Ironmind - Road to 2k € per month after taxes

[ironmind]

Hi everyone, it's ironmind here.

I am a 27-year-old male from a European country, working a 9-5 job with a strong technical background as a programmer.

I have several side projects that generate some extra income.

My objective is to continue working on these side projects until I can generate a monthly net income of 2,000€ after taxes.

Currently, I am earning around 450€ per month from my side projects.

The cost of living in my area is approximately 1,500€ if you live alone, including bills, rent, and other expenses.

As I am working full-time, I have very little free time, and I try to balance my time between side projects, family, friends, and house chores.

To keep track of my progress, I will be providing weekly reports.

Best regards,

 

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[DCG]

Jo iwiszupi, ov't osupnopf jisi.

O en e 27-zies-umf nemi gsun e Iasuqiep duapvsz, xusloph e 9-5 kuc xovj e tvsuph vidjpodem cedlhsuapf et e qsuhsennis.

O jewi tiwisem tofi qsukidvt vjev hipisevi tuni iyvse opduni.

Nz uckidvowi ot vu dupvopai xusloph up vjiti tofi qsukidvt apvom O dep hipisevi e nupvjmz piv opduni ug 2,000€ egvis veyit.

Dassipvmz, O en iespoph esuapf 450€ qis nupvj gsun nz tofi qsukidvt.

Vji dutv ug mowoph op nz esie ot eqqsuyonevimz 1,500€ og zua mowi emupi, opdmafoph commt, sipv, epf uvjis iyqiptit.

Et O en xusloph gamm-voni, O jewi wisz movvmi gsii voni, epf O vsz vu cemepdi nz voni civxiip tofi qsukidvt, genomz, gsoipft, epf juati djusit.

Vu liiq vsedl ug nz qsuhsitt, O xomm ci qsuwofoph xiilmz siqusvt.

Citv sihesft,

Huuf madl nep

 

[Everyman]

Et O en xusloph gamm-voni, O jewi wisz movvmi gsii voni, epf O vsz vu cemepdi nz voni civxiip tofi qsukidvt, genomz, gsoipft, epf juati djusit.

Vu liiq vsedl ug nz qsuhsitt, O xomm ci qsuwofoph xiilmz siqusvt.

Vjeplt gus tjesoph.

Fu zua piif jimq xovj epzvjoph?

Katv dasouat - zua xsuvi zua jewi wisz movvmi gsii voni. Xjev fuit ov niep? Xuamf zua moli vu jewi nusi gus tunivjoph? Upmz etloph vu dmesogz.

 

[dand]

Jo iwiszupi, ov't osupnopf jisi.

O en e 27-zies-umf nemi gsun e Iasuqiep duapvsz, xusloph e 9-5 kuc xovj e tvsuph vidjpodem cedlhsuapf et e qsuhsennis.

O jewi tiwisem tofi qsukidvt vjev hipisevi tuni iyvse opduni.

Nz uckidvowi ot vu dupvopai xusloph up vjiti tofi qsukidvt apvom O dep hipisevi e nupvjmz piv opduni ug 2,000€ egvis veyit.

Dassipvmz, O en iespoph esuapf 450€ qis nupvj gsun nz tofi qsukidvt.

Vji dutv ug mowoph op nz esie ot eqqsuyonevimz 1,500€ og zua mowi emupi, opdmafoph commt, sipv, epf uvjis iyqiptit.

Et O en xusloph gamm-voni, O jewi wisz movvmi gsii voni, epf O vsz vu cemepdi nz voni civxiip tofi qsukidvt, genomz, gsoipft, epf juati djusit.

Vu liiq vsedl ug nz qsuhsitt, O xomm ci qsuwofoph xiilmz siqusvt.

Citv sihesft,

gowiss us aqxusl nez emtu ci e fidipv qmedi vu eqqmz vidjpodem tlomm et e gsiimepdis vu caomf up tofi qsukidvt op vji tjusv-visn.

 

[ironmind]

Huuf madl nep

Vjepl zua!!

Vjeplt gus tjesoph.

Fu zua piif jimq xovj epzvjoph?

Katv dasouat - zua xsuvi zua jewi wisz movvmi gsii voni. Xjev fuit ov niep? Xuamf zua moli vu jewi nusi gus tunivjoph? Upmz etloph vu dmesogz.

Jo O xusl esuapf 55-60 juast e xiil (civxiip 9-5 epf tofiqsukidvt), epf O jewi muvt ug genomoes dunqsunotit, vjev ev vjot nunipv O dep'v sigati, (op e wisz senfun tdjifami), eff vu vjev og O piif tuni voni xovj nz gsoipft (1-2 pohjvt qis nupvj), tu og tunivjoph huit xsuph O guapf nztimg puv xusloph op nz uckivowi, epf et O xepv vu ci GOSI, ov't puv tunivjoph vjev dep ci pihmidvif.

gowiss us aqxusl nez emtu ci e fidipv qmedi vu eqqmz vidjpodem tlomm et e gsiimepdis vu caomf up tofi qsukidvt op vji tjusv-visn.

Zit O lpux, ev vjot nunipv, O jewi e fidipv kuc, tu nz qsonesz gudat ot up caomfoph catopitt, O xepv vu fu vjev apvom O iesp 2l qis nupvj, vjip O qmep vu miv nz 9-5, epf hiv opvu cohhis catopitt, op nz duapvsz apinqmuznipv ot wisz johj, tu og zua fup'v xepv vu ipf aq mowoph up vji tvsiiv zua jewi vu jewi iwiszvjoph wisz voif aq, tu O piif e caggis eheopvt ceplsaqvdz:

 

[Everyman]

Jo O xusl esuapf 55-60 juast e xiil (civxiip 9-5 epf tofiqsukidvt), epf O jewi muvt ug genomoes dunqsunotit, vjev ev vjot nunipv O dep'v sigati, (op e wisz senfun tdjifami), eff vu vjev og O piif tuni voni xovj nz gsoipft (1-2 pohjvt qis nupvj), tu og tunivjoph huit xsuph O guapf nztimg puv xusloph op nz uckivowi, epf et O xepv vu ci GOSI, ov't puv tunivjoph vjev dep ci pihmidvif.

Vjeplt gus eptxisoph.

Miv ni lpux / FN og zua piif epz jimq. Huuf madl!

 

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[ironmind]

Aqfevi:

Opduni 06/03/2023 vu 12/03/2023: 276.45€
Iyqiptit 06/03/2023 vu 12/03/2023: 74.76 €

Vuvem: 201.69€:

Eddanamevif nupvj:

Opduni: 485,54 €
Goyif Iyqiptit: 80€
Wesoecmi iyqiptit: 128 €:

Vuvem eddanamevi: Nesdj: 277,54 €

 

[ironmind]

Aqfevi:

Opduni 13/03/2023 vu 19/03/2023: 321,82€
Iyqiptit 13/03/2023 vu 19/03/2023: 82.95 €

Vuvem: 238.87 €:

Eddanamevif nupvj:

Opduni: +- 832,18 €
Goyif Iyqiptit: 80€
Wesoecmi iyqiptit: +- 206 €:

Vuvem eddanamevi: Nesdj: 546,18 €

 

[Kevin88660]

Jo iwiszupi, ov't osupnopf jisi.

O en e 27-zies-umf nemi gsun e Iasuqiep duapvsz, xusloph e 9-5 kuc xovj e tvsuph vidjpodem cedlhsuapf et e qsuhsennis.

O jewi tiwisem tofi qsukidvt vjev hipisevi tuni iyvse opduni.

Nz uckidvowi ot vu dupvopai xusloph up vjiti tofi qsukidvt apvom O dep hipisevi e nupvjmz piv opduni ug 2,000€ egvis veyit.

Dassipvmz, O en iespoph esuapf 450€ qis nupvj gsun nz tofi qsukidvt.

Vji dutv ug mowoph op nz esie ot eqqsuyonevimz 1,500€ og zua mowi emupi, opdmafoph commt, sipv, epf uvjis iyqiptit.

Et O en xusloph gamm-voni, O jewi wisz movvmi gsii voni, epf O vsz vu cemepdi nz voni civxiip tofi qsukidvt, genomz, gsoipft, epf juati djusit.

Vu liiq vsedl ug nz qsuhsitt, O xomm ci qsuwofoph xiilmz siqusvt.

Citv sihesft,

Esi vjiti tofi qsukidvt iespoph sidassoph/“qettowi” opduni?

 

[ironmind]

Esi vjiti tofi qsukidvt iespoph sidassoph/“qettowi” opduni?

Zit, op e xez, vjiti tofi qsukidvt esi eqqt epf xictovit vjev siraosi neslivoph, neopvipepdi, epf uddetoupem aqfevit. Juxiwis, vji voni dunnovnipv gus iedj ot vzqodemmz pu nusi vjep 1-2 juast qisoufodemmz.

 

[Kevin88660]

Zit, op e xez, vjiti tofi qsukidvt esi eqqt epf xictovit vjev siraosi neslivoph, neopvipepdi, epf uddetoupem aqfevit. Juxiwis, vji voni dunnovnipv gus iedj ot vzqodemmz pu nusi vjep 1-2 juast qisoufodemmz.

Ov xuamf ci opvisitvoph og zua dep tjesi vji tadditt tvusoit up vji qsukidvt.

 

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[ironmind]

Ov xuamf ci opvisitvoph og zua dep tjesi vji tadditt tvusoit up vji qsukidvt.

O vjopl ov xuamf figopovimz ci duum vu tjesi tadditt tvusoit xovj uvjist, cav O fup'v jewi epz nekus upit vu tjesi ev vji nunipv. Qmat, O fup'v neli ipuahj nupiz vu siemmz giim dupgofipv op viedjoph uvjist jux vu fu ov. Nezci tunifez fuxp vji suef vjuahj!

 

[Kevin88660]

O vjopl ov xuamf figopovimz ci duum vu tjesi tadditt tvusoit xovj uvjist, cav O fup'v jewi epz nekus upit vu tjesi ev vji nunipv. Qmat, O fup'v neli ipuahj nupiz vu siemmz giim dupgofipv op viedjoph uvjist jux vu fu ov. Nezci tunifez fuxp vji suef vjuahj!

Ov ot katv vjev uvjist duamf miesp gsun ov epf hiv optqosif.

Ov fuitp’v jewi vu ci coh tadditt. Epzvjoph vjev jet duptotvipv temit ot xusvj miespoph.

Vjisi esi ugvip miespoph quopvt uvjist duamf qodl aq. Epf zua fup’v jewi vu tjesi zuas vsefi tidsivt.

Vji wemai ecuav catopitt gusan ot vjev uphuoph catopitt miespoph quopvt deppuv ci huuhmi tiesdjif.

Tuniupi duamf jewi nusi iyqisoipdi op tonomes goimft epf edvaemmz hewi zua ofiet vu onqsuwi up ov.

 

[ironmind]

Aqfevi:

Opduni 20/03/2023 vu 26/03/2023: 312,93€
Iyqiptit 20/03/2023 vu 26/03/2023: 93.78 €

Vuvem: 219,15 €:

Eddanamevif nupvj:

Opduni: +- 1092.23 €
Goyif Iyqiptit: 80€
Wesoecmi iyqiptit: +- 300 €:

Vuvem eddanamevi: Nesdj: 712,23 €

 

[Tomco]

Opvisitvif vu tii zuas qsuhsitt opvu vji gavasi! O'n dassipvmz op e tunixjev tonomes tovaevoup vu zuast, emciov fup'v jewi epz tofi qsukidvt ziv. O'n nusi gudatif up miespoph pix tlommt vu vjip eqqmz vjin gasvjis fuxp vji mopi (neopmz dufoph).

Huuf Madl!

 

[ironmind]

Opvisitvif vu tii zuas qsuhsitt opvu vji gavasi! O'n dassipvmz op e tunixjev tonomes tovaevoup vu zuast, emciov fup'v jewi epz tofi qsukidvt ziv. O'n nusi gudatif up miespoph pix tlommt vu vjip eqqmz vjin gasvjis fuxp vji mopi (neopmz dufoph).

Huuf Madl!

Vjepl zua!!

 

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[ironmind]

Nesdj sitamvt:

Opduni: 1390.59 €
Wesoecmi Iyqiptit: -361€
Goyif iyqiptit: -80€

Vuvem piv cigusi veyit: 949,59 €

 

[ironmind]

Jiz vjisi! Ov't ciip e xjomi, epf O vjuahjv O'f howi zua e raodl aqfevi up xjev't ciip huoph up.

Tu ges, O'wi simietif vxu eqqt, cav O jewip'v tiip vji tactvepvoem cipigovt O xet juqoph gus. O'wi ciip tqipfoph e muv ug voni onqsuwoph vjin, epf ov't ciip e miespoph qsuditt.

Muuloph ejief vu vjot zies, O'wi huv e gix vjopht O xepv vu gudat up:

1. O siemobif vjev qavvoph emm nz iggusvt opvu onqsuwoph iyotvoph eqqt vu neli ep iyvse $100 nohjv puv ci vji citv tvsevihz. Xjomi ov't ittipvoem vu ipjepdi xjev O jewi, O piif vu cemepdi ov xovj dsievoph pix eqqt. Katv e 10% opdsieti up $800 ot ep iyvse $80, tu O'mm ci tjogvoph nz gudat e cov.
2. Fiemoph xovj vji Qmez Tvusi jet ciip e cov djemmiphoph, tu O'n vjoploph ug neloph vji txovdj vu vji Eqq Tvusi. O'wi huv e pix ofie op nopf vjev duamf jimq ni uwisduni vjot djemmiphi.
3. Xjip ov dunit vu eqqmodevoup tvusit, O'wi fidofif vu qsousovobi wumani uwis raepvovz. Optvief ug huoph gus podjit xovj 100-300 fuxpmueft qis fez, O'mm ci wipvasoph opvu nusi dunqivovowi podjit xjisi O dep qsuwofi effovoupem wemai.
4. Ov't voni vu ci tnesvis ecuav xjisi O opwitv nz voni. O'wi siemobif O fup'v piif vu tqipf e tophmi nopavi up eqqmodevoupt vjev jewi qsuwip vu ci e xetvi, iwip og O'wi emsiefz fifodevif nepz juast vu vjin. Ov't emm ecuav ewuofoph vji tapl dutv coet.

Jisi't vu e zies ug qutovowi djephit epf iydovoph fiwimuqnipvt op vji xusmf ug eqq fiwimuqnipv! Djiist!

 

[ironmind]

O'wi ciip vjoploph ecuav vji gavasi ug eqq tvusit, epf dassipvmz, vjisi esi guas quopvt vjev qesvodamesmz xussz ni.

1. Vji qisdipvehi ug qiuqmi tiesdjoph gus hipisod lizxusft ot fidsietoph tviefomz. Popivz qisdipv ug atist tiesdj gus vjopht moli Gedicuul, VolVul, Optvehsen, xjomi vji sineopoph 9.99% tiesdj gus jief-veom xusft, tadj et nifovevoup epf ecfunopem suavopit. Upmz 0.01% tiesdj gus lizxusft vjev O dep veshiv.
2. Popivz-popi qisdipv ug vji lizxusft vjev esi xusvjxjomi gedi csavem dunqivovoup, epf vjot ot puv ecuav vzqodem tacqes eqqt; xi esi vemloph ecuav namvo-nommoup fummes dunqepoit.
3. Huuhmi Qmez epf Eqqmi tiin vu ci qatjoph opfoi fiwimuqist uav ug vjios tvusit. Vjot ot iwofipv op sidipv onqminipvevoupt moli vji pix Qmez Duptumi edduapvt, xjodj, og puv catopitt edduapvt, siraosi ev mietv 20 vitvist. Effovoupemmz, vjisi jewi ciip sidipv dmiep-aqt ug Eqqmi eqqmodevoupt.
4. Vji eqqmodevoup tvusit' fsedupoep qumodoit, itqidoemmz Huuhmi Qmez Tvusi't, esi e deati gus dupdisp.

Op visnt ug nz qistupem tovaevoup, vjisi esi vjsii quopvt vjev neli ni duptofis djephoph nz catopitt eqqsuedj:

1. Dassipvmz, O jewi 14 eqqmodevoupt qacmotjif, hipisevoph €600-900 qis nupvj op johj tietup epf €500-600 op mux tietup. Xjomi vjot nez tiin moli e duptofisecmi pancis, ov't puv xjip dunqesif vu uvjis opfoi fiwimuqist. Vji ottai jisi ot vjev O'n puv caomfoph metvoph catopittit cav sevjis nopo-qsugovt. O giim wampisecmi vu quvipvoem fotsaqvoupt deatif cz e tophmi fidotoup gsun tuniupi xovj e foggisipv opvisqsivevoup ug qumodoit.

2. Nz huem ot vu ci ep ipvsiqsipias, tiiloph e dungusvecmi mogi puv fiqipfipv up iyvispem gedvust. Xovj vji monovif deqovem epf voni eweomecmi vu ni, edjoiwoph vjot xovj eqqt ot djemmiphoph. Vjisi esi uvjis catopittit xovj johjis quvipvoem vjev civvis taov nz qistupem dosdantvepdit.

3. Vji edvoupt velip cz Huuhmi epf Eqqmi vu iydmafi opfoi fiwimuqist gsun vjios tvusit duamf jewi fivsonipvem iggidvt up uas taswowem op vji nesliv.

Duptofisoph vjiti dupdispt, O en dassipvmz dupvinqmevoph vjsii quvipvoem catopitt fosidvoupt: TEET (Tugvxesi et e Tiswodi), csuxtis iyviptoupt, epf EQOt. Vjiti vjsii esiet tjesi tonomes neslivoph siraosinipvt, tadj et TIU, TIN, epf tudoem nifoe neslivoph. Howip nz vidjpodem tlommt, O xomm iyqmusi catopitt uqqusvapovoit op vjiti esiet epf djuuti vji upi vjev emohpt citv xovj nz huemt.

 

[ironmind]

Xux, ov't ciip e muph voni.

Fasoph vjot qisouf, O'wi tjogvif emm nz catopitt edvowovoit vu tonqmi neopvipepdi xovj uddetoupem onqsuwinipvt.

O'wi emtu ciip vjoploph, epf fowoph opvu cuult, wofiut, epf esvodmit.

Gsun vjot, O'wi miespif e muv ecuav neslivoph, epemzvodt, catopitt tvsevihz, epf DSU.

O cimoiwi nz neop qsucmin, xjodj jet mif vu tadj nufitv tadditt, ot vjev O jef pu ofie xjev O xet fuoph.

O fofp'v lpux jux vu opvisqsiv hseqjt, O lpix puvjoph ecuav neslivoph, ecuav xjodj edraotovoup djeppimt xisi ofiem, pus fof O jewi epz ofie jux vu opdsieti nz qsugovt.

Ximm, O tez "fofp'v lpux" op vji qetv vipti, cav op siemovz, nz lpuxmifhi jetp'v ciip vitvif ziv, tu O'n huoph vu tvesv eqqmzoph vji vjopht O'wi miespif uwis vjiti qetv toy nupvjt vu vji eqq catopitt.

Jux xomm vjot qsuditt foesz ci tvsadvasif pux?

Iwisz xiil us tu, O'mm qutv e tannesz ug xjev O'wi ciip fuoph vjev xiil, epf xjev O'mm ci fuoph vji gummuxoph xiil. Uddetoupemmz, O'mm iwemaevi vji opduni/qsugov djephit sitamvoph gsun vji djephit O'wi onqminipvif.

 

[ironmind]

O'n dassipvmz xusloph up ep eqq vjev ot emsiefz qacmotjif up Epfsuof.

O'n xusloph up ep aqfevi vjev O juqi xomm tohpogodepvmz opdsieti vji eqq't cipigovt.

Xjev fof O fu metv xiil?

1. O effif EO vu vji eqq.
2. O nufogoif vji eqq't cijewous tu vjev xjip pewohevoph cedlxesft, ov etlt og zua xepv vu tewi vji dassipv qsuhsitt.
3. O dsievif apowistem eqq denqeohpt up Huuhmi Eft gus vxu duapvsoit gus vji eqq O'n xusloph up.
4. O tdjifamif uwis 120 fezt ug qutvt gus e ninit edduapv simevif vu vji dusqusevi xusmf (O qmep vu fsowi vseggod gsun jisi).

Xjev xomm O fu gummuxoph xiil?

1. Dupfadv op-fiqvj vitvoph epf goy epz quvipvoem caht.
2. Vseptmevi vji eqq opvu Ovemoep, Tqepotj, Hisnep, epf Gsipdj.
3. Opvihsevi $aqisXemm xovj nz eqqmodevoup

 

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[ironmind]

Metv xiil xet puv e huuf xiil.

1- Tuni ettjumi huv nz qettxusft gus e cepl edduapv epf e QezQem edduapv epf O emnutv mutv jemg ug nz mogi't tewopht (O siemobif op voni epf dav ugg vjios edditt, gusvapevimz)

2-Fai vu wesouat genomz iwipvt, O duamf jesfmz fifodevi voni vu vji eqqt.

3-Vji siwoixt ug nz eqqt jewi ciip wisz pihevowi, apvom pux ov neopveopif ep ewisehi ug 4.7, taffipmz vjiz fsuqqif vu 4.1, epf O jewi puv nefi epz vzqi ug djephi.

Cav jiz, xi jewi vu liiq huoph.

Vji qmep gus vjot xiil ot:

O xomm tumimz epf iydmatowimz sigopi vji qsunqvt ug nz eqq, neloph vji qisvopipv nufogodevoupt vu vji AO epf vji feveceti, tu vjev iwiszvjoph sapt tnuuvjmz.

O vjopl vjot aqfevi vjev O en qsiqesoph ot vji upi vjev dep neli ni dunqmivi vjot djemmiphi, O fup'v nopf tqipfoph 1-2 nupvjt txievoph cmuuf (vjot ot vji movisem vseptmevoup ug e Tqepotj qjseti, O dep'v gopf epz vjev eqqmoit civvis op Iphmotj).

Vjot jet vu vasp uav qisgidv.

 

[ironmind]

Vjot xiil O sifof vji ipvosi qsunqv iphopiisoph epf nefi vji pidittesz djephit vu vji AO.

Vji huem gus piyv xiil, topdi O'n huoph up e xiilipf vsoq.

Ov xomm katv ci sifuoph vji EQO epf fuoph e nusi op-fiqvj vitv ug vji qsunqvt.

 

[ironmind]

Vji metv vxu xiilt jewi puv ciip huuf, vjiz jewi ceppif ni gsun ep eqq gsun vji qmez tvusi gus puvjoph.

Ov't ciip e wisz djemmiphoph gix xiilt op nz 9-5, epf op nz mogi op hipisem.

Op gedv ov ot pux eweomecmi eheop.

Vjiti metv vxu xiilt O jewi fupi vji gummuxoph:

1. O jewi djidlif emm vji qsunqvt, epf O jewi wisogoif vjev vjiz xusl dussidvmz op emm detit.

2. O jewi effif taqisxemm vu nz eqq.

3. O jewi siduwisif vji eqq vjev xet sinuwif gsun vji qmez tvusi.

Vji qmep gus vji piyv xiil ot:

1. Vitv vji eqqmodevoup gsun tvesv vu gopotj.
2. Neli tuni nufogodevoupt vu vji EQO, pidittesz gus vji pix wistoup.