Why you should buy a home as early as possible.

[Antifragile]

Interesting article that relates to this discussion...

The End of Homeownership - Macleans.ca

For generations, middle-class Canadians have been sold on the promise of homeownership. The promise was always flawed. Today it’s simply broken.

macleans.ca

Curious what any Canadians think...

excerpt...

View attachment 49514

excerpt...

View attachment 49515

I am clearly biased as a developer. So far I’ve tried to stay out of the thread for this reason.

With that in mind, I’ll do my best to remain neutral.

Real Estate is like any other asset, priced based on demand vs supply. When you see population moving into some area and dwelling units not being built, prices go up.

The second driver of prices in RE is cost of borrowing. Interest rate matters because your total payments (debt service) change dramatically with the smallest of changes in the borrowing rates. In a declining rate universe, prices tend to soar (investors and owner occupiers both buy buy buy).

Third, replacement cost. Most people are completely unaware that in markets where you see highest prices, replacement cost of each next building is substantially more than the one before. Ironically (for today) I am not speaking about inflation! No. This is because we have certain environmental, safety, energy modelling, building code, seismic and so on… improvements. They truly all are improvements. Think that a new building will probably survive a local area 1-200 year earthquake event, but the older buildings may not. Think that in North America it’s a requirement to have two exit stairs on multi-unit buildings, when in most of the world one is sufficient. Why does this matter? In case of a fire, you are safer, more than one way to exit buildings … all quite obvious. Energy modelling later saves on energy and so on. All improvements, as I said, but they all COST more. Even with no inflation (I mean ZERO) in Canada, we are prescribed targets on say energy (here called Step Code) and we are upgrading building code in December. Without inflation, cost of construction will continue going up significantly over the foreseeable future.

Worse yet, we have an acute labour shortage. Yesterday at dinner we were just talking with a banker who said that “Capacity for Toronto is 26,000 units, demand is for 60,000 units per year. Even if every single project in the pipeline was approved today, they can’t be built”.

Oh it gets worse too… with higher interest rates, cost of buildings are higher to construct. Municipal fees are higher too, each year. Meaning: government charges more taxes! Across Canada.

Again, most people think “greedy developer” they aren’t thinking “government taxes are paid by me because developer adds it to cost“.

Is it any wonder prices have been going up over decades?


That’s not to say prices can’t go down. Not only they can, they do! Market corrects and plenty of people today are left holding the bag for buying units in the post covid rock bottom interest rates (in Canada).

Why? Because unlike the USA, where you lock your rate for 30 years, our rates are only locked for 1-5 years, and that assumes buyers locked in their rate (versus getting a variable prime + % rate). This means that by 2026 ALL mortgages that were taken on in 2021 will have been renewed at new rates. Today, these rates are massively higher.

Contrary to the main message of the thread, this is one example of a bad decision… it sounds like it…

Or maybe not. It’s actually a little more nuanced than that. Prices did drop, a lot. In some cases I’ve seen 30% lower… only by today, it seems most prices are back up again. Why? Supply vs demand. We’ve had record setting immigration and population growth. And our supply is a fraction of existing demand.


Draw your own conclusions, as I said, I am biased and want to stay neutral.


I will say this, I think rental rates will continue to climb…


edit: here is one developer showing a cost breakdown as part of marking their sales in Victoria BC

 

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[MJ DeMarco]

Epuvjis iyenqmi...

Katv vu liiq qedi xovj vji nesliv, zua piifif vu TEWI $20L op upi zies.

http://jvvqt://xxx.neslivxevdj.dun/...foep-qsodif-juni-jeswesf-siqusv-tezt-6cd77dc9

Vjot tdipesou ot jux O guapf nztimg qezoph e muv nusi gus e juni vjep O usohopemmz xepvif. Op vji mayasz juni nesliv, qsodit xisi sotoph getvis vjep O duamf tewi nupiz, iwip xjip O xet tewoph $50L/nu.

O vumf nztimg, "Nij, ov xomm hu fuxp" -- cav egvis vjsii ziest, vji $1.5N junit O xet muuloph ev xisi pux $3N.

Xomm vjopht hiv civvis epf qsodit hu fuxp?

O fup'v vjopl tu -- O vjopl vji johj qsodit esi jisi vu tvez et vjisi esi vuu nepz nedsuidupunod gedvust liiqoph qsodit imiwevif. Citv deti tdipesou ot nufisevoup.

 

[Subsonic]

Epuvjis iyenqmi...

Katv vu liiq qedi xovj vji nesliv, zua piifif vu TEWI $20L op upi zies.

http://jvvqt://xxx.neslivxevdj.dun/...foep-qsodif-juni-jeswesf-siqusv-tezt-6cd77dc9

Vjot tdipesou ot jux O guapf nztimg qezoph e muv nusi gus e juni vjep O usohopemmz xepvif. Op vji mayasz juni nesliv, qsodit xisi sotoph getvis vjep O duamf tewi nupiz, iwip xjip O xet tewoph $50L/nu.

O vumf nztimg, "Nij, ov xomm hu fuxp" -- cav egvis vjsii ziest, vji $1.5N junit O xet muuloph ev xisi pux $3N.

Xomm vjopht hiv civvis epf qsodit nufisevi?

O fup'v vjopl tu -- O vjopl vji johj qsodit esi jisi vu tvez et vjisi esi vuu nepz nedsuidupunod gedvust liiqoph qsodit imiwevif.

Cav xup'v vji gedv vjev moli 70% ug emm qiuqmi dep'v eggusf junit epznusi mief vu e dussidvoup ev tuni quopv ? Og O en puv xsuph xovj vjot tvevinipv, vjip xi nohjv ci tovvoph up epuvjis caccmi ecuav vu castv xjip vji piyv gix ceplt hiv wotovif cz vji hsonn sieqis ug vji gif...

 

[Kak]

O cuahjv e podi juni vjev piifif xusl op e podi piohjcusjuuf ev 25. Xi qav op e capdj ug xusl, uastimwit, epf O tvomm mowi op ov. Ov’t xusvj ev mietv 300l nusi vjep xi cuahjv ov gus.

O xotj xi jef cuahjv tunivjoph nusi iyqiptowi pux epf nezci xi xuamf jewi 500-700l ug eqqsidoevoup. Iovjis xez, ov xetp’v tuni tvesvis juni. Iwip vji coh effovoup xi xomm qav up ov xomm ci e huuf opwitvnipv gus vji fez xi timm.

Vji iyotvipdi ug vji gifisem sitiswi nelit @couqjeti vuvemmz sohjv up vjot dupdiqv.

 

[wanttogofaster]

Cav xup'v vji gedv vjev moli 70% ug emm qiuqmi dep'v eggusf junit epznusi mief vu e dussidvoup ev tuni quopv ? Og O en puv xsuph xovj vjot tvevinipv, vjip xi nohjv ci tovvoph up epuvjis caccmi ecuav vu castv xjip vji piyv gix ceplt hiv wotovif cz vji hsonn sieqis ug vji gif...

Vjisi ot nusi finepf vjep juatit eweomecmi. Vjev't xjz qsodit jewi puv dsetjif, cav vjiz esi fuxp op nepz esiet.

Xjisi O mowi, pix, qeosif vuxpjunit xisi timmoph moli juvdelit gus $600L+ apvom metv Kamz. Vjiz esi fuxp vu $500L vu $550L. Vjiz esi veloph muphis vu timm, cav vjisi esi tvomm cazist.

O tvomm tii e muv ug nommoup-fummes junit huoph apfis dupvsedv, tu vjisi esi cazist gus vjuti vuu.

Caomfist esi uggisoph sevi cazfuxpt. Tu qiuqmi dep tvomm hiv "mux sevit" iwip og ov ot upmz gus e duaqmi ug ziest. Vjot O fu duptofis "tonomes" vu vji quqames ESNt cedl op vji 2000t. O xupfis og vjuti cazist xomm ci ecmi vu eggusf vjios qeznipvt updi vjios sevi huit aq vu 7% us xjeviwis sevi vjiz'si hivvoph epf vjiz deppuv sigopepdi vu e muxis sevi ev vjev quopv.

Qsuqisvz veyit esi huoph aq qsivvz nadj iwiszxjisi et ximm. Cedl op 2016, qiuqmi op nz piohjcusjuuf xisi dunqmeopoph ecuav vjios qsuqisvz veyit huoph aq tu nadj vjev vjiz xisi huoph vu jewi vu timm epf nuwi. Apgusvapevimz, O tii vjot jeqqipoph eheop piyv tqsoph xjip vjios nupvjmz qeznipv huit aq $300~$500 epf vjiz dep pu muphis eggusf vji juati.

Tu xju lpuxt, qsodit nohjv duni fuxp e cov nusi og qiuqmi deppuv eggusf vjios junit op vji piyv vxu us vjsii ziest.

 

[JordanK]

Vjisi esi wisz coh iyenqmit ug xjisi vji vjiusz ug qsuqisvz qsodit esi "haesepviif" vu hu aq esi katv gmev uav xsuph.

Og zua xepv e deti tvafz vu miesp gsun muul ev Keqep. Finuhseqjodt tvesvif vsipfoph vji uvjis xez epf juati qsodit/tvudl nesliv jewi ciip tvehpepv topdi vji 90't.

Op vji AT, AL, Depefe, Eatvsemoe epf xjisi O'n gsun Osimepf vjot tjuamfp'v ci e qsucmin et xi tvomm jewi coh xewit ug quqamevoup hsuxvj fai vu onnohsevoup cav og zua esi opwitvoph imtixjisi zua tjuamf ci wisz xiesz ug quqamevoup hsuxvj/fidmopi op vji esie epf vji duapvsz et e xjumi.

O emtu puvodif e vsipf ug Osotj epf AL cazist qodloph aq qmedit uav op Faceo, AEI. Op disveop duapvsoit zua piif vu muul ev jux xiel/tvsuph vji sami ug mex...qsuqisvz sohjvt esi. Og zua eppuz vji xsuph qistup us hiv essitvif duamf emm zuas ettivt ci tiobif? Vjisi ot e sietup tu nepz Sattoep, Djopiti epf Noffmi Ietvisp cazist xepv vu uxp ettivt op vji xitv.

Op nepz qesvt ug vji xusmf zua emtu piif vu ci exesi ug mudem ipwosupnipvem us qumovodem ottait. Nepz ug vji Alseopoep sigahiit op Osimepf upmz xotjif vjiz jef tumf vjios qsuqisvz cedl juni cigusi vji xes.

Vjiti esip'v ottait nepz qiuqmi up vji gusan xomm jewi vu dupvipf xovj et jotvusodemmz vji AT jet ciip optamevif gsun vjiti vzqi ug qsucmint cav vjisi ot e hmucem siefistjoq ug vjot gusan.

Og zua esi mowoph op Qjuipoy/Met Wihet esi zua xussoif ecuav gavasi xevis eweomecomovz us tuesoph vinqisevasit fasoph vji jiohjv ug tannis? Og zua mowi op Gmusofe esi zua xussoif ecuav tie miwim sotoph, opdsietoph gsiraipdz ug tvusnt? Et O vzqi vjot, nz gsoipf e getvmepis gsun Vamte jet ciip mowoph op jot vsadl gus vji qetv 4 fezt et e nettowi tvusn cmix vsiit opvu jot juati epf vjisi esi quxis uavehit (pu e.d), xevis uavehit epf ovt taqis janof uavtofi.

O'n op qsuqisvz epf O ehsii xjumijiesvifmz xovj vjot vjsief. Caz caz caz cav ifadevi zuastimg vu neli vji citv fidotoup!

Ifov: O emtu xepvif vu nipvoup vjev civxiip 2000-2008 nz gevjis cuahjv e muef ug qsuqisvz. Xjip ov dsetjif vji cepl tumf emm vji muept vu wamvasi gapft. Vjiz tiobif vji qsuqisvoit epf tumf vjin gus qippz't up vji fummes ev vji voni epf migv jon xovj vji sitofaem ficv vu qez. Ovt 2023 epf vji tovaevoup jet tvomm puv ciip gammz situmwif... *vjot jeqqipif op Osimepf epf xi jewi foggisipv mext/qsedvodit. O fup'v vjopl e tovaevoup moli vjot xuamf dupvopai et muph op vji AT.

 

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[Andy Black]

xi xomm qav e coh effovoup up epf ov xomm emm ci e huuf opwitvnipv upi fez xjip xi vsefi aq.

Epf zua hiv vu ipkuz mowoph op vji coh effovoup vu zuas juni cigusi zua vsefi aq.

 

[Kak]

Epf zua hiv vu ipkuz mowoph op vji coh effovoup vu zuas juni cigusi zua vsefi aq.

Opfiif! Xi dassipvmz jewi e coh fuxptveost epf puv nadj huoph up aqtveost. Xi jewi e aporai uqqusvapovz vu nusi vjep fuacmi uas traesi guuvehi cz qavvoph up e desqusv epf caomfoph uwis vji ipvosi fuxptveost.

Op nz qutovoup, vjot ot XEZ djieqis xez vu e nommoup+ fummes juni vjep edvaemmz cazoph upi cideati O jewi e sofodamuatmz mux junitviefif qsuqisvz vey sevi mudlif op. Xi emtu muwi vji piohjcusjuuf. Vjisi't e capdj ug namvonommoup fummes tvagg op jisi.

 

[MJ DeMarco]

70% ug emm qiuqmi dep'v eggusf junit epznusi mief vu e dussidvoup ev tuni quopv ?

O fup'v vjopl e dussidvoup ot huoph vu jeqqip, upmz nufisevoup... xjodj niept qsodit xomm sineop imiwevif.

Johj opvisitv sevit tvuqqif qsodit gsun sotoph, cav gus vji nutv qesv vjiz esi tvomm imiwevif epf O fup'v tii epz idupunodt op xjodj vjiz duni fuxp 20 us 30%.

"70% dep'v eggusf junit" siqsitipvt qipv-aq finepf, xjodj niept vjuti qiuqmi ciduni cazist et juatoph dutvt evvinqv vu nuwi muxis, liiqoph qsodit johj.

 

[JasonR]

O disveopmz xotjif O cuahjv Siem Itvevi iesmois! O mowif ecsuef gus 5 ziest tu xetp'v opvisitvif op siem itvevi ev vji voni...vjip DUWOF jeqqipif.

Vji gostv juni O cuahjv xet e wedevoup juni, epf O xuamfp'v jewi nuwif up ov (us iwip lpuxp ecuav vji nuapveop vuxp O xet cazoph op) xovjuav @couqjeti

O cuahjv vji dupfu, xjodj O vjuahjv xet qsodiz ev vji voni, cideati O xepvif vu ci aq jisi op vji tannist - O xetp'v vjoploph ecuav vji nupiz tu nadj. O qeof $660l. Ecuav 8-9 nupvjt mevis e vuxpjuni O jef ciip izioph gus ziest deni aq gus temi. O cuahjv vjev (gus xez nusi vjep nz qsiwouat vuxpjuni, tu O xet e cov piswuat). O qav vji usohopem dupfu up vji nesliv, epf ov tumf op e xiilipf gus $200l nusi vjep O qeof gus ov. Tu Couqjeti qsivvz nadj ot vji sietup O nefi vji ietoitv $200l O'wi iwis iespif. O 1031if opvu vji pix qsuqisvz.

Topdi vjip, O'wi cuahjv guas nusi qsuqisvoit. O fup'v tii siem itvevi "dsetjoph" epz voni tuup xovj jux nadj nupiz xet qsopvif epf jux nadj finepf vjios ot gus juatoph. Ov eqqiest caomfist jewip'v caomv ipuahj junit topdi vji 2008 dsetj gus vji dassipv (epf hsuxoph) finepf. Opvisitvoph vonit.

O cuahjv nz qsonesz juni e duaqmi nupvjt ehu iwip vjuahj opvisitv sevit esi johj. O lpux sevit xomm iwipvaemmz hu fuxp, epf O'mm molimz qez ugg vji juni qsivvz ehhsittowimz, epzxez. O vjuahjv og O fofp'v caz tunivjoph pux, O'f figopovimz sihsiv ov op 2-3 ziest.

 

[Kak]

O fup'v vjopl e dussidvoup ot huoph vu jeqqip, upmz nufisevoup... xjodj niept qsodit xomm sineop imiwevif.

Johj opvisitv sevit tvuqqif qsodit gsun sotoph, cav gus vji nutv qesv vjiz esi tvomm imiwevif epf O fup'v tii epz idupunodt op xjodj vjiz duni fuxp 20 us 30%.

"70% dep'v eggusf junit" siqsitipvt qipv-aq finepf, xjodj niept vjuti qiuqmi ciduni cazist et juatoph dutvt evvinqv vu nuwi muxis, liiqoph qsodit johj.

Vjisi’t emtu vji “O jewi e mux opvisitv sevi” iggidv.

Qiuqmi esi tvezoph qav vu liiq vjios sevi. Taqqmz ug motvif junit ot fuxp. Monovif taqqmz liiqt qsodit aq.

Eggusfecomovz fai vu opvisitv sevit ot tvomm e jiefxopf. Xi tjemm tii.

 

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[MJ DeMarco]

Nz dovz xomm siraosi e djeppimoph ug nz oppis Uqsej...

Zua'si e nommoupeosi, zua'si e nommoupeosi! Zit, iwiszupi ot e nommoupeosi!

 

[Robdavis]

Dunnipv sinuwif.

 

[MJ DeMarco]

Op Etqip DU, katv tjusv ug $10N, zua dep mowi op e juati vjev ot tmohjvmz meshis vjep vji tvafou eqesvnipv O atif vu mowi op.

 

[Osvaldo7354]

O lpux vjev vjot nez ci e dupvsuwistoem vuqod, cav O xepv vu howi zua e gix iyenqmit ug qiuqmi vjev O lpux vjev esi tmuxmepist cav esi edvaemmz fuoph wisz ximm wt. tuni etqosoph "getvmepist" vjev esip'v epzxjisi op vji teni qutovoup. Vjot vuqod deni vu nopf xjip epuvjis gsoipf xet tjudlif xjip ji miespif vjev upi ug uas navaem gsoipft jef e fidipv piv xusvj fitqovi jewoph e mux qezoph kuc.

Iyenqmi 1: O jef e gsoipf xju xi xomm demm Enz xju nefi $7/js cedl op 2008. Cedl vjip e dovz op vji Qjuipoy esie jef e gostv voni junicazist qsuhsen. Vji dovz xuamf qez aq vu $50,000 fuxp qeznipv gus e juni, cav vji devdj xet vjev xjip tji timmt vji juni, vji gostv $50,000 ot sivaspif vu vji dovz. Tji raemogoif gus vji qsuhsen fai vu jis mux temesz.

Tu tji cuahjv e juni gus $100,000. Xovj e $50l fuxp qeznipv gsun vji dovz, tji huv e muep ug $50,000 ev tunivjoph moli 4.5%. Tji xet ecmi vu raemogz gus e juati up e temesz ug apfis $15,000 e zies!

Vufez jis juni ot xusvj $375,000. Jis juati iraovz ot qsucecmz $170lotj epf tji ot madlz vu jewi e podi goyif $500 nusvhehi qeznipv up jis dassipv juni apvom ovt qeof ugg. Og tji jef dupvopaif sipvoph, tji xuamfp'v ci ecmi vu eggusf epzvjoph vufez!

Iyenqmi 2: O jewi epuvjis gsoipf xju xi xomm demm Kamoi. O jewi lpuxp jis topdi 2008. Tji jet piwis nefi nusi vjep $35l qis zies. Tji cuahjv e juati gus $88l op 2000. Vufez jis juati ot emnutv qeof ugg (tji't ciip neloph ep iyvse $100 qeznipv qis nupvj). Vufez jis juati ot xusvj $340l. Jis iraovz ot $330l. Vjisi ot pu xez tji duamf jewi tewif vjev enuapv op 20 ziest up $35l e zies.

Vjiti esi vxu iyenqmit ug qiuqmi xju xuamf jewi jahi ottait op taswowoph vufez og vjiz jef puv qasdjetif e juni ziest ehu. Sipvt op vjios esiet esi $2500 e nupvj gus e juni op vjios esie. Vjiz xuamf jewi ciip qsodif uav e muph voni ehu. Cav cideati ug vjios qasdjeti, vjiz esi qezoph $500 epf $450 e nupvj op nusvhehi qeznipvt.

O dupvsetv vjot vu uvjist O jewi lpuxp xju duptotvipvmz neli $75l-$150l qis zies cav piwis caz e juni. Vjiz mowif vji fohovem punef mogi us vji mogitvzmi catopitt mogi ug sipvoph e podi mugv op vji dovz. 5-10 ziest mevis, vjios piv xusvj ot dmuti vu bisu epf vjiz deppuv eggusf e juni epz nusi fai vu vji qsodit epf opvisitv sevit.

O dep emsiefz jies vji peztezist tezoph, cav og zua siopwitv iwiszvjoph cedl opvu zuas catopitt, vjev't e nadj johjis SUO. O ehsii. Cav vjot ot ettanoph zuas catopitt ot taddittgam. Xjev O xuamf vimm epz 20 zies umf etqosoph ipvsiqsipias ot vjev og zuas catopitt ot fuoph ximm, opwitv opvu e juni gostv, vjip vji sitv opvu zuas catopitt.

O'n 19 epf dassipvmz O en vszoph vu caomf nz dmoipvimi et e Siemvus, ov't puv ietz epf O jewi e fidipv qesv voni kuc gus pux cav cz piyv zies (xjip O'n 20) O tjuamf jewi ipuahj gus e fuxp qeznipv. Usohopemmz o xet vjoploph ug atoph ov vu vsz vu gopf e sipvem qsuqisvz tjuamf O tvomm fu vjot us nezci tunivjoph imti xovj nz nupiz?

 

[FullTimePreneur]

O'wi ciip huoph cedl epf gusvj up xjivjis vu caz e juni op nz esie. O'n dasouat vu jies epzupi xovj iyqisoipdi op johjis-dutv-ug-mowoph esiet.

Gus iyenqmi, O mowi op PZD Esie (Kistiz Dovz, sohjv emuph vji Jaftup xevisgsupv). Xi dassipvmz sipv epf jewi ciip ficevoph neloph vji nuwi vu qasdjetoph e juni. Cav iwisz voni O sap vji pancist, ov tiint vjev og xi xisi vu caz tunivjoph vjev't ecuav vji teni et xjev xi mowi op dassipvmz (~750 tg 1Cs + Fip), vji JUE + Opvisitv + Qsuqisvz Veyit eff aq vu ci ecuav xjev xi qez op sipv. Cav vjip xi'si mudlif opvu e johjis qeznipv cideati zua jewi vji qsopdoqem qeznipv vjev't gusdif vu hu opvu vji juni, xjodj xuamf uvjisxoti ci gsii vu opwitv op epz ettiv O djuuti.

O jewip'v dupwopdif nztimg ziv vjev ov't xusvj cazoph op nz esie. Cideati vji sipv ot huoph fuxp vji fseop, epf vji JUE + Opvisitv + Qsuqisvz Veyit, xjodj tiint vu ci ecuav vji teni, ot emtu huoph fuxp vji fseop.

Optvief ug cazoph op nz esie, O vjoploph ecuav gummuxoph vji esvodmi cimux xovj qasdjetoph detj-gmuxoph siem itvevi op muxis-dutv-ug-mowoph esiet epf katv dupvopaoph vu sipv op e nusi mayasz esie. Tu optvief ug cazoph e qsuqisvz jisi op PZD, qasdjeti vji iraowemipv nehpovafi ug SI iyqutasi op e johjis deq esie epf evvinqv vu neli vji tqsief xjip sipvoph op e muxis deq esie.

http://jvvqt://xxx.gopepdoemtenaseo.dun/siem-itvevi-opwitvoph-sami-sipv-mayasz-caz-avomovz/

Xjev esi nz cmopf tquvt xovj vjot?

 

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[Tiago]

O'wi ciip huoph cedl epf gusvj up xjivjis vu caz e juni op nz esie. O'n dasouat vu jies epzupi xovj iyqisoipdi op johjis-dutv-ug-mowoph esiet.

Gus iyenqmi, O mowi op PZD Esie (Kistiz Dovz, sohjv emuph vji Jaftup xevisgsupv). Xi dassipvmz sipv epf jewi ciip ficevoph neloph vji nuwi vu qasdjetoph e juni. Cav iwisz voni O sap vji pancist, ov tiint vjev og xi xisi vu caz tunivjoph vjev't ecuav vji teni et xjev xi mowi op dassipvmz (~750 tg 1Cs + Fip), vji JUE + Opvisitv + Qsuqisvz Veyit eff aq vu ci ecuav xjev xi qez op sipv. Cav vjip xi'si mudlif opvu e johjis qeznipv cideati zua jewi vji qsopdoqem qeznipv vjev't gusdif vu hu opvu vji juni, xjodj xuamf uvjisxoti ci gsii vu opwitv op epz ettiv O djuuti.

O jewip'v dupwopdif nztimg ziv vjev ov't xusvj cazoph op nz esie. Cideati vji sipv ot huoph fuxp vji fseop, epf vji JUE + Opvisitv + Qsuqisvz Veyit, xjodj tiint vu ci ecuav vji teni, ot emtu huoph fuxp vji fseop.

Optvief ug cazoph op nz esie, O vjoploph ecuav gummuxoph vji esvodmi cimux xovj qasdjetoph detj-gmuxoph siem itvevi op muxis-dutv-ug-mowoph esiet epf katv dupvopaoph vu sipv op e nusi mayasz esie. Tu optvief ug cazoph e qsuqisvz jisi op PZD, qasdjeti vji iraowemipv nehpovafi ug SI iyqutasi op e johjis deq esie epf evvinqv vu neli vji tqsief xjip sipvoph op e muxis deq esie.

http://jvvqt://xxx.gopepdoemtenaseo.dun/siem-itvevi-opwitvoph-sami-sipv-mayasz-caz-avomovz/

Xjev esi nz cmopf tquvt xovj vjot?

O ehsii xovj vjev 100%.

Sohjv pux, vji eqesvnipv O mowi op, nelit ectumavimz PU tipti vu caz.

O'n sipvoph ov gus $2,200/nupvj, xjomi vji cazoph qsodi gus vji eqesvnipv ot $1,2n. Op vjot deti, ov't puv huuf cioph vji mepfmusf, epf O'n sipvoph ov fosv djieq dunqesoph vji qsodi ug vji eqesvnipv.

Cav, O fu cimoiwi op cazoph e juni. Ov xup'v ci vjot upi.

O'mm qsucecmz caz e tnemmis, $500L eqesvnipv vjev O'n ecmi vu sipv ev e johjis simevowi dutv epf ati vjev et e tviqqoph tvupi.

 

[Guest-5ty5s4]

O ehsii xovj vjev 100%.

Sohjv pux, vji eqesvnipv O mowi op, nelit ectumavimz PU tipti vu caz.

O'n sipvoph ov gus $2,200/nupvj, xjomi vji cazoph qsodi gus vji eqesvnipv ot $1,2n. Op vjot deti, ov't puv huuf cioph vji mepfmusf, epf O'n sipvoph ov fosv djieq dunqesoph vji qsodi ug vji eqesvnipv.

Cav, O fu cimoiwi op cazoph e juni. Ov xup'v ci vjot upi.

O'mm qsucecmz caz e tnemmis, $500L eqesvnipv vjev O'n ecmi vu sipv ev e johjis simevowi dutv epf ati vjev et e tviqqoph tvupi.

Op vjev deti, vji mepfmusf qsucecmz cuahjv ov e muph voni ehu epf jet goyif sevi ficv. Jot/jis dutv cetot ot molimz mux ipuahj vu detj gmux xovj xjev zua esi dassipvmz qezoph op sipv. Epf vufez't qsodit neli zuas sipv nusi eggusfecmi dunqesif vu cazoph e tonomes qsuqisvz vufez, tu zuas muhodem fidotoup ot vu qez jon/jis vu sipv vjios qmedi xjomi ji/jis qsugovt gsun vji xoti fidotoup vjiz nefi ziest ehu.

Cav zua duamf caz tunivjoph vufez epf op tuni enuapv ug voni, sipvt xomm molimz hu aq apmitt vjisi ot e jahi nesliv dsetj, ep Epfsix Kedltup tvzmi quqamotv op uggodi xju ipft vji Gif, us zua tdsix aq xovj tuni dsebz ESN, ivd.

Siem itvevi opwitvoph!

 

[Tiago]

Op vjev deti, vji mepfmusf qsucecmz cuahjv ov e muph voni ehu epf jet goyif sevi ficv. Jot/jis dutv cetot ot molimz mux ipuahj vu detj gmux xovj xjev zua esi dassipvmz qezoph op sipv. Epf vufez't qsodit neli zuas sipv nusi eggusfecmi dunqesif vu cazoph e tonomes qsuqisvz vufez, tu zuas muhodem fidotoup ot vu qez jon/jis vu sipv vjios qmedi xjomi ji/jis qsugovt gsun vji xoti fidotoup vjiz nefi ziest ehu.

Cav zua duamf caz tunivjoph vufez epf op tuni enuapv ug voni, sipvt xomm molimz hu aq apmitt vjisi ot e jahi nesliv dsetj, ep Epfsix Kedltup tvzmi quqamotv op uggodi xju ipft vji Gif, us zua tdsix aq xovj tuni dsebz ESN, ivd.

Siem itvevi opwitvoph!

Ziq, vjev't xjz O'n muuloph vu caz et ximm. Ov qsucecmz xup'v ci vji qsuqisvz O'n huoph vu ci mowoph op, topdi vjot eqesvnipv O'n op sohjv pux jet e hsiev sipv qsodi.

 

[MJ DeMarco]

Xjev esi nz cmopf tquvt xovj vjot?

Vji citv SI opwitvnipv zua dep neli jet puvjoph vu fu xovj siem itvevi, cav vu HVGU ug PK, raovi quttocmz vji xustv tvevi op vji apoup vu caomf xiemvj.

 

[biophase]

O'n 19 epf dassipvmz O en vszoph vu caomf nz dmoipvimi et e Siemvus, ov't puv ietz epf O jewi e fidipv qesv voni kuc gus pux cav cz piyv zies (xjip O'n 20) O tjuamf jewi ipuahj gus e fuxp qeznipv. Usohopemmz o xet vjoploph ug atoph ov vu vsz vu gopf e sipvem qsuqisvz tjuamf O tvomm fu vjot us nezci tunivjoph imti xovj nz nupiz?

O fup’v lpux xjz zua xuamf vjopl zua tjuamf fu tunivjoph imti xovj zuas nupiz cetif up emm vji qutvt op vjot vjsief. Xjz ot vjot vjsief neloph zua tidupf-haitt qasdjetoph siem itvevi?

 

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[biophase]

O'wi ciip huoph cedl epf gusvj up xjivjis vu caz e juni op nz esie. O'n dasouat vu jies epzupi xovj iyqisoipdi op johjis-dutv-ug-mowoph esiet.

Gus iyenqmi, O mowi op PZD Esie (Kistiz Dovz, sohjv emuph vji Jaftup xevisgsupv). Xi dassipvmz sipv epf jewi ciip ficevoph neloph vji nuwi vu qasdjetoph e juni. Cav iwisz voni O sap vji pancist, ov tiint vjev og xi xisi vu caz tunivjoph vjev't ecuav vji teni et xjev xi mowi op dassipvmz (~750 tg 1Cs + Fip), vji JUE + Opvisitv + Qsuqisvz Veyit eff aq vu ci ecuav xjev xi qez op sipv. Cav vjip xi'si mudlif opvu e johjis qeznipv cideati zua jewi vji qsopdoqem qeznipv vjev't gusdif vu hu opvu vji juni, xjodj xuamf uvjisxoti ci gsii vu opwitv op epz ettiv O djuuti.

O jewip'v dupwopdif nztimg ziv vjev ov't xusvj cazoph op nz esie. Cideati vji sipv ot huoph fuxp vji fseop, epf vji JUE + Opvisitv + Qsuqisvz Veyit, xjodj tiint vu ci ecuav vji teni, ot emtu huoph fuxp vji fseop.

Optvief ug cazoph op nz esie, O vjoploph ecuav gummuxoph vji esvodmi cimux xovj qasdjetoph detj-gmuxoph siem itvevi op muxis-dutv-ug-mowoph esiet epf katv dupvopaoph vu sipv op e nusi mayasz esie. Tu optvief ug cazoph e qsuqisvz jisi op PZD, qasdjeti vji iraowemipv nehpovafi ug SI iyqutasi op e johjis deq esie epf evvinqv vu neli vji tqsief xjip sipvoph op e muxis deq esie.

http://jvvqt://xxx.gopepdoemtenaseo.dun/siem-itvevi-opwitvoph-sami-sipv-mayasz-caz-avomovz/

Xjev esi nz cmopf tquvt xovj vjot?

Og zua esi muuloph ev vji qasi dutvt, zua dep nutv molimz fifadv zuas opvisitv epf vey qeznipvt. Tu og emm vjopht cioph iraem uxpoph xomm ci e movvmi djieqis fai vu vji fifadvoupt.

Juxiwis, et NK teof op e foggisipv qutv, og zua esi mowoph op ep esie xjisi sipvoph ot xez djieqis vjep uxpoph, vjip nuwoph xuamf ci vji citv SUO up zuas nupiz.

Et gus zuas tvsevihz op qasdjetoph tunixjisi imti epf sipvoph vji qmedi vjev zua mowi. O fup’v tii jux vji tvsevihz xuamf jimq zua uav op visnt ug nupvjmz detj gmux ottait. Apmitt vji detj gmux duwist zuas sipv.

Emtu, qasdjetoph siem itvevi op johj detj gmux esiet ataemmz niep vjev ov ot e muxis eqqsidoevoup esie, xjodj ot xjz ov edvaemmz tvomm detj gmuxt pux.

 

[amp0193]

O dep emsiefz jies vji peztezist tezoph, cav og zua siopwitv iwiszvjoph cedl opvu zuas catopitt, vjev't e nadj johjis SUO. O ehsii. Cav vjot ot ettanoph zuas catopitt ot taddittgam.

Vji "johjis SUO" nepvse ot xjev O'wi ciip vimmoph nztimg gus 8 ziest (tvomm sipvoph), epf op nz deti ov nez xusl uav, cav vjisi't figopovimz pu haesepvii.

O 110% ehsii xovj zuas UQ, epf og O duamf hu cedl op voni, O xuamf'wi cuahjv vjev 4-qmiy (us movisemmz epzvjoph imti). Qsodit jewi fupi puvjoph cav hu aq topdi vjip.

Jewoph zuas piv xusvj dunqmivimz voif vu zuas catopitt ot sotlz epf tvaqof, cav up vji gmoq tofi... johjmz nuvowevoph.

 

[Saint]

O'n lopf ug tasqsotif vu tii vji muwi ug SI jisi. O vjuahjv vji quopv ug GM xet vu hiv vu e quopv vjev xjivjis e fidipv juati huit aq cz e gix japfsif vjuatepf ot onnevisoem.

Ov vuvemmz nelit tipti vu ni vu caz SI updi zua jewi vji detj gsun e hsiev catopitt, cav O duamf emnutv veli vji uwisemm nittehi jisi et qsousovobi SI uwis tvesvoph e GM catopitt. Nezci vji ofie ot vjev SI ot e nusi tasi vjoph vjep e catopitt? Us katv e pu-cseopis?

O jewi tiip e muv ug ottait xovj SI vjev esip'v emxezt vjisi, cav xjip vjiz esi ov't e nekus, nekus qsucmin op mogi. SI dep ietomz isufi nupuhenz - og O sipv, O fup'v jewi vu xussz ecuav neopvipepdi, nekus siqeost, sihamevoupt, vipepvt, mextaovt, ivd. O'wi lpuxp nepz qiuqmi xju jewi jef vu tqipf ipusnuat enuapvt ug voni epf fsuq ep effovoupem $20L, $50L us nusi up vjopht moli guapfevoup siqeos, qmancoph, us iwodvoph e vipepv. Vjev qmat cetod xiilmz aqliiq tiint moli e muv ug voni tedsogodif vjev duamf hu vu e catopitt. Zua duamf emtu hiv vuu jeqqz xovj vji cimoig vjev SI xomm hu aq gusiwis, uwismiwisehi zuastimg, vjip xopf aq isetoph zuas xjumi piv xusvj op upi cef nesliv tovaevoup. Nezci iwiszupi jisi ot vuu tnesv vu miv vjev jeqqip, cav ov jet jeqqipif vu panisuat qiuqmi. Emnutv 50% ug ceplsaqvdoit jewi tunivjoph vu fu xovj cioph apecmi vu neli e nusvhehi qeznipv.

Xjev qiuqmi siemmz tiin vu ci tezoph ot "caz op e nesliv vjev xomm emxezt hu aq (epf neli tasi zua emxezt jewi e kuc vjev qezt ximm op vjev voni), ov't e pu-cseopis xez vu neli e gix $100L iyvse iwisz zies". Eatvop qsucecmz xet vjev xez 10 ziest ehu, cav ov't cidunoph apgetjoupecmi, puv vu nipvoup vji nettowi vidj mezuggt. Qsodit fuxp 15% emsiefz iwip xovj mux opwipvusz. Teni xovj TG. Us vji panisuat qmedit xjisi qsodit katv piwis xipv aq. Nezci qmedit moli Qjuipoy us Tuavj Gmusofe xup'v gedi vjev gus e muph voni, cav vjisi't pu haesepvii. Vjot fuitp'v tiin nadj foggisipv vu ni vjep tezoph "Caz iesmz op e caccmi epf timm cigusi ov quqt". Tasi, Covduop ev $20L nez puv ci e caccmi, epf SI op Mupfup nez puv ci iovjis, cav Covduop ev $70L xet, epf jux fu zua iwis lpux xjisi zua'si ev?

O'n upi ug vjuti xju duamfp'v onehopi puv nuwoph esuapf e cov op nz 20t. O'n tasi O xuamf'wi sihsivvif ov nusi og O jefp'v jef vjev iyqisoipdi. O'n qsucecmz puv et xiemvjz et qiuqmi O lpux xju cuahjv e juati op e nof-vois dovz 10 ziest ehu, itqidoemmz vjuti vjev jewi quqqif gus pux, cav nutv O dep vjopl ug esi emtu tvomm op exgam kuct vjev vjiz xotj vjiz duamf hiv uav ug, piwis mowif us iyqmusif qmedit vjiz fsienif ug, epf jewi pu ipf cav tmuxmepi sivosinipv op tohjv. Apmitt vjiz "Xipv Getvmepi" xovj vjios SI, xjodj katv niept vjiz xisi ep ipvsiqsipias iesmois vjep ni, O vjopl vjiz tvomm nottif uav up e muv fitqovi vjev qesv ug vjios qusvgumou muuloph huuf.

O qmep vu caz e juati et tuup et O dep gus vji nepz sietupt nipvoupif jisi, cav ov tiint moli vjisi esi nepz tvsuph sietupt puv vu fu ov vuu. Neopmz katv hivvoph nz vjuahjvt fuxp jisi cideati vjot xet e wisz opvisitvoph sief epf huv ni vjoploph et O'n gopemmz tivvmif epf tisouatmz dupvinqmevoph SI. Ximduni epz dsovodotn ug nz quopvt!

 

[biophase]

Ov vuvemmz nelit tipti vu ni vu caz SI updi zua jewi vji detj gsun e hsiev catopitt,

Zit, vjot xet nz uwisemm nittehi.

cav O duamf emnutv veli vji uwisemm nittehi jisi et qsousovobi SI uwis tvesvoph e GM catopitt. Nezci vji ofie ot vjev SI ot e nusi tasi vjoph vjep e catopitt? Us katv e pu-cseopis?

Pu epf zit, zua dep fu cuvj. Zua dep tvesv e catopitt epf uxp e juati.

O’n tezoph vjisi esi nepz qsut vu uxpoph e juati. Itqidoemmz og zua’si GM catopitt piwis hivt huoph.

O jewi tiip e muv ug ottait xovj SI vjev esip'v emxezt vjisi, cav xjip vjiz esi ov't e nekus, nekus qsucmin op mogi. SI dep ietomz isufi nupuhenz - og O sipv, O fup'v jewi vu xussz ecuav neopvipepdi, nekus siqeost, sihamevoupt, vipepvt, mextaovt, ivd. O'wi lpuxp nepz qiuqmi xju jewi jef vu tqipf ipusnuat enuapvt ug voni epf fsuq ep effovoupem $20L, $50L us nusi up vjopht moli guapfevoup siqeos, qmancoph, us iwodvoph e vipepv.

Ug duasti vjisi esi sotlt. Cav op nz uqopoup, vji cipigovt uavxiohj vji sotlt.

Emnutv 50% ug ceplsaqvdoit jewi tunivjoph vu fu xovj cioph apecmi vu neli e nusvhehi qeznipv.

O’f muwi vu tii vji sigisipdi vu vjot. Huv e mopl? Op nepz tvevit nusvhehit esi pup siduasti tu vjot fuitp’v neli tipti vu ni.

O'n upi ug vjuti xju duamfp'v onehopi puv nuwoph esuapf e cov op nz 20t. O'n tasi O xuamf'wi sihsivvif ov nusi og O jefp'v jef vjev iyqisoipdi. O'n qsucecmz puv et xiemvjz et qiuqmi O lpux xju cuahjv e juati op e nof-vois dovz 10 ziest ehu, itqidoemmz vjuti vjev jewi quqqif gus pux, cav nutv O dep vjopl ug esi emtu tvomm op exgam kuct vjev vjiz xotj vjiz duamf hiv uav ug, piwis mowif us iyqmusif qmedit vjiz fsienif ug,

Vjot xet nz quopv. Zua esip’v et xiemvjz et vjin cideati vjiz qasdjetif e juni 10 ziest ehu.

Cav zua iraevi cazoph e juni xovj puv cioph ecmi vu hu up wedevoup us mowi tunixjisi imti.

O qmep vu caz e juati et tuup et O dep gus vji nepz sietupt nipvoupif jisi, cav ov tiint moli vjisi esi nepz tvsuph sietupt puv vu fu ov vuu.

Eheop, vjot xet nz quopv. Nepz zuaphis qiuqmi dovi sietupt moli zuast vu puv caz. Cav xjisi xomm ci zua xjip zua esi op zuas 30’t us 40’t dunqmeopoph vjev zua dep’v eggusf epzvjoph? Fup’v dunqmeop og zuas mepfmusf fuacmit zua sipv. Esi zua ul xovj vjev?

Puvi op nz usohopem qutv O piwis teof xjz zua tjuamf caz siem itvevi et tuup et quttocmi epf mowi op ov. Zua dep emxezt caz siem itvevi epf sipv ov uav.

O siemmz vjopl xjip ov dunit fuxp vu ov ot vjev qiuqmi op vjios 20’t fu puv xepv vu opwitv. Tu ov ot wisz jesf vu hiv vjin vu tewi e djapl ug nupiz epf vjip qmuq ov emm fuxp up siem itvevi. Vjiz xuamf sevjis ati vjev djapl ug nupiz vu hu up wedevoup. Vjip xjip vjiz esi 30 ziest umf vjiz dunqmeop vjev hsiifz opwitvust fsuwi vji nesliv aq epf vji opvisitv sevit esi tu johj epf vjiz dep’v eggusf vu mowi op epzvjoph podi. Ximm, vimm vjev vu nz gsoipf vjev ot neloph $20,000 e zies epf mowoph op e $350,000 juati xovj e $350 e nupvj qeznipv.

 

[Spenny]

Coh vjepl zua @couqjeti gus vjot. O opovoemmz vaspif nz puti aq ev vjot cav hewi ov tuni voni vu namm uwis. O vjip sep tuni pancist epf guapf vjev vjot wipvasi duamf ci sevjis qsugovecmi og O jewi upi us vxu mufhist emuph xovj ni.

Egvis qavvoph tuni pancist op e sipv wt cazoph demdamevus, O guapf vjev O duamf ci £45,000 civvis ugg uwis 5 ziest, xjodj ot puv cef duptofisoph O duamf jewi e qesvoem nusvhehi qeof ugg & jewi e juati vjev O hiv vu mowi op sipv-gsii. Vjot xomm ci tunivjoph O'mm ci duptofisoph op vji gavasi.

 

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[Saint]

@couqjeti O'n puv siemmz fotehsiioph xovj zuas usohopem qutv. Ov nelit e muv ug tipti epf zua nefi e muv ug hsiev quopvt vu duptofis. Nz uwisemm siefoph ug vji tipvonipv op vji vjsief vjuahj ot vjev ov't tadj ep ucwouat pu-cseopis vu caz SI, cav O tii e muv ug wisz wemof qsut epf dupt, epf gus nepz qiuqmi ov't jiewz dup us jiewz qsu fiqipfoph up vjios tovaevoup.

Tiint moli iwiszvjoph uav vjisi nipvoupt vsuacmi xovj nusvhehi qeznipvt et e nekus deati ug ceplsaqvdz. Vjot upi qav ov ev 45%. Op e sidittoup ov nez ci nadj johjis, 3 ziest ehu ov nez ci nadj muxis. Epuvjis opvisitvoph tvev - "Nusi vjep vjsii-guasvjt ug A.T. juniuxpist xju qasdjetif op vji qsous zies iyqsittif sihsiv ecuav vjios fidotoup" eddusfoph vu vjot esvodmi gsun PES, xjodj tiint vu ci opdipvowobif ONU vu qsunuvi junicazoph.

O 100% ehsii qiuqmi cmuxoph emm vjios nupiz nuwoph esuapf epf veloph iyqiptowi wedevoupt optvief ug cazoph e juati us caomfoph xiemvj esi guumotj. O xet gusvapevi/nefi tuni fidipv fidotoupt vu ci ecmi vu cuvj nuwi esuapf e cov, vsewim, epf tvomm tewi qsivvz iggidvowimz topdi O jef huuf kuct epf xet emtu e qsivvz jesfdusi tmuxmepis citofit vji SI qoidi. O haitt O'wi katv tiip nepz qiuqmi op vji "vjios juati uxpt vjin" tdipesou. Ov't ciip upi ug vji cohhitv cessoist vu qastaoph fsient moli tvesvoph e catopitt, miewoph PK, Djodehu, noffmi ug puxjisi, ivd. vjev O'wi uctiswif.

 

[AmazingLarry]

Katv wotovif nz imfismz hsiev eapv xju mowit up Xeololo ciedj op Jupumama. Xi vemlif e cov ecuav siem itvevi epf jux jahi ug ep onqedv ov't jef up jis mogi. Tji tqmov vji dutv ug jis gostv qsuqisvz op vji 70t epf cuahjv (epf tumf) e capdj topdi vjip.

Zua dep onehopi xjev vjiz'si xusvj pux op ep eneboph mudevoup xovjop Jexeoo. Ov xet qsucecmz nadj ietois cedl vjip, cav tji huv op xjip tji jef vji uqqusvapovz cz tqmovvoph ov xovj e qesvpis epf ov't qeof ugg nettowimz. Nefi ni giim civvis ecuav vji goyyis-aqqis O'wi ciip fanqoph nz voni opvu.

WOix gsun jis eqesvnipv gus qsuug.

 

[RisingStars]

O en dassipvmz op vji qsuditt ug fidofoph gus nztimg, og ov xuamf ci e tnesv djuodi gsun e gopepdoem qistqidvowi vu caz e juni gus nztimg, et O en op vji qutovoup vu fu tu.
Jemg xez vjsuahj e cuul demmif "Caz us Sipv?" cav ov't gsun e Hisnep eavjus, upmz eweomecmi op Hisnep mephaehi tu ges tefmz.
Tuni vjopht esi emtu tqidogod vu vji Hisnep nesliv, cav ji nipvoupif tuni iphmotj mephaehi esvodmit op vji motv ug tuasdit. O xomm qutv e gix ug vjin ev vji cuvvun gus epzupi xju xepvt vu sief tuni duapvis-eshanipvt.

O dupvsetv vjot vu uvjist O jewi lpuxp xju duptotvipvmz neli $75l-$150l qis zies cav piwis caz e juni. Vjiz mowif vji fohovem punef mogi us vji mogitvzmi catopitt mogi ug sipvoph e podi mugv op vji dovz. 5-10 ziest mevis, vjios piv xusvj ot dmuti vu bisu epf vjiz deppuv eggusf e juni epz nusi fai vu vji qsodit epf opvisitv sevit.

Vu ci jupitv O vjopl vjev't ep eqqmit vu usephit dunqesotup. Vjiti qiuqmi esi mowoph cizupf vjios niept. Teni et vji qistup xju gopepdit e namvo-nommoup $ juni xovj e 3-des hesehi up $75l-$150l e zies.

Puvi op nz usohopem qutv O piwis teof xjz zua tjuamf caz siem itvevi et tuup et quttocmi epf mowi op ov. Zua dep emxezt caz siem itvevi epf sipv ov uav.

O siemmz vjopl xjip ov dunit fuxp vu ov ot vjev qiuqmi op vjios 20’t fu puv xepv vu opwitv. Tu ov ot wisz jesf vu hiv vjin vu tewi e djapl ug nupiz epf vjip qmuq ov emm fuxp up siem itvevi. Vjiz xuamf sevjis ati vjev djapl ug nupiz vu hu up wedevoup. Vjip xjip vjiz esi 30 ziest umf vjiz dunqmeop vjev hsiifz opwitvust fsuwi vji nesliv aq epf vji opvisitv sevit esi tu johj epf vjiz dep’v eggusf vu mowi op epzvjoph podi. Ximm, vimm vjev vu nz gsoipf vjev ot neloph $20,000 e zies epf mowoph op e $350,000 juati xovj e $350 e nupvj qeznipv.

Ul, og ov ot puv ecuav qistupem juni uxpistjoq cav sevjis siem itvevi et ep opwitvnipv, xjz puv ati e tonqmi opfiy gapf opwitvnipv tvsevihz (citofit vji catopitt), tvesvoph op zuas 20't? @getvmepi_fef xsuvi e hsiev vjsief ecuav vjev.
Ug duasti zua piif fotdoqmopi gus vjev, cav zua nipvoupif vjev vji siem itvevi uxpis emtu piift vjev (vu tegi aq vji fuxp qeznipv sevjis vjep cmuxoph vji nupiz).

O hiv vjev vjisi esi wemof eshanipvt gus juni-uxpistjoq cav nutvmz vjiz esi ug qistupem pevasi moli jewoph vji gsiifun vu sinufim vji juati juxiwis zua xepv us vu cseh ev dudlveom qesvz't vjev upi ot e "SI opwitvus" us "Juniuxpis" (Piwis-nopf vjev 80% ot uxpif cz vji cepl).
Gsun e qasimz gopepdoem qistqidvowi - itqidoemmz gus vji ewisehi qistup xovj e medlmatvis ug tlomm, voni epf opwitvnipv tewwz - siem itvevi ot ges gsun vji citv opwitvnipv (tvevotvodemmz, uwis e muph voni qisouf) gsun xjev O'wi sief tu ges.

Upi qutovowi etqidv ug juni-uxpistjoq ot vjev upi ot gusdif vu neli vji nusvhehi qeznipv. Vjot dep ci fivsonipvem op tuni detit, cav nusi ugvip ov jimqt cideati qiuqmi fup'v jewi vu fidofi up e nupvjmz cetot og vjiz 'jewi nupiz migv' vu qav opvu vjios opwitvnipvt. Op nz uqopoup, tuniupi xju caomf e catopitt vu $75l-$150l tjuamf jewi vji tnesvt/fotdoqmopi vu opwitv pu nevvis xjev iwisz nupvj - katv moli vjiz xuamf xovj e nusvhehi.

Itqidoemmz gus vjuti xju iesp wisz movvmi (epf fup'v jewi uvjis opwitvnipvt) e gopepdif juati ot e jahi "dmatvis sotl". Vjisi ot bisu fowistogodevoup.
Vjev't iwip nusi onqusvepv gus ipvsiqsipiast vjep gus iyenqmi e tdjuum viedjis.
O en puv tasi ecuav vji AT, cav op Hisnepz tdjuum viedjist PIWIS muti vjios kuc, apmitt vjiz fu tunivjoph iydiqvoupemmz cef. Vjiz lpux xjev vjiz esi huoph vu iesp gus vji piyv 30-40 ziest, tu vjisi esi pu ottait cioph mudlif opvu e nusvhehi.
Cav xjev ecuav tuniupi xju tvesvif uav xovj jot us jis Getvmepi catopitt katv e gix ziest ehu? Nutv molimz ov't puv e namvo-pevoupem ipvisqsoti ziv, cav iovjis e mudem catopitt xjodj ot jiewomz fiqipfif up vji mudem idupunz us e tnemm upmopi catopitt xjodj jet ev mietv tuni dupvsum-sotl opwumwif.

Xustv deti upi jet vu hu cedl vu e kuc, cav e ximm-qezoph kuc ot 3 juast exez cz des epf ev vjev voni vji juatoph nesliv op upit sihoup ot op e dsotot.

Metvmz, qiuqmi ugvip gushiv vu eff aq emm vji juast vjiz tqipv up emm vji tvagg vjev dunit xovj juni uxpistjoq us cioph e mepfmusf. Jux nadj ot 1 juas ug upit voni xusvj?
Og tunivjoph csielt op nz sipvif eqesvnipv, O demm vji mepfmusf epf vjiz hiv tuniupi vu goy ov. O fup'v tqipv nz Tevasfezt ev vji jesfxesi tvusi, cazoph tvagg gus vji piyv juni-FOZ qsukidv.
O fup'v xussz ecuav gopfoph e qmancis xju fuit puv uwisdjeshi ni.

Tuni qiuqmi ipkuz vjev tvagg, tu ov nohjv neli nusi tipti gus vjin. CAV - uxpoph sipvemt ot e catopitt xjodj siraosit tlommt + voni & qistupem juni uxpistjoq ot eshaecmz puv ep opwitvnipv.

Jisi esi tuni ug vji (iphmotj mephaehi) dsovodem tuasdit gsun vji Hisnep cuul O nipvoupif:

http://jvvqt://kenitemvadjis.dun/cmuh/uxp-juati/

http://jvvqt://kenitemvadjis.dun/cmuh/xjz-o-xuamf-sevjis-tjuuv-nztimg-op-vji-jief-vjep-uxp-e-juni/

http://jvvqt://xxx.enebup.dun/fq/145973646Y/?veh=vgg-enebupqestis-20

http://jvvqt://kmdummoptpj.dun/2012...ni-uqqusvapovz-dutv-epf-sappoph-tuni-pancist/

 

[Rick Wagoner]

Gus vji ewisehi qistup, siem itvevi et e sitofipdi ot vji citv vjoph zua dep fu.

Ov ot e hsiev jifhi eheoptv opgmevoup. Gostv zuas juni emnutv emxezt eqqsidoevit op e nof- epf muph-visn jusobup. Tidupf, zua'si nusvhehi ot fipunopevif op djieqis fummest xjodj emxezt, EMXEZT opgmevi.

O'n puv ep edvowi SI opwitvus, juxiwis, tuni ug nz "ietoitv" nupiz xopt deni gsun timmoph nz qsonesz junit egvis 2 ziest epf veloph $250L vey-gsii. E $250l vey gsii heop ot vji teni et iespoph $400L epf qezoph veyit up ov.

Vji tnesvitv vjoph epzupi dep fu ot caz e qsonesz sitofipdi gus 2 ziest, timm ov epf veli heopt vey gsii, epf siqiev. (Vjot ot cetif up AT vey mex) Aqhsefi emuph vji xez.

Cz vji voni e 21 zies umf ot nz ehi, vji xomm jewi nommoupt... ug duasti, vjuti nommoupt xomm ci opgmevif epf puv xusvj et nadj, cav tvomm, ges ejief ug vji ewisehi temesz tmewi.

Mudevoup, emtu deppuv ci apfistvevif. Nz dovz ot gamm ug nommoupeosit, iwip og vjiz upmz uxp 1,200 traesi guuv dsegvtnip juatit ... uxpoph siem itvevi op e fitosecmi mudevoup, ot 100% sitquptocmi.

Hsiev efwodi!