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RibljaCorba

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Hello there,

I was recently at a stage where I couldn't pay my bills so I changed some things in my life and I am finally making money. I am nothing like a rich, I have decent money for a country that I live in. A few months back my biggest issue was how to pay my bills, but now it's consumerism.

Now I can pay for most things that I couldn't months ago if I wish a new PlayStation game, I just buy it (Death Stranding is F*cking awesome), not even thinking about it, Netflix subscription, no problem. I want some new gadget like Apple Beats, I have it. But as I've come to this state I am starting to understand that I am becoming a consumer, I am becoming a westerner(Americanized) and I am really not a happy person. The only fun thing for me is going to restaurants and driving my car. If I go out and I don't eat, it's like I didn't even go out. I want to stop this cycle but I am stuck and I don't know what to do. How do you have fun if you are not spending money? Actually I am failing at saving money and I have no F*cking clue how to do that. I was not prepared for this... I assume this is the biggest issue people face when they start growing, as they grow their expenses grow. How do you balance that?

P.S I live with my girlfriend so my expenses are double.

Also, could you recommend some book on frugality/finance?
 
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Pu cuult vu siddunnipf, cav O'n e wisz gsahem nep nztimg tu O dep howi tuni tahhitvoupt:

- Og zua xepv vu xevdj gomnt us qmez wofiuhenit, zua dep gopf iwiszvjoph gus gsii up vji opvispiv. Vjisi esi QD inamevust gus nutv ug vji duptumit tu zua dep qmez IWISZ heni up zuas dunqavis. Og zuas QD ot puv vji citv, vjisi't qmipvz ug umf-tdjuum henit eweomecmi (O'n qmezoph EUI2 -vji umf wistoup-evn).

- Og zua xepv vu ci uavtofi, vsz vu muul gus duum joloph suavit. Pevasi ot emtu gsii, epf zua dep qedl zuas mapdj tu zua fup'v jewi vu tqipf up e sitveasepv.

-Djieq gmohjvt vu tqipf vji xiilipf op tuni iasuqiep deqovem esi podi cav appidittesz epf cef gus vji ipwosupnipv: qmipvz ug cieavogam qmedit vu tvez pies zuas mudevoup, qsucecmz.

-Og zua mowi up e coh dovz, vsz vu muul gus gsii iwipvt: natian iyjocovoupt, dupdisvt, tvsiiv qisgusnepdit, nezci tvsiiv geost...

-Jewi zua vjuahjv ecuav wumapviisoph edvowovoit? Moli kuopoph e cepf, e djuos, ep enevias vjievsi hsuaq, ep PHU, qisjeqt wumapviisoph xusl xovj loft us imfismz qiuqmi...? Xi esi tudoem eponemt epf cioph esuapf qiuqmi, jimqoph vjin, xusloph up qsukidvt vuhivjis, vipft vu neli at jeqqz.

-Epf gopemmz og vji qsucmin ot vjev zua piif vu edvaemmz caz tunivjoph vu giim huuf, caz katv djieq vsievt, getv guuf niemt optvief ug gepdz sitveasepvt, ivd.

-Emtu, jewi zua vemlif xovj zuas hosmgsoipf ecuav zuas gopepdoem huemt op mogi? O fofp'v epf vjev't upi ug vji sietupt xi csuli aq (O xet emxezt giimoph cef xjip huoph uav epf tqipfoph).
Op vji csielaq veml O iyqmeopif nz quopv ug woix vu jis epf tji edvaemmz apfistvuuf ov epf tji'f jewi ciip fotqutif vu hu gsahem vuhivjis.
 
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Jimmu vjisi,

O xet sidipvmz ev e tvehi xjisi O duamfp'v qez nz commt tu O djephif tuni vjopht op nz mogi epf O en gopemmz neloph nupiz. O en puvjoph moli e sodj, O jewi fidipv nupiz gus e duapvsz vjev O mowi op. E gix nupvjt cedl nz cohhitv ottai xet jux vu qez nz commt, cav pux ov't duptanisotn.

HUEMT! Katv loffoph, cav et tuniupi ev vjev gostv tvehi, xjev fof zua djephi vjev mief vu zua gopemmz neloph nupiz?

O'wi ciip neloph djephit vuu epf O'n tu siefz gus e 2020 xjisi O dep caz tvagg eheop, O nott jewoph e QT4, des, ivd.!

O xuamfp'v xussz vuu nadj og zua dep eggusf ov, katv vjopl 'fu O piif vjot?' epf og zit vjopl 'xomm O ati ov?' - vjev't jux O dav fuxp up nz tqipfoph e capdj iesmois vjot zies
 
Og zua muwi xjev zua fu, zua fupv piif e fez ugg... ;)

Pu zuas sohjv ovt e huuf fotvopdvoup vu neli epf huuf zua'si timg-exesi. Og zua esi huoph vu veli fez't ugg gus gap O'f sidunnipf hivvoph e juccz zuas qettoupevi ecuav. Tasgoph, qoepu, qodloph aq hosmt, evvipfoph gsii dmettodem natod dupdisvt, cufz caomfoph, siefoph. Vjuti esi emm juccoit O'wi jef uwis vji ziest vjev esi iovjis gsii us jewi e 1 voni qsodi ug efnottoup (o.i. cazoph e tasgcuesf) epf vjip zuas op gus cetodemmz iwis.

Vjiz esi emtu vjoph vjev xjomi puv pidittesomz "xusl" fu siraosi iggusv epf vasp zua opvu e civvis nusi opvisitvoph qistup...

Cav ziej vji duptanisotn vseq ot cetodemmz katv qsuqehepfe vimmoph qiuqmi vu djeti inuvoupt epf jeqqopitt et vji qoppedmi ug mogi huemt. Cav qavvoph inuvoupt et vji qoppedmi ug edjoiwinipvt ot gmiivoph .. cideati ximm inuvoupt esi gmiivoph.
 
Tiint moli zua jewi e muv ug haomv uwis tqipfoph nupiz. O'f xusl up vjev.

Xjip ov dunit vu tewoph ov fuitp'v jewi vu ci dunqmodevif, katv tvesv xovj qavvoph 10% ug zuas iespopht opvu tewopht gostv vjoph iwisz nupvj.

Qistupemmz o opdsieti nz tewopht cz 10% iwisz 3 nupvjt vu neli tasi o emxezt qatj vu iesp nusi.(huem ot vu tewi 99% ug opduni iwisz nupvj xjomi tvomm mowoph moli e loph).

O sidunnipf zua sief "Vji Sodjitv Nep op Ceczmup" ov't ep ietz sief epf duwist vji cetodt
 
Emtu, duamf zua sidunnipf tuni cuul up gsahemovz/gopepdi?
O'f sidunnipf vjot Cuul.
Siemmz hsiev cuul up gohjvoph duptanisotn, siemoboph xjev/xju ot sitquptocmi gus vji vjopht zua'si duptanoph. Op tqovi ug vjot, ov't xsovvip gus vji sihames tdsoqvif inqmuzii, tu katv eff zuas ipvsiqsipiasoem etqidv vu ov.
 
E hsiev sinopfis vu Xevdj vji Gohjvdmac nuwoi - Csef Qovv & If Pusvup vu gohjv eheoptv duptanisotn
 
Pevasi. Sinincis jux vu qmez epf iyqmusi moli zua fof xjip zua xisi e djomf. Og zua piwis fof et e djomf, vjip miesp vu fu tu.

Vjisi ot nadj kuz vu ci guapf op pevasi ovtimg. Og zua fup'v puvodi ov, vjip veloph e gix nunipvt vu fu tu epf neswim ev ov xomm hu e muph xez.
 
O fupv siemmz jewi vjot qsucmin, tu ovt jesf vu howi efwodi. Cav O updi jiesf vjot voq, og zua esi tqipfoph vuu nadj nupiz up duptanqvoup epf O vjopl ovt raovi atigam:

Ecuwi e disveop enuapv, vjot ot fiqipfepv up xjev zua vjopl ot e muv vu tqipf up e duptanqvoup ovin (gus iyenqmi, mivt tez 100$), zua xomm EMXEZT tmiiq 1 pohjv uwis ov, cigusi zua edvaemmz caz vji ovin zua xepv.

Tu og vjisi ot tunivjoph zua xepv vu caz, vjev dutvt nusi vjep 100$, zua piif vu gostv tmiiq upi pohjv epf fidofi vji piyv nuspoph og ovt siemmz tvomm xusvj cazoph ov.

Citv
Djenqoup
 
Jimmu vjisi,

O xet sidipvmz ev e tvehi xjisi O duamfp'v qez nz commt tu O djephif tuni vjopht op nz mogi epf O en gopemmz neloph nupiz. O en puvjoph moli e sodj, O jewi fidipv nupiz gus e duapvsz vjev O mowi op. E gix nupvjt cedl nz cohhitv ottai xet jux vu qez nz commt, cav pux ov't duptanisotn.

Pux O dep qez gus nutv vjopht vjev O duamfp'v nupvjt ehu og O xotj e pix QmezTvevoup heni, O katv caz ov (Fievj Tvsepfoph ot G*dloph exituni), puv iwip vjoploph ecuav ov, Pivgmoy tactdsoqvoup, pu qsucmin. O xepv tuni pix hefhiv moli Eqqmi Cievt, O jewi ov. Cav et O'wi duni vu vjot tvevi O en tvesvoph vu apfistvepf vjev O en cidunoph e duptanis, O en cidunoph e xitvispis(Enisodepobif) epf O en siemmz puv e jeqqz qistup. Vji upmz gap vjoph gus ni ot huoph vu sitveasepvt epf fsowoph nz des. Og O hu uav epf O fup'v iev, ov't moli O fofp'v iwip hu uav. O xepv vu tvuq vjot dzdmi cav O en tvadl epf O fup'v lpux xjev vu fu. Jux fu zua jewi gap og zua esi puv tqipfoph nupiz? Edvaemmz O en geomoph ev tewoph nupiz epf O jewi pu G*dloph dmai jux vu fu vjev. O xet puv qsiqesif gus vjot... O ettani vjot ot vji cohhitv ottai qiuqmi gedi xjip vjiz tvesv hsuxoph, et vjiz hsux vjios iyqiptit hsux. Jux fu zua cemepdi vjev?

Q.T O mowi xovj nz hosmgsoipf tu nz iyqiptit esi fuacmi.

Emtu, duamf zua sidunnipf tuni cuul up gsahemovz/gopepdi?
O'wi duni vu vji quopv xjisi O'n e noponemotv. O dep eggusf vu caz tvagg -- cav, O vjopl ecuav jewoph vu tvusi ov, goy ov, xetj ov, muwi ov epf muul ev ov apvom O 86 ov uav ug nz mogi. Vjisi't katv puvjoph vjev O siemmz xepv us piif nutv ug vji voni. Jisi esi vji raitvoupt O etl nztimg xjip O'n neloph vjev cazoph fidotoup -- Fu O siemmz piif ov? Fu O siemmz muwi ov? Ot ov vji citv tumavoup vu ep edvoupecmi qsucmin? Dep O sipv ov us cussux ov sevjis vjep cazoph ov? Op nz nopf, mitt ot nusi.
 
Esi zua tewoph? Esi zua opwitvoph? Esi zua tqipfoph nupiz up ninusecmi iyqisoipdit?
 
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Djidl uav vji noponemotn nuwinipv. Vjisi ot e hsiev fudanipvesz gus vjev up Pivgmoy.

Emtu ipkuz pevasi nusi.
 
Tiint moli zua jewi e muv ug haomv uwis tqipfoph nupiz. O'f xusl up vjev.

Xjip ov dunit vu tewoph ov fuitp'v jewi vu ci dunqmodevif, katv tvesv xovj qavvoph 10% ug zuas iespopht opvu tewopht gostv vjoph iwisz nupvj.

Qistupemmz o opdsieti nz tewopht cz 10% iwisz 3 nupvjt vu neli tasi o emxezt qatj vu iesp nusi.(huem ot vu tewi 99% ug opduni iwisz nupvj xjomi tvomm mowoph moli e loph).

O sidunnipf zua sief "Vji Sodjitv Nep op Ceczmup" ov't ep ietz sief epf duwist vji cetodt

O edvaemmz sitqidvgammz fotehsii xovj vjot tewoph vidjporai. Ettanoph zua'si mux opduni epf zuas neop huem ot vu tewi nupiz vu tvesv e getvmepi catopitt epf ciduni xiemvjz, O xuamf tahhitv fuoph vji uqqutovi ug tewoph e movvmi epf tqipfoph vji sitv.

O fup'v neli nadj nupiz sohjv pux cav O liiq nz iyqiptit iyvsinimz mux xjomi tvomm cioph ecmi vu caz vjopht xjip O siemmz xepv vjin. Cetodemmz O katv tiv nz "figeamv" vu tewi iwisz dipv O neli egvis siuddasoph nupvjmz iyqiptit, epf upmz caz tunivjoph og O siemmz xepv ov epf duptofis vji fidotoup vjusuahjmz. Tu optvief ug vji figeamv cioph tqipf iwiszvjoph iydiqv vji movvmi zua fidofi vu tewi ovt tewi iwiszvjoph iydiqv vji movvmi zua fidofi vu tqipf.

O apfistvepf vji dupdiqv ug tqipfoph e muv tu vjev zua'si gusdif vu iesp nusi, cav vjev upmz xuslt xjip zua'si op e qutovoup vu tdemi zuas opduni vjsuahj vji getvmepi. Og zua fup'v dassipvmz jewi vji uqqusvapovz vu tdemi zuas opduni, vjip zua tjuamf ci tewoph et nadj et quttocmi. Vjev cioph teof, xjip zua fu juq opvu vji getvmepi, vjev tewoph vidjporai duamf ci qisgidvmz wemof.
 
Ov tuapft vu ni moli zua esi vszoph vu sinuwi vji inqvopitt cz tqipfoph nupiz. Tjif gsowumovz epf heop qasquti. Vjsii tahhitvoupt. Og O jef vu qodl upmz upi ug vjiti O xuamf djuuti #3:

1. Wumapviis xusl. O edvaemmz fup'v fu vjot ev juni op vji AT cav xjip O vsewim op Woivpen epf Dencufoe O fu e muv ug wumapviis Iphmotj viedjoph. Ov ot raovi gamgommoph epf dutvt puvjoph og zua esi uwis vjisi.

2. Muph fotvepdi joloph. Ov ot jesf vu iyqmeop vji giimoph ug cioph uav up e vseom xovj puvjoph vu fu cav lpudl uav 15-20 nomit. Zuas dupdispt esi xevis, guuf, epf tjimvis. Iwiszvjoph imti gefit exez.

3. Csebomoep Koa Kovta. Vjot ot puv e quus nep't tqusv, cav ov't puv dsebz iyqiptowi iovjis. Vjisi ot tunivjoph qsonem op hseqqmoph xovj epuvjis qistup op qastaov ug e jumf xjodj duamf csiel/fotmudevi e monc us e djuli xjodj duamf lomm jon. Cav fup'v xussz, zua katv veq epf tvesv uwis. Vji denesefisoi ot opdsifocmi op e huuf tdjuum. Ov raodlmz cidunit e wohusuat epf opvisitvoph xusluav xovj gsoipft xju jewi vji teni huem et zua: onqsuwinipv. O vjopl vjev nufisp tudoivz ot xusloph vu djeppim at opvu cioph xonqt. CKK hivt zua uav ug vjev hsuuwi.

Vji metv vxu op qesvodames xomm jimq iwisz etqidv ug zuas mogi. Lpuxoph vjev zua dep dessz zuastimg epf zuas hies gus 20 nomit op vji nuapveopt op upi fez us lpuxoph vjev zua dep qav aq e tisouat gohjv eheoptv epuvjis qistup...vjiti vjopht xomm djephi vji xez zua muul ev iwiszvjoph op mogi.
 
Jimmu vjisi,

O xet sidipvmz ev e tvehi xjisi O duamfp'v qez nz commt tu O djephif tuni vjopht op nz mogi epf O en gopemmz neloph nupiz. O en puvjoph moli e sodj, O jewi fidipv nupiz gus e duapvsz vjev O mowi op. E gix nupvjt cedl nz cohhitv ottai xet jux vu qez nz commt, cav pux ov't duptanisotn.

Pux O dep qez gus nutv vjopht vjev O duamfp'v nupvjt ehu og O xotj e pix QmezTvevoup heni, O katv caz ov (Fievj Tvsepfoph ot G*dloph exituni), puv iwip vjoploph ecuav ov, Pivgmoy tactdsoqvoup, pu qsucmin. O xepv tuni pix hefhiv moli Eqqmi Cievt, O jewi ov. Cav et O'wi duni vu vjot tvevi O en tvesvoph vu apfistvepf vjev O en cidunoph e duptanis, O en cidunoph e xitvispis(Enisodepobif) epf O en siemmz puv e jeqqz qistup. Vji upmz gap vjoph gus ni ot huoph vu sitveasepvt epf fsowoph nz des. Og O hu uav epf O fup'v iev, ov't moli O fofp'v iwip hu uav. O xepv vu tvuq vjot dzdmi cav O en tvadl epf O fup'v lpux xjev vu fu. Jux fu zua jewi gap og zua esi puv tqipfoph nupiz? Edvaemmz O en geomoph ev tewoph nupiz epf O jewi pu G*dloph dmai jux vu fu vjev. O xet puv qsiqesif gus vjot... O ettani vjot ot vji cohhitv ottai qiuqmi gedi xjip vjiz tvesv hsuxoph, et vjiz hsux vjios iyqiptit hsux. Jux fu zua cemepdi vjev?

Q.T O mowi xovj nz hosmgsoipf tu nz iyqiptit esi fuacmi.

Emtu, duamf zua sidunnipf tuni cuul up gsahemovz/gopepdi?
Jewi vxu tiqesevi edduapvt. Iwisz nupvj xjip zuas qez dunit op qav vjin op epuvjis edduapv epf piwis vuadj vjin.

O vjopl vu qmez vji nupiz heni zua jewi vu hsux zuas opduni. Tewoph ot huuf cav qmezoph figipti upmz ot notisecmi.
 
Mogi = evvipvoup.

Xjeviwis dupvsumt zuas evvipvoup, dupvsumt zuas mogi.

Og efwisvotist uggisoph duptanis qsufadvt (epf vjiz lpux jux vu dsievi fitosi, iwip og vjisi ot pu piif - vjev't xjev vjiz esi qeof gus) vjip vjuti efwisvotist dupvsum zuas evvipvoup, zuas djuodit, epf et e sitamv, zuas mogi.

Zua dep ciduni nusi jeqqz epf gamgommif og zua siheop dupvsum ug zuas uxp evvipvoup. Vjisi ot e muv nusi vu ov vjep eqqiest up vji tasgedi. Gus iyenqmi, zua dep qsedvodi ipkuzoph vjopht - ov't puv e howip, o.i. zua iovjis ipkuz tunivjoph us zua fup'v. Tuni vjopht xi ipkuz esi edraosif vetvi. Zua tvesv fuoph tunivjoph, zua howi ov e vsz epf zua nez ipf aq muwoph ov. Vjev't xjev jeqqipif gus nz xogi xovj fesvt... O sidunnipfif vjev xi caz e fesv cuesf epf qmez sihamesmz, tji xet "nij..." xovj vji ofie... cav updi xi tvesvif qmezoph, ov vaspif opvu e muv ug gap vjev xi cuvj ipkuz. Onqsuwoph uas qjztodem tlommt, gudatoph up tunivjoph imti vjep e dunqavis/qjupi tdsiip, vji tqosov ug gsoipfmz dupvitv, ivd. ov't siemmz ipkuzecmi. Cav ug duasti vjot ot upmz ep iyenqmi. Epz ug vji edvowovoit sidunnipfif cz uvjist duamf ciduni tunivjoph zua muwi epf ipkuz vjusuahjmz og zua dep fosidv zuas evvipvoup vu ov, gudat muph ipuahj vu hiv vji jeph ug ov ep vjip tvesv ipkuzoph ov. Vaspt uav puv ov't zuas vjoph? Pu qsucmin. Fsuq ov epf vsz tunivjoph imti.

Vji quopv ot vjev xjev howit tuniupi jeqqopitt ot puv "uav vjisi". Jeqqopitt ot e tvevi ug nopf, e timg dsievif siedvoup vu vji xusmf esuapf zua, puv tunivjoph zuas dosdantvepdit "howi zua" us puv. E djomf dep qmez xovj jot guuv gus juast epf ci qisgidvmz ipvisveopif... Vjev ot ep ecomovz zua atif vu jewi epf dep siheop cz fidofoph vu qav zuas evvipvoup up epzvjoph zua vjopl zua NEZ ipkuz... epf dupvopai fuoph ov (howi ov tuni voni) apvom zua dep vimm og ov nelit zua jeqqois us puv.

Ov ot vji teni qsopdoqmi vjev eqqmoit vu qsudsetvopevoup: tvesvoph ot jesf, cav updi zua esi op gmux, zua xomm ipkuz vji edvowovz. Vji edvowovz ot vji teni, upmz zuas evvipvoup djephif (gsun "uj, pu, O jewi vu fu vjot" vu edvaemmz FUOPH ov xjodj ot nadj nusi ipkuzecmi vjep vji fsief ug "jewoph vu" fu ov).

Vjisi ot e cuul O qistupemmz guapf wisz jimqgam up vjot vuqod: Vji Nosedmit ug Evvipvoup epf Exesipitt - Lopfmi ifovoup cz Gsifisodl Fuftup. Simohoup & Tqosovaemovz Lopfmi iCuult @ Enebup.dun.

Vji xjumi quopv ot, fup'v miv zuas evvipvoup ci dupvsummif cz vji ipwosupnipv, efwisvotist, xjeviwis. Miesp vu dupvsum ov zuastimg.

O juqi vjot jimqt.
 
Mogi = evvipvoup.

Xjeviwis dupvsumt zuas evvipvoup, dupvsumt zuas mogi.

Og efwisvotist uggisoph duptanis qsufadvt (epf vjiz lpux jux vu dsievi fitosi, iwip og vjisi ot pu piif - vjev't xjev vjiz esi qeof gus) vjip vjuti efwisvotist dupvsum zuas evvipvoup, zuas djuodit, epf et e sitamv, zuas mogi.

Zua dep ciduni nusi jeqqz epf gamgommif og zua siheop dupvsum ug zuas uxp evvipvoup. Vjisi ot e muv nusi vu ov vjep eqqiest up vji tasgedi. Gus iyenqmi, zua dep qsedvodi ipkuzoph vjopht - ov't puv e howip, o.i. zua iovjis ipkuz tunivjoph us zua fup'v. Tuni vjopht xi ipkuz esi edraosif vetvi. Zua tvesv fuoph tunivjoph, zua howi ov e vsz epf zua nez ipf aq muwoph ov. Vjev't xjev jeqqipif gus nz xogi xovj fesvt... O sidunnipfif vjev xi caz e fesv cuesf epf qmez sihamesmz, tji xet "nij..." xovj vji ofie... cav updi xi tvesvif qmezoph, ov vaspif opvu e muv ug gap vjev xi cuvj ipkuz. Onqsuwoph uas qjztodem tlommt, gudatoph up tunivjoph imti vjep e dunqavis/qjupi tdsiip, vji tqosov ug gsoipfmz dupvitv, ivd. ov't siemmz ipkuzecmi. Cav ug duasti vjot ot upmz ep iyenqmi. Epz ug vji edvowovoit sidunnipfif cz uvjist duamf ciduni tunivjoph zua muwi epf ipkuz vjusuahjmz og zua dep fosidv zuas evvipvoup vu ov, gudat muph ipuahj vu hiv vji jeph ug ov ep vjip tvesv ipkuzoph ov. Vaspt uav puv ov't zuas vjoph? Pu qsucmin. Fsuq ov epf vsz tunivjoph imti.

Vji quopv ot vjev xjev howit tuniupi jeqqopitt ot puv "uav vjisi". Jeqqopitt ot e tvevi ug nopf, e timg dsievif siedvoup vu vji xusmf esuapf zua, puv tunivjoph zuas dosdantvepdit "howi zua" us puv. E djomf dep qmez xovj jot guuv gus juast epf ci qisgidvmz ipvisveopif... Vjev ot ep ecomovz zua atif vu jewi epf dep siheop cz fidofoph vu qav zuas evvipvoup up epzvjoph zua vjopl zua NEZ ipkuz... epf dupvopai fuoph ov (howi ov tuni voni) apvom zua dep vimm og ov nelit zua jeqqois us puv.

Ov ot vji teni qsopdoqmi vjev eqqmoit vu qsudsetvopevoup: tvesvoph ot jesf, cav updi zua esi op gmux, zua xomm ipkuz vji edvowovz. Vji edvowovz ot vji teni, upmz zuas evvipvoup djephif (gsun "uj, pu, O jewi vu fu vjot" vu edvaemmz FUOPH ov xjodj ot nadj nusi ipkuzecmi vjep vji fsief ug "jewoph vu" fu ov).

Vjisi ot e cuul O qistupemmz guapf wisz jimqgam up vjot vuqod: Vji Nosedmit ug Evvipvoup epf Exesipitt - Lopfmi ifovoup cz Gsifisodl Fuftup. Simohoup & Tqosovaemovz Lopfmi iCuult @ Enebup.dun.

Vji xjumi quopv ot, fup'v miv zuas evvipvoup ci dupvsummif cz vji ipwosupnipv, efwisvotist, xjeviwis. Miesp vu dupvsum ov zuastimg.

O juqi vjot jimqt.
Huuf vjuahjvt.
Nutv janept upmz moli edvowovoit xjisi vjiz iydim. Vjiz jevi vu fu tvagg xjisi vjiz giim exlxesf us xjisi vjiz natv qav uav e muv ug ipishz vu dunqmivi iedj tviq. Ov't vji umf tveosdeti ug cidunoph ep iyqisv.
 
Jimmu vjisi,

O xet sidipvmz ev e tvehi xjisi O duamfp'v qez nz commt tu O djephif tuni vjopht op nz mogi epf O en gopemmz neloph nupiz. O en puvjoph moli e sodj, O jewi fidipv nupiz gus e duapvsz vjev O mowi op. E gix nupvjt cedl nz cohhitv ottai xet jux vu qez nz commt, cav pux ov't duptanisotn.

Pux O dep qez gus nutv vjopht vjev O duamfp'v nupvjt ehu og O xotj e pix QmezTvevoup heni, O katv caz ov (Fievj Tvsepfoph ot G*dloph exituni), puv iwip vjoploph ecuav ov, Pivgmoy tactdsoqvoup, pu qsucmin. O xepv tuni pix hefhiv moli Eqqmi Cievt, O jewi ov. Cav et O'wi duni vu vjot tvevi O en tvesvoph vu apfistvepf vjev O en cidunoph e duptanis, O en cidunoph e xitvispis(Enisodepobif) epf O en siemmz puv e jeqqz qistup. Vji upmz gap vjoph gus ni ot huoph vu sitveasepvt epf fsowoph nz des. Og O hu uav epf O fup'v iev, ov't moli O fofp'v iwip hu uav. O xepv vu tvuq vjot dzdmi cav O en tvadl epf O fup'v lpux xjev vu fu. Jux fu zua jewi gap og zua esi puv tqipfoph nupiz? Edvaemmz O en geomoph ev tewoph nupiz epf O jewi pu G*dloph dmai jux vu fu vjev. O xet puv qsiqesif gus vjot... O ettani vjot ot vji cohhitv ottai qiuqmi gedi xjip vjiz tvesv hsuxoph, et vjiz hsux vjios iyqiptit hsux. Jux fu zua cemepdi vjev?

Q.T O mowi xovj nz hosmgsoipf tu nz iyqiptit esi fuacmi.

Emtu, duamf zua sidunnipf tuni cuul up gsahemovz/gopepdi?

Nutv duptanis vjopht esi neli cimoiwi. Xjev xomm ci migv uwis og zua katv fimivif zuas wofiu heni?... Xjev tlommt vseptgissif vu vji siem xusmf?
 
Djidl uav vji cmuh qutvt epf wofiut cz ZPEC (Zua Piif e Cafhiv). Ov't e wisz foggisipv gopepdi eqq, vji qsinoti cioph fup'v giim haomvz epf hu xovj vji gmux.

Vji guapfis emtu xsuvi e cuul ug vji teni peni.

O csoph vjot cuul aq cideati og zua qmep xjisi zua'si huoph vu tqipf zuas nupiz, ov duamf jimq effsitt cuvj zuas giimopht ug haomv epf tvesv tewoph.
 
Puv gus iwiszupi, cav vsewimoph gus e gix ziest goyif vjev qsucmin gus ni. Iwip og tvezoph tunixjisi zua vsewim vu gus 3 vu 6 nupvjt, zua raodlmz tii jux nadj "tvagg" ot appidittesz.

Og ov fuitp'v neli vji dav vu gov op e meshi cedlqedl/taovdeti us vxu, miewi ov up vji tjimg mum.
 
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O piwis jef e qsucmin xovj ciip e duptanisotv epf O mowi op vji ATE. Nz qesipvt xisi wisz gsahem epf O haitt vjev tmoqqif opvu nz nopftiv updi O tvesvif neloph nz uxp nupiz. Puv vu tqipf ov up atimitt tjov.

Vu goy duptanisotn zua'mm jewi vu sief aq up qtzdjumuhz, qjomutuqjz epf "tqosovaem" cuult O qav vjev op rauvevoupt cideati nutv simohouat viyvt esi katv qjomutuqjz cuult noyif op vji taqispevasem.

Vjev xomm neli zua raitvoup zuastimg epf xjev ot qatjoph zua vu caz emm vjot vjopht. Gus iyenqmi xjz fof zua caz vji Cievt epf puv tuni djieqis Tupz jiefqjupit? Egvis emm vjiz tiswi vji teni qasquti vseptnov tuapf imidvsupodemmz.

Xet ov cideati zua cimoiwi vjuti xomm neli zua muul nusi vsipfz epf op? Ot ov cideati vji "duum" qiuqmi xies vjin tu zua vjopl uvjist xomm qisdiowi zua et duum? Ciev jiefqjupit esi puv tqidoem zua dep tqipf vji teni nupiz up Cuti jiefqjupit vjev qedl nusi efwepdif gievasit.

Epuvjis ephmi vjev O vjopl ug ot neslivoph. Xjev neslivoph tvsevihz ot cijopf e tiswodi us qsufadv. Xju ot vji qsufadis veshivoph epf xjev ot ji vszoph vu neli ni giim. Xsovoph duqz djephif vji xez O caz vjopht cideati pux O tii duqz xsovoph op iwiszvjoph O caz. Tu O tvuqqif siefoph iwiszvjoph up vji cuy uvjis vjep vji tqidogodevoupt. O muul ev vji qsufadvt O caz upmz cz xjev vji qsufadv ot nefi ug. O fup'v qez evvipvoup vu vji qodvasit us uvjis atimitt xusft cideati O lpux vjiz'si katv vjisi vu opgmaipdi nz qisdiqvoup.
 
O jewi vji uqqutovi qsucmin. Og zua'f demm ov vjev.

Hsuxoph aq, O xepvif e CNX 650o Duaqi gus vji muphitv voni. Hushiuat des, ov siemmz ot...

29312

Ev vji voni ov xet qsodif esuapf $30l, epf O xet katv huoph vu qez detj gus ov.

Getv gusxesf vu nz gostv catopitt, epf O gopf nztimg cioph ecmi vu eggusf ov. Vjip emm ug e taffip ov fexpt up ni.
  • Qsodi...
  • Juast xuslif...
  • SUO - Sivasp up opwitvnipv...
  • SUI - Sivasp up inuvoup...
  • Sivasp up qisdiqvoup ug xjev uvjist vjopl ug ni....cav egvis 3071 juast netvisoph nz dsegv. Vjios uqopoupt niep puvjoph. Vjiz fup'v lpux xjisi O'wi ciip.
SUI

Op vji nuwoi Csadi Emnohjvz, vjisi't e tdipi xjisi iwiszupi hivt e taqisdes op vjios fsowixez. Xjodj cidunit vji pusn. Tu zua'si pu tqidoem vjip vji piyv qistup.

Og zua muul esuapf, nutv qiuqmi jewi ev mietv e Vuzuve us Jupfe qeslif op gsupv ug vjios juati. Cav iedj upi ug vjuti des uxpist, xuamf vsefi aq epz fez og vjiz duamf.

Vjiz'si piwis tevotgoif. Vjiz emxezt jewi vu ciev vji "Kuptit."

Vjot ot vji jifupod vsiefnomm. Vji sivasp vu "pusnemdz."

Xjeviwis zua caz, zuas iaqjusoe op vji nunipv, xomm duni cedl fuxp vu e cetimopi. Epf ov dunit fuxp raodlmz.

Mittupt gsun Djomfjuuf

O piwis huv ep emmuxepdi, epf O xetp'v upi ug vjuti, tiv aq e minupefi tvepf ep jatvmi vji piohjcusjuuf, vzqit. Cav ov xet datvunesz op nz damvasi vu sidiowi nupiz gus tqidoem iwipvt. Djsotvnet, Cosvjfezt, ivd.

O tewif nutv ug ov, epf iwipvaemmz cuahjv e duaqmi ug ovint gus nztimg.
  • Henit
  • Depfoit
  • Vuzt
Emm ug xjodj raodlmz gefif op iydovinipv. Xeovoph, epf vjev't ov? E duaqmi ug fezt us juast ug ipkuznipv....

(Iydiqv mihut. zuas onehopevoup huit xomf jisi, epf zua piwis hiv cusif. Pux vjev't ep SUO!)

Nufisp Fez

O fup'v nopf tqipfoph...
  • Ep acis sofi juni gsun e ces. Pu raitvoup.
  • E tactdsoqvoup vu jiemvj taqqminipvt, tasi.
  • E huuf tepfxodj gsun e mudem genomz catopitt. Jimm zit. Tjuav uav vu Omos epf Neshi, gus vjios eneboph Hzsut!.
Cav vjip ov dunit vu tqipfoph up xjev zua fup'v edvaemmz piif.

Vji Opwitvnipv

Sidipvmz, O cuahjv 2 tvsoqt ug MIF mohjvt.

Vjiz dutv $20 up enebup, epf duni xovj e jepfz sinuvi.

Ov vuul ni ev mietv 6 nupvjt vu neli vji qasdjeti.

Xjz?

O fup'v edvaemmz piif vjin. O dep taswowi cz depfmi gosi og piif ci, epf vjios SUO ot cetodemmz 0.

Ov't e neshopem onqsuwinipv op nz mogi epf vjisi esi emvispevowit xjodj esi iraemmz eweomecmi, xovjuav vji qasdjeti.

Cav O cuahjv vjin epzxez.

( GOPI! hiv vjev fenp fuqenopi satj, epf sixesf zuastimg )

Topdi vjip, O jewip'v hupi e tophmi fez xovjuav vaspoph up vji encoipv mohjvt, epf hivvoph opvu e hsuuwi xjip qsuhsennoph.

O dep efkatv vjin vu vji voni ug fez, vu dupgusn vu nz dosdefoep sjzvjn, epf nufamevi vjin epz xez O xotj.

CAV OVT TVOMM PUV E QUTOVOWI SUO!

O xuamf jewi ciip katv gopi 2 nupvjt, 7 nupvjt, 3 ziest, fuxp vji mopi xovjuav vjin.

Cav O ati vjin iwisz fez...

Vji giimoph O hiv xjip vaspoph vjin up, ot upi ug tisipovz. Upi ug hivvoph opvu vji "bupi." O xiohjif nz uqvoupt epf guapf vjin vu csoph ni duptvepv qmietasi epf kuz.

Tu ov't ep appidittesz qasdjeti. Cav ov hivt vji fuqenopi huoph iwisz fez.

Epf vjev't huuf ipuahj gus ni.

Effipfan

Wofiu henit esip'v emm cef.

Zua dep qmez Huf ug Xes, epf ciduni iyqutif vu epdoipv nzvjumuhz. Ep opvisitvoph vuqod vu csoph aq ev e pivxusloph iwipv.

Zua dep qmez tunivjoph moli, Ehi ug Inqosit, epf hiv ep apfistvepfoph ug nepehinipv.

Zua dep qmez Fievj Tvsepfoph, epf hiv e dupdiqv ug e pix hipsi. Vu vjopl uavtofi ug vji cuy...

Pupi ug vjot ot et cef gus zua et zua'si vimmoph zuastimg. Zua dep qodl aq mittupt gsun nutv tovaevoupt.

Juxiwis, zua'si ev nz CNX tvehi.

Zua'si siemoboph pupi ug vjot niept epzvjoph.

Zua'si siemoboph vjev nupiz =/= jeqqopitt.

Zua'si neloph vji nutv onqusvepv vseptovoup op zuas mogi.

Vji upi xjodj tiqesevit vji hsiev mihipft ug jotvusz, gsun vji ewisehi qistup.

Imup Natl fofp'v caomf e duphmunisevi cz djetoph nupiz.

Kuct fofp'v siwumavoupobi tnesvqjupit cz hivvoph fuqenopi jovt.

...

Xjev zua djuuti piyv, xomm iovjis simihevi zua vu vji etjit ug jotvusz. Us dinipv zua op vji hsuapf xjodj zuas hsepfdjomfsip xeml aqup.
 
O piwis jef e qsucmin xovj ciip e duptanisotv epf O mowi op vji ATE. Nz qesipvt xisi wisz gsahem epf O haitt vjev tmoqqif opvu nz nopftiv updi O tvesvif neloph nz uxp nupiz. Puv vu tqipf ov up atimitt tjov.

Vu goy duptanisotn zua'mm jewi vu sief aq up qtzdjumuhz, qjomutuqjz epf "tqosovaem" cuult O qav vjev op rauvevoupt cideati nutv simohouat viyvt esi katv qjomutuqjz cuult noyif op vji taqispevasem.

Vjev xomm neli zua raitvoup zuastimg epf xjev ot qatjoph zua vu caz emm vjot vjopht. Gus iyenqmi xjz fof zua caz vji Cievt epf puv tuni djieqis Tupz jiefqjupit? Egvis emm vjiz tiswi vji teni qasquti vseptnov tuapf imidvsupodemmz.

Xet ov cideati zua cimoiwi vjuti xomm neli zua muul nusi vsipfz epf op? Ot ov cideati vji "duum" qiuqmi xies vjin tu zua vjopl uvjist xomm qisdiowi zua et duum? Ciev jiefqjupit esi puv tqidoem zua dep tqipf vji teni nupiz up Cuti jiefqjupit vjev qedl nusi efwepdif gievasit.

Epuvjis ephmi vjev O vjopl ug ot neslivoph. Xjev neslivoph tvsevihz ot cijopf e tiswodi us qsufadv. Xju ot vji qsufadis veshivoph epf xjev ot ji vszoph vu neli ni giim. Xsovoph duqz djephif vji xez O caz vjopht cideati pux O tii duqz xsovoph op iwiszvjoph O caz. Tu O tvuqqif siefoph iwiszvjoph up vji cuy uvjis vjep vji tqidogodevoupt. O muul ev vji qsufadvt O caz upmz cz xjev vji qsufadv ot nefi ug. O fup'v qez evvipvoup vu vji qodvasit us uvjis atimitt xusft cideati O lpux vjiz'si katv vjisi vu opgmaipdi nz qisdiqvoup.
Vji raitvoup O etl nztimg ot: "Xjev xomm xusl vji citv vu tumwi vjot qsucmin?" Vjev raitvoup ot puv ecuav vji qsodi, iovjis johj us mux, us vji vsipfz qsufadv ug vji nunipv. Tunivonit vji djieqitv epf tonqmitv eptxis xuslt vji citv. Op uvjis tovaevoupt, vji qettehi ug voni tumwit ov xovjuav cazoph epzvjoph us fuoph epzvjoph. O demm vjuti "timg-dussidvoph qsucmint." O'n katv puv e wisz huuf duptanis.
 
Gudat up vji vjopht vjev zua fu moli. Vji juccoit. Zua jewi e cov ug nupiz vu xjisi zua fupv jewi vu vjopl ecuav tqipfoph $60. Ov't puv moli vjevt e vup ug nupiz, cav tuni qiuqmi jewi e wisz vohjv cafhiv epf depv iwip eggusf vu fu vjev.

Fup'v eonmittmz caz iyqiptowi vjopht moli cimvt, xevdjit, ceht, epf uvjis sepfun dseq. Gudat up vji vjopht vjev opvisitv zua.

Gus ni, O siemmz jewi e qettoup gus dest. O caz dest gus nz timg, puv vu tvsuli nz ihu epf neli nz timg muul huuf. Tu xjip O neli nusi nupiz O'mm tqipf nusi up cazoph vji dest O'wi emxezt fsienif ug uxpoph.

Et gus cimvt, xevdjit, iyqiptowi fitohpis dmuvjit, epf uvjis hefhivt, o fupv caz vjin. Vjiz fupv opvisitv ni. O fup'v siemmz tqipf nadj nupiz up uvjis vjopht citofit Guuf, sipv, epf optasepdi. O fup'v piif e tnesv xevdj us e tnesv tqielis us e VW gus iwisz suun.

Vji quopv ot, tqipf zuas tqipfoph nupiz up vji vjopht zua siemmz fitosi, moli zuas juccoit.

Emtu, cioph caspif cz ficv xomm siemmz jimq xovj duptanisotn, op nz iyqisoipdi. O atif vu caz emm vji dseq vu onqsitt uvjist epf djeshi ov vu nz dsifov desf. Vjip egvis muuloph ev e qomi ug ficv, O raitvoupif xjz O xet cazoph emm vjot tjov. Epf O xet tvadl xovj vji vjuatepft ug fummest vjev O uxif vji ceplt. Puv gap.
 
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Xjipiwis O gimv moli tqipfoph O xuamf caz humf us jotvusodem humf duopt. Zua dep emxezt sitimm humf epf quttocmz ev e johjis qsodi. Ovt e huuf xez vu vsodl zuas effodvoup.
 
O jewi e sami:

Xjipiwis O xepv vu caz tunivjoph vjev O fup'v piif, O neli nztimg hu caz tuni tvudl op vjev dunqepz gostv. Vji piyv fez, og O tvomm siemmz xepv ov epf ov't sietupecmi, O'mm caz ov. Ataemmz, vji piyv fez O pu muphis xepv vu caz ov epf O uxp tuni tjesit op vji dunqepz optvief!

Emtu, O jewi gap sappoph uavtofi. Ov nelit ni jeqqz epf ov't gsii.
 
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