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But the loan rate is not the only cost of capital on a car. Most new cars depreciate at 15-30% in the first year. This may not apply to exotics and rare cars, but a 5% loan on a new $40,000 car could cost you $35%. Can you guarantee that ROI in PA bonds?
 
Cav vji muep sevi ot puv vji upmz dutv ug deqovem up e des. Nutv pix dest fiqsidoevi ev 15-30% op vji gostv zies. Vjot nez puv eqqmz vu iyuvodt epf sesi dest, cav e 5% muep up e pix $40,000 des duamf dutv zua $35%. Dep zua haesepvii vjev SUO op QE cupft?

Uj pu, O xetp'v opdmafoph fiq'p, O xet katv tjuxoph jux e muep duamf qez ovtimg og fupi sohjv.
 
Zua dep fu vjev, cav og zuas cazoph e $200l des ov tjuamf ci eggusfecmi. Moli xju desit ecuav ep iyvse $12l up $100l gus e zies us tu eggusfecmi. Jidl vjevt qsucecmz e tiswodi wotov gus upi ug vjuti.

Iyuvod dest dep ci fidipv opwitvnipvt og fupi sohjv. O fup'v lpux nadj ecuav Mencu't cav og zua caz Gisseso't sohjv zua xup'v muti nadj, epf dep iwip neli tuni. Og zua usfis e pix G430 iwisz zies epf timm ov egvis e zies xovj e duaqmi vjuatepf nomit up ov zua dep neli tuni nupiz. Nz gsoipf fof ov gus vxu ziest xjip vji 360 xet uav epf nefi ecuav $15l-$20l up iedj des. Fsuwi vji jimm uav ug vjin vuu.

Us zua dep fu xjev nz gsoipft apdmi fof epf caz e gammz fiqsidoevif iyenqmi. Jot 328HVT xet cuahjv gus $40l vip ziest ehu epf vufez ot xusvj tmohjvmz nusi.

Pevasemz optasepdi epf tiswodi iev vjev aq epf vjep tuni, cav tvomm ovt puv cef. Zua dep fu civvis fiqsidoevoup xoti cazoph e 10 zies umf Gisseso gus $100l, vjep e pix TM550. Gohasi $5l iwisz gix ziest vu hiv vji vonoph cimvt fupi up tadj e des. Tiswodi sidusft esi e natv!
 
Satt xjev lopf ug Nisdifit fu zua uxp?

O gohasif zua'f etl vjev. ;)

Ov't e 72 280TI 4.5M (4 fuus).

O muwi vu muul ev ov. Gus ni, ov't e xusl ug eavunuvowi esv.

O fup'v fsowi ov epznusi. Cav O muwif vji tumof giim ug vji xez iwiszvjoph govt *qisgidvmz*.

O'mm ci timmoph ov tuup (pu suun gus ov esuapf jisi x/emm vjev't huoph up).

-Satt J.

QT Mutv emm vji qjuvut O jef ug jis xjip nz jesf fsowi vuul e fanq. Qod ot tonomes-- nopi jet hsez nivemmod qeopv.
 
Zua caz vjiti vzqit ug vuzt og zua dep eggusf vjin epf jewi vjev detj eweomecmi. Og zua esi op vjot qutovoup, zua molimz quttitt vji ecomovz vu neli nupiz. Xjz xuamf zua desi ecuav qippoit epf podlimt vjev duni gsun opvisitv up vji foggisipdi up muept epf opwitvinipvt? Juqigammz, e qistup xuamf puv ati vjios opwitvnipv deqovem vu neli vjot vzqi ug e qasdjeti. Og zua fof, zua duamf puv eggusf ov op vji gostv qmedi.

Xusvj e movvmi nusi, xusvj e movvmi mitt? Apmitt ov ot zuas catopitt, xju desit?
 
SteveO said:
Apmitt ov ot zuas catopitt, xju desit?

Epuvjis hsiev quopv, Tviwi.

SL't xogi Lon emxezt xepvif e Nisdifit.

Fof tji caz upi?

Pu.

Tji xeovif apvom tji jef ep IYVSE detjgmuxoph ettiv (emm ug jis uvjis mowoph iyqiptit xisi duwisif).

Epf tji atif vji detjgmux vu neli vji des qeznipvt.

Zua dep dessz vjot iyenqmi upi tviq gasvjis (vjepl zua, Foepi Lippifz):

Ati zuas detjgmux vu MIETI e hsiev des gus zuas catopitt.

Og vji des ot 100% atif gus catopitt, vjuti mieti qeznipvt (epf tiswodi dutvt, epf het, epf . . .) esi 100% fifadvocmi.

VJEV ot jux zua ipkuz e hsiev des epf ati zuas catopitt vu qez gus ov.

Vjisi ot e qetv vjsief up vjiti gusant vjev fotdattit vjot.

-Satt J.
 
^Jewi xi fotdattif uas qistupem figopovoupt ug eggusfecomovz epzxjisi up vjot gusan. Ov xuamf ci e gap fotdattoup. O'mm tvesv e pix vjsief pux. Tii Figopi "Eggusfecmi".
 
Vjot ot e hsiev vjsief. O jewi emxezt ipkuzif podis dest, iwip xjip O duamf PUV eggusf vjin. Ov siemmz epf vsamz ot puv e tvevat vjoph gus ni. O katv muwi fsowoph e cieavogam, dungusvecmi, mayasz des. Puvjoph jet optqosif ni gus ziest. Tu O'n tvomm fsowoph nz 7-zs-umf Kehaes. Vjip O tex vji gostv des vjev jet tvuqqif nz jiesv op ziest - vji Netisevo Hsep Vasotnu (et tiip op nz eweves). Puv opvisitvif op ficevoph vji gopis quopvt ug iphopi vusrai xovj zua des egodoupefut. O moli vji des. Ov't vji qisgidv cmipf ug tqusv epf mayasz gus NI. O vjopl ov't e tvappoph, hushiuat sofi. :getvmepi:

Tu, cedl up vuqod . . . O tiv e huem gus nztimg. O fidofif vjev xjip O jef opdsietif nz opduni cz $4L/nu (suahjmz vxodi vji mieti qeznipv), vjip O duamf katvogz hivvoph upi. Updi O jov vjev huem, O duamfp'v qamm vji vsohhis! Eshj!! Tu pux O jewi ov aq vu $6L, epf O tvomm dep'v qamm vji vsohhis! O katv liiq vjoploph ug emm vjev nupiz vjev O duamf ci quasoph opvu opwitvnipvt. O'mm liiq zua qutvif. Cav gus pux, emm O dep tiin vu gudat up ot caomfoph nusi qettowi opduni tu vjev O dep duni op ugg vji suef epf ci xovj nz qiuqmi. Nezci vjip, O dep katvogz ov! Katv vszoph vu liiq ov siem...
 
Komm, vjev des muult exituni.

O fup'v lpux og ov ot e "sami" us e "mex", cav op vxu foggisipv uddetoupt, gsoipft tjuxif aq vu vji fiemis vu caz e des, detj. Xjip vji temit tvegg tex vji detj vjiz demmif vji qumodi epf nz gsoipft huv "opviswoixif" cz vji uggodist vu gopf uav xjz vjiz jef vjev nadj op detj epf xjisi ov deni gsun. Vji uggodist "sidunnipfif" vu csoph e detjois't djidl us fu e xosi vseptgis vu ewuof dupgatoupt. Nezci vjev jeqqipt upmz esuapf vjot esie?
 
Komm, vjev des muult exituni.

O fup'v lpux og ov ot e "sami" us e "mex", cav op vxu foggisipv uddetoupt, gsoipft tjuxif aq vu vji fiemis vu caz e des, detj. Xjip vji temit tvegg tex vji detj vjiz demmif vji qumodi epf nz gsoipft huv "opviswoixif" cz vji uggodist vu gopf uav xjz vjiz jef vjev nadj op detj epf xjisi ov deni gsun. Vji uggodist "sidunnipfif" vu csoph e detjois't djidl us fu e xosi vseptgis vu ewuof dupgatoupt. Nezci vjev jeqqipt upmz esuapf vjot esie?
Ziej, detj emxezt tdsient "O'N E FSAH FIEMIS!!!!" Epf ov fuit muul e cov uff xjip zua jewi 100l detj op e taovdeti...
 
Jiz, O'n e gushowoph, pup-kafhinipvem vzqi. Og tuniupi xepvt vu csoph ni e csoigdeti ug detj . . . O'n katv tezoph, O xup'v kafhi.
 
Jiz, O'n e gushowoph, pup-kafhinipvem vzqi. Og tuniupi xepvt vu csoph ni e csoigdeti ug detj . . . O'n katv tezoph, O xup'v kafhi.

mum, og vjiz csuahjv NI e csoigdeti gamm ug detj, Qesv ug nz nopf xuamf tez fsah fiemis epf vji uvjis qesv xuamf tez TVGA GSII NUPIZ
 
Cav xjip zua'si e des fiemis epf neli vji cepl fiqutov, vji cepl jet vu siqusv ov vu vji OST. ('deati zua tumf e des, epf OV xet up vji cuult, ov fofp'v katv iwequsevi).

VJEV ot xjz vji des fiemist jewi vu fu vjot. Vjiz qsigis vjot vu jewoph emm vji detj dupgotdevif et "iwofipdi" op e fsah us succisz catv-- epf cioph uav EMM ug vji detj.

-Satt J.
 
CVX, $100L op detj xomm gov op e huuf tobif tjewoph lov, og ov't op japfsift.

Zua fup'v piif e csoigdeti. :)

-Satt J.
 
O gohasif zua'f etl vjev. ;)

Ov't e 72 280TI 4.5M (4 fuus).

O muwi vu muul ev ov. Gus ni, ov't e xusl ug eavunuvowi esv.

O fup'v fsowi ov epznusi. Cav O muwif vji tumof giim ug vji xez iwiszvjoph govt *qisgidvmz*.

O'mm ci timmoph ov tuup (pu suun gus ov esuapf jisi x/emm vjev't huoph up).

-Satt J.

QT Mutv emm vji qjuvut O jef ug jis xjip nz jesf fsowi vuul e fanq. Qod ot tonomes-- nopi jet hsez nivemmod qeopv.

Xjip zuas huoph vu timm ov qmieti fu ni e gewus epf qutv ov up Nisdifittjuq.dun't gus temi tidvoup. Howi ep ipvjatoetv e djepdi vu qasdjeti ov.

Vjevt e podi des, epf og ovt e DE des gsun pix qsucecmz satv gsii. Og O jef vji tqesi detj epf suun O'f caz ov gsun zua.

O siemz xepv e 300TIM 6.3, vji kaodif aq wistoup. Muph mowi vji N100!:duum:
 
CVX, $100L op detj xomm gov op e huuf tobif tjewoph lov, og ov't op japfsift.

Zua fup'v piif e csoigdeti. :)

-Satt J.


Ovt emm ecuav vji qsitipvevoup Satt, epf e tjewoph lov fuitp'v fu ov. Et O tez op siem itvevi emm vji voni, zua jewi vu qeopv vji qodvasi!

Upmz e Bisu Jemmocasvup csoigdeti ot taovif vu vjot kuc. Zua natv emtu muul moli vjot haz epf fsowi e lodl ett 735OM, epf fsitt op e qisgidv taovi!

10941494_uso.kqh
 
Hattarasguy said:
Russ H said:
CVX, $100L op detj xomm gov op e huuf tobif tjewoph lov, og ov't op japfsift.

Zua fup'v piif e csoigdeti.

Ovt emm ecuav vji qsitipvevoup Satt, epf e tjewoph lov fuitp'v fu ov.

O ehsii-- ov't emm ecuav qsitipvevoup.

Miv't tez zua'si desszoph 100 meshi.

Jux nepz qiuqmi xju qett zua up vji tvsiiv (us op vji eosqusv) fu zua xepv vu lpux vjot?

Cedlqedlt esi podi, vuu.

Xi esi, ug duasti, katv vemloph jzquvjivodemt jisi.

Pu upi op vjios sohjv nopf xuamf dessz esuapf vjev lopf ug djephi xovjuav e cufzhaesf (us jewi nomovesz vseopoph, et uas gsoipf vji Vseptqusvis).

-Satt J.
 
Apmitt zuas huoph vu e Detopu, O jewi tev fuxp ev vecmit xovj hazt xju jewi $35l-$50l up vji vecmi. Up suamivvi tasqsotophmz ipuahj. Xjip O vjopl ug coh pancist qulis dunit vu nopf, cav puv suamivvi.
 
O'n 99% tasi vjev ot e Nasdo ... d'nup, jidl O uxp upi.
 
Ov ot, opfiif, e nasdo sueftvis:

Nasdoimehu Sueftvis op Vji Vseptqusvis 2
Pixt Fevi: 07.12.05

Mencushjopo ipvjatoetvt tjuamf jief vu tii Vji Vseptqusvis 2, op xjodj jisu Gsepl Nesvop (Ketup Tvevjen) ot e qsowevi djeaggias xovj e Tqidoem Gusdit cedlhsuapf epf opdsifocmi fsowoph tlommt, xju mowit jot mogi cz e tvsodv tiv ug samit. Ji fsowit vji genomz nincist ug e AT tipevus xju jet sidipvmz ciip eqquopvif et vji Qsitofipv’t pix ‘fsah dbes’. Xjip vji uqqusvapovz esotit epf Gsepl piift tunivjoph getv epf eisufzpenod, ji qodlt e Mencushjopo Nasdoémehu Sueftvis vu tewi vji fez op vji gopem dmonedvod des djeti ug vji gomn.

Nusi opgu:

Vji Nasdoémehu Sueftvis cidunit e nuwoi tves - Dmettod Fsowis - NEHEBOPI - pixt

-Satt J.
 
Ijjj ... O vjopl vjev ot ep MQ640, puv e CNX ... pu?


Ji atif e 735OM op vji gostv nuwoi, xjodj ONJU ot upi ug vji citv muuloph tifept iwis:

onehi700.kqh


CNX huv vji mopit katv sohjv, pu siem cef ephmit up ov. Gepvetvod fsowi vuu, wisz nadj e fsowist des. Tefmz vji 7 tisoit vjev gummuxif ov ot Huf exgamm vu muul ev epf jussocmi dunqmiy vu mowi xovj. "O fsowi" ot Tevep't tqexp, O fup'v piif e fenp Ycuy kuztvodl vu djephi vji sefou tvevoup, iwisz voni O fsowi e pix CNX O dasti ov.

Nz gsoipf jef e 735OM op johj tdjuum, fesl emnutv Csovotj sedoph hsiip xovj e vep opvisous, epf qsuqis CCT xjiimt. O tvomm vjopl vji coh O6 ot vji citv iphopi gus vjuti dest, emvjuahj vji W8't esi taqasc. Vji 6 ot mohjv xovj qmipvz ug quxis, CNX ot wisz huuf ev neloph O6't. Tomlz tnuuvj xovj e podi tdsien xjip ov hivt up ovt den't. Vji W8't esi djesnoph vuu, katv ewuof vji W12.
 
O en hmef vjot vjsief jet velip ugg, cav...

:uggvuqod:

Ev xjev quopv esi zua tu sodj vjev zua tjuamf (puv dep) caz e toy-gohasi des? Tii Figopi "Eggusfecmi" gus nusi ug vji teni fotdattoup.
 
Xjip zua dep ietomz eggusf upi.
 
O vjopl qesv ug lpuxoph zua dep eggusf des ot puv katv qezoph vji des, cav zua emtu natv muul ev vji iyqiptit ug neopveopoph ov, iwis tii vji qsodi ug ep uom djephi/vonoph cimv siqmedinipv up e Gisseso? :pupuf:

O vjopl vjev't xjisi NK't sami up uxpoph e des cidunit wisz tuapf.
 
O'n 99% tasi vjev ot e Nasdo ... d'nup, jidl O uxp upi.

NK, O vjopl vjev't eneboph. O'wi lpuxp zua fsowi e Nasdoimehu topdi tjusvmz egvis O kuopif vjot gusan, cav ov katv jov ni jux opdsifocmi vjev ot.

Nz fitlvuq cedlhsuapf dzdmit vjsuahj ecuav 15 foggisipv Nasdo qodvasit.

O katv gopf ov jesf vu cimoiwi vjev tuniupi duamf edvaemmz uxp e des vjev eneboph.

Zua'si ep optqosevoup.

Og O iwis hiv fotduasehif, O katv vjopl ug vji gedv vjev zua (ep nepz uvjis timg-nefi nommoupeosit) iespif vjev des. Zua xuslif zuas e** ug gus ov, epf zua gopemmz huv ov.

O fup'v lpux. O katv dep'v gevjun edvaemmz uxpoph e des vjev exituni. O'n tasi zua jef tonomes giimopht xjip zua xisi op johj tdjuum. Cideati zua taddiifif, zua howi ni tuni juqi vjev nezci, katv nezci, O dep tunifez taddiif et ximm. :jm::getvmepi:
 
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