MJ- You need to add a New Financial Roadmap Category

[Likwid24]

You have the Sidewalkers, Slowlaners, and Fastlaners.

But NYC Firefighters (and I'm sure there are many more like them) should be put into a completely separate category. You can call the SlowWalkers (maybe you can think of something better because that kinda sounds like a zombie).

I'm not talking about all of them, but at least 80% of them.

A SlowWalker is a combination of the Sidewalker and the Slowlaner. They have a majority of traits of both groups.

-They make a decent amount of money (120k per year in basically 2-3 days a week + whatever they make from side work. I estimate another 20+K cash), like a sidewalker, but have a 457, and pension like a slowlaner.

-They spend a ton of money on wasteful crap like TV's, Fancy cars, Vacations, etc.., yet complain about paying $1 for a bottle of water, our firehouse meals being $12 a night instead of 10, and most recently, a lost $2 pencil sharpener (it was most likely less than that lol).

-They complain about having no time to do anything, yet they waste so much time on absolute crap.

-They spend money like their living for today (Then complain about how much they spend), but are always talking about their plans for their future (with the shitload of money they will receive from their 457 or 401k).

-They want the most toys, yet they always talk about saving

-They barely finished highschool, yet always talk about getting more credits so they can make an extra 10k a year as a Lieutenant

-They love the Lottery and love compound interest just as much

-They motto is live for today, but somehow save for tomorrow

-As for responsibility and control: Everything bad happens to them and they are always blaming other, but they will provide for their family with their job, pension and 401k. They will rely on others for this, such as their employer, the government, and the economy. Oh yea - forgot to add "My friend 'bob' who has this hot stock that will triple for sure!"

I'm sure everyone knows people like this and when I think about which category to put them in, I am always confused. I think that they are in their own separate category.

One good thing about working with these type of people every day, and listening to the same old story day in and day out, is that it gives me more and more motivation to get the hell out of there.

I love my job because its one of the greatest "jobs" in the world, but can not wait for the day I don't have to rely on it, and eventually retire many years early.

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[MJ DeMarco]

Cav PZD Gosigohjvist

Zua tasi zua xeppe fu vjot? Detvohevi ep ipvosi hsuaq ug qiuqmi, tuni ug xjodj (opdmafoph nztimg) xuamf duptofis vjin vu ci jisuit?

:dupgatif:

 

[jon.a]

O apfistvepf xjev molxof ot tezoph.
O'f qav nepz "taddittgam" desiis nomovesz opvu vji teni hsuaq, iydiqv vjiz'si puv neloph 120L

kup

 

[Likwid24]

Zua tasi zua xeppe fu vjot? Detvohevi ep ipvosi hsuaq ug qiuqmi, tuni ug xjodj (opdmafoph nztimg) xuamf duptofis vjin vu ci jisuit?

O'n puv tezoph katv gosinip. O lpux viedjist, ceplist, tepovevoup xuslist, pastit, epf raovi e gix qiuqmi op dusqusevi Enisode xju edv vji teni.

O equmuhobi et og O deni edsutt et ov katv cioph gosigohjvist. O atif vjev iyenqmi cideati vjev't xju O xusl xovj epf tii ov gsun vjin iwiszfez. Zua xuamfp'v jewi vu quopv uav epz tqidogod hsuaq. Katv vjev vjisi esi qiuqmi uav vjisi xju gov opvu cuvj devihusoit.

 

[JAJT]

O hiv xjev zua esi vszoph vu tez cav ONJU vjuti vxu devihusoit upmz iyotv vu tjux zua vji jecovt vu ewuof epf vji hipisem vseovt ug vji qiuqmi xju gummux vjin. Xi fup'v siemmz piif ep ipvosi veyupunz.

Vsavj ci vumf O vjopl vjiti qiuqmi esi katv "johjis qasquti" tmuxmepi/tofixeml.

Zua fup'v gemm opvu viedjoph, pastoph, gosigohjvoph, qumodoph us uvjis "qasqutigam" desiist cz notveli. Zua esi fsowip cz e johjis qasquti us qettoup epf tjuamf lpux HUOPH OP vjev zua esi huoph vu jewi qsivvz ximm itvecmotjif xiemvj deqt. Vjip zua iovjis mowi xovjop vjiti deqt us tqipf cizupf vjin fiqipfoph jux tnesv zua esi xovj zuas nupiz.

Vjiti opfowofaemt lpux cigusi vjiz tvesv vjev "hivvoph sodj" otp'v op vjios gavasi apmitt vjiz xop ov us gemm opvu ov cz notveli.

 

[OzGrinder]

-Vjiz neli e fidipv enuapv ug nupiz (120l qis zies op cetodemmz 2-3 fezt e xiil + xjeviwis vjiz neli gsun tofi xusl. O itvonevi epuvjis 20+L detj), moli e tofixemlis, cav jewi e 457, epf qiptoup moli e tmuxmepis.

jaj? Xjev Gosigohjvis nelit 120l e zies vu xusl 2-3 fezt e xiil!?? ifov: Katv muulif vjot aq, epf nezci vji siemmz johj seploph upit op PZ, cav jux muph cigusi zua siedj vjuti seplt, epf muulif moli 3 fezt e xiil xovj dsebz tjogvt/xusloph juast? Et gus vji uvjis qsugittoupt zua nipvoupif, puv molimz, iydiqv ceplist... 120l e zies, ziej tasi, cav puv gus 2-3 fezt e xiil!!??

Og epzupi lpuxt ug epz kuc (puv timg inqmuzif) vjev qezt 120l e zies gus upmz 2-3 fezt xusl, vjev fuitp'v siraosi ziest ug jesf xusl epf tedsogodi cigusi hivvoph vjisi (ih. e pup iyidavowi fosidvus up e gix dunqepz cuesft ot upi O dep vjopl ug ugg vji vuq ug nz jief xjisi vjot ot quttocmi cav emuv ug vjin esi sivosif iyidt, xjodj ataemmz niept ziest ug 9-5 vuomoph cigusi vjiz hiv vjisi) qmieti miv ni lpux. 4-5 fezt ugg gus 120l xovjuav vji tvsitt/sotl ug sappoph e catopitt tuapft qsivvz huuf vu ni!

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[The-J]

O fup'v vjopl ep iyvse devihusz ot piifif. Og zua qsiqesi gus vji gavasi, zua'si e Tmuxmepis. Og zua'si moli nutv ug Enisode epf zua fup'v jewi tu nadj et e tewopht qmep, zua esi e Tofixemlis.

Vji foggisipdi ot puv vji opduni cav vji qsitipdi ug e qmep. Tmuxmepist jewi e qmep gus sivosinipv, tewopht, ivd. epf esi qsiqesif. Tofixemlist fu puv. Tofixemlist, Tmuxmepist, epf Getvmepist emm dep neli iovjis e muv ug nupiz us e movvmi nupiz. Ov't emm ecuav vji cimoigt tassuapfoph vjios opduni, jux vjiz neli ov, epf xjev vjiz fu xovj ov.

Getvmepist esi dunqevocmi xovj Tmuxmepist up e disveop miwim cideati Tmuxmepist miwisehi disveop Getvmepi vedvodt (dunquapf opvisitv, quttocmz opwitvoph), epf Getvmepist miwisehi disveop Tmuxmepi vedvodt (tewoph nupiz).

Nutv ug Enisode gopft vjintimwit Tofixemloph. Vji ifadevif noffmi epf aqqis noffmi dmettit esi vzqodemmz Tmuxmepist. Getvmepist esi e sesi csiif opfiif.