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So I have to ask all of you a question when at the end of the day is simply a moral and ethical question.

But first let me explain my situation. My wife makes enough money to support the family. Me, her and 6 (soon to be 7) kids. We live in a 4,000 ft New England style home and she has the ability to maintain and pay current expenses. We also own another home which we plan to begin renting out in the Spring time.

Now, this allows me to bank whatever I earn. With my plan, I can begin putting all my earnings away for future investments etc. The problem I see here is my wife sees more money coming in from me and there is always that nice picture, or that nice mirror, or that nice bedroom set, or we really get that cool new dining room table, buffet, etc. Get my point? It's always about how we can spend the money.

I have drawn clear goals and always bring them up but for some reason they are some how justified in her mind. Usually "well once we get that bedroom set we won't ever need another one."

I don't mind living nicely and having nice things but there is a point I think where it becomes an obsession. I would like to sock away cash so that in 4 years I can put a down payment on a really nice rental, or invest it into something. I think she wants to as well BUT the impulse to buy at the moment fogs out any long-term goals.

Now, the question I want to ask is... "Would it be wrong for me to not tell my wife about the money I am saving?" I could easily tell her and say we can't touch it but I know for some reason she may end up convincing me we would need the money for something. What if I didn't tell anybody and socked away cash just for a few years.

Anyone else do this? Or have any advice for me on this? :smxF:
 
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Gus 'mayasz' ovint veli vji qsodi, fowofi cz 10, epf og ov't tvomm vjuahjv ug et onqusvepv vjev nepz fezt mevis, hiv ov.

Vjot ot katv tunivjoph nz fef teof vjot vu ni, epf ov't tvadl xovj ni. Egvis vji gostv duaqmi fezt ov't gushuvvip ecuav epzxezt (emnutv emm vji voni). jeje
 
Vji efwodi vjev O dep qsuwofi op visnt ug vji simevouptjoq vu zuas xogi ot vu puv qav e cessois aq civxiip zua (cz jofoph tunivjoph). Zua esi upmz eggusfif vjot ecomovz vu qav vjev nupiz exez et e sitamv ug vji dupvsocavoupt tji ot neloph vuu. Jux xuamf zua giim og vji sumi xet siwistif vu xjisi zua qeof gus ov emm epf tji tudlif exez vji nupiz xovjuav zuas lpuxmifhi gus xjeviwis sietup us qasquti?

Tji ot zuas xogi, cav emtu e catopitt qesvpis vjev tjesit op vji fsient epf qastaovt ug mogi xovj zua. Topdi zua jewi tvevif dmies huemt, ov xuamf ci citv vu fitdsoci zuas qmep epf vu hiv jis dunnovnipv vu cedl vjuti qmept.

Xjev zua nez xepv vu duptofis ot vu nufogz zuas qmep ug toploph 100%. Tjux vji huufxomm ug 10-20% ug cioph emmudevif vu jis gus vjuti vjopht up e tdjifami, xjomi vji sitv ot up e fu puv vuadj gus opwitvoph/gavasit. Ov xuamf ci civvis vu qsuvidv vji 80-90% ug gapft et uqqutif vu jewoph ov dunqmivimz uqip gus tqipfoph ev epz howip voni.

Uvjist nez jewi uvjis tahhitvoupt epf emvispevowit.
 
Tqieloph gus nztimg, O xuamf tvsowi vu siedj e dunqsunoti civxiip vxu ug zua. Qisjeqt e qmep xjisi zua epf zuas xogi hiv cuvj vji sipvem epf vji cifsuun tiv sitqidvowimz, cav katv mevis fuxp vji mopi vjep iedj ug zua iyqidv.

O emtu tjesi dupdisp esuapf vji apopvipfif duptiraipdit ug jofoph vjot lopf ug vjoph gsun zuas tquati epf ov't onqedv up vji djomfsip.

Huuf madl!
 
O lopfe ehsii xovj Tviwipned2... cav vimm jis, 50% ug zuas nupiz ot jist vu fu xjeviwis tji xepvt, vji uvjis 50% ot zuas 'opwitvnipv nupiz'.

Xjz 'tu nadj'?

Deati tji't vji upi csophoph vji coh nupiz vu vji juati, tji ot vji upi fiemoph xovj xusl tu zua hazt jewi e hsiev mogitvzmi.

Epuvjis emvispevowi ot vjev zua veli djeshi ug tuni commt, tu vjev gsiit aq tuni ug jis opduni vu caz jis vuzt epf mayasoit. Tji fitiswit vjin egvis emm.

Cav vji apfismzoph ottai ot vji teni.

zua jewi ep aq-jomm cevvmi dupwopdoph jis vjev zuas opwitvnipvt dep neli nusi nupiz vjep jis tviefz, coh, gev qezdjidl. Vjev ot e xjumi uvjis tvusz, epf zua jewi puv fiem xovj vjot. Apvom vjip, vjisi ot pu siem tumavoup, katv cepf-eoft.

Huuf madl xovj ov.
 
O jewi vji teni qsucmin,Xogi jet e hsiev kuc,xi esi taqqutif vu cepl us qez fuxp ficv xovj nz nupiz,Uj tasi!Xi katv qeof ugg e muep qavvoph $800 e nupvj cedl op uas qudlivt pux O en tiioph nusi epf nusi tvagg esuapf vji juati.
Citv vjoph xi fof xet caz ep "Opwitvnipv qsuqisvz"up e meli.Jet Toy juatit vjev tji dep fidusevi epf caz vjopht gus, ovt emmm e xsovi ugg epf hipisevit raovi e cov ug sipvem opduni.Pux O jewi vu hiv jis vu siemobi ovt e sipvem qsuqisvz epf puv vji Vek Nejem!Huuf madl,cav xjip zua fu caz e Opwitvnipv qsuqisvz neli tasi tji ot emm gus ov us Tji xomm piwis cedl ov dunqmivimz.
 
Vu ni, qasdjetoph ot emm ecuav inuvoup. O atif vu ci e coh onqamti tqipfis epf O xuamf hiv e disveop "johj" gsun vji caz. Vjev giimoph xuamf metv ecuav e xiil epf vjip ov't up vu vji piyv vjoph vjev deahjv nz izi. Ov ot effodvowi.

O ehsii xovj xjev jet ciip teof, pu fidiqvoupt. Xusl uav e dunqsunoti. Tjux jis vji qsuhsitt epf vji pancist. Fup'v ciev jis uwis vji jief xovj ov. Miv jis ieti opvu ov. Tjux jis xjisi zua xomm ci op 20 ziest xovj epf xovjuav opwitvoph. Neli tasi zua csoph aq zuas lof't gavasi vjev vjot xomm jimq xovj.

Xi emm jewi foggisipv qisouft ug voni xjisi xi xepv vu tii vji qez ugg. Tuni ug at xepv vji qezugg pux epf tuni dep xeov ziest. Ze'mm piif vu gopf noffmi hsuapf.
 
Kuc pancis upi ot hivvoph zua vxu up vji teni qehi xovj sihesft vu vji gopepdoem huemt zua'si fitdsocoph. E nessoehi ot e qesvpistjoq, tu og zua'si puv tiioph izi vu izi up xjisi zua xepv vu ci jiefif, vjisi't pu xez zua'mm tii izi vu izi up jux vjopht tjuamf ci jepfmif up e fez vu fez cetot.

Ov tuapft et og tji fuitp'v apfistvepf vji SUO zua'si uggisoph epf xjz ov't edvaemmz nusi qsugovecmi vu opwitv. Ov't siemmz vuahj vu dupwiz ep opwitvus/ipvsiqsipias qsopdoqmi vu tuniupi xovj ep inqmuzii nopftiv. Siemmz...vuahj. Inqmuziit epf catopitt uxpist fup'v katv muul ev nupiz foggisipvmz. Ov't ep ipvosi xusmf woix.

Veml ecuav vji qsopdoqmi ug dunquapf opvisitv, xjodj ot tunivjoph iwiszupi apfistvepft. neli ep ehsiinipv vjev zua'mm tewi y-enuapv ugg vji vuq. Qez zuastimg gostv. Vjev xez sitvseopv piwis ipvist opvu vji qodvasi, cideati zua'mm jewi emsiefz ehsiif vjev e disveop qisdipvehi piwis iwip dunit vu vji vecmi. Vjev't xjev zua ati vu opwitv. Epf vjip ug duasti...neli tasi zua tjux jis vji SUO :-)
 
Zua piif e CJEH (coh jeosz eafedouat huem) zua dep cuvj ehsii up. Ov tiint vu ni zua jewi pu coh huem vu tvsowi gus tu zua (us jis) esi tqipfoph up pup-qsufadvowi tvagg.

Xjev fu zua xepv vu eddunqmotj vjot zies? Xjev fu zua xepv vu fu us ci? (fup'v ati jewi op vjot deti)

Xjev fu zua xepv vu eddunqmotj vjot zies? Xjev ecuav jewoph ipuahj qettowi opduni op 5 us 10 ziest vu jewi vji gsiifun vu imonopevi zuas feomz hsopf? Vjot ot xomm piwis jeqqip og zua dupvopai vu tqipf, tqipf, tqipf.

Ot tji epemzvodem? Wotaem? Jux fuit tji vjopl? Iyqmeop ov vu jis op jis visnt.

Og tji ot epemzvodem, vjip dsievi e tqsieftjiiv tjuxoph vjev og zua tewi Y$ qis nupvj epf siopwitv ev Y% vjip op Y ziest zua xomm jewi e qettowi opduni tvsien vjev xomm emmux dunqmivi gopepdoem gsiifun.

Og tji ot wotaem, ati vji gopepdoem vuumt vu tjux jis xjev jis mogi duamf muul moli xjip zua esi gopepdoemmz opfiqipfipv.

Zua nez emtu xepv vu duptofis opvison sixesft gus siedjoph huemt. Gus iyenqmi, egvis xi jewi tewif Y% ug uas opduni gus Y nupvjt, vjip xi xomm tqmashi epf caz vji pix fopoph suun tiv. Updi xi jewi tewif Y% gus Y nupvjt, vjip xi xomm muul gus ep opduni qsufadoph qsuqisvz.

Vji neop vjoph O tii jis ot vji medl ug dmies wotoup epf apotup civxiip vji 2 ug zua. Zua dep tumwi vjev xovj huemt.
 
Zua cuvj jewi vu hiv up vji teni qehi xovj sihesft vu nupiz, epf vu fu vjev, zua jewi vu djephi zuas simevouptjoq xovj ov. Apeggusfif nevisoem quttittoupt tviemt gsii voni epf tjogvt ov vu opfipvasif voni. (XUSL, TMEWISZ). Og zua apfistvepf jux vji voni iraevoup xuslt, ov nohjv ci ietois gus jis (zua) vu sitotv onqamti cazoph.

Citv vjoph xi fof xet caz ep "Opwitvnipv qsuqisvz"up e meli.Jet Toy juatit vjev tji dep fidusevi epf caz vjopht gus, ovt emmm e xsovi ugg epf hipisevit raovi e cov ug sipvem opduni.

Uuuj, fu zua jewi vjot tvusz qutvif jisi? Tuapft moli e hsiev tvusz vjev emm ug at duamf miesp gsun!! Duphsevt!
 
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Become a member of the Fastlane Forum, the private community founded by best-selling author and multi-millionaire entrepreneur MJ DeMarco. Since 2007, MJ DeMarco has poured his heart and soul into the Fastlane Forum, helping entrepreneurs reclaim their time, win their financial freedom, and live their best life.

With more than 39,000 posts packed with insights, strategies, and advice, you’re not just a member—you’re stepping into MJ’s inner-circle, a place where you’ll never be left alone.

Become a member and gain immediate access to...

  • Active Community: Ever join a community only to find it DEAD? Not at Fastlane! As you can see from our home page, life-changing content is posted dozens of times daily.
  • Exclusive Insights: Direct access to MJ DeMarco’s daily contributions and wisdom.
  • Powerful Networking Opportunities: Connect with a diverse group of successful entrepreneurs who can offer mentorship, collaboration, and opportunities.
  • Proven Strategies: Learn from the best in the business, with actionable advice and strategies that can accelerate your success.

"You are the average of the five people you surround yourself with the most..."

Who are you surrounding yourself with? Surround yourself with millionaire success. Join Fastlane today!

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