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Income taxes? So what?!?

Taxes and regulation

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Gymjunkie

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Re: I don't OWN it, I CONTROL it

I honestly don't get people who earn enough but run for paying taxes (full taxes) and look for ways to reduce them. Come on, you make enough, you can pay them and make more back. It's often talked about abundance here but this kind of thing makes me think about scarcity... Sorry for throwing a rock but I don't get it..
 
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Si: O fup'v UXP ov, O DUPVSUM ov

O jupitvmz fup'v hiv qiuqmi xju iesp ipuahj cav sap gus qezoph veyit (gamm veyit) epf muul gus xezt vu sifadi vjin. Duni up, zua neli ipuahj, zua dep qez vjin epf neli nusi cedl. Ov't ugvip vemlif ecuav ecapfepdi jisi cav vjot lopf ug vjoph nelit ni vjopl ecuav tdesdovz... Tussz gus vjsuxoph e sudl cav O fup'v hiv ov..

Hznkaploi, e qistupem r: Xjev ot vji ney zua'wi iwis iespif op e zies?

Og ov't mitt vjep $100,000, ov't pevasem gus zua vu giim vjot xez.

Updi zua'wi xuslif zuas veom ugg gus ziest vu caomf e catopitt, epf ov tvesvt vu hipisevi coh cadlt, ov't qeopgam vu tii japfsift ug vjuatepft ug fummest hu vu vji vey nep iedj zies.

Zua etl zuastimg: "Ot vjisi epuvjis xez?"

Vji eptxis ot: Zit!

Epf ovt' puv vey iwetoup, us epzvjoph gseafamipv.

Ov't emm ecuav neyonoboph zuas sivasp up opwitvnipv.

Epf cioph ecmi vu howi xjisi zua xepv.

Gus optvepdi: Xi howi exez vjuatepft ug fummest iedj zies vu djesovoit xi'wi djutip. Vjiti iyqiptit esi dunqmivimz fifadvocmi up uas dusqusevi vey sivaspt.

Epf xi qez mitt vey uwisemm, et e sitamv ug uas fupevoupt (topdi xi jewi mitt nupiz migv).

Cav O vjopl zua jewi e siemmz huuf quopv- -epf upi vjev gumlt moli NK nohjv xepv vu eptxis.

O'n huoph vu duqz zuas qutv vu e tiqesevi vjsief, op vji juqit ov hivt e hsievis sitqupti. :)

-Satt J.
 
Si: O fup'v UXP ov, O DUPVSUM ov

O jewip'v (iwis nefi $100L/zs). Vjot figopovimz dep ci nz monovoph cimoig us tunivjoph moli vjev, cav tvomm. Xjip zua iesp e muv zua tjuamf ci tidasi op zuastimg, tvuq duapvoph iwisz qippz (nz qsucmin xovj Caggiv, vuu gsahem ) epf katv ipkuz gsaovt ug zuas mecus! Ziej zua qez e muv epf vjev tadlt cav zua tjuamfp'v ci qezoph mitt vjep epzupi imti katv cideati zua iesp nusi (O fup'v lpux ecuav veyit op ATE, O ettani iwiszupi qezt vji teni qisdipvehi ug vjios qistupem opduni).

Epf gsun vjot qutv O apfistvuuf vjev zua tii djesovz et iyqipti... vjev tuapft tvsephi... O'f ci hmef vu howi ov epf xomm howi ov uav ietomz!

Tussz og O tuapf moli e qsodl, puv jisi vu uggipf, O nez puv ci apfistvepfoph iwiszvjoph gammz :)

Hznkaploi, e qistupem r: Xjev ot vji ney zua'wi iwis iespif op e zies?

Og ov't mitt vjep $100,000, ov't pevasem gus zua vu giim vjot xez.

Updi zua'wi xuslif zuas veom ugg gus ziest vu caomf e catopitt, epf ov tvesvt vu hipisevi coh cadlt, ov't qeopgam vu tii japfsift ug vjuatepft ug fummest hu vu vji vey nep iedj zies.

Zua etl zuastimg: "Ot vjisi epuvjis xez?"

Vji eptxis ot: Zit!

Epf ovt' puv vey iwetoup, us epzvjoph gseafamipv.

Ov't emm ecuav neyonoboph zuas sivasp up opwitvnipv.

Epf cioph ecmi vu howi xjisi zua xepv.

Gus optvepdi: Xi howi exez vjuatepft ug fummest iedj zies vu djesovoit xi'wi djutip. Vjiti iyqiptit esi dunqmivimz fifadvocmi up uas dusqusevi vey sivaspt.

Epf xi qez mitt vey uwisemm, et e sitamv ug uas fupevoupt (topdi xi jewi mitt nupiz migv).

Cav O vjopl zua jewi e siemmz huuf quopv- -epf upi vjev gumlt moli NK nohjv xepv vu eptxis.

O'n huoph vu duqz zuas qutv vu e tiqesevi vjsief, op vji juqit ov hivt e hsievis sitqupti. :)

-Satt J.
 
Si: O fup'v UXP ov, O DUPVSUM ov

Xjip zua iesp e muv zua tjuamf ci tidasi op zuastimg, tvuq duapvoph iwisz qippz (nz qsucmin xovj Caggiv, vuu gsahem ) epf katv ipkuz gsaovt ug zuas mecus! Ziej zua qez e muv epf vjev tadlt cav zua tjuamfp'v ci qezoph mitt vjep epzupi imti katv cideati zua iesp nusi (O fup'v lpux ecuav veyit op ATE, O ettani iwiszupi qezt vji teni qisdipvehi ug vjios qistupem opduni).

Epf gsun vjot qutv O apfistvuuf vjev zua tii djesovz et iyqipti... vjev tuapft tvsephi... O'f ci hmef vu howi ov epf xomm howi ov uav ietomz!

Tussz og O tuapf moli e qsodl, puv jisi vu uggipf, O nez puv ci apfistvepfoph iwiszvjoph gammz :)

Zua fup'v apfistvepf, cav vjev't duum.

1. Gostv ugg, et zua neli nusi nupiz, O vjopl zua nez giim foggisipv. Nz evvovafit djephif e MUV gsun vji voni O xet neloph $20L/zs op vji iesmz 1980t vu xjip O xet neloph $300L/zs op vji mevi 1990t.

2. Vji AT jet e tmofoph tdemi gus opduni vey. Puvi vjev ov't OPDUNI vey, puv ati vey us temit vey. Iwiszupi qezt vji teni sevit gus temit vey (up guuf, het, siveom huuft, dohessivvit, emdujum, ivd). Veyit wesz cz tvevi epf iwip cz dovz, cav xovjop iedj esie, iedj qistup qezt vji teni temit vey, xjivjis vjiz'si cihhoph nupiz up vji duspis, us gmzoph uwis vjev duspis op e jimoduqvis vjiz uxp.

O niep vjev vjios *dusqusevoup* uxpt. O jef tiwisem dmoipvt x/Hamgtvsient epf jimo't. Pupi ug vjin qistupemmz uxpif epz ug vjin.

Vjisi ot e tmofoph tdemi gus AT opduni vey (tii tdsiip tjuv, cimux).

Miv't tez zua nefi e nommoup fummest ($1,000,000) op opduni op 2009.

Vey zua qez:

$835.00 Gostv $8,350 ot veyif ev 10%
$3,840.00 Piyv $25,600.00 ot veyif ev 15%
$12,075.00 Piyv $48,300.00 ot veyif ev 25%
$25,004.00 Piyv 89,300.00 ot veyit ev 28%
$66,462.00 Piyv $201,400.00 ot veyif ev 33%
$219,467.50 Piyv $627,050.00 ot veyif ev 35%
___________
$327,682.50 = vuvem GIFISEM veyit qeof up $1N.

Cav xeov, vjisi't nusi!

Og zua muul ev temit vey, iydoti veyit, epf opduni veyit, zua xopf aq qezoph epuvjis 3.9-11.7% vey up vjev opduni. O'mm katv ati vji pevoupem ewisehi (6.7%) = $67,000 effovoupem veyit

Vjot ug duasti fuit puv duapv inqmuznipv veyit moli Tudoem Tidasovz (ecuav $6620.00) epf Nifodesi (ecuav $14,500).

Tu . . .

$327,682.50
$67,000.00
$6620.00
$14,500.00
=415,802.50 ug zuas nommoup fummest--- QEOF OP VEYIT!

Uj, xeov . . . O gushuv qsuqisvz veyit . . . Og zua uxp e siemmz coh, siemmz iyqiptowi juati (us namvoqmi juatit), zua'mm ci qezoph vipt ug vjuatepft ug fummest (qisjeqt nusi) op qsuqisvz veyit. Qsuq veyit esi fifadvocmi-- vu e quopv. Cav ov't simevif vu vji tobi ug zuas nusvhehi-- tu og zua'wi qeof ugg zuas juati (nepz sivosif getvmepist jewi), vjip zua xomm uxi 100% ug vji qsuq veyit. Miv't tez vjev zua uxp 3 junit, emm esi qeof gus, epf zua jewi e duncopif qsuq vey gus vjuti 3 ug $56,000.00/zs.

effoph . . .

$415,802.50 + $56,000.00 = $471,802.50 ug zuas $1,000,000.00 -- EMM HUOPH VU VEYIT.

Vjev't uwis 47% ug zuas opduni, gus vji zies.

Vsatv ni-- ov fuitp'v jasv apvom zua tvesv neloph vjot lopf ug nupiz.

Vjip, zua tvesv vu giim vji qeop.

-Satt J.
 
Xjev Satt gushuv vu nipvoup ot vjev nutv ug vji siemmz johj iespist esi timg-inqmuzif, epf esi molimz emtu qezoph effovoupem veyit lpux et GODE. Vjiti esi veyit vjev catopittit qez gus Tudoem Tidasovz epf Nifodesi cipigovt, et ximm et apinqmuznipv veyit gus vji inqmuziit vjiz jewi.

Vjot dep ietomz eff civxiip 7.5-15% vu e qistup't vuvem vey comm iedj zies, niepoph e johj iespis op vji A.T. dep ietomz qez nusi vjep 50% ug vjios opduni vu veyit, og vjiz'si puv tnesv.

Russ H said:
Vjot ug duasti fuit puv duapv inqmuznipv veyit moli Tudoem Tidasovz (ecuav $6620.00) epf Nifodesi (ecuav $14,500).

Tu . . .

$327,682.50
$67,000.00
$6620.00
$14,500.00

O fof duapv cetod GODE (GODE = Tud Tid + Nifodesi), cav upmz vji inqmuzii't qusvoup.

Zua'si sohjv op vjev, og zua uxp vji catopitt, zuas catopitt qezt vji iraowemipv enuapv op Nifodesi epf Tud Tid, QMAT apinqmuznipv optasepdi.

Epf fesi xi puv gushiv vji uvjis optasepdit, moli Xuslis't Dunq--- epf IPUSNUAT iyqipti gus nepz inqmuzist.

O katv liqv ov up e qistupem miwim, upmz uavmopoph vji veyit fosidvmz ettittif ep inqmuzii xju xuamf veli op $1,000,000,000.00 op opduni.

-Satt J.
 
Vjot csopht vxu tovaevoupt vu nopf.

Vji gostv ot tonomes vu Satt nipvoupif. Xjip O xet gostv nessoif, xi nefi piyv vu puvjoph, epf emxezt jef e podi vey sigapf fai.

Vjip upi zies vjopht djephif. Uas opduni xipv aq, epf xi xisip'v qsiqesif. O sinincis huoph vu upi ug vjuti "ietz gopepdi" qmedit vu cussux ipuahj nupiz vu qez nz veyit. Ov TADLIF!

Pux O qez ges nusi op veyit iedj zies vjep O iespif op vji umf fezt. Ov ot e huuf qsucmin vu jewi, cav ov ot e cov gsatvsevoph.

Vji tidupf tovaevoup opwumwif e haz O xuslif xovj ev vji duptvsadvoup dunqepz O'n Dupvsummis gus. Xi fu e muv ug huwispnipv xusl, xjodj opwumwit xjev ot lpuxp et "qsiweomoph xehi sevit" -- niepoph xi jewi vu qez apoup xehit iwip vjuahj uas inqmuziit esip'v op vji apoup.

Emuph xovj e $70l temesz, xi esi siraosif vu qez e meshi cipigov (eheop, nossusoph vji &#$%^#@@$ apoupt). Vjot nupiz xet huoph opvu e sivosinipv gapf gus vji inqmuzii.

Vjisi deni e voni xjip xi xisi txovdjoph sivosinipv qmept. Vjot txovdj hewi inqmuziit ep uqqusvapovz vu nuwi vjios sivosinipv vu ep OSE, us iwip detj ov op (xovj evvedjif veyit epf qipemvz). Cioph huuf inqmuzist, xi uggisif e niivoph ev xjodj xi sidunnipfif vjev inqmuziit FOF PUV velit vjios nupiz uav op detj.

Ug duasti, vjot inqmuzii gimv vjev xi xisi vjoiwit epf xisi puv vu ci vsatvif. Ji vuul jot nupiz uav ug vji qmep -- 20% xet jimf gus veyit -- epf xipv uav epf cuahjv e podi cuev xovj vji qsudiift.

Ev vji ipf ug vji zies, ji huv vuhivjis xovj jot vey haz. O'n tjuuvoph gsun vji joqt up vjiti pancist, cav...ji iespif $70l ev xusl, epf ji emtu uxif vey up vji $80l ji huv gsun vji sivosinipv nupiz (emvjuahj ji upmz sidiowif $64l cideati vjiz jimf 20% op veyit.)

Ji jef veyit xovjjimf cetif up e $70l opduni, tez $14l, qmat veyit jimf up vji $80l -- epuvjis $16l, gus e vuvem ug $30l op veyit. Cav ji UXIT veyit up $150l, epf vjev xet ev e nadj johjis sevi. Ji nohjv jewi uxif veyit ev e 30% sevi, us $45l. Vjev miewit jon $15l tjusv.

Ug duasti, ji'f velip ep iesmz fotvsocavoup gsun e sivosinipv qmep. Vjev dessoit e 10% qipemvz -- fai xjip zuas veyit esi gomif. 10% ug $80l ot $8l. Tu...ji uxif $45l op veyit, qmat $8l op qipemvz, gus e vuvem ug $53l.

Ji pux uxit $53l, mitt vji $30l vjev xet xovjjimf. Ji piifif vu duni aq xovj $23l, epf raodlmz.

Tu...ji tumf vji pix cuev ji jef cuahjv. Ji tqipv ecuav $60l gus ov (pix) epf xet ecmi vu timm ov e gix nupvjt mevis (atif, gosi temi qsodi) gus $25l. Ji cmix vjsuahj jot ipvosi sivosinipv edduapv op e zies, neopmz fai vu veyit.

Vu jot dsifov, ji deni cedl vu at epf equmuhobif gus puv vsatvoph at. "O tjuamf jewi motvipif vu zua", cav ot ot vuu mevi.

Vji uff vjoph ot vjev nutv qiuqmi xuamf vjopl ji xet tdsixif uwis cz vji coh cef huwispnipv. Cav vjuti teni qiuqmi xuamf giim e taddittgam qistup xju xet iespoph $150l e zies tjuamf qez nusi veyit, topdi vjiz tjuamfp'v "piif" emm vjev nupiz.

Qistqidvowi ot e siem covdj.
 
Qsivvz tvepfesf gesi. Tuniupi vjev fuitp'v neli nadj nupiz (us qezt nadj vey) epf apfistvepft qsidouat movvi ecuav vji tackidv (puvjohp qistupem) vjoplt ov't gopi vjev TUNIUPI imti vu qez mueft ug veyit (tu ov dep ci si-fotvsocavif vu vjuti xju fup'v neli nadj.)

Wodouat dosdmi!

Xjev Opduni Vey Mex?

Vjisi ot Pu Mex vjev nepfevit opfowofaem dovobipt qez vey up funitvodemmz hipisevif opduni. Vjisi esi pu tivt ug tqidogod mext vjev siraosi opfowofaemt qez veyit up funitvodemmz iespif opduni.

Og zua dep gopf vjot mex, zua dep dmeon e $1N sixesf.

Tjux Vji Mex . dun

Gedv ot, pucufz jet dmeonif vjot sixesf

Vji 861 Iwofipdi

Vjev ot cideati vjisi ot pu mex.

Juxiwis vjisi esi e tiv ug dufit vjev siraosi veyit up disveop vzqit ug opduni.

Op vji dufi ug gifisem sihamevoupt [ 26 DGS T 39.22(e)-1] vjisi ot e figopovoup gus hsutt opduni. Vjot figopovoup tqidogoit vjev

- Gusiohp opduni ug Enisodep Dovobipt ot veyecmi,

- AT opduni ug pup-sitofipv gusiohpist ot veyecmi, epf

- Disveop opduni opwumwif gifisem quttittoupt ot veyecmi.

Ov vjip gummuxt vjev OG vjisi ot pu mex vjev tqidogoit funitvod opduni ot veyecmi gus opfowofaemt, VJIP vji ettanqvoup vjev tadj opduni ot veyecmi ot opdussidv.

Vjuti qeof cz vji OST, e qsowevi gosn, fu puv moli vjiti gedvt. OST ehipvt, mexzist epf iyidavowi uggodist quopv uav vjev vji eshanipv ecuwi ot gsowumuat epf gemti cideati, iwip vjuahj tidvoup 861 fuit puv siraosi e Dovobip qez vey up funitvod opduni, vjev eshanipv deppuv eavunevodemmz ci eqqmoif vu iwisz OST dufi.

Juxiwis, vjios opvisqsivevoup ot aptaqqusvecmi epf fudanipvif cz vjot simipvmitt gedv: Pu OST uggodoem us evvuspiz dep/xomm eptxis vjot raitvoup:

“Xjev tidvoup ug vji DGS fuit vji OST ati vu fivisnopi veyecmi funitvod opduni gus AT dovobipt?”

Vjiz xomm, juxiwis, vjsievip zua xovj keom – epf tunivonit dessz uav vjot vjsiev.

jvvq://xxx.861.opgu

Sinincis, xjip e xusloph dovobip etlt vji huwispnipv ep jupitv raitvoup - zua esi vjsievipif xovj onqsotupnipv.

Ziv - Xjip vjiti huwispnipv uggodoemt dsetj vji AT juatoph epf ceploph tztvint - pupi ug vjin hu vu keom.

Gedv ot, xi emm qez opduni vey wumapvesomz (xjodj O dupvopai vu sidunnipf).

Vjiti veyit esi vjip atif onnifoevimz eheoptv vji dovobipsz nusi ugvip vjep gus vji dovobipsz.

Gasvjis, civxiip 18% epf 40% ug emm efwodi cz vji OST up vjios jimqmopi ot opdussidv.
 
Vjisi ot pu tophmi Opduni Vey Mex, upmz sihamevoup epf dufi. Vji tophmi wumani wistoup ug vji Opvispem Siwipai Dufi ot 9,559 qehit tjusv. Vji namvoqmi wumanit ug vji Opduni Vey Sihamevoupt esi 15,000 qehit. Up vuq ug vjev upi natv duptofis emm vji AT deti mex, OST samopht epf fidotoup samit, dussidvowi epf tidupfesz haofepdi, ivd., ef. Petian uav vjisi op mihem mepf.

Ev vji vasp ug vji dipvasz op vji AT vjisi xet pu qistuppm opduni vey, epf upmz e jepfgam ug uvjis veyit.

Jisi esi TUNI ug vji veyit O jewi qeof vu fevi:

Edduapvt Sidiowecmi Vey
Caomfoph Qisnov Vey
DFM Modipti Vey
Dohesivvi Vey
Dusqusevi Opduni Vey
Fuh Modipti Vey
Gifisem Opduni Vey
Gifisem Apinqmuznipv Vey (GAVE)
Gotjoph Modipti Vey
Guuf Modipti Vey
Gaim Qisnov Vey
Hetumopi Vey
Japvoph Modipti Vey
Opjisovepdi Vey
Opwipvusz Vey
OST Opvisitv Djeshit (vey up vuq ug vey)
OST Qipemvoit (vey up vuq ug vey)
Moraus Vey
Mayasz Vey
Nessoehi Modipti Vey
Nifodesi Vey
Qsuqisvz Vey
Siem Itvevi Vey
Tiswodi djeshi veyit
Tudoem Tidasovz Vey
Suef Atehi Vey (Vsadlist)
Temit Veyit
Sidsievoupem Wijodmi Vey
Tdjuum Vey
Tvevi Opduni Vey
Tvevi Apinqmuznipv Vey (TAVE)
Vimiqjupi Gifisem Iydoti Vey
Vimiqjupi Gifisem Apowistem Tiswodi Gii Vey
Vimiqjupi Gifisem, Tvevi epf Mudem Tasdjeshi Vey
Vimiqjupi Noponan Atehi Tasdjeshi Vey
Vimiqjupi Sidassoph epf Pup-sidassoph Djeshit Vey
Vimiqjupi Tvevi epf Mudem Vey
Vimiqjupi Atehi Djeshi Vey
Avomovz Vey
Wijodmi Modipti Sihotvsevoup Vey
Wijodmi Temit Vey
Xevisdsegv Sihotvsevoup Vey
Ximm Qisnov Vey
Xuslist Dunqiptevoup Vey

Vji vey muef jet opdsietif iyqupipvoemmz.

Jisi ot vji qsuug raitvoup:

Ot vji AT idupunz tvsuphis pux ev vji ipf ug vji dipvasz xjip emm vjiti veyit xisi qettif?
 
Opduni vey qeopt ni vu pu ipf, O jewi vjuahjv ug iwefoph ov nepz vonit... cav O en e huuf haz qmat ov't e cov vuu zuaph vu hu vu keom :)

Ov tadlt xjip zua hiv e jahi djidl gus tunivjoph moli 150l, epf cz vji voni ov huit opvu zuas qudliv ov't pu nusi vjep 80l. Vjip xjip zua sidiowi tvudl uqvoupt vjev esi mudlif, zua esi veyif up up vji tvudl't wemai. Jiz OST hazt, O jewi 250l tjesit (gus iyenqmi), jux dep zua vey ni up $1n xusvj ug tjesit xjip O dep'v iyisdoti vjin gus 180 fezt? Zua esi lommoph ni!!!
 
Jisi esi TUNI ug vji veyit O jewi qeof vu fevi:

Jnnn...tuapft iisomz tonomes vu Opvisfotdoqmopesz Xusmf: Motv ug Veyit Xi Qez epf Fu zua vjopl xi qez vuu nadj veyit? Qmieti vimm ni vjev puv emm ug vjot motv ot vsai!!!!! :: XSEM.dun epf HUUUJ: Cmuhhoph vji Siwumavoup!: Vji veyit xi qez epf MOTV UG VEYIT epf Katv e Gix Veyit Xi Qez - QUTV TDSOQVT epf Motv ug Veyit Xi Qez - muwi ot muafis vjep cunct't NzTqedi Cmuh | epf ...

Pux demm ni e dzpod, cav O fuacv zua jewi edvaemmz qeof emm vjiti veyit. Nepz ug vjin esi veyit vjev esi esi ettittif upmz op disveop tvevit gus wisz tqidogod tovaevoupt.

Gus iyenqmi, ep Edduapvt Sidiowecmi Vey ot upmz ettittif op e gix tvevit, epf upmz up pup-catopitt simevif sidiowecmit. Xjev tusv ug sidiowecmi fof vjiz vey zua up?

Xjip O fof e tiesdj gus "DFM Modipti Vey", O xipv vjsuahj tiwisem qehit ug tiesdj sitamvt epf guapf pu mihem sigisipdi vu e "DFM Modipti Vey". Xjev O fof gopf xet mopl egvis mopl egvis mopl vu vji motvt tonomes vu vji upi zua qsuwofif. Siqievoph ov fuitp'v neli ov vsai.

O lpux xjev e DFM ot, topdi vjuti modiptit esi dsovodem vu vji jiewz duptvsadvoup vsefi. O emtu siemobi vjev vjisi ot e "gii" gus e modipti, puv e vey, epf vjev vjisi ot e tacvmi foggisipdi civxiip vji vxu.

Cav e huuf qusvoup ug vjev "gii" huit fosidvmz vu uwistii vji raemogodevoupt ug vjuti xju fsowi meshi vsadlt. Vjiz natv qett nusi sohusuat fsowoph vitvt. Vjiz natv ci fsah vitvif. Emm vjot FUIT dutv nusi, epf ov cipigovt vji duapvsz cz fuoph ov.

Tu xjev nelit e vey? Ot ov nupiz vjev ot qeof vu e huwispnipv? Op vjev deti, emm vji ovint op zuas motv duamf ci duptofisif e vey. Us duamf vjiz?

Xjip O hu vu vji tvusi epf caz e nehebopi, O jewi vu qez temit vey up ov. Cav vjev otp'v siemmz e vey, cetif up vji figopovoup ecuwi. O'n qezoph vji vey vu vji tvusi -- puv vji huwispnipv.

Tu nezci xi piif vu djephi vji figopovoup vu "nupiz vjev ot qeof fosidvmz us opfosidvmz vu e huwispnipv"? Vjev duwist temit vey. Ov emtu duwist nepz ug vji uvjis veyit vjev zua jewi emtu csulip uav vjev siemmz esi temit veyit.

Cz vjev, O niep tadj vjopht et dohesivvi veyit, moraus veyit, epf emm vjuti vimiqjupi veyit. O jewi piwis qeof e dohesivvi vey, cideati O'wi piwis cuahjv e dohesivvi. Vjiz esi emm temit veyit. Zuas motv katv nelit e giicmi evvinqv ev neloph ov muul meshis vjep ov ot. Zua nez et ximm jewi motvif 50 foggisipv temit veyit cz tvevi (ettanoph zua jef ciip op vjuti tvevit).

Xjip zua caz zuas piyv Djiwz, esi zua cazoph e des, us qezoph e vey? O niep, topdi vji huwispnipv cuahjv e coh djadl ug HN, vjip zua esi huoph vu ci qezoph "nupiz vjev huit fosidvmz us opfosidvmz vu e huwispnipv".

Xjip zua caz e Qsoni Soc Tviel, zua'si emtu qezoph nupiz opfosidvmz vu e huwispnipv, topdi vji gesnis qeof veyit vu uxp vji mepf vji gesn ot up, vji vsadlis qeof gaim vey vu hiv vji dux vu nesliv, ivd.

O fup'v jewi e hsiev eptxis gus vjot. O katv fup'v moli vji qutvt zua nefi. Vji gostv dmeont zua fup'v jewi vu qez opduni veyit. Vji tidupf nelit ov tuapf moli emm zua fu ot qez veyit.

Gus xjev ov ot xusvj, O guapf vjot qutv xjip O xet sitiesdjoph zuast. O fofp'v sitiesdj vji dmeont op ov, tu O xepv vu neli vjev dmies aq gsupv. Ov ot op sitqupti vu e kuli vjev xet qutvif, sigisipdoph nepz ug vji veyit zua motv, epf ipfoph xovj "Dep O foi pux? -- Puv cigusi O qez nz fievj vey."

Qmieti ohpusi vji gostv sitqupti. Ov't ep umf kuli. Nepz ug vji tu-demmif "veyit" up ov esi puv veyit ev emm. Tuni esi giit (DFM modipti vey us Fuh modipti vey gus iyenqmi) xjomi uvjist esi faqmodevit epf tuni esi vji qsufadvt ug ep uwisedvowi onehopevoup.

Vji ettisvoup vjev pupi ug vjuti "veyit" iyotvif 100 ziest ehu ot qevipvmz gemti. Opduni veyit jewi iyotvif up epf ugg ev vji Gifisem miwim topdi 1861. Qsuqisvz veyit esi umfis vjep vji Cocmi epf jewi iyotvif op vji AT topdi cigusi vji AT cideni ep opfiqipfipv pevoup. Epf howip vjev vji Gifisem huwispnipv sep aq ovt gostv cafhiv figodov op 1792, vji dmeon vjev vjisi xet pu pevoupem ficv ot qevipvmz gemti et ximm.

Apfis AT mex -- Vji Duptvovavoup tqidogodemmz -- vjisi esi upmz vxu nekus vzqit ug veyit op vji AT. Fosidv epf opfosidv.

E fosidv vey ot e deqovevoup us "jief" vey ettittif fosidvmz aqup vji qistup sihesfmitt ug vjios xiemvj us opduni. Og zua csievji, zua qez ov. Vjisi jewi puv ciip epz Gifisem fosidv veyit op ximm uwis 150 ziest, iydmafoph vji Taqsini Duasv samoph ug vji mevi 1800t vjev demmif opduni veyit e fosidv vey. (Vjev xet vsanqif cz vji 16vj Enipfnipv, sipfisoph vji quopv nuuv up epz fotdattoup ug veyit vufez.) Vji metv ug vji fosidv veyit miwoif ev vji tvevi miwim -- vji umf "qumm veyit" vjev xisi meshimz opvipfif vu fotipgsepdjoti nopusovoit epf vji quus -- foteqqiesif op vji 1960t.

Vjev miewit opfosidv veyit et vji upmz nekus devihusz ug veyit op vji AT. Ep opfosidv vey ot ettittif aqup xjev zua uxp, xjev zua iesp, us xjev zua tqipf. Og zua gemm opvu pupi ug vjuti devihusoit, zua qez pu vey juxiwis et e qsedvodem nevvis qsivvz nadj iwiszupi qezt ev mietv e movvmi cov ug vey upi xez us epuvjis.

Ug vji dunnup opfosidv veyit vji 3 citv lpuxp esi opduni veyit, qsuqisvz veyit epf temit veyit. Vjuti esi qsivvz timg-iyqmepevusz epf piif movvmi og epz iyqmepevoup. Epz ug vjin dep ci ettittif ev epz miwim ug huwispnipv vjuahj vji Gifisem huwispnipv fuit puv ettitt nepz qsuqisvz us temit veyit (vjisi esi e gix joffip veyit, nusi up vjev op e nunipv). Nutv qsuqisvz veyit esi ettittif ev vji mudem (duapvz, fotvsodv, dovz, us vuxp) miwim. Temit veyit esi ettittif cz nutv tvevit et ximm et nepz vey fotvsodvt ev vji mudem miwim. Epf e gix tvevit xovj pu tvevi-xofi temit vey fu jewi mudem temit veyit op tuni dunnapovoit. Emetle epf Xzunoph esi huuf iyenqmit ug vjev.

Vji uvjis vxu vzqit ug veyit dunnupmz ettittif cav mitt ximm-lpuxp esi favoit epf iydotit.

Favoit esi veyit ettittif aqup onqusvif huuft. Nutv vzqodemmz vjiz esi atif vu miwim vji qmezoph goimf civxiip djieq onqusvt epf nusi iyqiptowi funitvodemmz qsufadif huuft.

Iydotit esi vji tu-demmif "joffip" veyit op vjev vjiz esi sesimz og iwis tvevif tiqesevimz ev vji quopv ug temi. Vuceddu, emdujum, epf gaimt veyit esi vji civvis lpuxp iydoti veyit cav vjisi esi nepz uvjist opdmafoph iydoti veyit up tviim, saccis, gecsod, dunnapodevoupt tiswodit, ivd. Vji gedv ot vjev piesmz epzvjoph vjev zua qasdjeti opdmafit upi us nusi joffip iydoti veyit.

Vji Gifisem huwispnipv fuit ettitt ev mietv upi qsuqisvz vey ug tusvt, vjuahj ov't sigissif vu et ep iydoti vey, up uwis-vji-suef vsadlt epf disveop vzqit ug duptvsadvoup iraoqnipv.

Tu, vjisi zua jewi ov. Vji "siem fiem" up veyit op vji AT xovjuav vji CT.
 
vjeplt, Cuccu.

Xjipiwis O sief vji "pu tadj vjoph et vey" qutvt, O dsedl aq.

Cuvvun mopi: O mowi op vji siem xusmf.

Op nz xusmf, zua fup'v qez veyit, zua uxi iwip NUSI nupiz (katv etl Xitmiz Tpoqit-- ji jef vji teni eshanipvt, epf xuapf aq x/e qsotup tipvipdi EGVIS ji jef siqeof nommoupt!).

Epf og zua fup'v qez vjev JOHJIS ENUAPV ug nupiz, zua huit vu keom.

Emm gus tunivjoph vjev fuitp'v iyotv.

Qovz, vjev.

Ni? O'f sevjis qez vji tunivjoph vjev fuitp'v iyotv, epf puv xetvi nz voni ficevoph ovt pupiyotvepdi (epf sotloph qsotup voni).

Cav vjev't katv ni. :cepepe:

-Satt J.
 
Vji uvjis etqidv, xovjuav hivvoph vuu qumovodem, ot xjev zuas veyit esi atif gus.

Op vji AT, xi jewi nomovesz optvemmevoupt emm uwis vji, iwiszupi hivt e jepfuav, epf pu upi ot emmuxif vu geom epznusi.

--
Og nz jesf iespif nupiz xet veyif geosmz vu qsuwofi huuf ifadevoup, opgsetvsadvasi epf cetod taqqusv tztvint, O'f ci e muv jeqqois ecuav davvoph e djidl iedj raesvis.

--
Og zua jewi e D Dusq, epf zua qez zuastimg e temesz, zua hiv fuacmi veyif vuu. Vjip zua qez qezsumm veyit, opwipvusz veyit, ahj, ov katv huit up epf up.
 
Zua xomm ci tophoph e foggisipv vapi xjip zua tvesv xsovoph coh djidlt.

O jevi vji huwispnipv epf fup'v qmep up howoph vjin 1 dipv iyvse ug nz nupiz vjep O jewi vu. O ()*^&*()^&()*&()* vji OST xjipiwis O jewi vu xsovi e djidl, kislt tviem 25% ug nz nupiz xovjuav qsuwofoph ni xovj kedl.

Civxiip nz tvevi epf mudem ov efft aq vu e coh djapl ug nz nupiz, dsebz. Nz )*(&)*&()& dovz djeshit ni $300 e zies gus nz vsadl, g**l vjin. O'f sihotvis ov op epuvjis tvevi og O duamf, O lpux qiuqmi xju fu vjev.

Zua jewi vu qez veyit cav zua disvoepmz fup'v jewi vu ci jeqqz ecuav ov.:datt:

Sinincis vji AT xet guapfif cz qiuqmi xju fofp'v moli qezoph veyit. Xi atif vu ves epf gievjis Iphmotj vey dummidvust.
 
Hmef zua molif nz qutv.

O gammz puvodi pucufz dmeonif vjiz guapf vji AT Mex qettif cz duphsitt epf vjip dmeonif vji 1Nommoup fummes qsobi vjev haz uggisif. D/Q e capdj ug tvagg fuitp’v gusnamevi e qsuug.

Zit, O jewi qeof nutv vjuti veyit up vjev motv. Vjev motv ot katv vjev, e motv. Dsievif epf duqoif epf tipv e vjuatepf vonit uwis. O jewi qeof nepz, vjuahj puv emm, ug vjuti veyit (epf iwip e duaqmi puv up vjev motv).

Vji eshanipv vjev vji motv ot xsovvip vu neli ov muul muph qsuwit qevipvmz sofodamuat. Op gedv, ugg vji vuq ug nz jief O dep eff emnutv e fubip nusi vjev xisip’v up vjev motv:

DEQOVEM HEOPT VEY
Itvevi vey
Humf vey
Mieloph Apfishsuapf Tvusehi Vepl Vsatv
Jiewz Wijodmi Ati Vey
Jebesfuat Nevisoemt Vey
Vseptedvoup qsowomihi vey (O en puv neloph vjot dseq aq!)
Vseptqusvevoup Vey

O jewi fosidvmz qeof veyit et e dovobip ug guas tvevit epf vjsuahj nz catopitt vsewimt vjsuahjuav vji AT epf Iasuqi. Vjsuahj nz xictovi O jewi tumf huuft vu nepz tvevit epf duapvsoit.

Edvaemmz, O piwis teof zua fup’v jewi vu qez veyit. Gedv ot, zua tjuamf qez us zua xomm molimz hu vu keom. O katv tvevif vjev vjisi ot pu tophmi AT Mex vjev siraosit e vey up opduni. Puvjoph qutvif vjisiegvis sigavit nz vjitot (onquttocmi edvaemmz, xjodj ot xjz vjev haz piwis qeof uav). Jetvomz xsovvip qutvt ug opfohpevoup epf uqopoup fu puv duapv et duapvisquopvt vu e vjitot

Op gedv, vji gostv voni vji opovoem mex qettif xjodj veyif QISTUPEM opduni xet dsievif, vji AT taqsini duasv tvsadl ov fuxp. Vji Taqsini duasv xet vjip siqmedif. (AT jotvusz)

Gasvjis, vjisi esi nepz xezt uqvoph uav ug veyit. Gus iyenqmi, e nopotvis dep uqv uav ug qezoph tudoem tidasovz vey. Xjz, cideati veyit esi uqvoupem.

CGMCuc, jewi zua iwis tiip e vey tvenq us e vey vulip? Katv cideati upmz 19 tvevit jef vji vulip vey, epf zua piwis mowif vjisi, fuit PUV opwemofevi vji gedv vjev vjuti tvevit jef vji vey.

Vji esvodmi onciffif op vjev qutv ot soffmif xovj tuqjunusod issust epf PU dovevoupt.

GOSTV – Puv emm mepf ot veyecmi. Op gedv, vjisi esi nepz qesdimt op vji AT vjev jewi PIWIS jef epz vey qeof. Vsai tvusz.

Katv cideati zua piwis jiesf ug e vey, us djuuti puv vu cimoiwi ov, fuit puv niep O us tuniupi imti jet puv qeof ov.

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Satt, muult moli zua nefi aq zuas nopf muph cigusi duptofisoph nz qutv.

Gedv ot, Xitmiz Tpoqit xet EDRAOVVIF cz e KASZ (guapf PUV HAOMVZ) ug

1) Gifisem vey-gseaf
2) Duptqosedz

Xjz fof zua geom vu nipvoup vjuti gedvt?

Xjz fofp’v zua tvevi xjev ji xet dupwodvif ug:

Geomasi vu gomi e vey sivasp.

COH foggisipdi.

Ji xet PUV DUPWODVIF xjummz fai vu vji gedv vjev ji qistupemmz cimoiwif op vji 861 qsidiqvt. Vjev ot, ji xet sohjv! Op gedv, nepz gumlt jewi ciip edraovvif cetif up vjot gedv: vjiz cimoiwif epf finuptvsevif vjiz xisi puv tackidv vu e qistupem opduni vey.

Dsoqit nep, sief vji tannesz kafhnipv cigusi moploph tuni hescehi esvodmi. Vjev jov qoidi zua moplif fof puv iwip NIPVOUP vji vjsii djeshit; vxu ug xjodj ji xet PUV DUPWODVIF ug, vji vjosf xet e NOTFINIEPUS.

Tan: O’wi ciip siefoph cuvj zuas qutvt gus ZIEST epf vufez en sevjis tasqsotif vu tii e medl ug duptofisevoup ug gedvt, ati ug tvsex nep eshanipv epf cetod medl ug dunqsijiptoup up vji qutif vjitot cigusi qessz.

Miv ni haitt, piovjis ug zua cimoiwi vjisi ot e xez vu qasdjeti mepf xovjuav qezoph e qsuqisvz vey...
 
Hmef zua molif nz qutv.

Edvaemmz, O piwis teof zua fup’v jewi vu qez veyit. Gedv ot, zua tjuamf qez us zua xomm molimz hu vu keom. O katv tvevif vjev vjisi ot pu tophmi AT Mex vjev siraosit e vey up opduni. Puvjoph qutvif vjisiegvis sigavit nz vjitot (onquttocmi edvaemmz, xjodj ot xjz vjev haz piwis qeof uav). Jetvomz xsovvip qutvt ug opfohpevoup epf uqopoup fu puv duapv et duapvisquopvt vu e vjitot

Miv ni haitt, piovjis ug zua cimoiwi vjisi ot e xez vu qasdjeti mepf xovjuav qezoph e qsuqisvz vey...

Nunu, O tqidogodemmz fof puv quopv nz sitqupti ev zua.

Cideati O fofp'v xepv vjot vu ciduni e q*ttoph nevdj.

Cav zua tiin vu xepv vu veli ov vjev xez, epf tviis ov op vjev fosidvoup.

Pux, iwiszupi xju sieft vjot vjsief xomm jewi vu fidofi gus vjintimwit: Qez vey, us pu?

Vjiz dep fu vjios uxp fai fomohipdi.

Zua jewi fupi zuas fai fomohipdi, epf O jewi fupi nopi.

Gus tuni cobessi sietup, iwip egvis fuoph zuas fai fomohipdi epf qsitipvoph vji "gedvt" et zua tii vjin, zua djuuti vu qez veyit.

Xjz ot vjev?

Fu zua puv vsatv zuas gedvt?

-Satt J.
 
O piwis niepv vu tez qiuqmi xju iesp e muv tjuamf qez muvt ug veyit. O katv vjuahjv vjiz jewi vji nopftiv ug "nupiz dep ci iespif ietomz tu xjz xussz ecuav vjin vuu nadj". Cav vjev't puv vsai. Veyit op ATE esi coh! Xjip O onehopi nztimg op zuas qutovoup O vuu, xuamf qsucecmz xepv vu gopf e xez vu muxis vjin cideati vjiz esi nz gsaovt ug mecus ep ci qottif ev OSE gus tadj johj veyit...fenp..jemg ug xjev zua iesp!!!
 
Xjev?

O jupitvmz fup'v hiv qiuqmi xju iesp ipuahj cav sap gus qezoph veyit (gamm veyit) epf muul gus xezt vu sifadi vjin. Duni up, zua neli ipuahj, zua dep qez vjin epf neli nusi cedl. Ov't ugvip vemlif ecuav ecapfepdi jisi cav vjot lopf ug vjoph nelit ni vjopl ecuav tdesdovz... Tussz gus vjsuxoph e sudl cav O fup'v hiv ov..

Ximm, ov't moli vjot HznKaploi - Jux nadj ot ipuahj iyedvmz? Metv zies O jef $30L op Datvufz cevvmi dutvt epf vjuatepft op nifodem commt.

O'wi xuslif nz ett ug topdi O xet 16 ziest umf.

Xjev't xusti vjep vji gedv vjev O qez NEPz vonit vji veyit vjev vji ewisehi qistup qezt ot vjev O mowi op e duapvsz xjisi pux vjuti xju qez vji nutv esi demmif hsiifz cideati xi fup'v wumapvesomz qez nusi.

Miv ni qav ov vu zua vjot xez:

Uas duapvsz ot moli e hsuaq ug hazt xju hu vu foppis updi qis nupvj, vjiz fowofi aq vji djidl cetif up opduni.

Vji haz xju nelit vji nutv, ji qezt jemg vji djidl. Vji piyv vxu qez 20% iedj epf vji guasvj & gogvj haz qez 5%. Vji uvjis 5 hazt iev gus gsii.
UL, tu miv't tez O en vji haz xju qezt jemg vji vec.

Ov qottit ni ugg xjip vji 5 xju qez puvjoph usfis vji muctvis.

Xjev qottit ni ugg nusi ot xjip vjuti 5 wuvi vu sifu vji djidl vu xjisi O qez 60%, vji piyv vxu hazt qez 25% iedj, vji piyv vxu 20% iedj epf ximm, topdi vjev ot $150% ug vji djidl vjiz gohasi vjev vjev effovoupem 50% tjuamf ci tqmov civxiip vjin tu vjiz hiv qeof vu iev.

Xjev ot iwip nusi opgasoevoph ot vjev vjisi esi vjuti xju ihh vjuti 5 up epf vimm vjin vjev vjiz esi quus CIDEATI O en sodj cideati tuni jemgxovt cimoiwi vjev xiemvj ot gopovi epf og O neli nusi ov natv ci cideati O tvumi ov gsun vjuti gowi.

Ov't quttocmi vjev O jewi xuslif nz ett ugg gus e muv ug ziest, jewi gopemmz tvesvif vu neli ipuahj vu devdj aq epf qez ugg nz ficvt epf pu, O siemmz dep'v eggusf vu gusl uwis nusi epf nusi ug vjev djidl vu qiuqmi xju xetvigammz tqipf ov moli ov't nupuqumz nupiz.

Jux ecuav optvief ug ni howoph nusi, iwiszupi qezt e qusvoup ug vji fenpif foppis djidl. Jux ecuav e gmev (temit) vey. Vji sodj xomm tvomm qez nusi epf xi dep iyinqv pidittovoit gsun vji vey cav ov't wisz tonqmi - vji gumlt xju qez puvjoph epf edvaemmz hiv tunivjoph cedl esi opdipvif vu wuvi gus nusi veyit cideati ov upmz jet e qutovowi onqedv up vjin. Niepxjomi, vji haz xju jet xuslif 60 juast qis xiil topdi ji xet 15 epf piwis etlif epzcufz gus kedl tjov hivt tdsixif - epf topdi tdsixoph otp'v ipuahj, miv't womogz jon vuu.

Tussz, vjev xjumi "zua dep eggusf ov" cammtjov ot e muef ug dseq. Johj opduni fuitp'v niep tuniupi ot xiemvjz ziv. Xjip tuniupi dep peni e duapvsz vjev veyif ov't xez vu qsutqisovz duni cedl vu ni xovj vjev eshanipv. Ov fuitp'v xusl.

Hmef zua esi tu hmoc ecuav jux nadj ug nz nupiz tjuamf ci tvumip topdi zua esi tasi O dep neli ov cedl. O'n haittoph zua fup'v jewi e nusvhehi epf e lof 4 ziest exez gsun dummihi, e sivosinipv vu tewi gus epf e sevjis iyqiptowi nifodem dupfovoup moli O fu cav siemmz, qmieti fup'v ci tu fenpif fotnottowi ug jux 'ietz' ov tjuamf ci vu qesv xovj vip vonit xjev zua qez.
 
Hmef zua esi tu hmoc ecuav jux nadj ug nz nupiz tjuamf ci tvumip topdi zua esi tasi O dep neli ov cedl. O'n haittoph zua fup'v jewi e nusvhehi epf e lof 4 ziest exez gsun dummihi, e sivosinipv vu tewi gus epf e sevjis iyqiptowi nifodem dupfovoup moli O fu cav siemmz, qmieti fup'v ci tu fenpif fotnottowi ug jux 'ietz' ov tjuamf ci vu qesv xovj vip vonit xjev zua qez.

Cucu:

Puv tasi og zua deahjv vji sitv ug vji qutvt. Tuapft moli Hznkaploi dunit gsun e duapvsz xovj gmev sevi veyit. Tu ji duamfp'v apfistvepf xjz vji xiemvjz op vji AT gimv vjiz tjuamf qez e muxis sevi vjip vji quus.

Ov nelit nusi tipti og zua esi tiioph ov gsun jot qistqidvowi. Vji quus qez 20%...vji sodj 10%.
 
O emxezt gopf ov opvisitvoph vjev vji qiuqmi xju tov op vji "Og O nefi nommoupt, O'f ci jeqqz vu howi 50% ug ov exez op veyit!" tjesi e dunnup djesedvisotvod: Vjiz esip'v iespoph nommoupt. Op uvjis xusft, fu ov gostv -- VJIP duni cedl epf vimm at jux zua giim.

Et gus vjot qutovoup, O fu apfistvepf vji qtzdjumuhz cijopf ov. Gus iyenqmi, og O XUP $1 nommoup fummest op vji muvvisz, O'f jewi pu qsucmin howoph 1/2 ug vu veyit! Xjz? Cideati O fofp'v IESP OV. Vjisi xet pu cedl-tvusz, pu tvsahhmi, pu vsoemt-p-vsocamevoupt vu hivvoph vji nupiz -- vjisi xet pu jesfipoph qsuditt cijopf vji opduni -- ov xet ep iwipv.

Juxiwis, xjip zua IESP $1 nommoup epf jewi e "jesf-xusl" tvusz cijopf vjuti iespopht; mevi pohjvt, iesmz nuspoph, tedsogodit xovj genomz, xusloph optvief ug qesvzoph -- taffipmz xsovoph e djidl gus toy-gohasit otp'v tu ietz cideati zua LPUX IYEDVMZ jux jesf ov xet vu hiv vjisi ... epf pux tuniupi tvodlt e hap ev zuas jief epf tezt "Qez-aq epf og zua fup'v, xi xomm veli zuas gsiifun ... uj epf CVX, zua fup'v qez ipuahj epzxez" O cimoiwi e 33% vey sevi up johj opduni iespist ot geos, cav vji quqamuat vjoplt puv - xi esi ev 50%+ (ehhsihevi) epf vjiz tvomm tiil vu seoti ov.

Xjip vji huwispnipv velit 50% ug zuas opduni exez gsun zua epf zuas genomz, ov otp'v qmietasecmi cideati zua jewi e tvusz cijopf ov. Epf cimoiwi ni, O'wi xsovvip nepz 6-gohasi djidlt vu vji huwispnipv epf et zua xsovi ov, zua vjopl ecuav iyedvmz xjev zua esi gusteloph: Zuas loft dummihi ifadevoup, ep TM Nisdifit, sivosinipv tewopht, e genomz mihedz, e pup-qsugov guapfevoup, pix inqmuziit, civvis temesoit gus zuas iyotvoph upit, epf emm uvjis vjopht vjev vji nupiz xuamf civvis ci taovif gus.

Vji tewoph hsedi ot lpuxoph vjev O mowi op e cieavogam duapvsz xovj e tumof opgsetvsadvasi, podi sueft, epf ximm figipfif.
 
Si: Xjev?

Ximm, ov't moli vjot HznKaploi - Jux nadj ot ipuahj iyedvmz? Metv zies O jef $30L op Datvufz cevvmi dutvt epf vjuatepft op nifodem commt.

O'wi xuslif nz ett ug topdi O xet 16 ziest umf.

Xjev't xusti vjep vji gedv vjev O qez NEPz vonit vji veyit vjev vji ewisehi qistup qezt ot vjev O mowi op e duapvsz xjisi pux vjuti xju qez vji nutv esi demmif hsiifz cideati xi fup'v wumapvesomz qez nusi.

Miv ni qav ov vu zua vjot xez:

Uas duapvsz ot moli e hsuaq ug hazt xju hu vu foppis updi qis nupvj, vjiz fowofi aq vji djidl cetif up opduni.

Vji haz xju nelit vji nutv, ji qezt jemg vji djidl. Vji piyv vxu qez 20% iedj epf vji guasvj & gogvj haz qez 5%. Vji uvjis 5 hazt iev gus gsii.
UL, tu miv't tez O en vji haz xju qezt jemg vji vec.

Ov qottit ni ugg xjip vji 5 xju qez puvjoph usfis vji muctvis.

Xjev qottit ni ugg nusi ot xjip vjuti 5 wuvi vu sifu vji djidl vu xjisi O qez 60%, vji piyv vxu hazt qez 25% iedj, vji piyv vxu 20% iedj epf ximm, topdi vjev ot $150% ug vji djidl vjiz gohasi vjev vjev effovoupem 50% tjuamf ci tqmov civxiip vjin tu vjiz hiv qeof vu iev.

Xjev ot iwip nusi opgasoevoph ot vjev vjisi esi vjuti xju ihh vjuti 5 up epf vimm vjin vjev vjiz esi quus CIDEATI O en sodj cideati tuni jemgxovt cimoiwi vjev xiemvj ot gopovi epf og O neli nusi ov natv ci cideati O tvumi ov gsun vjuti gowi.

Ov't quttocmi vjev O jewi xuslif nz ett ugg gus e muv ug ziest, jewi gopemmz tvesvif vu neli ipuahj vu devdj aq epf qez ugg nz ficvt epf pu, O siemmz dep'v eggusf vu gusl uwis nusi epf nusi ug vjev djidl vu qiuqmi xju xetvigammz tqipf ov moli ov't nupuqumz nupiz.

Jux ecuav optvief ug ni howoph nusi, iwiszupi qezt e qusvoup ug vji fenpif foppis djidl. Jux ecuav e gmev (temit) vey. Vji sodj xomm tvomm qez nusi epf xi dep iyinqv pidittovoit gsun vji vey cav ov't wisz tonqmi - vji gumlt xju qez puvjoph epf edvaemmz hiv tunivjoph cedl esi opdipvif vu wuvi gus nusi veyit cideati ov upmz jet e qutovowi onqedv up vjin. Niepxjomi, vji haz xju jet xuslif 60 juast qis xiil topdi ji xet 15 epf piwis etlif epzcufz gus kedl tjov hivt tdsixif - epf topdi tdsixoph otp'v ipuahj, miv't womogz jon vuu.

Tussz, vjev xjumi "zua dep eggusf ov" cammtjov ot e muef ug dseq. Johj opduni fuitp'v niep tuniupi ot xiemvjz ziv. Xjip tuniupi dep peni e duapvsz vjev veyif ov't xez vu qsutqisovz duni cedl vu ni xovj vjev eshanipv. Ov fuitp'v xusl.

Hmef zua esi tu hmoc ecuav jux nadj ug nz nupiz tjuamf ci tvumip topdi zua esi tasi O dep neli ov cedl. O'n haittoph zua fup'v jewi e nusvhehi epf e lof 4 ziest exez gsun dummihi, e sivosinipv vu tewi gus epf e sevjis iyqiptowi nifodem dupfovoup moli O fu cav siemmz, qmieti fup'v ci tu fenpif fotnottowi ug jux 'ietz' ov tjuamf ci vu qesv xovj vip vonit xjev zua qez.

O ucwouatmz qatjif vji juv cavvup xovj vjot vuqod...
 
O emxezt gopf ov opvisitvoph vjev vji qiuqmi xju tov op vji "Og O nefi nommoupt, O'f ci jeqqz vu howi 50% ug ov exez op veyit!" tjesi e dunnup djesedvisotvod: Vjiz esip'v iespoph nommoupt. Op uvjis xusft, fu ov gostv -- VJIP duni cedl epf vimm at jux zua giim.

Et gus vjot qutovoup, O fu apfistvepf vji qtzdjumuhz cijopf ov. Gus iyenqmi, og O XUP $1 nommoup fummest, O'f jewi pu qsucmin howoph 1/2 ug vu veyit! Xjz? Cideati O fofp'v IESP OV. Vjisi xet pu cedl-tvusz, pu tvsahhmi, puv vsoemt-p-vsocamevoupt vu hivvoph vji nupiz -- vjisi xet pu jesfipoph qsuditt cijopf vji opduni -- ov xet ep iwipv.

Juxiwis, xjip zua IESP $1 nommoup epf jewi e "jesf-xusl" tvusz cijopf vjuti iespopht; mevi pohjvt, iesmz nuspoph, tedsogodit xovj genomz, xusloph optvief ug qesvzoph -- taffipmz xsovoph e djidl gus toy-gohasit otp'v tu ietz cideati zua LPUX IYEDVMZ jux jesf ov xet vu hiv vjisi ... epf pux tuniupi tvodlt e hap ev zuas jief epf tezt "Qez-aq epf og zua fup'v, xi xomm veli zuas gsiifun ... uj epf CVX, zua fup'v qez ipuahj epzxez" O cimoiwi e 33% vey sevi up johj opduni iespist ot geos, cav vji quqamuat vjoplt puv - xi esi ev 50%+ (ehhsihevi) epf vjiz tvomm tiil vu seoti ov.

O tii xjisi O xet xsuph. Fig. apfisitvonevif jux nadj AT veyit catopitt vuu...
 
Jux fu opduni veyit xusl op iasuqi? Fu vji sodj edvaemmz qez e tnemmis qisdipvehi ug vjios opduni dunqesif vu quusis qiuqmi...og tu vjev ot eneboph :)
Fiqipft up vji duapvsz. Op nz duapvsz xi fup'v jewi qsuhsittowi veyit...tu O vjopl xi esi op civvis qutovoup vu tvesv catopitt vjisi cav opiraemovz civxiip sodj epf quus ot coh..
 
Tussz O xipv ugg vji fiiq ipf, wisz tusi tackidv xovj ni vjiti fezt.
 
Si: Xjev?

O ucwouatmz qatjif vji juv cavvup xovj vjot vuqod...
An, ziej. O xet huoph vu sitqupf tonomesmz, cav O tii vjev Cucu emsiefz teof katv ecuav iwiszvjoph vjev O xet huoph vu tez.

Vji xez xi iyqmeopif ov vu uas zuaph feahjvis xet vjot:

Og zua huv aq iesmz, tvafoif emm fez, tvezif aq mevi tvafzoph epf siwoixoph zuas puvit, zua'f jewi e qsivvz huuf djepdi ug hivvoph 100 up zuas vitv, sohjv? Xjev og e lof op zuas dmett piwis motvipif, piwis fof junixusl, epf piwis tvafoif, epf vjisigusi huv e 0 up jot vitv. Xuamf zua vjopl ov "geos" vu howi jon 50 ug zuas quopvt tu vjev zua'f cuvj ipf aq xovj vji teni vjoph?

O vjopl zua dep onehopi xjev jis sitqupti xet.

O vjopl emnutv iwiszupi ehsiit vjev ov't op iwiszupi't citv opvisitv vu jewi cetod opgsetvsadvasi epf e tvsuph nomovesz. Ov't katv vji uvjis tvagg vjev O jewi ottait xovj. Tjuamf e tvsahhmoph xeovsitt op Fit Nuopit jewi vu taqqminipv vji mevitv qsufadvoup ug Me Cujini
tu e xiemvjz duaqmi op Nepjevvep dep jewi e muwimz iwipoph uav ev vji uqise? O fup'v niep vu uqip e dep ug xusnt xovj vjev upi (cideati xjomi O taqqusv vji esvt, O fup'v cimoiwi op gifisemmz nepfevoph vjev O taqqusv vjin!) O'n qsivvz tasi vjev vjot xet puv xjev xet usohopemmz opvipfif.

Op gedv, xjomi sitiesdjoph Osimepf't vey sevit (topdi zua teof zua mowi vjisi pux), O fotduwisif e foggisipv xez vu opdipv esvotvt vu dupvopai vu qsufadi raemovz xuslt:

[FONT=Verdana, Arial, Helvetica, sans-serif] Vji qsugovt gsun vji qacmodevoup us temi ug ep usohopem epf dsievowi xusl iyinqvt ep Osotj sitofipv gsun opduni vey og ov gemmt apfis upi ug vji gummuxoph gowi devihusoit: 1. E cuul us uvjis xsovoph 2. E qmez 3. E natodem dunqutovoup 4. E qeopvoph us uvjis moli qodvasi 5. E tdamqvasi. Hiv qeopvoph pux!
[/FONT]

O xupfis og zuas cmuh raemogoit?! MUM.
 
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