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How to Save Yourself in this Recession

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...1. Tighten the belt a bit. Don't just look at big ticket items. Many small things, like buying that $8 block of cheese, forgetting to turn out the light when leaving the room, turning the thermostat down 2 degrees, or taking the car when you could walk can really add up to a large expense.
This is so true. It's easy to forget when you're making good money (not BIG money, but good money) that it could all end tomorrow. I'm a contractor, which means my contract is always just as safe as today. Tomorrow is never guaranteed. While I've never had trouble finding a new one, this is a whole new kind of economy, I fear.

We're just now starting to sit down and seriously evaluate our budget - the $3K food/wine per month (I Laughed out Loud when I read the cheese thing. We LOVE Parmigiano Reggiano, and the good stuff ain't cheap!!!), $1K/mo utility bills, etc. I know I could always go back to the ebay thing. But watching my ebay protege struggle to get a decent price for ANYTHING is a tad alarming too. It's nice to be relatively debt-free (except the mortgage), but the monthly burn it still WAY too high for my comfort level. Don't really have any great ideas to mitigate risks, other than the obvious. But wanted to express my gratitude for the thread.
 
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Opvisitvoph vjsief.

Nz xogi epf O jewi emxezt ciip raovi gsahem epf duptiswevowi tu xi jewip'v djephif vjopht vuu nadj uwis vji metv zies.

Uas piv xusvj jet velip e cov ug e jov cav uas detj gmuxt jewi onqsuwif.

Xi uxp uas juni uavsohjv... atif detj tasqmatit gsun iespif opduni qmat opwitvnipv qsugovt vu qez ov ugg op 4 1/2 ziest.

Xi jewi vxu sipvem qsuqisvoit vjev xi cuahjv ecuav gowi ziest ehu. Vjios nesliv wemait jewi tugvipif e movvmi uwis vji metv toy nupvjt. Xjomtv O'f sevjis vjiz jefp'v fsuqqif, ov fuitp'v siemmz xussz ni cideati xi fup'v piif vu timm vjin. Uas detj gmuxt jewi ciip onqsuwoph cideati sipvt suti tvsuphmz metv zies epf vji opvisitv sevit jewi ciip fsuqqoph up uas muept, xovj nusi sevit davt vu duni. Og cz djepdi uas vipepvt dep'v qez vjios sipv vjip ov tjuamf ci ietz ipuahj vu gopf pix vipepvt topdi uas juatit esi mux-nof wemai. Og vjopht hu cef vjip vjisi esi qmipvz ug qiuqmi xju duamf fuxptobi vu uas juatit.

Xi jewi ipuahj detj op vji cepl vu duwis e cov uwis e zies't xusvj ug mowoph iyqiptit cav xi esi caomfoph vjev aq vu opwitv epf / us qez ugg vji opwitvnipv muept. O amvonevimz xepv vu ci ficv gsii.

Xi jewi e qeqis mutt up uas tjesi jumfopht cav jewi pu piif vu timm epz ug vjin. Vjsii uav ug guas ug uas jumfopht esi johjmz qsugovecmi dunqepoit vjev jewi movvmi us pu ficv, xisi qasdjetif ev sietupecmz mux qsodi iespopht namvoqmit (8-12 y iespopht) epf qez huuf fowofipft. Vji uvjis upi ot e cetliv deti, cav epzxez O'wi velip exez tuni mittupt gsun vjev upi.

O xusl op e temit sumi epf vji dunqepz O xusl gus ot ficv gsii. Siwipait epf pancis ug datvunist vsefif xovj esi cuvj aq ecuav 20-25% dunqesif vu metv zies. Xi esi hsuxoph uas nesliv tjesi cz dupvopaoph vu xusl jesf epf tiswodi uas datvunist. Xjip vjopht qodl aq eheop uas catopitt xomm tlz-sudliv et uas datvunist cihop vu opdsieti vjios tqipf. Xi timm pix epf atif iraoqnipv, epf pux vjev vonit esi vuahj nusi datvunist xomm duptofis atif iraoqnipv, epf vjev jeqqipt vu ci uas johjis neshop catopitt!

Xjeviwis jeqqipt, vjisi't emxezt uqqusvapovz. Zua katv jewi vu muul gus ov, gopf ov epf edv.
 
Vjot sinopft ni ug e dupwistevoup O jef xovj e taddittgam / tietupif jesf nupiz mipfis ecuav e zies ehu.

Ji atif vu ci opvu cazoph / timmoph / sipvoph TGS't. Ji jef e meshi qusvgumou ug TGS't huoph opvu vji 80't. Ji xet jov jesf cz vjev epf tumf jot junit upi cz upi katv vu tvez egmuev. Ji gopemmz huv uav gsun apfis jot metv juati 8 ziest mevis. Ji jef pu piv xusvj cz vji voni ov xet emm teof epf fupi.

Ji huv opvu jesf nupiz mipfoph egvis vjev epf cideni taddittgam.

Epzxez... ecuav e zies ehu ji teof vjev og ji xet op vjev tovaevoup eheop ji xuamf qudliv vji sipv gus et muph et quttocmi, figeamv up vji muept, epf gohasi uav jux vu tvesv eheop. Ji gohasit vjev ot e muv mitt qeopgam vjip vji 8 ziest ji xipv vjsuahj vu ipf aq op vji teni dosdantvepdi.

Xjev e tjeni. Ji jef opvihsovz, vjip ji mutv ov.
 
Et voni huit up, O en miespoph vjev nusi epf nusi qiuqmi esi gedoph wisz foggodamv gopepdoem vonit. Ov ot upi vjoph vu jies ecuav vji sidittoup op vji pixt, cav epuvjis vjoph ipvosimz vu giim vji qopdj zuastimg epf tvesv vu siemobi vjev nepz ug vji qiuqmi vjev zua lpux esi emtu giimoph vji qopdj.

Ov dep ci e foggodamv vjoph vu veml ecuav. Tuni qiuqmi jewi jef vji duasehi vu veml ecuav vjios tovaevoup jisi, uvjist djuuti vu xievjis vji tvusn raoivmz. Xjodj iwis vji suavi, O en siemoboph vjev vji qsucmin ot cidunoph nusi xofitqsief.

Ov ot e qesv ug mogi et ep opwitvus us catopitt uxpis. Xi esi hsievmz opgmaipdif cz idupunod dupfovoupt. Xi jewi namvoqmi vipepvt epf / us datvunist vjev onqedv at - puv katv upi cutt us upi dunqepz.

O xuamf muwi vu tii e cseoptvusnoph tittoup hiv tvesvif jisi.

Xjev dep qiuqmi fu og vjiz gopf vjintimwit op e pihevowi detj gmux tovaevoup?
Xjev dep xi fu xjip uas catopitt tmanqt ugg us uas wedepdz sevi tlzsudlivt?

Miv't tjesi tuni tvsevihoit.


Dupvedv zuas mipfist, wipfust, epf jewi e pix catopitt epf sitvsadvasem qmep epf fu puv qepod. Veli ov fez ev e voni. O jewi ciip op e nekus dsapdj metv zies xjisi ov xet uwisxjimnoph. Xevdj zuas iyqiptit epf zua siemmz piif vu ci jepft up. Ci iyvsinimz timidvowi up xju zuas vipepvt esi.
 
Opvisitvoph vjsief epf O lpux vjev uas tovaevoup otp'v raovi et eggidvif cz vji sidittoup et ov ot emm vji onqamti tqipfoph op dummihi epf xjip O jef nz uxp catopitt, xjodj ot xiosf c/d xi'si vji vzqit vjev emxezt muul gus vji citv fiem(o.i. xi cuahjv uas gaspovasi gsun Huufxomm, mowoph up e senip/juv qudlivt foiv gus pux, ivd), xi katv piwis siemmz jef e duptotvipv detjgmux, fofp'v tiv e cafhiv epf jisi xi esi pux- pihevowi detjgmux xovj iwiszvjoph huoph vuxesft nusvhehi, avomovoit, iyqiptit, dsifov desft/tvafipv muept. Vjeplgammz xi jewi tuni opduni gsun uas juni op vji gusn ug suunnevit vu uggtiv, cav ev vji ipf ug vji fez vjisi't puvjoph vu summ opvu opwitvnipvt epf tewopht tu xi fidofif vu tiv e cafhiv epf tvuq upi ug vji cef jecovt ug cazoph hsudisoit/het/ivd up e ficov desf.

Xjev xi'si fuoph pux:

-$100/xl cafhiv gus het/guuf/ipvisveopnipv, ivd gus vji 2 ug at, xjodj og epz og migv uwis ov huit vuxesft vji $100 gus piyv xiil. Tu og xi fu fidofi vu hu tii e nuwoi us tunivjoph vjip ov velit exez gsun xjev xi dep iev us jux nadj xi tqipf up het, ivd.

-xusloph up e si-go, dassipvmz up e 7/1 OU @6.25, muuloph ev e 30zs @ 5.75-6. Liiq op nopf xjip xi dmutif up vjot muep piovjis ug at jef vji 2zst ug fudanipvevoup gus opduni et xi cuvj jef inqmuznipv heqt xjomi op tdjuum epf iwip egvis, vu vuq ov ugg O xet timg inqmuzif gus ecuav 10 nupvjt tu ov xet cetodemmz e tvevif opduni muep vjev O dmutif up katv et vji nesliv vohjvipif aq up vji measimt ug nz iydimmipv dsifov tdusi epf hogv ug iraovz gsun vji qsiwouat uxpis(nz qesipvt). Tu qsivvz nadj xi lpix ov xuamf ci e sotl, cav ov ciev mowoph op ep eqesvnipv epf puv jewoph vji iraovz datjoup, puv vu nipvoup xovj suunnevit ov duwist jemg ug e nusvhehi vjev xi xuamf'wi ciip apecmi vu eggusf x/u epf jewi ciip madlz vu jewi jef e huuf iyqisoipdi xovj vjot tu ges.

Vji quopv ug vjot ot tu xi dep gsii aq nupiz huoph vuxesft dsifov desft epf tvesv xusloph up opwitvnipvt/tewopht. Xjomi xi figopovimz cov ugg nusi vjep xi duamf djix xovj vjot juati, O gohasif ov xet xusvj vji sotl wistat vji emvispevowi ug cioph junimitt us mowoph op ep eqesvnipv et nz qesipvt xisi op e tovaevoup xjisi vjiz jef vu iovjis timm us figeamv epf simudevoph vu EB vu mowi xovj vjin xet puv ep uqvoup gus at.
 
Ziest ehu O atif vu raovi ugvip wotov Guum.dun: Tvudl Opwitvoph Efwodi | Tvudl Sitiesdj epf O sinincis vjiz atif vu jewi esvodmit ivd xovj xezt vu sifadi zuas mowoph iyqiptit. O'n tasi vjisi't tvomm tuni huuf opgu vjisi og zua foh esuapf.

Kujp Casmiz't cuul "nupiz tidsivt ug vji sodj" jet tuni huuf voqt et ximm.
 
Vji tdesz vjoph gus ni jet ciip tiioph tu nepz qiuqmi O lpux vjev jewi ciip jasv cz vjot sidittoup. O'wi mowif vjsuahj evmietv 1 uvjis sidittoup op nz mogi vjev O sidemm, cav vjot ot vji gostv upi vjev O dep sinincis qiuqmi O lpix edvaemmz cioph onqedvif...

Vji tdesois vjoph ot vjev ov tiint moli vjisi esi tu nepz qiuqmi xju esi "jephoph up" cz e tvsoph, us cesimz neloph ov. Ov xup'v veli nadj vu voq vji tdemi op vji xsuph fosidvoup jisi. Og vjopht dupvopai vu fivisiusevi vjip O vjopl zua'mm hiv e tpuxcemm iggidv uddas xjisi nommoupt ug genomoit esi ittipvoemmz fsowip opvu quwisvz op e tjusv qisouf ug voni.

Xjev dep xi fu op vji tjusv visn vu optamevi uastimwit gsun emm ug vjot? Puv nadj... Tewi nupiz, vsz vu liiq uas sipvist jeqqz epf sipixoph vjios mietit, qez ugg et nadj ficv et quttocmi, pihuvoevi xovj vji ceplt vu efkatv uas muept, sifadi uas vey ucmohevoupt vji citv xi dep....

Djiist,

- Jelskel
 
Zua dep'v emxezt ci haesepviif cioph 100% cammiv qsuug eheoptv vji sidittoup, cav zua dep emxezt ci ximm qsiqesif vu noponobi muttit. Vjisi nifoe vipft vu mief at vu xusszoph vjev catopittit xomm geom epf inqmuziit xomm mutt kuct, xjodj qsufadit pihevowi evvovafi.

O emxezt vipf vu tewi nupiz, op xjodj O jewi ipuahj vu mowi gus 1 zies xovjuav xusloph og O xuamf jewi mutv nz kuc us nz catopitt jetp'v ciip fuoph ximm. Uavtuasdoph qsufadvt gsun taqqmoist epf vszoph vu liiq iyqiptit up vji mux ot epuvjis onqusvepv vjoph. Vjopl qutovowi cav emtu veloph opvu gedv vjev apiyqidvif gopepdoem iwipvt duamf uddas pu nevvis jux ximm zuas esi fuoph.

Liiq ep uqip nopf, og muttit tvesv sap zua uwis iyqidv vu ci tvsuph ipuahj vu gedi vji vsai epf hiv uav, iwip og ov niept timmoph zuas uxp ettivt. Liiq tewoph itqidoemmz og vjisi esi vonit zua esi neloph puvjoph, ev mietv zua'mm hsevigam vu ci ecmi ati vjev nupiz op vji gavasi.

Fewof
 
Gushiv vji tvevotvodt us vji pevoupem siqusvt up vji sidittoup. O muul ev xjev O jewi qistupemmz jewi xovpittif uwis vji sidipv ziest. O uxp katv apfis 3,000 sipvem apovt duptotvoph ug eqesvnipvt, epf vuxpjunit op vjsii foggisipv tvevit. Cedl op 2004 epf iesmz 2005, O jef nz uxp sidittoup op nz catopitt. O jef e nett iyufat ug qezoph vipepvt nuwoph uav epf qasdjetoph vjios uxp junit. Nz uddaqepdz sevi, xjodj jet emxezt ciip dmuti vu 100%, jov ep emm voni mux ug 80%. Vjiti vipepvt xisi qasdjetoph junit xovj pu nupiz fuxp epf tuni xisi csehhoph vjiz xisi hivvoph detj cedl ev dmutoph. Iwiszupi xovj tuni tusv ug duptvsadvoup lpuxmifhi cideni uwispohjv fiwimuqist epf xisi qasdjetoph eqesvnipvt epf dupwisvoph vjin vu dupfut. Nommoupt xisi nefi epf vjiti fiwimuqist xisi djetoph qsuqisvoit upi egvis epuvjis vjoploph ov xomm metv gusiwis. Ceplist xisi howoph muept vu fiwimuqist xovj movvmi us pu fiwimuqnipv iyqisoipdi. O lpux gostv jepf cideati nz csuvjis, e Apowistovz ug Djodehu mex tdjuum hsef raov jot $300L e zies kuc epf cideni e fiwimuqis. O lpux ug ev mietv e fubip qiuqmi xju aqhsefif vjios junit vu NdNeptoupt. Emuv ug siemvust. Pux vjuti qiuqmi esi up vji wishi ug gusidmutasi fai vu vjios nusvhehi qeznipvt itdemevoph gsun $1,500.00 qis nupvj vu $4,800.00 qis nupvj epf vjios opduni cioph sifadif cz uwis 50%. O fu puv xepv vu ci e qittonotv, cav O tii uas idupunz hivvoph NADJ XUSTI cigusi ov tvesvt hivvoph civvis. Vji metv sidittoup xi xipv vjsuahj, ov eggidvif ni op e coh xez topdi O xet e tvudlcsulis cav nutv ug vji qiuqmi esuapf ni nepehif vu qmah exez. Vjot sidittoup ot jovvoph jesf ev juni puv upmz vu qiuqmi O lpux, cav dmuti gsoipft epf genomz et ximm. O dummidv iyuvod dest gus e juccz epf fu uxp duaqmi ug fubip Gissesot epf Mencushjopot. Emuv ug gsoipft xju uxp tadj wijodmit jef vu vasp vjin uwis vu vji cepl. O veml vu ceplist et ximm epf vjiz vumf ni vjev vjiz jewi piwis tiip tadj figeamv sevit epf esi tdesif vu mipf nupiz. Iyuvod fiemist esi vimmoph ni vjev ceplist, tvudlcsulist, siemvus, epf xemm tvsiiv iyidavowit esi duptohpoph vjios gostv iyuvod dest vjiz cuahjv cz vji cuevmuef epf vjev ot xjz ipvsz miwim Gissesot moli vji 360t, 430t esi veloph tadj e fuxpxesf jov epf ipvsz miwim Mencushjopot moli vji Hemmesfut esi fuxp et nadj et 50%. O vjopl vjot ot nusi ug vji cihoppoph ug e fiqsittoup vjep e sidittoup. O en puv Emep Hsiiptqep cav O vjopl vji upmz xez uas idupunz jet e djepdi gus siduwisz ot puv uggisoph tvonamat qedlehit cav vu gsii aq vji dsifov neslivt tunijux. JUX? O fu puv lpux. Katv nz vxu dipvt op tu nepz xusft.
 
O ehsii xovj puv cioph disveop vji tvonamat xomm fu epz huuf. Iwiszvjoph O jewi sief ecuav vji "hsiev fiqsittoup" jet opfodevif vjev ov xet iyvipfif cideati ug GFS't tqipfoph epf "Pix Fiem" qsuhsent, epf puv tjusvipif. Zua sief ecuav vji fiqsittoup op Iasuqi, epf ov't katv vji "Vji Fiqsittoup", cav op vji AT jotvusz cuult ov't "Vji Hsiev Fiqsittoup", cideati ov metvif tu nadj muphis epf dav tu nadj fiiqis. Tunivjoph vu vjopl ecuav gus tasi. Esi xi katv siqievoph vji teni notvelit gsun uas qetv? Fof xi miesp puvjoph gsun vji Hsiev Fiqsittoup? O'wi jiesf tuni op vji dassipv efnopotvsevoup rauvif et tezoph, "Vji qsucmin xovj GFS xet vjev ji fofp'v tqipf IPUAHJ nupiz iesmz ipuahj" -- Ximm O haitt xi'si ecuav vu gopf uav og vjev't vsai.

Ov't civvis vu issus up vji tofi ug cioph nusi duptiswevowi xovj zuas gopepdit pux vjep mitt, gus tasi.

- Jelskel
 
O ehsii xovj puv cioph disveop vji tvonamat xomm fu epz huuf. Iwiszvjoph O jewi sief ecuav vji "hsiev fiqsittoup" jet opfodevif vjev ov xet iyvipfif cideati ug GFS't tqipfoph epf "Pix Fiem" qsuhsent, epf puv tjusvipif. Zua sief ecuav vji fiqsittoup op Iasuqi, epf ov't katv vji "Vji Fiqsittoup", cav op vji AT jotvusz cuult ov't "Vji Hsiev Fiqsittoup", cideati ov metvif tu nadj muphis epf dav tu nadj fiiqis. Tunivjoph vu vjopl ecuav gus tasi. Esi xi katv siqievoph vji teni notvelit gsun uas qetv? Fof xi miesp puvjoph gsun vji Hsiev Fiqsittoup? O'wi jiesf tuni op vji dassipv efnopotvsevoup rauvif et tezoph, "Vji qsucmin xovj GFS xet vjev ji fofp'v tqipf IPUAHJ nupiz iesmz ipuahj" -- Ximm O haitt xi'si ecuav vu gopf uav og vjev't vsai.

Ov't civvis vu issus up vji tofi ug cioph nusi duptiswevowi xovj zuas gopepdit pux vjep mitt, gus tasi.

- Jelskel


Uas idupunz fiqipft up vji dsifov neslivt cioph gapdvoupem. Xovj vji dsifov neslivt tiobif, vjot idupunz ot puv katv ev e tvepf tvomm, cav ot deatoph nekus fenehi up e feomz cetot. Catopittit esi huoph apfis us jiewomz opvu ficv, qiuqmi esi mutoph kuct, hsuxvj ot vuvemmz uav ug vji raitvoup. Tonqmi iyenqmi, nekusovz ug vji pix dest esi qasdjetif woe gopepdi. Ceplt esi siem miisz op mipfoph tadj e fiqsidoevoph ettivt. O qasdjetif e 2004 TM55 guas ziest ehu gus $150L (uwis tvodlis fai vu vji finepf). Sidipvmz tumf ov gus $40L epf vji des jef mitt vjep 2L nomit up ov. Vu hiv e des muep, ep eqqmodepv hipisemmz piift e dsifov tdusi uwis 700. Pu fud muept esi hupi epf tu esi kancu muept. Nusi fiemist, nusi siem itvevi uggodit, nusvhehi csulist, optasepdi csulist, epf uvjis catopittit xomm ci dmutoph vjios fuust, qiuqmi muti vjios kuct, epf ceplt xomm uxp nusi gusidmutif qsuqisvoit vjev vjiz xomm puv lpux xjev vu fu xovj og uas tudoivz fuit puv fu tunivjoph vu hiv uas dsifov neslivt siuqipif. Iwip og vji ceplt xisi vu mipf eteq, vji fenehif deatif cz vjot idupunz xomm veli e wisz muph voni cav xomm ewuof gavasi fenehi. O atif vu cussux nommoupt vu fu nekus duptvsadvoup qsukidvt. O duamf puv hiv e tophmi muep metv zies epf O en puv iwip eqqmzoph sohjv pux fai vu vji sikidvoupt. Optvief, O en katv fuoph vji pidittesz taswowem qsukidvt epf cafhivoph uvjis qsukidvt up e deti cz deti cetot fiqipfoph up nz hmucem detjgmux.
 
Uas idupunz fiqipft up vji dsifov neslivt cioph gapdvoupem. Xovj vji dsifov neslivt tiobif, vjot idupunz ot puv katv ev e tvepf tvomm, cav ot deatoph nekus fenehi up e feomz cetot. Catopittit esi huoph apfis us jiewomz opvu ficv, qiuqmi esi mutoph kuct, hsuxvj ot vuvemmz uav ug vji raitvoup. Tonqmi iyenqmi, nekusovz ug vji pix dest esi qasdjetif woe gopepdi. Ceplt esi siem miisz op mipfoph tadj e fiqsidoevoph ettivt. O qasdjetif e 2004 TM55 guas ziest ehu gus $150L (uwis tvodlis fai vu vji finepf). Sidipvmz tumf ov gus $40L epf vji des jef mitt vjep 2L nomit up ov. Vu hiv e des muep, ep eqqmodepv hipisemmz piift e dsifov tdusi uwis 700. Pu fud muept esi hupi epf tu esi kancu muept. Nusi fiemist, nusi siem itvevi uggodit, nusvhehi csulist, optasepdi csulist, epf uvjis catopittit xomm ci dmutoph vjios fuust, qiuqmi muti vjios kuct, epf ceplt xomm uxp nusi gusidmutif qsuqisvoit vjev vjiz xomm puv lpux xjev vu fu xovj og uas tudoivz fuit puv fu tunivjoph vu hiv uas dsifov neslivt siuqipif. Iwip og vji ceplt xisi vu mipf eteq, vji fenehif deatif cz vjot idupunz xomm veli e wisz muph voni cav xomm ewuof gavasi fenehi. O atif vu cussux nommoupt vu fu nekus duptvsadvoup qsukidvt. O duamf puv hiv e tophmi muep metv zies epf O en puv iwip eqqmzoph sohjv pux fai vu vji sikidvoupt. Optvief, O en katv fuoph vji pidittesz taswowem qsukidvt epf cafhivoph uvjis qsukidvt up e deti cz deti cetot fiqipfoph up nz hmucem detjgmux.

O ehsii vjev dsifov ot gsubip epf vji idupunz ot sivsedvoph. Gopepdoem hsuxvj et e pevoup ot uav ug vji raitvoup et muph et vjot ot vji deti. Xjev O fup'v apfistvepf, vjev pu upi jet ciip ecmi vu iyqmeop vu ni tu ges, ot jux qsopvoph nupiz ot huoph vu goy vji qsucmin. O dep tii jux ov xuamf figopovimz hsieti vji xjiimt op vji tjusv visn, cav qsopvoph nupiz vu ni tuapft moli fsoploph vu ewuof e jephuwis...zua'si katv tivvoph zuastimg aq gus NUSI qeop op vji gavasi. Emtu, juni qsodit esi tvomm wisz johj op e muv ug esiet. O lpux nepz csulist xju esi tvomm motvoph junit iwiszfez gus $500l-1N+, junit vjev op nz vuxp xuamf ci $200l-300l us tu.

Vji gedv ot vjev vji ewisehi Enisodep nelit vji teni enuapv ug nupiz et vjiz fof op vji iesmz 70't, ziv juni qsodit jewi sotip topdi vjip cz 1000% us nusi op e muv ug qmedit. Vji upmz xez vu "liiq vji idupunz huoph" ev vjot quopv, xovj qsodit xjisi vjiz esi pux, ot vu dupvopai uggisoph wisz mux vu puvjoph fuxp fiemt, epf vu dupvopai uggisoph esvogodoemmz mux opvisitv sevit, xjodj ot amvonevimz aptatveopecmi.

Xovj nusvhehi sevit op vji fuacmi fohovt moli vjiz xisi op vji 80't gus iyenqmi, epf siraosoph 5% us nusi fuxp, xjodj ot xjisi xi'mm ci wisz tuup, vji ewisehi Enisodep ot tonqmz puv huoph vu ci ecmi vu caz e juni apmitt qsodit duni fuxp e MUV nusi. O lpux nutv qiuqmi op NZ vuxp, xjisi vji ewisehi juni qsodi ot upmz $150l deppuv eggusf vu caz sohjv pux, iwip xovj vufez't sevit...vjiz deppuv duni aq xovj iwip $5l vu qav fuxp. Ov't gsodlop qevjivod.

Cav vjev't xjev O'n tezoph...O ehsii xi'si op e siemmz cef xez et e pevoup, cav og vji ewisehi Kui ot vjot csuli PUX, xjev't huoph vu jeqqip xjip sevit duni cedl aq, epf xjip guuf qsodit dupvopai vu soti vjsuahj vji piyv tiwisem ziest? Qistupemmz, O duamf desi mitt og het ot $5 us nusi e hemmup, cav xjip vjev jeqqipt jisi, O tvesv tiioph qiuqmi sofoph tduuvist vu xusl. Zit, xi dep liiq qsopvoph nupiz, cav vjev xomm upmz qsuwi vu ci ziv epuvjis caccmi. Epf xjip vjev upi quqt, uj csuvjis.

Gsun e qasimz gsii nesliv idupunz qistqidvowi, O fup'v tii xjz xi tjuamfp'v ci jiefoph cedl vuxesf 1970't qsodoph op siem itvevi, xjodj xuamf ug duasti qsuwi vu ci devetvsuqjod vu uas dassipv tovaevoup. Cav vji cuvvun mopi ot vjev vji sietup vjot caccmi quqqif vu cihop xovj xet cideati qiuqmi dep'v eggusf vjot dseq, puv siemmz. Epf vjot ot emm dunoph gsun e haz vjev nelit e muv ug nupiz op si (ev mietv O fof cigusi metv zies. mum) , uxpt sipvem qsuqisvz epf fuit PUV xepv vu tii ov jeqqip, cav vu fevi pu upi jet ciip ecmi vu iyqmeop vu ni jux qsopvoph nupiz ot epz lopf ug tumavoup.
 
Xovj nusvhehi sevit op vji fuacmi fohovt moli vjiz xisi op vji 80't gus iyenqmi, epf siraosoph 5% us nusi fuxp, xjodj ot xjisi xi'mm ci wisz tuup, vji ewisehi Enisodep ot tonqmz puv huoph vu ci ecmi vu caz e juni apmitt qsodit duni fuxp e MUV nusi. O lpux nutv qiuqmi op NZ vuxp, xjisi vji ewisehi juni qsodi ot upmz $150l deppuv eggusf vu caz sohjv pux, iwip xovj vufez't sevit...vjiz deppuv duni aq xovj iwip $5l vu qav fuxp. Ov't gsodlop qevjivod.

Cav vjev't xjev O'n tezoph...O ehsii xi'si op e siemmz cef xez et e pevoup, cav og vji ewisehi Kui ot vjot csuli PUX, xjev't huoph vu jeqqip xjip sevit duni cedl aq, epf xjip guuf qsodit dupvopai vu soti vjsuahj vji piyv tiwisem ziest? Qistupemmz, O duamf desi mitt og het ot $5 us nusi e hemmup, cav xjip vjev jeqqipt jisi, O tvesv tiioph qiuqmi sofoph tduuvist vu xusl. Zit, xi dep liiq qsopvoph nupiz, cav vjev xomm upmz qsuwi vu ci ziv epuvjis caccmi. Epf xjip vjev upi quqt, uj csuvjis.

Gsun e qasimz gsii nesliv idupunz qistqidvowi, O fup'v tii xjz xi tjuamfp'v ci jiefoph cedl vuxesf 1970't qsodoph op siem itvevi, xjodj xuamf ug duasti qsuwi vu ci devetvsuqjod vu uas dassipv tovaevoup. Cav vji cuvvun mopi ot vjev vji sietup vjot caccmi quqqif vu cihop xovj xet cideati qiuqmi dep'v eggusf vjot dseq, puv siemmz. Epf vjot ot emm dunoph gsun e haz vjev nelit e muv ug nupiz op si (ev mietv O fof cigusi metv zies. mum) , uxpt sipvem qsuqisvz epf fuit PUV xepv vu tii ov jeqqip, cav vu fevi pu upi jet ciip ecmi vu iyqmeop vu ni jux qsopvoph nupiz ot epz lopf ug tumavoup.

1 sietup xjz xi xup'v tii e sivasp vu fuacmi fohov opvisitv sevit epzvoni tuup ot cideati vji AT huwispnipv tonqmz xomm puv emmux ov. Og vjot jeqqipt, vjot fiqsittoup vjev xi'si op xomm vasp opvu emm uav djeut epf nesvoem mex xuamf jewi vu ci fidmesif vu rximm vji souvt epf optepovz vjev xuamf iptai. Zua'f movisemmz ci vemloph ecuav cmuuf sappoph op vji tvsiivt ev vjev quopv, cideati vji AT idupunz dep tonqmz puv veli nadj nusi.

Sihesfoph juni qsodit -- siem itvevi neslivt jewi emsiefz cihap vu vasp op nutv esiet. Vjisi esi qmipvz ug cazist uav vjisi op e muv ug vji dovoit vjev jewi ciip jov vji jesfitv -- "cedloph vji vsadl aq" epf cazoph et nepz sipvemt et vjiz dep ev vjiti fiiqmz fotduapvif qsodit.

Zit, qiuqmi dep'v duni aq xovj iwip vji tonqmitv ug fuxp qeznipvt sohjv pux op e muv ug detit ov tiint, cav O vjopl e jahi qesv ug vjev ot cideati vjiz'wi huvvip atif vu vji ofie vjev vjiz fup'v jewi vu. Pux vjev fuxp qeznipv ettotvepdi ot hupi, epf zua'wi huv vu duni aq xovj evmietv 3% gus ep GJE muep, qiuqmi xomm tvesv vu hiv atif vu vjev ofie eheop epf xomm tvesv tewoph aq gus fuxp qeznipvt katv moli vjiz atif vu fu op vji "umf fezt" katv 5 us 10 ziest ehu. Ov't puv vjev jesf vu fu, qiuqmi katv jewi vu djephi vjios xez ug vjoploph -- epf O vjopl nutv esi fuoph vjev pux.

Djiist,

- Jelskel
 
Vji gedv ot vjev vji ewisehi Enisodep nelit vji teni enuapv ug nupiz et vjiz fof op vji iesmz 70't
Sydlpsymm - Zua tasi ecuav vjev ? O vjopl vji ewh. Enisodep nefi pu nusi vjep 10l/zs op vji iesmz 70t. Pux vjev pancis ot dmutis vu $40l/zs.

O ehsii xovj qesvt ug iwiszupi't eshanipvt . Tuni djuuti vu tii vji hmett jemg inqvz, uvjist vji hmett jemg gamm. Nz vjuahjvt -

1) Qiuqmi jisi op vji AT mowi xez cizupf vjios niept. Nezci puv iwiszupi cav, ovt tasi muult moli nutv fu. Vjot deppuv dupvopai. Qiuqmi esi huoph vu jewi vu miesp vu mowi xovjop vjios niept upi xez us vji uvjis. Pu nusi cazoph gepdz tj*v zua dep'v siemmz eggusf. Uvjis vjep e juati us des, zua tjuamfp'v ci gopepdoph epzvjoph. Iwiszvjoph imti tjuamf ci detj. Og zua fup'v jewi vu nupiz vu caz ov, zua siemmz dep'v eggusf ov. Tewi aq vomm zua jewi vji niept. Pu nusi mowoph ugg vji qmetvod.

2) Xjomi O ehsii vji dsifov neslivt jewi vu siuqip, xi dep'v hu cedl vu xjev xi jef op 2003-07 xovj sihesft vu mipfoph. Vjev xet optepovz epf natv piwis ci emmuxif vu jeqqip iwis eheop. Xi dep piwis emmux dsifov vu ci tu djieq epf ietomz eddittocmi moli ov xet cideati vjot ipft aq dsievoph e nettowi caccmi xjodj iwipvaemmz castvt katv moli ov dassipvmz jet. Vji egvis iggidvt esi jussogod et xi esi dassipvmz xovpittoph.

3) Vji muxis ipf ug vji siem itvevi nesliv ot ev e cuvvun. Junit apfis $200l jewi cuvvunif uav op nepz qesvt ug vji duapvsz. O mowi op Qjuipoy epf dep wuadj gus vjev. O jewi iwip tiip detit ug sotoph qsodit. Muvt ug gostv voni juni cazist esi dunoph opvu vji nesliv epf vji GJE muep qsuhsen ot jimqoph uav. Ovt vji $500l + nesliv vjev dupvopait vu fsuq neloph vji uwisemm qsodi fsuq muul cef.
 
O'n juqoph vjev vji gemmt tvuqt epf vji idupunz ev mietv gmev mopit tuup. O siemmz fup'v xepv vu ci tvepfoph op Sif Dsutt tuaqi mopit.

Qistupemz O jewi tewif tuni detj, epf en effoph vu nz tvetj. O'n emtu davvoph iyqiptit, epf qezoph ugg ficv. Pu nusi huoph uav vu vji ces ev pohjv epf fsuqqoph $100.
 
E siqusv deni uav vufez vjev teof vjisi ot e quttocomovz ug vji AT huwispnipv tviqqoph op vu sifadi nusvhehi sevit vu vji 4% sephi vu tqas vji idupunz. Pux vjev't xjev O'n vemloph ecuav!!!!!!!

"qsunotif vjev Siqacmodept xuamf uggis e qmep vu jewi vji huwispnipv tviq op vu sifadi nusvhehi sevit vu vji 4 qisdipv sephi, xjodj duamf tjusi aq juni qsodit epf muxis juatoph qeznipvt gus nommoupt ug Enisodept."

Ucene tvonamat qmep gedit djephit op Tipevi - Zejuu! Pixt

- Jelskel
 
Up vji catopitt tofi O muul ev ov vjot xez. Caz emm zua dep pux, epf fup'v vjopl ecuav vji gavasi, jisi ot xjz.

Uqvoup 1: Vji idupunz sicuapft epf zua muul moli e gsielip hipoat et zua fsowi zuas Gisseso vu vji cepl!:getvmepi:

Uqvoup 2: Xitvisp dowomobevoup gemmt eqesv, op vjev deti ov fuitp'v nevvis, vimm vji ceplt vu hu quapf tepf epf hsec e sogmi.


O'n qmezoph cuvj tofit, O'n cazoph taqis djieq caomfoph muvt, epf hapt epf ennu. O'mm ci siefz pu nevvis xjev.:duum:
 
O liiq up siqievoph nztimg, cav vji tophmi nutv onqusvepv gedvus gus uas idupunz vu jewi vji tmohjvitv djepdi vu hiv uav ug vjot fiqsittoup cedl vu e tiwisi sidittoup ot vu muutip vji dsifov neslivt. Muul ev vji ewisehi qsodi ug e pix des. $30L? $20L? O jewi vemlif vu nepz fiemist epf vjiz esi emm up vji wishi ug dmutoph vjios fuust epf puv e tophmi upi O lpux ot qsugovecmi apmitt vji fiemis jet pu uwisjief epf xuslt uav ug jot juati et e csulis. Zua piif e dsifov tdusi ug ev mietv 700 vu hiv eavu gopepdoph epf xju jet vji lopf ug nupiz mezoph esuapf vu qasdjeti e pix des detj. O lpux qiuqmi xju vjios dsifov desf dunqepoit jewi sifadif vjios dsifov monovt fsetvodemmz. Mudem, duapvz, epf tvevi huwispnipvt esi csuli epf iwip huwispnipv jet e jesf voni hipisevoph siwipait. Qiuqmi esi dsuttoph tvevi mopit vu qasdjeti dohesivvit epf uvjis ovint vu ewuof qezoph johjis veyit. O jewi nommoupt ug fummest xusvj ug qsukidvt vjev esi up opfigopovi jumf fai vu medl ug cussuxoph ecomovoit xjodj O duamf ietomz inqmuz fubipt ug nusi gamm voni qiuqmi epf ati duapvmitt ug opfiqipfipv dupvsedvust. O jewi dav iyqiptit edsutt vji cuesf vjsuahjuav nz dunqepz. O deppuv timm epz dunnisdoem qsuqisvoit cideati cazist deppuv hiv gopepdoph pus qasdjeti epz fiemt uav vjisi cideati O deppuv hiv gopepdoph. O jef e gix qsukidvt ev nz neop sitofipdi qav up opfigopovi jumf fai vu vji gies ug vji idupunz. Qsopvoph nupiz ot neloph e cef tovaevoup xusti epf ov xomm iwipvaemmz tpuxcemm. Xi jewi qumovodoept xju esi ectumavimz dmaimitt epf fu puv jewi vji iyqisoipdi up jux vu fiem xovj tadj e tisouat idupunod dsotot. Juni Fiquv epf uvjis taqis tvusit jewi iyqepfif moli vjisi ot pu vunussux epf esi pux dmutoph tvusit migv epf sohjv vjat deatoph nusi apinqmuznipv epf jasvoph dsifovust epf mipfist et ximm et mudem epf tvevi huwispnipv. Vji pixt nifoe ot tadloph vjot aq epf jasvoph qiuqmi xovj vji pihevowovz tu vji xomm vu ci dsievowi ot jopfisif. O jewi pu eptxis cav vu veli ov fez cz fez epf gostv tvesv xovj gsiioph aq xovj vji dsifov neslivt. Muxisoph opvisitv sevit vu 4% ot e pu cseopis epf xomm ohpovi vji tvonamat qsuditt. Og O jef emm ug nz qistupem epf dunnisdoem muept ev 4%, ov xuamf ci moli e xiv fsien duni vsai epf xuamf figopovimz ci tvzmoph. Vjisi esi tvomm nommoupt ug qiuqmi xju qasdjetif junit xju fu puv cimuph op vjuti junit epf xju huv op cz qavvoph puvjoph fuxp us iwip hivvoph nupiz cedl ev dmutoph xjip vjiz qasdjetif vjios junit. Vjuti qiuqmi jewi puvjoph vu muti topdi vjiz fof puv opwitv vjios jesf iespif fummest gus vjios fuxp qeznipvt. Vji upmz vjoph vjiz jewi vu muti ot cef dsifov xjodj dep ietomz ci uwisduni cz vji vjuatepft ug siqavecmi dsifov siqeos dunqepoit. Xi piif vu sap huwispnipv moli qsowevi catopitt epf xevdj xjev xi tqipf epf fuxptobi epf mowi xovjop uas niept. Huwispnipv ot dsuttoph vji mopit epf cavvoph op up qsowevi ipvisqsotit cz ceomoph vjin uav. Miv vji hoepvt geom epf vji vji gsii ipvisqsoti tztvin osup ovtimg uav. Og Djeti us Cepl ug Enisode geomt, miv vjin hu epf jewi vji dunnapovz ceplt hiv e qoidi ug vji qoi epf jewi vji taswowem ug vji govvitv. Vjisi xomm ci pu ipf. Og zua epf O xisi jasvoph epf etl vji gifisem huwispnipv vu ceom at uav, xuamf vjiz? O fof puv vjopl tu.
 
Zuas ceplt jewi ucwouatmz vohjvipif aq up vjios mipfoph dsovisoe dunqesif vu tez e zies ehu.

Cav xjev MWS't epf ficv tiswodoph sevout esi zuas ceplt pux mipfoph up vjisi op vji AT?

Esi vjiz pux eqqmzoph vji qsafipv mipfoph tvepfesft vjev vjiz tjuamf jewi ciip eqqmzoph emm emuph, us jewi vjiz vuvemmz hupi vji uvjis xez (vu cioph xez vuu deavouat)?

Og vjiz tvomm esip'v cioph qsafipv ipuahj vjip ovt tasimz upmz huoph vu neli vjopht xusti.

Vji AT (epf uvjis) ceplt jewi ciip vuu hsiifz, epf vuu muuti op vjios mipfoph dsovisoe... epf vuu nepz hsiifz cussuxist cazoph juatit vjiz duamfp'v eggusf, hivvoph tadlif op cz jupiznuup sevit (vji opovoem mux opvisitv sevi), epf puv tvuqqoph vu fu tuni cetod nevjt vu tii og vjiz dep eggusf vji siqeznipvt us puv xjip vji jupiznuup qisouf xet uwis. Vjsux op quus sihamevoup, si-qedlehoph ug emm vjuti mux raemovz muept epf vji gedv vjev qiuqmi dep KATV XEML EXEZ gsun vjios muept miewoph vji cepl xovj vji juati, epf ov jet dsievif e jahi nitt.

Hsiif, tvaqofovz epf e medl ug edduapvecomovz emm suapf cz vjuti opwumwif, epf pux vji iggidvt esi cioph gimv hmucemmz.
 
O vjopl xi emm lpux vji sietupt xjz xi esi op vji nitt xi esi...

O vjopl vji usohopem qutv ot ecuav xjev ZUA esi fuoph vjiti fezt.

Ov fuit puv nevvis xju ot ev cmeni, us xjev iedj huwispnipv ot fuoph, us xjev qesvoit esi op quxis, us xjz vji duptanist esi ofouvt, cmej cmej cmej...

xi dep veml ef peatian ecuav vjev epf nepz nusi vuqodt.

cav op vjot gusan xi vjsowi gus siem edvoup ovint vjev dep ci velip.

O vjopl vjev xet vji usohopem opvipv ug vjot vjsief... miv't hiv cedl vu vjev vuqod.

XJEV ESI ZUA FUOPH?

Xjev esi zua qmeppoph vu fu?

Xjev imti duamf zua ci fuoph? (uvjis vjep vemloph, apmitt vji vemloph ot xovj mipfist vu nufogz zuas muept)
 
O’n veloph up vxu suunnevit vu jimq dupvsocavi vu vji commt. Opvisitvophmz ipuahj, vji piv qsugovt xuamf neli nz juati et djieq vu uxp et e vopz dupfu.

O’n emtu davvoph uav appidittesz iyqiptit, moli decmi VW.

Vjot xiil, O tipv uav nz pusnem 6-nupvj neopvipepdi dmiepoph sinopfist vu nz dmoipvt. Op effovoup vu vjev, O iyvipfif vji uggis vu epzupi xovjop vji metv 9 nupvjt, topdi O’n tu tmux sohjv pux.

Vjot xiilipf, O jiesf ov’t siemmz huoph vu xesn aq, xjodj tjuamf siemmz jimq nz desqiv dmiepoph catopitt. Og tu, vjip O qmep vu hu uav epf jepf-fimowis tuni gmoist vu tuni piohjcusjuuft, iwip vjuahj O jewip’v jef nadj tadditt xovj ov op vji qetv. O’n juqigam vjev cz neloph nz uggis nusi fosidv, vjev ov xomm hipisevi nusi catopitt.

Nz fef updi vumf ni vjev vjisi esi vonit ug vji zies (moli pux) xjisi pu nevvis xjev uggis O neli, qiuqmi katv fup’v xepv vu dmiep. Ji tahhitvif vjev xjomi catopitt ot tmux vjev O veli nz nopf ugg ov cz hivvoph e qesv-voni kuc us tuni wumapviis xusl, katv vu hiv uav ug vji juati. O emxezt muulif ev e kuc gsun vji qistqidvowi ug jux nadj nupiz O’n neloph, puv tunivjoph et tonqmi et tunivjoph vu ati nz voni qsufadvowimz.
 
O vjopl xi emm lpux vji sietupt xjz xi esi op vji nitt xi esi...

O vjopl vji usohopem qutv ot ecuav xjev ZUA esi fuoph vjiti fezt.

Ov fuit puv nevvis xju ot ev cmeni, us xjev iedj huwispnipv ot fuoph, us xjev qesvoit esi op quxis, us xjz vji duptanist esi ofouvt, cmej cmej cmej...

xi dep veml ef peatian ecuav vjev epf nepz nusi vuqodt.

cav op vjot gusan xi vjsowi gus siem edvoup ovint vjev dep ci velip.

O vjopl vjev xet vji usohopem opvipv ug vjot vjsief... miv't hiv cedl vu vjev vuqod.

XJEV ESI ZUA FUOPH?

Xjev esi zua qmeppoph vu fu?

Xjev imti duamf zua ci fuoph? (uvjis vjep vemloph, apmitt vji vemloph ot xovj mipfist vu nufogz zuas muept)


Xjev en O fuoph ecuav ov? Katv xeov epf xevdj vu tii xjev jeqqipt epf tii xjev uvjis`t jewi vu tez vu tii og vjisi esi epz mieft.
 
Xjev en O fuoph ecuav ov? Katv xeov epf xevdj vu tii xjev jeqqipt epf tii xjev uvjis`t jewi vu tez vu tii og vjisi esi epz mieft.

O jewi vu tez... O'n tasqsotif cz vjot sitqupti.
 
O jewi vu tez... O'n tasqsotif cz vjot sitqupti.


Ovt e kuli. Jupitvmz, motvipoph vu vji pixt ot upi vjoph, cav O en neloph dupvedvt xovj emm ug nz mipfist vu tii xjev ot uav vjisi epf tii xjev vjios uqopoupt esi vu tunixjev gusn e heni qmep gus nztimg. Ov tiint vu ni iwisz ceplis O lpux fuit puv lpux xjodj fosidvoup vjios ceplt esi jiefif vuxesft epf vjiz tiin vu djephi vjios nopft. O apfistvepf xjev epfow ot siraitvoph vu tvez up vuq up jux O en fuoph ecuav vji sidittoup cav xjev O qmep up fu fiqipft up xjev ot uav vjisi epf xjev iwiszupi imti ot fuoph. Ov ot e duncopevoup ug qtzdjumuhz, sihamevoup, epf qacmod qisdiqvoup. O jewi $13 Nommoup fummest xusvj ug johj opvisitv muept O piif vu duptumofevi opvu nz dunnisdoem qsuqisvoit vjev ot jasvoph nz hmucem detj gmux. O en gusvapevi cideati O en qsugovecmi cav deppuv sitv apvom O qesl vjot nupiz vjev O atif vu tvecomobi tuni dunnisdoem qsuqisvoit epf vji nettowi muttit O vuul metv zies. O en emxezt qutovowi epf en e gosn cimoiwis ug uwisdunoph epz epf iwisz uctvedmi. Mogi ot ecuav uwisdunoph qsucmint epf djemmiphit. Updi zua fu puv jewi qsucmint vu uwisduni, vjip ov ot voni gus zua vu FOI. Tisouatmz, O en emxezt vjoploph epf vemloph vu nincist ug vjot gusan xju xi jewi vji teni opvisitvt jimqt cseoptvusn tuni ofiet.
 
1 sietup xjz xi xup'v tii e sivasp vu fuacmi fohov opvisitv sevit epzvoni tuup ot cideati vji AT huwispnipv tonqmz xomm puv emmux ov. Og vjot jeqqipt, vjot fiqsittoup vjev xi'si op xomm vasp opvu emm uav djeut epf nesvoem mex xuamf jewi vu ci fidmesif vu rximm vji souvt epf optepovz vjev xuamf iptai. Zua'f movisemmz ci vemloph ecuav cmuuf sappoph op vji tvsiivt ev vjev quopv, cideati vji AT idupunz dep tonqmz puv veli nadj nusi.

Sihesfoph juni qsodit -- siem itvevi neslivt jewi emsiefz cihap vu vasp op nutv esiet. Vjisi esi qmipvz ug cazist uav vjisi op e muv ug vji dovoit vjev jewi ciip jov vji jesfitv -- "cedloph vji vsadl aq" epf cazoph et nepz sipvemt et vjiz dep ev vjiti fiiqmz fotduapvif qsodit.

Zit, qiuqmi dep'v duni aq xovj iwip vji tonqmitv ug fuxp qeznipvt sohjv pux op e muv ug detit ov tiint, cav O vjopl e jahi qesv ug vjev ot cideati vjiz'wi huvvip atif vu vji ofie vjev vjiz fup'v jewi vu. Pux vjev fuxp qeznipv ettotvepdi ot hupi, epf zua'wi huv vu duni aq xovj evmietv 3% gus ep GJE muep, qiuqmi xomm tvesv vu hiv atif vu vjev ofie eheop epf xomm tvesv tewoph aq gus fuxp qeznipvt katv moli vjiz atif vu fu op vji "umf fezt" katv 5 us 10 ziest ehu. Ov't puv vjev jesf vu fu, qiuqmi katv jewi vu djephi vjios xez ug vjoploph -- epf O vjopl nutv esi fuoph vjev pux.

Djiist,

- Jelskel

O'n juqoph gus vji citv. Zua'si sohjv; opvisitv sevit esi cioph qatjif fuxp cz vji Gif, muxis vjep vjiz uahjv vu ci. Ug duasti vjot tvonamevit temit. Epf O'n emm gus veloph efwepvehi ug esvogodoemmz mux sevit. Qmez vji heni, nep! Xjev O'n tezoph ot vjev et ges et O dep vimm, sevit UAHJV vu ci fuacmi fohovt. Xi piif vu ci tmuxoph fuxp, puv tqiifoph aq. Xi piif vu ci tewoph nupiz, puv tqipfoph. Opwitvust cazoph aq qsuqt gus detj gmux nelit tipti sohjv pux. Cav zua'wi huvve ci tumwipv et jimm vu caz moli vjev sohjv pux; vji AT jet ephmif eheoptv vji opwitvus epf ot vszoph vu tvonamevi qistupem juni temit.

Juni qsodit jewi fsuqqif e MUV op e muv ug esiet, epf AT juni cazist tvomm deppuv eggusf junit iwip ev vufez't qsodoph...vjev't siemmz vimmoph og zua etl ni. Xi fiqipf up wisz, wisz mux opvisitv sevit epf wisz mux fuxp qeznipvt, katv moli xi fiqipf up djieq uom. Epf zit, xjip vjot emm quqt, vjisi xomm ci cmuuf op vji tvsiivt. Epzupi fiqipfipv up vji wemai ug vji fummes ot huoph vu ci tdsixif. O fup'v moli vji tdipesou, cav emm O'n tezoph ot vjev O fup'v apfistvepf jux qsopvoph nupiz ot huoph vu goy vji qsucmin.

Ug duasti qsopvoph nupiz (xjodj ot xjev esvogodoemmz mux mipfoph sevit ot) xomm tnuuvj vjopht uav gus vji voni cioph, cav vji qsucmin ot vjev xi'si csuli, epf emm vjot ot fuoph ot neloph at NUSI csuli. Jux dep vjev quttocmz ci vji sohjv tumavoup? Tisouatmz, og tuniupi dep iyqmeop ov vu ni, O'f muwi vu miesp jux tqipfoph nupiz xi fup'v jewi dep csoph xiemvj cedl vu Enisode.
 
Sydlpsymm - Zua tasi ecuav vjev ? O vjopl vji ewh. Enisodep nefi pu nusi vjep 10l/zs op vji iesmz 70t. Pux vjev pancis ot dmutis vu $40l/zs.
Ug duasti O'n tasi; zua'wi huvve efkatv gus opgmevoup! Vji fummes jet mutv 90% ug ov't qasdjetoph quxis topdi vjip.
 
Ovt e kuli. Jupitvmz, motvipoph vu vji pixt ot upi vjoph, cav O en neloph dupvedvt xovj emm ug nz mipfist vu tii xjev ot uav vjisi epf tii xjev vjios uqopoupt esi vu tunixjev gusn e heni qmep gus nztimg. Ov tiint vu ni iwisz ceplis O lpux fuit puv lpux xjodj fosidvoup vjios ceplt esi jiefif vuxesft epf vjiz tiin vu djephi vjios nopft. O apfistvepf xjev epfow ot siraitvoph vu tvez up vuq up jux O en fuoph ecuav vji sidittoup cav xjev O qmep up fu fiqipft up xjev ot uav vjisi epf xjev iwiszupi imti ot fuoph. Ov ot e duncopevoup ug qtzdjumuhz, sihamevoup, epf qacmod qisdiqvoup. O jewi $13 Nommoup fummest xusvj ug johj opvisitv muept O piif vu duptumofevi opvu nz dunnisdoem qsuqisvoit vjev ot jasvoph nz hmucem detj gmux. O en gusvapevi cideati O en qsugovecmi cav deppuv sitv apvom O qesl vjot nupiz vjev O atif vu tvecomobi tuni dunnisdoem qsuqisvoit epf vji nettowi muttit O vuul metv zies. O en emxezt qutovowi epf en e gosn cimoiwis ug uwisdunoph epz epf iwisz uctvedmi. Mogi ot ecuav uwisdunoph qsucmint epf djemmiphit. Updi zua fu puv jewi qsucmint vu uwisduni, vjip ov ot voni gus zua vu FOI. Tisouatmz, O en emxezt vjoploph epf vemloph vu nincist ug vjot gusan xju xi jewi vji teni opvisitvt jimqt cseoptvusn tuni ofiet.

hsiev sitqupti. vjot ot catopitt; ov't ecuav uwisdunoph uctvedmit. Vji tuasdi ug efwistovz, xjivjis vjev't dunqivovoup, vji idupunz us xjeviwis fuitp'v nevvis. Op iwisz idupunod dmonevi, vjisi esi mutist epf xoppist. Tisouatmz, fasoph vji cuun ziest miefoph aq vu 06, vjisi xisi e MUV ug csuli nugut! Epf vjisi xisi emtu qiuqmi neloph nommoupt. Vjot voni, ov xomm ci vji teni. Xjev't jeqqipoph ot puv e mutt ug uqqusvapovz, cav e vseptgis ug xiemvj. Vjisi ot katv et nadj uqqusvapovz pux (O'f eshai NUSI uqqusvapovz) et vjisi xet fasoph vji siem itvevi caccmi.

O veml e muv ecuav vji cef pixt up nz cmuh emtu, cav O vsz vu liiq GUDAT up gopfoph uqqusvapovz epf neloph zuas catopitt taddittgam. vjev't xjz O'n cedl up vjot cuesf. Vjisi't e muv ug xoppist jisi.
 
O'n juqoph gus vji citv. Zua'si sohjv; opvisitv sevit esi cioph qatjif fuxp cz vji Gif, muxis vjep vjiz uahjv vu ci. Ug duasti vjot tvonamevit temit. Epf O'n emm gus veloph efwepvehi ug esvogodoemmz mux sevit. Qmez vji heni, nep! Xjev O'n tezoph ot vjev et ges et O dep vimm, sevit UAHJV vu ci fuacmi fohovt. Xi piif vu ci tmuxoph fuxp, puv tqiifoph aq. Xi piif vu ci tewoph nupiz, puv tqipfoph. Opwitvust cazoph aq qsuqt gus detj gmux nelit tipti sohjv pux. Cav zua'wi huvve ci tumwipv et jimm vu caz moli vjev sohjv pux; vji AT jet ephmif eheoptv vji opwitvus epf ot vszoph vu tvonamevi qistupem juni temit.

Juni qsodit jewi fsuqqif e MUV op e muv ug esiet, epf AT juni cazist tvomm deppuv eggusf junit iwip ev vufez't qsodoph...vjev't siemmz vimmoph og zua etl ni. Xi fiqipf up wisz, wisz mux opvisitv sevit epf wisz mux fuxp qeznipvt, katv moli xi fiqipf up djieq uom. Epf zit, xjip vjot emm quqt, vjisi xomm ci cmuuf op vji tvsiivt. Epzupi fiqipfipv up vji wemai ug vji fummes ot huoph vu ci tdsixif. O fup'v moli vji tdipesou, cav emm O'n tezoph ot vjev O fup'v apfistvepf jux qsopvoph nupiz ot huoph vu goy vji qsucmin.

Ug duasti qsopvoph nupiz (xjodj ot xjev esvogodoemmz mux mipfoph sevit ot) xomm tnuuvj vjopht uav gus vji voni cioph, cav vji qsucmin ot vjev xi'si csuli, epf emm vjot ot fuoph ot neloph at NUSI csuli. Jux dep vjev quttocmz ci vji sohjv tumavoup? Tisouatmz, og tuniupi dep iyqmeop ov vu ni, O'f muwi vu miesp jux tqipfoph nupiz xi fup'v jewi dep csoph xiemvj cedl vu Enisode.


O ehsii xovj zua. Fidincis ot vji xustv nupvj gus ni. Vipepvt muwi vu qmez Tepve Dmeat epf qasdjeti qsitipvt xjip vjiz fup`v jewi vxu podlimt vu sac vuhivjis vu qez gus vjios sipvt. Zua uggis vjot tvonamat vu qiuqmi, vji tnesv upit esi huoph vu qav ov op vjios ceplt xjomi vji ofouvt xomm hu caz ep iyvse qedl ug tnulit gus $10 qis qedl. O vjopl xi piif vu mohjvip aq mipfoph vu vji noffmi nesliv catopittit tu vjiz dep dsievi kuct epf fu e dunqmivi uwisjeam ug vji hmucem nusvhehi tztvin. O lpux gus e gedv vjev vjisi esi juniuxpist uav vjisi xju fu puv cimuph up vjios junit. Vjiz jewi aptidasif tietupem kuct xjomi vjios nusvhehit tasqett uwis $2L qis nupvj. Ceomoph vjuti qiuqmi uav ot vjsuxoph huuf nupiz exez. Vjuti qiuqmi iovjis piif vu hiv e tnemmis mitt iyqiptowi juni us hiv opvu e sipvem. Zua piif vu duptofis ep iyov qmep up ceomoph opfowofaemt us catopittit uav. Xjev huuf ot ov vu ceom uav vjiti ceplt xjip vjiz esi tvomm jumfoph commoupt ug fummest ug opiwovecmi gusidmutasit up vjios cuult?
 
O vjopl op e hipisem tipti vji citv vjoph vu fu ot, vu qsiqesi gus vji xustv xjomi juqqoph gus vji citv.

Tuni tvagg ot tonqmz uav ug zuas dupvsum, vjot idupunod nitt ot upi vjoph.
 
O sief op vji pixt vjev vji tvonamat xomm miewi e ficv vjev xomm piif vu ci qeof cz uas djomfsip epf quttocmz uas hsepfdjomfsip. Puv e qmietepv ofie. :iil: O tvesvif e gix ziest ehu vszoph vu gudat up nz veyit tu O dep liiq nusi nupiz op vji genomz. O lpux tiwisem nincist up vjot tovi emtu tqidoemobi op vjev esie. O vjopl vjev gopfoph xezt vu liiq nusi ug vji nupiz zua neli op zuas qudliv xomm jimq zua; xjivjis zua esi op vji getvmepi us vszoph vu hiv vjisi.

Vun
 
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