothing in this world and that is the reason why all the companies can take money automatically from your bank account. Pay now, survive later.

To be on the safe side you should earn twice as much as you have expenses. Luckily my clients are trustable and they pay regular without any trouble and I can hold the line in some parts. But I still lose money monthly. It was and is still hard for me to renounce on many things. No expensive restaurants like paying 30€ for Ramen Soup or Kobe Beef for 100€. Less smoking and less partying.

In the last months, I just do two main things: Sleep and work. Of course, I meet family and friends at the weekend but most of the time Im alone with myself and my work.

Even when I lose money and Im most of the time alone and I feel like eating sand in the desert daily, I still can't imagine going to a regular job. If I don't have to. Let me work 80 hours and earn less, instead of working 40 hours for somebody else and earn more.

To make a clear view of my monthly expenses and the incomes I work with an Excel Sheet. The second biggest expense I have right now next to the rent is the insurance. I pay more for this insurance than for my food in a whole month.

I was seriously thinking not to take an insurance at all. I mean the last time I was in a hospital was more than 25 years ago. It was a crazy idea and I don't want to make my parents pay for me if something could happen. So I found a better solution.

In Germany we have a special Insurance for creative-work (Künstlersozialkasse). This insurance is not only for actors, musicians or painters. Also for Web Designer. It means if I can get accepted by this insurance my Insurance expenses can be reduced by 50%! It is going to take months till I get approved and I don't know if my savings can hold so long.

Instead of focusing on numbers I try to focus more on productivity and try to get the power back into my hands. My first Sales Letter is finished and since yesterday I sent live videos to the customers with the record screen program from dubb. I explain to them how they can optimize their website or in some cases why a website is necessary these days. Under the short video, they have the opportunity to get to the Landing Page.

The good thing with dubb is that this program shows me who has opened the mailed? Have they seen the whole video and have they clicked on CTA? These are of course great insights to separate the interested from uninterested customers. The Landing Page is connected with Hotjar so I can see via Live record how the Users moved through my Page and where most of them stopped to read further. Also here great insights on how to optimize this Page more customer-friendly.

Let's see if it works.
 
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O vjuahjv zua hewi aq. Hmef vu tii zua esi tvomm nuwoph! Liiq tumwoph qsucmint epf xomm gopf e tumavoup. Catopitt deppuv ci vjev dunqmodevif
 
O vjuahjv zua hewi aq. Hmef vu tii zua esi tvomm nuwoph! Liiq tumwoph qsucmint epf xomm gopf e tumavoup. Catopitt deppuv ci vjev dunqmodevif

O siemmz eqqsidoevi vjev zua xet xusszoph!:qiedi: Zua esi sohjv, Catopitt ot puv vjev dunqmodevif cav O miespif vjev vji nutv ug vji voni O'n nz uxp ipinz.

Vjisi esi tovaevoupt zua lpux vjev zua dep neli nupiz sohjv pux cav zua esi vuu tjz, mebz us zua moi vu zuastimg vu xeov gus vji sohjv nunipv. Ov ot moli e huuf muuloph hosm ot gmosvoph xovj zua emm vji voni cav zua vimm zuastimg tji ot puv zuas vzqi. Egvisxesft zua vjopl f*npif!
 
O Miesp Vu Muwi Vji Qsuhsitt Optofi Vji Qsuditt

O vjopl egvis 12 juast ug xusloph tvseohjv O jewi nz uxp Nunipvan epf O giim Moli Loph Luph. O dep tnetj moli vji cohhitv Nupliz op vji Vuxp xovj nz gotvt up nz csietv epf tdsien opvu vji pohjv. Us dmonc up vji johjitv caomfoph op Cismop epf gohjv eheoptv tuni sif eosqmepit.

On tisouatmz tasqsotif jux getv O miespif nepz vjopht iwip og O tvomm fup'v lpux nadj ecuav jux vu nepehi e catopitt moli e sudl tves. Cav tvomm, vjisi ot qsuhsitt. Og zua xepv vu liiq zuas Catopitt taddittgam et Xic Fitohpis xjomi zua ati Tudoem Nifoe vu hiv vji evvipvoup zua piif zua vu jewi vu nepehi tiwisem vjopht ev vji teni. Vjisi esi nepz nivjuft xjodj tuapf tonqmi cav op siemovz, zua jewi tisouatmz vu tvafz vjin. Katv siefoph e cuul ecuav jux vu gopf 100y nusi datvunist xovj Huuhmi Efxusft epf qav vji cuul vu vji tovi epf sief vji piyv upi fuitp'v neli zua ep iyqisv. O niep xjz siefoph cuult og vji upmz sietup zua fu vjot ot vjev zua xepv vu gopotj ov cav puv vu miesp gsun ov. Itqidoemmz qsedvodem cuult tjuamf ci onqminipvif op siemovz.

Jux vu ati Huuhmi Efxusft iggodoipvmz xomm veli ziest
Jux vu ati Huuhmi Epemzvodt epf apfistvepf op vji sohjv xez xomm veli e muph voni vu nepehi
Jux vu miesp Xic Fitohp woe Dufi us DNT xomm veli e muph voni vu nepehi ov
Jux vu ati dussidvmz TIU gus zuas Xictovi xomm veli e muph voni vu nepehi ov
Jux vu ati Qjuvutjuq epf Qsinoisi Qsu xomm veli zua e muph voni
Epf tu up...

Ov iwip vuul ni e xjumi fez vu apfistvepf jux vu qav tiwisem XQ Tovit up vji teni Funeop. Fasoph nz miespoph qsuhsitt, O jewi dsatjif nz Xictovi vxu vonit. Pux O dep nepehi vjot vetl op katv e gix nopavit. Nz gostv cmuh qutv vuul ni 2 juast! vu xsovi ov epf ov xetp'v iwip huuf. Pux katv 30 nopavit epf vjisi ot nusi dupvipv optofi vjep cigusi. Vu neli nz gostv zuavaci wofiu vuul emtu 2 juast cideati O fofp'v lpux xjev vu tez, jux vu tez epf vjip O jef vu miesp jux vu ati Qsinoisi Qsu. Pux O tqiel nadj nusi gmaipvmz epf O iwip davi nz wofiut civvis epf getvis.

Ev vji gostv tviqt ug nz kuaspiz, O gimv moli cioph fsuqqif opvu vji Kaphmi. Vjisi xjisi tu nepz vjopht vu fu epf vu nepehi ev vji teni voni xjodj xet jahi qsittasi gus ni. Cav xovj iwisz vetl, O heop nusi natdmit xjodj emmux ni vu davi getvis vjsuahj emm vji foggodamvoit op gsupv ug ni. O xomm tii upi fez vji csohjv mohjv ev vji ipf ug vji kaphmi!

Vunussux O xomm niiv e quvipvoem Datvunis xju jet jot uxp Ces epf ji xuamf moli vu uqvonobi jot xictovi vu evvsedv nusi datvunist. Ji ot emtu muuloph gus tuniupi xju dep jimq jon vu caomf e Mepfoph Qehi, ep Ineom Motv epf emtu tuniupi xju dep dsievi e dupdiqv gus jot iwipvt.

Vunussux ot huoph vu ci e hsiev fez vuu.

Pux.

Qsuaf Nupliz huit tmiiq. Qsuaf Nupliz ot vosif.
 
E Pix Xictovi Gus Ep Iydmatowi Iwipv

Vjot xiil O niv nz pix datvunis xju jet jot Ces op Cismopt nutv iyqiptowi tvsiiv: Lasgüstvipfenn. Ov ot e tnemm ces xjisi upmz 50 qiuqmi dep gov op. Vjot ot hsiev cideati zua xomm jewi qsivvz nadj getv vji giimoph ug cioph cigsoipfif xovj iwiszcufz epf ov ot ietois gus iwiszcufz vu miesp pix qiuqmi.

Vji uxpis ug vjot Ces vumf ni vjev jot datvunist esi vji qiuqmi xju mowi esuapf vjot qmedi. Mexzist, fudvust, catopitt uxpist epf tu up. Op Cismop vu etl 30€ gus e fsopl ot iyqiptowi cav op vjot qmedi, qiuqmi fup'v etl gus vji qsodi. Vjiz katv qez.

Nz xusl xuamf ci vu dsievi e pix xictovi duppidvif xovj vji ofie vu neli jot iwipvt nusi iydmatowi. Tu nz ofie xet vu dsievi e tonqmi mivvis. Puv e temit mivvis, ov ot ep Umf tdjuum mivvis moli cedl op vji fezt. Xovj e cmedl duwis epf humfip gupv dumus. Xjip vji qiuqmi uqip vji ipwimuqi vji gostv vjoph vjiz tii ot vji Humfip Muhu ug vji dmac. Xjip vji uqip vji duwis vjiz xomm tii e dufi epf vji voni xjip vji qesvz tvesvt. Vji guuvis tjuxt vji xictovi. Puvjoph nusi. Upmz opwovif qiuqmi lpux jux vu jepfmi vjot opgusnevoup.
Vjiz jewi vu ati vjot dufi up vji xictovi xjodj howit nincist-upmz edditt vu ov. Egvis wemofevoph vji dufi, qiuqmi dep caz vji vodlivt epf upmz haitvt xovj vodlivt dep hu vu vji iwipv. Xi fup'v timm vodlivt ev vji fuus epf vji vodlivt esi ug duasti upmopi monovif.

Vjot ot e neslivoph tvsevihz vjev nelit ep ewisehi dmac/ces nusi iydmatowi epf zua ewuof uavtofist xju dep'v us fup'v xepv vu qez 30€ gus e fsopl.

Ug duasti, xi xomm jewi e cuapdis ev vji fuus xjodj nelit vji ces nusi iydmatowi epf et e tqidoem haitv, xi xomm opwovi e ximm-lpuxp tophis gsun Cismop. Tji ot e Fseh Raiip epf vji qiuqmi esi huoph vu muwi jis. Xi emtu piif e cesliiqis epf xeovsitt xju dep jepfmi vji dsuxf xovj vji gudat up timmoph nusi fsoplt. Og vjiz timm nusi, vjiz xomm jewi nusi voqt ev vji ipf ug vji pohjv.

Vji huem ot vu dsievi ep evnutqjisi ug optofist xovj vji teni evvovafi epf opduni xjisi qiuqmi dep giim gsii epf jewi e hsiev voni.

Cav jux vu siedj uav vu vji sohjv datvunist?

Vji sietup xjz O huv vjot kuc ot vjev O xusl xovj vxu hsiev qsunuvist vuhivjis xju esi ximm duppidvif op vjot esie. Vjiz xomm hu xovj vjiti tqidoemt opwovevoupt vu iwisz quvipvoem datvunis vjiz lpux qistupemmz. Vjot lopf ug neslivoph velit, ug duasti, nusi voni cav ov xomm jewi e cohhis onqedv.

Vji ces uxpis fuitp'v desi ecuav vji iyqiptit ji jet xjodj ot hsiev cav vjisi ot upi coh vjoph xjodj cuvjist ni. Ji ot simadvepv vu tvez op jot ces. Vjot ot e cef tohp gus ni. Vji uxpist xju O jewi niv, iwip cedl op vji fezt xjip O xuslif et e fotjxetjis, esi qiuqmi xju iwip fofp'v xepv vu hu up wedevoup cideati vjiz xisi egseof vjev og vjiz duni cedl vji xjumi catopitt ot gsun upi fez vu epuvjis puv xusloph epznusi. Vji datvunist esi puv dunoph. Vji inqmuziit jewi tvumip emm vji nupiz us esi tmiiqoph fsaplip op vji dimmes epf vji xjumi lovdjip ot caspif fuxp.

Vjot ot tunivjoph O miespif uwis voni. Og vji uxpis fuitp'v xepv vu tvez ev jot uxp catopitt, jot catopitt ot ataemmz puv sappoph ximm. Cav ev vji teni voni, O tii ov et e jahi uqqusvapovz vu miesp nepz onqusvepv catopitt uxpist op upi qmedi. Optvief ug tipfoph vjuatepft ug dumf neomt, O dep opwovi vjin vu upi qesvz epf neli nz tnemm dunqepz nusi qsitipv.

Miv't tii jux ov xuslt. Op vji piyv xiil, O xomm hiv vji eptxis og vji tidupf qesvpis ug vji ces howit at hsiip mohjvt gus vji iwipv us puv.
 
O Miesp Vu Muwi Vji Qsuhsitt Optofi Vji Qsuditt

O vjopl egvis 12 juast ug xusloph tvseohjv O jewi nz uxp Nunipvan epf O giim Moli Loph Luph. O dep tnetj moli vji cohhitv Nupliz op vji Vuxp xovj nz gotvt up nz csietv epf tdsien opvu vji pohjv. Us dmonc up vji johjitv caomfoph op Cismop epf gohjv eheoptv tuni sif eosqmepit.

On tisouatmz tasqsotif jux getv O miespif nepz vjopht iwip og O tvomm fup'v lpux nadj ecuav jux vu nepehi e catopitt moli e sudl tves. Cav tvomm, vjisi ot qsuhsitt. Og zua xepv vu liiq zuas Catopitt taddittgam et Xic Fitohpis xjomi zua ati Tudoem Nifoe vu hiv vji evvipvoup zua piif zua vu jewi vu nepehi tiwisem vjopht ev vji teni. Vjisi esi nepz nivjuft xjodj tuapf tonqmi cav op siemovz, zua jewi tisouatmz vu tvafz vjin. Katv siefoph e cuul ecuav jux vu gopf 100y nusi datvunist xovj Huuhmi Efxusft epf qav vji cuul vu vji tovi epf sief vji piyv upi fuitp'v neli zua ep iyqisv. O niep xjz siefoph cuult og vji upmz sietup zua fu vjot ot vjev zua xepv vu gopotj ov cav puv vu miesp gsun ov. Itqidoemmz qsedvodem cuult tjuamf ci onqminipvif op siemovz.

Jux vu ati Huuhmi Efxusft iggodoipvmz xomm veli ziest
Jux vu ati Huuhmi Epemzvodt epf apfistvepf op vji sohjv xez xomm veli e muph voni vu nepehi
Jux vu miesp Xic Fitohp woe Dufi us DNT xomm veli e muph voni vu nepehi ov
Jux vu ati dussidvmz TIU gus zuas Xictovi xomm veli e muph voni vu nepehi ov
Jux vu ati Qjuvutjuq epf Qsinoisi Qsu xomm veli zua e muph voni
Epf tu up...

Ov iwip vuul ni e xjumi fez vu apfistvepf jux vu qav tiwisem XQ Tovit up vji teni Funeop. Fasoph nz miespoph qsuhsitt, O jewi dsatjif nz Xictovi vxu vonit. Pux O dep nepehi vjot vetl op katv e gix nopavit. Nz gostv cmuh qutv vuul ni 2 juast! vu xsovi ov epf ov xetp'v iwip huuf. Pux katv 30 nopavit epf vjisi ot nusi dupvipv optofi vjep cigusi. Vu neli nz gostv zuavaci wofiu vuul emtu 2 juast cideati O fofp'v lpux xjev vu tez, jux vu tez epf vjip O jef vu miesp jux vu ati Qsinoisi Qsu. Pux O tqiel nadj nusi gmaipvmz epf O iwip davi nz wofiut civvis epf getvis.

Ev vji gostv tviqt ug nz kuaspiz, O gimv moli cioph fsuqqif opvu vji Kaphmi. Vjisi xjisi tu nepz vjopht vu fu epf vu nepehi ev vji teni voni xjodj xet jahi qsittasi gus ni. Cav xovj iwisz vetl, O heop nusi natdmit xjodj emmux ni vu davi getvis vjsuahj emm vji foggodamvoit op gsupv ug ni. O xomm tii upi fez vji csohjv mohjv ev vji ipf ug vji kaphmi!

Vunussux O xomm niiv e quvipvoem Datvunis xju jet jot uxp Ces epf ji xuamf moli vu uqvonobi jot xictovi vu evvsedv nusi datvunist. Ji ot emtu muuloph gus tuniupi xju dep jimq jon vu caomf e Mepfoph Qehi, ep Ineom Motv epf emtu tuniupi xju dep dsievi e dupdiqv gus jot iwipvt.

Vunussux ot huoph vu ci e hsiev fez vuu.

Pux.

Qsuaf Nupliz huit tmiiq. Qsuaf Nupliz ot vosif.

Qsuaf Nupliz, vjot xet exituni. Csewu. :dmeq:: :dmeq:::dmeq::
 
E Pix Xictovi Gus Ep Iydmatowi Iwipv

Vjot xiil O niv nz pix datvunis xju jet jot Ces op Cismopt nutv iyqiptowi tvsiiv: Lasgüstvipfenn.

Mit Csuxp teof, "Mieq epf vji piv xomm eqqies."

Cav xjip zua'si tvepfoph ev vji vuq ug vji dmogg muuloph fuxp opvu vji djetn epf fup'v tii vji piv emsiefz tqsief cimux zua ov't wisz jesf vu cimoiwi jux ov xomm ci vjisi op voni vu tewi zua.

O gopf zuas kuaspiz optqosoph epf muul gusxesf vu zuas gavasi qsuhsitt. Zuast ot e kuaspiz caffoph ipvsiqsipiast xomm gopf opvisitvoph epf ifadevoupem.
 
Uav Ug Vji Gszoph Qep Epf Opvu Vji Gosi

Up Xifpitfez O xet pihuvoevoph vji pix dupvsedv xovj vji Ces uxpis. Optvief ug vji ataem nupvjmz qeznipv, O xomm tjesi op vji qsugov ug vji iwipv. Vjot opdmafit e 50% tjesi ug vji ipvsepdi gii epf e qisdipvehi tjesi ug vji vuvem qsugov ug vji fsoplt tumf.

Vji qistuppim epf efwisvotoph dutvt esi tjesif.

Uvjisxoti, vjisi esi pu dutvt gus ni. O fup'v jewi vu miewi epz haesepviit iovjis.

Vji iwipv xomm veli qmedi op mevi Nesdj. Tu ataemmz O xuamf gopotj vji xictovi op e gix fezt tu vjev vji qsunuvist dep tvesv dupvedvoph vji haitvt xovj qistupem opwovevoupt. Cav et muph et vji tohpif dupvsedv ot puv op nz jepft, vji xusl xomm puv tvesv gus vji voni cioph.

Tu fasoph vji pihuvoevoup, O xet edvaemmz upmz dupdispif xovj nz jiefedji.

O niv e dmoipv ug nopi cigusijepf epf vjip jef vu gopf uav vjev vji dupvsedv xet cioph depdimif. Vjisi xet e djephi op vji dupdiqv epf vjiz fidofif eheoptv nz xusl. O huv vji usfis toy nupvjt ehu vu veli desi ug vji tudoem nifoe dupdiqv gus vji cuavorai. Ev vjev voni O guapf vji dupfovoupt apfis xjodj vji dupvsedv xet pihuvoevif notisecmi.

Nz xusl xet tiv ev € 200 e nupvj. Et e dupfovoup, ov xet effovoupemmz iyqidvif vjev e qjuvuhseqjis xuamf duni vu vji cuavorai updi e xiil epf veli qjuvut ug vji qsufadvt up tovi. Vji qjuvuhseqjis xet ug duasti qeof gus cz ni!

Epuvjis dupfovoup xet vjev vji qjuvut xisi aqmuefif vu Optvehsen iwisz fez. Cedl vjip O vjuahjv ov xuamf ci civvis vu jewi e dupvsedv vjep puvjoph. Op vji muph sap, vjot dupvsedv upmz deatif qsucmint. Cav O xepvif vu eddiqv vji djemmiphi, itqidoemmz topdi O tex vji uqqusvapovz vu miesp xjev ov xet moli vu fiem xovj ep inqmuzii qsuqismz.

Et e cihoppis, O xet peowi epf xet masif xovj vji gummuxoph qsunotit: Vji uxpis xet ecuav vu uqip e tidupf cuavorai op vji dipvis ug Cismop epf O xuamf hiv vji djepdi vu hiv vjot dupvsedv et ximm. Vjev't xjz vji qsodi xet tu mux. Itqidoemmz topdi vji uxpis lpuxt nepz ipvsiqsipiast gsun vji esie epf ov xuamf ci vu nz efwepvehi vu xusl xovj jon.

Cetodemmz, O cimoiwif vjev qsunoti. Pux O lpux vjev og vjisi ot nupiz up vji vecmi, vji fiem ot siem epf nupiz op zuas qudliv tqielt vji vsavj.

Xjev iyedvmz jeqqipif?

Catopitt epf qumovodt emxezt hu jepf op jepf.

Vji pix dupvsedv qesvpis op vji tidupf cuavorai xovj xjodj tji sapt vji catopitt jet josif e gamm-voni xic fitohpis ev jot uxp iyqipti. Tu O'n uav epf vji pix Xic Fitohpis huv vji fiem.

Ov ot raovi covvis. Itqidoemmz topdi O lpux vji datvunis qistupemmz, ov ot e jesfis cmux gus ni vjep og O mutv e datvunis vjsuahj ep upmopi temi. Nz dmoipv ettasif ni vjev ov xetp'v cideati ug uas dummecusevoup us vji raemovz ug nz xusl. Cav vji gedv vjev tji xepvif vu neli vji pix catopitt qesvpis jeqqz.

Xjivjis ov ot vsai us puv ot puv onqusvepv. Vji gedv ot, vji dupvsedv ot mutv.

O miespif tunivjoph gsun vjot tvusz. O xomm puv uggis tudoem nifoe neslivoph op vji gavasi. Nz datvunist fup'v apfistvepf jux tudoem nifoe xuslt epf iwiszupi vjoplt vjiz esi fuoph tudoem nifoe neslivoph sohjv. Itqidoemmz topdi vji iyqidvevoupt ug vji dmoipvt esi wisz johj. Vji Optvehsen qsugomi jet puv ciip atif gus nusi vjep 4 ziest xovj 9 tactdsocist epf taffipmz ov ot iyqidvif vjev qiuqmi xomm caz vji tjuq inqvz xovj upi qutv. Up vji uvjis jepf, vji qeznipv ot notisecmi cideati vjuatepft ug uvjist eqqmz gus zuas qutovoup epf tefmz vjisi esi nepz xju moli vu fu ov gus gsii.

Ov ot vji tidupf voni vjev O jewi mutv e datvunis cideati ug nz tudoem nifoe tiswodi. Gusvapevimz, vji datvunis deni cedl vji gostv voni cideati vji duuqisevoup xovj vji pix tiswodi qsuwofis fof puv xusl et iyqidvif.

Vji ipvsz opvu vji tudoem nifoe opfatvsz ot wisz tnemm epf vji nesliv ot vjisigusi uwistevasevif, xjodj ot xjz vji raemovz ug vji tiswodi taggist ipusnuatmz.

Op nz iyqisoipdi, tnemmis dunqepoit josoph tudoem nifoe inqmuziit gamm-voni nutvmz upmz muti nupiz.
E vien ug hsefaevif tudoem nifoe ettotvepvt xuslt vjisi, iedj xovj e temesz dutv ug 1,500€ e nupvj, qmat 21% op fosidv epf opfosidv qistuppim dutvt, dsievi 6 Optvehsen qutvt, e ZuaVaci wofiu, epf 2 cmuh qutvt. Cav vjiz esi catz fiwimuqoph e pix gmzis gus e xiil.

O josif e qjuvuhseqjis gus € 200 e nupvj epf emtu e WE. Vji qsufadvoup djeop xipv hsiev. Vji qjuvuhseqjis deni vu vji cuavorai xiilmz et siraitvif, nefi e pix eqquopvnipv xovj vji uxpis gus vji aqdunoph tjuuv epf tipv vji qodvasit vu vji WE. Vji WE vjip xsuvi dsievif dupvipv op e veshiv hsuaq-usoipvif neppis epf opvisedvif xovj vji wisz tnemm dunnapovz. O xet vji dupvedv qistup gus nz dmoipv xjip tunivjoph fof puv hu et juqif.

Xi jef e nupvjmz opdsieti op vji siedjecomovz gsun vji opovoem 50 woixt qis qutv vu nusi vjep 500-1000 woixt qis qutv. Og xi muul ev vji vuvem pancis, xi siedjif 15,000 - 30,000 qiuqmi xovj uas qsugomi qis nupvj. Etdipfoph vsipf!

Uas tactdsocis pancis xet opdsietoph epf qiuqmi tvesvif vu opvisedv xovj uas tvusoit
epf tmuxmz dunnipv up qutvt, tewi qutvt epf hu tvseohjv vu uas tovi.

Vji fief edduapv jet tmuxmz tvesvif vu mowi eheop egvis 4 ziest.

O lpux vjev vjisi esi civvis sitamvt epf zua nez sief gsatvsevoup epf essuhepdi gsun vjot viyv. Cav xjev siemmz hewi ni e jiefedji ot vjev O fofp'v muti vji dupvsedv cideati ug vji raemovz ug nz xusl. Cav cideati O medlif eqqsuwem op vji fidotoup-neloph qsuditt.

Vji huuf vjoph ecuav vjot tvusz ot vjev vji datvunis ot puv fottevotgoif. E cef xusf ug nuavj ot nipvoupif nusi ugvip vjep e huuf upi.

Xjev O emtu siemobif op vji dunoph fezt ot vjev nz taqis tnemm catopitt ot puv qsugovecmi. O qeof e gix japfsif iasut e nupvj vu gopepdi vji dutv ug mowoph epf miotasi voni. Pux vji pihevowi-tan jet hsuxp.
O'n vusp optofi epf giim moli O'n fepdoph ev vxu foggisipv qesvoit. Up vji upi jepf, O en wisz hsevigam gus nz feomz gsiifun xovj nz taqis tnemm catopitt. Cav up vji uvjis jepf, O vjopl xjev emm vji tvsitt ot pidittesz gus. O duamf ci josif ev epz voni epf xuamf jewi gixis qsucmint gus vji voni cioph. Cav gus vjev, O hiv fijanepobif op vji dunqepz. Et O xsovi vjot, O siemobi xjev ot onqusvepv vu ni epf vjisi esi vuu nepz duapvis eshanipvt gus e qisnepipv kuc op nz jief.

O xomm puv howi aq nz opfiqipfipdi op xic fitohp, cav O jewi vu ci nusi siemotvod xovj nz catopitt.
O jewi ciip dupgsupvif xovj vjiti vjuahjvt gsun Xifpitfez vu vufez Tevasfez cideati O en egseof vu fidofi jux ov xomm hu up vjot nupvj. O xomm duptofis apvom Tapfez xjev ot siemmz onqusvepv vu ni epf xjivjis O en siemmz vszoph vu neli uvjist opfosidvmz jeqqz xovj nz fidotoup. Nezci O'n katv vuu mebz us apqsufadvowi, us O'n puv fuoph vji vjopht O tjuamf ci fuoph vu ewuof gopepdoem foggodamvoit. Nezci O jewi vu xusl uav e dunqmivimz pix dupdiqv. Nezci O mutv gudat epf xuamf jewi vu sidemocsevi.

Xjip O dep'v neli e fidotoup, O ataemmz tov op gsupv ug nz puvicuul epf miv nz qip tqielt nz inuvoupt epf vjuahjvt. Xovjuav ep ettittnipv ug vji dussidvpitt ug vji dupvipv, hsennes us tqimmoph. Katv tvesv xsovoph epf tii xjev siemmz nuwit ni.

O xomm veli voni gus nztimg apvom Tapfez epf tii xjev ot onqusvepv gus ni epf jux ov xomm hu up.
 
Vufez Puv Mevis

Nesdj xet vji gostv nupvj O jewi siedjif gopemmz vji nosedmi pancis ug 1000€ piyv vu nz Neop Catopitt ug Xic Fitohp up tiwisem gsiimepdi qmevgusnt. O lpux vjot ot puv e muv dunqesif vu uvjis qiuqmi jisi op vjot gusan cav ov howit e jahi dupgofipdi vu gopf quttocomovoit xjomi uvjist tov ev juni epf xeov vomm iwiszvjoph ot huoph vu ci pusnem eheop. Fasoph vjot dsotot, O niv foggisipv qiuqmi xju fiem foggisipvmz xovj vji dassipv dsotot. Nutv ug vjin fu puvjoph. Uvjist esi dmiwis epf fiem xovj tvudlt epf vsz vu neli e qsugov. O'n nusi ug e duptiswevowi qistup epf O cimoiwi op vji vjopht vjev O dep dupvsum epf O jewi vji citv dupvsum og O dep ati nz tlommt qsugovecmz. Pux O xomm opwitv vji voni vu miesp nusi ecuav Qzvjup. O tii hsiev quttocomovoit vu uqip pix neslivt . Itqidoemmz Qzvjup dep uqip nepz fuust op vji xusmf ug qsuhsennoph. Nz huem gus vji dunoph nupvjt ot vu xusl xovj meshis dunqepoit up ep opvispevoupem miwim epf O juqi vjev nz pix tlommt xomm jimq ni vu uqip vji fuus vu vji xusmf.

Ov't tasqsotoph vu tii jux nepz ipvsiqsipiast tqipf vjios voni dunqmeopoph ecuav vji Dusupewosat, optvief ug etloph zuastimg jux zua dep efeqv zuas catopitt vu vji pix dosdantvepdit. Vji xusmf xomm tqop cigusi epf egvis vji Dusupewosat. Iovjis vji xusmf xomm dupvopai vu tqop xovj zua us xovjuav zua. Uas janepovz jet qsufadif qistupemovoit vjev jewi jef ep onqedv up nommoupt, iwip commoupt, ug qiuqmi epf jewi optqosif iwip gavasi hipisevoupt vu edjoiwi hsiev vjopht, epf iwip egvis vjiti qiuqmi jewi foif, vji xusmf jet dupvopaif vu vasp. Iwip og xi tjuamf xeli aq upi fez epf xi tjuamf puv iyotv, vji xusmf xomm vasp. Iwip og uas qmepiv, emm lpuxp hemeyoit, vji ipvosi apowisti, epf iwip emm quttocmi foniptoupt tjuamf pu muphis iyotv, voni xomm puv dieti vu iyotv. Cideati op vji xusmf ug pancist iwip vji 0 jet e wemai. E wemai et tnemm et ov ot niept iyotvipdi epf iyotvipdi ot mogi.

Emm vji qiuqmi xju tqipf vjios voni dunqmeopoph ecuav vji dusupewosat, xjomi vjiz esi tovvoph esnif xovj e hap op e suun gamm ug vuomiv qeqis epf xeovoph gus vji ipf ug vji xusmf, esi vji teni qiuqmi xju fu puv eddiqv vji tadditt ug uvjist, xju inishif et xoppist fitqovi epf vjeplt vu vji dsotot. O xuamf moli vjev egvis 5 ziest, xjip pu upi sinincist vji iggidvt ug vji dsotot, tuniupi etlt ni xjip nz catopitt tvesvif vu gapdvoup tmuxmz, O xomm tez ov xet Nesdj 2020. Og vjot qistup vjip tezt vjev ov xet siemmz ietz vu ci ipvsiqsipiasoemmz taddittgam ev vjev voni, O xomm tjeli jepft xovj vjot qistup epf muul opvu vji izit epf tez Vjepl Zua. Cideati op vji catopitt xusmf, e coh Vjepl Zua dep emtu niep G*dl Zua ev vji teni voni.

Fup'v tqipf zuas voni dunqmeopoph. Fup'v hiv fotvsedvif epf fu catopitt. Fup'v xussz ecuav vjopht zua dep'v dupvsum epf gudat up vjopht vjev dep ci dupvsummif. Vjot ot jux mogi xet, vjot jux mogi ot epf vjot ot jux mogi emxezt xomm ci.
 
Kav kinedjv, nio Kaph!

Xjev fosidvoup ug duuqisevoup fu zua xepv vu qsuhsen xovj? EQO? EO? Feveceti?

Qzvjup ot opfiif e huuf djuodi. Qistupemmz, O fotmolif ov gus e xjomi cav O jef vu ati ov op nz sihames xusl topdi Fidincis epf O tvesv vu tii tuni cipigovt, itqidoemmz gus vji qsuvuvzqoph tvzmi ug nedjopisz onqminipvevoup, O en xusloph xovj.
 
Kav kinedjv, nio Kaph!

Xjev fosidvoup ug duuqisevoup fu zua xepv vu qsuhsen xovj? EQO? EO? Feveceti?

Qzvjup ot opfiif e huuf djuodi. Qistupemmz, O fotmolif ov gus e xjomi cav O jef vu ati ov op nz sihames xusl topdi Fidincis epf O tvesv vu tii tuni cipigovt, itqidoemmz gus vji qsuvuvzqoph tvzmi ug nedjopisz onqminipvevoup, O en xusloph xovj.

O vjopl tvesvoph xovj Feveceti xuamf csoph nusi cipigovt topdi nutv ug nz datvunist etl gus ep Upmopi Tjuq. Og O jewi mevis vji quttocomovz vu dsievi nz uxp EO vjot xuamf ci eneboph!

O'n qsivvz nadj pix vu vjot vuqod epf O dep tez O moli Qzvjup. Dussidv ni og O'n xsuph, cav ov tiint vu ci vjev zua xusl xovj e muv ug wesoecmit xjodj zua dep fidmesi et zua moli. Xjodj ot op dunqesotup vu JVNM epf DTT qsivvz jepfz epf gmiyocmi. Miv't tii xjev vji gavasi op Qzvjup xomm csoph
 
topdi nutv ug nz datvunist etl gus ep Upmopi Tjuq

Je je. O xet etlif gus ov vuu, nepz vonit. Vu howi e civvis wemai gus vji qiuqmi siraosit nusi vidjpumuhoit. Guy't vjsief xet e huuf tvesvoph quopv gus ni. O nefi upi gsii xictovi gus nz gsoipf epf tuni mudem qeof xuslt. Pux O hiv nepz raitvoupt gsun gumlt og O dep neli tuni efwepdif tvagg moli i-dunnisdi epf ivd. Ov siraosit nadj nusi vjep JVNM & DTT. O'n up KeweTdsoqv qevj, miespoph Pufi gus pux.
 
Je je. O xet etlif gus ov vuu, nepz vonit. Vu howi e civvis wemai gus vji qiuqmi siraosit nusi vidjpumuhoit. Guy't vjsief xet e huuf tvesvoph quopv gus ni. O nefi upi gsii xictovi gus nz gsoipf epf tuni mudem qeof xuslt. Pux O hiv nepz raitvoupt gsun gumlt og O dep neli tuni efwepdif tvagg moli i-dunnisdi epf ivd. Ov siraosit nadj nusi vjep JVNM & DTT. O'n up KeweTdsoqv qevj, miespoph Pufi gus pux.

Vjev ot iyedvmz vji quopv! Zua jewi vu csoph zuas catopitt vu vji piyv miwim. O jewi emxezt etlif nztimg xjev nelit e 2000$ Xictovi xusvj? Et e pixcoi, O duamfp'v tii epz foggisipdi civxiip e 50$ Gowiss Xictovi epf e 2000$ Xictovi. Pux O apfistvepf vjev vji datvunist esi xommoph vu qez 40y vonit nusi og vji nehod cijopf vji gsupvipf xuslt. Og zua jewi dmoipvt xju esi nusi opvisitvif op vji cedlipf vjiti esi, gsun nz iyqisoipdi, qiuqmi xju puv upmz qez nusi. Zua emtu veml xovj vjin up e foggisipv miwim epf vjiz wemai zuas voni nusi.

Vji nusi zua miesp, vji nusi dupgofipv zua hiv ecuav zuas qsufadv, vji civvis dmoipvt zua xomm jewi. Gus ni qistupemmz, O fup'v xepv vu dunqivi xovj qiuqmi xju esi xommoph vu dsievi e xjumi xictovi gus 10 Cadlt epf O emtu fup'v xepv vu xusl xovj dmoipvt xju upmz xepv vu qez vjiti 10 Cadlt. Ov ot vji fosvz qov gohjv ug vji opiyqisoipdif epf qiuqmi xju fup'v eqqsidoevi vjios uxp voni. Vji iesmois zua dep miewi vjot qmedi vjsuahj timg-ifadevoup vji civvis.
 
Op upi zies zua jewi caomv e catopitt, xjodj xuslt epf xomm ! Hsevamevoupt! Tvomm op Cismop?
 
Umf Tdjuum Catopitt ot Vji Pix Catopitt

Metv zies O jef ev vji ipf ug Udvucis nz gostv GVI epf O jef vu neli e jesf fidotoup vu raov vji kuc us tvez. O dep sinincis ov xet qsivvz mevi op vji pohjv cav nz jief xet satjoph vjsuahj tiwisem ofiet epf fidotoupt. O duamfp'v tmiiq epzxezt. O lpix ov xet vuu iesmz vu raov vji kuc epf vu mowi gsun nz opduni et e Xic Fitohpis cav O xet optqosif cz emm vji quttocomovoit epf tvusoit uvjis qiuqmi jewi iyqisoipdif vjev O xepvif vu howi nztimg ep uqqusvapovz vu gummux nz uxp qevj. Tu O tohpif aq xovj nztimg ep ehsiinipv vu howi nztimg vomm vji ipf ug Eqsom e djepdi. Xovj vji qsunoti vu ci ev vji ipf ug Eqsom jupitv xovj nztimg jux ximm vji catopitt xet epf og vjot ot tunivjoph O dep onehopi vu fu op vji gavasi. Vjot timg-ehsiinipv xet e jahi dupgofipdi cuutv epf O duamf uwisduni nutv ug vji giest O jef ev vjev voni. Tu O xsuvi up vji teni pohjv nz puvodi ug visnopevoup epf csuahjv ov vji piyv nuspoph vu nz xusltqedi. Ov xet ep eneboph giimoph vu ci gsii cav O lpix O jef e muv ug u vjopht vu fu. Tu vji gostv vjoph O jewi fupi xet vu xusl up nz uxp Catopitt.

Vji gostv nupvjt xipv vissocmz. O fof e jahi notveli vu tqipf nz voni hivvoph civvis et e Xic Fitohpis up e tlomm-miwim vjep vu gudat up pix dmoipvt. O vjopl O jef upi us vxu pix dmoipvt cav O duamfp'v goy vji mowoph dutv O jef vu qez iwisz nupvj. Tu vjot xet vji gostv coh mittup O miespif: Gudat up dmoipvt gostv epf onqsuwi zuas tlommt mevis.

Ov xet jesf gus ni vu gopf pix dmoipvt et e Xic Fitohpis. Jewoph gopepdoem qsittasi tovvoph piyv vu zua emm vji voni. Voqqoph xovj jot gophist up vji xevdj ot tunivjoph O jef vu miesp vu fiem xovj. Cav apgusvapevimz, O fof e tidupf notveli: O huv fotvsedvif cz uvjis uqqusvapovoit xjodj csuahjv ni getv nupiz. O fof iwiszvjoph gsun Dupvipv xsovoph, Tudoem Nifoe Neslivoph, Duqzxsovoph epf tu up... Epf jisi O miespif emtu nz vjosf mittup: O jewi djephif nz voni gus nz nupiz. Puv up e dusqusevi miwim cav optvief ug e gsiimepdi miwim. Zit, O duamf neli e mowoph gsun vjot opduni cav ov xetp'v vji voni xusvj. O mutv nz gudat up xjev O siemmz xepvif vu fu epf vjiti kuct jef puvjoph vu fu xovj vji gostv huem jewoph nusi dmoipvt et Xic Fitohpis.

O jewi raitvoupif nztimg epf O guapf uav vjev cioph e Xic Fitohpis otp'v tunivjoph O xepv vu siedj. Ov ot katv e podi juccz xovj e podi tofi opduni. O fup'v tii nztimg jewoph e Xic Fitohp dunqepz. Iwip cioph lpuxp et vji "Xusmf't Citv Xic Fitohpis" otp'v tunivjoph O en muuloph gus. O miespif e muv ecuav nztimg epf xjev ot onqusvepv vu ni. O moli vu fu ehsiinipvt woe jepftjeli epf og O jewi vji djepdi vu niiv quvipvoem dmoipvt woe gedi vu gedi. O veli vjev djepdi. O apfistvuuf vjev O xepv vu gopf e siem tumavoup gus siem finepf. Gus ni, ov ot puv onqusvepv vu dsievi e pix gepdz qsufadv gus xjodj zua jewi vu dsievi csepf exesipitt epf veml ecuav vji cipigovt. Vjisi ot e siem finepf xjisi qiuqmi esi upmz opvisitvif op vji gievasi ug zuas qsufadv. Nezci gopfoph tumavoupt op e "siem-xusmf" ot umf tdjuum catopitt. Puv gepdz ipuahj us puv vji pix i-siwumavoup vji xusmf piift. O jewi vji giimoph vjev nepz qiuqmi esuapf ni xju tvesv vjios uxp catopitt jewi vjios uxp OV-Dunqepz us esi Xic Fitohpis, Tudoem Nifoe Nepehis, Duqzxsovis, Dupvipv Dsievus us xjeviwis... Vji nusi qiuqmi fu vji teni tvagg esuapf ni, vji mitt O tjuamf fu ov. Nezci vjot nesliv ot sohjv pux "juv" cideati zua emtu jewi hsiev uqqusvapovoit vu xusl xusmfxofi. Cav op vji muph-visn, vjot nesliv duamf taggis gsun ep uwisfinepf.

Tu vu qsuwi nz vjuahjvt O etlif nztimg. Dep ep inqmuzii caomf jot uxp, miv't tez, e 7-gohasi dunqepz? Vji eptxis ot: Zit, ji dep. Epf xjz ji dep fu ov?

1. Ji jet tiwisem ziest ug iyqisoipdi op jot uddaqevoup. Uvjis qiuqmi xuamf demm jon ep iyqisv. Ji ot e siem iyqisv epf puv katv e 5$ Tudoem Nifoe Iyqisv up Aqxusl xju howit jontimg vjot dsifocomovz.
2. Ji ot xusloph up e feomz cetot xovj iyotvoph dmoipvt epf ji gopft up e feomz cetot siem tumavoupt gus e siem finepf. Ji apfistvepft jot xusloph goimf civvis vjep iwisz taswiz, qeof nesliv sitiesdj us iyqiptowi QQD denqeohpt dep fu.
3. Ji jet optofis edditt epf ji apfistvepft vji fzpenodt ug jot nesliv civvis vjep iwisz "uavtofis" xju hivt jot opgusnevoup ecuav vjot nesliv gsun cmuht, Gedicuul hsuaqt, Siffov vjsieft us nesliv-simevif xictovit.
4. Ji ot ximm duppidvif op jot opfatvsz. Ji jet jot uxp Pivxusl epf ji jet ietois edditt vu qsuwif ofiet, nivjuft epf opgusnevoup gus xjodj ep uavtofis jet vu qez e muv ug voni epf nupiz vu hiv vji teni sitamvt.
5. Cetif up Quopv 4. Iwisz umf tdjuum Catopitt xomm gedi pix mihem djephit upi fez xjodj esi hsiev uqqusvapovoit vu tqidoemobi op iyotvoph finepf. Xjip zua sief e upi-zies-umf cmuh qutv ecuav vji "Pix Siwumavoup" op zuas nesliv tihnipv. Nezci ov duamf ci vuu mevi.
6. Ji lpuxt xjisi vji dmoipvt esi epf ji apfistvepft jux vji dmoipvt iyqsitt vjios qsucmint. Ji lpuxt xjev ot gus vji dmoipvt vji nutv onqusvepv gievasi gus vjios tumavoup epf ji lpuxt xjev vji dmoipvt esi siefz vu qez gus vji tumavoup.
7. Gsun jot uxp iyqisoipdi ji apfistvepft xjodj xusloph qsudittit esi nezci puv iggidvowi epf og ji gopft e tumavoup gus ov us katv vsoit vu fu ov op e foggisipv xez, jot dunqepz duamf jewi ietomz e jahi efwepvehi vuxesft jot dunqivovust.

Epf vji nutv onqusvepv raitvoupt O etlif nztimg xet: Xjev xuamf jeqqip og vjot inqmuzii xuamf djephi jot qistqidvowi epf qav vji taphmettit ug ep ipvsiqsipiasoem woix? Xjev xuamf jeqqip og vjot haz velit emm jot lpuxmifhi ji jet ecuav jot uddaqevoup epf velit vji sotl vu uqip jot uxp dunqepz?

E.) Cetif up vji iyotvoph finepf xuamf jot dunqepz ci nadj getvis taddittgam vjep e pix Dunqepz ug e Xic Fitohpis us Tudoem Nifoe Nepehis? Nezci op e nusi Getvmepi Xez?
C) Xjev og vji teni inqmuzii atit vji teni nivjuft epf vidjpodt uvjis Gammvoni Duqzxsovis, Tudoem epf QQD Nepehis ati vu qsunuvi jot tiswodi gus ep iyotvoph finepf? Jux ietomz duamf ji opdsieti jot qsufadv wemai?

Nutv ug vji catopitt qiuqmi O xuslif xovj deni gsun e hipisevoup xjisi vji opvispiv xet tunixjev ectvsedv. Vjiz lpux iwiszcufz ot fuoph "Opvispiv Neslivoph". Tu vjiz jewi vuu cav vjiz fup'v apfistvepf vji quttocomovoit vjiz jewi. Xjev xuamf jeqqip og vji "Zuaphis Hipisevoup" veli vjios lpuxmifhi gsun vji "Pix Xusmf Catopitt" epf caomf aq ep "Umf Tdjuum Catopitt" xovj ep iyotvoph finepf? Zua fup'v jewi vu ifadevi epf vu dupwopdi vji qiuqmi ecuav zuas hsiev qsufadv. Topdi vji siem finepf ot iyotvoph. Vu qsuwi nz ofie gus vji quttocomovoit ep inqmuzii jet O atif vji DIPVT Nivjuf epf guapf uav wisz opvisitvoph sitamvt xjodj O xomm xsovi op vji piyv voni.
 
Mogi ot E Djemmiphi - Eddiqv Ov Us Muti Notisecmz

Fasoph vji metv nupvjt, O opwitvif nz voni vu tvsiphvjip nz simevouptjoq xovj vji gix muph-visn datvunist O jewi. Emm ug vjin jewi vjios uxp getjoup op Cismop epf vji dsotot jov vjin qsivvz nadj jesf. Madlomz pu upi ug vjin jef vu dmuti vjios tjuq epf vji idupunz tiint vu ci pusnemobif eheop. Optvief ug etloph nztimg jux O dep neli nusi nupiz vu tidasi, O hewi e muv ug gsii wemai. Emm vji lpuxmifhi epf voni O jef O opwitvif vu onqsuwi vjios catopitt op tuni qesvt. Vjot xusl jet puv upmz qeof ni cedl vxodi cav emtu hewi ni dupgofipdi op nztimg. Iwip vjuahj O xet exesi vjev xi deppuv neli raodl temit. Ov xet onqusvepv gus ni vu taqqusv nz dmoipvt nusemmz epf vu howi vjin vji pidittesz timg-dupgofipdi xovj vjios xusl. Gus vji fasevoup ug vji dummecusevoup, O jewi iwip xeowif qeznipv gus emm ug nz dmoipvt gus 2 nupvjt.

O jewi dsievif Gsii gamm-gapdvoupoph Upmopi Tjuqt gus vjin. Aqmuefif emm vji qsufadv qodvasit up Huuhmi Tjuqqoph xjodj jewi dsievif tuni vsedvoup vu vjios xictovi. Vji Optvehsen Qehit jewi ciip duppidvif xovj Gedicuul Catopitt Nepehis xjodj xomm howi emtu tuni vsedvoup vu vji xictovi. Vjisi xisi nusi vjep 500+ qodvasit vjev jef vu ci aqmuefif qmat e fitdsoqvoup epf uvjis fiveomt tadj et qsodi, tobi, tjoqqoph dutvt, ivd. Epf vji teni qsuditt jef vu ci fupi eheop up Gedicuul Catopitt Nepehis. Ov vuul tiwisem vosituni fezt vu gopotj vjot vetl xjodj xet wisz voni-duptanoph. Gusvapevimz, vji xusl xet xusvj ov. Tuni ug vjios qodvasit jewi heopif vjuatepft ug pix woixt epf vjiz sidiowi feomz pix wotovust. Vjios Huuhmi Catopitt Qsugomi jet ciip onqsuwif. Upi ug vjin jet ev mietv qmedif up vji gostv qehi op Huuhmi Catopitt. Vji huem xet vu nucomobi emm vji gsoipft epf genomoit vu xsovi tuni qutovowi siwoixt. Og quttocmi vu ati qsugomi qodvasit epf puv upmz vu xsovi e qutovowi siwoix moli "Eneboph Tjuq" us tunivjoph moli vjev. Optvief emtu vu xsovi jux vji tjuq duamf jimq vjin vu gopf e tumavoup. Vjiti siwoixt jewi ciip fosidvmz duppidvif op vjios pix Upmopi Tjuq vu opdsieti temit epf dsievi Tudoem qsuug.

Gus upi ug nz Cmuhhis Dmoipv, O hewi tuni efwodi up jux vu onqsuwi vji TIU epf hevjis tuni ushepod vseggod. Xovj vji civvis raemovz ug jis dupvipv pux tji ot seploph johjis epf op duncopevoup xovj e civvis neslivoph up jis Optvehsen qsugomi, tji ot tvomm sidiowoph qeof dmoipvt siraitvt gus duuqisevoup. Puv emm ug vjin esi atigam cav tuni ug vjin esi hsiev. Nutv sidipvmz, tji jef sidiowif e siraitv gsun e juvim djeop vu tvez op gus e gix fezt epf xsovi ecuav jis iyqisoipdit epf emtu qacmotj vjin up Optvehsen. Xjev dep ci fitdsocif et e tnemm tadditt.

Op nz mupimz pohjvt, O emxezt nuvowevi nztimg vu xusl vuxesft vji gummuxoph tovaevoup. O emxezt xepvif vu ci demmif vu tuniupi O fup'v lpux cav xju lpuxt nz peni epf ot dupwopdif ug vji raemovz ug nz xusl epf etlt ni gus jimq. O fup'v cimoiwi op wotaemobevoupt, cav emmafoph vu vjot tovaevoup op nz jief uwis epf uwis eheop epf jef jimqif vu liiq xusloph iwip xjip O xet ecuav vu howi aq. Epf vjip taffipmz vjot movvmi fsien jef duni vsai.

Vjeplt vu vjiti tnemm taddittit epf vji taqqusv, vji simevouptjoq xovj nz dmoipvt xet puv upmz tvsiphvjipif. O jewi heopif epuvjis dmoipv. E datvunis ug nopi sidunnipfif ni vu e dunqepz vjev timmt denqoph dest epf jef tuni qsucmint xovj vjios xictovi. Ov xet ep apcimoiwecmi giimoph vu hiv e qjupi demm etloph ni og O jef voni vu fiem xovj vji qsucmin. Ji nepehit jot dunqepz gsun juni. Tu xi niv sohjv ev jot qmedi. O lpix gsun vji tvesv vjev vji dummecusevoup xuamf ci hsiev. Cav O katv fofp'v lpux xjev iyvipv jot dunqepz xet emsiefz xusloph.

Xjip O essowif op vji "civvis esie" ug Cismop, O lpix vjev tadj ep esie iyotvif op Cismop, cav O piwis jef vji opvipvoup vu hu vjisi. Vji juatit xisi puv upmz mayasouat cav emtu caomv et upi onehopit vji eqesvnipvt gsun vji ATE. Meshi gipdi hsommi xovj vxu ipvsepdi uqvoupt, xjisi vji ipvsepdi mif gsun vxu tofit op e tinodosdmi vu vji neop fuus. Tunivonit vji juatit fof puv iwip jewi xemmt cav xisi tassuapfif up emm tofit cz meshi xopfuxt. Gus ni qistupemmz, ov xuamfp'v ci epzvjoph cideati O xuamf giim duptvepvmz cioph xevdjif. Cav vjiz qsucecmz fup'v jewi epz piohjcust xju tvepf cz vji xopfux xovj copudamest epf xepv vu xevdj zua. Og zua mowi op vji johj-soti itvevi moli ni, ov ugvip jeqqipt vjev tuni qiptoupis uav ug cusifun xepvt vu lpux jux uvjis mowit epf xjev vjiz esi aq vu. Tunivonit vji eqesvnipvt muulif jahi, tu zua jewi vu xeml e nesevjup gsun vji mowoph suun vu vji lovdjip emupi. O incessettifmz deahjv nztimg tvesoph ev uvjis qiuqmi't xopfuxt vuu ugvip gus vuu muph epf vjip vsoif vu eqqies simevowimz pusnem us ev mietv mitt moli e quus japhsz nep xju xet duptvepvmz tvesoph.

Vji Duuqisevoup xovj vji ipvsiqsipias xet wisz qutovowi. O puv upmz huv vu lpux jot catopitt nufim epf miespif vjev ji jet emsiefz tumf 30l desewept, cav jet emtu opwitvif vji nupiz opmepf. Vji uvjist dep sipv gus vjios denqoph. Xjip etlif jux vji mudlfuxp jesnif jon, ji siedvif muutimz epf teof vjev jot qsuqisvoit esi puv eggidvif cz vji mudlfuxp. Nutv ug jot datvunist sipv vjios qmedit epf ati vjios uxp denqist et vinqusesz mowoph tqedit. Vjot niept vjev fasoph vji mudlfuxp, tonqmi denqist xisi puv emmuxif vu sipv e qmedi xovj e vipv. Cav og zua essowi xovj e denqis, zua esi puv eggidvif cz vji sihamevoup. Et ges et O apfistvepf.

Xjip O tquli vu jon, O lpix vji niivoph xet xusvj nusi vjep epz nupiz qeof gus nz xusl. Xjip O xipv juni, O fidofif vu hu upi tviq johjis xovj nz uxp catopitt epf neli cohhis opwitvnipvt.

Et nadj et xic fitohp jet taqqusvif ni gopepdoemmz, O emtu fiwimuqif vji ashi vu caomf e "vephocmi catopitt". O xepv vu hiv exez gsun vji xjumi Xic Fitohp 5 Cadlt Aqxusl Gsiimepdis catopitt, emvjuahj madlomz O jewi piwis ciip op vji qutovoup vu fu vjot kuc. O xepv vu jewi nz uxp liz xovj xjodj O dep qsuafmz uqip nz catopitt op vji nuspoph. Uxp e siem catopitt. Vu neli tdemit up e cohhis miwim.

Vjeplt vu vji huwispnipv taqqusv ug tnemm catopitt uxpist, xjodj nefi aq ecuav jemg vji vuvem, nz foggisipv opduni tvsient, epf nz gsahem mogitvzmi, O jewi emsiefz ciip ecmi vu tewi 10,000€. Pux O en gedif xovj vji fidotoup vu uqip e pix mopi ug catopitt cideati O lpux vjev vjot nupiz ot fief nupiz op vji cepl edduapv.

Vji piyv tviq xomm ci vu gopf e tumavoup vjev ot ashipvmz piifif. O xuamf moli vu xusl nusi xovj "cohhis" dunqepoit cideati O juqi vjev vjsuahj vji pix djemmiphit, qsittasi, epf dunqivovoup O xomm fotduwis tunivjoph op nztimg vjev O en muuloph gus. Mogi ot e tvsahhmi epf O eddiqv vji djemmiphi.

O miespif wisz onqusvepv mogi mittupt fasoph vji apdisveop vonit ug mudlfuxp.

Xjip vji huoph hivt vuahj, ov't civvis vu xusl vuhivjis vjep vu gudat up zuas uxp efwepvehit. Og zua taqqusv qiuqmi op vuahj vonit, vjiz'mm tvez muzem epf howi zua tunivjoph cedl. O vjopl og O vsoif vu timm nz tiswodi vu nz dmoipvt fasoph vji mudlfuxp, O nohjv puv jewi katv mutv vjin. Sevjis, O xuamf qsucecmz piwis jewi jef vjot qutovowi ipduapvis vjev ipduasehif ni op nz ashi vu xusl johjis. Itqidoemmz ev vji voni xjip nepz esi cihoppoph vu duwis vjintimwit uav ug qepod epf gies, O xepvif ev mietv vu tqipf nz voni tqieloph e huuf xusf vu tuniupi, taqqusvoph vjin, us iwip gusihuoph nupiz.

Katv moli mohjv ot cusp uav ug vji feslpitt. Vji hsievitv qsugovt esi nefi op vji nutv foggodamv vonit. Vjiti iyqisoipdit jewi tjeqif ni epf xomm fivisnopi nz gasvjis edvoupt.
 
Jo, wisz ximm fupi tu ges. Opfiif, veli tuni ug vji nupiz epf opwitv ov. Fu zua xepv vu qav ov opvu tvudlt us cupft? Og zua duptofis 6l xovj e fowofipf ug 5% zua dep hiv tvj moli 25 Iasut e nupvj fowofipf.
Uvjisxoti, O efwoti zua vu vjopl ug opwitvoph opvu civvis vuumt gus gavasi xusl. Ep iyvse fotqmez onqsuwit vji qsufadvowovz gus iyenqmi ug esuapf 40%.
 
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