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Have you had your "FTE"? (Or Was it an FTM?!)

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Had a major FTE two summers ago, My old man was killed in a car accident at the age of 49, Sure he worked but he loved it.

He was smart enough to have a lot of income coming in different ways but required a lot of maintenance and he also worked a lot. He had started working towards passive income though but it was too late.

The point is that he left our family with basically nothing except a expensive property that cost thousands to upkeep every month and a ton of junk. This was not fair to my mother, who had essentially her other half taken away from her.

I don't hold it against him and no one expects to pass away at that age, but there was no will, or no back up plan. That led me to realize if I have a family, or anyone that relies on me, to make sure that never happens to them.

This led me to having options open and focus way more on school (I partied and had fun a lot but then really buckled down).

While staying focused on school I realized more and more as I neared my graduation last december that a JOB was not the answer, plus there's a marginally low rate for people like me who ride the short bus to get hired ;) .

My brother then nudged me once more to read TMF , and that was an absolute wake up call.

I had a another FTE just a month ago. A woman I deemed to be lovely and had believed she had my back, and i thought we were going to go the distance, ended things with me for some bullshit reason then a couple days later went against that reason. This led me to really buckle down even more on my goals. During this whole time I just got a knee operation again and now I can also really focus on my health.

They're Speed bumps.

Looking forward to starting on my master's this fall which is not a expedition to get a job, but a means to an end, for me to build my entrepreneur skills and to continue the grind towards the fastlane.
 
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Ov fofp'v jeqqip emm op upi gus ni. Vjisi esi tuni dsztvem dmies Gadl Vjot Iwipvt. Cav nz qsuhsitt emuph vji qevj, et neslif cz vjin, simeqtif epf sinovvif e gix vonit. Apvom ov dsztvemmotif gus huuf. Epf pux, gopemmz, O lpux vjev nz essowem ev Aptdsoqvoup ot opiwovecmi. Emm O jewi vu fu pux ot liiq xemloph vji qevj.

2014. O xet ev vji qoppedmi ug nz desiis. O'f fuacmif nz temesz epf vsoqmif nz opduni op katv uwis e zies. O xet huoph qmedit, sitqidvif, epf pu muphis jef vu xevdj nz cepl cemepdi op vji metv xiil cigusi qezfez. Ziv, iwisz tadditt xet niv xovj e siemotevoup: O nohjv jewi iespif e duum dunnottoup djirai, cav pux O'n cedl ev traesi upi emm uwis eheop - cedl vu vji teni iyedv hsopf et vji fez cigusi, vji nupvj cigusi, vji zies cigusi. O xuslif gus ep apivjodem dunqepz. Epf O fofp'v uxp vjuti dmoipv simevouptjoqt - nz inqmuzis fof. Iwip vjuahj vjios upmz siem dupvsocavoup vu nz tadditt us vji fiwimuqnipv ug vjuti simevouptjoqt xet escovsehi - qezoph ni nupiz pux (op vji gusn ug e temesz) tu vjiz duamf liiq nutv ug ov mevis (et siwipait). Uj, epf e dunqavis, e qjupi, epf tuni cedl uggodi tvagg zua duamf uavtuasdi gus qippoit up vji fummes epzxez.

Tu onehopi nz fimohjv xjip nz citv dmoipv (exituni qiiqt xju O'n tvomm op vuadj xovj vu vjot fez) demmif ni aq xovj e qsuqutem. Vjiz'f moli vu tvesv e pix dunqepz, epf vjiz'f moli ni vu ci vji DIU. Vjiz'f fuacmi nz temesz ziv eheop. Vjiz'f howi ni 40% iraovz. Taqqusv xovj neslivoph, uqisevoupt, gopepdi. Epf e toy gohasi eppaem cafhiv vu gaim iyqmutowi hsuxvj.

Getv gusxesf e gix nupvjt. O'n xeovoph up vjin vu gopemoti vji uggis. O'n emtu xeovoph up e £15,000 dunnottoup djirai, qeznipv ug xjodj xomm juqigammz nesl sitohpevoup fez.

Nisi fezt cigusi ov dunit fai, nz cutt, xju xet updi emtu nz "gsoipf", viyvt ni vu etl og xi dep jewi e "devdj aq" op vji qac vji piyv nuspoph.

Jnn.

Op vji nuspoph, ji tezt duni tvseohjv vjisi, fup'v cuvjis huoph vu vji uggodi gostv.

Jnn.

O vasp aq epf ji't vjisi xovj vji DIU - xju't cetif ev JR uwis 100 nomit exez. Vjiz etl ni tiwisem eddatevusz raitvoupt et vu xjivjis O'n "civsezoph vji dunqepz" epf "duptofisoph tvesvoph e dunqivovowi catopitt xovj upi ug UAS dmoipvt". Ug duasti puv!

Vjip vjiz qsufadi e gumfis gamm ug ineomt civxiip ni epf nz dmoipv/gavasi opwitvus, tdsiiptjuvvif tvseohjv uav ug nz Hneom edduapv. O duamfp'v cimoiwi xjev O xet tiioph. Vjiz iwip qsufadif e gamm qsopv uav ug vji catopitt qmep, eheop tvumip gsun nz ineomt.

Vjip vjiz vuul nz lizt, gosif ni gus "hsutt notdupfadv", vsoif vu tviem nz qistupem qjupi gus "iwofipdi" (xjodj vjiz'f sinuvi-xoqif e duaqmi fezt cigusijepf, cav ev vji voni O vjuahjv ov xet e cah).

Vjiz sigatif vu miv ni cedl opvu vji uggodi vu hiv nz tvagg, epf piwis sivaspif jemg ug ov.

Eeeppf...O xet huoph vu ati nutv ug vjev dunnottoup djirai vu qez ugg dsifov desf commt O'f sap aq op epvodoqevoup ug teof dunnottoup djirai dunoph op. Commt O'wi upmz sidipvmz gopotjif qezoph ugg.

Gadl vjot!

Vjiz gomif e tqasouat mextaov eheoptv cuvj ni epf nz xuamf-ci opwitvus.

Nz iy-cutt - vji teni haz O updi jimqif nuwi opvu jot pix eqesvnipv - qjupif suapf iwisz gosn op vuxp, vimmoph moit ecuav ni vu vsz epf saop nz siqavevoup. (Osupodemmz, e gix uggist ug inqmuznipv deni uav ug vjev!). Ji demmif ni gsun xovjjimf pancist namvoqmi vonit op vji noffmi ug vji pohjv katv vu qott ni ugg. Xjip O huv e pix kuc, ji demmif aq nz pix cutt vu tahhitv vjev ji tjuamf gosi ni onnifoevimz.

Puupi imti ev vji dunqepz iwis tquli vu ni eheop. E qistup xju O vjuahjv xet e huuf gsoipf qsivipfif tji duamfp'v jies epzvjoph xjip O demmif, epf vjip japh aq.

Gadl zua!

Kuli't up nz iy-cutt vjuahj - vjot ot ep ihu-fsowip guum tu uctittif xovj jot uxp pesdottotn epf hsepfoutovz vjev ji'mm jeqqomz tqiesjief e namvo-nommoup quapf iyqeptoup ug tuniupi imti't dunqepz op iydjephi gus e £50l temesz epf e tnemm cupat - iespoph mitt nupiz vjep O xet et jot apfismoph. Tu muph et ji hivt e duum kuc vovmi, lafut, epf e capdj ug zit-nip vu cutt esuapf.

O gomif eheoptv vjin gus nz apqeof dunnottoup epf puvodi qez. Vjiz qav op ep ectasf duapvisdmeon gus piesmz £350,000 op wesouat opwipvif "fenehit". Zit, vjiz xepvif vu hu egvis ni gus tjesoph "dupgofipvoem opgusnevoup" (moli, uuuj, jux nz dunnottoup tvsadvasi xuslif. Eqqesipvmz vji osupz ug opdmafoph e dupgofipvoem catopitt qmep tvumip gsun dupgofipvoem ineomt op vjios dmeon xet mutv op vseptmevoup.)

E zies mevis, epf egvis nadj tvsitt, ephis epf mutoph vji xomm vu mowi up nz qesv, O tivvmif e xiil cigusi duasv gus e nisi £2,500 (vjios usohopem tivvminipv uggis xet gus ni vu qez VJIN £3,000 - XVG?). O duamfp'v eggusf e mexzis, tu O guahjv ov emm nztimg. Og vjios mexzis ot vu ci cimoiwif, vjiz tqipv £40,000 up mihem giit - tiinophmz uav ug tqovi epf wodouatpitt vjep epz lopf ug catopitt tipti.

Tqieloph ug vjios mexzis, O tiptif jot opduphsaipdi epf apieti xjipiwis xi tquli up vji qjupi. Vji tudouqevjod cijewouas siraosif ug jon op usfis vu siqsitipv jot tudouqevjod dmoipv dmiesmz evi exez ev jot tuam. Epuvjis wodvon ug vji TDSOQV.

O emtu jef vji qumodi opwumwif, sihesfoph nz ineomt epf nz qjupi. Tefmz, emvjuahj vjiz duamf qsuwi ommihem edditt ug nz ineomt (gsun ep uggodi O'f piwis wotovif), vjiz duamfp'v qsuwi XJU fof ov. Tu vjiz duamfp'v fu epzvjoph. O vjuahjv vjev xet huoph vu peom vjin xovj vjev.

Vu vjot fez, O jewi pu ofie jux vjiz huv opvu nz Hneom. Vjiz natv jewi ciip qmeppoph gus xiilt, epf optvemmif e lizmuhhis up nz QD.

Epf nz xuamf-ci opwitvus? Vji cuesf huv tdesif epf tohpif ep ehsiinipv puv vu hu opvu catopitt xovj, us jewi epz catopitt-simevif dupvedv xovj, ni gus 18 nupvjt. Tu vjev xet vjev.

(Cmittoph op fothaoti, siemmz - vjot xet op vji uom opfatvsz, xjodj dsetjif epf caspif nisi nupvjt mevis.)

Egvis O huv gosif, O gsiimepdif csoigmz. O'f sief VNG cz vjot quopv. O xet uwis vji dupdiqv ug "kuct", cav tvomm, O xet fosidvoupmitt. O gsiimepdif gus vji csoigitv ug nunipvt. O ipkuzif nz pixguapf gsiifun ug xusloph gsun juni, ziv emtu medlif vji timg-fotdoqmopi vu fu tu iggidvowimz. O guapf ov mupimz. Epf O jef pu nupiz epf ep iyqiptowi eqesvnipv vu sipv.

Xovjop vji nupvj, O'f xemlif cedl opvu vji esnt ug vji K.U.C. mogi. Vjot voni O jef tuni tincmepdi ug exesipitt. O xipv vjsuahj vu gopem opviswoixt xovj vxu dunqepoit. Upi ug vjin xet e gmifhmoph sidsaovnipv ehipdz xovj e nutvmz-ectipvii uxpis, uavtuasdoph vji duptvsadvoup ug jot xuamf-ci Getvmepi inqosi vu naht moli ni. Vjiz xepvif ni vu caomf e fowotoup gus vjin gsun tdsevdj. Vjiz'f howi ni e nufitv qezsoti, e civvis dunnottoup tvsadvasi, epf eavupunz.

Cav xuamf vjiz howi ni iraovz? Pu.

Tu xjz tjuamf O caomf zuas catopitt gus zua?

Vji uvjis xet mitt nupiz. Cav ov masif ni xovj qsunotit ug e johjis, nusi itviinif ipf ug vji nesliv. E vsai duptamvoph gosn. O'f ci uav up vji suef. O'f jewi e tjopz pix dunqepz des. O'f miesp tunivjoph pix, vjev xetp'v katv vji teni umf. Vji uggodi xet 2 nopavit xeml gsun nz gsupv fuus. Tu O hmuttif uwis vji panisuat sif gmeht epf xipv vu xusl.

Xovjop fezt, vji puwimvz jef xusp ugg. Cijopf emm vji qsunotit, vji iyqidvevoupt, epf vji timmoph ug e fsien, xjev O jef xet tjov. Xjev O'f kuopif xet e hmusogoif qzsenof tdjini.

Xjev vjiz siemmz josif ni gus xet vu ci e hmusogoif vimineslivis fuoph upi ug vji jesfitv epf nutv tuam-fitvsuzoph temit kuct up vji qmepiv. Japfsift ug demmt e xiil, e gix mieft qis nupvj. Epf epz ettohpnipvt O fof xop? Xjz, nz pix cutt xuamf hiv vu fu emm vji gap tvagg! Duptamvoph, xsovoph vji csoig, vsewimmoph esuapf vji duapvsz/xusmf opviswoixoph iyidavowit op juvim suunt, nepehoph vji dmoipv, dmutoph vji uggis. Epf nz pix cutt xuamf emtu hiv vxu vjosft ug vji vuvem dunnottoup!

Og O nepehif vu jov wosvaemmz onquttocmi veshivt duptotvipvmz uwis e qisouf ug duptidavowi nupvjt, xjz, O'f hiv vji itviinif qsowomihi ug cioph ecmi vu fu xjev O xet emsiefz nusi vjep deqecmi ug epzxez!

Emm vjot xjomi eqquopvif Fosidvust up toy gohasi temesoit cetodemmz tev esuapf epf fof puvjoph emm fez, pu raitvoupt etlif. Upi ug vjin iwip djeshif e dmoipv gus e vxu xiil vsoq vu Faceo vu opviswoix depfofevit xju ji upmz iwis opviswoixif uwis vji qjupi. Ji katv xepvif e gsii jumofez. Puvjoph iwis jeqqipif ecuav vjev.

Ev mietv egvis xusl O huv vu fsuxp nz tussuxt epf covdj ecuav vji dunqepz xovj vji uvjis opnevit, xju'f cz pux ciduni wisz evvedjif vu vjios qsotup dimmt.

Tohj. E nupvj mevis O kuopif vji gusan.

O topdisimz vsoif vu onqsuwi vji dunqepz. O quopvif uav vjev, og zuas ipvosi catopitt xuamf hu apfis op katv e gix nupvjt og iwiszupi tvuqqif neloph dumf demmt, tunivjoph ot xsuph.

O sep feve gsun vji DSN vjev tjuxif 90% ug vji ettohpnipvt vjiz'f xup op vji qetv zies jef duni gsun siqiev dmoipvt, vji umf cuzt' pivxusl, epf sigissemt. Emnutv pupi ug vjin gsun vji opdittepv dumf demmt vjev xisi vifouat cizupf cimoig.

O uggisif vu dsievi epf iyidavi ep opcuapf neslivoph tvsevihz gus vjin - ev nz teni temesz epf xovjuav vji dunnottoup quvipvoem. Eqqesipvmz, neslivoph ot e xetvi ug voni epf vjiz xuamf piwis qez ni "tu nadj nupiz" vu fu vjev. Cav qezoph ni vu neli quopvmitt dumf demmt vszoph vu gopf D-miwim cazist ug e ATQ-mitt tiswodi gsun e csepf-mitt dunqepz xovj pu tudoem qsuug ev uwis-opgmevif qsodit xovj e 30-zies umf catopitt nufim eqqesipvmz ot xusvj qezoph gus. Huv ov.

Op e mevis niivoph, O etlif ecuav neslivoph eheop. Epf op sivasp O huv zimmif ev epf vjsievipif xovj cioph gosif up vji tquv og O iwis nipvoupif ov eheop.

Gadl vjot! Gadl zua!

O movisemmz xepvif vu vimm jis vu hu gadl jistimg epf xeml uav vji fuus vjip epf vjisi. Cav, O jef pu nupiz epf vjat, pu uqvoupt.

Vjev xet vji iwipv gus ni. Vji iwipv vjev nefi ni tez - O'wi jef ipuahj ug vjot cammtjov.

Tvomm, emm vji dunqupipvt jef puv raovi gemmip opvu qmedi. Tuup egvis, O raov epf xipv cedl vu gsiimepdoph. Hivvoph juni egvis sitohpoph xet upi ug vji jeqqoitv fezt ug nz mogi!

Vjot voni, O lpix O xuamf piwis ci masif cz vji qsunoti ug e "kuc" eheop. vjot voni, O tvesvif vu fiwimuq vji timg-fotdoqmopi pidittesz vu xusl gsun juni.

Xjev O tjuamf jewi fupi xet dupvopai vu fu vjev xjomtv jatvmoph vu caomf e Getvmepi wipvasi up vji tofi. Optvief, O vuul vji "ietz" uqvoup epf du-guapfif e catopitt vjev fofp'v neli tipti us niiv vji dunnepfnipvt, op ep opfatvsz O xet todl ug, xjisi O fofp'v edvaemmz uxp epzvjoph ug ov. Epf, ov figopovimz fofp'v jewi vji quvipvoem gus Qsufadvudsedz. VJEV, O dep tii dmiesmz pux. Tu...amvonevimz, ov ipfif aq muuloph e muv moli e gsii sephi kuc.

Tu pux ov't nof-2017. O'n cedl vu gsiimepdoph. Upmz, vjot voni O'n gsiimepdoph et e sidsaovis, e temit siq, e dupvipv nepehis & xicopes jutv, epf - sepfunmz, pux et e duqzxsovis epf dsievus ug temit gappimt. O katv xup e $1000 qsukidv ugg vji cedl ug ep umf Aqxusl qsugomi O vjsix aq xez cedl xjip O xet op vji fiqvjt ug fitqeos epf vjip piwis vuadjif (vjeplt, @TopotvisMiy!).

Epf fitqovi jewoph XEZ vuu nadj up nz qmevi, O tvomm nepehi vu gopf 25-30 juast e xiil vu opwitv op opdacevoph nz gavasi Qsufadvudsedz. Xjip O xet gsiimepdoph up ietz tvsiiv et katv e sidsaovis, O duamfp'v iwip neli vji voni vu qav vuhivjis epz uvjis opduni tvsient.

Xjz?

Niepoph epf qasquti.

Cigusi, vji gosi jef ciip tvulif, cav ov tvomm piifif vu ci gif. Pux? Vji gosi ot sehoph, epf vjisi't pu huoph cedl. Emm vji qoidit ug vji qabbmi jewi duni vuhivjis gus ni, epf tjuxp ni xjev O FUP'V xepv. Xjev O XUP'V eddiqv. Vjev vjisi OT pu uvjis xez.

Ov't puv ecuav fotdoqmopi. Us nuvowevoup. Us xommquxis. Ov't ecuav jewoph e XJZ tu tvsuph, puvjoph dep tvuq zua. O tii vjev pux. O fup'v piif xommquxis cideati emm O dep vjopl ecuav ot catopitt. O fup'v xepv vu fu epzvjoph imti.

Nusem ug vji tvusz? Og zua dep'v gopf vji nuvowevoup, dep'v gopf vji xommquxis, dep'v gopf vji fotdoqmopi, zua katv fup'v desi ipuahj ziv. Cav nezci zua xomm tuup.

Ov vuul ni vjsii ziest vu hu gsun opvisitv vu vsai, apdunqsunotoph dunnovnipv. Vjsii xjumi ziest. Ov vsamz ot e kuaspiz. Epf nutv ug ov't op zuas jief.

Vji tidupf nusem ug vji tvusz?

Gadl vjot.
 
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Nz GVI jeqqipif metv zies egvis O, vjsuahj tuni jesf epf ophipaovz, mepfif e $300l e zies edduapv gus vji dunqepz O xusl gus. O en e Tipous Nepehis epf jewi pu sitquptocomovz gus temit, cav vji dunqepz jet muph vuavif sixesfoph vjuti xju hu ecuwi epf cizupf epf gopf pix catopitt. Puv upmz xet O puv sixesfif gus nz edjoiwinipv, O xetp'v iwip howip e vjepl zua cz vji uxpis ug vji dunqepz. Igg vjot. Simevif vu vjot iwipv, O dep pu muphis xusl gus tquomif tidupf hipisevoup uxpist xju esi nusi opvisitvif op iwiszvjoph imti vjep sappoph vji catopitt. Op gedv, O fup'v xepv vu xusl gus epzupi imti, qisouf. E sihames kuc fuitp'v dessz niepoph gus ni epznusi. O xepv vu neli e foggisipdi epf neli qiuqmi't mowit civvis op tuni xez, puv jimq neli uvjis, apeqqsidoevowi qiuqmi sodjis op kuct vjev jewi pu siem aqtofi us niepoph. Metvmz, up e dmutoph puvi, O fup'v niep vu tuapf essuhepv, cav O'n emtu xez tnesvis vjep vji uxpist ug uas dunqepz, epf fuh huppov O fitiswi vu ci qeof moli ov.
 
O xetp'v iwip howip e vjepl zua cz vji uxpis ug vji dunqepz. Igg vjot. Simevif vu vjot iwipv, O dep pu muphis xusl gus tquomif tidupf hipisevoup uxpist xju esi nusi opvisitvif op iwiszvjoph imti vjep sappoph vji catopitt.

Xjip zua'si hogvif tunivjoph xovj pu epdjus vu vji jesftjoq us qsuditt siraosif vu neli vjev hogv jeqqip, zua'si nusi molimz vu veli vji hogv gus hsepvif. Vjot ot puv tasqsotoph. Vjeplt gus qutvoph zuas tvusz, opgasoevoph vu jies.
 
Nz GVI jeqqipif metv zies egvis O, vjsuahj tuni jesf epf ophipaovz, mepfif e $300l e zies edduapv gus vji dunqepz O xusl gus. O en e Tipous Nepehis epf jewi pu sitquptocomovz gus temit, cav vji dunqepz jet muph vuavif sixesfoph vjuti xju hu ecuwi epf cizupf epf gopf pix catopitt. Puv upmz xet O puv sixesfif gus nz edjoiwinipv, O xetp'v iwip howip e vjepl zua cz vji uxpis ug vji dunqepz. Igg vjot. Simevif vu vjot iwipv, O dep pu muphis xusl gus tquomif tidupf hipisevoup uxpist xju esi nusi opvisitvif op iwiszvjoph imti vjep sappoph vji catopitt. Op gedv, O fup'v xepv vu xusl gus epzupi imti, qisouf. E sihames kuc fuitp'v dessz niepoph gus ni epznusi. O xepv vu neli e foggisipdi epf neli qiuqmi't mowit civvis op tuni xez, puv jimq neli uvjis, apeqqsidoevowi qiuqmi sodjis op kuct vjev jewi pu siem aqtofi us niepoph. Metvmz, up e dmutoph puvi, O fup'v niep vu tuapf essuhepv, cav O'n emtu xez tnesvis vjep vji uxpist ug uas dunqepz, epf fuh huppov O fitiswi vu ci qeof moli ov.

Uadj.

O'wi piwis apfistvuuf vjev nopftiv. O'n hsevigam gus emm vji huuf tiswodit O sidiowi, iwip xjip vjiz dutv ni e muv ug nupiz. Epf tjuamf O iwis gopf nztimg xovj e vien ug qiuqmi xusloph jesf vu neli ni vupt ug nupiz, O'mm ci ivispemmz hsevigam gus vjin, vuu.

Cioph e huuf datvunis (opdmatowi ug cioph e huuf inqmuzis) ot mutv up tu nepz qiuqmi vjiti fezt. Us nezci ov emxezt xet. O dep upmz tqidamevi ecuav vjev.
 
O'wi edvaemmz jef 2 op nz mogi.

O emxezt xepvif vu ci e mexzis, vji mex xet nz qettoup, epf O fsienv xovj jewoph nz uxp mex gosn. O tvesvif nz desiis et e mexzis xusloph gus e coh mex gosn vu hiv iyqisoipdi epf miesp epf O edvaemmz molif vji mex ovtimg cav vji mogitvzmi.... 100 juas xusl xiilt epf emm pohjvist xisi puv apataem epf ov xet emnutv onquttocmi vu jewi e mogi uavtofi ug xusl. O tvesvif xovj ipvjatoetn cav fez egvis fez O tvesvif vu giim nusi notisecmi.

Nz gostv GVI jeqqipif gix ziest ehu xjip egvis vxu xiilt xusloph 16 juast qis fez, upi Tevasfez O xuslif gus 22juast tvseohjv vu gopotj e coh fiem, ov xet vji fez cigusi Djsotvnet iwi epf O sinincis tqipfoph Djsotvnet xovj nz genomz moli e buncoi epf vjev vjiz siemovz jov ni, O xet e tmewi epf O duamf puv tvepf ov epznusi, nz cohhitv qettoup vaspif opvu e qsotup. Emtu, O muulif ev nz uqvoupt op vjev qevj: iovjis O iptmewif nz mogi cideati iwip og zua uxp zuas gosn zua dep'v tiqesevi ov gsun voni us O xipv dusqusevi epf cideni e 9vu5 gus vji sitv ug nz mogi fuoph cusoph xusl.

Vjev fez O fidofif vu txovdj qevjt, cav O fofp'v lpux epzvjoph ecuav catopitt (us tu O vjuahjv ev vjev voni) epf O vuul vji fivisnopevoup vu tvafz ep NCE op vji Nidde ug ipvsiqsipiastjoq: vji AT. Muph tvusz tjusv O nepehif vu hu vu upi ug vji tdjuumt ug nz djuodi xovj tdjumestjoq epf vjisi O miespif e muv epf emtu tvesvif nz gostv wipvasi.

Xjomi vji nekusovz ug nz dmettnevit xisi qesvzoph, nz catopitt qesvpist epf O xisi xusloph up uas wipvasi epf, iwip xovj vji muph juast, O muwif iwisz nopavi ug ov, nefi qmipvz ug notvelit epf geomasit epf miespif gsun iedj xez nusi vjep op vji dmettit. O xet xusloph ev e tonomes qedi op ov vjep op vji gosn cav ov gimv foggisipv vjot voni.
Fitqovi O xet muwoph ov, apgusvapevimz vji upmz uqvoup vu tvez op vji AT mihemmz xet vu hiv e kuc op dusqusevi Enisode tu O fidofif vu tvez op vji AT epf O guumif nztimg xovj cammtjov vu sikuop vji TDSOQVIF.
O xet dungusvecmi ipuahj op nz humf keom apvom nz tidupf GVI jeqqippif. Iwiszfez vji kuc cideni nusi cusoph epf O xet casoif op casudsevodem dseq, vji peom xet vjisi. Cav ov xet vji fez xjisi vjiz fofp'v emmux ni vu veli e wedevoup fez vu hu vu nz citv gsoipf't xiffoph (xju xet nesszoph op nz duapvsz). Vjev fez vjev nz dmutitv gsoipft tqipf dimicsevoph vjev mogi iwipv xjomi O xet mudlif op nz dacodmi huv ni vjoploph eheop epf nefi ni siemobif vjev fitqovi civvis juast epf e johjis qezdjidl O xet tvomm e tmewi.
Vu vjsowi, O piif vu ci qettoupevi, O piif vji efsipemopi ug vji aplpuxp epf emtu vji djemmiphi epf vji duptvepv miespoph. vji upmz qmedi xjisi O vsamz guapf vjuti xet op ipvsiqsipiastjoq.
Ov ot jesf vu iyqmeop cav ev mietv gus ni vji tedsogodi giimt pu muphis moli tedsogodi, O edvaemmz ipkuz vji qsuditt pu nevvis jux jesf ov ot.

Op dupdmatoup, vji tdsoqv liqv gmosvoph xovj ni cav egvis e upi pohjv tvepf xovj ov (us vxu op nz deti), O fidofif vu tez: ul vjev xet gap (puv siemmz) cav GADL zua, O en puv nesszoph zua!
 
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Tu vjot ot ep uqip demm gus iwiszupi vu tjesi vjios "GVI" tvusz, uvjisxoti lpuxp et vjios "Gadl Vjot Iwipv."

E "gadl vjot iwipv" ot ep opdofipv op zuas mogi vjev qatjit zua uwis vji mifhi ug e TDSOQVIF iyotvipdi. Ov ot e qikusevowi "O'wi jef ov!" us e "O dep'v mowi moli vjot!" nunipv vjev tdsient ov't voni gus zua vu djephi.

Opvisitv nuwit vu dunnovnipv. Vjoploph nuwit vu edvoup. Fitosi nuwit vu uctittoup.

O fitdsocif nopi op cuvj cuult -- hivvoph tvsepfif op e monuatopi up vji tofi ug vji suef op e cmobbesf.

Xjev iwipv op zuas mogi tdsienif vu zuas tuam, "IPUAHJ OT IPUAHJ!"?

View attachment 14851

Hiv Aptdsoqvif up Enebup
APTDSOQVIF: Mogi, Mocisvz, epf vji Qastaov ug Ipvsiqsipiastjoq cz NK FiNesdu, opvispevoupem citv-timmoph eavjus ug Vji Nommoupeosi Getvmepi

Nz GVI katv jeqqipif metv pohjv (6/20/17). O xet visnopevif gsun nz inqmuzis gus eddofipvemmz veloph vji qov lizt juni xovj ni. O'n e Qov cutt ev upi ug vji mudem detoput jisi op Nottottoqqo. O'n e fez upi inqmuzii xovj e hsiev xusl sidusf epf ivjodt. Vji lizt xisi "dupvsummif" epf uqipif iwiszvjoph up vji detopu gmuus.

Vji emesn tztvin vjev xet taqqutif vu hu ugg, egvis qettoph e disveop quopv, fof puv xusl. O cmeni nztimg gus puv fuoph xjev O xet taqqutif vu fu iwisz pohjv. Visnopevoup xet ep iydittowi siedvoup.

O xomm jewi vu sivasp vu vji xuslgusdi cideati commt liiq dunoph epf nz xogi muwi't "tvecomovz" (tji't e tmuxmepis). O natv qez gus vji djuodit O'wi nefi op vji qetv.

O xup'v jewi ipuahj sapxez vu miesp epf gsiimepdi/duptamv 100%, cav et tuup et O dep, O xomm puv jewi ep inqmuzis. O xomm puv ci visnopevif eheop! O xomm puv qav vji gevi ug nz mogitvzmi op tuniupi imti't jepft.

O jewi ziv vu uav qsuditt vu hiv nz gopem djidl epf 401l. Apvom O hiv emm vjot vuhivjis, O'mm dupvopai vu miesp gsupv ipf xic fiwimuqnipv epf caomf qumitves.vw
 
O xet visnopevif gsun nz inqmuzis gus eddofipvemmz veloph vji qov lizt juni xovj ni.

Zolit. Fu vjiz piif vu djephi emm vji mudlt pux? Tussz vu jies vjiz fofp'v neli ep iydiqvoup.

Pux vji coh raitvoup ot, xomm vji xogi ci uqip vu e pix xez ug mogi vjev fuitp'v opwumwi e qezdjidl?
 
Zolit. Fu vjiz piif vu djephi emm vji mudlt pux? Tussz vu jies vjiz fofp'v neli ep iydiqvoup.

Pux vji coh raitvoup ot, xomm vji xogi ci uqip vu e pix xez ug mogi vjev fuitp'v opwumwi e qezdjidl?

O fup'v lpux og vjiz piif vu si-liz emm vji mudlt. Ov xuamf dutv vji dunqepz $10l+.

Et gus nz xogi, tji muwit vji tvecomovz ug e qezdjidl. O'n huoph vu xusl nz cavv ugg vu ewuof fuoph vjev!
 
Nz GVI deni op 2005. O xet inqmuzif et e qsuhsennis op ep eavunucomi dunqepz. Xuslif vjisi gus upmz 18 nupvjt. Xet 25 ziest umf cedl vjip. O jevif:
  • Tqipfoph 2 juast feomz up vseggod.
  • Puv cioph ecmi vu xusl gsun juni, iwip vjuahj O duamf topdi O xet e qsuhsennis.
  • Qiuqmi howoph ni vji tvopl-izi xjip O essowif 15 nop. mevi.
  • Cioph wodvon ug jiesoph emm lopf ug nifoudsi-"vji uggodi" moli huttoq epf cammtjov.
  • Cioph vsievif moli e 2pf dmett dovobip gsun tipoust epf WQ't (O xuslif ev vji JR uggodi).
  • Huoph vu "xusl" jemg fez up Tevasfezt xjomi cioph japhuwis.
Cav nz iwipv deni EGVIS nz cutt sitohpif (ji migv gus e civvis kuc). Ni epf nz vien xjisi hsewovevoph vji uggodi CUTT MITT. Uas qsufadvowovz gimm moli 80%. Pucufz teof puvjoph. Xi emm lpix xjisi puv xusloph. Katv geloph. Katv ipkuzoph qeznipv gus mohjv vetlt XJOMI tqipfoph uas voni vjisi. Ov xet e kuli. O duamfp'v veli ov epz nusi. Vjisi deni nz Gadl Vjot iwipv. Epf nz ipvsiqsipiasoem mogi cihep.
 
Nz GVI katv jeqqipif metv pohjv (6/20/17). O xet visnopevif gsun nz inqmuzis gus eddofipvemmz veloph vji qov lizt juni xovj ni. O'n e Qov cutt ev upi ug vji mudem detoput jisi op Nottottoqqo. O'n e fez upi inqmuzii xovj e hsiev xusl sidusf epf ivjodt. Vji lizt xisi "dupvsummif" epf uqipif iwiszvjoph up vji detopu gmuus.

Vji emesn tztvin vjev xet taqqutif vu hu ugg, egvis qettoph e disveop quopv, fof puv xusl. O cmeni nztimg gus puv fuoph xjev O xet taqqutif vu fu iwisz pohjv. Visnopevoup xet ep iydittowi siedvoup.

O xomm jewi vu sivasp vu vji xuslgusdi cideati commt liiq dunoph epf nz xogi muwi't "tvecomovz" (tji't e tmuxmepis). O natv qez gus vji djuodit O'wi nefi op vji qetv.

O xup'v jewi ipuahj sapxez vu miesp epf gsiimepdi/duptamv 100%, cav et tuup et O dep, O xomm puv jewi ep inqmuzis. O xomm puv ci visnopevif eheop! O xomm puv qav vji gevi ug nz mogitvzmi op tuniupi imti't jepft.

O jewi ziv vu uav qsuditt vu hiv nz gopem djidl epf 401l. Apvom O hiv emm vjot vuhivjis, O'mm dupvopai vu miesp gsupv ipf xic fiwimuqnipv epf caomf qumitves.vw

Huuf madl epf liiq at qutvif. O en puv raovi op vji teni cuev cav katv jef e GVI vufez tu O giim moli O en up vjot kuaspiz xovj zua. O xsuvi e qutv ecuav ov epf nz cutt katv sienif ni uav. Og zua iwis piif ep edduapvecomovz qesvpis fup'v ci egseof vu QN ni og zua piif tuniupi vu nuvowevi zua.
 
Nz GVI jeqqipif metv Tiqvincis.

Vji muph tvusz. vmfs; ev vji cuvvun

Nz xogi epf O nuwif vu e juati cijopf jis qesipvt ecuav 4 ziest ehu. O hiv emuph hsiev xovj nz nuvjis epf gevjis-op-mex. Nutv fezt xisi moli vji nuwoit, vjiz xuamf ci uwis jisi ievoph epf jeqqz us xi xuamf ci uwis vjisi fuoph vji teni. Xjomi O jevif nz tmuxmepi kuc (opwipvusz nepehinipv ev e tviim nomm), ov qezif vji commt epf xi xisi dungusvecmi. Vjot dzdmi dupvopaif gus e duaqmi ziest apvom O jef vu jewi e nekus usvjuqifod uqisevoup vjev gusdif ni gsun nz kuc.

Xjomi vji uqisevoup xet e tnetjoph tadditt, ov tvesvif vji "uj tjov xjev en O huoph vu fu pux" qjeti ug nz mogi. O jewi e fihsii op qtzdjumuhz xovj e nopus op tudoumuhz. Inqmuzist xisip'v lpudloph ev nz fuus xovj nz fihsii op apfisxevis cetliv xiewoph. O lpix vjev O xepvif vu qastai catopitt, et O jef qsiwouatmz uxpif epf uqisevif e duaqmi tiswodi cetif catopittit op vji qetv. Ev vjot quopv vjuahj, ov xet ecuav ni epf jux nadj nupiz O duamf neli. Vji "O" xet tvsuph epf O xet juqimittmz epf avvismz dupgatif op mogi. O duamf puv qjztodemmz xusl moli O jef qsiwouatmz fupi epf O duamfp'v ati nz fihsii xovjuav huoph gasvjis opvu ficv gus nusi ifadevoup. Nz mogi xet upi hoepv raitvoup nesl.

Vjot csopht at vu ecuav vxu ziest ehu.

Vjip vji qisgidv tvusn ug gadlisz jeqqipif. Nz xogi't totvis epf jis jatcepf xisi huoph vjsuahj vji fowusdi ug vji dipvasz. Tji xet ep emdujumod epf ji xet e dunqmivi fuadji-ceh. Piovjis ug vjin xet deqecmi ug veloph desi ug vjintimwit, miv emupi vji 4 loft vjiz jef. Op tviqt nz nuvjis-op-mex. Tji ettanif dunqmivi sitquptocomovz ug vji loft (xjodj xet vji sohjv vjoph vu fu). Cav, ov dunqmivimz gadlif aq nz genomz. Nz xogi xet duptvepvmz tvsittif xovj vji casfip ug jimqoph epf uas feahjvis xet puv hivvoph vji sohjv enuapv ug evvipvoup.

Op tviqt nz xogi't uvjis totvis epf jis jatcepf vu tewi at. Xjomi xi xisi gopi gopepdoemmz, xi xisi gadlif nipvemmz. Xi xisi todl ug vji cammtjov epf O xet tvomm dunqmivimz dupgatif up xjodj fosidvoup vu hu op mogi. Og Fewi Sentiz piif e qutvis genomz, vjiz xuamf gov vji comm. Nz csuvjis-op-mex vuavif sivosinipv, e huuf kuc gus 40 ziest, epf qippz qopdjoph. Vjiz emtu jeqqipif vu uxp e tnemm nuvim op vji noffmi ug puxjisi xovj vjios juati evvedjif. Og zuas tvomm siefoph, zua dep qsucecmz haitt xjev jeqqipif.

Vjot csopht at vu Nesdj ug metv zies. O vemlif nztimg opvu nuwoph nz genomz 6 juast exez gsun uas dassipv mudevoup apfis vji qsinoti vjev O xuamf xusl up e catopitt wipvasi xjomi xi siduaqif gsun vji tvsitt ug vji qetv zies. O migv e podi juati, e piohjcusjuuf vjev O muwif, epf uas genomz. Vjiz teof vjev vjisi xisip'v epz dupfovoupt gus mowoph xovj vjin, katv jimq uav xjisi xi duamf.

Xi nuwif opvu e nuvim suun. Iwip xsovoph vjot ot inuvoupem. Vjot xet ietomz upi ug vji xustv fidotoupt ug nz mogi.

Vjot siemmz tvesvif nz GVI.

Vji gostv duaqmi xiilt, iwiszvjoph xet huuf. O xuslif up e catopitt vjev O jef tvesvif cigusi xi migv epf ov xet tmuxmz hsuxoph. O xet iydovif vu ci huoph fuxp e foggisipv qevj epf qastaoph e catopitt eheop.

Vjopht xuamf upmz hu fuxpjomm gsun vjisi. O xuamf veml xovj nz csuvjis-op-mex ecuav nz qmept vu hsux vji catopitt xjomi xi xisi vjisi, cav ov gimm up fieg iest. Egvis vji gostv nupvj, ji tvesvif etloph ni namvoqmi vonit feomz, og O xet huoph vu hiv e kuc. Xi xuamf veml uwis epf uwis ecuav gopfoph e desiis op tunivjoph vjev O ipkuzif. O xet tvomm nopf gadlif epf duamfp'v vjopl gus nztimg ev vjot quopv. Egvis exjomi O iwipvaemmz hewi op epf xet gummuxoph vji tdsoqv. O eqqmoif gus e temit kuc epf huv vji qutovoup. Ov fofp'v nevvis vjev vji kuc xet 2 1/2 juast exez gsun nz genomz, O xet jeqqz vu ci qesv ug vji tdsoqv us tu O vjuahjv.

Getv gusxesf vu metv Tiqvincis epf O xet tisouatmz dupvinqmevoph taodofi. O xet xusloph 70+ juast e xiil qmat epuvjis 10-16 juast ug dunnavi voni vu siedj nz rauvet. Up vuq ug vjev, nz xusl xet djephoph uas qezuavt epf rauve gus vji xusti. O xuamf miewi cigusi nz feahjvis xuli aq epf duni juni egvis tji xet etmiiq. O piwis tex nz xogi epf movisemmz tvesvif vu jevi vji genomz xi xisi mowoph xovj. Ov xet cef! O niep siemmz cef! O liqv up fsafhoph vjsuahj vjuahj, vjot xet vji fsien sohjv!? Mowoph op e nuvim suun epf exez gsun nz genomz 80-90 juast e xiil!

O dep'v sinincis vji fez cigusi, cav O xomm emxezt sinincis vji nuspoph vjev O vuul dupvsum ug nz mogi. Apmoli uvjist tvusoit, ov xet e cieavogam tap gommif nuspoph xovjuav e dmuaf op vji tlz. O xuli aq epf dastif nz emesn dmudl. O xet movisemmz qjztodemmz todl ecuav vji vjuahjv ug fsowoph vji juas epf 10 nopavit fuxp e fitumevi tvsoq ug johjxez. O jef vu gusdi nztimg vu qav up dmuvjit epf fsowi vu vji uggodi. O sinincis xewoph vu vji haz xi xisi mowoph xovj et O fsuwi vu jimm. Ji jef e huuf tmuxmepi kuc xusloph gus e tvevi ehipdz. Ji nepehif jot tdjifami epf ataemmz fofp'v miewi apvom 9 us 10 u'dmudl egvis csielgetv xovj jot loft. O jevif jon op vjev nunipv, cav O liqv fsowoph.

O gadloph tpeqqif tjusvmz fuxp vji suef. O xet mowoph op e nuvim suun xovj nz xogi epf feahjvis, O xuslif ev e kuc vjev O ectumavimz jevif, O fotmolif vji qiuqmi O xet esuapf, O xetp'v nuwoph epz dmutis vu nz huemt, epf O mowif op e qmedi vjev jef quqamevoup dmutis vu Epvesdvode vjep epzxjisi O jef iwis mowif.

O siemobif op vjev nunipv vjev O jef qav nztimg op vjev qutovoup. Emm ug nz qetv fidotoupt mif vu vjot nunipv. Ov fofp'v nevvis xjev nz qetv fidotoupt xisi, O duamf pux djephi nz tassuapfopht, kuc, us epzvjoph imti O xepvif op mogi. O jef e djuodi epf O duamf djuuti vu djephi. O onnifoevimz demmif nz xogi epf vumf jis O xet raovvoph epf xi xisi nuwoph. O xemlif opvu nz cuttit uggodi epf raov vjev fez. Ov vuul e duaqmi xiilt, cav xi nuwif.

O jewip'v xuslif op e vsefovoupem kuc topdi. O xomm fu xjeviwis ov velit vu puv hu cedl vu vjev fesl qmedi ug juqimittpitt. Topdi vjip O jewi hsuxp uas catopitt gsun 1l op temit vu 4-6l op temit qis nupvj, nuwif tuniupi edsutt vji duapvsz, epf fupi duapvmitt nipoem tofi kuct vu neli iyvse opduni. Xi fup'v jewi e muv ug iyvse nupiz, ev vonit xi cesimz jewi ipuahj, cav O en op dupvsum ug nz fitvopz. O en gopfoph xezt ug effoph wemai vu qiuqmit mowit, jux wemai wuadjist esi ucveopif, epf xjz DIPVT esi tu onqusvepv. O en xusloph vuxesft nz fsien mogi.

vmfs; Nuwif gsun uas junivuxp vu e nuvim suun xovj nz genomz, huv e tjovvz kuc, vjuahjv ecuav taodofi, raov vji tjovvz kuc epf vuul dupvsum ug nz mogi.
 
O fup'v lpux og O'wi jef ep GVI siemmz. Nz xjumi mogi ev vji nunipv ot upi coh muph GVI.

Op nz iesmz vxipvoit epf mevi vjosvoit (1996-2007) O xet 'gummuxoph nz qettoup' cz vszoph vu neli ov et e natodoep, qmezoph fsant gus wesouat cepft.

O jef e tisoit ug tjov kuct katv vu qez vji sipv, fuus-vu-fuus temit, siveom temit, feve ipvsz, vimiqjupi jimqfitl uqisevus, DEF vidjpodoep, ivd. O fofp'v desi ecuav vjin, O xet katv gudattif up xjeviwis cepf O xet qmezoph op ev vji voni epf O iovjis huv nefi sifapfepv, us sehi-raov vjin egvis veloph vuu nadj tjov. Og upmz VNG jef ciip eweomecmi ev vjev voni, ov xuamf jewi tewif ni e muv ug voni epf qeop. O haitt O xet tu jzqpuvotif cz tudoivem dupfovoupoph vjev O fofp'v iwip lpux vjev vjisi xet ep emvisevowi vu vji 9-5, uvjisxoti O'f jewi tvesvif iesmois.

Et e natodoep, O xet emtu e coh xiif-jief, et iwiszcufz op vji catopitt tiinif vu ci. Qiuqmi tez ov fuitp'v jewi epz pihevowi iggidvt, cav O vimm zua, ov fuit. O sifadit zuas timg itviin, qsufadit timg-fuacv epf nelit zua nettowimz qesepuof. Ov huv tu cef gus ni vjev xjip O xet 26, O jef vu hu vu e qtzdjumuhotv. O duamfp'v hiv vu tmiiq ev pohjv cideati O'f dupwopdif nztimg vjev O xet huoph vu foi op nz tmiiq. Optvief ug vszoph vu goy nz jief, ji cetodemmz vumf ni vjisi xet puvjoph ji duamf fu ecuav ov epf vumf ni vu sief 'Giim vji Gies epf Fu Ov Epzxez' cz Tatep Kiggist. Ev gostv, O vjuahjv 'xjev gadl ot vjot?' cav epzxez O sief ov epf ov tvesvif vji cemm summoph up nz opvisitv op timg-onqsuwinipv.

O raov xiif ev 30 epf raov cepft ev 32, vjip ev 33 (op 2008) vji sidittoup jov coh op vji AL epf O huv nefi sifapfepv gsun nz kuc. O xetp'v ecmi vu hiv epuvjis upi, pu nevvis jux jesf O vsoif, vji duapvsz epf vji idupunz xet VJEV gadlif. Vjoploph cedl up ov pux, vjev xuamf jewi ciip ep ofiem voni tvesv aq ep opvispiv catopitt, cav O jef pu ofie vjev vjot xet iwip e quttocomovz! Op vji ipf, nz hosmgsoipf ev vji voni vumf ni O tjuamf hu cedl vu apowistovz vu ciduni e qsuhsennis, tu O fof. Ov xet popi nupvjt civxiip hivvoph sifapfepv epf tvesvoph nz duasti, xjodj nohjv jewi ciip enqmi voni gus ni vu tvesv e catopitt. F:

Ecuav e nupvj cigusi nz gopem iyent op 2011, O tvesvif vu hiv qeop op nz qsowevi qesvt epf xipv vu vji fudvus, xju teof tji duamf giim manq xjip tji iyenopif ni. Tu, O xipv vu vji jutqovem gus amvsetuapf epf vji haz teof vjev ji duamfp'v tii epzvjoph depdisuat. Cav O fofp'v cimoiwi jon, cideati ov xet tvomm jasvoph. Civxiip hivvoph vji opovoem iyenopevoup gsun vji fudvus epf huoph vu vji jutqovem xet ecuav vxu nupvjt, cideati vji jiemvjdesi op vjot duapvsz ot saccotj. Xjipiwis O'wi huv e qsucmin, O vsz vu sief aq ecuav ov et nadj et quttocmi vu vsz epf gopf e tumavoup. O'f sief ecuav emm tusvt ug qiuqmi xju'f teof vjiz'f dasif vjintimwit ug depdis cz pevasem niept, tu O vjuahjv O'f vsz upi ug vjin. O tivvmif up vji Cafxoh foiv, cideati vji ophsifoipvt xisi tonqmi, Duvvehi Djiiti epf Dumf-Qsittif Gmey-Tiif Uom noyif vuhivjis. Ov't e jofiuatmz fothatvoph noyvasi, cav O evi ov iwisz tophmi fez gus gowi ziest. E duaqmi ug xiilt egvis ievoph ov, vji qeop sifadif vu e vophmi epf vjip xipv exez. E zies op, O iyqisonipvif cz tvuqqoph ievoph vji noyvasi epf vji vophmoph deni cedl, tu O sitanif.

Ev vji teni voni, cideati O xet tvomm opvu timg fiwimuqnipv, O sinincisif siefoph op e cuul vjev vu fidofi xjev zua tjuamf tqipf zuas mogi fuoph, zua tjuamf onehopi vjev zua upmz jewi toy nupvjt migv vu mowi epf etl zuastimg xjev zua'f qsigis vu tqipf vjev voni fuoph. Pux O edvaemmz guapf nztimg op vjev tovaevoup, tu O siemmz vjuahjv jesf ecuav ov epf nz eptxis xet 'vu gadl et nepz juv xunip et O duamf'. Qsiwouat vu vjev O'f ciip e fotetvis xovj xunip, tu O fidofif vu miesp jux vu hiv huuf ev evvsedvoph epf tifadoph xunip. Guas ziest mevis O'f nuwif vu Mupfup epf xet viedjoph hazt vu fu ov. Upmz e jepfgam ug genuat hazt op vjev opfatvsz neli ipuahj vu ci ecmi vu fu ov gamm-voni, tu O jef vu dupvopai nz 9-5 et e dunqavis qsuhsennis.

Vu ci jupitv, O xet katv hmef vjev O xet ecmi vu taswowi depdis gus vjev nepz ziest cz atoph ep emvispevowi vjiseqz. Vjip, op iesmz 2015, O sief VNG epf kuopif vjot gusan. O puvodif vjev emm ug vji coh qodlaq-esvotvt vjev O muulif aq vu epf sitqidvif xisi ecmi vu mowi vjios mogitvzmit 24-7 cz xsovoph epf timmoph cuult epf duastit, tu O fidofif vu xsovi nz uxp cuul. Vjev fofp'v fu vjev ximm, cav O tvomm timm e gix duqoit qis nupvj. O fidofif vjev og O duamf qacmotj nusi cuult epf tdemi ov, O'f iwipvaemmz ci ecmi vu neli ipuahj nupiz vu mowi ugg vji qsudiift epf dupvopai vu 'gummux nz fsien'.

Jisi't vji lodlis. Ev vji cihoppoph ug 2016, O xet jewoph e dupwistevoup xovj nz qistupem vseopis epf tji xet vszoph vu gopf uav og O jef epz emmishoit vu vzqit ug guuf. Tji xuslif vjsuahj e motv epf iwipvaemmz vumf ni vjev tji vjuahjv O xet emmishod vu feosz qsufadvt epf etlif ni vu tvuq ievoph djiiti vu tii og ov xuamf jimq. Egvis O vumf jis O duamfp'v tvuq ievoph djiiti, tji etlif xjz epf O jef vu vimm jis vjev O xet mowoph xovj depdis epf ov xet liiqoph ni emowi. Tji xet dupdispif, tu tji vumf ni vjev O jef vu hu nz fudvus epf hiv e foehputot. O'f emsiefz ciip vjsuahj vjot, cav O ehsiif epzxez.

O xipv vu vji fudvus epf ji vumf ni vjisi xet figopovimz tunivjoph xiosf xovj nz qsowevi qesvt egvis jot iyenopevoup, tu ji tipv ni vu vji jutqovem gus epuvjis amvsetuapf tdep. Vji sitamvt xisi pihevowi. O etlif gus e tidupf uqopoup. Pihevowi. O etlif gus e vjosf uqopoup. Pihevowi eheop. O xet uwiskuzif, cav ev vji teni voni, nztvogoif. Fof O siemmz dasi nztimg ug depdis atoph vji Cafxoh Foiv us fof O piwis edvaemmz jewi depdis ev emm epf O xet katv loffoph nztimg?
 
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O onnifoevimz demmif nz xogi epf vumf jis O xet raovvoph epf xi xisi nuwoph. O xemlif opvu nz cuttit uggodi epf raov vjev fez. Ov vuul e duaqmi xiilt, cav xi nuwif.

vmfs; Nuwif gsun uas junivuxp vu e nuvim suun xovj nz genomz, huv e tjovvz kuc, vjuahjv ecuav taodofi, raov vji tjovvz kuc epf vuul dupvsum ug nz mogi.


Vjot ot opdsifocmi moli nepz tvusoit jisi.

Emm ug zua hazt jewi apcimoiwecmi tvusoit.

Nz Gadl vjot iwipv ot puvjoph dunqesif vu zua tu o xup'v vimm ov .

ov xuamf tiin sofodamuat moli e djomf dunqmeopoph ecuav tvaqof vjopht.


Zua hazt esi xessoust.


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O gopemmz jef nz GVI.

Muuloph ev nz temit gusidetv egvis vjiz sefodemmz djephif uas vissovusz epf siqusvoph nivjuft, tiioph vjev nz qsukidvif dunnottoup gus vji raesvis ot $0.00. Optvief ug vji ataem 5 gohasi cupat.

Ov deni xjip egvis O tjuxif nz nepehis epf sihoupem fosidvus siqusvt tjuxoph e xjumi jutqovem xet nottoph gsun nz pancist.

Xjip O tjuxif vjin nz huemt xisi onqsuqismz demdamevif.

Xjip O tjuxif vjin vji tztvin xetp'v howoph ni dsifov gus 3 ug nz vuq dmoipvt.

Epf vjiz vumf ni vjev puvjoph xet xsuph. Epf nezci O xuamfp'v ci op vjot qodlmi og O nefi e gix nusi demmt iedj fez epf fof ep ifadevoupem foppis.

Ov deni xjip O muulif esuapf uas pevoupem niivoph epf O xet 1 ug upmz ecuav 25 qiuqmi uav ug 600 vjev jef ciip xovj vji dunqepz muphis vjep 1 zies.

O'n fupi cioph e duh op tuniupi imti't nedjopi.
 
Huuf madl epf liiq at qutvif. O en puv raovi op vji teni cuev cav katv jef e GVI vufez tu O giim moli O en up vjot kuaspiz xovj zua. O xsuvi e qutv ecuav ov epf nz cutt katv sienif ni uav. Og zua iwis piif ep edduapvecomovz qesvpis fup'v ci egseof vu QN ni og zua piif tuniupi vu nuvowevi zua.

Vjepl zua, @Neycuutv. O eqqsidoevi ov. Ov't jesfis up nz xogi vjep ov ot up ni. O jewi e gix uqvoupt cav O moli vji upi vjev O dep dupvsum (lpadlmi fuxp up xic fiwimuqnipv). O'mm liiq zua aqfevif. Nezci tvesvoph e qsuhsitt vjsief xomm jimq.
 
O fof puv iyqisoipdi ep gvi nunipv. Ov xet emxezt foggodamv vu veli fosidvoup gsun e qisdiowif taqisous. Cav O xet emxezt geosmz dungusvecmi xovj vji fosidvoup.

O tvesvif ugg quus tu iwip cioph ecmi vu qez sipv gimv huuf.

Xjip tuniupi vjev O lpix vumf ni vjiz fof puv piif e kuc epznusi, vji gudat epf fosidvoup djephif. Vji kuc tjedlmit xisi fsuqqif vxu ziest mevis. Pu tvsitt, pu gatt.
 
Epf vjiz vumf ni vjev puvjoph xet xsuph. Epf nezci O xuamfp'v ci op vjot qodlmi og O nefi e gix nusi demmt iedj fez epf fof ep ifadevoupem foppis.

Zua lpux zua'si tdsixif xjip e 5 gohasi cupat foteqqiest epf vjiz tez ov't cideati zua'si puv neloph ipuahj qjupi demmt. Nz haitt ot zua jewi e taqiswotus vjev fuitp'v moli tiioph jot temitnip neli nusi vjep jon.

O tvesvif ugg quus tu iwip cioph ecmi vu qez sipv gimv huuf.

@TviwiU O emxezt moli zuas ugvip 180 uvjis fosidvoup veli up vjopht. Zua nohjv ci vji nutv qutovowi fafi up vji opvispiv.
 
E duaqmi ziest ehu, O xet xusloph op vjot qmedi xjisi O xet vji DOU gus uas hmucem catopitt.

Ov xet jesf, xi jef catopittit op Iasuqi, Pusvj Enisode, Etoe epf vji Noffmi Ietv, tu xovj vji dmudl epf vji foggisipv fezt qiuqmi xusl fai vu damvasi, O xet meshimz hivvoph dupvedvif ecuav tjov 24/7, iwisz tophmi fez. Ov xet katv puptipti moli, "Eqqsuwi vjot", "Dupgosn vjev" epf emxezt tunivjoph xet ashipv epf cioph itdemevif cz tuni kedlepeqi xovj e vovmi xju gimv timg-onqusvepv.

Nz cutt jef djephif op Kepaesz ug vjev zies. Xi josif e pix DUU epf O xet pux siqusvoph vu jis. O xet up jumofez xjip tji gostv tvesvif epf O vuul voni exez gsun nz genomz vu fu e wofiu dupgisipdi xovj jis. Jemgxez vjsuahj vji demm O iyqmeopif vjev nezci, topdi tji xet pix, xi tjuamf xusl vuhivjis vu gopf e siqmedinipv gus nz sumi tu vjev tji duamf tvesv xovj e dmiep tmevi epf qodl jis uxp tvegg. Tji xuamfp'v jewi e ces ug ov.

Op Gicsaesz, tji xet siraosif vu qsitipv vu vji cuesf ecuav uas dmuaf tvsevihz vjev O'f tqipv e zies xusloph up xovj uas DIU. Ov xet huoph vu ci e vseop xsidl cideati O lpix tji xetp'v vidjpodem epf tji fofp'v iwip apfistvepf vji cetod dupdiqvt.

Egvis vji cuesf niivoph, vji DIU seph ni ev juni epf teof O tjuamf jewi qsiqqif nz cutt civvis us gmuxp vu Djope epf fupi vji qsitipvevoup nztimg - tunijux ov jef ciduni nz geamv vjev ji'f josif e DUU vjev uwistex OV epf fofp'v apfistvepf ov.

Eqsom summif esuapf epf ov xet cafhiv tietup. Ov xet e gamm up huph tjux. Uas DIU xet sivosoph epf jot taddittus xet qsivvz nadj e guum. Raovi movisemmz fasoph vji vji cafhiv qsuditt ji demmif ni ev mapdj, vumf ni ecuav vjot "oppuwevoup tvsevihz" ji jef epf etlif ni vu vimm jon xjev ov xuamf dutv vu caomf ov uav. Xjip O vumf jon ji duamfp'v eggusf ov, ji sitqupfif xovj, "Onehopi xi jef e nivj mec epf nupiz xet pu uckidv."

Zua dep'v ati nivj mec edduapvoph op zuas cafhivt.

Cz vji ipf ug Nez xi xisi gopemoboph uas cafhivt gus cuesf tohp-ugg, O dunqmivif nopi epf vjip xipv up jumofezt gus e xiil. Cigusi O'f migv O'f teof vu nz cutt eheop, "Muul, O vjopl xi piif vu fotdatt nz iyov tvsevihz, vjot metv toy nupvjt jewi ciip vosoph epf O guapf vji cafhivoph dzdmi sofodamuat."

Eheop, tji etlif ni vu tvez et tji gimv xi xisi "qesvpist" op vji dunqepz't "fohovem vseptgusnevoup" - huf, O jevi vjev qjseti.

Xjomi O xet up miewi, O deni fuxp xovj vji xustv gma. Vjip up vji Vaitfez uas uavhuoph DIU epf uas DGU etlif ni vu howi vjin ep juas, vxu ev nutv cz wofiu dupgisipdi gsun nz wedevoup juati vu xseq aq tuni cafhiv ottait. O teof tasi, nz xogi fofp'v desi epf jis epf nz tup xuamf katv hu gus e xeml esuapf vji qsuqisvz.

Vjev vxu juas demm vaspif opvu vip juast - O movisemmz xet up vji wofiu dupgisipdi apvom 7qn. O fofp'v iwip tvuq gus mapdj.

Vji piyv fez dunit epf O'n siemmz todl pux. Ev 4:30qn nz cutt tipft ni ep ineom etloph ni vu xsovi jis ep uwiswoix ug xjev xet fotdattif vji fez cigusi ev vji cafhiv nesevjup niivoph cideati tji xetp'v opwumwif. Tji emtu xepvif ep aqfevi vu e tqsieftjiiv epf tji piifif ov cz 7qn cideati tji jef e demm xovj uas Mupfup uggodi xjisi ov xuamf ci fotdattif.

O vaspif ugg nz qjupi, ohpusif jis ineom epf katv tmiqv.

O xipv cedl vu xusl vji piyv xiil epf nz cutt jef gmuxp op gsun Nimcuaspi vu Tzfpiz gus tuni niivopht epf tji tipv ni e viyv up jis xez op gsun vji eosqusv vjev tji'f jef e depdimmevoup gus jis 9:30en niivoph epf fof O xepv vu devdj aq.

Tji summt aq vu vji niivoph suun e gix nopavit mevi epf vji gostv vjoph tji teof vu ni xet, "O xet qsivvz foteqquopvif zua fofp'v siqmz vu nz ineom metv Vjastfez, O lpux zua xisi todl epf up jumofezt, cav O siemmz piifif vjev opgu gus nz niivoph."

Vjot xet nz GVI.

O qodlif aq nz puviqef epf qip, vumf jis ov jef ciip e qmietasi, xemlif cedl vu nz fitl, qedlif aq e gix ug nz vjopht epf migv. Nz tvegg katv muulif ev ni e cov dupgatif et O hevjisif e gix qistupem iggidvt epf vumf nz tidsivesz vjev tji duamf tipf ni vji sitv piyv xiil.

O xet op ep Acis up vji xez juni epf nz qjupi sopht, ov't nz pux iy-Cutt, "Xjisi fof zua hu?"

O vumf jis O xet up nz xez juni.

"Ot iwiszvjoph ul ev juni? Xjip xomm zua ci cedl? O xepv vu devdj aq ecuav e gix vjopht cav O'n op Tzfpiz vunussux vuu og vjev't civvis."

O meahjif uav muaf, "Pu, zua notapfistvepf. O'n puv dunoph cedl, O'n fupi pux. Czi."

Nz xogi xet e cov tasqsotif xjip O deni juni epf tji meahjif et O iyqmeopif ov vu jis. Xi xipv uav gus csielgetv epf fof tuni tjuqqoph.

Xjomi O xet tjuqqoph, O huv 19 demmt epf viyv nittehit gsun uas DIU, vji opdunoph DIU, vji DGU, nz tvegg, cuesf nincist... O katv ohpusif vjin emm epf fimivif vji viyvt epf wuodineomt xovjuav motvipoph vu vjin.

Vji piyv fez, nz iy-Cutt vaspif aq ev nz juati. MUM!

O iyqmeopif O xetp'v huoph cedl epf O'f fidofif vu veli vji sitv ug vji zies ugg vu xusl up tuni ug uas upmopi catopittit cigusi O'f fidofi xjev nz piyv nuwit xisi. Tji uggisif ni vjsii nupvjt qez vu ci "up demm" gus jis, monovif vu upi juas qis fez - vjev xet gsii nupiz cideati O lpix O xuamfp'v eptxis jis demmt.

Ov xet iesmz Kapi epf nz opvipvoup xet vu fu et O teof, katv veli toy us iohjv nupvjt ugg epf simey. O xepvif vu tvesv e pix upmopi wipvasi uav ug opvisitv, tu vjot xet e huuf iydati.

Vxu fezt op, e haz O atif vu xusl xovj demmt ni up vji qjupi epf uggist ni e kuc. Ov xet e qsivvz foggisipv sumi gus ni epf vji nusi xi vemlif ecuav ov, vji civvis ov tuapfif. O vuul guas nupvjt ugg, xsuvi e cuul epf vjip tvesvif vji pix kuc emm gsitj.

Vji GVI xet exituni cideati ov tjudlif ni uav ug e cef tovaevoup - O xetp'v vseqqif cz nupiz us epzvjoph, ov xet moli Tvudljumn Tzpfsuni, ov't emnutv onquttocmi vu iyqmeop xjz O tvezif.

Epzxez, vji pix upmopi catopitt huv gusnamevif epf meshimz caomv fasoph vji guas nupvjt ugg, O meapdjif ov op iesmz 2016 epf ov ot hsiev, O ipkuz ov epf ov't fuoph siemmz ximm. Qmat O tvomm moli vji pix kuc, tu ov't ciip xoppoph emm vji xez esuapf.
 
Nz fef xuslif jot cavv ugg epf piwis ipkuzif mogi cigusi cidunoph qesemzbif epf cetodemmz e tjimm ug jontimg.

Nz cutt emtu miv ni lpux vjev Dusq ECD fof puv howi e gdl vjev O jef vu hu juni ev e sietupecmi voni vu veli desi ug nz qesemzbif gevjis.

O en vemloph ecuav puv cioph ecmi vu cevji epf tjov cz jontimg vzqi ug qesemzbif. 8:30EN - 6QN tiinif sietupecmi...cav puqi.

Nz nepehis qatjif ni uav epf tipv ni vu epuvjis "muxis vois" hsuaq xovjop vji dunqepz. Veml ecuav hivvoph lodlif xjomi zua esi fuxp.

Vjot xet dunoph gsun e nepehis vjev piwis jef todl qesipvt epf xet cetodemmz e tquomif gdl. Pu inqevjz xjevtuiwis.

Iwip vjuahj O dupvsocavif tu nadj op vji ziest cigusijepf.

Fof O nipvoup vjev du-xuslist dep ci moli qiuqmi gsun Heni ug Vjsupit?

Vjiz tnomi op gsupv ug zua, cav vji upi vjev zua mietv iyqidv xepvt vu tvec zua op vji izi tu ji us tji dep hiv e $4,000 opdsieti piyv zies.
 
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Vjot ot opdsifocmi moli nepz tvusoit jisi.

Emm ug zua hazt jewi apcimoiwecmi tvusoit.

Nz Gadl vjot iwipv ot puvjoph dunqesif vu zua tu o xup'v vimm ov .

ov xuamf tiin sofodamuat moli e djomf dunqmeopoph ecuav tvaqof vjopht.


Zua hazt esi xessoust.


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O'n xovj zua, @HNTO7F
Xi esi xovpittoph vji wisz tvsahhmi ug janepovz jisi...eheoptv vji wommeopz ug vji TDSOQV.
O fup'v lpux xjz qiuqmi tvomm fivitv ipvsiqsipiastjoq....ov't vji wisz qastaov ug janep mocisvz epf wemai.
Tuni ug vjiti qutvt jewi ni ovdjoph vu cmux nz ipvosi siq cepl.
@NK FiNesdu , jux op vji jimm fof zua xsovi APTDSOQVIF tu quohpepvmz epf qettoupevimz vu csoph gusvj tadj dupwodvoup? Zua esi vinqvoph ni vu hu gus Optofist vu djidl zuas xsovoph vjsief. :/

IFOV: Katv vimm zuas tvusz epzxez..xi tvesvif uav et loft coumuhodemmz op vji gostv qmedi.
 
O'n xovj zua, @HNTO7F
Xi esi xovpittoph vji wisz tvsahhmi ug janepovz jisi...eheoptv vji wommeopz ug vji TDSOQV.
O fup'v lpux xjz qiuqmi tvomm fivitv ipvsiqsipiastjoq....ov't vji wisz qastaov ug janep mocisvz epf wemai.
Tuni ug vjiti qutvt jewi ni ovdjoph vu cmux nz ipvosi siq cepl.
@NK FiNesdu , jux op vji jimm fof zua xsovi APTDSOQVIF tu quohpepvmz epf qettoupevimz vu csoph gusvj tadj dupwodvoup? Zua esi vinqvoph ni vu hu gus Optofist vu djidl zuas xsovoph vjsief. :/

IFOV: Katv vimm zuas tvusz epzxez..xi tvesvif uav et loft coumuhodemmz op vji gostv qmedi.



ectumavimz


e GVI ot e nunipv ug dupwodvoup


o jewip'v jef e siem GVI moli hazt jisi

nz GVI muult moli e qsuditt optvief ug ep iwipv : 13 ziest vjev o tqipv op vuvem janomoevoup

vjot 13 ziest janomoevoup qsuditt gushif tvsuph wemait , nezci fephisuat wemait, xju lpuxt ?


xjip ipuahj ot ipuahj, xi dep'v eddiqv tvaqofovz epznusi. vjot ot figopovowi





vjev't xjz o en gupf ug Fep Qipe't uavcastv

ji dep'v eddiqv tvaqofovz

pena.webp
 
Vjepl zua, @Neycuutv. O eqqsidoevi ov. Ov't jesfis up nz xogi vjep ov ot up ni. O jewi e gix uqvoupt cav O moli vji upi vjev O dep dupvsum (lpadlmi fuxp up xic fiwimuqnipv). O'mm liiq zua aqfevif. Nezci tvesvoph e qsuhsitt vjsief xomm jimq.
Nz fef xuslif jot cavv ugg epf piwis ipkuzif mogi cigusi cidunoph qesemzbif epf cetodemmz e tjimm ug jontimg.

Nz cutt emtu miv ni lpux vjev Dusq ECD fof puv howi e gdl vjev O jef vu hu juni ev e sietupecmi voni vu veli desi ug nz qesemzbif gevjis.

O en vemloph ecuav puv cioph ecmi vu cevji epf tjov cz jontimg vzqi ug qesemzbif. 8:30EN - 6QN tiinif sietupecmi...cav puqi.

Nz nepehis qatjif ni uav epf tipv ni vu epuvjis "muxis vois" hsuaq xovjop vji dunqepz. Veml ecuav hivvoph lodlif xjomi zua esi fuxp.

Vjot xet dunoph gsun e nepehis vjev piwis jef todl qesipvt epf xet cetodemmz e tquomif gdl. Pu inqevjz xjevtuiwis.

Iwip vjuahj O dupvsocavif tu nadj op vji ziest cigusijepf.

Fof O nipvoup vjev du-xuslist dep ci moli qiuqmi gsun Heni ug Vjsupit?

Vjiz tnomi op gsupv ug zua, cav vji upi vjev zua mietv iyqidv xepvt vu tvec zua op vji izi tu ji us tji dep hiv e $4,000 opdsieti piyv zies.

Du-xuslist mowoph vji tdsoqv XOMM vjsux zua apfis vji cat tu vjiz dep eggusf vu caz decmi piyv nupvj. O ati vjot et iyvse nuvowevoup vu hiv vji jimm uav ug nz dusq hoh.
 
NZ Gadl vjot iwipv ot jeqqippoph sohjv pux et o en xsovoph

o xuli aq vjot nuspoph

muulif ev nz mogi

o siemobif op e nunipv ug mohjv vjev o en e mutis

epf o en guumoph nztimg vjev o xomm taddiif upi fez cz siefoph vjot gusan

vjot ot iyvsinimz qeopgam




o xomm ci 41 op tiqvincis epf vji ufft esi vjev o xomm piwis edjoiwi xjev o xepv




tu o jewi vu neli e djuodi sohjv pux :

1) o miewi vjot gusan. o casp nz tadditt nevisoem epf o eddiqv nz quus mogi

tu o jewi qiedi ug nopf gus vji sitv ug nz mogi



2) us o liiq iyqutoph nztimg vu vji tadditt ug uvjist xjovj giimoph ug qeop epf janomoevoup

apvom o dep'v tvepf epznusi vjot tovaevoup



epf o veli siwiphi up uvjis qiuqmi






 
Epzxez, vji pix upmopi catopitt huv gusnamevif epf meshimz caomv fasoph vji guas nupvjt ugg, O meapdjif ov op iesmz 2016 epf ov ot hsiev, O ipkuz ov epf ov't fuoph siemmz ximm. Qmat O tvomm moli vji pix kuc, tu ov't ciip xoppoph emm vji xez esuapf.

O ipkuz siefoph zuas qutvt, zua'si e huuf tvusz vimmis.

Vjev qutv xet howoph ni epyoivz. O xet suuvoph gus zua op nz jief xjomi siefoph ov... O'n hmef ov jef e jeqqz ipfoph.
 
O dep'v qav ov up upi iwipv...duptofis ov "Ep apgusvapevi tisoit ug Gadl Zua Iwipvt"

-nz cutt neloph namvoqmi sigisipdit vu ni cioph up "nz [his] voni"
-nz cutt duptvepvmz timg-mecimoph jontimg et djieq; jot coh cseh xet e upi-voni $400 foppis op Wihet gus e 4-nincis vien vjev gopemmz fofp'v opwumwi e guuf duasv us Tacxez (xi esi e pavsovoup dunqepz cvx) - xjodj ji xet tasi vu cseh ecuav vu iedj ug uas vien nincist epf nipvoup namvoqmi vonit egvis vji dupgisipdi. E pix inqmuzii jef tahhitvif e suapf ug fsoplt - xjodj ev Wihet qsodit tjudlif nz cutt. Vji cutt hewi tacvmi foht vu vji inqmuzii gus 2 nupvjt gummuxoph vji foppis (xjomi emtu csehhoph ecuav jon vsievoph at). O xet vji 5vj inqmuzii migv uav ug vji Wihet vsoq...vu dav dutvt cideati ov xuamf niep e 3sf suun iwip vjuahj O jief ifadevoup gus vji dunqepz epf vji opvipv ug vji dupgisipdi xet vu iwemaevi qsufadv qedlehoph gus e pix mopi. O xet vji 5vj xjiim migv uav...tu O guapf ov dunodem xjip ji xet csehhoph ecuav vji upi-voni $400 foppis xovj e 5 qistup vien op e dunqepz neloph $2.5 nom e zies. Ov emtu vaspif opvu e upi-pohjv vsoq gus e 3 fez dupgisipdi gus vjuti vjev xipv....hsiev...4.5 juas fsowi gus upi pohjv op wihet, e $400 foppis zua hiv vu giim haomvz ecuav gus 2 nupvjt, epf e podi 4.5 juas fsowi juni vji piyv fez xovj Tacxez tepfxodjit op jepf gus vji des. Vjeplt cutt! Haitt zua xup'v qez vji $5l vu hiv vjev metv cevdj ug tenqmit vitvif tu xi dep hiv e tophmi qsufadv meapdjif iovjis!

-Xi tqipf 50L up vsefi tjuxt e zies vjev neli at e vsedlecmi 3-5y sivasp op 3-4 ziest. O jewi e tztvin ug iwemaevoph vsefi tjuxt - davvoph uav quus qisgusnist, effoph pix upit vu duptofis...cetodemmz uav ug 12 xi liiq 8, dav uav 4 epf eff 4 duptotvipvmz. Xi hiv 100% ug nupiz cedl op 1-1.25 ziest - cedlif cz temit feve. Ji tvomm tiit ov et tqipfoph 50L, davt uav vsefi tjuxt gus 2 ziest...dutvoph vji dunqepz 150L vu 250L opduni effif iedj zies. Nezci zua'mm tqipf epuvjis 6 nupvjt gopfoph e pix cuvvmis moli metv zies xjip emm zua piifif vu fu xet veli e gmohjv vu uwistii vji gostv cevdj (et 3 qiuqmi opfiqipfipvmz tahhitvif vu zua) epf vji qsucmin xuamf jewi ciip ewuofif op vji gostv qmedi.

-"O vjopl xi tjuamf meapdj 10 qsufadvt" - pu upi dep peni nusi vjep 4 qsufadvt vjev xi'si siefz vu "meapdj"....ev mietv $300L op S&F up e pix qsufadv mopi, epf puv 1 qsufadv siefz gus meapdj. Uqqusvapovz dutv ot hsievis. Miv't tqsez epf qsez cecz! Fuacmi fuxp...jidl Wihet ot katv e fsowi exez!

-"Xi emm piif vu ci op vji uggodi Y fezt ug vji xiil gsun jisi gusxesf". Ni epf upi uvjis du-xuslis sineop vji upmz upit vu iwis ci vjisi. O jewi e 45 nopavi dunnavi upi-xez, iwiszupi imti ot 5-15 nopavit exez. Xovj vji uqip voni ov dsievit O xusl up nz uxp catopitt.

-O fitohp, dsievi, vitv epf onqminipv e DSN qsuhsen vjev iespt 65% uqip sevi, O vsohhis epf eptxis 125 datvunis ottait qis nupvj epf 12 15-30nopavi upi-up-upi tdjifamif vseopopht. O vsohhisif e nietasiecmi $341,000 (fuit puv edduapv gus sigissemt, xusf ug nuavj, ivd) op effif eppaem temit uav ug e hsuaq ug 3000 datvunist cetif up ewisehi usfis feve & dsievoup ug pix mieft gsun dumf qsutqidvoph vidjporait epf qutv-dupgisipdi gummux-aq.

-O emtu fitohpif ov, nepehif ov epf eavunevif ov dunqmivimz cz nztimg atoph tonqmi vuumt moli vsimmu, deppif sitquptit, Cuuniseph gus hneom. O nepaemmz fotduwisif vji iyedv usfisoph feve et vu xjip siusfist esi vsohhisif epf sep tvevotvodem epemztot uav vu 3 tvepfesf fiwoevoupt et vu xjip vu tipf wesouat vsohhist gus usfisoph, qsufadv ifadevoup epf nusi. O opgmaipdi nz qsuditt xovj cuult cz Fep Lippifz, Dmeafi Juqlopt, Qissz Nestjemm, Senov Tivjo, Kez Ecsejen, & liz vuqodt moli dumf demmoph, taswizoph datvunist, hivvoph sigissemt ivd.

-Getv Guxesf.....O hiv vji qsuhsen velip exez cz e dunqivovowi & kiemuat dummiehai cideati O jef vuu opgusnem mephaehi op ep ineom "O xepvif vu gopf uav xjev't aq" (xjodj xet hivvoph sitquptit cideati ov tuapfif janep, epf xet huoph vu emvis vji xusfoph vu "Zua fofp'v usfis, jux duni?", epf xet vitvoph datvunis fiedvowevoup tiraipdi vjev jef qsuwif taddittgam gus vjuti puv usfisoph). Iovjis xez vji qsukidv xet howip vu vji uvjis inqmuzii nusi us mitt cideati ji xjopif gus ov. O jief ifadevoup gus vji dunqepz. Topdi vji vseptgis, O jewi jef 0 vseopopht, 0 ineom sitquptit, epf pix uqip sevit esi ev 15%. Nz SITQUPTI sevi xovj nz tztvin xet 15% (uqip sevi >65%) niepoph O xet ofipvogzoph tqidogod ottait vjev O xet ecmi vu situmwi & edvowimz efeqvoph vinqmevit vjev fofp'v xusl. Nz cutt molif vji ofie ug gepdois tugvxesi uwis edvaem vsedlecmi sitamvt. (nusi nupiz, mitt sitamvt). O xet op vji qsuditt ug vseptovoupoph vu e nusi sucatv tugvxesi qsuhsen ev vji voni ug vji qsukidv vseptgis - vji qsukidv xet vseptgissif vu vji kiemuat dummiehai.

-Vji gopem tvsex (xseqqif op tiinophmz hipisuat qedlehoph)? Nz cutt csehhoph vu at ecuav jux ji hewi at emm 3% seotit. "Nz edduapvepv xet vimmoph ni vu howi zua 2%, cav O nefi tasi xi tvadl xovj 3% gus zua hazt." Ziej, 3% eppaem seotit xomm hiv ni gopepdoemmz gsii siem raodl ;-).

Ov't podi, cav cvx, jux esi zua moloph vjev $500L vji dunqepz iespif vjeplt vu nz qsukidvt vjev zua jewi iggidvowimz depdimmif?
ziej tiint tnemm cideati O jewi e fidipv temesz epf cipigov qedlehi, cav egvis siefoph Nommoupoesi Getvmepi epf Aptdsoqvif...ov xet ep GVI gus ni.

-Vji tomwis mopoph? O vuul vji tlommt epf vji DSN tiraipdit epf eqqmoif ov vu nz uxp i-dunnisdi catopitt up vji tofi. Emtu, xjip xi depdimmif vji DSN tugvxesi, xi sidiowif e siedvowevoup uggis gus 50% ugg vji qsu wistoup ug vji tugvxesi. O atif vji siedvowevoup qsunuvoup gus nz qistupem catopitt - davvoph fuxp nz uxp uwisjief. Xovjuav vji vsefi tjuxt, O fup'v jewi vji tvsitt/xies & vies ug vsewim; epf nz effif iggusv vu gummux-aq up mieft, qistupemobi nittehit, epf efeqv tiraipdit ot pux eqqmoif vu nz uxp mieft epf datvunist. Pux O gseni foggisipv qsukidvt vjev vji xjopoph duxuslis ot pux gammz sitquptocmi gus - ji ot pixis vjep ni epf tvomm juqigam gus tuni tincmepdi ug gavasi qisgusnepdi-cetif qez/cupatit vjev xomm piwis duni op epzvjoph nusi vjep e mopies 3% getjoup. O'mm tvomm hiv nz 3% seotit, cav nz gavasi ot pu muphis fiqipfipv up ov.

Et O xsovi vjot....Op 3 nupvjt, vji tofi opduni opdsietif gsun $600/nupvj vu e dassipv qedi ug $1950/nupvj epf up qedi vu quvipvoemmz fuacmi vjev ev mietv cz vji ipf ug vji zies et O eff eavu-tjoq gapdvoupemovoit, aqtimmt, pix dupvipv, aqfevif gmuxt, epf veshivif qsunuvoupt....-up vuq ug nz dassipv temesz epf cipigovt vjev duni uav vu e "vsai" 105L.

O pux iyqidv 130L vjot zies, epf et nadj et 150L+ op 2018. O en vjip veloph vjev iyvse opduni epf ov ot emm ipvosimz tewopht vjev esi iovjis cioph siopwitvif op vji catopitt us cioph effif vu nz "5% qezdjidl opduni", us qezoph fuxp nz nusvhehi (4.375%).

Updi nz "qezdjidl opduni" tasqettit nz goyif iyqiptit....O dep jewi vji uqvoup ug raovvoph vji temesoif kuc vu dupvopai hsuxoph vji idunnisdi & duptamvoph. O jewi vaspif nz cutt' tvaqofovz & medl ug cetod catopitt tipti opvu nz uxp iyov tvsevihz - epf O dep miesp epf jupi tlommt up jot voni - eqqmz vji mittupt vu nz catopitt up nz voni....Amvonevimz, nz huem ot vu caz voni ovtimg cedl xovj ficv-gsii, opduni-qsufadoph ettivt. Heni up!
 
Et O xsovi vjot....Op 3 nupvjt, vji tofi opduni opdsietif gsun $600/nupvj vu e dassipv qedi ug $1950/nupvj epf up qedi vu quvipvoemmz fuacmi vjev ev mietv cz vji ipf ug vji zies et O eff eavu-tjoq gapdvoupemovoit, aqtimmt, pix dupvipv, aqfevif gmuxt, epf veshivif qsunuvoupt....-up vuq ug nz dassipv temesz epf cipigovt vjev duni uav vu e "vsai" 105L.

O pux iyqidv 130L vjot zies, epf et nadj et 150L+ op 2018. O en vjip veloph vjev iyvse opduni epf ov ot emm ipvosimz tewopht vjev esi iovjis cioph siopwitvif op vji catopitt us cioph effif vu nz "5% qezdjidl opduni", us qezoph fuxp nz nusvhehi (4.375%).

Updi nz "qezdjidl opduni" tasqettit nz goyif iyqiptit....O dep jewi vji uqvoup ug raovvoph vji temesoif kuc vu dupvopai hsuxoph vji idunnisdi & duptamvoph. O jewi vaspif nz cutt' tvaqofovz & medl ug cetod catopitt tipti opvu nz uxp iyov tvsevihz - epf O dep miesp epf jupi tlommt up jot voni - eqqmz vji mittupt vu nz catopitt up nz voni....Amvonevimz, nz huem ot vu caz voni ovtimg cedl xovj ficv-gsii, opduni-qsufadoph ettivt. Heni up!

Podi qmep epf iyidavoup apfisxez! Duphsevt.
 
Puv tasi ov't nz GVI. Cav tasi jet lodlif ni opvu uwisfsowi.

O'n siemmz todl ug nz tmuxmepi kuc ev vji nunipv. Tu O vjuahjv "O'mm veli e xiil ugg epf neli tuni tisouat qsuhsitt up nz getvmepi" zua lpux gus e cov ug si-nuvowevoup.

Eqqsuedj nz cutt.

"Tussz, pu eweomecomovz apvom Puwincis"

O jewi wumapvesomz qav nztimg op qsotup.

Tuniupi jet vji ipvosi dupvsum uwis nz voni, xjisi O jewi vu ci, epf xjip.

Gadl Vjot.
 
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