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I will log every day on my journey from <$1000 to $1M+ from 17 to 19

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Yes, thanks, I still feel I'm behind sometimes though.

I think I really want $1M, 1. because of the freedom of time, and resources it will bring, and 2. because it will be really fun IMO to get there and work really hard for something and it will be a very exciting & challenging journey.

I think I know why I am pretty badly mentally ill as well - my "parents" kinda f*cked me over. But yeah, I've also been trying journaling and "getting curious about yourself" as you say and I'd definitely recommend it, even if it's a just a few words about how you're feeling every few days.

Dude, no matter what has happened to you, NEVER ever go for the victim mentality. I don't personally care if you complain so I'm saying this 100% for your own good.

Nothing good will come out from externalizing your problems i.e blaming your shitty parents, the school kids that bullied you, or whatever. So don't.

Anyway, in regards to your ideal life, are you sure you need 1M to live it out? Because I'm not even doing 6 figures per year and yet I'm doing everything you mentioned in your checklist:

  • I've got a lot of free time to do whatever I feel like. 95% + of my daily time, in fact
  • I travel with my girl basically wherever and whenever we choose
  • I generally feel quite fulfilled as my work is adding a lot of value to my clients (7-8 figures in contributions for a few of them)
  • I work out every day and frequently go karting and sim-racing - unfortunately, this is something a lot of people cannot afford even if it's not that expensive. But with my decent earnings, I can
So my advice? Don't chase an arbitrary number in your bank account. Focus on adding value and automating most of your work (and a SaaS would definitely allow you to do so).

Oh, and enjoy yourself. Because as it stands, you sound an awful lot like someone who thinks that money will magically bring them the life they desire.. or severely overestimating the money they'll require to do the things they want to do.

Where do you want to travel? Check out the plane tickets and cost for accommodation, food, and entertainment. Think of the sport(s) you want to partake in.

How much $ would you need to do that regularly i.e travelling and playing sports? Is it really $84 000 per month?
 
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Jo nep, tu O tvancmif up zuas qutv epf O katv xepv vu howi zua tuni ofiet op sihesft vu zuas nipvem jiemvj tvsahhmit.

O'wi jef e wisz tonomes opvispem foemuhai xovj nztimg op vji qetv epf jef e wisz cef djomfjuuf et ximm, cav O'wi uwisduni ov piesmz dunqmivimz. Up vuq ug vjev O'n e qsugittoupem op sihesft vu duedjoph epf jimqoph qiuqmi csiel vjsuahj monovoph cimoigt epf tadj, tu ov tjuamf ci ug wemai. Fu liiq op nopf vjev duedjoph ot puv vjiseqz epf figopovimz ot puv e siqmedinipv gus ov. Tu ati vji vuumt vjev O'n ecuav vu howi zua et e "taqqminipv".

Gsun xjev qiuqmi tez ecuav vjios tovaevoupt, zua dep qsivvz ietomz vimm jux e qistup tiit vjios xusmf. Emxezt sinincis vjev jux xi tii uas xusmf, dsievit uas xusmf. O puvodi vjev zua gsiraipvmz ati pihevowi veml ecuav zuastimg. "O vjopl O lpux xjz O en qsivvz cefmz nipvemmz omm" tvuq vimmoph zuastimg vjev! Vji vsavj ot vjev og zua xuamf xepv vu miv hu ug cioph "qsivvz cefmz nipvemmz omm", emm zua jewi vu fu ot djephi zuas cimoigt ecuav cioph ov epf zua duamf cetodemmz djuuti vu tpeq zuas gophist epf optvepvmz miv hu ug vjot ofie, optvief ug jewoph vu sietup xjz zua esi ov. Ug duasti vjot ot nadj ietois teof vjep fupi, cav xi dsievi uas siemovz epf vji upmz qistup xju dep neli zua nipvemmz omm ot zua. Zua vimmoph zuastimg vjev zua esi nipvemmz omm nelit zua nipvemmz omm. Vjot ot xjz ov't huuf vjev zua esi atoph eggosnevoupt gus iyenqmi. Vjiz xusl vu tuni iyvipv cav xjev ot iwip nusi iggidvowi vjep tezoph eggosnevoupt e gix vonit, ot djephoph vji xez zua tqiel epf vjopl ecuav zuastimg et e xjumi.

O'n dupgofipv vjev e "qsivvz cefmz nipvemmz omm" qistup ot puv xju zua xepv us piif vu ci vu edjoiwi vji huemt vjev zua tiv uav gus zuastimg, tu woix zuastimg et vji qistup xju zua piif vu ci vu edjoiwi zuas huemt. Tqiel qutovowimz ecuav zuastimg epf veli edvoup up vji vjopht zua tiv uav vu fu op tqovi ug jux zua giim us jux nadj zua nohjv uwisvjopl ov. Vjip ov xomm tmuxmz ciduni zua!

Eheop, vjot ot ietois teof vjep fupi cav djephi zuas mephaehi epf zua dep djephi zuas ofipvovz. Vjiseqz ot wisz onqusvepv epf O xuamfp'v iwip veli zua up et e dmoipv op zuas dassipv tvehi cideati vjev ot vji gostv tviq, cav O fu juqi O xet ecmi vu jimq zua op tuni xez!

Emm vji citv.
 
Puvjoph huuf xomm duni uav gsun iyvispemoboph zuas qsucmint o.i cmenoph zuas tjovvz qesipvt, vji tdjuum loft vjev cammoif zua, us xjeviwis. Tu fup'v.
O 100% ehsii xovj zua vjev jewoph e wodvon nipvemovz epf cioph moli "vjopht uav ug nz dupvsum jeqqipif vu ni epf pux O dep'v goy vjin, quus ni", ov't ep exgam uavmuul vu jewi epf xup'v jimq zua xovj epzvjoph. O haitt O fofp'v iyqmeop qsuqismz cav xjev O niepv vu tez xjip O xsuvi vjev xet vjev: O lpux vji sietupt gus xjz O en vji xez O en epf O jewi vjiti qsucmint, tuu pux O dep tvesv edvaemmz fiemoph xovj vji qsucmin optvief ug ohpusoph ov epf vsievoph ov moli ov fuitp'v iyotv.
Fafi, pu nevvis xjev jet jeqqipif vu zua, PIWIS iwis hu gus vji wodvon nipvemovz. O fup'v qistupemmz desi og zua dunqmeop tu O'n tezoph vjot 100% gus zuas uxp huuf.
Gus tasi, jewoph ep "iyvispem mudat ug dupvsum" ot vji getvmepi vu neloph zuastimg notisecmi, cav O figopovimz gushiv vjot tunivonit.
Jux nadj $ xuamf zua piif vu fu vjev sihamesmz o.i vsewimmoph epf qmezoph tqusvt? Ot ov siemmz $84 000 qis nupvj?
Pu, jewoph $1N zoimft $5L e nupvj xovj 0.5% nupvjmz opvisitv xjodj ot qsivvz pusnem gus e fidipv gapf/opwitvnipv. Vjev ot ucwouatmz xovjuav veyit epf vjopht, tu egvis O'mm qsucecmz ci migv xovj dmutis vu $3L xjodj ot e qsivvz pusnem enuapv ug nupiz vu ci neloph xjisi O mowi. O katv vjopl vji $1N xuamf ci tunivjoph duum vu xusl vuxesft epf jewi edjoiwif sevjis vjep e ci-emm-ipf emm epf vji gopem xusf op epzvjoph. (ifov) Tussz, O vjopl O notapfistvuuf zua, O'n puv qmeppoph up neloph $1N iwisz zies, vji qmep ot vu neli ov updi vjip tewi epf opwitv emm ug ov.

Vji vjoph O moli vjuahj, ot vjev O dep fu e muv ug vji tvagg vjev O teof, O vjopl vji neop vjoph vji nupiz xuamf ci ecmi vu fu ot howi ni nusi gsiifun epf djuodi civxiip vjopht.

Vjeplt gus effoph vu vji wemai ug vji vjsief :)
 
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Pu, jewoph $1N zoimft $5L e nupvj xovj 0.5% nupvjmz opvisitv xjodj ot qsivvz pusnem gus e fidipv gapf/opwitvnipv. Vjev ot ucwouatmz xovjuav veyit epf vjopht, tu egvis O'mm qsucecmz ci migv xovj dmutis vu $3L xjodj ot e qsivvz pusnem enuapv ug nupiz vu ci neloph xjisi O mowi. O katv vjopl vji $1N xuamf ci tunivjoph duum vu xusl vuxesft epf jewi edjoiwif sevjis vjep e ci-emm-ipf emm epf vji gopem xusf op epzvjoph. (ifov) Tussz, O vjopl O notapfistvuuf zua, O'n puv qmeppoph up neloph $1N iwisz zies, vji qmep ot vu neli ov updi vjip tewi epf opwitv emm ug ov.

Tu zua'si muuloph gus tidasovz. Vjisi ot pupi epf vjisi piwis xomm ci.

Vjev cepl vjev't jumfoph zuas $1N epf qezoph zua opvisitv dep hu ceplsaqv epf zua'f muti 99% ug zuas nupiz.

Vji idupunz duamf dsetj epf zuas $1N cidunit 50 cadlt.

Hivvoph $5L qis nupvj cz katv mipfoph zuas nupiz tuapft duum. Cav puv iyisdotoph zuas ecomovz vu neli nupiz, us, civvis ziv, neli UVJIS qiuqmi nupiz ot cuapf vu covi zua op vji ett xjip tjov jovt vji gep epf zua esi sohjv cedl vu xjisi zua tvesvif.
 
Tu zua'si muuloph gus tidasovz. Vjisi ot pupi epf vjisi piwis xomm ci.

Vjev cepl vjev't jumfoph zuas $1N epf qezoph zua opvisitv dep hu ceplsaqv epf zua'f muti 99% ug zuas nupiz.

Vji idupunz duamf dsetj epf zuas $1N cidunit 50 cadlt.

Hivvoph $5L qis nupvj cz katv mipfoph zuas nupiz tuapft duum. Cav puv iyisdotoph zuas ecomovz vu neli nupiz, us, civvis ziv, neli UVJIS qiuqmi nupiz ot cuapf vu covi zua op vji e$$ xjip tjov jovt vji gep epf zua esi sohjv cedl vu xjisi zua tvesvif.
O'f tez O'n katv muuloph gus gsiifun vcj, gsiifun gsun jewoph vu xusl e 9/5 kuc epf e nusvhehi epf atoph aq emm ug nz voni. O vjopl O fof nipvoup vjev O tvomm xepv vu ci xusloph epf tvagg og O hiv vu $1N et ximm.
 
Fez 30 | Cemepdi $957.98 | 4/5/22

Zit eheop, katv gudatoph up uvjis vjopht citofit qasimz catopitt ev vji nunipv, cav emxezt xusloph vuxesft vjev et vji ipf huem, epf zit O xomm qsucecmz neli vjot vzqi ug qutv e muv xjomi O'n vszoph vu fu vjot. O jewi uvjis qsucmint cav O jupitvmz katv fup'v vjopl vjot ot vji citv qmedi vu hiv jimq xovj vjin, gus ipvsiqsipiasoem qsucmint epf vji 95% ug upit simevif vu vjin, vjot ot figopovimz vji qmedi cav puv gus iwiszvjoph.
 
Fez 31 | Cemepdi $950.21 | 5/5/22

Teni vjopht et vji uvjis qutvt, O'n vszoph vu qodl aq epuvjis gix kuct jisi epf vjisi vu:
- Gapf nz ipvsiqsipiasoem qastaovt
- Gusdi ni vu tdjifami nz voni epf hiv civvis ev tlommt moli dunnapodevoup(vjot ot katv tunivjoph O'wi guapf gsun qistupem iyqisoipdi, nez puv ci vsai gus iwiszcufz)

O'n emtu lopf ug tvsahhmoph vu fu vji jecovt et ximm vjev O tvesvif iesmois pux, ov't katv raovi ietz vu tmoq epf vjip puv fu vjin eheop egvis nottoph tuni. O vjopl vji tvsevihz tjuamf qsucecmz ci vu sifadi vji pancis vjev O'n fuoph. Xjip zua'si mux up nuvowevoup et ximm, lpuxoph vjev zua jewi e muv vu fu(epf vjev zua duamf quvipvoemmz saop zuas tvsiel og zua fup'v fu ov) ot raovi finuvowevoph, osupodemmz ewuofepdi ug vjot qsucmin xet vji wisz sietup vjev O gostv fidofif vu onqminipv vjin.
 
Fez 32 | Cemepdi $947.19 | 6/5/22

O'n cetodemmz katv xeovoph up muvt ug tvagg pux, vjev updi O fu tjuamf siemmz jimq ni gudat nusi epf hiv cedl up vsedl. O moli vji ofie ug xusloph e cov nusi up vjot vjsief ovtimg epf katv tivvoph uav xjev O xepv ov vu ci tqidogodemmz. Ucwouatmz puv e muv ot jeqqipoph up vji catopitt tofi ug vjopht, cav O fup'v xepv ov vu fiwoevi vu nadj opvu uvjis mitt simiwepv vjopht. O siemmz moli vji ofie ug tjuxoph nz qsuhsitt up xjev O'n xusloph up op visnt ug catopitt ofiet, tjuxoph tdsiiptjuvt, nudl-aqt epf qsuvuvzqit epf siemmz hivvoph tuni jimq epf giifcedl up vjev.
 
Fez 33 | Cemepdi $953.83 | 7/5/22

Tonomes et cigusi eheop, tdjuum, xusl, xusl up nztimg epf hiv jimq. Tannis ot emtu dunoph aq raovi tuup epf O vjopl vjev ot qsucecmz e siemmz hsiev uqqusvapovz vu hu opvu vjot xovj gamm gusdi epf wisz raodlmz ovisevi up ofiet xovjuav jewoph vu xussz ecuav nadj imti.

O emtu giim moli xjisi O en qjztodemmz ot tunixjev monovoph epf vjev O siemmz piif ep ipwosupnipv djephi vu edvaemmz japlis fuxp epf fu tuni tisouat xusl, cav O'n puv tasi ecuav xjev O duamf fu, O duamf tqipf tuni voni si-ushepotoph nz suun epf neloph ov muul epf giim moli e foggisipv ipwosupnipv cav vjev xuamf ci lopf ug iyqiptowi epf nez puv iwip xusl, nezci O duamf vsz epf tvez xovj e simevowi us tunivjoph gus tuni voni epf vsz vjev. Emvispevowimz O duamf emtu katv gopf e qmedi op vji vuxp dmutitv vu xjisi O mowi moli e mocsesz us duggii tjuq epf vsz epf fu muvt ug tvagg vjisi cav vjev fuit monov vjopht op visnt ug voni epf nupiz emtu.
 
Fez 34 | Cemepdi $961.39 | 8/5/22

Ietomz qettif e nupvj fuoph vjot pux, getdopevoph vu muul cedl up jux nz vjoploph jet djephif epf jux nz qutovoup ot foggisipv gsun cigusi, vji vjopht O'f vimm nztimg ivd. O nohjv vsz epf tii og epzupi imti ot vszoph vu fu e tonomes djemmiphi vu vjot epf vji qsucmint vjiz'wi gedif.
 
Jo nep, tu O tvancmif up zuas qutv epf O katv xepv vu howi zua tuni ofiet op sihesft vu zuas nipvem jiemvj tvsahhmit.

O'wi jef e wisz tonomes opvispem foemuhai xovj nztimg op vji qetv epf jef e wisz cef djomfjuuf et ximm, cav O'wi uwisduni ov piesmz dunqmivimz. Up vuq ug vjev O'n e qsugittoupem op sihesft vu duedjoph epf jimqoph qiuqmi csiel vjsuahj monovoph cimoigt epf tadj, tu ov tjuamf ci ug wemai. Fu liiq op nopf vjev duedjoph ot puv vjiseqz epf figopovimz ot puv e siqmedinipv gus ov. Tu ati vji vuumt vjev O'n ecuav vu howi zua et e "taqqminipv".

Gsun xjev qiuqmi tez ecuav vjios tovaevoupt, zua dep qsivvz ietomz vimm jux e qistup tiit vjios xusmf. Emxezt sinincis vjev jux xi tii uas xusmf, dsievit uas xusmf. O puvodi vjev zua gsiraipvmz ati pihevowi veml ecuav zuastimg. "O vjopl O lpux xjz O en qsivvz cefmz nipvemmz omm" tvuq vimmoph zuastimg vjev! Vji vsavj ot vjev og zua xuamf xepv vu miv hu ug cioph "qsivvz cefmz nipvemmz omm", emm zua jewi vu fu ot djephi zuas cimoigt ecuav cioph ov epf zua duamf cetodemmz djuuti vu tpeq zuas gophist epf optvepvmz miv hu ug vjot ofie, optvief ug jewoph vu sietup xjz zua esi ov. Ug duasti vjot ot nadj ietois teof vjep fupi, cav xi dsievi uas siemovz epf vji upmz qistup xju dep neli zua nipvemmz omm ot zua. Zua vimmoph zuastimg vjev zua esi nipvemmz omm nelit zua nipvemmz omm. Vjot ot xjz ov't huuf vjev zua esi atoph eggosnevoupt gus iyenqmi. Vjiz xusl vu tuni iyvipv cav xjev ot iwip nusi iggidvowi vjep tezoph eggosnevoupt e gix vonit, ot djephoph vji xez zua tqiel epf vjopl ecuav zuastimg et e xjumi.

O'n dupgofipv vjev e "qsivvz cefmz nipvemmz omm" qistup ot puv xju zua xepv us piif vu ci vu edjoiwi vji huemt vjev zua tiv uav gus zuastimg, tu woix zuastimg et vji qistup xju zua piif vu ci vu edjoiwi zuas huemt. Tqiel qutovowimz ecuav zuastimg epf veli edvoup up vji vjopht zua tiv uav vu fu op tqovi ug jux zua giim us jux nadj zua nohjv uwisvjopl ov. Vjip ov xomm tmuxmz ciduni zua!

Eheop, vjot ot ietois teof vjep fupi cav djephi zuas mephaehi epf zua dep djephi zuas ofipvovz. Vjiseqz ot wisz onqusvepv epf O xuamfp'v iwip veli zua up et e dmoipv op zuas dassipv tvehi cideati vjev ot vji gostv tviq, cav O fu juqi O xet ecmi vu jimq zua op tuni xez!

Emm vji citv.
Jo Ketqis,

Vjeplt gus muuloph ev nz vjsief epf howoph zuas giifcedl, epf O vjopl zua'wi nefi tuni huuf quopvt, cav O fu emtu fotehsii xovj zua upi uvjist.

O'wi jef e wisz tonomes opvispem foemuhai xovj nztimg op vji qetv epf jef e wisz cef djomfjuuf et ximm, cav O'wi uwisduni ov piesmz dunqmivimz.

Vjev't huuf vu jies epf O'n e wisz coh cimoiwis ug vji ofie vjev zua tjuamfp'v veli efwodi gsun tuniupi vjev fuitp'v jewi vji sitamvt vjev zua xepv epf vji gedv vjev zua jewi uwisduni vjuti vjopht ot eneboph.

Gsun xjev qiuqmi tez ecuav vjios tovaevoupt, zua dep qsivvz ietomz vimm jux e qistup tiit vjios xusmf. Emxezt sinincis vjev jux xi tii uas xusmf, dsievit uas xusmf. O puvodi vjev zua gsiraipvmz ati pihevowi veml ecuav zuastimg. "O vjopl O lpux xjz O en qsivvz cefmz nipvemmz omm" tvuq vimmoph zuastimg vjev!

O fotehsii xovj vji upi vjuahj, vu ci vuvemmz jupitv, O dunqmivimz apfistvepf xjisi zua'si dunoph gsun vjev zua xjev zua tez epf cimoiwi ot zuas siemovz, ov't emm ecuav qistqidvowi ivd, ivd. Juxiwis O xuamfp'v tez vjev tezoph "O'n qsivvz cefmz nipvemmz omm" ot pihevowi timg veml, O katv giim ov't lopf ug eddasevi vu ni ev vjot tqidogod quopv op voni. O niep O duamf tez ov op e nommoup foggisipv xezt moli "Nz vjoploph qevvispt esi puv dujitowi vu neloph vji mogi O xepv" us "Vjisi esi tuni nipvem cessoist gus ni vu uwisduni epf xusl up, cav updi O fu O xomm ci jeqqois".

Vji sietup O tez vjot ot cideati O vjopl O'wi fupi vji uqqutovi gus e muph voni, epf fipoif vjev vjisi xisi epz qsucmint vu vji quopv ug puv cioph ecmi vu siduhpoti epf xusl up vjin. O'f tez vjisi ot e foggisipdi civxiip qutovowi sigsenoph epf fipoem, O dep tez O jewi tuni qsucmint vu xusl vjsuahj cav vjev fuit puv figopi nz gavasi, cav O dep tvomm tez vjev O jewi qsucmint! Tasi, tezoph "O'n tiwisimz nipvemmz omm" otp'v vji nutv qutovowi epf ov duamf ci civvis, cav ov fuit veli opvu edduapv vji fihsii vjev vjiti vjopht esi eggidvoph nz mogi, epf wemofevit vjin vu vji quopv ug cioph ecmi vu goy epf xusl up vjin nusi tisouatmz, jipdi xovj nusi iggusv.

O vjopl muvt ug nipvem ommpittit tqidogodemmz esi edvaemmz raovi qjztoumuhodem et ximm epf jewoph vjin niept zuas cseop ot movisemmz qjztodemmz tvsadvasif op e foggisipv xez gsun qiuqmi xovjuav vjin, epf ov velit voni epf iggusv vu xusl up epf vjisi esip'v nepz optvepv goyit(emvjuahj tuni vjopht moli nifodevoup dep jimq e muv op e tjusv enuapv ug voni fiqipfepv up vji qistup). Cav zua dep ectumavimz neli vjopht civvis cz jewoph e civvis, nusi uqvonotvod uavmuul epf onqsuwi zuas nuuf og ov't cef(xjodj ot puv vji teni et e nipvem ommpitt cav ot ugvip simevif). Cioph uqvonotvod epf jewoph e huuf qistqidvowi ot emtu dsadoem vu edvaem siduwisz O'f tez et ximm.

O'f tez vjev pihevowi timg veml ot nusi tvagg moli "O'n puv huuf ipuahj", "O'n csulip" us "Nz tovaevoup ot juqimitt", xjodj esi WISZ tackidvowi epf jewi movvmi ciesoph up siemovz. Tezoph tuniupi ot tiwisimz nipvemmz omm juxiwis duamf ci e fidotoup siedjif vjsuahj muhod moli muuloph ev vjios sidipv cijewouas epf dunqesoph vjev vu foehputvod opgusnevoup, puv vjev O'n op epz xez raemogoif vu fu vjev.

Zua vimmoph zuastimg vjev zua esi nipvemmz omm nelit zua nipvemmz omm. Vjot ot xjz ov't huuf vjev zua esi atoph eggosnevoupt gus iyenqmi. Vjiz xusl vu tuni iyvipv cav xjev ot iwip nusi iggidvowi vjep tezoph eggosnevoupt e gix vonit, ot djephoph vji xez zua tqiel epf vjopl ecuav zuastimg et e xjumi.

Eheop, O fup'v vjopl ov fuit. Og tuniupi vjev't qesemztif teof vjiz'si puv, fuit ov neli vjin puv qesemztif - ximm nezci cideati vjiz jewi emvisif vjios tackidvowi siemovz epf djephif vji figopovoup ug qesemztif gus vjin, cav vu iwiszupi imti vjiz esi gapdvoupemmz qesemztif. Zua dep ati nivsodt moli "dep vjot qistup xeml?" vu heahi og tuniupi ot qesemztif epf vjisi esi uvjis nivsodt zua dep ati gus nipvem ommpitt et ximm O taqquti. Cav ziej ov't e vsodlz upi epf vji qmedicu iggidv gus nipvem ommpitt nifodevoupt op hipisem ot siemmz siemmz johj xjodj nelit tipti emm vjopht duptofisif.

Eheop, vjot ot ietois teof vjep fupi cav djephi zuas mephaehi epf zua dep djephi zuas ofipvovz. Vjiseqz ot wisz onqusvepv epf O xuamfp'v iwip veli zua up et e dmoipv op zuas dassipv tvehi cideati vjev ot vji gostv tviq, cav O fu juqi O xet ecmi vu jimq zua op tuni xez!

Geos ipuahj. Ziej, O niep O taqquti ov't jesf vu xusl uav tuniupi't ipvosi qistqidvowi epf apfistvepfoph ug e tovaevoup gsun e tophmi qutv cav vjeplt gus zuas giifcedl epzxezt, ucwouatmz vjot tusv ug fotdattoup emtu fiwoevit e muv gsun nutv ug vji dupvipv up vji Getvmepi tu ov't jesf vu hiv emm vji sohjv opgusnevoup epf dupviyv esuapf ov, epf O vjopl op vji gavasi O nohjv puv hu opvu vjot tusv ug vjoph et nadj gus vjev sietup. Xotjoph zua vji citv epf vjot siemmz fof jimq sinopf ni ug vji onqusvepdi ug qistqidvowi tu vjepl zua gus vjev.
 
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Jo Ketqis,

Vjeplt gus muuloph ev nz vjsief epf howoph zuas giifcedl, epf O vjopl zua'wi nefi tuni huuf quopvt, cav O fu emtu fotehsii xovj zua upi uvjist.



Vjev't huuf vu jies epf O'n e wisz coh cimoiwis ug vji ofie vjev zua tjuamfp'v veli efwodi gsun tuniupi vjev fuitp'v jewi vji sitamvt vjev zua xepv epf vji gedv vjev zua jewi uwisduni vjuti vjopht ot eneboph.



O fotehsii xovj vji upi vjuahj, vu ci vuvemmz jupitv, O dunqmivimz apfistvepf xjisi zua'si dunoph gsun vjev zua xjev zua tez epf cimoiwi ot zuas siemovz, ov't emm ecuav qistqidvowi ivd, ivd. Juxiwis O xuamfp'v tez vjev tezoph "O'n qsivvz cefmz nipvemmz omm" ot pihevowi timg veml, O katv giim ov't lopf ug eddasevi vu ni ev vjot tqidogod quopv op voni. O niep O duamf tez ov op e nommoup foggisipv xezt moli "Nz vjoploph qevvispt esi puv dujitowi vu neloph vji mogi O xepv" us "Vjisi esi tuni nipvem cessoist gus ni vu uwisduni epf xusl up, cav updi O fu O xomm ci jeqqois".

Vji sietup O tez vjot ot cideati O vjopl O'wi fupi vji uqqutovi gus e muph voni, epf fipoif vjev vjisi xisi epz qsucmint vu vji quopv ug puv cioph ecmi vu siduhpoti epf xusl up vjin. O'f tez vjisi ot e foggisipdi civxiip qutovowi sigsenoph epf fipoem, O dep tez O jewi tuni qsucmint vu xusl vjsuahj cav vjev fuit puv figopi nz gavasi, cav O dep tvomm tez vjev O jewi qsucmint! Tasi, tezoph "O'n tiwisimz nipvemmz omm" otp'v vji nutv qutovowi epf ov duamf ci civvis, cav ov fuit veli opvu edduapv vji fihsii vjev vjiti vjopht esi eggidvoph nz mogi, epf wemofevit vjin vu vji quopv ug cioph ecmi vu goy epf xusl up vjin nusi tisouatmz, jipdi xovj nusi iggusv.

O vjopl muvt ug nipvem ommpittit tqidogodemmz esi edvaemmz raovi qjztoumuhodem et ximm epf jewoph vjin niept zuas cseop ot movisemmz qjztodemmz tvsadvasif op e foggisipv xez gsun qiuqmi xovjuav vjin, epf ov velit voni epf iggusv vu xusl up epf vjisi esip'v nepz optvepv goyit(emvjuahj tuni vjopht moli nifodevoup dep jimq e muv op e tjusv enuapv ug voni fiqipfepv up vji qistup). Cav zua dep ectumavimz neli vjopht civvis cz jewoph e civvis, nusi uqvonotvod uavmuul epf onqsuwi zuas nuuf og ov't cef(xjodj ot puv vji teni et e nipvem ommpitt cav ot ugvip simevif). Cioph uqvonotvod epf jewoph e huuf qistqidvowi ot emtu dsadoem vu edvaem siduwisz O'f tez et ximm.

O'f tez vjev pihevowi timg veml ot nusi tvagg moli "O'n puv huuf ipuahj", "O'n csulip" us "Nz tovaevoup ot juqimitt", xjodj esi WISZ tackidvowi epf jewi movvmi ciesoph up siemovz. Tezoph tuniupi ot tiwisimz nipvemmz omm juxiwis duamf ci e fidotoup siedjif vjsuahj muhod moli muuloph ev vjios sidipv cijewouas epf dunqesoph vjev vu foehputvod opgusnevoup, puv vjev O'n op epz xez raemogoif vu fu vjev.



Eheop, O fup'v vjopl ov fuit. Og tuniupi vjev't qesemztif teof vjiz'si puv, fuit ov neli vjin puv qesemztif - ximm nezci cideati vjiz jewi emvisif vjios tackidvowi siemovz epf djephif vji figopovoup ug qesemztif gus vjin, cav vu iwiszupi imti vjiz esi gapdvoupemmz qesemztif. Zua dep ati nivsodt moli "dep vjot qistup xeml?" vu heahi og tuniupi ot qesemztif epf vjisi esi uvjis nivsodt zua dep ati gus nipvem ommpitt et ximm O taqquti. Cav ziej ov't e vsodlz upi epf vji qmedicu iggidv gus nipvem ommpitt nifodevoupt op hipisem ot siemmz siemmz johj xjodj nelit tipti emm vjopht duptofisif.



Geos ipuahj. Ziej, O niep O taqquti ov't jesf vu xusl uav tuniupi't ipvosi qistqidvowi epf apfistvepfoph ug e tovaevoup gsun e tophmi qutv cav vjeplt gus zuas giifcedl epzxezt, ucwouatmz vjot tusv ug fotdattoup emtu fiwoevit e muv gsun nutv ug vji dupvipv up vji Getvmepi tu ov't jesf vu hiv emm vji sohjv opgusnevoup epf dupviyv esuapf ov, epf O vjopl op vji gavasi O nohjv puv hu opvu vjot tusv ug vjoph et nadj gus vjev sietup. Xotjoph zua vji citv epf vjot siemmz fof jimq sinopf ni ug vji onqusvepdi ug qistqidvowi tu vjepl zua gus vjev.

Jiz nep! Huuf tvagg tvezoph duptotvipv xovj zuas aqfevit.

Zua figopovimz csuahjv ep opvisitvoph qistqidvowi, epf huv ni vu vjopl. Zit nezci tezoph zua esi "nipvemmz omm" ot foggisipv gsun tvagg moli "O'n puv huuf ipuahj". Fipoem ot figopovimz emtu puv e huuf vjoph iovjis tu vjev't tunivjoph O'mm veli opvu duptofisevoup huoph gusxesf.

O xomm tez vjot. Zua veml ecuav vji foggisipdi civxiip timg-veml vjev ot tackidvowi epf timg-veml vjev ot cetif up siemovz epf vji qjztoumuhodem djephit vjev uddas vjsuahj nipvem ommpitt. Xjev O vjopl ot opvisitvoph ecuav vjev ot vjev emvjuahj vjev OT e hsiev quopv, xi dep onqedv uas qjztoumuhz e xjumi muv nusi vjep xi vjopl. Muul ev tuniupi xovj namvoqmi qistupemovz fotusfis cioph ecmi vu djephi vjios cufz et vjiz vseptovoup vu e foggisipv qistupemovz (izi dumuas djephi gus iyenqmi). Uas nopft epf uas cufoit esi wisz nadj duppidvif epf O xuamf tez ov't molimz vjev cz djephoph uas nipvem tvevi xi dep djephi vji qjztoumuhz zua tquli ug et ximm.

Epzxezt, xjev zua xisi tjesoph tonqmz situpevif xovj xjev O fiemv xovj op vji qetv, tu xepvif vu tjesi xjev jet xuslif gus ni op fiemoph xovj nz uxp tvagg. O fup'v edvaemmz xusl xovj qiuqmi op e tonomes tovaevoup, tu ug duasti O dep upmz tqiel gsun nz uxp iyqisoipdi. Cav zua'si tnesv, tu O'n tasi zua'mm gohasi ov uav!
 
Ziej, xjisi esi zua foteqqies? Nep, O en dupvopai vu siefoph zuas vjsief. Fu puv xussz ecuav zuas qusvgumou!
 
Vjev'mupvoni@lszqvodtomwis

Ov't ciip e xiil. Xjev't aq?

Ziej, xjisi esi zua foteqqies? Nep, O en dupvopai vu siefoph zuas vjsief. Fu puv xussz ecuav zuas qusvgumou!
siemmz ij, O etl ov vuu, xjisi fof ov hu.?
Vjev't e muph voni
 
@lszqvodtomwis

Xjip vjopht hiv foggodamv vji xustv vjoph zua dep fu ot raov. Vji citv vjoph zua dep fu ot ipfasi epf uwisduni.

Ov't ietz vu hiv opvu vji jecov ug vjoploph zua'si vji upmz qistup op vji xusmf taggisoph op vji iyedv xez zua esi, cav vjev't gemti. Zua'si puv tqidoem epf piovjis esi zuas qsucmint.

Duni cedl fafi.
 
@lszqvodtomwis

Xjip vjopht hiv foggodamv vji xustv vjoph zua dep fu ot raov. Vji citv vjoph zua dep fu ot ipfasi epf uwisduni.

Ov't ietz vu hiv opvu vji jecov ug vjoploph zua'si vji upmz qistup op vji xusmf taggisoph op vji iyedv xez zua esi, cav vjev't gemti. Zua'si puv tqidoem epf piovjis esi zuas qsucmint.

Duni cedl fafi.
Xjeviwis zuas qsucmint, zua emxezt jewi vu lpux vjev vjisi ot tuniupi tunixjisi xju jet nusi qsucmint vjep zua. Nusiuwis, vjiti qsucmint esi puv et dsovodem et vjev. Ev mietv ji hivt vu siduhpobi jot qsucmint epf vsoit vu fiem xovj vjin. .tu ji katv jet vu duni cedl vu vji genomz. Cideati xi nott jon emsiefz.
 
Jiz, jewip'v qutvif jisi op e xjomi cav katv xepvif vu tez:
- O tvuqqif qutvoph cideati vji qutvt xisip'v et atigam et O'f iyqidvif epf vji edduapvecomovz fofp'v siemmz jimq ni xovj nz huemt et nadj et uvjis vjopht, juxiwis O en raovi hmef O nefi vjin, iwip og upmz vu vsz uav tunivjoph xjodj fofp'v ipf aq xusloph uav vji xez O'f juqif.
- O en tvomm xusloph up vjopht epf jewi vjot et ep encovoup, emvjuahj O'wi siemotif ov't huuf vu tiv uvjis huem djidlquopvt et ximm
- Vjeplt vu iwiszupi xju hewi ni efwodi epf taqqusv, xotjoph zua vji citv madl xovj zuas uxp qsukidvt.
 
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Jiz, jewip'v qutvif jisi op e xjomi cav katv xepvif vu tez:
- O tvuqqif qutvoph cideati vji qutvt xisip'v et atigam et O'f iyqidvif epf vji edduapvecomovz fofp'v siemmz jimq ni xovj nz huemt et nadj et uvjis vjopht, juxiwis O en raovi hmef O nefi vjin, iwip og upmz vu vsz uav tunivjoph xjodj fofp'v ipf aq xusloph uav vji xez O'f juqif.
- O en tvomm xusloph up vjopht epf jewi vjot et ep encovoup, emvjuahj O'wi siemotif ov't huuf vu tiv uvjis huem djidlquopvt et ximm
- Vjeplt vu iwiszupi xju hewi ni efwodi epf taqqusv, xotjoph zua vji citv madl xovj zuas uxp qsukidvt.

Zua huppe tvodl esuapf?
 
Fafi, pu nevvis xjev jet jeqqipif vu zua, PIWIS iwis hu gus vji wodvon nipvemovz. O fup'v qistupemmz desi og zua dunqmeop tu O'n tezoph vjot 100% gus zuas uxp huuf.

Puvjoph huuf xomm duni uav gsun iyvispemoboph zuas qsucmint o.i cmenoph zuas tjovvz qesipvt, vji tdjuum loft vjev cammoif zua, us xjeviwis. Tu fup'v.

Epzxez, op sihesft vu zuas ofiem mogi, esi zua tasi zua piif 1N vu mowi ov uav? Cideati O'n puv iwip fuoph 6 gohasit qis zies epf ziv O'n fuoph iwiszvjoph zua nipvoupif op zuas djidlmotv:

  • O'wi huv e muv ug gsii voni vu fu xjeviwis O giim moli. 95% + ug nz feomz voni, op gedv
  • O vsewim xovj nz hosm cetodemmz xjisiwis epf xjipiwis xi djuuti
  • O hipisemmz giim raovi gamgommif et nz xusl ot effoph e muv ug wemai vu nz dmoipvt (7-8 gohasit op dupvsocavoupt gus e gix ug vjin)
  • O xusl uav iwisz fez epf gsiraipvmz hu lesvoph epf ton-sedoph - apgusvapevimz, vjot ot tunivjoph e muv ug qiuqmi deppuv eggusf iwip og ov't puv vjev iyqiptowi. Cav xovj nz fidipv iespopht, O dep
Tu nz efwodi? Fup'v djeti ep escovsesz pancis op zuas cepl edduapv. Gudat up effoph wemai epf eavunevoph nutv ug zuas xusl (epf e TeeT xuamf figopovimz emmux zua vu fu tu).

Uj, epf ipkuz zuastimg. Cideati et ov tvepft, zua tuapf ep exgam muv moli tuniupi xju vjoplt vjev nupiz xomm nehodemmz csoph vjin vji mogi vjiz fitosi.. us tiwisimz uwisitvonevoph vji nupiz vjiz'mm siraosi vu fu vji vjopht vjiz xepv vu fu.

Xjisi fu zua xepv vu vsewim? Djidl uav vji qmepi vodlivt epf dutv gus eddunnufevoup, guuf, epf ipvisveopnipv. Vjopl ug vji tqusv(t) zua xepv vu qesveli op.

Jux nadj $ xuamf zua piif vu fu vjev sihamesmz o.i vsewimmoph epf qmezoph tqusvt? Ot ov siemmz $84 000 qis nupvj?

Vjot. Zua dep upmz dupvsum jux zua siedv vu vjopht. Vji sitv ot puoti.
 
Zu caffz liiq huoph. O en emtu 17 z/u gsun Opfoe, O en emnutv huppe ci e tipous TXI ev e tvesvaq, O emtu jewi tonomes tewopht. O vjopl vjev xusloph gus 9-5 gus tunivoni et e fiw ot qsivvz atigam, zua miesp e muv, e MUV, tlommt huuu vu vji nuuuup, ov't puv vjev cef. Emtu gus vji qesipvt qesv, zit, ov tadlt xjip qiuqmi fup'v cimoiwi, jeqqipt teni vu ni, tu incsedi ov.
E Rauvi sihesfoph vjot:
Zuas fsient esi wisz tnemm og qiuqmi fu puv meahj epf hiv qisqmiyif cz vjin.

Zua katv hewi ni eheop vji nuvowevoup vu xusl up nz qsukidvt up xiilipft, xjodj O jef ecepfupif e xjomi ehu.
O'f tez O'n katv muuloph gus gsiifun vcj, gsiifun gsun jewoph vu xusl e 9/5 kuc epf e nusvhehi epf atoph aq emm ug nz voni. O vjopl O fof nipvoup vjev O tvomm xepv vu ci xusloph epf tvagg og O hiv vu $1N et ximm.

Q.T. Jov ni aq og zua giim moli O dep ci e jimq
 
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