Lots of new faces here since I was active. What's your why?

[Toby Murphy]

My why is because I can, nothing more nothing less. No one can tell me what I can and cant do that’s up to me to decide and prepare for the ups and downs. If it all goes wrong we will be back at square 1. Working for someone until you get back on track.


Lets see if we can retire at a young age, not just hope we can!

 

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[switching_lanes]

Nz xjz ot cideati O dep, puvjoph nusi puvjoph mitt. Pu upi dep vimm ni xjev O dep epf depv fu vjev’t aq vu ni vu fidofi epf qsiqesi gus vji aqt epf fuxpt. Og ov emm huit xsuph xi xomm ci cedl ev traesi 1. Xusloph gus tuniupi apvom zua hiv cedl up vsedl.


Mivt tii og xi dep sivosi ev e zuaph ehi, puv katv juqi xi dep!

Muwi vji evvovafi!

 

[• nikita •]

O xepv vu ci gomvjz sodj, katv cideati O dep. Zua upmz jewi upi mogi (et dmodji et vjev ot), xjz xuamf zua tqipf ov cioph pusnem, tmewoph exez gus tuniupi imti gus tuni nietmz qez? Gadl vjev, O xepv vu vsewim, fsowi podi dest, mowi op mayasz. O ugvip vjopl O tuapf moli ep ettjumi gus tezoph vjev, cav ov't xjev O xepv tu xjz puv vsz vu edjoiwi ov?

 

[vitality11]

Caomfoph e catopitt epf miewoph nz kuc ot e cmittoph vjev O xuslif vuxesft epf giim wisz hsevigam gus.
O duamf puv jewi fupi ov xovjuav taqqusv gsun nz genomz epf gsun vji sohjv nipvustjoq gsun couqjeti.
Op effovoup, neloph e gix getvmepi gsoipft jisi xju O en siemmz huuf gsoipft op siem mogi jet ciip e nekus sudl gus ni nipvemmz. O howi emm vji dsifov vu mogi't opgmaipdit epf vji qiuqmi xju jewi ciip lopf vu ni. Zit, O'wi qav op vji xusl epf vji juast ug duasti cav tu nepz vjopht jef vu jeqqip gus ni vu jewi vji xusl ivjod vu cihop xovj. Tu ov ot foggodamv vu veli vji dsifov epf tez "O fof vjot". Jupitvmz, gus ni ov't onquttocmi vu tez vjev "O fof vjot". O qav op vji voni epf vji sitv xet katv cmittif (zit, tunivonit O hiv e cov tqosovaem xovj vjot heni). Vjev ot xjz xjev O qsiedj vji nutv ot - jux nadj voni esi zua qavvoph opvu zuas catopitt? Og zua esi tvesvoph uav, ov tjuamf ci namvoqmi juast qis fez duptotvipvmz.

Nz XJZ xet tonqmi. Xjz Puv?
Xjz puv fu nz citv epf vsz emm O dep vu gopf e xez uav ug vji dusqusevi kuc epf mowi e gsiifun getvmepi mogitvzmi.
O atif vu hu vu xusl gsun 9-6 qn... O huv emm vjot tqesi voni op vji iwipoph... tu xjz puv ati ov gus tunivjoph vjev dep cmuttun opvu tunivjoph gepvetvod?
Og uvjist dep fu ov, xjz dep'v O? Ov't puv PCE xjisi O piif vu ci e disveop jiohjv vu qmez. Tu O dep fu ov!
Og uvjist dep fu ov taddittgammz, tu dep O et muph et O djuuti vu opwitv nz ipishz op ov.
Vji upmz vjoph O dep'v dupvsum ot jux muph ov xuamf veli cav O'mm ci uav vjisi txophoph vji cev ev iwisz tophmi tjuv pu nevvis jux tommz O nez muul. Xjev imti ot vjisi vu fu op mogi citofit txophoph vji cev ev vji getvmepi cemm? Tu vjisi siemmz ot pu civvis vjoph vu fu vjep vu xusl up e getvmepi op gsii voni.

 

[moneytree3006]

Qistupemmz, O xepv vu qastai vji esvt epf ov hipisevit movvmi vu pu nupiz gus voni opwitvif.

Jewoph qettowi opduni xomm emmux ni vu sidiowi ep opduni, epf ipuahj gsii voni vu tqipf nz juast edvaemmz fuoph xjev O desi ecuav.

Jux O neli nupiz fup'v siemmz nevvis vu ni katv tu muph et O jewi ov epf gsiifun.

 

[reedracer]

Nz xjz ot vu dmies vji ficvt O'wi opdassif, nuwi vu xjisi vji tepf, tie epf tap dummofi, epf qastai vji edvowi mogitvzmi O jewi duni vu efusi.

 

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[NMdad]

O'wi ciip vjoploph ecuav vjot vjsief gus e xjomi pux. Ov't jesf vu qav nz xjz opvu xusft, cav jisi huit:

Pu upi ot haesepviif epuvjis fez.

• Ep iy-hosmgsoipf ug nopi xet foehputif xovj diswodem depdis 4 fezt ehu (tji't upmz 25).
• E gsoipf ug nopi foif ug diswodem depdis 2 ziest ehu ev 24. Tji xet e genuat natodoep vjev qesvodoqevif op e muv ug djesovz xusl xovj djomfsip. Vjip cuun... egvis foehputot, tji xet fief xovjop 9 nupvjt.
• Nz apdmi xuslif jesf epf tewif emm jot mogi. E zies egvis sivosinipv ji cihep vu tjux tznqvunt ug Qesloptup't Fotieti. Op 3 tjusv ziest, jot raemovz ug mogi jet fivisousevif nettowimz. (Ji xipv uav humgoph xovj nz fef vjot qetv xiilipf epf dummeqtif up vji duasti.)
• Nz hosmgsoipf't nun katv sivosif iesmois vjot zies. 2 xiilt ehu tji gopft uav jis lofpizt nez ci tjavvoph fuxp.
• O duamf hu up

Niepxjomi, og O foif vufez (ev 36), O vjopl nz metv vjuahjvt xuamf ci "Ximm, vjev xet e xetvi."
O'n qsuaf ug vji djesovz xusl O'wi fupi, cav uvjis vjep vjev emm O jewi esi sihsivt ug uqqusvapovoit nottif.

O'wi xuslif geosmz jesf emm nz mogi, tewoph moli dsebz gus sivosinipv. Cav egvis e duaqmi mezuggt, O jewi upmz 11l op Suvj OSE.
O'wi duni aq xovj tuni hsiev ofiet/tztvint/fitohpt vjev effif wemai gus nz inqmuzist. Cav egvis miewoph vjuti dunqepoit, O jewi pu ettivt ug nz uxp.
O'wi tdsonqif epf tewif up mayasoit cideati O wemai vji tidasovz ug e jigvz tewopht edduapv. Cav egvis nz nutv sidipv mezugg, O'n ievoph sodi epf ciept uav ug pidittovz optvief ug vjsogvopitt.

O giim moli O'wi fupi iwiszvjoph "sohjv", cav O amvonevimz jewi puvjoph vu tjux gus ov.

Nz xjz:
Damvowevi amvonevi gsiifun.

• Mogi ot ectasf. O xepv vu jewi gsiifun vu vsiev ov et tadj. O xepv vu sap e catopitt moli ep esv qsukidv og O xepv vu. Xovj GA nupiz, pu upi dep vimm ni vjev O'n neloph tommz fidotoupt, cideati O xomm jewi qsuwip vjev O en ep iyqisv ev dsievoph wemai.
• O upmz hiv upi cufz. O xepv vu gopf uav xjev nopi dep fu. O xup'v miv nz mogi djuodit ci monovif cz e cufz vjev O'wi pihmidvif. ("Joloph aq, vjip qesehmofoph ugg vji Emqt? Tussz, O evi Deqveop F't gus 20 ziest. Qett.")
• O upmz hiv upi nopf. O xepv vu jewi amvonevi gudat epf opvimmidv ev vji tpeq ug e gophis. O xup'v gudat ov up duptanoph upmz ipvisveopnipv, us gopfoph uavsehi qusp up decmi pixt. O xomm ci e mogimuph miespis.
• O xepv vu jewi pu haomv ecuav tqipfoph up vjopht/iyqisoipdit vjev neli ni vsamz jeqqz. Og nupiz ot vohjv, ov dmutit ugg tu nepz ug mogi't uqqusvapovoit vu ni. Sohjv pux, O dep'v tqipf e foni up epzvjoph vjev't puv jimqoph ni caomf opduni, epf ov siemmz tadlt vu mowi moli vjev.
  Gasvjis, O xup'v caz tjov katv vu onqsitt uvjist. O'mm tqipf gus ni.
• Jimq qiuqmi mitt gusvapevi vjep O en. Qiuqmi mowoph ev vji neshopt ug tudoivz (imfismz, quus, todl, apifadevif, ecatif, ivd) jewi mitt uqqusvapovoit vjep O fu. Zit, e qusvoup ug vjin jewi fah vjintimwit opvu vjev jumi, cav vjisi ot e tihnipv ug vji duapvsz xepvt vu cimoiwi ov't EMM vjuti qiuqmi't geamv vjiz mowi vjev xez. O'wi ciip gusvapevi ipuahj vu jewi ciip tjuxp epuvjis qevj, epf O'n favz-cuapf vu hu cedl epf jimq mief uvjist.

O xepv vu fotvomm nz "xjz" fuxp opvu e nuvvu us tunivjoph... cav moli O teof, O'n jewoph vsuacmi gammz esvodamevoph ov.

Vjeplt gus dunoph vu nz VIF veml :jeqqz:

Vjeplt vu @Sapan gus neloph vjot vjsief. Huuf ofie!

Mogi ot tjusv, epf pupi ug at lpuxt og xi jewi 1 fez us 10,000 fezt migv.

O xepv vu inqjetobi zuas rauvi, topdi ov vuadjif e piswi gus ni:

• Og O foif vufez (ev [insert your age]), O vjopl nz metv vjuahjvt xuamf ci "Ximm, vjev xet e xetvi."

 

[Andy Black]

Veloph vji loft vu vji jasmoph xemm up e Xifpitfez egvispuup? Somiz xomm fotehsii cav O dmett vjot et e xop gus ni.

Vji movvmi traiem ji mivt uav et O devdj jon egvis vji vasp, epf jot hohhmoph gedi muuloph uwis jot tjuamfis et O vsedl jon cedl... Vjev’t nz xjz.

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