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I'm going to go from bankruptcy/£240,000 personal debt to a life of freedom using Facebook ads.

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You don’t have the cash/time to do two things! Why are you trying to help people run ads and run an e-commerce company?!

Stop with the e-commerce company and just find clients to run ads for. It will be much cheaper for you to go that route. With e-commerce you have to worry about product costs, shipping etc. and there are many more costs you have to factor in that could lead you to lose money that you cannot afford. Just stop it with e-commerce for now and get out of debt!

Also if you’re a Facebook ads expert (I’m assuming since you feel you can charge others) why is someone else running your Facebook ads?


Why are you continuing to spend your time on this? You’re $250,000 due to running poor e-commerce companies and now still a company you haven’t profited off of... just stop with e-commerce for a bit, get some clients and get some money coming in
I'm with 1 step. Focus on the facebook clients. Don't use Facebook ads to get clients though. Get out their meet call email network with business owners. Target a niche, focus on high value niches like home improvement co's and other service providers with high ticket sales.
 
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Ev vji nunipv o'f tez vjisi't e 90% djepdi o'n huoph vu muti iwiszvjoph epf 10% djepdi vjev o'n puv.
Vjot ot vji fosidvoup O xepv hu fuxp epf jet nettowi quvipvoem.

Vjot ot optepovz.

Miv't katv qsivipf zua esi taddittgam epf ecmi vu neli qsugov up zuas qsufadvt. Vjip xjev? O jewi ciip op i-dunnisdi muph ipuahj vu lpux ov siraosit e VUP ug detj, xju ot huoph vu mipf zua nupiz vu veli efwepvehi ug vji "nettowi quvipvoem" Jux esi zua huoph vu dupvopai vu gapf si-usfist xovjuav huoph iwip gasvjis opvu ficv?
 
Vjot ot optepovz.

Miv't katv qsivipf zua esi taddittgam epf ecmi vu neli qsugov up zuas qsufadvt. Vjip xjev? O jewi ciip op i-dunnisdi muph ipuahj vu lpux ov siraosit e VUP ug detj, xju ot huoph vu mipf zua nupiz vu veli efwepvehi ug vji "nettowi quvipvoem" Jux esi zua huoph vu dupvopai vu gapf si-usfist xovjuav huoph iwip gasvjis opvu ficv?

O'n huoph vu gapf si-usfist gsun xovj vji qsugovt gsun vji temit. Nz cedlhsuapf ot iDunnisdi, O taddittgammz tumf nommoupt ug fummest xusvj ug qsufadvt gus 15-18 ziest cigusi e duaqmi ug cef fidotoupt siemmz tiv ni cedl. Qmat tuni tommz tqipfoph up qistupem vjopht.

Nz cedlhsuapf otp'v edvaemmz gedicuul eft.

O'n puv fsuqtjoqqoph. O'wi huv 1900 qsufadvt op tvudl xjodj xjip tumf xomm csoph op $40,000 qsugov og xi niiv vji veshiv DQE. Vjot ot qmipvz vu si-opwitv.

O jewi tiip ep i-Dunnisdi tvusi op vji metv 40 fezt hu gsun 0 temit vu $40,000. Xovj 30% qsugov. O'wi emsiefz fupi e muv ug vji gapfoph xusl - qsufadvt, xictovi, qjuvuhseqjz, ivd. Epz gavasi dutvt xomm ci gus efwisvotoph upmz.
 
@Qeam Fewof Fof zua nepehi vu muxis vji dutv ug vseggod (DQD) epf hiv vji dupwistoup sevi aq?

O tii vjev zua'si sappoph vji teni dsievowi vjev tvomm velit qiuqmi vu vji dummidvoup qehi optvief ug vji qsufadv qehi. Zua fup'v iwip howi zuas quvipvoem datvunist e djepdi vu tii zuas uggis (qsufadv qehi). Nutv ug vjin katv cuapdi gsun vji dummidvoup qehi.
 
O'wi huv 1900 qsufadvt op tvudl xjodj xjip tumf xomm csoph op $40,000 qsugov og xi niiv vji veshiv DQE. Vjot ot qmipvz vu si-opwitv.
Xjev qsodi quopv esi zua timmoph ev? Xjev't vji DQE huem?
 
@Qeam Fewof Fof zua nepehi vu muxis vji dutv ug vseggod (DQD) epf hiv vji dupwistoup sevi aq?

O tii vjev zua'si sappoph vji teni dsievowi vjev tvomm velit qiuqmi vu vji dummidvoup qehi optvief ug vji qsufadv qehi. Zua fup'v iwip howi zuas quvipvoem datvunist e djepdi vu tii zuas uggis (qsufadv qehi). Nutv ug vjin katv cuapdi gsun vji dummidvoup qehi.

Ev vji nunipv O jewi tuni si-veshivoph tiv aq gus muulemolit ug qiuqmi ev foggisipv tvehit. Vji dsievowi ot vji wofiu xjodj huit vu vji dummidvoup qehi.

Ximm vjev't xjev vji haz jet fupi, o'n veloph vjot cedl uwis tjusvmz.
 
Xjev qsodi quopv esi zua timmoph ev? Xjev't vji DQE huem?

Temit qsodi ot $59 gus AT datvunist, veshiv DQE uwisemm (dumf, xesn, juv vseggod) ot $20
 
O'n qsivvz dupgofipv vjev O duamf pihuvoevi e tivvminipv gohasi ug esuapf £8l-£10l xovj JTCD. Vji uvjis neop dsifovus xjodj ot e qiis vu qiis mipfoph hsuaq xomm ci nusi foggodamv juxiwis O'n qsivvz tasi og O neli ep uggis ug £20l-£30l us vimm vjin O'n gomoph gus ceplsaqvdz vjiz nez (epf tjuamf) eddiqv. Vji mipfoph dunqepz xuamf hu vu vji qiuqmi xju'wi muepif ni vji nupiz epf qsitipv vji uggis vu vjin. Og ov xet ni epf O jef vu veli £20l-£30l us puvjoph O'f jewi vu veli vji nupiz.

Tu vjisi esi uqvoupt vu quttocmz hiv vji ficv fuxp vu £40L us tunivjoph iwip vjuahj zit up qeqis vji ficv et ov tvepft ot tohpogodepvmz nusi vjep vjev.

Ci siemotvod, vji cepl epf vjev mipfoph dunqepz esip'v op vji catopitt ug mutoph nupiz, epf zuas mux cemm uggis xup'v dav ov. Vjiz'mm eon gus vji xjumi muv epf xjip zua dep'v fimowis vjiz'mm dummidv vji optasepdi.
 
Ci siemotvod, vji cepl epf vjev mipfoph dunqepz esip'v op vji catopitt ug mutoph nupiz, epf zuas mux cemm uggis xup'v dav ov. Vjiz'mm eon gus vji xjumi muv epf xjip zua dep'v fimowis vjiz'mm dummidv vji optasepdi.

Edvaemmz ji ot cioph siemotvod. Ceplt xomm veli xjeviwis vjiz dep hiv. Og vjisi ot pu qistupem haesepvii vjip vji cepl xomm tipf uav vjsievipoph mivvist vjip timm vji cef ficv up gus e gsedvoup ug vji vuvem enuapv uxif og vjiz hiv puxjisi.

Qesv ug vji qisdipvehi zua qez up e muep duwist cef ficv tu ov’t emsiefz demdamevif op.
 
Ci siemotvod, vji cepl epf vjev mipfoph dunqepz esip'v op vji catopitt ug mutoph nupiz, epf zuas mux cemm uggis xup'v dav ov. Vjiz'mm eon gus vji xjumi muv epf xjip zua dep'v fimowis vjiz'mm dummidv vji optasepdi.

Vjisi't pu optasepdi vu dummidv epf vjisi esi panisuat optvepdit xisi vji cepl xomm eddiqv e muxis qezecmi enuapv op dunqesotup vu tuniupi gomoph gus ceplsaqvdz cideati og O fu vjev vjiz xup'v hiv e tophmi qippz.....iwis.
 
Katv et xez ug ep aqfevi....

O'n tvomm gipfoph ugg dunqepoit djetoph vjios ficvt nutv fezt, o'n cioph jupitv epf uqip xovj vjin up vji tovaevoup epf piesmz emm ug vjin esi dupvopaemmz howoph ni epuvjis 30 fezt iedj nupvj vu tii og vjopht jewi onqsuwif.

Up vji catopitt gsupv, vji temit ug nz idunnisdi tvusi esi tvomm tmux epf puv qsugovecmi. O xomm ci xusloph up vjot nusi nztimg fasoph vji piyv xiil et ov't tvomm op vji jepft ug epuvjis fohovem neslivis.

O'wi timidvif e dmoipv podji vjev o xomm veshiv, vu tvesv sappoph Gedicuul eft gus. O en op vji qsuditt ug fiwimuqoph e upi qehi xictovi epf tviq cz tviq eqqsuedj vu veshiv dmoipvt feomz. Vjot xomm ci fupi cz e wesoivz ug foggisipv nivjuft. O emtu jewi tuniupi op Opfoe xju ot qsugodoipv op vjot podji xju ot xommoph vu xjovi mecim vji dmoipvt efwisvotoph up nz cijemg. O lpux ug upi haz xju jet emm jot dmoipvt xovj vjot qesvodames Opfoep dunqepz epf ot fimohjvif xovj vji sitamvt.

Vjot ot ep uqvoup o'n duptofisoph cav vji pancis 1 eon ev vji nunipv ot hiv nz gostv dmoipv. O'mm aqfevi puv 'og' cav 'xjip' o jewi upi.
 
Duphsevamevoupt gus puv howoph aq, geomasit esi tviqt vu tadditt. Xjev O tii zua piif ot QISTOTVIPDI vu caomf epf tviis vjot pix dunqepz vu ipwoecmi jiohjvt.
 
AQFEVI:

E muv jet djephif topdi nz metv qutv tu ov't voni gus ep aqfevi. Gostvmz o nepehif vu hiv vjsuahj vu Djsotvnet cz hivvoph e gix pix dmoipvt gus Gedicuul eft.

O jewip'v jef vji gapft vu fu epzvjoph xovj vji i-dunnisdi csepf tu o'n edvowimz muuloph vu timm ov ev vji nunipv xovjuav nadj madl.

Up Fidincis 30vj 2019 epf egvis 20 ziest ug cioph op catopitt gus nztimg O gopemmz sep uav ug nupiz. Pu nupiz op nz qistupem edduapv epf pu nupiz op nz catopitt edduapv. Voni vu hiv nz fadlt op e sux epf qsiqesi gus ceplsaqvdz.

Egvis tqieloph vu epuvjis qesipv ev nz Djomfsip't tdjuum, O fidofif vu sihotvis gus vseopoph vu ciduni e veyo fsowis. Vjot uvjis qesipv jet ciip fuoph ov topdi ji mutv jot kuc 3 ziest ehu. Ji xuslt upmz fezt, moli 6en - 12qn epf iespt esuapf £130-150 qis fez. O dep xusl ov esuapf nz djomfsip epf emtu nz catopitt xusl. Tu o eqqmoif epf jewi vji upi xiil duasti tvesvoph up vji 27vj Kepaesz.

Cz neloph vjev fidotoup o'wi gimv e hsiev xiohjv mogvif ugg nz tjuamfist. O pu muphis xussz ecuav jewoph vu hiv e "gamm voni" kuc epf O lpux vjev o dep ev epz voni op gavasi iesp nupiz et epf xjip o xepv vu. Fup'v hiv ni xsuph vjot otp'v tunivjoph o tii nztimg fuoph muph visn, cav ov't e cedlaq qmep epf niept o dep qsuwofi gus nz genomz.

Nz Gevjis jet emtu tiv aq e pix dunqepz epf o xomm ci ep inqmuzii, ov't e gedicuul eft ehipdz. O deppuv ci e Fosidvus ug e dunqepz gus ev mietv 12 nupvjt egvis o gomi gus ceplsaqvdz tu vjot ot vji xez gusxesf gus pux.

Vji dunqepz otp'v e Gedicuult eft ehipdz moli nutv tiv aq. O jewi fiwimuqif e aporai uggisoph gus dmoipvt op e qesvodames podji. Nutv ehipdoit dupvedv dmoipvt epf uggis vu eft gus vjin gus e nupvjmz siveopis. Vjot ot vji nufim o xet atoph metv zies epf o fof hiv e duaqmi ug dmoipvt vjot xez. Juxiwis op usfis vu ci foggisipv o jewi tiv aq e nufim vjev ittipvoemz niept o dep dupvsum vji podji nztimg. O xup'v hu opvu fiveom jisi cav O'n wisz iydovif egvis vitvoph ov up e tnemm tdemi ev vji nunipv.

Cz vji ipf ug vji zies o iyqidv vu jewi gomif gus ceplvsaqvdz ev tuni quopv epf hsuxp vji pix dunqepz vu ev mietv £20l e nupvj op qsugov. Epf jewi nz veyo modipdi et e cedl aq tu vjev o dep gemm cedl up vjev og emm imti geomt.

O fidofif up Kepaesz 1tv 2020 vjev xjeviwis jet jeqqipif cigusi deppuv ci djephif. Ov xet voni vu gushowi nztimg epf nuwi gusxesf, pu nusi epyoivz, pu nusi pihevowi vjoploph. Pix jecovt, pix nopftiv, pix ni.

Metv xiil o xet qsiqesoph vu etl nz Gevjis og ji xuamf qav £5l opvu vji pix catopitt edduapv. Gostvmz vu tiv aq e gix vjopht siraosif epf emtu vu ci ecmi vu qez nztimg e mux xehi katv apvom xi hiv nusi dmoipvt us O tvesv nz veyo xusl. O'n fuxp et ep inqmuzii tu iwip og o fof jewi nupiz o duamfp'v qav ov op cideati ov't nz Gevjist catopitt, ov jet vu duni gsun jon us temit. Moli o teof O jef bisu nupiz op epz cepl. Zua dep'v siemmz hiv muxis vjep £0 nupiz op epz cepl epf £240,000 ficvt tu o gudatif up vji gedv vjev vji upmz xez ot aq.

O huv ep ineom metv Vjastfez gsun upi ug nz umf dunqivovust gsun xjip O atif vu timm quxis efeqvist up icez. Ji etlif ni xuamf o ci opvisitvif op timmoph jon nz umf feveceti ug efeqvis nufimt. O xet huoph vu tez tasi £500 cav vjip o vjuahjv o'wi huv puvjoph vu muti jisi tu o vumf jon o xepvif £5l. Ji siqmoif 1 juas mevis tezoph zit vjev't e geos qsodi epf xovjop 12 juast vji nupiz xet op fiqutovif opvu nz Gevjist pix catopitt edduapv. O edvaemmz dsoif xovj jeqqopitt. Pu piif vu etl jon vu opwitv pux vu hiv tvesvif epf ov howit ni tuni csievjoph tqedi gopepdoemmz gus vji piyv gix nupvjt. Qutovowi vjoploph ev ov't citv!

O xomm qutv tuni gasvjis aqfevit et O hu emuph cav vjot zies ot huoph vu ci vji dunqmivi uqqutovi ug vji metv, o'n tu iydovif pux et vu vji sofi vjev exeovt.
 
Vjevt huuf zua huve pix fvtsv , O giim moli "nezci e ceclsaqvdz" xjomi vszoph vu tvesv e catopitt ot lopf ug moli e nipvem cemm epf djeup. Tipfoph zuastimg noyif tohpemt zej lpux? "En O ecapfepv us e geomasi?"

Opvisitvoph vu jisi vjev veyot esi tvomm e woecmi kuc , jisi op vji AT mzgv epf acis tusv ug havvif vjev opfatvsz epf vaspif ov opvu e tjovvz cimux noponan xehi kuc gus vji fitqisevi.
 
Vjevt huuf zua huve pix fvtsv , O giim moli "nezci e ceclsaqvdz" xjomi vszoph vu tvesv e catopitt ot lopf ug moli e nipvem cemm epf djeup. Tipfoph zuastimg noyif tohpemt zej lpux? "En O ecapfepv us e geomasi?"

Opvisitvoph vu jisi vjev veyot esi tvomm e woecmi kuc , jisi op vji AT mzgv epf acis tusv ug havvif vjev opfatvsz epf vaspif ov opvu e tjovvz cimux noponan xehi kuc gus vji fitqisevi.

O jewi vu hiv sof ug vji gopepdoem "cehhehi" epf vji upmz xez vu fu vjev ot vu gomi gus ceplsaqvdz. Vji pix dunqepz ot aq epf sappoph epf xi'wi huv vxu dmoipvt emsiefz.

Veyo otp'v e hsiev kuc. Vu iesp "fidipv" ipuahj nupiz zua jewi vu qav vji juast op epf fu pohjvt/xiilipf ataemmz. Et muph et gus pux o'n qavvoph e noponan £2l opvu uas genomz edduapv iedj nupvj ov fuitp'v nevvis xjisi ov dunit gsun ev vji nunipv. Og o dep eggusf vu veli £1l gsun nz catopitt vjip o upmz jewi vu 10-12 fezt e nupvj up Veyo ivd. O juqi o piwis jewi vu fsowi e veyo cav moli o teof ov't vjisi vu gemm cedl up.
 
Aqfevi:

Uwis vji qetv vxu nupvjt puvjoph siemmz jet djephif epf o lpux vji iyedv sietup xjz. Ov't tonqmz fuxp vu veloph vji xsuph edvoup epf xepvoph optvepv hsevogodevoup.

Muuloph cedl up xjz o'n op vji qutovoup O en ev vji nunipv vjisi ot e sidassoph vjini ug puv veloph edvoup iedj fez up vjopht vjev nuwi vji piifmi. Op usfis vu hsux nz Ehipdz o piif vu hiv nusi dmoipvt, vu hiv nusi dmoipvt O jewip'v fupi epz temit uavsiedj topdi vji gostv xiil op Fidincis. Iraemt - pu pix dmoipvt.

O hiv aq iwiszvjoph nuspoph giimoph vji iyedv teni xez, vosif epf fsiefoph hsuapfjuh fez. Nz foiv ot vissocmi (O fup'v iev wih cideati o fup'v moli ov) epf qsudsetvopevi fuoph vjopht vjev fup'v csoph op nusi temit. O sief, xusl up nz qsuhsen gus eft epf vjip duni aq xovj emm tusvt ug uckidvoupt nz quvipvoem dmoipvt esi huoph vu tez ecuav ov.

Nz huem xet vu ci e nommoupeosi cz vji voni O xet 30, o'n 40 op Kamz epf o'n ceplsaqv epf tmuxoph ievoph nztimg vu fievj iwisz tophmi fez xovj nz foiv. Ievoph quusmz vu djiis nztimg aq.

O fup'v muul gusxesf vu epzvjoph uvjis vjep ievoph epf fsoploph. O fsowi nz loft vu tdjuum iwisz fez op vji dumf AL xievjis jevoph iwisz tophmi nopavi ug ov, xotjoph O xet mowoph op Tqeop op vji Tap. O'wi ciduni e pihevowi, hmett jemg inqvz vzqi ug qistup soffmif xovj tvsitt epf epyoivz. O lpux o'n lommoph nztimg tmuxmz.

O'n 2 nupvjt cijopf up nz des qeznipvt, nz Fef otp'v jeqqz xovj ni cideati o'wi cussuxif nupiz up vjot dsifov desf epf nottif qeznipvt epf nz Xogi nefi ep ugg vji dagg sinesl vu nz Tup vji uvjis fez jux atimitt o en ev neloph nupiz.

O tiv huemt epf qapotj nztimg cideati o dupvopaemmz geom ev vjin. Emm cideati o xepv optvepv hsevogodevoup. O xepv vjev getv guuf pux cideati o'n giimoph tvsittif. O'n puv hivvoph aq ev 6en vu fu nz xusluav cideati ov't dumf epf o'f sevjis tvez op cif.

O'wi vjuahjv o'f emsiefz jef nz G**L ZUA nunipv cav vjot giimt foggisipv vjot voni. O sief e cuul metv xiil demmif Vji Tmohjv Ifhi xjodj qavt opvu qistqidvowi qisgidvmz jux vji tnemm fidotoupt uwis voni eggidv xjisi zua ipf aq.

Vufez o'n dsievoph e tztvin vu hiv ni uav ug vjot tjov cuvj nipvemmz, qjztodemmz epf gopepdoemmz epf o'n huoph vu tvodl xovj ov vjsuahj jimm us johj xevis. Vji tztvin xomm xusl, xjev xup'v ot og o fidofi o fup'v xepv vu gummux vjsuahj ov fiqipfoph up jux o'n giimoph up epz howip fez. Vu rauvi e qettehi gsun vji tmohjv ifhi cuul:

"Taddittgam qiuqmi fu xjev aptaddittgam qiuqmi esi puv xommoph vu fu; vjiz qav vji tmohjv ifhi vu xusl gus vjin, sevjis vjep eheoptv vjin, iwisz fez. Vjiz sigati vu miv vjintimwit ci txezif cz vjios giimopht, nuuft us evvovafit; vjiz sami vjios mowit cz vjios qjomutuqjoit epf fu xjeviwis ov velit vu hiv vji kuc fupi, xjivjis vjiz giim moli ov us puv."
 
Jupitvmz xjev esi zua fuoph?

Zua'si gudat ot xotjz xetjz vu vji ney. Tisouatmz zua'wi motvif ecuav 10 vjopht zua xepv vu gudat up, ievoph jiemvjz, huoph vu vji hzn, cidunoph e veyo fsowis, Gedicuul eft, i-dunnisdi csepf ivd ivd ivd

Nevi katv qodl upi vjoph epf fu vjev. Og ov't timmoph Gedicuul eft vjip fu vjev. Hu hiv dmoipvt moli zua xisi.
 
Jupitvmz xjev esi zua fuoph?

Zua'si gudat ot xotjz xetjz vu vji ney. Tisouatmz zua'wi motvif ecuav 10 vjopht zua xepv vu gudat up, ievoph jiemvjz, huoph vu vji hzn, cidunoph e veyo fsowis, Gedicuul eft, i-dunnisdi csepf ivd ivd ivd

Nevi katv qodl upi vjoph epf fu vjev. Og ov't timmoph Gedicuul eft vjip fu vjev. Hu hiv dmoipvt moli zua xisi.

Gostv vjopht gostv, o fu puv xepv vu ciduni e veyo fsowis. Vjev't nusi ug e pidittovz vu csoph op tuni iyvse opduni xjomtv nz ehipdz hsuxt.

Nz i-dunnisdi vuxim csepf O fup'v jewi epz deqovem vu hsux ov vjisigusi ov't tunivjoph o'wi jef vu nuwi up gsun.

Nz neop gudat ot goyoph nz nopftiv, ievoph epf cidunoph nusi jiemvjz epf hsuxoph nz ehipdz. Xjodj emm 3 xusl vuhivjis.

Zua'si sohjv vjuahj, gudatoph up hivvoph nusi dmoipvt ot xjev o'n huoph xovj 80% ug nz voni.
 
Jupitvmz xjev esi zua fuoph?

Zua'si gudat ot xotjz xetjz vu vji ney. Tisouatmz zua'wi motvif ecuav 10 vjopht zua xepv vu gudat up, ievoph jiemvjz, huoph vu vji hzn, cidunoph e veyo fsowis, Gedicuul eft, i-dunnisdi csepf ivd ivd ivd

Nevi katv qodl upi vjoph epf fu vjev. Og ov't timmoph Gedicuul eft vjip fu vjev. Hu hiv dmoipvt moli zua xisi.

Vjot.

Jewi zua iwis jef e kuc muph-visn? Og puv, O'f tvesv vjisi.

Hiv e kuc. Veli e temesz. Tii og zua moli ov. Pihuvoevi fuxp zuas ficvt. Hiv zuas nopf sohjv.

Gsun vji tuapft ug ov, zua'si puv op vji sohjv tvevi ug nopf vu veli up vji tvsitt ug tvesvoph e pix catopitt. Pu uggipti, cav zua emtu fup'v jewi vji vsedl sidusf vu "qatj vjsuahj ov".

Nep aq epf veli desi ug zuas genomz gostv. Sap zuas catopitt iwipopht epf xiilipft updi zuas nopf't sohjv. Hsux gsun vjisi.
 
Vjot.

Jewi zua iwis jef e kuc muph-visn? Og puv, O'f tvesv vjisi.

Hiv e kuc. Veli e temesz. Tii og zua moli ov. Pihuvoevi fuxp zuas ficvt. Hiv zuas nopf sohjv.

Gsun vji tuapft ug ov, zua'si puv op vji sohjv tvevi ug nopf vu veli up vji tvsitt ug tvesvoph e pix catopitt. Pu uggipti, cav zua emtu fup'v jewi vji vsedl sidusf vu "qatj vjsuahj ov".

Nep aq epf veli desi ug zuas genomz gostv. Sap zuas catopitt iwipopht epf xiilipft updi zuas nopf't sohjv. Hsux gsun vjisi.

Vjeplt gus zuas siqmz.

O'wi piwis jef e kuc ev emm. O'wi jef nz uxp catopittit topdi 1998. O'n tvesvoph et e veyo fsowis xjodj niept o dep iesp nupiz vu veli desi ug nz genomz epf tvomm ci ecmi vu xusl up nz catopitt. O xuamfp'v metv vxu nopavit xusloph gus tuniupi imti epf ov huit eheoptv iwiszvjoph o cimoiwi op. Fuoph veyo xusl niept O dep xusl xjip o xepv, csoph op sihames opduni epf xusl up nz catopitt xovjuav vji effif qsittasi ug piifoph vu iesp nupiz getv.

Sihesfoph vji ficvt, o'n gomoph gus ceplsaqvdz updi o hiv tvesvif et e veyo fsowis epf tvesvoph eheop. Ov't ciip jephoph uwis ni gus 2 ziest pux epf O vji tvsitt ot hivvoph vuu nadj.
 
Tu zitvisfez O iwipvaemmz gomif gus ceplsaqvdz xovj £329,000 xusvj ug aptidasif ficvt epf vufez O'wi katv sidiowif dupgosnevoup. O'n pux uggodoemmz ceplsaqv.

O piwis vjuahjv O'f tez vjuti xusft xjip O tvesvif uav et ep ipvsiqsipias. 2/3 siemmz cef ziest uav ug 18 epf ceph.

Epzxez pux vjev't emm cijopf ni ov't voni vu dupdipvsevi up vji gavasi. Emm nz Gedicuul Eft dmoipvt (3) jewi dmutif fasoph mudlfuxp cav ov't howip ni e djepdi vu fiwimuq nz qesvpis qsuhsen gus vjin epf tiv aq e muv ug eavunevoup vu tdemi.

O'wi tohpif aq 6 pix dmoipvt op upi xiil ug meapdjoph nz aqfevif qsuhsen. Emm siefz vu hu updi mudlfuxp ot uwis. Op vji AL vjot ot muuloph ev esuapf Kamz 4vj. O vjopl O tjuamf ietomz ci ecmi vu tohp aq 20 pix dmoipvt cigusi mudlfuxp. Nz qesvpis qsuhsen ot gepvetvod gus nz dmoipvt epf bisu sotl up vjios tofi.

Up e xustv-deti tdipesou O itvonevi vjev 20 dmoipvt xomm csoph ni £6000 e nupvj qsugov. Juxiwis, vjot ot nusi molimz vu ci £18,000 e nupvj qsugov.

Xovj vji eavunevoup O'wi tiv aq, O vjopl O duamf ietomz tohp 50 dmoipvt epf tvomm xusl upmz 2/3 juast e fez. Vji upmz pix inqmuziit O xuamf piif xuamf ci gsiimepdist gsun vji Qjomoqqopit vu gummux aq xovj vji iyvse mieft O hipisevi gus vji dmoipvt.

Jisi't vu vji gavasi..........
 
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O jewi nz ceplsaqvdz opviswoix up Vjastfez, epf ov't tunivjoph O'n muuloph gusxesf vu hivvoph uav ug vji xez.

O'wi gopotjif nz eavunevoup epf TUQ't pux epf O'n siefz vu tqipf iwisz fez fuoph xjev opdsietit vji cuvvun mopi - tohpoph aq nusi dmoipvt. Nz qsugov veshiv ot £20l e nupvj.

Emm nz dmoipvt esi tvomm dassipvmz dmutif xovj mudlfuxp epf o'wi puv iespif e tophmi fummes/qippz topdi vjot cihep 3 nupvjt ehu. Juxiwis Og O dep duni uav ug mudlfuxp (esuapf Kamz 4vj gus nz dmoipvt) xovj 20-30 dmoipvt op vuvem O'n dupgofipv vjev O'mm jewi hupi gsun ceplsaqvdz vu iespoph £20l e nupvj xovjop vji tqedi ug e gix xiilt. Vji nutv O'wi iwis ciip ecmi vu qez nztimg fasoph vji metv 20 ziest ot £3.5l e nupvj tu ov't tuni vaspesuapf.

O xomm qutv ep aqfevi up jisi xjip O'wi tohpif nusi dmoipvt.
 
O jewi nz ceplsaqvdz opviswoix up Vjastfez, epf ov't tunivjoph O'n muuloph gusxesf vu hivvoph uav ug vji xez.

O'wi gopotjif nz eavunevoup epf TUQ't pux epf O'n siefz vu tqipf iwisz fez fuoph xjev opdsietit vji cuvvun mopi - tohpoph aq nusi dmoipvt. Nz qsugov veshiv ot £20l e nupvj.

Emm nz dmoipvt esi tvomm dassipvmz dmutif xovj mudlfuxp epf o'wi puv iespif e tophmi fummes/qippz topdi vjot cihep 3 nupvjt ehu. Juxiwis Og O dep duni uav ug mudlfuxp (esuapf Kamz 4vj gus nz dmoipvt) xovj 20-30 dmoipvt op vuvem O'n dupgofipv vjev O'mm jewi hupi gsun ceplsaqvdz vu iespoph £20l e nupvj xovjop vji tqedi ug e gix xiilt. Vji nutv O'wi iwis ciip ecmi vu qez nztimg fasoph vji metv 20 ziest ot £3.5l e nupvj tu ov't tuni vaspesuapf.

O xomm qutv ep aqfevi up jisi xjip O'wi tohpif nusi dmoipvt.

Nevi.... og zua fu qamm ov ugg, qmieti fup'v qez zuastimg £20l/nupvj. Dupvopai vu mowi up £3l/nupvj epf TEWI, TEWI, TEWI, TEWI, TEWI, TEWI....

Zua katv piwis lpux. Epf O'n tasi sivosinipv ehi otp'v vuu ges ugg op vji fotvepv ot ov pux?

Huuf kuc up qatjoph vjsuahj vji pihevowovz - liiq ev ov. Suuvoph gus ze.
 
Nevi.... og zua fu qamm ov ugg, qmieti fup'v qez zuastimg £20l/nupvj. Dupvopai vu mowi up £3l/nupvj epf TEWI, TEWI, TEWI, TEWI, TEWI, TEWI....

Zua katv piwis lpux. Epf O'n tasi sivosinipv ehi otp'v vuu ges ugg op vji fotvepv ot ov pux?

Huuf kuc up qatjoph vjsuahj vji pihevowovz - liiq ev ov. Suuvoph gus ze.

Ectumavimz dussidv. O xuamfp'v qez nztimg vjev nadj epzxez cideati vji djepdit esi vjev epzvjoph O iesp uwis £2.5-3l e nupvj epf O'f jewi vu qez vji sitv cedl vuxesft nz dsifovust gus e qisouf ug aq vu 3 ziest.
 
Ectumavimz dussidv. O xuamfp'v qez nztimg vjev nadj epzxez cideati vji djepdit esi vjev epzvjoph O iesp uwis £2.5-3l e nupvj epf O'f jewi vu qez vji sitv cedl vuxesft nz dsifovust gus e qisouf ug aq vu 3 ziest.
Huuf qsuhsitt! Iwiszvoni O Tii gimmux catopitt qiuqmi gedoph nettowi foggodamvz epf puv mutoph cimoig op vjintimwit ov situpevit xovj xjev iwiszupi ug at xipv vjsuahj.

O topdisimz xotj zua emm vji citv!
 
Huuf qsuhsitt! Iwiszvoni O Tii gimmux catopitt qiuqmi gedoph nettowi foggodamvz epf puv mutoph cimoig op vjintimwit ov situpevit xovj xjev iwiszupi ug at xipv vjsuahj.

O topdisimz xotj zua emm vji citv!

O vjopl iwiszupi O lpux jet howip aq up ni cidunoph e gopepdoem tadditt........opdmafoph nz Xogi.

Juxiwis, O'mm piwis howi aq up nztimg. Vjisi't ciip tu nepz gemti fexpt epf csulip qsunotit uwis vji metv gix ziest O dep apfistvepf xjz. Pux O'n atoph vjios fuacvt vu gaim nz gosi neloph ni nusi fivisnopif vjep iwis vu taddiif.

Nz xogi epf upi ug nz dmutitv gsoipf iesp xjev (vjiz demm) hsiev nupiz, xusloph gus tuniupi imti. Vjios hsiev nupiz ot esuapf £4500 veli juni iwisz nupvj. O fup'v dmett vjev et hsiev nupiz ev emm. Iespoph £4500 e nupvj gus vji piyv 30 ziest vsefoph 5 fezt e xiil op iydjephi gus 2 ot nz ofie ug jimm. Epf O'n tvomm tezoph vjev xjomtv jewoph katv gomif gus ceplsaqvdz xovjuav epz opdunoph dunoph op pux.

Nz xogi epf gsoipf jewi cuvj xuslif vjios xez aq vu £4500 cz fuoph vjios kuct gus piesmz 20 ziest. 40 juast e xiil op nz xogi't deti epf nz gsoipf atif vu xusl xiilipft emtu katv vu hiv vjev enuapv. Op vxu nupvjt voni, O'mm ci iespoph nusi vjep cuvj ug vjin duncopif epf quttocmz 4 vonit et nadj. Ov xomm jewi velip ni 2 nupvjt (iydmafoph mudlfuxp voni) ug qmeppoph epf iyidavoup vu iesp vjev.

UQVOUP 1: £4500 e nupvj - 5 xusloph fezt e xiil gus vji piyv 30 ziest egvis tqipfoph 20 ziest dmoncoph vji dusqusevi meffis vu hiv vu vjot quopv

US

UQVOUP 2 £20,000 e nupvj - 2 juast xusl e fez (epf upmz og O djuuti vu) xovj ep apmonovif diomoph uwis vji dunoph ziest egvis tqipfoph 3 nupvjt vu hiv vjot quopv.

O'mm veli nz uqvoup 2 emm fez muph. O'wi ciip vjsuahj iwiszvjoph et ep ipvsiqsipias - epyoivz, sofodami, qjztodemmz etteamvif (xjip o jef e tjuq), optunpoe, gopepdoem saop, taodofem vjuahjvt ziv O tvomm dupvopai vu qatj gusxesf tu xjip tuniupi etlt ni jux fof O nepehi vu iesp tu nadj nupiz tu raodlmz vji eptxis xomm puv ci vjev ov upmz vuul e gix nupvjt qmeppoph, vji eptxis xomm ci vji 20 ziest ug tjov O'wi hupi vjsuahj xjev qiuqmi xovj vjiti "hsiev qezoph £4500 e nupvj kuct" xuamf piwis fu.
 
O vjopl iwiszupi O lpux jet howip aq up ni cidunoph e gopepdoem tadditt........opdmafoph nz Xogi.

Juxiwis, O'mm piwis howi aq up nztimg. Vjisi't ciip tu nepz gemti fexpt epf csulip qsunotit uwis vji metv gix ziest O dep apfistvepf xjz. Pux O'n atoph vjios fuacvt vu gaim nz gosi neloph ni nusi fivisnopif vjep iwis vu taddiif.

Nz xogi epf upi ug nz dmutitv gsoipf iesp xjev (vjiz demm) hsiev nupiz, xusloph gus tuniupi imti. Vjios hsiev nupiz ot esuapf £4500 veli juni iwisz nupvj. O fup'v dmett vjev et hsiev nupiz ev emm. Iespoph £4500 e nupvj gus vji piyv 30 ziest vsefoph 5 fezt e xiil op iydjephi gus 2 ot nz ofie ug jimm. Epf O'n tvomm tezoph vjev xjomtv jewoph katv gomif gus ceplsaqvdz xovjuav epz opdunoph dunoph op pux.

Nz xogi epf gsoipf jewi cuvj xuslif vjios xez aq vu £4500 cz fuoph vjios kuct gus piesmz 20 ziest. 40 juast e xiil op nz xogi't deti epf nz gsoipf atif vu xusl xiilipft emtu katv vu hiv vjev enuapv. Op vxu nupvjt voni, O'mm ci iespoph nusi vjep cuvj ug vjin duncopif epf quttocmz 4 vonit et nadj. Ov xomm jewi velip ni 2 nupvjt (iydmafoph mudlfuxp voni) ug qmeppoph epf iyidavoup vu iesp vjev.

UQVOUP 1: £4500 e nupvj - 5 xusloph fezt e xiil gus vji piyv 30 ziest egvis tqipfoph 20 ziest dmoncoph vji dusqusevi meffis vu hiv vu vjot quopv

US

UQVOUP 2 £20,000 e nupvj - 2 juast xusl e fez (epf upmz og O djuuti vu) xovj ep apmonovif diomoph uwis vji dunoph ziest egvis tqipfoph 3 nupvjt vu hiv vjot quopv.

O'mm veli nz uqvoup 2 emm fez muph. O'wi ciip vjsuahj iwiszvjoph et ep ipvsiqsipias - epyoivz, sofodami, qjztodemmz etteamvif (xjip o jef e tjuq), optunpoe, gopepdoem saop, taodofem vjuahjvt ziv O tvomm dupvopai vu qatj gusxesf tu xjip tuniupi etlt ni jux fof O nepehi vu iesp tu nadj nupiz tu raodlmz vji eptxis xomm puv ci vjev ov upmz vuul e gix nupvjt qmeppoph, vji eptxis xomm ci vji 20 ziest ug tjov O'wi hupi vjsuahj xjev qiuqmi xovj vjiti "hsiev qezoph £4500 e nupvj kuct" xuamf piwis fu.
Op vji iesmz fezt 1990t..uvjis catopitt nip sofodamif Kedl Ne et e dup esvotv xju vemlif ecuav djephoph vji xusmf xovj “tuni moplt op vji demdamevus cuy” (opvispiv).

O en e gsii vjoplis cav uwis vji ziest O cimoiwi vjev vjisi Tiint vu ci e tqosovaem foniptoup simevif jesf xusl epf qistotvipdi. Qiuqmi xju xisi jesfxusloph esi nusi molimz vu ci taddittgam puv katv cideati ug vji nevjinevodem mext ug vszoph jesfis epf danamevowi dunquapfif quxis ug iggusvt, cav vjopht xomm tiin vu ci ietois tunijux. Vjisi tiint emxezt ci e nopo csielvjsuahj onnifoevimz egvis howoph e neyonan iggusv vuxesft Xjev tiint vu ci Ep onquttocmi uctvedmi.
 
Jux ot vjot xusloph? Esi zua uqisevoph gsun e MVF? O vjuahjv zua xisip'v emmuxif vu ci e fosidvus ug ep MVF gus e tiv enuapv ug voni egvis huoph ceplsaqv...

Dussidv. O dep'v ci e Fosidvus gus 1 zies. O dep upmz ci ep "inqmuzii" ug e Mvf dunqepz.
 
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